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HomeMy WebLinkAboutStaff Report 4.A 08/05/2019zssa DATE, op TOO FROM: SUBJECT: ftkn Aamk AgA& da It m #4,A August 5, 2019 Honorable Mayor and Members of the City Council through Cit Corey Garberoll'o, Finance Director y Manager Resolution Authorizing the Sale and Issuance of Wastewater Revenue Refunding Bonds to Refinance Outstanding Wastewater Debt; APP roving Official Statement; and, Approving Related Agreements and Actions RECOMMENDATION It is recommended that the City Council adopt the Resolution Authorizing the Sale and Issuance of Wastewater Revenue Refunding Bonds to Refinance Outstanding Wastewater Debt; Approving Official Statement -0 and, Approving Related Agreements and Actions. BACKGROUND In January 2008, the City of Petaluma borrowed $125 ,964 ,254 from the California State Water Resources Control Board through its State Revolving Fund (SRF) loan program to finance construction of the Ellis Creek Water Recycling Facility. The SI''', F Loan is secured by and payable from net revenues of the wastewater enterprise. Currently, $73 ,587, 664 of the SRF Loan-remai*ns outstanding. DISCUSSION Pr interest rates have declined during the past several months to near -historic lows, such that the City can now refinance the outstanding balance of the SRF Loan and realize significant debt service savings, much the same as when homeowners refinance their mortgages. At today's relatively low interest rates, the "all-inclusive" interest rate on the proposed refunding bonds is approximately 1.,45%, as compared to a rate of 2.40% on the SRF Loan being refinanced. FINANCIAL IMPACTS Based on bond market conditions and prevaRk iling interest rates as of Judy 12, 2019, this refinancing is expected to yieIdd ebt service savings of approximately $4.....5, 0 0 0 per year from 2021-2029, for total savings of approximately $3. 80 million. These savings are net of all issuance costs and assume no extension of the final maturity. 1 a Another common measure of the savings that result from the issuance of refunding bonds LCI. TTS ) [l • 71 is ` net present value savings' , commonly referred to as iNPV Savings . NPV Savings equals total debt service savings (e.g. $3.60 million) adjusted for the time value ot money, the costs ot IF and any up -front contribu " economic benefit" of i tion of funds. NPV SavIs ings is considered a better measure of the 11 ssuing refunding bonds. true dk Based on market conditions as of July 12, 2019, the proposed refunding bonds will yield NPV Savings of approximately $3.50 million or 4.85% of the outstanding SRF Loan being refinanced. As a rule of thumb, NPV Savings of 3 %-5 % is considered good. In light of the fact that the SRF 4P Loan calTies an interest rate of only 2.40%., NPV Savings of 4.85% is very good. Bear in mind however., the actual amount of savings will not be determined until the refunding bonds are sold. Thus, if interest rates increase appreciably before the sale date, then it is possible the savings may be lower than expected, or even insufficient to warrant proceeding, in which ca -se t -he refinancing may te carcelled, or delayed until a later date. The cost of issuing the refunding bonds is expected not -to -exceed $425,000 including fees for Bond and Disclosure Counsel, Underwriter, Financial Advisor, Rating Agency and miscellaneous other fees and expenses. All costs of issuance are payable from proceeds of the refunding t onds upon closing. If for anv reason the refinancing fails to close. then all fees and .10 expenses will be waived, and the City will not be b1*11ed, with one exception. A portion of the Rating Agency Fee estimated at not to approximately $20,000 is non- contingent. No General Fund expense will be incurred in connection with this refinancing. ATTACHMENTS 1. Resolution of the City 2. Preliminary Debt Service Savings Analysis 3. Preliminary Official Statement 4. Continuing Disclosure Agreement 5. Indenture of Trust 6. Official Notice of Sale 2 ATTACHMENT 1 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF P TA UMA AUT ORI ING THE SALE AND ISSUANCE OF WASTEWATER REVENUE REFUNDING BONDS TO REFINANCE OUTSTANDING WASTEWATER SYSTEM OBLIGATIONS OF THE CITY IN AN AMOUNT NOT TO EXCEED $80,000,000, APPROVING OFFICIAL STATEMENT AND APPROVING RELATED AGREEMENTS AND ACTIONS WHEREAS, the City of Petaluma (the "City") owns and operates a public enterprise for the collection, treatment and disposal of wastewater within the service area of the Citv (the "Wastewater System"); and WHEREAS, to finance Wastewater System improvements, the City entered into an Interagency Sales Agreement (No. OS -803-550-0) with the State Water Resources Control Board in 2006, and amended as of October 17, 2007, which is currently outstanding in the amount of $73,587,664 (the "SRF Loan"); and WHEREAS, pursuant to the teams of the SRF Loan, the City may prepay the outstanding principalItiance o f the S RF Loan, in whole or in part, on any date, together with accrued interest thereon to the prepayment date, without premium; and WHEREAS, at current market interest rates, the City can refinance the SRF Loan and in so doing, realize significantinterest cost savings; and WHEREAS, the City Council wishes at this time to authorize the sale and issuance of City of Petaluma 2019 Wastewater Revenue Refunding Bonds (the "Refunding Bonds") under the Bond Law (as herein defined) to provide funds to prepay amounts outstanding under the SRIF Loan, such Refunding Bonds to be secured by a pledge of the Net Revenues of the Wastewater System on a parity with the Cily's oulstanding wastewater revenue refunding bonds that were issued in 2017; and NOW, THEREFORE, BE IT RESOLVED I y ti e City Council of the City of Petaluma as follows: Section 1. Issuance of Refunding Bonds; Approval of Indenture. The City Council hereby authorizes the issuance of the Refunding Bonds under the provisions of Articles 10 and 11 of Chapter 3 of Part 1 of Division 2 of T 40 itle 5 of the California Government Com ode, cmencing with Section 53570 of said Code (the on Law for the purpose of )rov1ding funds to prepay 3 amounts outstanding under the SRF Loan and to pay the costs of selling and issuing the Refunding Bonds. The Refunding Bonds shall be issued under an Indenture of Trust between the City and The Bank of New York Mellon Trust Company, N,A., as trustee, which is hereby approvedi"n substantially the form on file with the City Clerk together with any changes therein or additions thereto deemed advisable by the City Manager or Finance Director, acting alone or together (each an "Authorized Officer"), and the execution thereof by an Authorized Officer shall be conclusive evidence of the approval of such changes and additions., The City Council hereby, go authorizes and directs an Authorized Officer to execute, and the City Clerk to attest, said form of the Indenture of Trust for and in the name of the City. The City Council hereby authorizes the delivery and performance of the Indenture of Trust. Refinancing of the SRF Loan. The City Council hereby