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HomeMy WebLinkAboutStaff Report 04/26/2017Item # 3 Oversight Board to the Petaluma Community Development Commission Successor Agency DATE: April 26, 2017 TO: Members of the Oversight Board FROM: Ingrid Alverde, Economic Development & Redevelopment Manager SUBJECT: RESOLUTION OF THE OVERSIGHT BOARD DIRECTING THE PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY TO COMMENCE PROCEEDINGS FOR THE REFUNDING OF OUTSTANDING OBLIGATIONS OF THE FORMER PETALUMA COMMUNITY DEVELOPMENT COMMISSION, APPROVING ISSUANCE OF REFUNDING BONDS, AND MAKING CERTAIN DETERMINATIONS AND PROVIDING OTHER MATTERS RELATING THERETO RECOMMENDATION It is recommended that .the Oversight Board to the Petaluma Community Development Successor Agency (the Successor Agency) adopt a Resolution authorizing the issuance of refunding bonds to refinance certain outstanding bonds issued by the Former Petaluma Community Development Commission and authorizing the Executive Director to execute all necessary and related documents. rtary .pni iNn The former Petaluma Community Development Commission (PCDC) previously issued two series of tax allocation bonds — $31,825,000 of Series 2007 Bonds in April, 2007 and $11,369,000 of Series 2011 Bonds in March, 2011 — to finance and refinance redevelopment activities within the Merged Project Area. Tax allocation bonds were a very common type of long-term debt issued by redevelopment agencies prior to Dissolution, secured by and payable from a portion of the property taxes levied and collected from within a redevelopment project area. Currently, $29,570,000 of the 2007 bonds and $6,968,000 of the 2011 bonds remain outstanding. An opportunity now exists for the Successor Agency to issue refunding bonds for the purpose of refinancing the 2007 and 2011 bonds at lower interest rates, in order to realize significant debt service savings. The issuance of refunding bonds by successor agencies is very common. Since Dissolution, approximately $8.0 billion of successor agency refunding bonds have been issued by over 150 successor agencies, resulting in total debt service savings of more than $1 billion. Item # 3 Page 2 FINANCIAL IMPACT Based on bond market conditions and prevailing interest rates as of April 18, 2017, this refinancing is expected to yield debt service savings of approximately $175,000 per year for 22 years, for total savings of $3.85 million. These savings are net of all costs of issuance. Another common measure of the savings that result from the issuance of refunding bonds is 'net present value savings", commonly referred to as "NPV Savings". NPV Savings is equal to total debt service savings (e.g. $3.85 million) adjusted for the time value of money, the costs of issuance, and any up -front cash contribution of funds. NPV Savings is generally considered to be a better measure of the true "economic benefit" of issuing refunding bonds. Based on current market conditions, the expected NPV Savings from this transaction equal approximately $3.00 million or 8.33% of the par amount of the refunded bonds. Within the public finance industry, NPV Savings of 5% of the par amount of the refunded bonds is typically considered a good result. As such, the expected savings from this transaction are very good. The actual amount of savings will not be determined until the sale date. Moreover, if interest rates increase appreciably between now and then, it is possible the amount of savings may be insufficient to warrant proceeding, in which case the refinancing may be cancelled, or delayed until a later date. Refinancing tax allocation bonds does not result in lower property taxes for homeowners or any direct savings for local property taxpayers. Under State law, the savings that result from this refinancing will be shared among all of the local taxing entities whose territory lies within the Project Area, roughly in proportion to each local taxing entity's share of the 1% general property tax that is levied and collections from within the Project Area. The costs of issuance for the refinancing including fees for bond and disclosure counsel, financial advisor, rating agency and other related costs and expenses equal approximately $325,000. In addition, it is expected the Agency will purchase a municipal bond insurance policy for the bonds at a cost of approximately $280,000. All such costs are payable from proceeds of the refunding bonds contingent upon closing. In other words, if the refinancing fails to close then all costs will be waived and the Agency will not be billed, with one possible exception. A portion of the rating fee estimated at not -to -exceed $10,000 is non -contingent. No General Fund expense will be incurred in connection with this refinancing. Item # 3 Page 3 TIMETABLE Pursuant to State Law, the issuance of these refunding bonds must be approved by the Successor Agency Board, the Oversight Board and the State Department of Finance (DOF). The Successor Agency is scheduled to meet on May 15, 2017 to consider this action. In the meantime, as soon as the Oversight Board approves issuance of the refunding bonds, then a request for DOF approval will be submitted. By law, DOF has 60 -days to act; however, staff is hopeful that DOF will grant approval prior to the May 15 Successor Agency Board meeting. If the financing proceeds according to schedule, then closing will occur on or about June 7. The attached resolution (Attachment 1) authorizes the execution and delivery of various Financing Documents including a Fourth Supplemental Indenture (Attachment 2) and Escrow Agreement (Attachment 3). The Fourth Supplemental Indenture together with the 2007 Indenture and subsequent supplements, are akin to the 'contract' between the Successor Agency and Bondholders, wherein the rights, responsibilities and remedies of each party are specified. Attached to this report are drafts of each such Document, which drafts may be modified prior to execution by authorized Successor Agency staff, as necessary. ATTACHMENTS 1. Resolution of the Oversight Board a. Exhibit A to Oversight Board Resolution -Debt Service Savings Analysis 2. Draft Fourth Supplemental Indenture 3. Draft Escrow Agreement Attachment 1 OVERSIGHT BOARD RESOLUTION NO. RESOLUTION OF THE OVERSIGHT BOARD FORMED PURSUANT TO HEALTH AND SAFETY CODE SECTION 34179 DIRECTING THE PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY TO COMMENCE PROCEEDINGS FOR THE REFUNDING OF OUTSTANDING OBLIGATIONS OF THE FORMER PETALUMA COMMUNITY DEVELOPMENT COMMISSION, APPROVING ISSUANCE OF REFUNDING BONDS, AND MAKING CERTAIN DETERMINATIONS AND PROVIDING OTHER MATTERS RELATING THERETO WHEREAS, pursuant to Section 34172(a) of the California Health and Safety Code (all Section references hereinafter being to such Code), the Petaluma Community Development Commission (the "Former Commission") has been dissolved and no longer exists as a public body, corporate and politic, and pursuant to Section 34173, the City of Petaluma (the "City") has become the successor entity to the Former Commission (in such capacity, the "Successor Agency"); WHEREAS, prior to its dissolution, the Former Commission issued its $31,825,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2007 (the "2007 Bonds") pursuant to an Indenture dated as of April 1, 2007 (the "Master Indenture") by and between the Former Commission and U.S. Bank National Association for the purpose of financing and refinancing portions of projects in the Merged Project Area; WHEREAS, also prior to its dissolution, the Former Commission issued its $11,369,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2011 (the "2011 Bonds") pursuant to the Master Indenture and a supplement thereto for the purpose of financing portions of projects in the Merged Project Area; WHEREAS, Section 34177.5 authorizes the Successor Agency to undertake proceedings for the refunding of outstanding bonds and other obligations of the Former Commission, subject to the conditions precedent contained in Section 34177.5; WHEREAS, pursuant to Section 34179, this oversight board (the "Oversight Board") has been established for the Successor Agency; WHEREAS, the Successor Agency has caused an analysis (the "Debt Service Savings Analysis") to be made setting forth the potential savings that will accrue to the Successor Agency and to applicable taxing entities as a result of refunding the 2007 Bonds and the 2011 Bonds, and has presented the Debt Service Savings Analysis to the Oversight Board for its consideration and direction; WHEREAS, the Successor Agency desires to achieve debt service savings on the 2007 Bonds and 2011 Bonds and to that end has requested that the Oversight Board direct the Successor Agency to undertake refunding proceedings for the 2007 Bonds and 2011 Bonds by issuance of Tax Allocation Refunding Bonds, Series 2017 (the "Refunding Bonds"), it being understood that the Successor Agency intends to act upon such direction by undertaking consideration of a resolution of the Board of the Successor Agency approving such refunding, and understanding further that such direction by the Oversight Board will enable the Successor Agency to recover its related costs in connection with the refunding proceedings, as authorized by Section 34177.5(f); WHEREAS, the Refunding Bonds are to be issued on parity with the Petaluma Community Development Successor Agency Tax Allocation Refunding Bonds, Series 2015A, issued in the original principal amount of $19,545,000 and currently outstanding in the principal amount of $18,600,000; and on parity with the Petaluma Community Development Successor Agency Tax Allocation Refunding Bonds, Series 2015B, issued in the original principal amount of $16,060,000 and currently outstanding in the principal amount of $14,745,000; WHEREAS, in connection with the Refunding Bonds the Successor Agency has caused the preparation of a Fourth Supplement to the Master Indenture (the "Fourth Supplement") providing for the issuance of the Refunding Bonds and an Escrow Agreement (the "Escrow Agreement") providing for the defeasance of the 2007 Bonds and 2011 Bonds, which Fourth Supplement and Escrow Agreement are on file with the Secretary of the Oversight Board; WHEREAS, the Successor Agency has further requested that the Oversight Board make certain determinations upon which the Successor Agency may rely in undertaking the refunding proceedings, and the Oversight Board herein makes such determinations as set forth below; WHEREAS, Sections 34177.5(f) and 34180(b) require the Oversight Board to approve issuance of the Refunding Bonds (as defined below) for the purpose of refunding the 2007 Bonds and 2011 Bonds; NOW, THEREFORE, BE IT RESOLVED that the Oversight Board, formed pursuant to Health and Safety Code Section 34179 to oversee the Petaluma Community Development Successor Agency, hereby finds, resolves, and determines, as follows: 1. The foregoing recitals are true and correct. 