Loading...
HomeMy WebLinkAboutAgenda Bill 4D 10/19/2009 CITY OF PETALUMA, CALIFORNIA `~^ AGENDA II,I, ~ ®c~ober 19, 2009 Agenda `Title: A Resolution Approving The Form .Of And Authorizing The Meeting Date: Execution And Delivery Of A Purchase And Sale Agreement And Related October 19, 2009 Documents With. Respect. To The Sale Of The City's Proposition l a Receivable From: The State; And Directing And Authorizing Certain Other Meeting Time: 7:00 PM Actions In Connection. Therewith. Cate~orv ^ Presentation ^ Appointments ^ Consent ^ Public Hearing ^ Unfinished Business ^ New Business Department: Director: Contact Person: Phone Number: .Finance Tamera Haas Tamera Haas 707-778-4352 Total Cost of Proposal' or Proiect: Name of-Fund: General Fund-1100 Only staff time to prepare report. Account Number: Affects Property Tax, Sales Amount Budgeted; Tax & MVLF In Lieu Revenues No appropriation budgeted or needed. Current Fund Balance: Estimated $900 thousand as of 7/1/09 .Recommendation: 'It is recommended that'the City .Council fake~fhe following action: It is recommended that the City Council adopt the attached resolution which will enable the City to participate in the Proposition lA Seeuritization Program. 1. ^ First reading.of Ordinance approved unanimously, or with unanimou§ vote to allow posting prior to second reading 2. ^ F,irstxeading of Ordinance approved without unanimous vote: Ordinance has'been published/posted prior to second reading; see Attachment 3. ^'Other action requiring special notice: Notice has been given, see Attachment Summary Statement: As part of the .State budget adoption for 2009-10 -year, the State plans to borrow 8% of the amount of property tax apportioned to cities, counties, and, special districts. The State will be required to repay those obligations by June 30, 2013. The reduction in property tax revenue for the City of Petaluma is estimated to be $1,109,572.51. The County will finalize the 8% reduction amount after December 10, 2009. The Prop 1 A loan or receivable will be sold to California Statewide Communities Development Authority, (CSCDA, a joint powers authority) for 100% of the .face value. The sale constitutes an "absolute. sale" with no recourse back to the. City. CSCDA will sell bonds to .investors. solely secured by State repayment of the Prop 1 A loan. All transaction costs of issuance and interest associated with sale will be paid by the .State: To provide immediate cash relief, cash proceeds equal to 100% of the property tax.reductign`will be ,provided to the City of Petaluma in two equal installments, on January 15, 2010 and May 3, .2010 to~ coincide with the dates that the .State will be shifting property tax from the City. The existing legislation for :fhis program prescribes a November 6' deadline for the City to adopt the Resolution and to then.. sign the Purchase -and Sale ..Agreement, complete and sign the .related documents and then submit the required doeument.package~to CSCDA, and failure to meet that deadline would result in being excluded from the program. In order for the program.to go forward,. CSCDA has confirmed that the legislature must enact and the Governor must sign.. SB 67, which failedin the legislature on September 11-12. The fate of SB 67 may not be resolved by the November 6 submission deadline: If for any reason S'B 67 does .not become law on a timely basis, the program cannot •proceed; and the documents which will have been completed, signed and submitted by the City in the meantime will be of no.force or effect and will be destroyed, Summary .Statement. (con't). The adopted State budget includes AB 15 that. provides a hardship mechanism for agencies. Agencies that believe they would qualify for a hardship exemption can file for the determination as required by AB15. This is strictly a backup option, if SB67 does not pass to allow the securitization program to go forward. As a safeguard, staff will have- sought a hardship exemption by the State's October 15, 2009 deadline for such exemptions. Attachments to A~enda'Packet Item: 1. .Resolution approving participation in the Proposition lA Receivable Financing Program 2. Purchase and Sale Agreement 3, FAQ's from California C'omtnunities Reviewed by Finance Director: "Reviewed by City Attorney.: A rove b C'i anager: ~~. ~, Date: ~ %D• (.,~ .D~l Date: Date: /6 -%~ -D~ Rev: # 1 DateLast.Revised: 10/13/09 File: s:/agenda/2 009-10-19 Pro lA CITE OF PE'TALLTMA, CALIFORNIA OCTOBER 19, 2009 AGENDA REPORT FOR A RESOLUTION APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A PURCHASE AND SALE AGREEMENT AND RELATED DOCUMENTS WITH RESPECT TO THE SALE OF THE SELLER'S PROPOSITION lA RECEIVABLE FROM THE STATE; AND DIRECTING AND AUTHORIZING CERTAIN OTHER ACTIONS IN CONNECTION THEREWITH RECOMMENDATION: It is recommended that the City Council adopt the attached resolution wlii'ch will enable the City to participate in the Proposition l A Securitization Program. 2. BACKGROUND: Proposition 1 A Sus ep nsion: Proposition 1 A was passed by California voters in 2004 to ensure local property tax and sales tax revenues remain with local government thereby safeguarding funding. for public safety, health, libraries,. parks, and other local services. Provisions can only be suspended if the Governor declares a fiscal necessity and two- thirds of the Legislature concurs. The emergency suspension of Proposition lA was passed by the Legislature and signed by the Governor as ABX4 14 and ABX4 15 as part of the 2009-10 budget package on July 28, 2009. Under the provision, the State will borrow 8% of the amount of property tax revenue apportioned to cities, counties and special districts. The state will be required to repay those obligations plus interest by June 30, 2013. The. legislature.is currently reviewing aclean-up bill, SB67 which would provide for a few critical changes to~ the, enacted legislation, including but not limited to providing for: financing to occur in November; county. auditor certification of amount of Prop 1 A receivable; tax_exempt structure; California Communities as the only issuer; more flexibility on bond structure (interest payments, state payment date and redemption features); sales among local agencies; and revision.to the hardship mechanism. While SB 67 has notyet been passed and signed into law, California,Communities expects that to occur prior to funding the Program. If for any reason :SB 67 is not enacted and the bonds cannot be sold by December 31, 2009, all .approved documents placed in escrow with Transaction counsel will be of no force and effect and will be destroyed. .Proposition lA Securitization Program: Authorized under ABX4 14 and ABX4 15, the Proposition lA Securitization Program was instituted by California Communities to enable Local Agencies to sell their respective Proposition lA Receivables to California Communities. Currently, SB67 is being considered to clarify specific aspects of ABX4 14 and ABX4 15. Under the Securitization Program, California Communities will simultaneously purchase the Proposition lA Receivables, issue bonds ("Prop lA Bonds") and provide each local agency with the cash proceeds 'in two equal installments, on ^~ .o January 15, 2010 and May 3, 2010 (to coincide with the dates that the State will be shifting property tax from local. agencies). The purchase price paid to the local agencies will equal 100% of the amount of the .property tax reduction. All transaction costs of issuance and interest will be paid by the State of California. Participating local agencies will have no obligation on the bonds and no credit exposure to the State. If the City sells it's .Proposition 1 A Receivable under the Proposition 1 A Securitization Program, ~Cal~ifornia ~Communiti'es -will pledge the City's Proposition lA Receivable to secure the repayment of a:corresponding amount of the Prop lA Bonds. The City's sale of its Proposition lA Receivable will be irrevocable. Bondholders will have no recourse to the City if the State does not make the Proposition. lA Repayment. Proposition '1 A Pro r~ponsor: California Statewide Communities.Development Authority ("California Communities") is a joint powers authority sponsored by the California State Association of Counties and the League of California Cities. The member agencies of :California Cornrnunities include. approximately 230 cities and 54 counties throughout California. DISCUSSION: Benefits of Participation in the Proposition lA Securitization. Program: The benefits to the City ofparticipation in the Proposition lA Securitization Program includes: Immediate cash .relief -the sale of the City's Proposition 1 A Receivable will ,provide the City with 100% of its Proposition 1 A Receivable in two equal installments, on January 15; 2010 and May 3, 2010. 1Vlit atg_ es impact of 8% property tax, withholding. in January and May -Per ABX4 14 and ABX4 15 and the proposed clean-up .legislation SB 67, the State will withhold 8% of property tax receivables due to Cities, Counties,. and Special Districts under Proposition 1 A. The financing outlines bond proceeds to be distributed to coincide with the dates that the State will be shifting .property tax from local agencies. ®' ~ All costs .of financing borne by the State of California. The City will not have to pay any interest cost or costs of issuance in connection with its participation.: ® No obligation, on Bonds. The City has no obligation with. respect to, the payment of'the bonds, -nor ,any reporting, disclosure or other compliance obligations associated with the bonds. ~ Proceeds of the Sale of the City's Proposition lA Reccivablec Upon delivery of the Proposition 1 A Bonds,.. Cal_iforna Communities. will make available to the City its fixed purchase price, which will equal 100% of the local agency's Proposition l A Receivable. These funds- may be used.. forany lawful purpose. of the City and. are not restricted by the program. a Proposed Proposition 1 A Receivables :Sale Resolution; The proposed Proposition 1A Receivables Sale Resolution: (1) Authorizes the sale of the City's Proposition lA Receivable to California Communities for 100% of its receivable;. (2) Approves the form; .and directs the execution and delivery, of the Purchase and Sale. Agreement. with California Communities and related documents; (3) Authorizes ,and directs any Authorized Officer to send, or to cause to be sent, an irrevocable written instruction required by statute to the'State Controller notifying the State of the sale of the Proposition l A Receivable and instructing the disbursement of the Proposition lA Receivable to ;the Proposition lA Bond Trustee; (4) Appoints certain City officers and officials as Authorized Officers for purposes of signing documents; and (5) Authorizes miscellaneous related actions and makes certain ratifications, findings and determinations required by law. Proposed Purchase- and Sale Agreement: The proposed Purchase and Sale Agreement: (1) Provides, for the sale of the Proposition 1 A Receivable to California Communities; (2) Contains representations and warranties of the City to assure California Communities that the Proposition 1 A Receivable has not been previously. sold, is not encumbered, that no litigation or other actions. is pending or threatened to disrupt the transaction and that this is an arm's length "true sale" of the .Proposition lA Receivable. (3) Provides mechanics for payment of the .Purchase Price. (4) . Contains other miscellaneous. provisions. Proposed Purchase and Sale Agreement Exhibits: 'The proposed Proposition 1 A Purchase and Sale. Agreement Exhibits: (B 1) Opinion.. of Counsel: This is an opinion of the. counsel to the local .agency covering basic approval of the documents, litigation; and enforceability of the document against the Seller. It will be dated:as of the Pricing date of the bonds (currently expected to be November 10,:2009.). (B2) Bring down Opinion: This simply "brings down" the opinions to the closing date (currently expected to be November 1'9,'2009).. (C 1) Certificate of the Clerk of the Local Agency: A certificate of the Clerk confirming that the resolution was duly adopted and is in full force and effect. {C2) Seller Certificate: A cerEification of the .Seller dated as of the Pricing. Date confirming that the representations and warranties of the. Seller are true as of the Pricing, Date, confirming.. authority to sign, confirming due. approval of the resolution and providing payment instructions. (C3) Bill of Sale and Bring down Certificate: Certificate that brings: the certifications of C2 down to the.Closing. Date and confirms the sale of the Proposition lA Receivable as of the Closing. Date. (D) Irievocable Instructions~~ to~ he Controller: ~R~equired in order to let, the State Con"troller know that the Proposition 1A Receivable has been sold and directing the State. to make payment of the receivable to the Trustee on behalf of the Purchaser. (E) Escrow Instruction Letter: Instructs Trarisaetion Counsel (Orrick) to holdall documents in, escrow until closing, and if clo "sing .does not occur by December 31, 2009 -for any reason, to destroy all documents. 