authorizes andSection2. approves the refinancing of the SRF Loan from the proceeds of the Refunding Bonds. Such refjinancing shall be accomplished as provided 1"n the Indenture. Section 3. Sale of Refunding Bonds via Public O......ering. The City Council hereby authorizes the sale of the Refunding Bonds through a public offering; provided, however, that the principal 4' amount of the Refunding Bonds shall not exceed $80,000,000, and the net present value savings from such refinancing shall equal not less than 3.0% of the outstanding principal amount of the SRF I oan. Such public offering maybe accomplished by either competitive bidding or through negotiation with an underwriter, as determined b y an Authorized Officer to be in the best interests of the City, after consultation with the City's registered municipal advisor. If a competitive sale is chosen, the sale of the Refunding Bonds shall be undertaken pursuant to and in accordance with the notice of sale' on file with the City Clerk, together with any changes therein or additions thereto deemed advisable by the City's municipal a visor and approved by the City's bond counsel and by an Authorized Officer. The City Council hereby delegates to each of the Authorized Officers the authority to accept an offer from the winning bidder to purchase the Refunding Bonds from the City. In the alternative, the City Council hereby delegates to each of the Authorized Officers the authority to enter into a negotiated sale of the Refunding Bonds pursuant to a bond purchase agreement with an underwriter selected by an Authorized Officer. Section 4. Official Statement; Conti'nui'ng Disclosure Certificate. The City Council hereby approves the Preliminary Official Statement describing the Refunding Bonds 1"n the form on file with the City Clerk, and authorizes each of the Authorized Officers to approve revisions to said Preliminary Official Statement if and to the extent necessary for distribution in connection with a Public offering of the Refunding Bonds. An Authorized Officer shall execute a certificate 11 I r deeming the Preliminary Official Statement, as so revised, to be nearly final within the meaning of Rule 15c2-12of the Securities Exchange Act of 1934. Distribution of the Preliminary Official Statement by the underwriter of the Refunding Bonds to prospective purchasers of the Refunding Bonds is hereby approved. Each of the Authorized Officers is hereby authorized and directed to t, and. the execution approve any changes in or additions to a final form of said Official Statemen thereof y an AuthorizedbOfficer shall 1p be conclusive evidence of approval of any, such changes and additions. The City Council hereby authorizes the distribution of the final Official Statement by the underwriter. The final Official Statement shall be executed in the name and on behalf of the City by an Authorize d Officer. The City Council hereby approves the Continuing Disclosure Certificate to be executed by the City, the form of which is attached as an exhibit to the Preliminary Official Statement . Each of the Authorized Officerscers is hereby authorized and directed bill") approve any changes in or additions to a final form of said Continuing Disclosure Certificate, and the execution thereof b y an 1P Authorized Officer shall be conclusive evidence of approval of any such changes and additions. The final Continuing Disclosure Certificate shall be executed 1"n the name and on behalf o f the City by an Authorized Officer. Section 5. Documents i*n Substantially Final Form; Further Authority. The documents on file with the City Clerk and herein approved are in substantially final form ; that is , they are final as to important business teams such as the rate covenant undertaken by the City as to the wastewater rates the City will enact so long as the Refunding Bonds are outstanding,, and parity bond restrictions, governing limitations on future issues of bonds secured by net revenues of the Wastewater System, but do not contain the pricing terms resulting from the sale of the Refunding Bonds, which teams will be inserted once the Refunding Bonds are sold. This resolution is intended to be a "parameters resolution," in which the City Council approves a refunding wastewater revenue bond issue at a not to exceed principal amount and a minimum savings threshold, payable solely from net revenues of the Wastewater System. Section 6. Engagement of Professional Services. In connection with the issuance and sale of the Refunding Bonds, the City Council hereby authorizes Steven oil er to act as registered municipal advisor to the City, the firm of Jones Hall, A Professional Law Corporation, to act as bond counsel to the City, the firm of Norton Rose rig ht US LLP to act as disclosure counsel to the City, and the firm of Bartle Wells Associates to act as Utility Rate Consultant to the City. Each of the Authorized Officers is hereby authorized and directed to execute an agreement with each of the foregoing, in substantially the forms on file with the City Clerk. Section 7. Officialal ActiActions.The Mayor, the City Manager, the Finance Director , th e City Attorney and the City Clerk are each hereby authorized and directed, for and in the name and on behalf of the City, to do any and all things and take any and all actions, including execution and 5 delivery of any and all assignments., certificates, requisitions, agreements, notices, consents, instruments of conveyance, warrants and other documents, which they, or any of them, may deem necessary or advisable i"n order to refinance the SRF Loan and consummate the transactions described herein. Section 8. Effective Date. This Resolution shall take effect from and after the date of its 41 passage and adoption. 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O -A µ, �a A "NEW -Poll, W-4 Zj vi on form MAT* wmv" v OvAim 0-0 o"No ymm4 wkmm At t a Q--;4hment OFFICI iL �c'�T:.All,T-.-:ENIl�iNlr-,I.�-1 DATED �kl-,JCGU 1210 0 DMAIML K ,See "Rating" lierein�j 0 Is f lond Colonel' undeit lill F MiTIMIll w Aff NPIN jr1i : E �m lil ^m "k Mn WM E t: -Dated: August W—Aft On Fill, —461 mr I = 0 Preliminary, sut change, DieCt 93860798.2 Maturity Date fMay 11 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 CITY OF PETAI UNTA 2019 WASTEWATER REVNUE REFUNDING BONDS Principal Amount Interest Q*, M,&4. CUSIP* Yield Price (Base No. 716008) Preliminary, subject to change. #* CUSIP is a registered trademark of the American Bankers Association. CUSIP data herein is provided by CUSIP Global Services., managed by Standard & Poor's Financial Services LLC on behalf of The Amei d& ican Bankers Association. This data 'is not intended to crease a database and does not serve in any way as a substitute for the CUSIP Services, CUSIP numbers have been assigned by an independent company not affiliated with the City and are included solely for the convenience of investors. Neither the City I1Qr the Municipal Advisor is responsible for the selection or uses of these CUSIP numbers, and no representation is made as to their correctness on the 2019 Binds or as included herein. The CUSIP number for a specific maturity is subject to being changed after the issuance of the Bands as a result of various subsequent actions including, but not limited to, refunding in whale or in part or as a result of the procurement of secondary market portfolio insurance or other similar enhancement by investors that �s applicable to all or a portion of certain maturities of the X419 Bonds. 