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HomeMy WebLinkAboutPRESENTATION-FiscalSustainabilityReport2011 City ®f Petaluma 11 English Street • Petaluma, CA 94952 Honorable Mayor and Councilmembers: I am pleased to present the Fiscal Year(s) 2011-15 Fiscal Sustainability Report. This effort is the first step towards development of budget strategies for Fiscal Year 2011-12 and the development of sound financial strategies to ensure the City's fiscal health into the future. This report is intended to be a long-range planning tool to allow the City Council to make strategic decisions on the City's financial sustainability. This report will require annual updates to assure accuracy of the forecasts and to adjust to existing conditions. The foundation of the report is built upon financial trend analysis and financial forecasting which describes the City's current and projected financial condition. Specific recommendations to address the budgetary forecast and conditions presented within this report will be presented separately as we move into the budget development and planning process. The report provides an overview of the City's financial position utilizing elements of the ICMA Financial Trend Analysis model to examine five-year trend data. Several critical financial indicators have shifted into unfavorable and warning rating categories including our sales, property tax and building revenues. These continue to fall off due to the ongoing economic climate. The results of the review indicate a continuing decline in both the City's projected operating position and General Fund fund balance. Based upon the City's weakening financial position, this report is focused on identifying those factors contributing to the decline as well as outlining some measures to address the issues during the upcoming budget process. The City's General Fund reserves continue to be at weak levels with the General Fund unreserved undesignated fund balance currently estimated to be $245,177 at the 2011 fiscal year end. Overall, on a combined basis across all funds, the City's reserves have continued to decline over the past few years. Introduced within the report are some available Gap Closing Strategies. As mentioned earlier, specific recommendations for closing identified funding gaps will be forthcoming as part of the budget development and planning process for Fiscal Year 2011-2012. Although the 2011-15 Fiscal Sustainability Report provides a look ahead to plan for the financial issues and challenges facing the City over the next five years, the immediate concern is producing a balanced and fiscally responsible budget for Fiscal Year 2011-12 and 2012-13. This will require focusing on reducing expenditures through cost-cutting measures in the short-term as revenue enhancements are precluded for the most part until the next general election. Long-term budget balancing actions are needed to gap -fill the both the short and long-term. The budget development process will require a review of all core and non-core programs in order to prioritize service delivery functions. This review will need to include all cost elements of service delivery such as level of staffing, salaries, and benefits. This prioritization is critical as Gap -Closing Strategies are discussed so that direction may be provided to Staff in developing a balanced budget for fiscal year 2011-12. The prospects of increasing revenues in the near term is limited since a ballot measure would be required to increase any of the City's major sources of revenue and such a measure may only be placed on the ballot at a general election at which Council members stand election. The next opportunity to place such a measure on the ballot is in November, 2012. This report, in addition to efforts undertaken during recent budget cycles. again underscores staff s commitment to being proactive in developing and putting into action plans to address budgetary shortfalls the City has faced. It further underscores our service commitment to the community as we determine a solid course of action as we attempt to balance the needs of our citizenry with realistic fiscal projections. Respectfully submit Marc Puckett Director of Finance Fiscal Sustainability Report Overview The Fiscal Sustainability Report provides an objective look at the current financial issues facing the City. The Report is intended to serve as a tool, providing Council and the public with the insight required to address issues impacting the City's financial condition. The Report consists of a financial plan that provides supporting information necessary to developing an action plan after a thorough analysis of all issues that impact the City's financial condition. Utilizing the financial tools already in place, the Report looks at the Financial Trends, Financial Forecast, and Gap Closing Strategies to provide insight into the "fiscal health" of the City in order to determine a sound financial course of action in future years. Report Planning Process The financial planning process is a year round process consisting of short-term and long-term elements. The City's one-year financial plan or annual operating and capital budget outlines short-term spending priorities for the ensuing fiscal year. Annually, City Council identifies which programs, services and projects are of the highest priority for the coming year. Since many of the programs, services and projects are considered part of the City's basic program and service delivery or include multi- year projects, development of a multi-year financial plan is also needed. Once the City's current priorities have been updated, staff identifies the elements of the adopted budget that have, or are expected to have, an impact on the financial condition of the City over the next five years. These elements become the basis for development of long-term plans to maintain the fiscal stability of the organization for future years. The process that went into developing the City's Fiscal Sustainability Report included the involvement of several staff members in preparing various elements of the report. The process included identification and confirmation of critical issues, analysis of critical issues identified, analysis of financial trends for revenues and expenditures, and, development of forecasts for revenues and expenditures. The 2011-15 Fiscal Sustainability Report consists of the following sections: Financial Trend Analysis A number of financial indicators are analyzed utilizing the International City Management Association's (ICMA) guidelines contained in "Evaluating Financial Condition". The analysis of these indicators is designed to present information on the fiscal health of the City of Petaluma as part of the Fiscal Sustainability Report. This financial trend analysis primarily focuses on the City's General Fund. Financial Forecast The summary of the five-year fiscal sustainability forecast is primarily intended for the General Fund, incorporating adopted City fiscal policies and practices, assumptions for revenue trends, expenditure patterns, fund