4. ~ FrnaNCr~aL I1v~raC'rs The reduction in.property tax revenue for the City of Petaluma is estimated to be $1,1.09,572.51. The County will. finalize the 8% reduction amount after December .1.0., 2009. The Prop 1A;loan or receivable will be sold to California Statewide Communities Development Authority, (CSCDA, a joint powers authority) for 100% of the face value... They sale constitutes an "absolute sale." with no recourse back to the City. CSCDA will sell bonds to investors oiely secured by State repayment of the Prop 1A loan. All transaction costs of~ssuance and interest associated with sale will be paid by the State: ' To provide immediate cash relief, cash proceeds equal to 100% of the property tax reduction will be p"ro~ided to-the City'of.Petaluma in two equal. installments, on January 15, 201,0 and May 3, 20i 0 to coincide with the dates that the State will be shifting property tax from the City. RESOLUTION NO. CITY COUNCIL OF THE CITY OF PETALUMA A RESOLUTION APPROVING THE FORM OF AND AUTHORIZING THE EXECUTIONAND DELIVERYOF A PURCHASE AND SALE AGREEMENT .AND RELATED DOCUMENTS WITH RESPECT TO THE SALE OF THE SELLER'S PROPOSITION IA RECEIVABLE FROM THE STATE; AND DIRECTING AND AUTHORIZING. CERTAIN. ~ OTHER ACTIONS IN CONNECTION THEREWITH WHEREAS, ,pursuant to 'Sect~ioii 25.5 of Article XIII; .of the Califonnia Constitution and Chapter 14XXXX of the California Statutes of 2009 (Assembly B~~ill No. 15), as amended (the "Act"), certain local agencies wi:t_h~in the State of California (tlie "State") are entitled to receive certain payments to be made by the. State on or before Jime 30, 2013, as reimbursement for reductions in the percentage of tlae~ total amount of ad valorem property tax revenues allocated to such local agencies. during the State's 2009-10 fiscal year (the "Reimbursement Payments"), which reductions have been authorized pursuant to Section's 1-00.05' aild 100:06 of the California Revenue and Taxation Code; WHEREAS; the City of Petaluma, a local agency within the meaning, of Section 6585(f) of the Califonlia Government Code (the "Seller"), is entitled to and. has determined to sell all right; title and interest of the Seller -in and to its "Proposition lA receivable", as defined in Section 6585(g) of the California Government Code. (the "Ptopostion lA Receivable"), namely, the right to payment of moneys..due or to become due to, the Seller pursuant to Section 25.5(a)(1)(B)(iii) of Article XIII of the California Constitution sand Section 100.06 of the California Revenue and Taxation Code, in order to obtain money to fiind public capital improvements or working capital; WHEREAS, the Seller is authorized to sell or otlserwise dispose of its property as the interests of its residents require; WHEREAS.,. theCalifornia Statewide Communities Development Authority, a joint exercise of powers authority organized and .existing under the laws of the State (tle "Purchaser"), has been authorized pursuant to Section 6588(x) of the California Government .Code to pureh'ase the Proposition A Receivable; WHEREAS; the Purchaser desires to purchase the Proposition lA Receivable .and the Seller desires; to sell the Proposition 1 A Receivable pursuant to a purchase. and sale agreement. by and between,~the Seller and the Purchaser in the foi-~n presented to this City Council (the "Sale Agreement") for the ;purpose"s set forth herein; WHEREAS, in order to finance the purchase, price of the Proposition l A Receivable from the S-tiller and, the purchase price'~o~f other Proposition 1 A Receivables from other Local agencies, the Purchaser will issue its bonds (the `Bonds") pursuant to Seetign 6590 of the California Government Code; and an; Indenture {the "Indenture"), by and between the Purchaser and Wells Fargo~Baiik, National Association, as trustee (the "Trustee"), which_Bonds will be payable solely 7 from: the proceeds of the Seller's Proposition LA. Recevable and other Proposition lA Receivables sold to fhe~ Purchaser by focal agencies ~in connection with. the issuance of the Bonds; WHEREAS, the Sel er acknowledges that (i) any transfer of its Proposition lA Receivable to: the Purchaser pursuant to the Sale Agreement shall be treated as an absolute sale and transfer of the property so tra~lsferred and not as a pledge 'or grant of a security interest by City of Petaluma to secure a borrowing; (ii):any such sale of~its Proposition lA Receivable to the Purchaser shall automatically be~, perfected without the need for physical delivery, recordation, filing or further act, (iii) the provisions of Division 9 (commencing, with Section 91.01) of the California Commercial Code and. Sections 954.5 to 955.1 of'the~ California; Civil Code, inclusive, shall not apply to the sale ~of its Proposition :IA Receivable,, and (~iu~) after such. transfer-, the. S~el ler shall have no right,. title, or 'interes't -in or to the Proposition 1 A Receivable. sold to the Purchaser and the Proposition lA Receivable will thereafter be owned; received, held and disbursed only by the Purchaser or a trustee. or agent appointed by the Purchaser; WHE~REA~S, the' ;Seller acknowledges that the 'Purchaser will .grant a security interest in the Proposition 1A Receivable to the Trus"tee and any credit enhancer to secure payment of the Bonds; W1=IEREAS, a ~portori of the proceeds of the Bonds will be used by the Purchaser to, among other things, pay the purchase price of the Proposition 1 A Receivable; WHEREAS, the ,Seller will use the proceeds receiyed from the sale of the Proposition lA. Receivable for any lawful purpose as permitted under the appl~i`ca~~ble laws of the State; NOW THEREFORE, the City Council of the City of Petahmia hereby resolves as .follows: Section 1. All .of .the "recitals set forth above -are true and correct, and this Cif-y Council .hereby so finds and. deternries: Section 2. The Seller hereby authorizes the a_'le of the Proposition lA Receivable to the Purchaser for a price egtilal 'to the amount certified as the Initial A~mount~ (as defined in the Sale: Agreement) by the County ;auditor pursuant to the Act. The, form of Sale Agreement .presented to the City Council is :hereby approved.:. Ata Authorized Officer (as set' forth in Apperid~ix~ A o~f th~`s Resolution, attached hereto and by this reference incorporated.:herein), 's hereby,' authorized :and directed~to~ execute and deliver the :Sale Agreement on behalf- of~fhe Seller, which shall.be in the form presented at this meeting. Section 3._ Any Authorized Officer is hereby :authorized and directed to send, or to cause fo be sent;, an irrevocable written instruction. to the State Controller (the "Irrevocable Written. Instruction") notifying the State of the sale of the Pro"position 1 A Receivable ,and .instructing; the disbursement pursuant to Section 6588.6(c) of California Government Code of the Proposition a.A Receivable to the Trustee, oil behalf of the Purchaser, which Irrevocable Written Instruction shall be~.in the form presented at this meeting. 2 ~Seefion 4:. The Authorized Off cers and uch' ~otler Sellerofficers, as appropriate, are hereby 'authorized and drected;,jointly and-severally, to,do.any-and all things and to execute acid deliver any and all documents; including but .not limited.. to, if reeuired, appropriate escrow instructi°ons :relating to the delivery into escrow. of executed documents prior to the closing of the Bonds, and such other documents mentioned in the Sale Agreement or the Indenture, which any of them niay deem necessary or' desirable, 'in order to in~plertrent. the Sale Agreement and otherwise to carry out; give, effect to and comply with t11e terms and intent of this Resolution; and all such actions heretofo"re taken by such officers are hereby ratified; confiilned and approved. Section ~5. A11 consents, approvals, ,notices; orders, requests and otlier actions permitted or required by any of the documents authorized by this Resolution, whether before or after the, sale of the Propos~ti~on lA Receivable or-the, issuance ~of~~~the Bonds, ncluding without limitation any of the foregoing; that may be necessary or desirable in connection with any default under or amendment of such documents, may be .given or~ taken by an Authorized Officer without further authorization by this~~ 'City Council; and each Authorized. Officer is hereby authorized and directed to :give any such consent, approval, notice, order or request, to execute any necessary or appropriate documents or'anaendnients, and to take. any such action-that such Authorized Off cer may d`e'em necessary ~or desirable to furtlaer~tlie purposes. of this Resolution. Section 6. The City Council acknowledges that, upon execution and delivery of the Sale Agreement, the Seller is contractually obligated to sell the Propositiori LA Receivable to the~.PUrcfiaser pilrsuant to the S"a]e ,Agreerr~ent and the..Seller shall _not; have any option to revoke its approval of the Sale Agreement or to determine not to perform its obligations thereunder. Section 7. This Resolution shall Make effect from and after its adoption and approval. PASSED AND ADOPTED by the City. Council of the City of Petaluma, State of California, Phis day of , 2009, by the following vote: AYES: NOES: ABSENT: Mayor Attest: City Clerk Approved as to form SELLER'S COUNSEL By Dated: 4 ' ~0 APPENDIX A CITY OF PETALUNIA Authorized Officers: Taniera Haas, Interim Finance Director Kate Lloyd, Finance iVlanager Sue Simmons, Commercial Services, Manager any designee of any of them; as appointed in a written certificate of such Authorized Officer delivered to the Trustee. ~/ CITY OF PETALUMA, CALIFORNIA, as Seller and CALIRORNIA STATEWIDE COMMUNITIES DEVCLOPMENT AUTHORITY, as Purchaser PURCHASE AND SALE AGREEMENT Dated as of November 1; X009 E-1 ~. 1'A>I3LIL O:IF C'ON'Q'Ih N'TS Page L. DEFINITIONS AND INTERPRETATION ..........:...............................:...........................2 2. AGREEMENT TO SELL AND PURCHASE; CONDITIONS PRECEDENT .......... ......2 .3. PURCHASE PRICE, CONVEYANCE OF PROPOSITION lA RECEIVABLE AND PAYMENT OF PURCHASE PRICE ....................:........................................... ...... 3 4. REPRESENTATIONS AND WARRANTIES OF THE PURCHASER .................... ......4 5. REPRESENTATIONS AND WARRANTIES OF THE SELLE:R ....................:........ ...:.. 5 6. COVENANTS OF THE SELLER .....:......................................................................... .:.... 7 7. THE PURCHASER'S ACKNOWLE.DGMENT ......................................................... ......9 8. NOTICES OF BREACH ............................................................................................. ...... 9 9. LIABILITY OF SELLER; INDEMNIFICATION ............................. .................. .....,9 LO. LIMITATION ON LIABILITY ...:.............................................................................. .... 10 11. TH:E SELLER'S ACKNOWLEDGIvIENT .................................................................. .... IO 12. NOTICES ..................................................................................................................... ....IO 13. AM.ENDMENTS ......................................................................................................... ....10 14. SUCCESSORS AND ASSIGNS ................................................................................. .... 10 15. THIRD PARTY RLGHTS .........................................:.................................................. ..:.1 1 lt. PARTIAL INVALIDITY ...........:......................................................:......................... .... 1 l 17. COUNTERPARTS ......:............................................................................................... .... 1 I 18. ENTIRE AGREEMENT .:...::....................................................................................... :... ll l9. GOVERNING LAW ....:............................................................................................... .... 12 EXH IBIT A -DEFINITIONS ................................................................................................. .. A-1 EXH IBIT BL -OPINION OF SELLER'S COUNSEL ..............:..........:....:............................ B1-] "EXH IBIT B2 -'BRINGDOWN OPINION OF SELLER"S COUN'SEL ................................. B?-I. EXH IBIT CI -CLERK'S CERTfFICATE ................................:............................................ Cl-1 EXH IBIT C2-SELLER CERTfF:ICATE ............................................................................... C2-1 EXH IBIT C3 -'B1LL OF SALE AN`D BRfNGDOWN CERTIFICATE ................................ C3-1 EXH IBIT D - IRREVOCABLE INSTRUCTIONS TO CONTROLLER .............................. .. D-1 EXH IBIT E - ESCROV/ INSTRUCTION LETTER .............................................................. .. E-I ~2 PIJY2G>E-11AS>F ANA) SALE AG><2'EII/1V><ENT ~~ THIS PURCH.t1SE AND SALE AGRE'EMENT', dated. as of November 1, 2009 (this "A~reement"), is entered-.into Uy and between: (;1) CITY: OF PETALUMA, a local agency of the State of California within th'e meaning of Section 6585(f) of the California Government Code (the "Seller"); and '' (2) CALIFORNIA STATEWIDE COM:MUN:IT1ES DEVELOPMENT S UTHORITY, a joint exercise ~of powers authority organized :.arid existing under the laws of the gate of California (the "Purchaser"). . Rt+,(''~TA'~,~ A. Pursuant to Section. 25._5 of Article XIII of the California Constitution and Section 100.06 of the California Revenrreand Taxation Code, local agencies within the meaning. of Section 6585(f) of the .California,Government Code are entitled to receive certain payments to be made by the State of California (the."`State") on or before June 3'0, 201.3, as reimbursement for reductions in the percentage ~of tlie~ total amount of ad v.aloren~ property tax revenues allocated to such local agencies during the ;State's 2009-10 fscal year, which reductions have been authorized pursuant to Sections 100.05 and 100.06 of the California Revenue and Taxation Code. B. The Seller is the .owner of the Proposition lA Receivable (as defined below) and is entitled to and has determined to sell all right, title :and interest in and to the Proposition lA receivable, namely, the righYto payment of.moneys due or to become dire to the Seller pursuant to Section 25 3(a)(I)(B)(iii) of Article XI11 oaf th'e California~~Constihrtion and Section 100..06 of the California' Revenue and Taxation Code; in order to obtain money to fund any lawl:ul purpose as permitted under the applicable laws of the State. C. The.. ;S'cller is authorized to sell.. or otherwise. dispose of .its property as the interests of its residents require. D. T'he Purchaser',. a joint. exercise of powers authority organized and existing under the laws of the State, has been authorized pursuant to Section 65880) of the California. Government Code to purchase the Proposition l f1 Receivable.. E. .The Seller is willing to sel ,and the Purchaser is willing o purchase, the Propos"tiorl lA Re~ei~able'upon tfie terms specified in this Agreement. F„ ,Pursuant to its Propos ion lA Rece;iuable Finar~cing~ Program (the "Program"), .the Purchaser will issue its bonds (tlie "Bonds") pursuant ~to an Indenture (the ".Indenture")', between the 'Purchaser and. Wells .Fargo Bank, Na Tonal Association; as trustee (the "Trustee''), and will, use a portion of the proceeds thereof to purchase the Proposition IA Reccivable fi•orrr the Sel cr. G.. The Purchaser will grant a security interest .in such Proposition 1A Receivable to the Trustee and each Credit'E:nhancer to secure the Bonds. `7` A~IItEEl'V1<IH~N'I' NOW, THEREFORE; in :consideration. of the above Recitals and the mutual covenants herein contained, the parties hereto hereby'agree as followsi I. Definitions and Interpretation. (a) For all purposes of this, Agreement, except as otherwise expressly provided herein or unless the context otherwise :requires, capitalized .terms not otherwise defined herein shall have the meanings ascribed to such teens in Exhibit A attached hereto. and which is incorporated by reference herein. (b) The words. "hereof," "herein," "heretnder" and words of similar import when used in this Agreement shall refei° to this Agreement as a .,Whole and not to any paJ•ticular provision. of this Agreement;. section, and exhibits. references contained in this Agreement are references to sections and. exhibits in or to this Agreement unless otherwise specified; and the term ``including" shall mean ``including without limitation." (c) Any .agreement, 'instrument or statute defined ~or referred. to herein or in any instrument or certificate delivered. in connection herewith means .such agreement, instrument or statute as from time to time inay lie amended, modified or supplemented and includes (in the case of agreertients or instruments) references to all attachments and eahi~its thereto and instruments incorporated therein;, and any references to a Person are also to its permitted successors and assigns. 2. A~reementto Sell and Purchase• Conditions Precedent. (a) The Seller agrees to sell, and the Purchaser agrees to p~u•chase, on the Closing Date, for an amount equa .to the Purchase Price, all right, title :and. interest of the Seller in and to -the "Proposition 1A receivable" as defined in Section 6585(.`g)~ cif the California Goven~nnetlt Code (the "Proposition '1 A Receivable"), namely, the right- to payment of moneys due or to become due to the Seller pursuant'to Section 25.5(x)(1){B)(iii) of Article XI]I of.the California Constitution ..and Section 100.06. of the California. Revenue and. Taxation Code. The Purchase Price shall. be paid by the Pt~n~chaser to the Seller in two equal cash installnae~nt payments, without interest (each, an "Installment Payment" and, collectively, the "Instal meet Payments''), on Janua~y_ f 5, 20 l0; and May. 3, 2010 (each a "Payment Date" and, collectively, the "Payrne_nt Dates"). T1;~e .Purchaser shall pay the Purchase Price _by wire transferpursuant to wire instructions provided' by the Seller to the Trustee by e-.mail to john.deleray cL:wellsfargo.com or by facsimile to 213-b'14-~i55, A tendon: John Deleray. If wire instructions are not provided to the rhrusfee (or if such. wire instructions are invalid) payment will be made by check mailed to the Sefier's Principal :Place of Business. (b) The performance by the Purchaser of its obligations hereunder shall be conditioned upon: (i) Transaction Counsel receiving on or before the. date the Bonds are sold (the." Pricing; Date"), to be held in escrow t-ntil the Closing Date and then delivered fo the Purchaser on the Closing :Date, the following documents ~S duly executed by the Seller or its counsel,;;as applicable: (1) an opinion of counsel to the Seller dated the Pricing Date in .substantially the form attached hereto as Exhibit B;l, (2) certificates dated the :Pricing Date in substantially the :forms attached hereto. as Exhibit Cl and .Exhibit C2, (3) irrevocable instructions to the Controller dated as of the Closing Date in substantially the form attached hereto as Exhibit D, (4) this Agreement, (5) a certified copy of the resolution of the Seller's City Council approving this Agreement, the transactions contemplated hereby and the documents attached hereto as exhibits, and (6) an escrow instruction letter in substantially the form attached hereto as~ExhibitE; (ii) Transaction. Counsel receiving on or before the Pricing Date, (1) a bringdown opinion of cou»sel to the Seller dated as of the Closing Date in substantially the form attached hereto as Exhibit B2, and (2).a bill of sale. and bringdown certificate of the Seller (the `Bi`ll of Sale") in substantially the form attached hereto as ,Exhibit C~;, provided that the Purchaser may waive,~in-its~sole~ discretion, the requirements of Section 2(b)(ii)(1); (iii) the Purchaser-issuing Bonds in an amount which will be sufficient to pay the Purchase Price; and (iv) the receipt by the Purchaser of a certification of the County Auditor confirming: the, I:n'itial A-nount of the Proposition lA Receivable pursuant to the Act. (c) The performance by the Seller of its obligations hereunder shall be conditioned solely upon the Purchaser's issuance of the Bonds its execution. and delivery of this Agree~rtent, pursuant to which: it iS legally obligated to pay the. I`hstal merit Payments to the Seller on the.Payment Dates as set forth in this Agreement, and no ether act or omission on the part of the .Purchaser or any other party shall excuse the Seller from performing its obligations hereunder_ Seller specifcalJy disclaims. any right to rescind this Agreement, or to assert that title to the. Proposition l A Receivable has not passed to the,Purchaser, should Purchaser fail to make. Installment Payments in the requisite amounts on the Payment `Dates. Purchase :Price; Conveyance of ProRostion 1'A Receivable and Payment of Pi~rcfiase Price. (a)~. U-pon pricing of the Bonds by the Purchaser, the Purchaser will inform the Se er that it w;i~ll pay the Ptu•chase Price in Installment Payrtlents on the Payment Dates. (b) In consideration of the Purchaser's agreement to pay and de fiver to the Seller the Installment Payments on the Payment Dates, the Seller agrees to (i) transfer, grant, ba~rga~in, sell, assign, convey, set ouer and deliver to the Purchaser, absolutely and not as~collateral security,, without recourse except as expressly .provided herein, and the Purchaser agrees to purchase, accept and ~receive;'the Proposition 'I A Receivable, and (ii) assig» to the Purchaser, to the extent permitted by law, allpresent or firture rights, ~if any, of the: Seller to enforce or cause the enforcement of. payment. of the Proposition 1 A Receivable pursuant to the Act and other .~ applicable law. Such transfer, grant; bargain, sale, :assignment, conveyance, set over and delivery is hereby expressly stated to be a sale and', pursuant to Section 6588.6(1) of 'the California Government Code, shall be treated as an absolute sale and transfer of the Proposition l A Receivable, and not. as a grant of. a security interest by the Sealer to secure a borrowing. This is the statement referred ~fo in Seetions~"6588.6(b) and (c) ~f the C'atifornia Government Code. 4. Representations and Warranties of the.. Purchaser. 'The Purchaser represents and warrants to 'the Seller, as of the: date' hereof, as follows; (a) The Purchaser'is duly organized, valid y existing and in good standing under the laws of the State of California. (b) The Purchaser has' fiill power and authority to enter into this Agreement and to perform its obligations. hereunder and :has duly. authorized such purchase and assignment of the Proposition 1 A Receivable by the Purchaser by al.l necessary'acton. (c) Neither the execution and delivery by the: Purchaser of this Agreement, nor the performance by the Purchaser of'its obligations here~inder; shall conflict with or result in a breach or default under any of~its organizational documents, any law, rule,~regulation, judgment, order or decree to which it is subject or any agreement or instrument fo which it is a party. (d) To the best of t11e .knowledge of the Purchaser; no action, suit, proceeding, inquiry or investigation; at law or in equity, before or by any court, public board or body, is pending or threatened in any way against the Purchaser affecting the existence of the Purchaser or the titles of its commissioners or officers, or reeling to restrain or to enjoin the purchase of the Proposition lA Receivable: or to direct the application of the proceeds of the purchase thereof, or in any way contesting or affecting., the validity or .enforceability of any of the Transaction Documents or any other applicable agreements or any action of the Purchaser contemplated by any of said documents; or in any way contesting. the powers of the Purchaser or its authority with. respect to the Transaction Documents to which it is a party or any other applicable agreement, or any action on the part of the Purchaser contemplated by the Transaction Documents, or in any way seeking to. enjoin or restrain .the Piu'chascr from purchasing the :Proposition lA Receivable or which if determined adverse y to Elie Purchaser would have an adverse effect upon the Pureh,aser's ability to purchase the Proposition 1 A Receivable, nor to the knowledge of the Purchaser is there any basis therefor. (e) This Agr_.eement; and its execution, delivery and performance, hereof. have been duly authorized by it, and this Agreement has been duly executed and delivered by ~it and' constitutes i s valid and bliding obligation eirf~rceable: agaiiast it in accordance with the terms hereof, Subject., to the effeef of banlo•~iptcy; insolvency; reorganization, moratorium, fraudulent conveyance and other simi ar laws relating to or affecting creditors' rights generally or the application of equitable principles in any proceeding, whether at law or in equity:. (f) The Purchaser is a separate legal entity, acting solely through its authorized representatives, .from the Seller, maintaining separate records, books of account, :assets, bank accounts and funds, which are not and have not been commingled with those ofthe Seller. 