93860798.2 No dealer, broker., salesperson or other person has been authorized by the City, the Municipal Advisor or the Underwriter to give any information or to make any representations other than those contained herein and if given or made, such other information or representation must not be relied upon ashaving been authorized by any of the foregoing. This Official with the purchasers of the 201 Statement is not to be construed as a contract contained in this Official Statement which i nvolve estimates, forecas are i ts whether or not described herein epresentation;%iof fact. This Official Statemenof fact. This Official Statemen expressly so nienctea solely as s 9 Bonds. Statements matters of opinion, uch and are not to be construed as tis submitted i*n connection with the sale of the 2019 Bonds referred to herein and inay not be reproduced or used, in whole or in part, r foranyotherpurpose: Theinformationsetforthhereinhasbeenobtainedfrom official sources whic haze believed to be reliable. The information and expressions of opinion herein are subject to change without notice and neither delivery of this Official Statement nor any sale made hereunder shall, under any circumstancescreate any implication that there has been no change in the affairs of All summaries of the Indenture and other documents referred to in this Official Statement, are made subject to the provisions of such documents, respectively, and do not purport to be complete statements of any or all of such provisions. theCity sincethedatehereof IN CONNECTIONWITH'PHIS OFFERING,THEUNDERWRITER MAY OV�,RALLOTOREFFECT r1'iZANSACTIONSWHICHSTABILIZEORMAINTAINTHE MARKETPRICEOFTHE2019BONDSATALEVELABOVETHATWHICHMIGHT O"1'HERWISEPREVAILIN THE OPENMARKET.SUCH STABILIZING,IF COMMENCED,MAYBEDISCONTINUEDATAN YTIME. ThisOfficialStatementincludinganysupplementoramendmenthereto,isintendedto bedepositedwiththeMunicipalSecuritiesRulemakingBoardtluoughtheElectronicMunicipal MarketplaceAccess("EMMA")website. TheCitymaintains awebsite.However,theinformationpresentedthereinisnot part of thisOfficialStatementandshouldnot bereliedupon inmaltinginvestmentdecisions with respecttothe2019Bonds. IL I'ORWARD-LOOKINGSTATEMENTS ThisOfficialStatementcontainsceirtain"forwa�•d-loo�Cingstatements"concerningthe WastewaterSystemandtheoperations,performanceandfinancialconditionofthe City, includingtheirfutureeconomicperformance,plansandobjectivesandthelikelihoodofsuccess indevelopingandexpanding.Thesestatementsarebaseduponanumberofassumptionsand estimateswhicharesubjecttosignificantuncertainties,manyofwhicharebeyondthecontrolof theCity.Thewords"may,would,""could,""will,""expect,""anticipate," "believe ,""intend,""plan,""estimateandsimilarexpressionsaremeanttoidentifytheseforward-looking statements.Resultsmaydiffermateriallyfromthoseexpressedorimpliedbytheseforward- loolcingstatements. 93860798.2 r of avoi ., r n P.rribel galled 00 c ouncllMe�'�be� onnell - Coun��l bei e in �cD nda F �s��el Council � �ilce Meal e` Coun��l � bei Gabe�n `� r un�i11`�em bei Da�e���ng" CCouncilNLem6*0 a e o oa�un� � oac��o Gazbe1oVIOc�ol�-�u cOTC b1� �ASCE pile sQ• C�� A C1 . St. John : .C°°peW , �paz�CMC5D�Vic Claire CXR SEgV10Es Spy �U�lclpa` 81,visox Steven G San Fran�is�o Counsel Bo"d 1lyoa` Law Cil faaco, caVYCS oioSanF 93a6�'i9g.2 oyalloly Ca�lfoi�1a Counsel ♦ ..cr\fie f i i i i i T i i i '7 i r r i' i r r .l { .f i Y r •r t Y f }r 1 t i i :r 1. 1. I[ : t `r : : t t t i S f i r' i i i r °r r. i { r i i t{ i i i ii :t .y i t 7 r t t { L 7 t 4 t } .i t Y t Diss►"a� �tUSI,L�' 1�o�Rose Fu1b�Ca1`foin�a pnge�es' LOS Estee �.A• � C Pao,o� �e1 rA Baof I�eanFol)�- a The S eml�atl0 toAvivi.� l COOs Fi��a�Caifoznla w �l�ezne�u1a� i i '7 i r r i r r .l { .f i Y r •r t Y f }r i i :r 1. 1. I[ (THIS PAGE INTENTIONALLY LEFT BLANK) 4 11 6 TABLE OF CONTENTS 1 0$ is AM 0 INTRODUCTION, * 4 a 0 4 * e 0 • * * a # # # • # # # a 1 # # # 0 # 0 # # # # i i t a a * f * a a * # * * * * * e 4 # 4 # # W 4 0 0 * 4 # # # # # # * # 0 4 * a * * * * * # * * * * * * * * * # # * # 9 4 4 4 4 9 9 9 4 9 9 9 9 9 # 4 * IF 4 # # # * # * # # Generala a a 64 & a 6*&*46666 0 0 0 0 0 0 Owe 0 4 &4-ffikaalaaa a a 6 6 a d a # * Autholl"ty for Issuance and Application of Proceeds T11e ctaty 6 a 4 * 4 # a a * a a * # # * # * * * * * * * * * 0� # # # # i i 4 * * i i i i # # * i a 4 * 4 * 4 * * # i # * * * * * * * * 4 4 4 i i i 4 * * 4 * 4 * * * * * * a * * # a * * # * a * * * * * * a * 0 # * * 0 * i 0 i i i ■ * a ■ ■ 4 * # a a ■ ■ The 2019 Bonds a a a a 6 44444444400 a 00**##490#016&###x66666#a64#40066a00#140 a0i**0**00***aa a a 6 A a a a a a 0 q 2 Securi*ty for the 2019 Bonds 2 No Reserve 2 i 0 # Acta ions 2 * Further Infoimatton. * A 6 6 6 6 6 6 A 4 d a a 6;**664*&44064444#*4466#a4##66666***#&66.l66*6*64666*06 & 4 **. * * * * 4 4 * #*** 2 THE2019 BONDS@ • 0 4 # * ** 0 0* 1 0** i 6* f 4* f* a*****#*• 0 0 0. 0 0 0 0 0 0 0 0 0 0** 0 0 0 0* 0* 4 4 f 4 a a* 4 0* 4 4 0* 0 0 0*#49* 9 0# 0 0*#*#**** 0 0 0** 0 0# 4 4 0### 0* 0 i i 0 i* 0## i# i i i 3 GeneralA .9 a a a a 6 Q Q 6 * .9 .9 .9 4 0 0 a a 0 0 $ 0 -g 0 0 4 6 a s a a a a :6 A A 0 .6 * .6 .6 * .6 S 6 6 0 6 6 6 4 0 0 6 0 0 0 49 -W 4 4 1W 4t 4 4 A a -a & a & & 0 a a Q a a 0 8 * 0 0 0 0 0 0 0 a a a 0 0 a * a 0 0 * * .6 .6 4 4 & -S -#*44*#44Aaa*a*#saaQaa08*0000000*s#*.a#*****##4#aa*a a a-aaa6aa.a*4*0.000 3 Redempti"on # 0 46 Q * ■ Q 0 0**64 644 0 0 0 * 0 0 0*#* 0 # *##### # f ## * a a Q 0 6 • 4# 0* 0 4 0 0 0 0 0# 0 * 0 ** 0 0-6 0 0 0 0 * ■* 0 6 4# • 6* 0* 6•* 0 6 6**#* 0**00ii##i4#4 0 Fog0 0#• i# 0 3 DEBTSERVICE REQUIREMENTS* 0*0 0 4 4#*# 4 a# a# i i 6* a a a a# A 4 4 a a a a## 4 0 0 0 0 4 0 0 4 0 a 0 6 i* 6 a a s* a# 6 a a a a s a a L# 6## 0 6 6# 4 x 0#* 0 0••• s* 4 0 0. 0#*# 5 ESTIMATED SOURCES AND USES OF FUNDS 5 SECURITY AND SOURCES OF PAYMENT FOR THE' 2019 BONDS6 # f # # # ■ Pledge of Net Revenues. a a a a a a a a a 6 a a 6 0 0 G 6 6 6 * 6 a a 0 0 a 0 * a a a a aa.aa###!#i0aa60.*##009#6a666064000000a04aaaaA6 a a 0 6 d 6 Spect"al 7 No Reselwe * # 6 * # 4 * * 4 # * # * a a a a * * 0 0 # # 0 0 0 * 0 * * ■ * * i * 4 * i 6 * i i * 4 # 6 6 # # # 4 0 0 4 4 0 * * # 4 0 * 0 # * # a a 0 i * * * * * # a # a * * # a * * # * * * 4 4 * * * # # * i i * 0 0 0 0 # # # 0 # # • • 7 Wastewatel .0 Fund@ Flow of Funds under Indentui 4 e. 6 6 4 6 6 4 4 6 6 6 7 Rate Stabi*ltzation # # Rate Covenants, Collecti'on of Rates and Charges 9 9 Insurance; Proceeds................ Parl'ty Debt* * * * * # f * * # * # # # # * # # # # # # * # # # # # # * * # f # # # # i i i * # i # # # * * * * * i i * * # # * * * * * * # * * M # * # * * * * 0 *4 * • 0 * 4 # # # * # # 0 0 0 # 0 0 0 see State Loansa aa6##*0aaaa64a0##aa*4#**0#4#i*■ **#*i**#* No Seni*or Obligattons 1p Subo Adtnate Obligations 3 THE CITY, 1 . 