balances and other known financial impacts. Gap Closing Strategies Introduced within the report are some available Gap Closing Strategies and an analysis of the City's major funding gaps or requirements. Specific recommendations for closing identified funding gaps will be forthcoming as we move into the budget development and planning process for Fiscal Year 2011-2012. These strategies are important to address the cash flow and funding gaps within the City's operations and priority capital projects and to develop a plan of action that will meet the future operating and infrastructure needs of the community, while ensuring that future resources can sustain on-going operation and maintenance costs. Financial Trend Analysis A comprehensive analysis of the City's financial trends and reserves has been conducted as part of the Fiscal Sustainability Report. The financial trends and reserve analysis document the progress that has been made in implementing long-term solutions to improve the financial condition of the City. This trend analysis also acts as an early warning system to alert Council and the Administration of trend changes that will have an impact on the financial condition. Current Financial Condition — Overview The Report focuses on the financial condition of the General Fund, the City's key operating fund. The City's General Fund ended the 2010 fiscal year with a total fund balance of $1.8 million. These funds are available for appropriation to meet the budget gap of $1.3 million for fiscal year 2011. The estimated ending General Fund fund balance for fiscal year 2011 is projected to be $245,177 or less than 1.0% of the operating budget. I However, the City's General Fund reserve policy currently reads, "a minimum fund balance reserve in the General Fund will be maintained at all times. The City's goal is to reach an optimal level for this reserve of 15% of the General Fund operating budget" or $4,908,000 based upon the adopted 2011 operating budget. The policy further states that, "the unappropriated fund balance in the General Fund will be maintained at a level sufficient to provide adequate working capital..." As a general rule, on average an operating reserve equivalent to 25% of the operating budget or $8,180,000 is considered optimal based upon surveys conducted of public sector agencies' reserve policies. As a matter of practice, the reserve policies should be reviewed annually and revised as appropriate. Further, a practice of funding the reserves should be considered together with funding all service priorities during the budget development process to ensure that the City's long term fiscal health is protected. Operating the City without adequate reserve balances for significant periods of time is not prudent and may create emergency cash flow shortfalls. Further, the lack of adequate reserve balances negatively impacts the City's credit rating therefore increasing future borrowing costs. Financial Trend Analysis The City's financial condition is also quantitatively measured using a financial trend monitoring system. Because of the City's commitment to long-term financial planning and funding of necessary reserves, efforts to implement cost reduction strategies including measures to streamline service delivery have already been undertaken by City departments over the past three budget cycles. These cost-cutting actions already taken demonstrate the City's commitment to improving the organization's long-term fiscal health. Financial trends are analyzed each year together with many other factors in order to better understand the financial condition of the City. Some of these factors considered include: The economic condition of the City and the surrounding region; v Types and amounts of revenues and whether they are sufficient and the right mix to support the current and projected population levels; Expenditure levels and whether these expenditures are sufficient to provide the desired level of services currently and in the future; r Fund balances and their impact upon current City financial resources. These issues and others are examined in determining the current financial condition of the City. The City's fiscal policies have also been considered in connection with this analysis. Data used in performing the financial trend analysis was primarily drawn from the City's Comprehensive Annual Financial Reports for fiscal years Fiscal Year 2006 through and including the draft financial statements for Fiscal Year 2010. Consequently, all trends are based on the best available financial data available as of June 30, 2010, and include only limited changes that have occurred since that time. A summary of some of the key trends measured and changes in those trends from the last fiscal year follows. Revenue Trend Analysis Sales Taxes, Transient Occupancy Taxes, and Licenses and Permit revenues are three examples of forms of elastic revenues that the City receives. Elastic revenues are responsive to market demand are vary directly in proportion to economic business cycles that affect market demand. Sales Tax Revenues: For the second quarter in a row every region in California experienced increases in sales tax cash receipts from the same quarter a year ago. Northern California increased by 3.9% and Southern California increased by 3.6% resulting in a statewide increase of 3.7%. MuniServices,LLC provides sales tax analysis to the City of Petaluma and many cities statewide. A copy of Muniservices' most recent cash receipts analysis report for the City of Petaluma is attached (Exhibit A). The cash receipts analysis report presents performance information for City, other jurisdictions in Sonoma county, geographical regions, and statewide comparisons by quarter, fiscal year to date and benchmark year. Per the report, the City's sales tax revenues on a cash basis have increased by 3.1% for the year to date reporting period (July thru December) as compared to the same period in the prior fiscal year. As a whole, jurisdictions within Sonoma County saw an average increase in their sales tax collections of 7.9% or 4.8% more than in Petaluma for the same two quarters as compared to the prior year. Statewide, sales tax collections increased 5.5% for the same time period. For the most recent four quarters (January thru December) the City's sales tax receipts increased by 1.3% which slightly exceeded the statewide average increase of 1.1%. County -wide, sales tax receipts increased by an average of 3.1 % over the same period. The following table (Table 1) shows the five year history and five year forecast for sales tax collections in the City. The fiscal year 2011 adopted sales tax revenue estimate of $8,165,000 is $3,484,972 or 30% less than fiscal year 2008 levels when sales tax collections peaked at $11,649,972. It is anticipated that sales tax revenue estimates will increase by 3% in fiscal years 2012 and 2013. During fiscal year 2012, a major retail center is projected to open. Assumptions for sales tax receipts from similar businesses based on existing market data provided by our sales tax consultant have been included in the revenue estimates displayed in the charts below. Then, in fiscal year 2014 and 2015, sales tax collections are projected to increase by 4% and 5% respectively. Table 1 $12,000,000 $10,000,000 - !