4 ~~ (g) All approvals, consents, authorizations; elections and orders of or filings or registrations with any governmental authority, board, agency or commission having jurisdiction which would. constitute a condition precedent to, or the absence of which would adversely affect, the purchase by the Purchaser of the Proposition lA :Receivable or the performance by the Purchaser of its obligations under the Transaction Documents to which it is a party and any other applicable agreements, have .been obtained and are in ful I force and effect. (h) Insofar as it would materially adversely affect the Purchaser's ability to enter into, carry out and perform its obligations under any or all of the Transaction Documents to which it is a party, or consummate the transactions contemplated by the same, the Purchaser is not in breach. of or default under any applicable constitutional 'provision, law or administrative regulation of the State of California or the United States. or any applicable judgment or decree or any loan. agreement, indenture, bond, note, resolution, agreement or other instrument to which it is a party or to which it or any of its property or assets is otherwise subject, and, to the best of the knowledge of the Purchaser, no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute a default or an event of default under any such instrument, and the. execution and ..delivery by the Purchaser of the transaction Documents to which it is a party, and compliance by the Purchaser with the provisions thereof, under the circumstances contemplated thereby, do not and will not canflictwith or constit~rte on the part of the Purchaser a breach of or default under any agreement or other instrument to which the Purchaser is a party or by which it is bound or any existing .law, regulation, court order or consent decree to which the Purchaser is subject. 5. Representations and Warranties of the Seller. The Seller hereby represents and warrants to the Purchaser, as of the date hereof, as follows: (a) The Seller his a local agency within the. meaning' of Section 6585(f) of the California Government Code, with frill power and authority to execute and deliver this Agreement and to carry out its terms. (b) The Seller has full power, authority -and legal right to sell and assigm the Proposition lA Receivable to the Purchaset• and has duly authorized such sale and assignment to the Purchaser by all necessary action; and the execution, delivery and performance by the Seller of this Agreement has been duly authorized by the Seller by all necessary action. (c) This Agreement has been, a~iad as of the Closing Date the Bill of Sale will have been, daily executed and delivered by the Seller and,. assuming the due authorization., execution and delivery ,of thisAgreeinent by the }'urchaser, each of this Agreement and the Bill of Sale constitutes a legal, valid and `binding obligation of the Seller enforceablc.in accordance with its terms, subject to the effect. of bankruptcy, insolvency, reorganization, moratorium, fraudulent conveyance and other similar laws relating to or affecti-rg creditors' rights generally or the application ofequitable peinciples in any proceeding, whether at law or in equity. (d) Ala. approvals, consents, authorizations, elections and orders of or filings or registrations with any governmental authority, board, agency or commission having jurisdiction which would constitute a condition precedent to, or the absence ofi which, would adversely affect, the sale by the Seller of the ;Proposition lA Receivable or the performance by the Seller of its ~D obligations under .the Resolution and the ~hransaction Docur~rents to which it is a party and any other applicable agreements, have been obtained .and: are in firtl force and effect. (e) Insofar as it would materially adversely affect the Seller's ability to enter into; carry out and perform its obligations under any or all of the Transaction Documents to which it is a party; or consummate the transactions contemplated by the san--e, the Seller is not in breach of or default under any applicable constitutional provision, law or administrative regulation. of the State of California or the United States or any applicable judgment or decree or any loan agreement, indenture, bond, note, resolution, agreement or other instrument to which it is a party or to which it or any of its property or assets is otherwise subject,. and, to the best of the knowledge of the Seller, no event has occurred and is continuing, which with the passage of time or the giving of notice, or both, would constitute a default or an event of default under any such instrument, and the adoption of the Resolution and the execution and delivery by the Seller of the Transaction Documents to whie}i it is a party; and compliance by the Seller with the provisions thereof, under the circumstances contemplated thereby, do not and will not conflict with or constitute on the part of the Seller a breach of or default under any agreement or other instrument to which the Seller is a party or by which it is bound or any existing law, regulation, court order or consent decree to which ~tlie Seller is subject. (f) To the best ofthe knowledge of the Seller,, »o action, suit, proceeding, inqui-y or investigation, at law or in equity; Uefore or by any court,. public board or body, is pending or threatened in any way against the Seller affecting the existence of the Seller or the titles of its City Council members or offcers~to their respective offices, orseeki~ig to restrain onto enjoin the sale. of the Proposition lA Receivable or to direct the application of the proceeds ofthe sale thereof, or in any way contesting or affecting the validity or enforceability of any of the Transaction Documents or any other applicable agreements or any action of the Seller contemplated ~y any of said documents, or in any way contesting. the powers of the Seller or its aufhority with respect to the Resolution or the Transaction Documents to which it is a party or any other applicable agreement, or any action on the part of the Seller contemplated by the Transaction Documents, or in any way seeking to enjoin or restrain the Seller from selling the Proposition lA Receivable or which if determined adversely to the Seller would have an adverse effect upon the Seller's ability to sell the Proposition 1 A Receivable, nor to the knowledge of the Seller is there any basis therefor. (g) Prier to the sale of the Proposition lA Receivable to the Purchaser,, the Seller was the sale owner of the Proposition 1 A -Receivable,~and has, such .right, title and interest.to the Proposition lA Receivable as provided in the Act.. h'ro~n and after the coiweyance of the Proposition 1A Receivable by the Seller to Purchaser on the Closing Date; the Seller shawl have no right, title 'or interest in or to the Proposition IA Receivable. E?~cept.as provided in this Agreement,. the: Seller has not sold, transferred, assigned, set-over o-° otherwise conveyed any right, fide or interest of any kind whatsoever in all or any portion of the Proposition. lA Receivable; nor has the. Seller created, or to the best knowledge of the .Seller permitted the creation of; any lien, pledge, security interest or any other encumbrance (a "Lien") thereon. Prior to the sale of the Proposition. 1A Receivable to the Purchaser,.. the Seller-held title to the Proposition aA Receivable free and clear of any Liens. As of the Closing Date, this Agreement, together with. -the Bill of Sale; constitutes a valid and absolute sale to the F3uyer of all of the Seller's right, title and interest in and to the Proposition l A Receivable. 6 /~ (h) The Seller actssolely through its aut}iorized~ officers or agents. (i) The Seller tnantains° records and books of account separate from those of the Purchaser. (j) The Seller mairitaiiis its respective assets separately froth the assets of the Purchaser (including through the ta~ai~tenance of separate bank.-accounts); the Seller's funds and assets, and records relating thereto, have not been and are not commingled with those of the Purchaser. (k) The Seller' principal place of business and chief executive office is located at I 1 English Street, Petaluma, CA 94952. ('l) The aggregate ~amolmt of~the lnstallment~;Paytnents is reasonably equivalent value for the Proposition 1 A.Receivable. The Seller acknowledges that the amount payable to or on behalf of the Purchaser by thee. State with respect to the Proposition. lit Receivable will. be in excess of the Purchase Price: and the Initial Amount of the Proposition lA Receivable and confirms that it has no claim to any such excess amount whatsoever: (m) The Seller. dges not act as ~an agent of the Purchaser in any capacity, but. instead presents itself to the ~pu>;hc as an entity separate from the Purchaser, (n) The Seller has: not guaranteed and shall not guarantee the obligafions of the Purchaser, nor shall it hold itself out or permit itself to be held oert as having agreed. to pay or as being liable for the debts of the Purchaser; and the Seller has, not received not- shall the Seller accept any credit or financing from~any Person who is relying upotl the availability of the assets of the Purchaser in extending such credit or financing. The Seller has,not purchased and shall not purchase any of the Bonds or any interest therein. (o) All transactions between or among the ,Seller, on the one hand, and the Purchaser on the other hand (including, without limitation, transactions governed by contracts for services and facilities; such. as payroll., purchasing, accounting, legal and personnel services and office space), wheihea• existing on the date hereof:or entered info after the date hereof, shall be on terms and .conditions (inc''luding, without limitation, terms relating ,to amounts to be paid thereu-Zder) which are believed by each such. party thereto to 'be :both fair anal reasonable and comparab}eto those available on~an arms-length basis froth Persons tivho are not affiliates. (p) Tlae~ Seller .has not, under the provisions of Section 100.06.(b)~ cif the. California Revenue and Ta~atioi~ Code, received. a reduction for hardship or~otherwise, nor has it requested, made arrangements. fir, or' completed a reallocation or exchange with any other local agency, of the total amount of the ad valorem .property tax revenue reduction allocated to the Seller pursuant to Si;ction 100.06(a)-cif the~CaliforniaRe~enue and Taxation Code. 6: Covei~a~lts,of the Seller. (a) Th:e Seller shall not take any action or omit to take any action which adversely affects 'the interests ~of thePurchaser ~in the Proposition. 1 A Receivable and in the proceeds thereof. The Seller shall not take any action or omit to take any action that shall adversely affect 7 ~Q the ability of the Purchaser, -and any assignee of the Purchaser; to receive payments of the Proposition A `Receivable. (b) The Seller shall .not take any action or omit., to take any action that would. impair the validity or effectiveness. of the Act, nor, without. the prior written consent of the Purchaser or its assignees, agree to any .amendment, modification, termination, waiver or surrender 9f the terms of the Act, or waive timely. performance- or observance under the Act. Nothing in this .agreement shall impose a duty on the Seller to seek to enforce the Act or to seek enforcement thereof by others, or to prevent others from modifying, terminating, discharging or impairing the validity or.effectiveness of the Act. (c) Upon request of the Purchaser or its assignee; (i) the .Seller shall execute and deliver such further instruments and do such further acts. (including being named as a plaintiff in an appropriate proceeding) as may be reasonably necessary or proper to carry out more effectively the purposes and intent of this Agreement and the Act, and (ii) the Seller shall take all actions necessary to preserve, maintain and protect the title of the Purchaser to the Proposition lA Receivable. (d) On or before the Closing Date, the Seller shall send (or cause to be sent) an - irrevocable instruction to the Controller pursuant to Section 6588.6(c) of California Government Code to cause the Controller to disburse all payments of the Proposition lA Receivable to the Trustee, together with .notice of the. sale of .the Proposition 1 A Receivable to the Purchaser and the assignment of all or a portion .of such assets by the Purchaser to the Trustee. Such notice and instructions shall be in the form of Exhibit D hereto. The Seller shall not take any action to revoke or which would have the: effect of revoking, in whole or in part, such instructions to,the Controller. Upon. sending such irrevocable instruction, the Seller shall have relinquished and waived any control over the Proposition lA Receivable, any authority to collect the Proposition 1 A Receivable, .and any :power to revoke or amend the instructions to the Controller contemplated by this paragraph: Except as provided in Section 2(c) of this Agreement, the Seller shall not rescind, amend or modify the instruction described in -the first sentence of this paragraph. The Seller shall cooperate with the -Purchaser or its assignee in giving .instructions to the Controller if the Purchaser or its assignee transfers the Proposition. lA Receivable. In the event that the Seller receives any pi`oceeds of the Proposition : A Receivable, the Seller shall. hold the same in trust for he benefit.. oPthe Purchaser and the; Trustee and each Credit .Enhancer, as assignees of the'Purchaser, and shall promptly remit the same to'the Trustee. (e) Tlie Seller hereby covenants and agrees that. it will not at ally time. institute against the Purchaser;. or join in instituting against the .Purchaser, any bankruptcy; reorganization, arrangement, insolvency,. liquidation, ~or similar proceeding under any United States or state bankruptcy or imilar law. (`f) The financial statements and books and records of the Seller prepared after the Closing Date shall reflect the separate existence of the Purchaser and the sale to the Purchaser of the .Proposition. 