2. The Successor Agency has filed with the Oversight Board a Debt Service Savings Analysis (the "Debt Service Savings Analysis"), which is attached hereto as Exhibit A, and the Oversight Board hereby acknowledges that the Debt Service Savings Analysis demonstrates the following: (i) total principal plus interest payments to maturity on the Refunding Bonds will not exceed total remaining principal plus interest payments to maturity on the 2007 Bonds and 2011 Bonds, and (ii) the principal amount of the Refunding Bonds will not exceed the amount required to defease the 2007 Bonds and 2011 Bonds, to establish customary debt service reserves, and to pay related costs of issuance; (iii) based on estimated interest rates as of the date of the Debt Service Savings Analysis, the Debt Service Savings Analysis concludes that potential debt service savings satisfies the savings requirements of Section 34177.5(a). 3. The Oversight Board hereby directs the Successor Agency to undertake proceedings to refund the 2007 Bonds and 2011 Bonds, subject to its discretion and subject to a -2- final determination that said refunding shall in all respects comply with the debt service savings requirements of Section 34177.5(a). 4. The Oversight Board hereby approves issuance of the Refunding Bonds, and finds that such issuance is in the financial interests of the taxing entities, so long as the limitations set forth in Section 34177.5(a)(1) are satisfied with respect to lower debt service on the Refunding Bonds compared to scheduled debt service on the 2007 Bonds and the 2011 Bonds, as well as the limitations set forth in Section 34177.5(h). 5. The Oversight Board hereby approves the Fourth Supplement prescribing the terms and provisions of the Refunding Bonds and the execution thereof by the Successor Agency, with such changes therein, deletions therefrom and additions thereto as the Successor Agency shall deem necessary and appropriate to accomplish the purpose for which the Refunding Bonds are issued and within the requirements of Section 34177.5. 6. The Oversight Board hereby approves the Escrow Agreement and the execution thereof by the Successor Agency, with such changes therein, deletions therefrom and additions thereto as the Successor Agency shall deem necessary and appropriate to accomplish the defeasance of the 2007 Bonds and 2011 Bonds. 7. The Oversight Board hereby makes the following determinations upon which the Successor Agency may rely in its issuance of the Refunding Bonds: (a) The Successor Agency is authorized, as provided in Section 34177.5(f), to recover its costs related to the issuance of the Refunding Bonds from the proceeds of the Refunding Bonds, including the cost of reimbursing the City for administrative staff time spent with respect to the authorization, issuance, sale and delivery of the Refunding Bonds; (b) The application of proceeds of the Refunding Bonds by the Successor Agency to the refunding of the 2007 Bonds and the 2011 Bonds, respectively, as well as the funding of a reserve fund for the Refunding Bonds, and payment by the Successor Agency of costs of issuance of thereof, as provided in Section 34177.5(a), shall be implemented by the Successor Agency promptly upon delivery of the Refunding Bonds to their initial purchaser, notwithstanding Section 34177.3 or any other provision of law to the contrary, without the further approval of the Oversight Board, the California Department of Finance, the Sonoma County Auditor -Controller or any other person or entity other than the Successor Agency; and (c) The Successor Agency shall be entitled to receive its full allocation of $250,000 Administrative Cost Allowance under Section 34183(a)(3) without any deductions with respect to continuing costs related to the Refunding Bonds, such as trustee's fees, continuing disclosure fees, and auditing and fiscal consultant fees (collectively, "Continuing Costs of Issuance"), and such Continuing Costs of Issuance shall be payable from property tax revenues pursuant to Section 34183. 8. The Oversight Board hereby authorizes the Successor Agency to authorize and direct, for and in the name and on behalf of the Successor Agency, Authorized Officers of the Successor Agency to do any and all things and take any and all actions, which they, or any of them, may deem necessary or advisable to execute and deliver any and all documents, assignments, certificates, requisitions, agreements, notices, consents, instruments of -3- conveyance, warrants and documents, which they, or any of them, may deem necessary or advisable in order to consummate the lawful issuance and sale of the Refunding Bonds, the refunding of the 2007 Bonds and the 2011 Bonds, and the consummation of the transactions as described herein. 9. This Resolution shall take effect upon its passage and adoption. 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E a� 4' S F-- m W om U n Attachment 2 Jones Hall Draft 4.13.17 FOURTH SUPPLEMENT TO INDENTURE Dated as of 1, 2017 by and between the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY and U.S. BANK NATIONAL ASSOCIATION, as Trustee Relating to Petaluma Community Development Successor Agency Merged Project Area Tax Allocation Refunding Bonds, Series 2017 TABLE OF CONTENTS ARTICLE XV THE SERIES 2017 BONDS Section15.01. Definitions..... ........................... .................................................................................... 3 Section 15.02. Authorization of Series 2017 Bonds............................................................................. 3 Section 15.03. Terms of Series 2017 Bonds........................................................................................4 Section15.04. Redemption..................................................................................................................6 Section 15.05. Redemption Procedures...............................................................................................6 Section 15.06. Application of Proceeds of Sale of Series 2017 Bonds ................................................ 6 Section 15.07. Series 2017 Expense Account..................................................................................... 7 Section 15.08. Series 2017 Reserve Subaccount................................................................................7 Section 15.09 Rights of Series 2017 Bond Insurer.............................................................................7 Section 15.10. Security for Series 2017 Bonds....................................................................................7 Section 15.11. Continuing Disclosure...................................................................................................8 Section15.12. Tax Covenants............................................................................................................. 8 Section 15.13. Benefits Limited to Parties............................................................................................ 8 Section 15.14. Effect of this Fourth Supplement.................................................................................. 9 Section15.15. Partial Invalidity............................................................................................................9 Section 15.16. Further Assurances...................................................................................................... 9 Section 15.17. Execution in Counterparts............................................................................................ 