- - $8,000,000 $6,000,000 .... $4,000,000 -. $2,000,000 - - $0 . - Property tax revenue: Property tax revenue collections have declined by 9.5% from $7,393,338 collected during fiscal year 2008 to a total revenue estimate for fiscal year 2011 of $6,686,800 as revised during the first quarter General Fund budget review. This is due to a decline in secured property values during the prior fiscal year. This downward adjustment was believed to be an indication that property tax revenues will continue to grow at a gradual pace over the forecast period. There are three major factors that contribute to year to year valuation changes. First, Proposition 13 allows the County Assessor to increase or decrease the taxable value of real property by the net change in CPI growth, with a cap of 2% growth per year. Second, property valuation is increased or decreased annually by transfer of ownership transactions that occur in the prior calendar year. Upon sale of real property, the base taxable value of the property should equal its sale price. Third, valuation can be decreased by the County Assessor through individual appeals or mass appeals if warranted by market conditions. Based upon the most recent property tax revenue estimates provided by the Sonoma County Treasurer -Tax Collector's Office, the City will receive $6,807,900 in property tax revenues during fiscal year 2011. This amount is an increase of $121,100 or 1.8% more than the fiscal year 2011 first quarter revised revenue estimate for property tax collections. x c °, °titi °ti3 °tio otih , - yytiy ° e P P P `e`ay�ti i�`ay�ti i�Gaywti i`ay�ti P �yw Pa e- �o Fo Fo �o Property tax revenue: Property tax revenue collections have declined by 9.5% from $7,393,338 collected during fiscal year 2008 to a total revenue estimate for fiscal year 2011 of $6,686,800 as revised during the first quarter General Fund budget review. This is due to a decline in secured property values during the prior fiscal year. This downward adjustment was believed to be an indication that property tax revenues will continue to grow at a gradual pace over the forecast period. There are three major factors that contribute to year to year valuation changes. First, Proposition 13 allows the County Assessor to increase or decrease the taxable value of real property by the net change in CPI growth, with a cap of 2% growth per year. Second, property valuation is increased or decreased annually by transfer of ownership transactions that occur in the prior calendar year. Upon sale of real property, the base taxable value of the property should equal its sale price. Third, valuation can be decreased by the County Assessor through individual appeals or mass appeals if warranted by market conditions. Based upon the most recent property tax revenue estimates provided by the Sonoma County Treasurer -Tax Collector's Office, the City will receive $6,807,900 in property tax revenues during fiscal year 2011. This amount is an increase of $121,100 or 1.8% more than the fiscal year 2011 first quarter revised revenue estimate for property tax collections. x l Property tax revenue: Property tax revenue collections have declined by 9.5% from $7,393,338 collected during fiscal year 2008 to a total revenue estimate for fiscal year 2011 of $6,686,800 as revised during the first quarter General Fund budget review. This is due to a decline in secured property values during the prior fiscal year. This downward adjustment was believed to be an indication that property tax revenues will continue to grow at a gradual pace over the forecast period. There are three major factors that contribute to year to year valuation changes. First, Proposition 13 allows the County Assessor to increase or decrease the taxable value of real property by the net change in CPI growth, with a cap of 2% growth per year. Second, property valuation is increased or decreased annually by transfer of ownership transactions that occur in the prior calendar year. Upon sale of real property, the base taxable value of the property should equal its sale price. Third, valuation can be decreased by the County Assessor through individual appeals or mass appeals if warranted by market conditions. Based upon the most recent property tax revenue estimates provided by the Sonoma County Treasurer -Tax Collector's Office, the City will receive $6,807,900 in property tax revenues during fiscal year 2011. This amount is an increase of $121,100 or 1.8% more than the fiscal year 2011 first quarter revised revenue estimate for property tax collections. °, °titi °ti3 °tio otih yytiy ° e P P P `e`ay�ti i�`ay�ti i�Gaywti i`ay�ti P �yw Pa e- �o Fo Fo �o yea Pe Property tax revenue: Property tax revenue collections have declined by 9.5% from $7,393,338 collected during fiscal year 2008 to a total revenue estimate for fiscal year 2011 of $6,686,800 as revised during the first quarter General Fund budget review. This is due to a decline in secured property values during the prior fiscal year. This downward adjustment was believed to be an indication that property tax revenues will continue to grow at a gradual pace over the forecast period. There are three major factors that contribute to year to year valuation changes. First, Proposition 13 allows the County Assessor to increase or decrease the taxable value of real property by the net change in CPI growth, with a cap of 2% growth per year. Second, property valuation is increased or decreased annually by transfer of ownership transactions that occur in the prior calendar year. Upon sale of real property, the base taxable value of the property should equal its sale price. Third, valuation can be decreased by the County Assessor through individual appeals or mass appeals if warranted by market conditions. Based upon the most recent property tax revenue estimates provided by the Sonoma County Treasurer -Tax Collector's Office, the City will receive $6,807,900 in property tax revenues during fiscal year 2011. This amount is an increase of $121,100 or 1.8% more than the fiscal year 2011 first quarter revised revenue estimate for property tax collections. The following table (Table 2) shows a five year history of property tax collections and a five year forecast of future property tax collections. Property tax revenue collections are projected to increase by 2.5% in fiscal year 2012 then increase at a rate of 3% per year in fiscal years, 2013, 2014 and 2015. Table 2 $8,000,000 $7,000,000 1! $0'000'000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 $0 OOb 00\ 00� OOy O,O O'Y1 CK O,� p,� 1ti p'Y<1 ti ti ti ti ti ti e ti ti ti ti Jai Jai °ate Jai `�Ja� �°a y, ,v `a5'� `ayw `a5w `aye. 5� �e Transient Occupancy Taxes: Transient Occupancy Tax (TOT) is levied for the privilege of occupying a room or rooms or other living space in a hotel, inn, tourist