2 General 12 Ci*ty a 12 Council # # * # # * # a a a * a a * * 4 0 0 0 0 a 0 0 0 0 * * * 0 # 4 6 a i 0 0 0 0 * 4 # 4 0 # i i i a * * # # # # * * * # a * * * 0 * * * * * 0 * # * * * * * 0 • • 0 0 * a # a a a ■ * * * # CI*ty Staff i * * # * * # * * * * * # * * * * * a * 0 a * • # i i # 0 0 0 4 0 * * 0 * * * # # * 0 0 # * a 4 * 0 qh qh 0 * a * 0 * i i i 0 # 4 0 0 0 * * 0 0 # * * * * # * * # # i * 0 0 * i * * # do * * do * .6 6 * 6 .6 * i i i 0 0 0 * 0 4 0 0 0 * 0 * 4 12 Retfiremen Systems. 0 a A 6 6 & 6 6 6 6 & a 4 4 4 Q 8 S 6 * a 0 4 4 a 4 0 0 A a a a a a a 6 6 6 & a 4 4 4 a & 4 4 0 0 a 4 4 0 0 * 0 * 4 4 a 0 0 0 a 6 6 a A 0 a & 6 4 6 * 6 * 6 6 * 6 6 a 0 0*##*#a0iia.6,*ai&6*.*6*..***a006 a 004444400# 0## 13 Other PostibEmployment Benefits. a 9 a 0 * * 4 4 4 4 4 0 0 4 0 9 9 a V 0 6 * * 6 6 6 a 0 a a 0 0 0 % 0 * 9 1. 0 0 v 4 0 0 0 * a * 0 0 0 1 0 * 9 9 0 9 9 9 0 a $ q a a 6 6 4 * 4 t 0 & a -V 6 i*.aa664*.i0**#6** 16 THEWASTEWATER SYSTEM. . a * a* 0 a******## 4* 4*6 0 0*4 4 a z f s# a a*# a 6 a# a•#* 0 0 0 4 0* 0*# 4## 0 0 0 0* 1 0 0# a i 0 0 a i i 6 a a a* a a a* Q Q a a 8 G a# a a• 4** a# 16 General 9 $* $ 9 f 4 4 9 9 $4 6 $ $-6 a a 4 6 6-6-44-0 a 9 16 anagementi ## 6****6** 4 6 0 6* 0 4 4 4* a* 4* 4 a** 4#* 4 4 6* 4##* G, #****** 4 4 i i* a a* 4 a i 6# 4# ** 0 i 4 a 0 i 0* a i i* i 0 i*## 0 0** 0 0 0 a 0 0*** i i a i i i i** 6 6 6*!# A a 6 a 16 Wastewater s tems Fac1*1t"t1`es . * s a a a 4 0 4 2 0 a 6 6 a -9 * a a a a 0 0 0 0 .*1#40a6a0a66*a***666&#06*&i**i#00144*0*#44#4f*####*#*9* 17 Anti*ci*pated Wastewater System Capt'ta Improvements. # i 6* a a a a a a* 6& 6&&&**#**64 4*&6 4 4## 4 4 4 4 4 4**** i a i** 4 0 20 S to #n D rirai s # 0 *# #a06$aa #460g4a4460444.44.44#W0##**.*aa#a4..*#0*.4.•..0*9#..#44#*••*****•**a•aa6i**&006AA***0444##*4*#0000#*##*4* 22 93860798.2 i TABLE OF CONTENTS] (continued) Page W General R 22 RE'VENIJES AND DEBT SERVICE COVER.AGE. . 2 4 Wastewater Rates and Charges Hi*storiocalRates and Charges a a a a i i 6 a 6 6 6**# a a 6 Q a 6* a! a*.###### a! a a 6* 6 6# a a G 0 i 4##** 6* a 0 a## 0** 0 0 0 g 0**0 0 a 26 # 40 # istorical Connections ServiceCl-arges. . a a A a a A a 6 * 6 6 a a a 0 a 0 6 6 6 6666*#a a* 0** 000404 a##! 27 Ten Largest Wastewater System 29 Revenue by Customer Type. 40*P 31 Source: Petaluma............ i # # * i ■ ■ # i i • i • * # i i * * * * * 6 6 * * * # a 4 # # g w e 4f # # # # # 0 # Bi:'l 1i"n c ti"o Hi"s rv. • # # * i i i ■ * ; * # a a ■ i i a # a # # * 6 * * # # * * * 4 ***4 a 60044 4444644 * * 4 Wastewater System Summary Financia 33 Informati'on 9 40*1 0 a .966-ka team Revenues � Advanced Proj*ects. ii*#aiii44aa*#*##4f#0i6**#0#4###*-6i#0aaA*a.6**aaa.##i* 36 R I S K F A C T 0 R S 36 Wastewater System Demand* * # * # * # # * # ♦ * # * * # # a a a i # # # i # # # # * • # # # * * # # # # 36 Wastewater stems Expenses. 3 6 Regulatory Requi'rements.. i * # # # * * # 044 i # ; # . # 6 # # b # # # # # # a . A * * A A . . A * * 36 Naturali'sasters, * 4 i d a d 04*44*4#4*#a **# *##9 0 0### 0 0* 96#9 V* V 9 9 9* 0a 6 *## 4 ■ i i i a 0#6 0 i* b#**#*###i*0 6 0 0###i### 0 i 44k*4 4# i i 9# #### 5 6# ## 00 36 # 4h imited Recourse on Defaa a a a a #60440*#**4*0444440**00 37 * 0 l 37 imitations on Remedioes ■ • ■ • # * • # * # • • • • • • * # # # # # # i # * a * # # * f # # * i * * * # # # i # # # # * # Arti*cles X111D. #*# a a a a a a # a 6 # # a a ##•••## a*• 0 0 0# 0## a#* 4& 0 04**4# a*# a a a a a# a a a a a a# a a& a 6 a a a a a a a a 4* a 0## a## a 0# 0 a a a a a a### 38 39 Proposi'ti"on i # i # i i i i i # # * i i # i # i i i i i # i # # # * i i * * * * * * * # i • • • # # * * # * # # # * # # * * # # f # Consti'btuti*onal imitations Appropriations s 044#iaaAaaaaaaaa6aAAaa0 40 0 Initt*atieves Future C 0 N T I N U I N G D I S C L 0 S U R E 4 0 LEGAL 41 OPINIONS. # # # 0 % 4 9 0 # I I I I 1 0 it # # # # * * * * 4 # # 0 a 0 • * # # * • 6 • 6 # • • # # 9 • • • • • 9 1 1 1 0 4 # 4 1 1 0 # f # # 9 9 9 # 4 * f a * N N a 6 0 * r * • * * ! * # 6 • 6 6 # * 0 9 * 4 9 # • # 6 a 0 0 0 # # # # 0 • # # # T A X M A T T E R S 4 1 NOLITIGATION* i#* i i i* #### ######## # # # i & i 6# A a**** i i i i i% 4 0 0 0 0# i 4 4 4 i a*# 4 0 0 0 0 0 0 P 0 0 4 1** V V 0* 6 6 6* a a****** 0 0 0 6 6••• Q 0* a•@ Q 42 -][�ATINGS*#**#**## a#**##*## a * a a * ** a* a a b*# 4# a 0 0#* a# a A 6# A 6 6#* 6 6 6 6** 0 0 0 0# 0 6 a* 0# a 0* 4*44 f f f* i i i** W P i i& a a A& i i i *# i i & ## 6 i # t i a a i a * # i i i i # # i & 6 43 MUNICIPAL 6a a a 43 UNDERWRITING &.&oaf dk a is 1h MISCELLANEOUS. dk dk 4 4 a i* 4 i* f 0# W***# 4*jj�*0 a * 16 jk* 6& a a 4k i* 6#* 0 i* i i i i* 6* 0&##* 4 0 0* 0 8 4 0 6 0#* a 0 0 0 i 9#*# a 6• 6*6*6660&4 6 6 6 6 4** 4 4 4 4 4 40*4 4 4 4 4## 4 4 6. 4 443 93860798.2 11 TABLE OF CONTENTS ■ con inued) APPENDIX A GENERAL INFORMATION ABOUT THE CITY OF PETALLTMA AND SONONIA COUNTY A, -ml APPENDIX B ALJDI'I'ED 'THE PETALUMA AS OF J'LJNE 30� � ■ ■ ■ a ■ ■ � a ■ a ■ ■ a a a ■ a @ @ ■ a ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ ■ a a ■ a ■ ■ ■ ■ ■ ■ ■ ■ ■ @ ■ @ @ e @ @ @ a @ e ■ APPEND'IX THE � e @ @ e s @ e ■ APPENDIX D BOOK EN'I'RY . � e ■ e , , � � � � ■ � � � � � � � � � � � e ■ s ■ @ @ � � � ■ , e e ■ ■ , ®®, ■ ■ ■ � , , , , , , , , , a ■ ■ � � e � , ■ a e ■ a e ■ ■ a a ■ s ■ APPENDIX E FORM OF BOND COUNSEL OPINION _ e e @ ■ @ @ @ ■ ■ @ ■ ■ ■ ■ ■ ■ ■ ■ , ■ , ■ , ■ ■ ■ ■ ■ ■ @ , @ ■ ■ a ■ ■ @ @ ■ ■ � � ■ ■ ■ ■ ■ ■ ■ ■ @ � APPENDIX F FORM OF CONTINUING DISCLOSURE CERTIFICATE ■ ■ ■ @ @ ■ @ ■ a ■ @ ■ s ■ ■ ■ e @ m e � a OFFICIAL STATEMENT T CITY OF P ETALUMA 2019 WASTEWATER REVENUE REFUNDING BONDS General This Official. Statement, certain information in connec INTRODUCTION including1lie cover page and appendices hereto, sets forth tion with the sale of $ 'City of Petaluma 2019 Wiastei4�ater Revenue Refunding Bonds (the "2019 Bonds') that are being issued by the City of Petaluma, California (the "City"). This introduction i*s not a summary of this Oficial Statement., It is only a brief description of and guide to, and i's qualified by more complete and detailed information contained in the entire Official Staten7en hereto., and the documents described herein. t, including the cover page and. appendices Authority for Issuance and Application of Proceeds The 2019 Bonds are being issued under the provisions of Articles 10 and I I Division 2 of Title 5 of the California Government Code (the "Bond Law") and an I Trust, dated as of Set tember 1, 2019 (the "Indenture"), between the C York Mellon Trust Company, N.A., as trustee (the "Trustee"). The 20 of Part 1 of ndenture of 49 ity and The Bank of New 19 Bonds are being issued to (i) refund on a current basis the principal balance under the Interagency Sales Agreement (No,, between the City and the State Water Resources Control Board, currently outstanding in the principal amount of $73 ,587, 664 (the "SRF Loan") and (141) pay the costs of issuing the 2019 Bonds. See "ESTIMATED SOURCES AND USES OF FUNDS15 and "PLAN OF REFUNDING. " OS -803-550-0) All capitalized terms used and not otherwise defined herein shall have the meanings assigned to such terms in APPENDIX C — "SUMMARY OF CERTAIN PROVISIONS OF THE" INDENTURE" or-, 1"f not defined therein, shall have the meanings assigned to such terms i*n the Indenture. The City The City is located I*n the County of Sonoma (the "County") approximately 40 miles north of the City of San Franci"sco., Situated along Highway 101, Petaluma is part of the San Francisco Bay metropolitan area. Incorporated in 1858, its first charter was granted by the State of California (the "State") I*n 1947, and it continues to operate as a charter city. For additional information regarding the City. See "THE CITY" and APPENDIX A — " GENERAL INFORMATION ABOUT THE CITY OF PETALUM.A AND SONONIA COUNTY." W Preliminary, subject to change. 