9 Section15.18. Governing Law.............................................................................................................9 EXHIBIT A FORM OF SERIES 2017 BOND 014 T114ki11ifol R17=Iki11toll. 4 This Fourth Supplement to Indenture (this "Fourth Supplement"), dated as of 1, 2017, is by and between the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY, a public entity duly organized and existing under the laws of the State of California (the "Successor Agency"), as successor to the Petaluma Community Development Commission (the "Former Commission"), and U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States of America (the "Trustee"); WITNESSETH. WHEREAS, the Former Commission was duly established and authorized to transact business and exercise powers under and pursuant to the provisions of the Community Redevelopment Law, being Part 1 of Division 24 (commencing with Section 33000) of the Health and Safety Code of the State of California (the "Law"), including the power to issue bonds for any of its corporate purposes; WHEREAS, pursuant to Section 33640 et seq. of the Law, the Former Commission was authorized to issue bonds for any redevelopment purpose; WHEREAS, the Former Commission has previously issued its $31,525,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2007 (the "2007 Bonds") under an Indenture dated as of April 1, 2007 by and between the Former Commission and U.S. Bank National Association (as supplemented by a First Supplement, Second Supplement, Third Supplement and this Fourth Supplement, the "Indenture") for the purpose of providing funds to finance and refinance redevelopment activities in the Merged Project Area; WHEREAS, the Former Commission has also previously issued its $11,369,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2011 (the "2011 Bonds") pursuant to the Indenture, as supplemented, for the purpose of providing funds to finance redevelopment activities in the Merged Project Area; WHEREAS, the Successor Agency in 2015 issued its $19,545,000 aggregate principal amount of Tax Allocation Refunding Bonds, Series 2015A, currently outstanding in the principal amount of $18,600,000; and its $16,060,000 aggregate principal amount of Tax Allocation Refunding Bonds, Series 20158, currently outstanding in the principal amount of $14,745,000 (together, the "2015 Bonds"); WHEREAS, the 2007 Bonds, 2011 Bonds, 2015 Bonds are all parity obligations, payable from Pledged Tax Revenues (as such term is defined in the Master Indenture and in Section 2 of the Second Supplemental Indenture); WHEREAS, the Indenture permits the issuance of Additional Bonds (as that term is defined in Article IV of the Master Indenture and in Section 2 of the Second Supplemental Indenture) on a parity basis with the 2015 Bonds, subject to certain conditions; WHEREAS, Assembly Bill X1 26, effective June 29, 2011, together with Assembly Bill 1484, effective June 27, 2012 (together, the "Dissolution Act") resulted in the dissolution of the Former Commission as of February 1, 2012, and the vesting in the Successor Agency of all of the authority, rights, powers, duties and obligations of the Former Commission; WHEREAS, Assembly Bill 1484, effective June 27, 2012 ("AB 1484"), authorizes the Successor Agency to issue bonds pursuant to Article 11 (commencing with Section 53580) of Chapter 3 of Part 1 of Division 2 of Title 5 of the Government Code (the "Refunding Law") for the purpose of achieving debt service savings within the parameters set forth in Section 13 of AB 1484; WHEREAS, the Successor Agency has determined that it can achieve debt service savings within such parameters by the issuance pursuant to the Refunding Law of its $ aggregate principal amount of Petaluma Community Development Successor Agency Merged Project Area Tax Allocation Refunding Bonds, Series 2017 (the "Series 2017 Bonds") to provide funds to refund the 2007 Bonds and 2011 Bonds; WHEREAS, the conditions set forth in Section 4.01 and Section 4.02 of the Master Indenture and in Section 2 of the Second Supplemental Indenture pertaining to the issuance of Additional Bonds have been satisfied, and the Series 2017 Bonds will therefore be secured by a pledge of and first lien on Pledged Tax Revenues as defined in the Master Indenture and Second Supplemental Indenture, on parity with the pledge and lien securing the 2015 Bonds; and ((WHEREAS, the scheduled payment of principal of and interest due on the Series 2017 Bonds will be guaranteed under an insurance policy (the "Series 2017 Bond Insurance Policy") to be issued concurrently with the delivery of the Series 2017 Bonds by (the "Series 2017 Bond Insurer").]] WHEREAS, the Successor Agency has certified that all acts and proceedings required by law necessary to make the Series 2017 Bonds, when executed by the Successor Agency, authenticated and delivered by the Trustee, and duly issued, the valid, binding and legal special obligations of the Successor Agency in accordance with the Dissolution Act, and to constitute this Fourth Supplement a valid and binding agreement for the uses and purposes herein set forth in accordance with its terms, have been done and taken, and the execution and delivery of the Fourth Supplement have been in all respects duly authorized. NOW, THEREFORE, in consideration of the premises and the mutual agreements herein contained, the parties hereto do hereby agree as follows: 2 ARTICLE XV THE SERIES 2017 BONDS Section 15.01. Definitions. Unless the context otherwise requires, the terms defined in this Section 15.01 shall, for all purposes of this Article but not for any other purposes of this Indenture, have the respective meanings specified in this Section 15.01. All terms defined in Section 1.01 and not otherwise defined in Section 12.01 of the First Supplement, Section 13.01 of the Fourth Supplement, Section 14.01 of the Third Supplement, or this Section 15.01 shall, when used in this Article XV, have the respective meanings given to such terms in Section 1.01. "Article XV" means this Article XV which has been incorporated in and made a part of this Indenture pursuant to the Fourth Supplement, together with all amendments of and supplements to this Article XV entered into pursuant to the provisions of Section 15.01(b)(iii). "Closing Date" means, with respect to the Series 2017 Bonds, the date on which the Series 2017 Bonds are delivered to the Original Purchaser thereof. "Continuing Disclosure Certificate" means, with respect to the Series 2017 Bonds, that certain Continuing Disclosure Certificate relating to the Series 2017 Bonds executed by the Successor Agency and dated the date of issuance and delivery of the Series 2017 Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "Escrow Agent" means U.S. Bank National Association, as escrow agent under the Escrow Agreement. "Escrow Agreement" means the Escrow Deposit and Trust Agreement dated as of , 2017, by and between the Successor Agency and the Escrow Agent with respect to the refunding of the 2007 Bonds and 2011 Bonds. "Escrow Fund" means the escrow fund created and held by the Escrow Agent pursuant to the Escrow Agreement. "Interest Payment Date" means November 1 and May 1 in each year, commencing November 1, 2017. "Original Purchaser" means as the initial purchaser of the Series 2017 Bonds, and its successors and assigns. "Series 2017 Bonds" means the Petaluma Community Development Successor Agency Merged Project Area Tax Allocation Refunding Bonds, Series 2017, authorized pursuant to Section 15.02 and at any time Outstanding under this Indenture. "Series 2017 Bond Insurer" means "Series 2017 Bond Insurance Policy" means Series 2017 Expense Account" means the account by that name established and held by the Trustee pursuant to Section 15.07. "Series 2017 Reserve Account" means the account by that name within the Reserve Account, established and held by the Trustee for the benefit of the Owners of the Series 2017 Bonds only pursuant to Section 15.08. "Series 2017 Reserve Account Requirement" means, as of any date of calculation, an amount equal to the lesser of: (i) Maximum Annual Debt Service on the Series 2017 Bonds; (ii) ten percent (10%) of the original principal amount of the Series 2017 Bonds; or (iii) 125% of Average Annual Debt Service on the Series 2017 Bonds. [["Series 2017 Surety Policy" means "2007 Bonds" means the Former Commission's $31,525,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2007. "2011 Bonds" means the Former Commission's $11,369,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2011. "2017 Resolution" means Resolution No. of the governing Board of the Petaluma Community Development Successor Agency adopted 2017 authorizing issuance of the Series 2017 Bonds. Section 15.02. Authorization of Series 2097 Bonds. The Series 2017 Bonds have been authorized to be issued and approved by the Successor Agency pursuant to the 2017 Resolution. The Series 2017 Bonds are issued as Additional Bonds in the aggregate principal amount of Million Thousand Dollars ($ ) under and subject to the terms of this Indenture, the Resolution, the Dissolution Act, the Refunding Law and the Law, for the purpose of providing funds to refund the 2007 Bonds and 2011 Bonds in full. This Indenture constitutes a continuing agreement with the Owners of all of the Series 2017 Bonds issued hereunder and at any time Outstanding to secure the full payment when due of principal of and premium, if any, and interest on all Series 2017 Bonds which may from time to time be executed and delivered hereunder, subject to the covenants, agreements, provisions and conditions herein contained. The Series 2017 Bonds shall be designated the "Petaluma Community Development Successor Agency Merged Project Area Tax Allocation Refunding Bonds, Series 2017." The Series 2017 Bonds and the certificate of authentication to be executed thereon shall be in substantially the form set forth as Exhibit A to this Fourth Supplement. The Series 2017 Bonds shall be issued in book -entry only form, without coupons, in the denomination of $5,000, or any integral multiple of $5,000 (not exceeding the principal amount of Series 2017 Bonds maturing at any one time). The Series 2017 Bonds shall be numbered as determined by the Trustee. The Series 2017 Bonds shall bear interest from the Interest Payment Date next preceding the date of authentication thereof, unless such date of authentication is during the period from the 16th day of the month next preceding an Interest Payment Date to and including such Interest Payment Date, in. which event they shall bear interest from such Interest Payment Date, or unless such date of authentication is on or before the fifteenth day of the month next preceding the first Interest Payment Date, in which event they shall bear interest from their dated date; provided, however, that if, at the time of authentication of any Series 2017 Bond, interest is then in default on the Outstanding Series 4 2017 Bonds, such Series 2017 Bond shall bear interest from the Interest Payment Date to which interest previously has been paid or made available for payment on the