home or house, motel or other lodging (defined below) for a period of 30 days or less. Other lodging includes, but not limited to: • Camping sites • Space at a campground or recreational vehicle park The authority to levy TOT is granted to the legislative bodies of both cities and counties by Revenue and Taxation Code 7280. The authority to collect TOT is generally granted to the County or City Tax Collector by the legislative bodies by means of an ordinance. Pursuant to existing Council Policy, $1,000,000 of the TOT is retained and used a general revenue source to support General Fund funded operations. A total of $1,513,000 in Transient Occupancy Taxes was received in Fiscal Year 2009, however. This change in policy was made to off -set declining revenues. This source of revenue was projected to be maintained at $1,000,000 and adopted at that level for Fiscal Year 2010. Revenue estimates adopted for Fiscal Year 2010 and projections for Fiscal Years 2011 thru 2015 also anticipate no increase in TOT revenues due to a projected continuation of current Council Policy to use TOT revenues collected over $1,000,000 to fund the Visitor Center operations and the Petaluma Visitors Program, An agreement with the Petaluma Downtown Association was entered into during June, 2010, to oversee the Visitor Center operations and administer the Visitors Program. It may be desirous to revisit existing Council Policy regarding the use of only $1,000,000 of the TOT revenues as a general revenue source. As TOT revenues increase and in consideration of other programs and service delivery cuts that may be necessary to balance the budget, it may be desirous to use a larger portion of TOT revenues for general purposes in order to maintain service delivery in other areas. The following table (Table 3) summarizes the TOT receipts for the past five years and forecast for the next five years. Table 3 $1,600,000 $1,400,000 $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 $0 yea Licenses and Permit revenues: Licenses and Permit revenues were anticipated to decrease in construction permits and inspection fees due to the recession and lack of construction activity. Construction activity is expected to rebound slowly based upon consensus economic data suggesting a slow growth recovery in the local economy. As a result, License and Permit revenue projections reflect these slaw growth economic assumptions. The following table (Table 4) provides a five year historical view and five year forecast of the City's License and Permit revenues. The prior year reduction in these revenues from Fiscal Year 2006 to Fiscal Year 2007 is due to development related revenue that was previously accounted for within the General Fund being transferred into and accounted for separately in the newly created Development Services enterprise fund. Looking forward, this revenue source is expected to increase during Fiscal Year 2012 by approximately $250,000 or 33% partly as a result of the anticipated opening of a major retail center. However, revenue projections for 2013 are anticipating that revenue collections from this source will return to Fiscal Year 2011 levels of $741,550 then increase minimally by 2% in Fiscal Years 2014 and 2015. These revenue projections anticipate very modest growth in development activity for the next 3-4 years. Table 4 $3,500,000 , $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 - $0 'b 0$ d5 ,y0 „yy dwc. oy'L Oy'3 qy6 oyh Jm` Jen fat Jy� cw�e mea ?ti eee� e`a�, e4,�e eeay Petr A� ��,� Pew �y�P p�qQ �yL,�O int 40� 4ot �o� yea ¢e Intergovernmental Revenues: General Fund Intergovernmental revenues are projected to have decreased by 7.8 % or $392,494 in Fiscal Year 2010 as compared to Fiscal 2009 from $5,056,662 to $4,664,168. However, as a percentage of operating revenues, the intergovernmental revenues decreased from 14.4% to 14% when comparing the two fiscal years. By analyzing intergovernmental revenues as a percentage of operating revenues, the City can determine the extent of its dependence upon resources from other governments. Excessive dependence on this type of revenue can be detrimental to the financial health of the City as the factors controlling their distribution are beyond the City's control. Per the first quarter budget review for Fiscal Year 2011, Intergovernmental revenues were projected to decrease slightly by $72,000 or 1.5% from $4,673,300 to $4,601,250 during the current fiscal year. This revenue source is projected to remain flat in Fiscal Year 2012 then increase by 2% for Fiscal Years 2013 thru 2015 based upon historical trends. The following table (Table 5) shows a five-year history and five-year forecast for all major revenue categories within the General Fund. Table 5 $14,000,000 $12,000,000 $10,000,000 $6,000,000 — Property Taxes Sales and Use Taxes --Business Lic & Prop Trf Taxes ^.".."'- ._......,. franchise Fees $4,000,000 v. $2,000,000 $0 �O6to ryoQ'1 ��g �o�y �ay0 ryo, y ¢ o,y'ti Q,�'r qyUg y w�a ��a �Ja 4�a c� Q� Oti ie4 coG coy ec ' P� Po Pt' Py gyp, ao �y'L `to Fo Fo Fo �a J\y Ijcenses and Permits Fines & Forfeitures & Penalties Investment Earnings and Rent Charges for Services Other Transfers and Sources Expenditures Trend Analysis: Comparison of Expenditures by Category Salaries and Wages: Salaries and Wages are projected to have decreased by 6.4% overall or $1,349,658 as of Fiscal Year 2010 as compared to Fiscal Year 2009. The adopted Fiscal Year 2011 budget reflects an additional reduction of 3.6% or $723,799 as projected. Salaries and Wages for FY 11-12 thru 14-15 are adjusted to reflect the elimination of furlough hours and no COLA increases. However, even though no COLA increases are anticipated, employees that are not at the top step of their pay grade will continue to receive step increases if their performance meets standards. Any increase in Salaries and Wages over the forecast period in excess of current projections will increase the projected budgetary imbalance proportionally. Beginning in Fiscal Year 2013, six Firefighter/Paramedics that were previously funded by Grant money have been included in the General Fund salary and wage projections. The following table (Table 6) provides a five-year historical comparison and five-year forecast for total wage and salaries paid to employees from the City's General Fund. Table 6 $25,000,000 $20,000,000 - $15,000,000 $10,000,000 „i $5,000,000 ti t i 4 k (} yy � e P i i( uIM $0 ._ cw ti3 tia ',e ti ti ti ti �ti ,yo 5'� 0 0 0 0 Ja\ Ja\ Ja\ Ja\ cwJe mea yti1 `ay�ti ee��ti cas,�'L `ay�ti oti cw ow ow P oQ -y° Foie ore ore oce F F Q yea �e N Fringe Benefits: Fringe benefit expenditures as a percentage of General Fund salaries and wages, increased by a total of 2.2% from 33.6% to 35.8% when comparing Fiscal Year 2010 to Fiscal Year 2009 spending levels. This increase in fringe benefits as a percent of salaries and wages is attributable to the salaries and wages ($1.3 million reduction in total) paid decreasing at a greater rate of decline than fringe benefit costs over the referenced period. Fringe benefit