1 A Receivable. (g) The=Seller shall treat the. sale of the Proposition 1 A Receivable as a sale for regulatory and, a~ceou-iting purposes. ~~ (li} From and after the date of this Agreement,, the Seller shall not sell, transfer, assign, set over or otherwise convey any right, title or .interest of -.any kind whatsoever in all or any portion ofthe Proposition IA Receivable, nor shall the Seller create, or to the knowledge of the Seller permit the creation of, any Lien thereon. 7. The Purchaser's Acknowledgment. The Purchaser acknowledges that the Proposition lA Receivable is not a debt or liability of the .Seller, and that the Proposition lA Receivable is payable solely by the State from the funds of the State provided. therefor. Consequently, neither the taxing power of the, Seller, nor the Ii-11 faith. and. credit thereof is pledged to the payment of the Proposition. lA Receivable. No representation is made by the Seller concerning the obligation or abi ity of the State to make any payment of the Proposition lA Receivable pursuant to Section 1.00.06 of the Revenue and Taxation Code and. Section 25.5 of Article XIII of the Caaiforriia Constitution, nor is any representation .made with respect to the ability of the State to enact any change in the law applicable to "the Transaction Documents (including. without limitation Section 100.06 of the Revenue and Taxation Code or Section 6588.6 of the Government Code), The P~u•chaser acknowledges that the Seller has no obligation with respect to any offering document or disclosure related to the Bonds. 8. Notices of Breach. (a) Upon. discovery by the Seller or the Purchaser that the Seller or Purchaser has breached any of its covenants or tfiat any of the representations or warranties of the Seller or the Purchaser are materially false or misleading, in a manner that materially and adversely affects the value of the Proposition lA Receivable or the Purchase Price thereof, the discovering party shall :give prompt written. notice thereof to the other party and to the Trustee, as assignee of the Purchaser, who shall, pursuant to the Indenture, promptly thereafter notify each Credit Enhancer and the Rating Agencies. (b) The Seller shall .not 'be liable to the Purchaser, the Trustee, the holders of the Bonds, or any Credit Enhancer l:or any loss, cost or expense resulting from the failure of the Trustee, `any Credit Enhancer or the Purchaser to promptly notify the Seller upon the discovery by an authorized officer of the Trustee, any Credit Enhancer or the Purchaser of a breach of any covenantor any materially false or misleading representation or tiyarranty contained herein. 9. Liability of Seller; .Indemnification. The Sellershall be liable in accordance herewith only to the extent of the obligations specifically undertaken by the. Seller under this. Agreement. ~['he Sel,ler shal~~l.'indemnify, .defend a.nd hold harmless the Purchaser, the Trustee and each Credit Enhancer, as assignees of the Purchaser, and their respective. officers, directors, employees and agents from.. and against any and all costs, expenses, losses, claims, damages and liabilities to the extent: that such cost, expense, loss, claim, damage or liahlity. arose out of, or was imposed upon any such Person by the Seller's breach of any of 'its covenants contained herein or any materially false or misleading representation or warranty of the Seller contained herein., Notwithstanding anything to the contrary herein, the Seller shall have no liability for the payine~nt ofthe principal of or interest on the Bonds issued by the Purchaser. Z. ~-- 10.. Limitation. on Liability. (a) The Seller and:any officer or employee or agent of the Seller may rely in good faith on the advice. o#: counsel or on anydocument of~any kind, prima facie properly executed and submitted by 'any Person respecting any matters arising hereunder. The Seller shall not be under any obligation to appear in, prosecute or defend any legal action regarding the Act that is unrelated to its specific obligations under this Agreement. (b) No officer or employee of the Seller .shall have any . liability for the representations, warranties, covenants,. agreements or other obligations ofthe Seller hereunder or in any of the certificates, notices or agreements delivered. pursuant hereto, as to all of which recourse shall be had solely to the assets of the Seller. 1.1. The .Seller's Acknowled ment. The Seller'.here~y agrees and .acknowledges that the Purchaser intends to' assign and grant a security interest. in all or a ~portion_of (a) its rights hereunder and (b) the Proposition lA Receivable, to the Trustee and each Credit Enhancer pursuant to the Indenture.. `The. Seller further agrees and acknowlledges that the Trustee, the holders of the Bonds, and each Credit ,Enhancer have relied .and shawl continue to rely upon each of the foregoing representations, warranties and covenants, and further agrees that such Persons are entitled so to rely thereon. Each ofthe above .representations,, warranties and covenants shall survive any assignment and grant of a security interest in all or~~a portion of this Agreement or the Proposition lA Receivable to the Trustee and each Credit Enhanserand shaYl continue in fiill force and effect, notwithstanding any subsequent termination .of this Agreement and the other Transaction Documents. The above representations, warranties and covenants shall inure to the benefit of the Trustee and. each. Credit. Enhancer. 12. Notices. All demands upon or, :notices and.comnatmicatons to, the Seller, the Purchaser,. the Trustee or the .Ratii~rg Agencies under this ..Agreement shall be in writing, personally delivered or mailed by ceitif ed mail, return receipt..requested, to such party at the appropriate notice address, and shall be deemed to have been dily:given upon receipt. I3. Amendments. This .Agreement may be amended by the Seller and the Purchaser, wi h (a) the consent of the Trustee, (b) the consent of each. Credit. Enhancer, and (c) a Rating. Agency Confirmation, 'but without the consent of any of thehplders of the Bonds, for the. purpose .of adding any provisions to or changing in. any manner or eliminating: any of. the provisions of this Agreement: Promptly after the execution of any such amendment, the Purchaser shall furnish written °nofification of the substance of such amendment to the Trustee and to the Rating Agencies. 1-4.; Successors and .Assigns. This Agreement shall be binding upon and inure to the benefit of the Seller, the Purchaser and their respective successors -and permitted assigns. The Seller play not assign or transfer any of its rights or obligations under this Agreement without the prior written consent ofthe Purchaser. Except as specified herein, the. Purchaser may not assign or. ti~aiister ariy of its rights or obligations under this' Agreement without the prior written consent of the Seller. 10 `Z .~ 1S. Third Party Ri~.,hts. The Trustee and each Credit F,nhancer are express and. intended third party beneficiaries under this, Agreement. Nothing expressed in or to be implied from this Agreement is intended to give; or shall be construed to give, a»y Person, other than-the parties hereto, the Trustee, and each Credit Enhancer, and their permitted successors and assigns hereunder, any benefit or legal or equitable right, remedy or claim under or by virtue of this Agreement or under or by virtue of any provision herein. 16. Partial nvalidity. If at any time any provision of this Agreement is or becomes illegal, invalid or~uneiiforceable in any respect~under the law ofany jurisdiction, neither the legality, validity or enforceability of the remaining provisions of this Agreement nor the legality, validity or enforceability of such provision. under the law of any other jurisdiction. shall in any way be affected or impaired thereby. 17. Counterparts. This ;Agreement may be executed in any number of identical counterparts, any set of which signed' by all the parties hereto shall be deemed to constitute a complete, executed original for all purposes. 18. Entire Agreement. This Agreement sets forth the entire understanding and agreement of the parties with respect to the subject matter hereof and supersedes any and all oral or written agreements or understandings between the parties as to the subject matter hereof. ~ ~-1 l9. ~Governint Law, This Agreement shah. be ggverned by and construed in accordance with the laws of the State of California. IN WITN;GSS WHEREOF, the Seller and the Purchaser have. caused this Agreement to be duly executed as of the .date first written above. C]TY OF PETALUNIA, as Seller By: Authorized Officer CALIFORNIA STATEWIDE COMIVIUNITICS DEVELOPMENT'AUTH:ORITY, as Purchaser By: Authorized Signatory l ~~ EXIII~IT A ~E>F][NITI®NS .For all purposes of this Agreement, except as otherwise expressly provided herein or unless the context otherwise .requires, capitalized terms not otherwise defined herein shall have the meanings set forth below. "Act" means Chapter 14XXXX of the California Statutes of 2009 (Assembly Bill. No. 15), as amended. "Bill of Sale" has the meaning given to that term in~Seetion 2(b)(ii) hereof. "Closing Date" means the date on which the. Bonds are issued. The Closing Date is expected to be November 19; 2009, but the Purchaser may change the Closing Date by providing e-mail notification to thaas~ci.petaluma.ca.us not later than. one day prior to the Closing~Date. "Controller" means they Controller of the State. "County Auditor" ti~eans the auditor or auditor-controller of the county within which the Seller is located.. "Credit Enhancer" means any mtmicipal bond insurance company, bank or other ~,, . ~ financial institution or organization which is performing ii~° all material respects its obligations under any Credit Support- Instrument for some or all of the Bonds: "Credit Support Instrument" means a policy of insurance, a letter of credit, a stand-by purchase .agreeme~~t, a revolving credit agreement or other credit arrangement pursuant to which a Credit.Enhancer provides credit or liquidity support with respect to the payment of interest, principal or purchase price of the Bonds. ".initial Amount" means,. with respect to the. Proposition lA Receivable, the amount of property tax revenue reallocated away from the Seller pursuant to the provisions of Section 100.06 of the Revenue .and Taxation Code, as certified by ,the County Auditor pursuant to the Act. "installment Payments" have the meaning set forth in Section 2(a);: "Paynient`Dates"have themeaning set forth in Section 2{a). "Pricing Date" means the date on which the Bonds arse sold,,, The I'r•icing :Date is expected o be Ngvemb'er 1'0,,2009, but the Purchaser ,may change the Pricing Date by providing e-mail.notif cation to ~thaas c~,ci.pe~taluma.ea.us nc~t laterthan one• day prior to the Pricing Date, "Principal Place of Business" means, with respect to the Seller, the location of the Seller's