Outstanding Series 2017 Bonds. Payment of interest on the Series Principal on the Series 2017 Bonds due on or before the maturity or prior redemption of such Series 2017 Bonds shall be made to the person whose name appears on the bond registration books of the Trustee as the registered owner thereof, as of the close of business on the applicable Record Date, such interest to be paid by check mailed on each Interest Payment Date by first-class mail to such registered owner at such Owner's address as it appears on such books, or, upon written request received by the Trustee prior to the fifteenth day of the month preceding an Interest Payment Date, of an Owner of at least $1,000,000 in aggregate principal amount of Series 2017 Bonds, by wire transfer in immediately available funds to an account within the United States designated by such Owner. Principal of and redemption premiums, if any, on the Series 2017 Bonds shall be payable upon the surrender thereof at maturity or the earlier redemption thereof at the principal corporate trust office of the Trustee or such other place as designated by the Trustee. Principal of and redemption premiums, if any, and interest on the Bonds shall be paid in lawful money of the United States of America. Section 15.03. Terms of Series 2017 Bonds. (a) The Series 2017 Bonds shall be dated the Closing Date and mature on November 1 in each of the years and in the amounts, and shall bear interest (calculated on the basis of a 360 -day year comprised of twelve 30 -day months) at the rates, as follows: Principal Interest CUSIP Amount Rate ( ) (b) Upon the execution and delivery of this Fourth Supplement, the Successor Agency shall execute and deliver Series 2017 Bonds in the aggregate principal amount of $ to the Trustee and the Trustee shall authenticate and deliver the Series 2017 Bonds to the Original Purchaser, upon receipt of a Written Request of the Successor Agency therefor. 5 Section 15.04. Redemption. (a) Optional Redemption. The Series 2017 Bonds maturing on or after November 1, are subject to redemption, as a whole or in part in such maturities as are selected by the Successor Agency, prior to their respective maturity dates (or in the absence of such direction, pro rata by maturity and by lot within a maturity), at the option of the Successor Agency, on any date on or after November 1, at a redemption price equal to the principal amount of Series 2017 Bonds called for redemption, together with interest accrued thereon to the date fixed for redemption, without premium. (b) Mandatory Sinking Fund Redemption. The Series 2017 Bonds are subject to mandatory sinking fund redemption in part by lot, at a redemption price equal to 100% of the principal amount thereof to be redeemed, without premium, in the aggregate respective principal amounts and on May 1 in the respective years as set forth in the following table: Sinking Fund Principal Amount Redemption Date To Be Redeemed Section 15.05. Redemption Procedures. Except as provided in this Fourth Supplement the contrary, Section 2.04(b) through 2.12 of the Indenture shall also apply to the Series 2017 Bonds. Section 15.06. Application of Proceeds of Sale of Series 2017 Bonds. Upon the receipt of payment for the Series 2017 Bonds on the Closing Date, the net proceeds thereof, being $ (consisting of the aggregate principal amount of the Bonds, less an underwriting discount of $ , plus net original issue premium of $ ), less the Series 2017 Bond Insurance Policy premium in the amount of $ and the Series 2017 Reserve Surety premium in the amount of $ wired by the Original Purchaser directly to the Series 2017 Bond Insurer, shall be paid to the Trustee and deposited in a temporary fund (if required by the Trustee to make the following transfers and deposits, which temporary fund shall be closed after such transfers and deposits have been made), all of the amounts on deposit in which shall be transferred on the Closing Date as follows: (1) The Trustee shall transfer the amount of $ being the remainder of the proceeds of the Series 2017 Bonds, to the Escrow Agent for deposit in the Escrow Fund in accordance with the Escrow Agreement. 0 (2) The Trustee shall deposit in the Series 2017 Expense Account within the Expense Fund an amount equal to $ to pay the costs incurred or to be incurred by the Successor Agency in connection with the issuance of the Series 2017 Bonds. Section 15.07. Series 2017 Expense Account. Costs of Issuance incurred in connection with the issuance of the Series 2017 Bonds shall be paid from the Series 2017 Expense Account in accordance with Section 5.04 of the Indenture. Section 15.08. Series 2017 Reserve Subaccount. (a) There is hereby established a separate account within the Reserve Account established under Section 5.06 of the Master Indenture to be known as the "Series 2017 Reserve Account" and the Trustee shall deposit therein the Series 2017 Surety Policy, which shall be held by the Trustee in trust solely for the benefit of the Original Purchaser and Owners of the Series 2017 Bonds. The Trustee shall draw on the Series 2017 Surety Policy and apply amounts in the Series 2017 Reserve Account solely for the purpose of making transfers to the Interest Account, the Principal Account and the Sinking Account, in that order of priority, on any date on which the principal (whether at maturity or as a sinking account payment) of or interest on the Series 2017 Bonds are due and payable, if there is a deficiency at any time in any of such accounts related to the Series 2017 Bonds. The Series 2017 Surety Policy and amounts on deposit in the Series 2017 Reserve Account shall not secure or be applied to the payment of any obligations of the Successor Agency other than the Series 2017 Bonds. (b) Payment Procedure Pursuant to the 2017 Reserve Policy. [to come from insurer] (c) The Successor Agency hereby agrees that the 2017 Reserve Policy shall be deemed to be satisfaction of the Reserve Account Requirement for the Series 2017 Bonds pursuant to the terms of the Indenture. Section 15.09. Rights of Series 2017 Bond Insurer. So long as the Series 2017 Bond Insurance Policy is outstanding, notwithstanding anything to the contrary set forth in the Indenture, the Successor Agency agrees as follows: [to come from insurer] Section 15.10. Security for Series 2017 Bonds. The Series 2017 Bonds are Additional Bonds within the meaning of such term in Section 1.01 and shall be secured in the manner and to the extent set forth in the Indenture. As provided in the Indenture, the Series 2017 Bonds 7 shall be secured on a parity with all other Bonds issued under this Indenture, including the 2015 Bonds, by a first pledge of and lien on all of the Pledged Tax Revenues and all money in the Revenue Fund and in the funds or accounts so specified and provided for in this Indenture, as well the special fund into which the Commission is required to deposit tax increment revenues as required under the Law, whether held by the Commission or the Trustee. Pursuant to the provisions of the Dissolution Act, all Additional Bonds shall also be equally secured by the pledge and lien created with respect to Additional Bonds by Section 34177(g) of the Law on moneys deposited from time to time in the Redevelopment Property Tax Trust Fund, as provided herein and in the Second and Third Supplement to the Indenture. Except for Pledged Tax Revenues and such moneys, no funds or properties of the Successor Agency shall be pledged to, or otherwise liable for, the payment of principal of or interest on the Bonds. Subsequent to the date of the Second and Third Supplement to the Indenture, the Dissolution Act timing requirement for submission of Recognized Obligation Payment Schedules was changed from semi-annual submissions to annual submissions. Due to such change, the second to the last paragraph of Section 13.09 of the Third Supplement and 14.09 of the Third Supplement is changed to the following: In furtherance of the foregoing covenant, the Successor Agency covenants that not later than February 1 of each year, the Successor Agency shall submit to the Oversight Board and to the State Department of Finance a Recognized Obligation Payment Schedule for the following fiscal year which shall include all scheduled interest and principal payments on all Outstanding Bonds that are due and payable on November 1 of such calendar year, to the extent not already held by the Successor Agency or the Trustee, together with all amounts required to replenish the Reserve Account and all subaccounts established thereunder to the applicable Reserve Account Requirement and all policy costs with respect to all Reserve Account Sureties and other amounts due to any issuer of a Reserve Account Surety. Additionally, such Recognized Obligation Payment Schedule shall include for disbursement to the Successor Agency on January 2 of the following calendar year an amount equal to debt service on the Bonds during such following calendar year, together with all amounts required to replenish the Reserve Account and all subaccounts established thereunder to the applicable Reserve Account Requirement and all policy costs with respect to all Reserve Account Sureties and other amounts due to any issuer of a Reserve Account Surety. Section 15.11. Continuing Disclosure. The Successor Agency hereby covenants and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of this Indenture, failure of the Successor Agency to comply with the Continuing Disclosure Certificate shall not be considered an Event of Default; however, any Participating Underwriter or any owner or beneficial owner of the Series 2017 Bonds may take such actions as may be necessary and appropriate, including seeking specific performance by court order, to cause the Successor Agency to comply with its obligations under this Section 15.12. Section 15.12. Tax Covenants. The