expenditures as a percentage of salaries and wages are projected to increase slightly during Fiscal Year 2011 from 35.8% to 36.1% as a result of the projected additional $724,000 reduction in salary and wage payments. The largest percentage component of the total benefit costs is the contribution to the City's defined benefit retirement program. The retirement contribution percentage is projected to increase by approximately 1.9% for the general employee group and approximately 5% for the public safety group (policemen and firefighters) for Fiscal Year 2012. These contributions are projected to increase over 2013-2015 due to changes in actuarial assumptions as a result of a plan experience study conducted by the plan's actuary. As a result of the study, the actuary has enacted differing assumptions for amortization of investment gains and losses, mortality rates for retired lives (retirees are living longer) and a 0.25% decrease in the assumed investment rate of return. The City has taken steps to reduce increases in the contribution rate and is currently working with the plan actuary to limit growth in the contribution rate where possible. The second largest component of benefit costs is health care. During the current fiscal year, health care costs are increasing by 9%. For the forecast period, health care costs are projected to increase at an annual rate of 9%. A five-year historical comparison and five-year forecast of total fringe benefits costs is displayed in the table following (Table 7). Financial Forecast General Fund Revenue and Expenditure Growth In each revenue and expenditure category an initial summary is provided with the following: r Historic Growth Rate — The average annual rate of growth for the past five years from FY 2006 to FY 2010. �. 2011 Projected Growth Rate — Average annual rate of growth projected for the current five-year forecast. Operating Position: An operating surplus is when revenues exceed expenditures as of the end of a fiscal year point -in -time comparison. Conversely, when expenditures exceed revenues there is said to be an operating deficit. The City is projected to have a operating deficit for Fiscal Year 2010 of $231,088. The City has ended the Fiscal Year with an operating deficit in four of the past five fiscal years having spent $6,867,950 more than it received in revenue over this same period. Based upon forecasts included in the attached exhibit (Exhibit 1) and absent any changes in projected spending patterns, the City is projected to spend more than it receives in revenue over the next five years. Based upon these historical trends and forecasts, structural changes are needed to reduce the cost of the City's current service delivery model, or, new revenue must be identified in order to maintain the existing level of service delivery. Absent any change, the City will have a projected deficit within its General Fund of approximately $17.5 million at the end of Fiscal Year 2015. Fund Balance Analysis: Unreserved fund balance refers to those dollars available for use in the event of a financial emergency, short-term revenue fluctuations or an economic downturn. The City's fiscal policy goal is to attempt to operate each year at a surplus to ensure the maintenance of adequate reserve levels. Unreserved, undesignated fund balance in the City's General Fund is currently projected to equal $124,077 as of the end of Fiscal Year 2011. The City's General Fund reserve policy currently reads, "a minimum fund balance reserve in the General Fund will be maintained at all times. The City's goal is to reach an optimal level for this reserve of 15% of the General Fund operating budget" or $4,908,000 based upon the adopted 2011 operating budget. The policy further states that, "the unappropriated fund balance in the General Fund will be maintained at a level sufficient to provide adequate working capital..." As a general rule, on average an operating reserve equivalent to 25% of the operating budget or $8,180,000 is considered optimal based upon surveys conducted of public sector agencies' reserve policies. As a matter of practice, the reserve policies should be reviewed annually and revised as appropriate. Further, a practice of funding the reserves should be considered together with funding all service priorities during the budget development process to ensure that the City's long term fiscal health is protected. Operating the City without adequate reserve balances for significant periods of time is not prudent and may create emergency cash flow shortfalls. Further, the lack of adequate reserve balances negatively impacts the City's credit rating therefore increasing future borrowing costs. Financial Forecast The five-year financial forecast identifies the City's current and projected financial condition to determine if funding levels are adequate and if projected expenditures can be sustained. The forecast provides a basis for decision making and shows the potential impact of current decisions on the future. In response to a 39.4% decline in revenues over the past five budget cycles, operating expenditures were reduced by 37%. But, despite the cost containment measures, the budget forecast still shows potential budget deficits over remaining four years of the forecast. The lingering effect of the downturn in the economy continues to have an impact on City revenues. Sales taxes and development related service revenue estimates have been reduced in the Fiscal Year 2011 adopted budget from the prior fiscal year. Forecast expenditures are increased by inflation, forecast assumptions or known contractual increases. As a result of revised forecast projections, City revenues are anticipated to grow by only 7.0% in total through Fiscal Year 2015. Expenditures, however, are anticipated to grow by over 17% over the same time period. The Fiscal Year 2011 forecast shows projected operating deficits in each year of the five years of the forecast and negative fund balances beginning in 2011. Clearly, the City will have to address the projected deficits in order to improve its operating position and fund balances as the City will not adopt an unbalanced budget. Forecast Assumptions Beyond the economic and growth/trend assumptions used in the forecast, information specific to the City of Petaluma is included in the forecast: • New positions — No new city positions have been added within the forecast period. • Fiscal Year 2011-12 thru 2014-15 Salaries and Wages are adjusted without furlough hours and no COLA. • Beginning in Fiscal Year 2012-13, 6 Firefighters are added to the General Fund salaries and wages. • Step increases for employees that are not at the top of the current wage scale for their position have been included in the forecast. • The retirement contribution percentage is projected to increase by approximately 1.9% for the general employee group and approximately 5% for the public safety group (policemen and firefighters) for Fiscal Year 2012. These contributions are projected to increase over 2013-2015 due to changes in actuarial assumptions as a