93860798.2 1 The 2019 Bonds The 2019 Bonds will be dated their date of issuance and dell" rates per annum set 41 9 very, will bear interest at the iorironme insiae cover page nereor payanie semi annually on May 1 and November 1, commencing November 1, 2019 (each an "Interest Payment Date"), mature on the dates and in the amounts set forth on the inside cover page hereof. Bonds will be delivered as fully registered bonds, registered in the name of Cede and will The 2019 & Co. as nominee of The Depository Trust Company, New Yo -%k, New Yorl� ("DTC"), and will be available to ultimate purchasers (`Beneficial Owners") in the denomination of $5.000 or anv .11 integral multiple thereof, under the book -entry system maintained by DTC. will not be entitled to receive delivery of bonds representing their ownership Bonds. See "THS 2019 BONDS." Beneficial Owners interest t*n the 2019 The 2019 Bonds are subject to extraordinary redemption prior to maturity as described herein. See "1'HE 2019 BONDS — Redemption." The 2019 Bonds are not subject to optional do redemption prior to their respective stated maturity dates. Security for the 2019 Bonds The 2019 Bonds are secured by a pledge of and payable from Net Revenues (as defined herein) on a parity with the City's 2017 Wastewater Revenue Refunding Bonds (the 2017 Bonds"). See "SECURITY AND SOURCES OF PAYMENT FOR THE 2019 BONDS —Parity Debt — Existing Parity Debt." No Reserve Fund The City has not funded a reserve fund for the 2019 Bonds. Special Obligations The 2019 Bonds are special obligations of the City, payable exclusively from Net Revenues of the Wastewater System (each defined herein) of the City and from amounts on deposit in certain funds and accounts established under the Indenture. See "SECURITY AND SOURCES OF PAYMENT FOR THE 2019 BONDS." The 2019 Bonds are not a debt, liability 09 or obligation of the State or any of its political subdivisions other than the City., Further Information The summaries and references of the Indenture and other documents, statutes, reports and other instruments referred to herein do not purport to be complete, comprehensive or definitive, and each such summary and reference is qualified i*n its entirety by reference to the Indenture and each document, statute, report or instrument. The capitalization of any word not conventionally capitalized or otherwise defined herein, indicates that such word i*s defined in a particular agreement or other document and-, as used herein, has the meaning given it in such agreement or document. See APPENDIX C — "SUMMARY OF CERTAIN PROVISIONS OF THE INDENTURE for summaries of certain of such definitions. 93860798,2 s 2 s 11 THS; 2019 BONDS General The 2019 Bonds will be dated thel"r'date of issuance and delivery rates per and will bear interest at the annum set forth on the inside cover page hereof payable on each Interest Payment Date mature on the dates and in the amounts set forth on 2019 Bonds will be issued in denominations of $5,000 or any as no 201 one fully registeredzuiv Bond for each maturity, in the name oii Cede & Co., as nominee for the inside cover page hereof. integral multiple thereof, so ong 9 Bond may have more than one maturity date. The 2019 Bonds will be issued only as DTC ,asr egistered owner of a Ownership may be changed provided in the Indenture. 11201 9 Bonds. See APPENDIX D the registratio only upon Interest on the 2019 Bonds date of authenti"cati"on thereof unles is payable from s: on books "BOOK ENTRY SYSTEM." maintained by the Trustee as the Interest Payment Date next preceding the (a) a 2019 Bond is authenticated between an Interest Payment Date and the 15th calendar day of the month immediately preceding such Interest Payment Date (each, a "Record Date"), t"n which event it will bear interest from such Interest Payment Date, (b) event 1"nteres Bonds, or a 2019 Bond is authenticated on or before the first Record Date, in which t thereon will be payable from the date of original delivery of the 2019 (c) interest on any 2019 Bond is in default as of the date of authen thereof, in which event interest thereon will be payable from the date to which has been paid in fullPayable on each Interest Payment Date. ti"c at *1 o n interest Interest on the 2019 Bonds (including the final interest payment upon maturity or redemption) is payable when due by check or draft of the Trustee mailed to the Owner thereof at such Owner's address as I*t appears on the Registration Books at the close of business on the preceding Record Date; provided that at the written request of the Owner of at least $1,000,000 aggregate principal amount of 2019 Bonds, which written request is on rile with the Trustee as of any Record Date, interest on such 2019 Bonds will be paid on the succeeding Interest Payment Date to such account 1*n the United States as specified in such written request. Redemption Extraordi.naiy Redemption from Net Proceeds of Insurpaiice or Condemnation. The 2019 Bonds shall be subject to extraordinary redemption prior to their respective stated Maturities, as a whole or in part on any date, as determined by the City, from Net Proceeds, upon 1k the terms and conditions of, and as provided for in the Indenture, at a Redemption Price equal to the principal amount of the 2019 Bonds to be redeemed, without premium, plus accrued interest thereon to the date fixed for redemption. Whenever any 2019 Bonds are to be selected for redemption, the Trustee will determine, by lot, the numbers of the 2019 Bonds to be redeemed, and will notify the City of its determination. 