Successor Agency agrees to comply with the requirements of Sections 5.12 with respect to the Series 2017 Bonds in addition to the Series 2015 Bonds. Section 15.13. Benefits Limited to Parties. Nothing in this Fourth Supplement, expressed or implied, is intended to give to any person other than the Successor Agency, the Trustee, the Series 2017 Bond Insurer and the Owners of the Bonds, any right, remedy, claim under or by reason of this Fourth Supplement. Any covenants, stipulations, promises or agreements in this Fourth Supplement contained by and on behalf of the Successor Agency shall be for the sole and exclusive benefit of the Trustee and the Owners of the Bonds. Section 15.14. Effect of this Fourth Supplement. Except as expressly provided in this Fourth Supplement, every term and condition contained in the Indenture shall apply to this Fourth Supplement and to the Series 2017 Bonds with the same force and effect as if the same were herein set forth at length, with such omissions and variations thereof as may be appropriate to make the same conform to this Fourth Supplement. This Fourth Supplement and all the terms and provisions herein contained shall form part of the Indenture as fully and with the same effect as if all such terms and provisions had been set forth in the Indenture. The Indenture is hereby ratified and confirmed and shall continue in full force and effect in accordance with the terms and provisions thereof, as supplemented hereby. As provided in Section 5.01, Section 5.02 and Section 5.03 of the Master Indenture, the Series 2017 Bonds shall be secured on a parity with all other Bonds issued under this Indenture by a first pledge of and lien on all of the Pledged Tax Revenues in the Revenue Fund and all moneys in the accounts therein, including the Reserve Account. Section 15.15. Partial Invalidity. If any Section, paragraph, sentence, clause or phrase of this Fourth Supplement shall for any reason be held illegal, invalid or unenforceable, such holding shall not affect the validity of the remaining portions of this Fourth Supplement. The Successor Agency hereby declares that it would have entered into this Fourth Supplement and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the issue of the Series 2017 Bonds pursuant thereto irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses, or phrases of this Fourth Supplement may be held illegal, invalid or unenforceable. Section 15.16. Further Assurances. The Successor Agency will adopt, make, execute and deliver any and all such further resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Indenture, and for the better assuring and confirming unto the Owners of the Series 2017 Bonds and the rights and benefits provided in the Indenture. Section 15.17. Execution in Counterparts. This Fourth Supplement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. Section 15.18. Governing Law. This Fourth Supplement shall be construed and governed in accordance with the laws of the State of California. SECTION 2. Attachment of Appendix F. The Indenture is also hereby further amended by attaching thereto and incorporating therein an Appendix F setting forth the form of the Series 2017 Bonds, which shall read substantially as set forth in Exhibit A which is attached hereto and by this reference incorporated herein. IN WITNESS WHEREOF, the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY has caused this Fourth Supplement to be signed in its name by its Executive Director and attested by its Secretary, and U.S. BANK NATIONAL ASSOCIATION, in token of its acceptance of the trusts created hereunder, has caused this Fourth Supplement to be signed in its corporate name by its officers thereunto duly authorized, all as of the day and year first above written. ATTEST: Secretary 10 PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY IN Executive Director U.S. BANK NATIONAL ASSOCIATION, as Trustee Authorized Officer EXHIBIT A APPENDIX F TO INDENTURE (FORM OF SERIES 2017 BOND) UNITED STATES OF AMERICA STATE OF CALIFORNIA PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY MERGED PROJECT AREA TAX ALLOCATION REFUNDING BOND, SERIES 2017 INTEREST RATE: MATURITY DATE: DATED DATE: % 2017 REGISTERED OWNER: PRINCIPAL AMOUNT: The Petaluma Community Development Successor Agency, a public entity duly organized and existing under the laws of the State of California (the "Successor Agency"), for value received, hereby promises to pay to the Registered Owner specified above or registered assigns (the "Registered Owner"), on the Maturity Date specified above, the Principal Amount specified above in lawful money of the United States of America, and to pay interest thereon at the Interest Rate specified above in like lawful money from the Interest Payment Date (as hereinafter defined) next preceding the date of authentication of this Bond (unless this Bond is authenticated on or before an Interest Payment Date and after the fifteenth (15th) calendar day of the month preceding such Interest Payment Date (a "Record Date"), in which event it shall bear interest from such Interest Payment Date, or unless this Bond is authenticated on or prior to October 15, 2017, in which event it shall bear interest from the Dated Date specified above; provided, however, that if, at the time of authentication of this Bond, interest is in default on this Bond, this Bond shall bear interest from the Interest Payment Date to which interest hereon has previously been paid or made available for payment), payable semiannually on November 1 and May 1 in each year, commencing November 1, 2017 (the "Interest Payment Dates"), until payment of such Principal Amount in full. This Bond is one of a duly authorized issue of bonds of the Successor Agency designated as the "Petaluma Community Development Successor Agency Merged Project Area Tax Allocation Refunding Bonds, Series 2017" (the "Bonds") of an aggregate principal amount of Million Thousand Dollars ($), all of like tenor and date (except for such variation, if any, as may be required to designate varying numbers, maturities or interest rates) and all issued pursuant to the provisions of the Community Redevelopment Law of the State of A-1 California, constituting Part 1 of Division 24 of the Health and Safety Code of the State of California (the "Redevelopment Law"), pursuant to an Indenture, dated as of April 1, 2007, as supplemented and amended, including as supplemented and amended by a Fourth Supplement to Indenture, dated as of 1, 2017 (as so amended and supplemented, the "Indenture"), pursuant to the Dissolution Act and pursuant the Refunding Law (as such terms are defined in the Indenture). The Bonds have been issued on a parity with the certain outstanding obligations of the Successor Agency as provided in the Indenture. Additional bonds or other obligations may be issued on parity with the Bonds, but only subject to the terms of the Indenture. Capitalized terms not otherwise defined herein shall have the meanings given them in the Indenture. All Bonds are equally and ratably secured in accordance with the terms and conditions of the Indenture, and reference is hereby made to the Indenture, to any indentures supplemental thereto and to the Law for a description of the terms on which the Bonds are issued for the provisions with regard to the nature and extent of the security provided for the Bonds and of the nature, extent and manner of enforcement of such security, and for a statement of the rights of the registered owners of the Bonds; and all the terms of the Indenture and the Law are hereby incorporated herein and constitute a contract between the Successor Agency and the registered owner from time to time of this Bond, and to all the provisions thereof the registered owner of this Bond, by such Owner's acceptance hereof, consents and agrees. Each registered owner hereof shall have recourse to all the provisions of the Law and the Indenture and shall be bound by all the terms and conditions thereof. The Bonds are special obligations of the Successor Agency and are payable, as to interest thereon, principal thereof and any premiums upon the redemption thereof, exclusively from the Pledged Tax Revenues (as that term is defined in the Indenture and herein called the "Pledged Tax Revenues"), and the Successor Agency is not obligated to pay them except from the Pledged Tax Revenues. The Bonds are equally secured by a pledge of, and charge and lien upon, the Pledged Tax Revenues, and the Pledged Tax Revenues constitute a trust fund for the security and payment of the interest on and principal of and redemption premiums, if any, on the Bonds. Additional tax allocation bonds payable from the Pledged Tax Revenues may be issued which will rank equally as to security with the Bonds, but only subject to terms and conditions set forth in the Indenture. The Successor Agency hereby covenants and warrants that, for the payment of the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds issued under the Indenture when due, there has been created and will be maintained by the Trustee a revenue fund into which all Pledged Tax Revenues shall be deposited, and as an irrevocable charge the Successor Agency has allocated the Pledged Tax Revenues solely to the payment of the interest on and principal of and redemption premiums, if any, on the Bonds, and the Successor Agency will pay promptly when due the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds of this issue and all additional tax allocation bonds authorized by the Indenture out of said Revenue Fund, all in accordance with the terms and provisions set forth in the Indenture. The Bonds maturing on or after November 1, are subject to redemption, as a whole or in part in such maturities as are selected by the Successor Agency, prior to their respective maturity dates (or in the absence of such direction, pro rata by