result of a plan experience study conducted by the plan's actuary • Health benefit costs are projected to increase at an annual rate of 9%. • Revenues are generally anticipated to grow by an inflation factor of 2% unless otherwise indicated. • Fiscal Year 2010-11 Revised Est. Benefits reflect fully charging Worker's Comp rates. • Fiscal Year 2011-12, thru 2014-15 Benefits increase is substantially due to PERS anticipated increases, fully charged Worker's Comp rates and 9% health care increases. • Fiscal Year 2011-12 thru 2014-15 Services & Supplies assumes a 2% per year increase. • Fiscal Year 2011-12 thru 2014-15 Intragovernmental remains flat. • Fiscal Year 2011-12 thru 2014-15 Fixed Assets/Capital Outlay remains flat. Factors Not Included in the Forecast • This forecast is based on the General Fund only. • No new or enhanced programs are included in the forecast. Gap Closing Strategies To analyze the cash flows and funding gaps of the City's General Operating Fund and develop a gap -closing strategy that will meet the future operating needs of the community, while ensuring that future resources can sustain ongoing operating, capital and maintenance costs, funding strategies must be identified as part of the Fiscal Year 2011-2012 budget development process. Due to the lingering organizational effects of five consecutive years of budgetary spending cuts, recommendations for additional cost cutting measures should be considered together with a prioritization of all service delivery functions, Revenue enhancement options must also be part of the budget balancing discussion if the existing level of service delivery is to be maintained. Unfortunately, the City is limited in its revenue raising efforts due to referendums passed at the State level that limit the City's taxing authority. Service level priorities need be established each year as part of the budget development process. Once created, these priorities need to be utilized in creating a balance between the level of services that can be provided within the available resources to fund those services. etaluma Fiscal Sustainability Report Summary of General Fund 5 -Year Projection Est. Actual Revenue Categories Actual 2006 Actual 2007 Actual 2008 Actual 2009 2010 Property Taxes $6,030,426 $7,135,526 $7,392,338 $7,172,636 $6,923,955 Sales and Use Taxes 10,726,182 11,483,300 11,649,972 9,445,467 8,631,248 Business Lic & Prop Trf Taxes 2,622,246 2,119,475 1,709,377 1,491,536 1,627,936 Franchise Fees 2,147,517 2,277,687 2,549,184 2,672,684 2,584,376 Licenses and Permits 3,108,562 1,788,069 1,439,710 608,355 786,533 Fines & Forfeitures & Penalties 500,722 689,030 661,025 614,854 603,326 Investment Earnings and Rent 1,256,908 859,278 709,223 547,044 411,693 Intergovernmental Revenues 4,679,067 5,052,139 4,923,245 5,056,662 4,664,168 Charges for Services 6,961,780 7,576,966 5,293,029 4,340,028 5,685,093 Other Revenues 1,975,234 11,884,033 5,857,198 966,911 0 Transient Occupancy Tax Trf 1,000,000 1,000,000 1,000,000 1,513,000 1,000,000 Other Transfers and Sources 378,000 140,000 327,805 781,000 394,474 Total Revenues $41,386,644 $52,005,503 $43,512,106 $35,210,177 $33,312,802 Est. Actual Expenditure Categories Actual 2006 Actual 2007 Actual 2008 Actual 2009 2010 Salaries and Wages $20,038,153 $21,687,797 $23,433,363 $21,196,857 $19,847,199 Benefits 9,715,837 8,455,663 9,079,612 7,130,661 7,110,884 Services & Supplies 6,969,740 6,629,034 7,220,115 4,956,667 4,745,751 Intragovernmental 2,741,500 2,559,950 2,949,450 983,050 1,734,100 Fixed Assets & Cap Outlay 1,695,248 11,092,189 5,752,379 826,952 57,677 Transfers Out 319,500 1,188,000 438,000 1,691,575 48,279 Total Expenditures $41,479,978 $51,612,633 $48,872,919 $36,785,762 $33,543,890 Rev. Over/Under Exp. ($93,334) $392,870 ($5,360,813) ($1,575,585) ($231,088) Fund Bal. Beg. of Year $8,663,650 $8,570,320 $8,963,184 $3,614,846 $2,039,265 Fund Bal. End of Year $8,570,320 $8,963,184 $3,614,846 $2,039,265 $1,808,177 etaluma Fiscal Sustainability Report Summary of General Fund 5 -Year Projection Adopted Revised Est. Forecast Forecast Forecast Forecast 2011 2011 1st Qtr 2012 2013 2014 2015 $6,740,700 $6,807,900 $6,978,098 $7,187,440 $7,403,064 $7,625,156 8,165,000 8,578,600 8,835,958 9,101,037 9,465,078 9,938,332 1,537,500 1,632,750 1,665,405 1,698,713 1,732,687 1,767,341 2,576,800 2,500,100 2,500,100 2,550,102 2,601,104 2,653,126 735,850 741,550 991,550 756,381 771,509 786,939 540,700 581,400 581,400 593,028 604,889 616,986 389,500 374,150 374,150 381,633 389,266 397,051 4,673,300 4,601,250 4,601,250 4,693,275 4,787,141 4,882,883 4,884,800 4,482,900 4,482,900 4,572,558 4,664,009 4,757,289 117,300 64,800 64,800 66,096 67,418 68,766 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 132,900 132,900 132,900 132,900 132,900 132,900 $31,494,350 $31,498,300 $32,208,511 $32,733,163 $33,619,064 $34,626,770 Adopted Revised Est. Forecast Forecast Forecast Forecast 2011 2011 1st Qtr 2012 2013 2014 2015 $19,123,400 $19,123,400 $19,756,950 $20,404,650 $20,363,550 $20,558,000 6,905,100 7,449,100 8,380,050 9,523,000 10,400,100 11,254,350 5,064,350 5,064,350 5,157,600 5,248,950 5,347,050 5,448,400 1,416,250 1,416,250 1,416,250 1,416,250 1,416,250 1,416,250 8,200 8,200 8,200 8,200 8,200 8,200 0 0 0 0 0 0 $32,517,300 $33,061,300 $34,719,050 $36,601,050 $37,535,150 $38,685,200 ($1,022,950) ($1,563,000) ($2,510,540) ($3,867,887) ($3,916,086) ($4,058,430) $1,808,177 $1,808,177 $245,177 ($2,265,363) ($6,133,249) ($10,049,336) $785,227 $245,177 ($2,265,363) ($6,133,249) ($10,049,336) ($14,107,766) 2010-11 PROPERTY TAX ALLOCATION ESTIMATE CITY OF PETALUMA AB8/ PROP 13 FACTOR CALCULATION 3,896,644 02 2009-10 AB8 TAX ALLOCATION BY TRA 11,815,342 06 2010-11 ABS GROWTH BY TRA (214,576.79) 2010-11 ABS TAX ALLOCATION BY TRA 11,600,765.27 2010-11 ADJ GROWTH FACTOR FOR PER CAPITA AND FINANCE SHE' (0.013171) (ADJUSTED FOR RDA GROWTH) (2,263,192.51) 2009-10 ERAF 93-94 PER CAPITA SHIFT (117,947.38) 2009-10 ERAF 92-93&93-94 DEPT FINANCE SHIFT (2,459,108.11) TOTAL 2009-10 ERAF SHIFT (2,577,055 49) MULTIPLY BY ADJUSTED GROWTH % (0.013171) 2010-11 ERAF SHIFT (2,543,113.09) 2010-11 ADJUSTED ABS ALLOCATION 9,057,652.18 2010-11 ABS I PROP 13 FACTOR 666,047,427.19 0.01359911 PROPERTY TAX REVENUE SUMMARY 3,896,644 02 SECURED BEFORE RDA 8,642,395.71 AB454 UNITARY AND RAILROAD UNITARY 66,319.48 UNSECURED BEFORE RDA 318,821 26 HOPTR BEFORE RDA 83,550.17 LESS: RDA ANNUAL TAX INCREMENT (ADJ FOR AGREEMENTS) (2,263,192.51) LESSGEOTHERMAL & BUSINESS IMPOUNDS (39,993.67) SUBTOTAL 6,807,900.44 VLF SWAP 3,896,644 02 TRIPLE FLIP 2.135,651 71 LESS' ESTIMATED SB2557 ADMINISTRATION FEE (EFFECTIVE 2006- (191,504 66) 07, VLF SWAP & TRIPLE FLIP INCLUDED IN CALCULATION) LESS: ESTIMATED COST REIMBURSEMENT FOR UNSECURED (8,074,13) COLLECTIONS ESTIMATED NET PROPERTY TAX REVENUE FROM CERTIFIED VALUE 12,640,617.38 Note: (1) The above estimate is based on Certified Values and does not reflect mid -year adjustments to the Tax Roll. Property tax revenues generally decrease throughout the Tax Year due to Tax Roll adjustments (e g - assessment appeals, valuation