principal place of business and chief executive office located at 1~1 Etaglish Street, Petaluirra, CA Q~1952. A-1 Z •'~ "Proposition l A Receivable" has the meaning set forth in Section 2(a). "Purchase Price" means an amount equal to the Initial Amount. "Rating Agency" means any nationally recognized rating agency then providing or maintaining a rating on the :Bonds at the request of the Purchaser. ``Rating Agency Confirmation" means written confirmation. from each Rating Agency that any proposed action will not, in and of itself, cause the Rating Agency to lower, suspend or withdraw the rating then assigned by such Rating Agency to any Bonds. "Resolution" means the resolution adopted by the City Council approving the sale of the Proposition. lA Receivable. "State" means the State of California.. "Transaction Counsel" means Orrick, Herrington & .Sutcliffe LLP. "Transaction Documents" mean this Agreement, the Bill of Sale, the Indenture, the Bonds and the Irrevocable Instructions For Disbursement of Proposition lA Receivable of City of Petaluma, dated as of the Closing. Date. A-2 ~~ EX1[~IBI'1[' B1 >~® Dated: Pricing Date California Statewide Communities Development Authority Sacramento, California. Wells Fargo Bank, Nationaa Association Los Angeles, California Re: Sale of Proposition l A Receivable Ladies & Gentlemen: [I ;have/This Office has] acted as counsel for the City of Petaluma (the "Seller") in connection with. the. adoption of that certain resolution (the "Resolution") of the City Council. of the Seller (the `'Governing Body") pursuant to which the .Seller authorized the sale to the California Statewide Coinmunities Development Authority (ihe "Purchaser") of the Seller's "Proposition lA Receivable", as defined in and pursuant to the Purchase and Sale Agreement dated as of November 1, 20p9 (the "Sale Agreement") between the Seller and the Purchaser. In connection with these transactions, the Seller has issued certain Irrevocable .Instructions .For Disbursement of the Seller's Proposition 1 A Receivable to the Controller of the State of California (the "Disbursement [nst-•uctions") and a. Bill of Sale and Bringdown Certificate of the Seller (the ":Bill of Sale" and, c~llectively_ with the Sale Agreement and the Disbursement lnstructions, the "Seller Documents"). Unless the contest otherwise requires,. capitalized Germs used but not otherwise defined herein shall have the meanings given to such terms in the Sale Agreement. [I/We] have examitred and are fam'iliah `with the Seller Documents and with those documents ~~elating to the existence; organization, and operation of the Seller, the adoption of the 13.esolution, and the execution of-the Seller .Documents, and have satisfied ourselves as to such other matters as [I/we] deem necessary in girder to render the following opinions. As to paragraphs nu~i~bered 3 and_~1 below, '[l/we] have relied as to factual matters on the representations and warranties of the Seller contained in the Sale Agreement. Based upon the foregoing, and subject to the limi ations and qualifications set forth hereiai,.[I/we] are of the opinion. that: BI-I ~~ 1. The Seller is a local agency, with~in~ the lneaiiing of~ Section 6585(f) of the California Governtne.nt Code. The Governing Body is the~governng body of the Seller. 2. The Resolution was duly- adopted at. a meeting. of'the Governing Body, which was called and heldpursuant to. law and with all pull~ic notice required by law, and at which a quorum. was present' and acting throughout, and the Resolution. is in full force and effect and has not been modified, amended or rescinded since the date of its adoption. ~. ~ To the best of ~[rny/our] knowledge, no action, suit, proceeding, inquiry or investigation, at law or in equity, .before or by any court, ,public board- or body, is pending or threatened in any way against the .Seller (i) affecting the existence of the ~Setler or the titles of its Governing Body members or. officers to their respective offices.~(ii) seeking to restrain or to enjoin the sale of the Proposition. A ..Receivable or to direct the application of the proceeds of the sale thereof, or materially adversely affecting the sale of the Proposition 1 A Receivable; (iii) in any way contesting or affecting fhe validity or enforceability of the Resolution, Seller Documents or any other applicable agreements or any action of the Seller contemplated by any of said documents; or (iv) in any way contesting the powers of the Seller or its authority with respect to the Resolution or the Seller Documents or any other applicable agreement, or any action on the part of the Seller contemplated by any of said documents. ~}. To the; liest of [my/oiir] .knowledge, prior t~ the sale of the Proposition 'I A Receivable to the'Purchaser, t}ie Seller had not sold, transferred, assigned, set over or otherwise conveyed any right, title or interest of any kind whatsoever in .all or any portion of the :Seller's Proposition lA Receivable, nor had the Seller created, or permitted the creation of, any Lien thereon. S. ~ The Seller has duly authorized and. executed the Seller Documents and, assuming'the dice authorization execution and delivery of the-Sale Agreement by the Purchaser, each. Seller Document will be legal, valid aid bii~ding~ against the Seller and enforceable against the Seller in accordance with its, terms, except as enforcement may be .limited. by bankruptcy; insolvency, reorganization, fraudulent conveyance; moratorium qr laws relating to or affecting creditors' rights, and the application of equitable principles and'the:exercise of judicial discretion in appropriate areas. ' No opinicm is expressed concerning the obligation or' abili y of the State of Calif~rria to make .any payment o{'the Prt~position ] A Receivable pursuant to Section 100.06 of the Revenue and Taxation Code and' Section 25.5 of Arfiele XIIt of the California Constitution, nor is airy opinion e:~pressed with. respect to the ability of the State to enact any change in the law applicable to :the; Seller Documents {including, without limitation, Section. 1.00.06 of the Revenue and Taxation Code or Section 6588.6 of the Govermnent Code). liurtl-ermore, [I/we] express no .opinion as to the- value of the Proposition 1 A Receivable ;or as to any legal or equitable remedies that may be .available to any person should the Proposition lA R.eceivable have little or no value. No opinion is expressed with respect to the sale of Bonds by the Purchaser. B 1-? 2 The legal opinion set forth herein is intended for the information solely of the addressees hereof and for the purposes contemplated by the Sale Agreement. The addressees may not rely on it ~in connection with any transactions other than those described herein, and it is not to be relied upon by any other person or entity, or for any other purpose, or quoted as a whole or in part, or otherwise referred to, in any document, or to be filed with any governmental or administrative agency other than the Purchaser or with any other person or entity for any purpose without [my/our] prior written consent. In addition to the addressees hereof, each Credit Enhancer and the underwriters of the Bonds .may rely upon this legal opinion as if it were addressed to them. [I/We] do not undertake to advise you. of~n.atters that may come to [my/our] attention subsequent to the date hereof that may affect the opinions expressed. herein. Very truly yours, By: Seller's Counsel Bl-~ ~~ EX1H1{BI')<' B2 >~® C,I~Y ®F ~E'~1~L~Tl~A Dated: Closing Date California. Statewide Communities. Development Authority Sacramento, California Wells Faigo Bank, National Association Los Angeles, California Re: . Sale of Proposition l A ;Receivable (Brin~dowrr OpinionL Ladies R ,Gentlemen: Pursuant to that certain Purchase and Sale Agreement- dated as of November 1, 2009 (the "Sale Agreement") between the City of Petaluma. '(the "Seller") and the California Statewide Communities Development Authority (the "Purchaser"), this Office delivered an opinion (the ``Opinion") dated the. Pricing Date as counsel for the Seller in connection with the sale of the Seller's. Proposition 1 A Receivable (as defined in the Sale Agreement), the execution of documents related thereto and certain other related matters. Capitalized ,teens used but not defined herein shall :have the meanings given to such terms in the Sale Agreement. I confirm that yoti may continue to rely upon the Opinion as if it were dated as of the date hereof. Each Credit Enhancer and the underwriters of the Bonds may rely upo-1 this 1e~al opinion as if it were add~re~ssed to them. Phis letter is delivered to you pursuant~to Section 2(b)(ii)(l.) of the Sale Agreement. Very truly yours, Bv: E32-1 Seller's Counsel ~~ EXIFIIBIT C1 CI,>E;R1K'S CE RT><F><aCA'1['E CERT1FlCATE OF TI-IE CITY CLERK OF C1TY OF PETALUMA, CALIFORNIA Dated: Pricing Date The undersigned City Clerk of the City of Petaluma (the ".Seher"), a local agency of the State of California within the meaning of Section 6585(f) of the California. Government Code, does hereby certify that the foregoing is a firll, true and: correct` copy of Resolution No. duly adopted at a„regular meeting of the City .Council of said Seller duly and legally held at the regular meeting place thereof on the day of , 2009, of which meeting all of the members of said City Council had due notice and at which a quorum was present and acting throughout, and. that at said meeting said. resolution was adopted by the following vote: AYES: NOES: ABSENT: ABSTAIN: I do hereby further ..certify that_I have carefully compared the same with the original minutes of said meeting on file:-and of record in my office and that said resolution is a full, true and correct copy of the original resolution adopted at .said aneeti'ng: and entered in said minutes and that. said. resolution. has not been amended,. modified or rescinded since the date of its adoption and the same is now'in full force and effect. do :hereby further certify that an agenda of'sad meeting was posted at least. 72 hours before said meeting,at a location in the.. City of.Petaluma, California freely accessible to members of the public, and a brief genera description of said.. resolution~appeared on said agenda. Capitalized, ;teems L,sed but. not. defined herein sha l have the meanings given to such terms'in the Purchase and Sa e Agreement, dated as of November 1, 2009; between the Seller and the California Statewide Communities Development Auth~r•ity. W11`NESS by my hand as of the P"rising Date. B v' City C erk.ofthe City of 'etalurna, California. Cl-l ~Z EX~IIBIT~ C2 SELLER CERTIF><CA'1<'E SELLER CERT>(F><CA')i'E Dated: Pricing :Date We, the undersigned officers oft}ie City of Petaluma. (the "Seller"), a local agency of the State of California within the meaning of Section 65:85(f) of the California Government Code, holding the respective offices herein below set,opposite our signatures, do hereby certify that on the date hereof the following documents {the "Seller Transaction Documents") were officially executed and delivered by the Authorized Officer or Officers whose names appear on the executed copies thereof,, to wit: Document i . Purchase and Sale Agreement; dated as of November 1', 200 (the "Sale Agreement"), between the Seller and the California: Statewide Communities Development Authority (thee"Purchaser"). In•evocable Instructions. For Disbursement of Seder's Proposition. 1 A Receivable to the Controller of the State of California,. dated the Closing Date. 3. Bill of Sale, dated the Closing Date. Capitalized terms used herein and not defied herein shall .have the meaning given such terms in the Sale Agreement. We further certify as follows: 1. At the `time of signing .the: Seller Transaction. Documents and the other documents and opi~iions related whereto, we held said offices, respectively; and we now hold the same. The representafigns and. warranties of the Seller contained in the Seller Transaction Documents,are true: and correct as of the date hereof in all material respects. 