maturity and by lot within a maturity), at the option of the Successor Agency, on any date on or after November 1, at a redemption price equal to the principal amount of Bonds called for redemption, together with interest accrued thereon to the date fixed for redemption, without premium. A-2 The Bonds are subject to mandatory sinking fund redemption in part by lot, at a redemption price equal to 100% of the principal amount thereof to be redeemed, without premium, in the aggregate respective principal amounts and on May 1 in the respective years as set forth in the following table: Sinking Fund Redemption Date Principal Amount To Be Redeemed Unless this Bond is presented by an authorized representative of The Depository Trust Company, a New York corporation ("DTC'), to the Successor Agency or the Trustee for registration of transfer, exchange, or payment, and any Bond issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the Registered Owner hereof, Cede & Co., has an interest herein. As provided in the Indenture, notice of redemption of this Bond shall be mailed by first class mail not less than thirty (30) days nor more than sixty (60) days before the redemption date to the registered owner hereof, but failure to receive such notice or any defect therein shall not affect the sufficiency of such proceedings for redemption. If notice of redemption has been duly given as aforesaid and money for payment of the above-described redemption price is held by the Trustee, then such Bonds shall, on the redemption date designated in such notice, become due and payable at the above-described redemption price; and from and after the date so designated interest on the Bonds so called for redemption shall cease to accrue and registered owners of such Bonds shall have no rights in respect thereof except to receive payment of such redemption price thereof. Notwithstanding anything to the contrary contained in this Indenture, any notice of redemption may also state that the redemption of the Bonds shall be conditioned upon receipt by the Trustee on or prior to the redemption date of moneys sufficient to pay the principal of, premium, if any, and interest on the Bonds to be redeemed and that, if such money shall not have been received, said notice shall be of no force and effect and the Trustee shall not be required to redeem such Bonds. Such notice may further provide that if such moneys are not received, the redemption shall not be made, and the Trustee shall within a reasonable time thereafter give notice, in the manner in which the notice of redemption was given, that such moneys were not so received. If an event of default, as defined in the Indenture, shall occur, the principal of all Bonds may be declared due and payable upon the conditions, in the manner and with the effect A-3 provided in the Indenture; except that the Indenture provides that in certain events such declaration and its consequences may be rescinded by the registered owners of at least a majority in aggregate principal amount of the Bonds then outstanding. The Bonds are issuable only in the form of fully registered Bonds in the denomination of $5,000 or any integral multiple of $5,000 (not exceeding the principal amount of Bonds maturing at any one time). The Owner of any Bond or Bonds may surrender the same at the above- mentioned -office of the Trustee in exchange for an equal aggregate principal amount of fully registered Bonds of any other authorized denominations, in the manner, subject to the conditions and upon the payment of the charges provided in the Indenture. This Bond is transferable, as provided in the Indenture, only upon a register to be kept for that purpose at the above-mentioned office of the Trustee or such other place as designated by the Trustee by the registered owner hereof in person, or by such Owner's duly authorized attorney, upon surrender of this Bond together with a written instrument of transfer satisfactory to the Trustee duly executed by the registered owner or such owner's duly authorized attorney, and thereupon a new fully registered Bond or Bonds, in the same aggregate principal amount, shall be issued to the transferee in exchange therefor as provided in the Indenture, and upon payment of the charges therein prescribed. The Successor Agency and the Trustee may deem and treat the person in whose name this Bond is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the interest hereon and principal hereof and redemption premium, if any, hereon and for all other purposes. The Trustee shall not be required to register the transfer of exchange of any Bond during the period the Trustee is selecting Bonds for redemption of any Bond selected for redemption. The rights and obligations of the Successor Agency and of the registered owners of the Bonds may be amended at any time in the manner, to the extent and upon the terms provided in the Indenture. This Bond is not a debt of the City of Petaluma, the State of California or any of its political subdivisions, and neither said City, and State nor any of its political subdivisions is liable hereon, nor in any event shall this Bond or any interest hereon or any redemption premium hereon be payable out of any funds or properties other than those of the Successor Agency. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction, and neither the members of the Successor Agency nor any persons executing the Bonds shall be personally liable on the Bonds by reason of their issuance. This Bond shall not be entitled to any benefits under the Indenture or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been signed by the Trustee. It is hereby certified that all of the acts, conditions and things required to exist, to have happened or to have been performed precedent to and in the issuance of this Bond do exist, have happened and have been performed in due time, form and mamler as required by law and that the amount of this Bond, together with all other indebtedness of the Successor Agency, does not exceed any limit prescribed by the Constitution or laws of the State of California, and is not in excess of the amount of Bonds permitted to be issued under the Indenture. A-4 IN WITNESS WHEREOF, THE PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY has caused this Bond to be executed in its name and on its behalf with the facsimile signature of its Chairman and attested to by the facsimile signature of its Secretary, all as of the Dated Date set forth above. ATTEST: Secretary PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY in CERTIFICATE OF AUTHENTICATION Chairman This is one of the Bonds described in the within -mentioned Indenture. Dated: 2017 A-5 U.S. BANK NATIONAL ASSOCIATION as Trustee A Authorized Signatory STATEMENT OF INSURANCE [to come] A-6 ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to applicable laws or Tax Regulations: TEN COM -- as tenants in common UNIF GIFT MIN ACT Custodian _ TEN ENT -- as tenants by the entireties (Cust.) (Minor) JT TEN -- as joint tenants with right under Uniform Gifts to Minors Act of survivorship and not as (State) tenants in common COMM PROP -- as community property ADDITIONAL ABBREVIATIONS MAY ALSO BE USED THOUGH NOT IN THE LIST ABOVE (FORM OF ASSIGNMENT) For value received the undersigned hereby sells, assigns and transfers unto (Name, Address and Tax Identification or Social Security Number of Assignee) the within -registered Bond and hereby irrevocably constitute(s) and appoints(s) attorney, to transfer the same on the registration books of the Trustee with full power of substitution in the premises. Dated: Signatures Guaranteed: Note: Signature(s) must be guaranteed by an eligible guarantor. A-7 The signatures(s) on this Assignment must correspond with the name(s) as written on the face of the within Bond in every particular without alteration or enlargement or any change whatsoever. Attachment 3 Jones Hall Draft of March 28, 2017 ESCROW AGREEMENT Relating to the Redemption of. Petaluma Community Development Commission 2007 Subordinate Tax Allocation Bonds and 2011 Subordinate Tax Allocation Bonds This ESCROW AGREEMENT (this "Agreement"), made and entered into as of 1, 2017, by and between the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY, a public entity existing under the laws of the State of California (the "Successor Agency"), as successor to the PETALUMA COMMUNITY DEVELOPMENT COMMISSION (the "Former Agency") and U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States of America, as trustee (the "Escrow Agent") for the hereinafter defined Prior Bonds. BACKGROUND: WHEREAS, the Petaluma Community Development Commission (the "Former Agency") was a public body, corporate and politic, duly established and authorized to transact business and exercise powers under and pursuant to the provisions of the Community Redevelopment Law of the State of California, constituting Part 1 of Division 24 of the Health and Safety Code of the State (as amended, the "Redevelopment Law"); and WHEREAS, prior to the dissolution of the Former Agency, the Former Agency issued the following outstanding series of bonds: (i) $31,825,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2007 (the "2007 Bonds"), issued pursuant to an Indenture, dated as of April 1, 2007 (the "Original 2007 Indenture"), by and between the Former Agency and U.S. Bank National Association, as trustee (the "Prior Trustee"); (ii) $11,369,000 aggregate principal amount of Petaluma Community Development Commission Merged Project Area Subordinate Tax Allocation Bonds, Series 2011 (the "2011 Bonds," and together with the 2007 Bonds, the "Prior Bonds") issued pursuant to the Original 2007 Indenture, as supplemented and amended by a First Supplement to Indenture, dated as of March9 1, 2011, (collectively the "Prior Indenture") by and between the Former Agency and U.S. Bank National Association, as