reductions, other corrections). While these adjustments are typically small in nature, large assessment appeals could have a material affect on the Tax Roll and the revenue apportioned to taxing agencies NON iNFIDENTIAL CITY OF. _TALUMA* NON -CON `NTIAL Sales Tax Net Cash Receipts: Three Advances Plus Clean -Up Payment `� MuniServices, LLC Last Year Cash Received > Sep -08 Dec -08 Mar -09 Jun -09 Sep -09 Dec -09 Jul -09 thru Jul -10 thru Jan -09 thru Jan -10 thru This Year Cash Received > Sep -09 Dec -09 Mar -10 Jun -10 Sep -10 Dec -10 Dec -09 Dec -10 $ Chg % Chg Dec -09 Dec -10 $ Chg % Chg Calendar Sales Quarter> 09Q2 0903 09Q4 10Q1 1002 1003 2 Quarters 2 Quarters 1 SANTA ROSA -17.7 -16.8 -12.7 -1.7 5.9 3.7 12,195,932 12,781,224 585,292 4.8 25,883,075 25,375,542 -507,533 -2.0 2 SONOMA COUNTY -23.6 -21.6 -5.2 23 4.1 11.6 5,858,599 6,320,865 462,266 7.9 11,311,972 11,664,706 352,734 3.1 3 CITY OF PETALUMA* 38.6 -7.8 -3.6 3.2 26.6 -11.9 4,383,485 4,521,431 137,946 3.1 8,669,945 8,785,390 115,445 1.3 4 ROHNERT PARK -15.1 -15.6 -5.6 -0.5 3.3 11.1 2,934,811 3,145,063 210,252 7.2 6,025,493 6,132,448 106,955 1.8 5 HEALDSBURG -167 -32.7 -3.1 -1.2 60 37.4 1,374,026 1,654,804 280,778 204 2,800,768 3,049,065 248,297 8.9 6 WINDSOR -13.9 -14.0 -14.4 -15.7 -6.5 -1.3 1,552,266 1,492,776 -59,490 -38 3,178,297 2,874,965 -303,332 -9.5 7 SONOMA -209 -13.2 -23.6 0.5 -0.7 7.4 1,038,273 1,073,238 34,965 34 2,053,795 1,953,979 -99,816 49 8 COTATI -25.4 .17.6 25.6 8.7 7.8 1.8 729,171 763,518 34,347 4.7 1,405,519 1,561,923 156,404 11.1 9 SEBASTOPOL -16.3 -9.9 -5.9 3.7 1.1 -3.8 685,778 676,293 -9,485 -1.4 1371,246 1,350,330 -20,916 -1.5 10 CLOVERDALE -15.7 -16.9 3.9 10.0 -4.2 17.0 280,326 298,544 18,218 6.5 509,570 543,233 33,663 6.6 ALAMEDA CO. -20.7 -14.6 -6.2 25 10.2 3.8 96,270,401 102,853,379 6,582,978 6.8 197,614,265 201,888,934 4,274,669 22 CONTRA COSTA CO. -37.0 -8.4 -4.7 -2.9 66 -2.7 57,736,270 58,715,823 979,553 1.7 118,089,910 116,721,495 -1,368,415 -12 MARIN CO. -18.7 -10.7 -1.4 3.2 72 3.2 18,417,177 19,358,590 941,413 5.1 37,051,745 38,114,490 1,062,745 2.9 NAPA CO. -17.9 -11.4 -87 2.0 7.8 0.6 11,506,778 11,971,697 464,919 40 22,887,810 22,891,975 4,165 00 SAN FRANCISCO CO. -17.5 -17.7 -6.1 -2.1 8.6 7.1 62,763,776 67,662,690 4,898,914 78 129,489,745 131,537,259 2,047,514 1.6 SAN MATEO CO -23.7 -10.2 -2.9 5.0 13.8 0.2 53,634,456 57,138,664 3,504,208 65 108,745,093 112,584,723 3,839,630 3.5 SANTA CLARA CO. -23.5 -11.9 4.7 7.6 18.0 8.0 136,311,148 153,569,682 17,258,534 12.7 280,097,233 298,323,466 18,226,233 6.5 SOLANO CO -125 -12.5 -17.5 -4.8 -0.8 -2.3 26,834,622 26,420,582 -414,040 -1.5 55,925,114 52,020,646 -3,904,468 -70 SONOMA CO. * -21.8 -16.7 -8.5 -0.5 6.7 4.4 31,032,667 32,727,756 1,695,089 5.5 63,209,680 63,291,581 81,901 0.1 S.F. BAY AREA* .23.2 -12.9 -5.9 2.4 11.1 3.8 494,507,295 530,418,863 35,911,568 7.3 1,013,110,595 1,037,374,569 24,263,974 2.4 CENTRAL COAST -19.2 -12.3 -5.9 3.1 94 3.5 55,794,471 59,289,949 3,495,478 6.3 109,687,687 112,142,996 2,455,309 2.2 CENTRAL VALLEY -22.2 -15.8 -10.5 -2.5 55 6.0 207,225,141 219,062.868 11,837,727 5.7 423,922,577 420,887,466 3,035,111 -0.7 NORTH COAST -21.5 -15.9 -24 140 5.8 1.9 19,505,416 20,242,827 737,411 3.8 38,716,493 40,374,460 1,657,967 4.3 OTHER NORTHERN -19.2 -15.2 -5.0 6.9 6.7 5.0 24,365,410 25,769,916 1,404,506 5.8 47,323,086 48,801,407 1,478,321 3.1 SACRAMENTO VALLEY -19.4 -15.3 -4.7 -14 5.2 1.5 163,078,912 168,411,002 5,332,090 3.3 328,954,661 328,972,891 18,230 0.0 NORTHERN CALIF .22.0 .14.0 -6.6 1.0 8.5 3.9 964,476,645 1,023,195,425 58,718,780 6.1 1,961,715,099 1,988,553,789 26,838,690 1.4 INLAND EMPIRE -21.7 .15.5 -34 -0.4 6.1 3.6 226,458,781 237,378,101 10,919,320 4.8 465,801,083 471,999,047 6,197,964 13 OTHER SOUTHERN -19.0 40.9 -02 -16.4 9.0 10.8 10,144,397 11,141,962 997,565 9.8 21,769,032 21,873,492 104,460 05 SOUTH COAST -19.5 -15.4 -6.1 0.4 6.6 3.5 1,055,982,526 1,109,010,985 53,028,459 5.0 2,164,854,964 2,182,947,579 18,092,615 0.8 SOUTHERN CALIF -19.9 -15.5 -5.6 0.1 6.5 3.6 1,292,585,704 1,357,531,048 64,945,344 5.0 2,652,425,079 2,676,820,118 24,395,039 0.9 STATE TOTAL -20.8 -14.8 -6.0 0.5 7.3 3.7 2,257,062,349 2,380,726,473 123,664,124 5.5 4,614,140,178 4,665,373,907 51,233,729 1.1 `� MuniServices, LLC Ml>f1MSMO WIVA s i City of Petaluma Sales ax Digest Sunimary Collectimis through September 2050 Sales throtigh Jatate 2010 (2QZ2050) For the second quarter in a row, California experienced sales tax growth. This quarter also marked the first quarter in years with all regions in California showing positive growth. Statewide sales tax receipts during July -September 2010 grew by 7.1% from the same three months in 2009. Northern California grew by 8.5% and Southern California grew by 6.4%. As for City of Petaluma, its sales tax receipts changed by 26.6% from July -September 2009 to July -September 2010. CALIFORNIA'S FUTURE Expect General Retail sales to be flat in FY 2011 with growth between 3.5% and 4.5% through FY 2015. Sales tax from Services Stations will continue to be volatile. Construction will continue its drop during FY 2011 by close to 15% before growing by 2.5% per year through FY 2014. Food Products, which includes Restaurants, will grow with core CPI of 2.4% per year with price pressures upward of 3.5% in FY 2015. Auto sales will remain flat during FY 2011 until pent up demand will cause buyers, who will be seeking lower-priced vehicles, to increase purchases during FY 2012 and 2013 by 3%. County Pool receipts will follow the auto sales trends as third -party vehicle sales resume along with overall car sales volume. In order to establish an economic rebound, California needs job growth both locally and regionally to increase spending business travel. Housing prices must stabilize and register 5% growth to restore some levels of the wealth effect and to strengthen consumer confidence. A broader taxable base and a lower rate would provide better growth as well as a more stable source of sales tax revenues over time. Local Collections Share of County Pool (13.80%) Share of State Pool (.19%) SBE Net Collections Less: Amount Due County 2.50% Less: Cost of Administration Net 2Q2010 Receipts Net 2Q2009 Receipts Actual Percentage Change 2,057,451 195,742 2,254,280 (56,357) (24,147) 2,173,776 1,717,638 26.6% www. MuniServices.coin (800) 800-8181 page I Citgo of Petaluma Local Collections $2,057,451 Less: Payments for Prior Periods (49,008) Preliminary 2Q2010 Collections 2,008,443 Projected 2Q2010 Late Payments 11,535 Projected 2Q2010 Final Results 2,019,978 Actual 2Q2009 Results 1,936,158 Projected Percentage Change 4.3% HISTORICAL CASH COLLECTIONS ANALYSIS BY QUARTER $3,500 S3,000 $2.500 $ 2,11011 2 S 1,500 L' $ 1 ,0 it Z 5500 lin th all sa n d, of $) $Sn S70 u $60 $50 S40 $30 i c E $20 9 SIO $0 IQ2008 2Q2008 3Q2008 4Q2008 IQ2009 2Q2009 3Q2009 4Q2009 IQ2010 2Q2010 FMMNet Rece,pts =State County Pool R eceipts �S ROE %d. in Feee DConn ly Sh at to, Due TOP 25 SALES/USE TAM CONTRIBUTORS The following list identifies Petaluma's Top 25 Sales/Use Tax contributors. The list is in alphabetical order and represents