93860798.2 3 rr No Optional Redemption:. The 2019 Bonds are not subject to optional redemption prior to their respective stated maturity dates. Notice of Redemption. Unless waived by any Ownei.4 of 20 19 Bonds to be redeemed, notice of any redemption of 2019 Bonds will be, given, at the expense of the City, bl'11111111��1111� Tru��the tee, by mailing a copy of a redemption notice by first class mail at least 30 days and not more than 60 days prior to the date fixed for redemption to the Owner of the 2019 Bond or 2019 Bonds to be edeemed at the address shown on the Bond Registration Books; provided, 1 that neither the failure 1' to receive such notice no r any immaterial defect in any notice shall affect the sufficiency of the rroceedinas for the redemption of the 2019 Bonds. All notices of redemption will be dated and will state: (i) the redemption date (& * ii) the redemption price of the 2019 Bonds being redeemed (the "Redemption Price"}, (iii) if fewer than all Outstanding 2019 Bonds are to ],�)e redeemed identification (and, in the case of partial redemption, the respective principal amounts) of the the 2019 Bonds to be redeemed, (iv) that on the redemption date the Redemption Price will become due and payable with respect to each such 2019 Bond or portion thereof called for redemption., and that interest with respect thereto shall. cease to accrue from and after said date, and (v) the place or places where such 2019 Bonds are to be surrendered for payment of the Redemption Price, which places of payment may include the Office of the Trustee. RescissioK of Notice of Redemption. The City has the right to rescind any notice of the redemption of 2019 Bonds by written notice to theT rustee on or prior to the date fixed for redemption. Any notice of redemption will be cancelled -and annulled I*f for any reason funds will not be or are not available on the date fixed for redemption for the payment I*n full of the 2019 Bonds then called for redemption, and such cancellation will not constitute an Event of Default under the Indenture. The C ity and the Trustee have no liability to the 2019 Bond Owners or aIy other party related to or arising from such rescission of notice of redemption. The Trustee will mail notice of such rescission of notice of redemption in the same manner as the original notice of redemption was sent,, Consequences of Notice. Notice of redemption having been given as required by the Indenture, the 2019 Bonds or portions of 2019 Bonds so to be redeemed will, on the redemption date, become due and payable at the Redemption Price, and from and after such date (unless the City defaults in the payment of the Redemption Price) such 2019 Bonds or portions of 2019 Bonds will cease to have interest accrue thereon. Upon surrender of 2019 Bonds for redemption in accordance with a redemption notice, the 2019 -Bonds will be paid by the Trustee at the Redemption Price. Installments of interest due an or prior to the redemption date will be payable as provided I*n the Indenture. Upon surrender for any partial redemption of any 2019 Bond, there will be prepared for the Owner a new 2019 Bond or 2019 Bonds of the same maturity 1"n the amount of the unredeemed principal. All 2019 Bonds which have been redeemed will be cancelled and destroyed by the Trustee and will not be redelivered. Partial Redemption of 2019 Bonds. In the event only a portion of any 2019 Bond is called for redemption, then upon surrender of such 2019 Bond redeemed in part only, I e City will execute and the Trustee will authenticate and deliver to the Owner, at the expense of the cl*a new 2019 Bond or 2019 Bonds, of the same serityes and maturity, of authorized iIions in aggt•egate principal amount equal to the unredeemed portidenomnaon of the 2019 Bond or 2019 Bonds,, 93860798.2 ri DEBT SERVICE REQUIREMENTS The amounts required to be se interest on the 2017 Bonds and the 20 Fiscal Year Ending 2017 Bonds t aside each fiscal year ending June 30 for principal of and 19 Bonds are set forth below. 2019 Bonds Grand June 30 Principal, Interest Total Priffimmnmo�ncipal Interest, To....W% ....tal Total 2020 0 $ 805,319 $ 805-5319 2021 0 805,319 805,319 2022 0 805,319 805,319 2023 0 805,319 805,319 2024 0 805,319 805,319 2025 0 805,319 805,319 2026 0 805,319 805,319 2027 0 805,319 805.5319 2028 0 805-5319 805,319 2029 0 805,319 805,319 2030 $3,270,000 805,319 4.50753319 2031 3.14055000 674,519 4,079,519 2032 3 ,540,000 538,319 4,078,319 2033 3,680,000 396,719 4,076,719 2034 3,790,000 286,319 4,076,319 2035 3 ,905,000 172,619 4,077,619 2036 1 ,775,000 55,469 1,830,469 Total $23 ,3 65,000 $10,982,469 $34,347,469 Bonds. ESTIMATED SOURCES AND USES OF FUNDS The following sets forth the estimated sources and uses of funds related to the 2019 Sources of Funds: Principal Amount Net Original Issue Premium (Discount) Transfer from SRF Loan Debt Service Fund Total Sources of Funds Uses of Funds0 : Refunding of SRF Loan Costs of Issuance(l) Total Uses of Funds 9 (1) Includes fees and expenses of Bond counsel, Disclosure Counsel, the Rating Agency, the Municipal Advisor and the trustee, Underwriter's discount, printing costs, and other miscellaneous fees and expenses. 938607982 5 W r PLAN OF REFUNDING TI -ie proceeds of the 2019 Bonds, together with other available amounts, will be used to (i) refund on a current basis all outstanding principal of the SRF Loan and (ii) pay the costs of issuing the 2019 Bonds. The SRF Loan was made pursuant to Interagency Sales Agreement (No. OS -803-550-0) i1pn 2006 between the City and the State Water Resources Control Board. On or about September [4=, 2019, the City intends to refund I*n full the SRF Loan with a portion of the proceeds of the 2019 Bonds and other available amounts. See "ESTIMATED SOURCES AND USES OF FUNDS. " SECURITY AND SOURCES OF PAYMENT FOR THE 2019 BONDS Pledge of Net Revenues The 2019 Bonds and all Parity Debt are secured by a first pledge and lien on all of the Net Revenues., "Net Revenues " means, for any period, an amount equal to all of the Gross Revenues received during such period minus the amount required to pay all Operation and Maintenance Costs becoming payable during such period. In addition, the 2019 Bonds are secured by a pledge of all of the moneys in the Debt Service Fund, including all amounts derived from the investment of such moneys. So long as any of the 2019 Bonds are Outstanding, the Net Revenues and such moneys may not be used for any other purpose, except that out of the Net Revenues there may be apportioned such sums, for such purposes, as are expressly permitted by the Indenture. "Gtooss Revenues" means all gross income and revenue received by the City from the ownership and/or operation of the Wastewater System, including, without limiting the generality of the foregoing: (a) all amounts levied by the City as a fee for connecting to the Wastewater System, as such fee is established from time to time under the applicable laws of the State of California, (b) all income., rents, rates, fees, capital improvement fees (including facilities capacity and pump zone fees), charges or other moneys deri.ved from the services, facilities and commodities sold (including recycled water), furnished or supplied tfnough the facilities of the Wastewater System, (c) the earnings on and income derived from the investment of such income, rents, rates, fees, charges or other moneys to the extent that the use of such earnings and income is li'mi'ted by or under applicable law to the Wastewater System., (d) the proceeds derived by the City directly or indirectly from the sale, lease or other disposition of a pant of the Wastewater System as permitted under the Indenture, (e) amounts transferred into the Wastewater Fund from a Rate Stabilization Fund, and (f) amounts received by the City from other public agencies as the proceeds of tax revenues or other amounts payable to the Catty under contracts for services provided by the City to users of the Wastewater System,. The term "Gross Revenues" does not include (I") customers' deposits or any other deposits subject to refund until such deposits have become the property of the City, (ii) the proceeds of an y ad valoremproperty taxes levied to pay general obligation bond indebtedness of the City with respect to ti -le Wastewater System, and (iii) special assessments or special taxes levied for the purpose of paying special assessment bonds or special tax obligations of the City relating to the Wastewater System. 