trustee; and WHEREAS, the Successor Agency has determined to defease and redeem the 2007 Bonds and the 2011 Bonds (collectively the "Prior Bonds"); and WHEREAS, Assembly Bill X1 26, effective June 29, 2011, together with AB 1484, effective June 27, 2012 ("AB 1484"), codified Part 1.8 (commencing with Section 34161) and Part 1.85 (commencing with Section 34170) of Division 24 of the California Health and Safety Code, and resulted in the dissolution of the Former Agency as of February 1, 2012, and the vesting in the Successor Agency of all of the authority, rights, powers, duties and obligations of the Former Agency; and WHEREAS, the Successor Agency has authorized the issuance of the Refunding Bonds and determined to use the proceeds of the Refunding Bonds to defease and redeem, in advance of their stated maturities, the Prior Bonds; and WHEREAS, the Successor Agency wishes to enter into this Agreement to provide for the proceeds of sale of the Refunding Bonds, together with other funds held by the Escrow Agent, in its capacity as trustee for the Prior Bonds, to be deposited in an irrevocable special escrow fund created and maintained with the Escrow Agent for the purpose of providing for the defeasance and redemption in full of the outstanding Prior Bonds; and WHEREAS, the Escrow Agent has full powers to act with respect to said escrow fund and to perform the duties and obligations to be undertaken pursuant to this Agreement; NOW, THEREFORE, in consideration of the above premises and of the mutual promises and covenants herein contained and for other valuable consideration the receipt and sufficiency of which are hereby acknowledged, the parties hereto do hereby agree as follows: Section 1. Appointment of Escrow Agent. The Successor Agency hereby appoints the Escrow Agent as escrow agent for all purposes of this Agreement and in accordance with the terms and provisions of this Agreement, and the Escrow Agent hereby accepts such appointment. Section 2. Establishment of Escrow Fund. There is hereby created the Escrow Fund to be held by the Escrow Agent, separate and apart from any funds or accounts of the Escrow Agent or the Agency, as an irrevocable escrow securing payment of principal of and interest on the Prior Bonds as hereinafter set forth. All cash and Defeasance Securities (as defined herein) in the Escrow Fund are hereby irrevocably pledged as a special fund for the payment and prepayment of the Prior Bonds in accordance with the terms hereof. If at any time the Escrow Agent receives actual knowledge that the cash and amounts in the Escrow Fund will not be sufficient to make any payment required by Section 4 hereof, the Escrow Agent will notify the Agency of such fact and the Successor Agency will immediately cure such deficiency from any source of legally available funds. As used herein, the term "Defeasance Securities" means the federal securities set forth on Exhibit A hereto and hereby incorporated herein. Section 3. Deposit into Escrow Fund; Investment of Amounts. (a) Concurrently with the execution and delivery of the 2017 Bonds, the Successor Agency will cause to be transferred to the Escrow Agent for deposit into the Escrow Fund, the amount of $ , from the following sources, (i) $ of which will be held in a subaccount of the Escrow Fund hereby created and known as the "2007 Bonds Account," for the payment and prepayment of the 2007 Bonds, and (ii) $ of which will be held in a subaccount of the Escrow Fund hereby created and known as the "2011 Bonds Account," for the payment and redemption of the 2011 Bonds: 2 2007 Bonds Account (i) from the 2017 Trustee out of the proceeds of the 2017 Bonds, the amount of $ ; and (ii) from the Prior Trustee from funds on hand related to the 2007 Bonds, the amount of $ 2011 Bonds Account (i) from the 2017 Trustee out of the proceeds of the 2017 Bonds, the amount of $ ; and (ii) from the Prior Trustee from funds on hand related to the 2011 Bonds, the amount of $ (b) With respect to the aggregate $ deposited into the 2007 Bonds Account of the Escrow Fund, the Escrow Agent will: (i) invest $ of the moneys deposited in the Defeasance Securities described in Exhibit A hereto; and (ii) hold the remaining $ in cash uninvested. (c) With respect to the aggregate $ deposited into the 2011 Bonds Account of the Escrow Fund, the Escrow Agent will: (i) invest $ of the moneys deposited in the Defeasance Securities described in Exhibit A hereto; and (ii) hold the remaining $ in cash uninvested. The Defeasance Securities and cash will be deposited with and held by the Escrow Agent in the Escrow Fund solely for the uses and purposes set forth herein. The Escrow Agent will have no lien upon or right of set off against the Defeasance Securities and cash at any time on deposit in the Escrow Fund. The Escrow Agent may create such subaccounts within the Escrow Fund as it may require to accomplish the purposes of this Escrow Agreement. Section 4. Instructions as to Application of Deposit. The total amount of Defeasance Securities and cash deposited in the Escrow Fund pursuant to Section 3 will be applied by the Escrow Agent to the payment and prepayment of the Prior Bonds in accordance with the agreements governing the Prior Bonds on the date(s) and in the amounts set forth on Exhibit B hereto. Any amounts remaining in the Escrow Fund following the full prepayment of all of the Prior Bonds will be transferred by the Escrow Agent to the 2017 Trustee, for deposit to the Lease Payment Fund established and held by the 2017 Trustee with respect to the 2017 Bonds. Section 5. Election to Prepay; Notices. The Successor Agency hereby irrevocably elects to prepay all of the 2007 Bonds outstanding on , 2017 and to prepay all of the 2011 Bonds outstanding on May 1, 2018. The Escrow Agent is hereby directed to give a Notice of Defeasance and Prepayment of the Prior Bonds on the issuance date of the 2017 Bonds, substantially in the form attached hereto as Exhibit C, to the Municipal Securities Rulemaking Board (MSRB)'s Electronic Municipal Market Access (EMMA) system accessible at the emma.msrb.org website. The Escrow Agent is hereby directed to take all steps required to prepay the Prior Bonds on the date and at the prepayment price set forth in the Prior Indenture. The Successor Agency hereby irrevocably instructs the Escrow Agent to cause a notice of redemption of the then outstanding Prior Bonds, substantially in the form attached hereto as Exhibit D (or such form as the Escrow Agent otherwise deems appropriate), to be given by any means authorized in the Prior Indenture in a timely manner as set forth in the Prior Indenture, to the registered owners of the respective Prior Bonds at their respective addresses appearing on the registration books maintained for the respective Prior Bonds. Section 6. Compensation to Escrow Agent. From proceeds of the Prior Bonds or other lawfully available sources, the Successor Agency will pay the Escrow Agent full compensation for its duties under this Agreement, including out-of-pocket costs such as publication costs, prepayment expenses, legal fees and other costs and expenses relating hereto and, in addition, all fees, costs and expenses relating to the purchase of any Defeasance Securities after the date hereof. Under no circumstances will amounts deposited in or credited to the Escrow Fund be deemed to be available for said purposes. Section 7. Immunities and Liabilities of Escrow Agent. (i) The Escrow Agent undertakes to perform only such duties as are expressly and specifically set forth in this Agreement and no implied duties or obligations will be read into this Agreement against the Escrow Agent. (ii) The Escrow Agent will not have any liability hereunder except to the extent of its own gross negligence or willful misconduct. (iii) The Escrow Agent may consult with counsel of its own choice (which may be counsel to the Successor Agency) and the opinion of such counsel will be full and complete authorization to take or suffer in good faith any action in accordance with such opinion of counsel. (iv) The Escrow Agent will not be responsible for any of the recitals or representations contained herein. (v) The Escrow Agent will not be liable for the accuracy of any calculations provided as to the sufficiency of the moneys or Defeasance Securities deposited with it to pay the principal of, and interest on, the Prior Bonds. (vi) The Escrow Agent will not be liable for any action or omission of the Successor Agency under this Agreement or any related agreement. (vii) Whenever in the administration of this Agreement the Escrow Agent deems it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of negligence or willful misconduct on the part of the Escrow 4 Agent, be deemed to be conclusively proved and established by a certificate of an authorized representative of the Successor Agency, and such certificate will, in the absence of negligence or willful misconduct on the part of the Escrow Agent, be full warrant to the Escrow Agent for any action taken or suffered by it under the provisions of this Agreement upon the faith thereof. (viii) The Escrow Agent may conclusively rely, as to the truth and accuracy of the statements and correctness of the opinions and the calculations provided, and will be protected and indemnified, in acting, or refraining from acting, upon any written notice, instruction, request, certificate, document or opinion furnished to the Escrow Agent signed or presented by the proper party, and it need not investigate any fact or matter stated in such notice, instruction, request, certificate or opinion. (ix) The Escrow Agent may at any time resign by giving written notice to the Successor Agency of such resignation. The Successor Agency will promptly appoint a successor Escrow Agent by the resignation date. Resignation of the Escrow Agent will be effective upon