sales from July 2009 through June 2010. The Top 25 Sales/Use Tax contributors generate 43.8% of Petaluma's total sales and use tax revenue. AUTOWORLD PETALUMA HYUNDAI CHEVRON SERVICE STATIONS SAFEWAY STORES CVS/PHARMACY SAVE MART SUPERMARKETS EXXON SERVICE STATIONS SCOTT LABORATORIES FISHMAN SUPPLY COMPANY SHAMROCK MATERIALS GC MICRO CORPORATION SHELL SERVICE STATIONS HANSEL HONDA/KIA SOLAR DEPOT HANSEL TOYOTA & RV STAPLES OFFICE SUPERSTORE HENRY CURTIS FORD/MERCURY TURIN NETWORKS K MART STORES USA SERVICE STATIONS KOHL'S DEPARTMENT STORES VICTORY CHEV/CADILLAC/OLDS/GEO NORTHBAY NISSAN WHOLE FOODS MARKET ORCHARD SUPPLY HARDWARE www.MuniS'ervices.coni (800) 800-8181 Page 2 City of PeWuma Hi aTORWAL SALES TAX AMOUNTS The following chart shows the sales tax level from sales through June 2010, the highs, and the lows for each segment over the last two years. lin th on sands of$1 ®2 Q 201 0 ox�ru ®i 9w $1,800 51,600 - - - - --- $1,400 - -- - - - - - - - - -- -- S1,200.. - - - - - - S1.000 , Q. $Suu ' 5600 w<'°� 'I $400 �A'%,,,$b�", Pz4''� <�,is. wia� s,�";Y %„.,g': •"L�w. .. '..y. � 5 Is x: , ti ti J¢Q O ANNUAL SALES TAX BY BUSINESS CATEGORY www. MuniServices. coin (800) 800-8181 Page 3 N n. to ..:n.d..f Sl 2Q 2010 I- 1.985- 1 1.s Is 1 2.)85 { 1,36. IQ 2 a I o 11920 ,9 1,523 T 1 2.•.8 I ( 1,288 4Q 2009 1,939- - 1,524 1 2,6811 3Q 2009 11( 1,9 A4 1 1 s 1 2,618 I I �vas 1,318 to ' 2Q 2009 - -2104.4- 1.550 1 2,726 1 1 1,508 jj IQ 2000 I 2,091 - r 1 1.56$ 1 2.994 1 1 1 .8 16 1 ' 4Q 2008 2441 I 1,590 1 3.419 1 1 3,123 30 :11118? - 0.188T { 1,488 1 3.310 1 1 2,230 2Q 2008 2,196 - 1 1.578 1 3,440 1 1 2.331 41 IQ 2008 _ 2462 1 1.545 1 3 .5 41 1 1 2,272 ' so 52,000 $4,000 $6,000 $8,000 510,000 $12.01111 'OG en e nI Retx,l =1F d P, od fr ,, urt. tine pC on, I , u , t On mess in Ous,x esv ®41 neeilnn e0 na www. MuniServices. coin (800) 800-8181 Page 3 N FIVE-VEAR ECONOMIC TREND: BusinessTo Business $860 $700 $600 $500 S400 5300 $200 $1110 $0 (in th oa sa nds of S) PER CAPITA BY BUSINESS SEGMENT This chart shows sales tax per capita from business segments from July 2009 through June 2010. Ver Cap ito by Hasan ess Segm s Aoto S Is s,ew tier. ice Sa tons R est as ran[ a \l i s c e l Ian a oaS He to it A ppa rel So res f SI is e. 4'ehis ie Sales L, f D ep artm e n t Stores 0 Hire E g a i, m e n t H Idg.-4 i,15 -W hsie A tofarts/Repair . i.iy. a:s, Hldg.\I atis-Retail .. A 1A.OTH ERS $0 S5 $10 $15 $20 - 0 8 S o c a o0 oc — o c e c c M PER CAPITA BY BUSINESS SEGMENT This chart shows sales tax per capita from business segments from July 2009 through June 2010. Ver Cap ito by Hasan ess Segm s Aoto S Is s,ew tier. ice Sa tons R est as ran[ a \l i s c e l Ian a oaS He to it A ppa rel So res f SI is e. 4'ehis ie Sales L, f D ep artm e n t Stores 0 Hire E g a i, m e n t H Idg.-4 i,15 -W hsie A tofarts/Repair - Hldg.\I atis-Retail A 1A.OTH ERS $0 S5 $10 $15 $20 a o0 oc — o c e c c M PER CAPITA BY BUSINESS SEGMENT This chart shows sales tax per capita from business segments from July 2009 through June 2010. www.MuniServices.com (800) 800-8181 S25 Pane -t H Ver Cap ito by Hasan ess Segm s Aoto S Is s,ew tier. ice Sa tons R est as ran[ food 01 arkets \l i s c e l Ian a oaS He to it A ppa rel So res f SI is e. 4'ehis ie Sales Light and a5try D ep artm e n t Stores 0 Hire E g a i, m e n t H Idg.-4 i,15 -W hsie A tofarts/Repair - Hldg.\I atis-Retail A 1A.OTH ERS $0 S5 $10 $15 $20 www.MuniServices.com (800) 800-8181 S25 Pane -t H Cfty of Petaluma FINAL RESULTS: January -March 2010 Sales Local Net Cash Collections Less: Pool Amounts Less: Prior Quarter Payments Add: Late Payments Local Net Economic Collections after Adjustments Percent Change from January -March 2009 Sales MUNISER VICES` ON-GOING AUDIT RESULTS This Quarter $74,932 Totalto Date $4,607,863 www. MuniServices. corn (800) 800-8181 $2,009,616 ($121,865) ($72,190) $25,815 $1,841,376 DOWN BY.3% Poge 5 Jul '00- 1u1'01- Jul '02- Jul'03- Jul '04- Ju1'05- Jul '06- Jul'07- Jul '08- Jul '09- Jun'01 Jun '02 Jun '03 Jun '04 Jun '05 Jun '06 Jun '07 Jun'08 Jun '09 Jun'10 $176 $171 $165 $174 $178 $188 $193 $183 $148 $138 ■ General Retail Food Products ■ Transportation N Construction 0 Business To Business ® Miscellaneous 162% 253% 194% 248% 162% 115% 90/ 122% 94% 143% 103% 0 102% 48% 39% � 47% 65% 72/ 35% ay cay ice ay `may ycA wti` cwy ywy ay pQ at a� ma cy gee �e a. ¢ QQaseSZo0�QQQ\\ o� t o`yti��Jaceo�yQ�aya�ooa�Sa�QosS`o`�yy�'OQy�Q oSaey �a\z J\e a��c\` Q. OaQa �`cc a`ea F `cep oaQ PJ�o PJw PJco Zat� y`. �\aa9• \apo: tI. 11 ¢e y Qo �y - 30.0% 20.0% 10.0% 0.0% -10.0% -20.0% -30.0% 0009 N 99 N9NNmmmm0000,.n00000000000waaaom000o0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 o N � v N 3 OaJ N m Oal v v N r9 v io N v c0 v v v v m v N m j ,no��,no�v,0�� Recession —City of Petaluma Sonoma Countywide ---California Federal Reserve is considering second wave of monetary easing to combat potential deflation from too -low inflation and sluggish recovery. • California's budget, employment, water and transportation problems coupled with an unfriendly business environment continue to hold back economic recovery. • Potential expansion of sales tax base to include services would stabilize the tax base. 1 oral General Retail Food Products Transportation Construction Business To Business Auto Sales - New Service Stations Restaurants Food Markets Miscellaneous Retail Apparel Stores Misc. Vehicle Sales Light Industry Department Stores Office Equipment BIdg.Matls-Whsle Auto Parts/Repair BIdg.Matls-Retail Electronic Equipment July 2009 - June • I • Homebuilders confidence in the housing market continues at the lowest level in 18 months amid worries traffic of potential buyers is failing. Expect no change over next six months. + Weakest sectors are construction, government, wholesale trade and manufacturing. • Tight credit and nervous investors perpetuate flat economy. S.F. Bay Area 4.576 - 5.U76 -7.6% 2.2% -2.2% 0.8% 12.4% 15.9% -12.051. _ -1.0% 26.4% - 6.7% 14.5% 20.3% 18.3% 18.9% -2.2% 1.1% -2.9% 0.1% -8.5% -1.9% -14.2% 3.0% 0.4% 11.4% 24.0% -i'4% -15.0% 2.1% 21.4% 24.3% -14.0% 0.8% 5.4% -4.354. -9.9% -2.4% 98.2% -1.8% 3.5% 0.9% 0.0% 13.0% -2.1% 4.5% 16.6% 16.0% -0.1% 0.3% -2.8% 3.8% 0.8% -3.0':i 0.8% 12.5% -2.15,, -0.9% -2.1%, 2.0% -Expect decent but not robust holiday sales, moderate growth in restaurants, strong growth in service stations and flat growth In business -to -business sector. •Car sales will remain flat during 2010 with a slight increase of 3% in 2011. -According to an LA Times article (9/27), the State is owed $1.48 from businesses who have collected sales and use tax but have not remitted to the SBE. This represents $190M in local taxes or 4% of annual local taxes. City of Petaluma -5.4% 7.9% -2.2% 2.2% -26.8% -9.8% 6.0% 8.9% -4.5% 1.1% -2.0% -11.9% -15.6% -9.8% -14.0% 5.1% -24.2% 0.8% -29.7% 19.5% S.F. Bay Area -4.0% 3.0`% -2.1% 3.3% -11.3% 5.8% 2.9% -2.9% 0.5% -5.9°!, -0.3% -0.5% 16.0!0 -0.8% 0.2% -13.9% -3.n2% .0% -11.9% -4.8% -3.0°o M -2.8% -0.2% -12.2°% -10 996 1.1% 1.0% -3.5% -0.316 -6.5% 1.5% -14.1% -14.0% -1.2'% -4.3% -17.7°% -4.6% 7.0`% -11.2%