93860798.2 "Wastewater System"'means any and all faci'li'ties now existing or hereafter acquired or constructed which are owned, controlled or operated by the CI*ty for the collection, treatment., disposal, recycling or r euse of wastewater, including sewage treatment plants, intercepting and collecting sewers,, oullaiii sewers, ponds, pipes, valves, machinery, the collection, treatment.. puri any necessary therewith. 1 lands, rights # 0 a 4 40 a 0 torce and a mains, pumping stations,, effector stations, oxidation 11 other appurtenances necessary, useful or convenient for fiication, reclamation or disposal of sewage and storm drainage, and of way and other real or personal propefty useful i"n connection "Operat11 ion andMai*iitenance Costs incur�•ed by the City for maintaining and accordance with generally accepted accoun " means the reasonable and necessary costs paid or operating the Wastewater System, determined in ting principles, i reasonable expenses oi management and repair and other expense preserve the Wastewater System i*n good repair and working orde irectly or apportioned to the opera ncludi"ng but not limited to (a) all costs- of the City that are charged d s necessary to maintain and r, and (b) all administrative tion of the Wastewater System, such as salaries, wages and retirement benefits of employees, overhead and insurance., taxes (if any) The term "Operation and Maintenance Costs" does not include (i) administrative costs of the 2019 Bonds which the City is required to pay under the Indenture, (ii) payments of debt service on bonds, notes or other obligations issued by the City with respect to the Wastewater System, (iii) depreciation, replacement and obsolescence charges or reserves therefor, (iv) capital expenditures made by the City with respect to the Wastewater System, (v) accrual of employee benefits which are not funded, and (vi) amortization of intangibles or other booldceept*ng entries of a similar nature., Special Obligation The 2019 Bonds are special obligations of the City and are payable exclusively from Net Revenues and from amounts on deposit in certain funds and accounts established under the Indenture. The 2019 Bonds are not a debt, liability or obligation of the State of CaIifornia or any of its political subdi*visions other than the City. No Reserve Fund The City has not funded a reserve fund for the 2019 Bonds'. Wastewater Fund; Flow of Funds under Indenture General. The City has previously established the Wastewater Fund, which it will continue to hold and maintain for the purposes and uses set forth in the Indenture. The City will deposit all Gross Revenues i"n the Wastewater Fund promptly upon receipt, and will apply amounts in the Wastewater Fund solely for the uses and purposes set forth i*n the Indenture and for the uses and purposes set forth in any agreement, indenture of trust, resolution or other instrument authorizing the issuance of Parity Debt (each a "Parity Debt Document"). In addition to transfers which are required to be made for repayment of any Parity Debt, the City W1"11 w ithdraw amounts on deposit in the Wastewater Fund and apply such amounts at the trines and for the purposes, and in the priority, as follows: 93860798.2 7 (i) Operation and Maintenance Costs,. The, City will apply amounts on deposit in the Wastewater Fund to pay all Operation and Maintenance Costs when due. I Debt Service Fund., On or be fore the 3rd Business Day preceding. each nterest Payment Date, so long as any 2019 Bonds remain outstanding, the City will withdraw from the Wastewater Fund and pay to the Trustee for deposit into the Debt Service Fund (which the Trustee will establish and hold in trust pursuant to the Indenture) an amount which, together with other available amounts then on deposit 10n the Debt Service Fund, is at least equal to the aggregate amount of principal due and payable on the 2019 Bonds on such Interest Payment Date,, of and interest coming The Trustee will apf ly amounts in theDebt Servi ce Fund solely for the purpose of (A) paying the interest on the 2019 Bonds when due and payable (including accrued interest on any 2019 Bonds purchased or redeemed under the Indenture), and (B) paying the principal of the 2019 Bonds at the maturity t transfer any moneys remaining hereof Upon the. payment of all 9.019 Bonds, the. Trustee will in the Debt Service Fund to the City for deposit into the Wastewater Fund. Other Uses of Wastewater Fund. The City will manage the Wastewater Fund i*n such a manner that all depos and under any Parity Debt Document, will be made a ,its required conserve and apply moneys i"n to be made under the Indenture, t the times and in the amounts so requ fired. So long as no Event of Default has occurred and is continuing under the Indenture, the City may at any time use and apply moneys in the Wastewater Fund for any one or more of the following purposes: (I*) the payment of any subordinate obligations or any unsecured obligations', (I"I") the acquisition and construction of extensions and improvements to the Wastewater System; (.6 iii) the payment or retirement of any of the 2019 Bonds or any other obligations of the City relating to the Wastewater System; or (iv) any other lawful purpose of the City relating to the Wastewater System. Rate Stabilization Fund The City has established a fund to be held by I*t and administered in accordance with the Indenture, for ti -le purpose of stabilizing the rates and charges imposed by the City with respect to the Wastewater System. From time to time the City may deposit amounts i"n the Rate Stabilization Fund-, from any source of legally available funds., including but not limited to Net Revenues which are released from the pledge and lien which secures the 2019 Bonds and any Parity Debt, as the City may determine. The City may, but is not required to, withdraw from any amounts on deposit I*n the Rate Stabilization Fund and deposit such amounts i"n the Wastewater Fund in any Fiscal Year for the P urpose of paying any lawful expense of the Wastewater System, including debt service on the 2019 Bonds and Parity Debt due and payable in such Fiscal Year. Amounts so transferred from 93860798.2 9 L t consti'tute G-ross Revenues fot* sucli and wl"11 be applied for the purposes TA&W W4 a-MIJItt �' &VA 15 V 1, Im balance otaDrroximatel,v Rate!Co:ven ants's Cloll,ect,t*on of Rates and Cliarges 9 o W OF allowancescontingencies and error Year whichare at least sufficient, after malting estimates, to yield Gross Revenues sufficient to