acceptance of appointment by a successor Escrow Agent. If the Successor Agency does not promptly appoint a successor, the Escrow Agent may petition any court of competent jurisdiction for the appointment of a successor Escrow Agent, which court may thereupon, after such notice, if any, as it may deem proper and prescribe and as may be required by law, appoint a successor Escrow Agent. After receiving a notice of resignation of an Escrow Agent, the Successor Agency may appoint a temporary Escrow Agent to replace the resigning Escrow Agent until the Agency appoints a successor Escrow Agent. Any such temporary Escrow Agent so appointed by the Successor Agency will immediately and without further act be superseded by the successor Escrow Agent so appointed. (x) The Successor Agency covenants to indemnify and hold harmless the Escrow Agent against any loss, liability or expense, including legal fees, in connection with the performance of any of its duties hereunder, except the Escrow Agent will not be indemnified against any loss, liability or expense resulting from its gross negligence or willful misconduct. Section 8. Amendment. This Agreement may be amended by the parties hereto, (i) without the consent of the owners of the Prior Bonds, but only if such amendment is made (a) to cure, correct or supplement any ambiguous or defective provision contained herein, (b) to pledge additional security to the payment and prepayment of the Prior Bonds, or (c) to deposit additional monies for the purposes of this Agreement, or (ii) with the consent of 100% of the owners of the Prior Bonds outstanding, and only if there will have been filed with the Successor Agency and the Escrow Agent a written opinion of Jones Hall, A Professional Law Corporation, as special counsel, stating that any such amendment will not materially adversely affect the interests of the owners of the Prior Bonds, and that any such amendment will not cause the portion of lease payments representing interest payable with respect to the Prior Bonds to become includable in the gross income of the owners thereof for federal income tax purposes. Section 9. Execution in Counterparts. This Agreement may be executed in several counterparts, each of which will be an original and all of which will constitute but one and the same instrument. Section 10. Applicable Law. This Agreement will be governed by and construed in accordance with the laws of the State of California. Section 11. Severability. In the event any provision of this Agreement will be held invalid or unenforceable by any court of competent jurisdiction, such holding will not invalidate or render unenforceable any other provision hereof. IN WITNESS WHEREOF, the parties hereto have each caused this Agreement to be executed by their duly authorized officers all as of the date first above written. PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY la Its: U.S. BANK NATIONAL ASSOCIATION, as Escrow Agent 0 Vice President [Signature Page to Escrow Agreement] EXHIBIT A DEFEASANCE SECURITIES 2007 BONDS ACCOUNT Type of Maturity Par Securitv Date Amount Rate Purchase Date Cost of Securities Cash 2011 BONDS ACCOUNT Type of Maturity Par Securitv Date Amount Rate Purchase Date Cost of Securities Cash A-1 Total Cost Total Escrow Cost Total Cost Total Escrow Cost EXHIBIT B SCHEDULE OF PAYMENT AND PREPAYMENT/REDEMPTION Period 2007 Bonds Principal Ending Principal Interest Prepaid Total 2011 Bonds Period Principal Endina Principal Interest Redeemed Total 9/1/17 EXHIBIT C-1 NOTICE OF DEFEASANCE AND PREPAYMENT $31,825,000 Petaluma Community Development Commission 2007 Tax Allocation Bonds Date of Issuance: , 2007 NOTICE IS HEREBY GIVEN, by the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY (the "Successor Agency") with respect to the captioned securities (the "Bonds"), that it has defeased the Bonds set forth below as of , 2017 and has irrevocably elected to optionally prepay such Bonds on , 2017. Amounts sufficient for such prepayment have been deposited into an escrow fund held by Wells Fargo Bank National Association, for such purpose. The Bonds' that have been defeased and that the Successor Agency has elected to optionally prepay on , 2017 consist of the following: Outstanding Principal Maturity Date Amount Interest Rate *CUSIP No. * CUSIP data are provided by CUSIP Global Services, which is managed on behalf of the American Bankers Association by S&P Capital IQ. The Agency and the Trustee shall not be responsible for the selection or use of the CUSIP numbers listed above, nor is any representation made as to the accuracy of the CUSIP numbers listed above or as printed on any Bond; the CUSIP numbers are included solely for the convenience of the owners of the Certificates. Dated: , 2017 U.S. BANK NATIONAL ASSOCIATION, as Trustee for the Certificates and as Escrow Agent C-1 EXHIBIT C-2 NOTICE OF DEFEASANCE AND REDEMPTION $11,369,000 Petaluma Community Development Commission 2011 Tax Allocation Bonds Date of Issuance: , 2011 NOTICE IS HEREBY GIVEN, by the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY (the "Successor Agency") with respect to the captioned securities (the "Bonds"), that it has defeased the Bonds set forth below as of , 2017 and has irrevocably elected to optionally prepay such Bonds on , 2017. Amounts sufficient for such prepayment have been deposited into an escrow fund held by Wells Fargo Bank National Association, for such purpose. The Bonds that have been defeased and that the Successor Agency has elected to optionally prepay on , 2017 consist of the following: Outstanding Principal Maturity Date Amount Interest Rate *CUSIP No. * CUSIP data are provided by CUSIP Global Services, which is managed on behalf of the American Bankers Association by S&P Capital IQ. The Agency and the Trustee shall not be responsible for the selection or use of the CUSIP numbers listed above, nor is any representation made as to the accuracy of the CUSIP numbers listed above or as printed on any Bond; the CUSIP numbers are included solely for the convenience of the owners of the Certificates. Dated: 12017 U.S. BANK NATIONAL ASSOCIATION, as Trustee for the Certificates and as Escrow Agent C-2 EXHIBIT D-1 NOTICE OF REDEMPTION TO HOLDERS OF $31,825,000 Petaluma Community Development Commission 2007 Tax Allocation Bonds (the "Bonds") Date of Issuance: , 2007 Maturity (December 1) Interest Rate Principal Amount Principal Amount to be Prepaid CUSIP* Notice is hereby given that the Petaluma Community Development Commission (now succeeded by the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY (the "Agency"), has exercised an option to call and redeem on , 2017 (the "Redemption Date"), all Outstanding Bonds, in accordance with the provisions of that certain Indenture, dated as of April 1, 2007, as supplemented (the "Indenture"), among the Agency and the undersigned, as trustee. All capitalized terms used in this Notice not otherwise defined shall have the meanings ascribed to them in the Indenture. On the Redemption Date there will become due and payable on the Bonds the principal amount, without premium (the "Redemption Price"), together with interest accrued thereon to the Redemption Date, and from and after the Redemption Date interest thereon shall cease to accrue. Bonds will become due and payable upon presentation and surrender to: By First Class/Registered/ Certified Mail: Express Delivery Only: By Hand Only: The Bank of New York The Bank of New York The Bank of New York Mellon Mellon Mellon A signed W-9 is required to accompany the Bonds or 31% of the bond redemption proceeds will be withheld. If you request payment of principal and/or interest via wire transfer, please be advised there is a $25, 00 fee which will be deducted from your payment. No representation is made as to the accuracy of any CUSIP number, either in this Notice of Redemption or as printed on any Bond. CUSIP numbers are included solely for the convenience of the Bondholder. D-1 Dated: .2017 By: U.S. Bank National Association, as Trustee D-2 EXHIBIT D-2 NOTICE OF REDEMPTION TO HOLDERS OF $11,369,000 Petaluma Community Development Commission 2011 Tax Allocation Bonds (the "Bonds") Date of Issuance: , 2011 Maturity (December 1) Interest Rate Principal Amount Principal Amount+ to be Prepaid CUSIP*' Notice is hereby given that the Petaluma Community Development Commission (now succeeded by the PETALUMA COMMUNITY DEVELOPMENT SUCCESSOR AGENCY (the "Agency"), has exercised an option to call and redeem on , 2017 (the "Redemption Date"), all Outstanding Bonds, in accordance with the provisions of that certain Indenture, dated as of April 1, 2007, as supplemented (the "Indenture"), among the Agency and the undersigned, as trustee. All capitalized terms used in this Notice not otherwise defined shall have the meanings ascribed to them in the Indenture. On the Redemption Date there will become due and payable on the Bonds the principal amount, without premium (the "Redemption Price"), together with interest accrued thereon to the Redemption Date, and from and after the Redemption Date interest thereon shall cease to accrue. Bonds will become due and payable upon presentation and surrender to: By First Class/Registered/ Certified Mail: Express Delivery Only: By Hand On The Bank of New York The Bank of New York The Bank of New York Mellon Mellon Mellon A signed W-9 is required to accompany the Bonds or 31% of the bond redemption proceeds will be withheld. If you request payment of principal and/or interest via wire transfer, please be advised there is a $25.00 fee which will be deducted from your payment. No representation is made as to the accuracy of any CUSIP number, either in this Notice of Redemption or as printed on any Bond. CUSIP numbers are included solely for the convenience of the Bondholder. Dated: 2017 By: U.S. Bank National Association, as Trustee D-3 D-4