3. The City Council duly adopted its resolution (the "Resolution") approving the sale: of the Seller's Proposition 1 A :Receivable at a meeting of the City Council which was duly called a~~~d held pursuant to 'law with all public notice required by law and a~t whi¢~h a quorum was ,present. and. acting when the Resolution was adopted, and such Resolution is in full force and effect and has not been amended, modified, supplemented or rescinded. C2-1 3 Name Official Title Signature Tames Haas, Interim Finance Director Kate Lloyd, Finance Manager Sue Simmons, Commercial Services Manager I HEREBY CERTIFY that the signatures of the officers named above are genuine. Dated: Pricing Date By: C2-2 City Clerk. of the City of Petaluma, California. l`' _ EXIIII~IT C3 SILL OF SALE.AND B12ING>DOW1~T CEItT1(I+'ICATIE BILL OF SALE AND BRINGDOWN CERTIFICATE Pursuant to terms and conditions of the Purchase anal Sale Agreement (the "Sale Agreement"), dated as of November 1, 2009, between the t-ndersigned (the "Seller") and the California Statewide Communities Development Authority , (the ``Purchaser"), and in consideration of the obligation of fhe Purchaser to pay and deliver to the Seller the Purchase Price ,(as defined in the Sale Agreement), in two equal installment payments to be made on January 15, 20.10; and May. ~, 201:0 (collectively, the "Payment Dates"), the Seller does hereby (a) transfer, grant, bargain, sell,. assign,. convey, set over and deliver to the Purchaser, absolutely and not as .collateral security, without recourse except as expressly provided in the .Sale Agreement, the Proposition lA Receivable as defined in the Sale Agreement (the "Proposition 1A Receivable"), and (b) assign to the, Purchaser, to the extent'permfted by law (as to which no representation is made), ail present-or future rights, if any, of the Sel er to enforce or cause the enforcement of payment of the Proposition lA Receivable pursuant to the Act and other applicable law. Such. transfer,, grant, bargain, sale, assignment, conveyance,, set over and delivery is hereby expressly stated, to be a sale and, pursuant to Section. 6588.6(b) of the California. Government Code, shall be treated as an absolute "sale and transfer of the Proposition lA Receivable, and not as a .grant. of'a security interest by the Seller to secure a borrowing. Seller specifical y disclaims any right. to rescind the Agreement;,. or to assert that title to the Proposition 7 A Receivable has not- passed to the Purchaser, 'should Purchaser fail to make. the installment payments in the reduisite amounts on the Payment.Dates. The Seller hereby certifies that the representations and warranties of the Seller set forth in-the Certificate of theCity Clerk dated the Pricing Date, fhe Seller Certif cate dated dated the Pricing .Date and in the Transaction Documents to which the Seller is.a party.are true and correct. in all material respects as of the date hereof (eseept for such representations and warranties made as of a specified. date, which are."true and correct as of such date). Capita ized terms used. but not defined herein shall have the meanings given to such terms in the Sale Agreement. Dated: Closing; Date CITY OF PE"1'ALUMA B}~:. Authorized Officer C3- l ~S IEXIFIII3>(T D IR12I/VOCAI3I.>E INSTR><JC~'IONS T® C®N'I'RDLL1rJI2. [RREVOCABLE INSTRUCTIONS rOR DISBURSEMENT OF PROPOSITION lA REC`EIVABLE OF CITY OF PETALUMA Dated: Closing Date Office of the Cor1h•oller State of California P.O. Box 942850 Sacramento, California 942.50-5872 Re: Notice of Sale ofPr-oposition lA Receivable by the City of Petaluma and Wiring Instructions Infot7nation Form Dear Sir or Madam: Pursuant to Section. 6588.6(c) of the -California Government Code,. City of Petaluma (the "Seller'') hereb~~ notifies .you of the sale by Seller,, effective as of the date of these instructions written above, of .all right; title and interest of the' Seller in and to the ``Proposition lA Receivable" as defned in Secfi~n 6~8~(g) of the- California Government Code (the "Proposi ion 7 A Receivable"), namely, the right to payment of moneys .due or to become due to the Sellerpursuant to Section 25.5'(.a)(T)(B)(iii) of Article XIIIof~the~California Constit~rtion and Section 100.06 of the California Revenge and Taxation Code. By resolution, the Seller's City Council authorized. the sale of the .Proposition. l A Receivable to the California Statewide Communities Development Authority (the "Purchaser") pursuant to a I'urehase and 'Sale Agreement, dated as of November 1, 2009 (the "Purchase and Sale Agreement") and a Bill of Sale; dated the Closing Date (as defied in the Purchase and Sale Agreement). The Proposition lA Receivable has been pledged. and :assigned by the Purchaser pursuant to an Indenture, dated as of November 1, 2009 (the "Indenture") between the Purchaser and We11s Fargo $anl, National Association, as "Trustee (the "Truustee"). The Seller .hereby irrevocably requests and directs that, commencing as of the date: of~these~ iitstrtiictions written above, all paymea~~ts of the Proposition IA Receivable (and documentation related: thereto) be made directly to Wells Fargo Ba ik, National_flssocation, as 'i~rustee; ire accordance with the wire instructions and bank. routing information set forth below. Please: note. tliut the sale of the Proposition: lt4 Receivrrhle by tfie Seller is irrevocable antif tlint: ;(i) .the seller leas tto power to .revoke. or nnnennd these inrstrirctdvnts at crn~y tune; (i~) the Purchaser si~r~~ll have ?lte pox~~er fo revoke or rrmerul tli.ese intstructionrs only if tfrere tree no n°totes~..of ~tlte Purchaser orttstartdirr~ untnler tla~ Lttlenitirre rxrtd the Intdentftrre hers heerr clisclthrl;ed; tzrrtl,(iii) so Irin~r as theLtdenture bets snot heerr clisclrarl;ed, these inrstructionts cantnrot he revciketl ter ant~ntleil bj~ the Purchaser rvitlrout the contsenrt of the Ti•trstee. Should D-1 ~~ tlce Pccrchuser; ;ho»~ever, deliver a -vrittecc notice to the Offce of the Cotztrvller stating that: (u) the Seller failed Co meet tlce reguirentents set forth in tlce Pccrchase: and Sale Agreencertt; (h) the Burcllaser Itas not wai+1ed such regreirerrrents; and (c) the Purchaser /arcs not purchased tke Proposition IA Receivable as a result of the circumstances described in (a) and (b) above, t/cen these instructions shall he automatically rescinded and flee Seller shall again be entitled to receive all payment ~f mo~reys due car to become due to the Seller pursuant to Section 25.5(a)(I)(B)(iii) of Article XIII of tfce California Constitution and Section 100.06 ~f the California Revenue rmd Tcrx:ation Code. Bank Name: Wells Fargo Bank, N.A. Bank ABA Routing #: ~ 12100024$ Bank Account #: 0001038377 Bank Account Name: Corporate.Trust Clearing Further Credit To: CSCDA Proposition lA Bonds Bank flddress: .707 Wilshire Blvd., 17th Floor MAC E2818-176 Los Angeles, CA 90017 Bank Telephone #: (2:13) 614-3353 Bank Contact Person: Robert Schneider Please do not hesitate to call the undersigned ifyou have any questions regarding this transaction. Thankyou for your assistance in this matter. Very truly yours, ey: CITY OF PCTALUMA Authorized Officer D-2 ~~ EXIII>gI'><' E >ES'CI2~W INS`I'ItTTCTI®N IJ1ET'><'EI~ .ESCROW INSTRUCTION LETTER 2009 California Statewide Communities Development Authority 1100 K Street Sacramento, CA 95$14 Re: Proposition 1~A .Receivable Financin Dear Sia• or Madam: The City of Petaluma (the "Seller") hereby notifies you of its agreement to participate in the Ci~lifornia Statetivide Communities Development Authority Proposition lA Receivable Financing..By adoption of:a resohrtion (the "Resol,ution") authorizing the sale of its Proposition lA Receivable, the. Seller's City Council has agreed to sell to the California Statewide Communities `Development Authority (the "Purchaser"), for a purchase price that meets the conditions set forth in the Resolution, all of its right, title and interest in the Proposition 1 A Receivable.. Enclosed Herewith are. the following documents which have been duly approved and executed by the Seller and wh;ieh are to be held in escrow by Orrick, I-lerrington & Sutcliffe LLP, as transaction counsel (`--`Transaction Counsel"), a's instructed below: 1. certf ed ccipy ~of the Resolution, together wifh a certificate of the City Clerk, dated the :Pricing Date; 2. the Seller Certificate, dated the Pricing. Date; 3. the Opinion bf Seller's Counsel, dated the Pricing I~nte; 4. the Opinion of Seller's Counsel (hringdown opinion), dateel the Closing Date; 5. thePui-chase and Sale.Agreement, dated as of November 1, 2009; 6. the:Bill ~of~Sale and Bringdown Certi£cate, dated the Closing lDa~te; and 7. the-Irrevocable lnstructions to Controller,. dated the ClosingDate. The. foregoing documents are to be held in escroav by Transaction Counsel and shall be delivered on the Closing Date (as defined in the Purchase and Sale Agreement), provided that such Closing Date occurs on or before December 31, 2009. E-l ~~ Should (i) the Closing Date not occur on or berfore December 3 , 2009, or (ii) Transaction Counsel receive prior to the Closing Date written notification from. Seller or Seller's Counsel stating, respectively and in good faith, that the representations made in the Seller's Certificate are not true'and accurate, or the opinions set forth in the Opinion of Seller's Counsel are not valid, in each case as of the Closing Date and provided that the :Purchaser may, in its sole discretion, choose to waive receipt of such representations or opinions, then this, agreement shall terminate and Transaction Counsel shall destroy all of the enclosed documents. Very truly yours, CITY ®1F PETAI.;iJ1VIA By: Pnclosures cc: Orrick, Herrington & Sutcliffe LLP E-2 Authorized Off cer 3 `7 ~t~y,}t~~~IFfES.PI ~~~' ~af1 w°~ "-~. ~ „...~ ° r 4 ~ r d V a ~. ~., Cam,.. ~+' E~~ ~~~, ~~'~ ~~,,,~1^k~t~~1~ ~'I~,~~; JGB~;`3' {~(~vtLr+.S a~~~'la~A:ia`f~ ~ladfcfr`ta~ t:;c~prPraPkrrdf~'t'~s, i~Plr'C;:+~EIlf~ !tt ~,e.'+~frJ~ rat."a%7t'f'iP7ld~'Flkr ~l;~lt~'. ~z1F?e°i L PROPOSITION 1A SECURITIZATION FAQ IL OPTIONS FOR OPTING AUT OF T-HE PROPOSITION 1A SECURITIZATION FAQ.. .III. PROPOSITION 1A GENERAL FAQ . I PI~O.POSIT'IOIV 1A S.ECUR~ITIZA`I'ION FIZEQLIENTLY 1~SI~E'D QUES1'I`®NS Q: What is Proposi ion 1A securitization? A: On July 28, 2009; the California legislature and Governor Arnold Schwarzenegger passed the state budget and approved a provision allowing the state to borrow 8 percent of the amount of'property tax revenue apportioned.tq cities, counties and special•districts. Under the provision, the state will. be required to repay those obligations by June 30, 2013. The provision alsp created.an option for California local public~agencies to relieve.the burden of loaning th'estate~property taxrevenues. Tle provision, called Proposition 1A securitization, authorizes the Galifor.nia Statewide Corninunties Development Authority ("California Communities") to purchase the receivable due to local.. agencies from the State. Q: Who is the. Calfor..nia Statewide. Communities Development Authority? A: T.he Californa:Statewide Communities; Development Authority is.a joint'powers authority ("JPA"] sponsored by the Califor-nia State Association of Counties (''CSAC") and the League of California Cities ("League"). California Communities was created by CSAC and the:~League in 1988 to enable local goyernrnent and eligible private entities aecess~to low-cost, financing through a variety of pooled and stand-alone. finance programs. Q: How does the P'rop:osition lA securitization work? 1 1 5 7 '7 v A: The legislation for'the: Proposition 1A securitization authorizes cities, counties, and special districts to sell-their state repayment.obligations to California Communities. In a simultaneous transaction, California Communiteswill issue bonds and remitthe cash proceeds to the participatinglocal public agencies. Bondholders will receive their repayment from the state at a later date. The Legislation provides that local agencies participating in th'e securitization program will receive 100% of their respective Proposition 1A receivables. Q: ,Do I need to become a member of California Communities to participate in the program? A: No: All public agencies that are,subject to the property tax;dversion under Proposition 1A are eligible to participate in the program without having to join the, California Communities JPA. Q: Is securitization voluntary? What if our local agency chooses°not to securitize? A: Yes, this is a voluntary program. Public agencies that,do not participate in the Proposition 1A securitization Program can expect to receive repayment plus interest from the state for its obligations by June 30, ZO.13. The interest rate to be paid by the state to those local public agencies that do not securitize has-been setby the Director of Finance at 2.0%. Q: How much-will it cost our local;agency to participate in the Proposition 1A securitization Program? A: All costs of issuance and interest expense will bepaid by the state. This allows agencies to receive 100%` of their receivables. Some agencies. may-incur legal costs if they use an outside attorneyfor normal egal services. Q: `If our local agency securities, will we still get the repayment interest from the state? A: No. In the case of securitization; the state will pay thernterest due to bondholders and issuance costs associated with the transaction. Onlyagencies that do not securitize will recei~e'interest from the state in 2013. Q: If my local:agency participates in the securitization program, when can my agency expect to receive payment? Ac Depending upon timing of°enactment of cleanup legislation in the California legislature, Gali.fornia Communities is targeting completion ofthe. securitizationtransactiomto occur in November~or early December, 200.9, which would.resultin 50% ofthe payment to participating,local public agencies on January 15, 201Q and 50% on May 3, 2,010. Should the 1eegislature not pass the anticipated egislative amendments,: California Communities' next,opportunity to securitize will likely be March, 2.010. ~/ Q: Will our local agency incur any liability by participating in the program? A: No. The bonds issued by California Communities are notobligations of any of the local agencies that participate in the securitization program. The California Communities joint powers agreement expresslyprovides that California Communities is an entity separate;and apart from the pal-tieipating public agencies, and "its debts, liabilities.and obligations do not constitute debts, liabilities or obligations of any party to the joint powers.agreement.'' .Participating public agencies are;not responsible for any repayment of debt, :nor. are they named in any of the bond documents. Participating public agencies also will`not have any obligations related to compliance with tax or disclosure obligations on the bonds. Q: Are. there any°resfrictions to joining? A: No. California Communities is required to accept any local entity affected by the .suspension, regardless of the amount of property tax revenue lost. Q: Can redevelopment agencies participate? A. No. The diversion of tax`incr..ement revenues:from:redevelopmentagencies that was a part offihe State budget is nova "loan" and was not done under Proposition 1A and therefore redevelopment agencies cannot participate. Q: Has California.. Communities conducted a program.like this before? Ac Yes. In 20;0:5, California Communities conducted a similar bond securitization program for local agencies when the state borrowed Vehicle License Fee ("VLF") revenues from cities and counties.. California Communities securitized $455 million in VLF payments due: from the state to provide advance repayment to 146 participating cities and counties. Q: How isthe Proposition 1A securitization differentfrom the VLF "gap loan" securitization? A: Under the~VLF financing program in 2005, local agencies:in California were "required to cover th"e costs of issuance and pay the interest cost. As a result, local. agencies; only received on.:average about 93 cents on the dollar from their'loans to the state. Under the proposed Proposition 1A securitization Program, the state will pay for the borrowing interest'incurred and the costs of issuance required for each agency to participate, allovvi`ng local agencies the ability to receive .100% of their receivables. Q: Who is the:financng team for the Proposition lA securitization Program? A: Bond Counsel: Orrick, Herrington & Sutcliffe, LLP Underwriters: Goldman Sachs, 3 ~~i JP Morgan, Morgan Stanley, De La Rosa, and Stone & Youngberg Program Consultant:. Greencoast Capital Partners LLC Trustee: Wells Fargo Bank, NA Q: What is required' from our local agency to participate? A: Participating agencies must enroll in the program by going to the online Enrollment .Form hosted on the California Communities"website www.cacommunities.org/proplA. Enrolled agencies°will received the required documentation from transaction counsel (Orrick, Herrington & Sutcliffe) including a resolution that must be adopted by their governing board. The resolution authorizes the sale of the Proposition 1A receivables to California Communities:. This resolution together with other signature documents and local agency legal opinions must be submitted no later than November 6, 2009. Q: What is th'e deadline to participate in the Proposition 1A Securitization Program? A: Completed applications including resolutions passed by the board/council, participant documents signed by the authorized parties and legal opinions. must be submitted by November 6, 2009. Qc When should I begin the application process? A: It is best to begin fhe application process as soon as possible. Each local agency is not committed tb the program until all executed documentation is returned to bond counsel prior to November 6, 20:09. So it is best to begin the'proce"ss early and have all the. relevant documentation prepared. Q: -.What if I-start the process and decide I don'twant to participate? Can I pull out of the process half:--way through? A; Each local agency is not committed until they return executed documents to bond counsel on or priorto November 6, 2009. Signed documents will be held in escrow by bond' counsel,,and can be withdrawn priorto November 6, 2009. After November 6, .2009, agencies that have submitted the required signed documentation are committed to the .transaction. Q Will_ our local agency have to go through a credit rating process? How will'the credit::rating for these bonds be assessed? A: No. The`bonds are secured by the State of California's constitutional and statutory oblgation;to repaythe loan within the three-year time period.. The ratings on the bonds will be determined by the rating agencies based upon their assessment of the credit worthiness ofthe transaction and the state's ability to pay. 4 ~F 3 Q: Are there-other ways'to securi ize.aside from the California Communities program? A: California Communities offers the only pooled Proposition 1A securitization program and is the only statutorily=authorized. option "that allows local. agencies to securitize and have. bond issuance. acid interest costs paid by the state. Q: Where can I get more information? A: For more information on the Proposition 1A securitization :program, go to www.cacomrnunities:org/proplA. Q: How can I sign up for the Program? A: To enroll. in the program; submit'the online Enrollment Form hosted on the California Communities website,www.cacommunities:orgfproplA. There is no obligation on behalf of an enrolled local agency to actually participate. Each enrolled local agency must submita complete set of signed documents with legal opinions by November 6, 2009 in order to be committed to the securitization program. Q: There are several special: districts in our Countywith.board members that are the same as the County Board of Supervisors. Does each;special district needto enroll in the program,;adopt the Sale Resolution and sign documentation? A: Yes. Each local agency must adopt the Sate Resolution, sign. the Purchase and Sale Agreement and provide ,the required signature documents and legal opinions to participate in the Program. Q: Can the.Resolution approving the form of Purchase and Sale Agreement be placed on the consent calendar or does it need to 6e a~separate item on the board's agenda? A: The Resolution may be approved on the consent calendar. II OPTI®NS`'I'0 TIE PI20POSITI01~ 1t~ SECIJIaI'I'IZ1~'I'I®1i1 ~~~Qu~~~L~ ~s~~~ ~u~s~IONS Q: What are my local agency's options other than participafing in the.. Prop lA loan securitization program? A: There are a few options to securitization. 5 ~y 1. If a local: agency can absorb the loss in property tax.:revenue this year, it can decide to wait for the State. to, repay the obligation.by June 30, 2013. 2. •Tw9 or more local agencies are able to;reallocate or sell the obligation to another ocal agency.. 3. `Local agencies can apply for a hardship exemption. If cleanup legislation is enacted, local. agencies must first enroll. in and fulfill the requirements of the securitization program in order to qualify for a hardship exemption. Q: What is a hardship exemption? A: For those local agencies experiencing extreme fiscal Hardship, upon written request, the Director of Finance may decrease the reduction. amount. Extreme fiscal hardship may include a local agency.that: ® is in bankruptcy proceedings; ® may be required to seek bankruptcy protection as a resultof the reduction in property tax revenue; o does not have sufficient reserves to continue to provide a basic level of core services. If the Director of Finance decreases a local agency's reduction as:a result of hardship, the amount of the decrease will be allocated. proportionately among other local agencies within the county;.not to exceed more than 10 percent of.the total reduction amounts for all local. agencies within the. county. Q: How does my local agency apply for a hardship exemption? A: The final hardship application. procedures have notbeen established and are not ,expected to be established until' after the cleanup legislation is enacted by the legislature. While current'language is expected to change,, current language states that a written request must be received by the Director of Finance bq October 15, 2009. The Director of Finance must approve or reject the requests for a hardship exemption by November 15;2009. The Director of Finance may not grant decreases in the suspension amount that totals more than 1'0 percent of the combined.total shift of property tax per county. I:oeahagencies Ghat believe they would qualify for a hardship exemption should p"repave to file a request with the State Director of Finance by October 15, 2009: If the cleanup legislation passes, this deadline maybe extended, but;under current law October 15 is the deadline. Q: What can I expect to happen if my local agency does not participate in the California Communities Proposition 1A Securitization Program? A; If your loaal_agency cansustain an 8 percent,property tax shift this year, and your local .agency chooses not to participate in California Communiti'es' loan seeuritization program, then theaocal agency can expect to be repaid direcfly fr-orn the `state by June 30, 2013, with interest. 6 ,~. .F ~i Q: What is the interest rate for those entities Ghat choose not to participate in the Prop 1A loan securitizaton program? A: The interestrate has been- determined by the State,Director of Finance to be 2.0%. Q: Are there other options? A: If the cleanup legislation passes, a local. agency°may be able to sell the receivable to another local agency.. Q. How would a Tocal agency sell.its Prop 1A Receivable to another local agency? A: The cleanup legislation is expected to provide procedures for-local agencies to sell Proposition 1A receivables to another local agency. The cleanup legislation is currently pending approval by the State Senate. ILI P'I~O:POSITION 11~ SUSPENSION FIZEQLIEN'I'LY ASKED QUESTI®NS Q When will we see the reduction in our property tax;revenues? A: You will see a reduction in .your property-tax revenues when you receive your property taxes as dispersed. by the county auditor. The county auditor is required to shift the 8 percentkproperty tax°re~enue:in two installments, once before January 15, 2010, and again after the first'transfer but no later than May 3, 2010. Q: When s'the state required to repay the "loan"? A: ABX415 indicates the`state' deadline to repay"the loan is June 30, 2013. Q: And at'wFiaf interest rate on the "loan"? A: The interest rate for- those agencies thatdo not sell the receivable to the jointpowers authority has; been set by the .Director of Finance at 2:0%. Q: Are there any'guarantees thatthe state will repay, us? A: The'State: Constitution requires that thestate provide repaymentwithn a,thre.e-year period. ABX4.15 ets'the repayment deadline at June 30, 2013_ 7 ,:, The repayment is, also continuously appropriated in the. General Fund and authorizes the State Controller fo make the repayment. The repayment is a priority payment behind General Fund obligations to schools and.general obligation bonds. If the state has not fully repaid local agencies by June 30, 2013, local agencies or the bond issuer may seek a writ of mandamus to compel the :Controller to fully pay the amounts the state is obligated to pay. The petition for writ of mandamus has priority and preference insetting and review and maybe filed in the California Supreme Court. Q: Will next year'sp"roperty taxes (Z010-11) be affected bythis year's Prop 1A suspension? A: It is highly unlikely that the Prop 1A protection of 201;0-11 propertytaxes -could be suspended. 'The State Constitution indicates that the property tax ,protection provisions of Proposition. 1A cannot,be suspended more than twice in a i0-year period. (the first year begins with'. the first. suspension). Further, the state cannot suspend Proposition 1A until' all previous.loans are paid in full. 8 -~ 7