pay, the 0 of . prioritv W owing a,inounts, in t ie o, owing or e, (a) All Operation and, Maintenance Costs estimated Uy the City to become due and payable in such Fiscal Year, ._ III I � r 19 P= III! LA I pur OSC.' and 5 10 0 lb prioiri 5 excep (c) #II INA11 payn�entsrequi*red to meet any other obligations o the City which are charges, liens, encumbrances upon, or which are otherwise payable from, the Gross Revenues, orthe Net Revenues duri'ngL SUCh Fiscal Year. low Insui,tauce; Net Pt9oceeds ISM -W -W W_WM2Sv_W Mi WAMAIRL VEITM- from insurance against accident to or destruction of any portion of the Wastewater System constitute Gross Revenues and must be used to repair or rebuild such damaged or destroyed rata portion of the Wastewater System, and to the extent not so applied, will be applied on a pro basis to redeem the 2019 Bonds and any Parity Debt i*n accordance with the Indenture and the related Parity Debt Documents. The City will also maintain, with responsible insurers, worker's compensation insurance and insurance against public liability and property damage to the extent reasonably necessary to protect the City, the Trustee and the Owners of the 2019 Bonds. Parity Debt Existing Parity Debt. The Bonds are secured by a pledge of and are payable from Net Revenues on a parity with the 2017 Bonds,, Additional Parity Debt. The City may issue any bonds, notes or other obligations Paritv Debt") payable from Net Revenues on a Dari. tv with the 2019 Bonds and the 201.7 Bonds, provided that certain conditt (a) which., once occurred and 1 ons are satisfied, including the following,, No Event of Default (or no event with respect to which notice has been given and IF all notice of grace periods have passed, would constitute an. Event of Default) has is continuing -o and (b) The amount of Net Revenues as shown by the books of the City for the most recent completed Fiscal Year for which audited financial statements of the City are available or any more recent consecutive 12 1 -month period selected by the City, iverifiedforn either case by an Accountant or a Financial Consultant or shown iin the audted financial statements of the City, plus, at the option of the City, any Additional Revenues (as defined below), are at least equal to 125% of the amount of Maximum Annual Debt Service coming due and payable in the current or any future Fiscal Year with respect to the 2019 Bonds and all Parity Debt then outstanding (including the Parity Debt then proposed to be issued). 'I For purposes of calculating Net Revenues to demonstrate compldF -6 iance with paragraph (b) above., Gross Revenues does not include connection fees, transfers from the Rate Stabilization Fund., or interest income on the Wastewater Fund received during the period for which calculations of Net Revenues are made. "Additional Revenues" is defined in the Indenture to mean, with respect to the issuance of any Parity Debt, any or all of the following amounts: (i) An allowance for Net Revenues from any additions or improvements to or extensions of the Wastewater System to be made from the proceeds of such Parity Debt in an amount equal to the estimated additional average annual Net Revenues to be derived from such additions, improvements and extensions for the first 36 -month period iin whch each addition, Is or extension is respectively to be i"n operation, all as shown by the certificate or opinion of a Financial Consultant. An allowance for Net Revenues arising from any increase in the charges 1b made for service from the Wastewater System which has been duly approved by the City Council of the City prior to the incurring of such Parity Debt, but which, during all or any part of the most recent completed Fiscal Year for which audited financial statements of 93860798.2 10 ry the City are ava .6 ilable, or for any more recent consecutive 12 -month period selected bv the miry, was not in effect, in an amount equal to the total amount by which the Net Revenues would have been increasedif such Is in charges had been i V the whole of such Fiscal Year or 12, --month period, all as shown by the cer Parl*ty abilloty, n effect during IN opinion of a Financial Consultant,, State Loans tl*ficate or The City may borrow money from the State and incur State Loans to finance additional improvements to the Wastewater System. "State Loans" means loans secured bv a pledge of Net Revenues of the Wastewater System anandincurred by the City to finance improvements to the Bated as Parity Debt for Wastewater System. long as the City first A State Loan may, be tr purposes of the Inde nture, so complies with the Indenture requirements for issuing No Senior Obligations; Subordinate Obligations Debt. The City may not issue or incur any additional bonds or other obligations having any rincipal or interest out of the Net Revenues r., limits or affects the pt•iority over the 2019 Bonds in the payment of p Nothinin the Indenture, howeveobligations which are either of the City tc issue or incu unsecured or which are secured by an interest in the Net Revenues which i0s junior and subordinate to the pledge of and Iien upon the Net Reverues established under the Indenture. 93860798.2 THE CITY General The City ts located in Sonoma County approximately 40 miles north of the City of San Francisco. Situated along Highway 10 1, Petaluma is pail of the San Francisco Bay metropolitan area. Incorporated in 1858, its ficharter was granted by the State irstn 1947, and it continues to ap operate as a charter city. Municipal operations are conducted under the Council -Manager form of government. The six Council Members and the Mayor are elected at large for four-year, staggered terms., The Mayor presides over all Council meetings. The City Manager is responsible for the ol eration of all munici pal functions. For addi'ti'onal information regarding the City, see APPENDIX A — "GENERAL INFORMATION ABOUT '1' SONONIA COUNTY." City Council The current City Council set forth in the following table. HE CITY OF PETALUMA AND members and the expiration dates of their respective terms are Mayoi* and Cl* y Council Members Teresa Barrett — Mayor, Council Member Kevin MY111-1111) cDonnell —Vice Mar, Council D 5 Lynda Fischer — Council Member Mike Healy — Council Member Gabe Kearney — Council Member Dave King —Council Member Kathy M1*11er — Council Member City Staff Member Expiration of Term December 20 December 20 December 20, December 20 December 20 December 20. December 20.. I& The City's Proposed Fiscal Year 2020 Budget includes 324.95 full-time equivalent employee positions, of whom approximately are attributed to the Wastewater System. The Wastewater System i*s responsible for paying a portion of the City's personnel costs. City employees belong to one of two labor unions or any of three associations or they unrepresented., Department directors, including directors of the Wastewater System_, unrepresented., _The City has not experienced any work stPPoages in recent years._ [confirm] 93860798.2 12 0 are are The current status of the City's employment agreements i's set forth below: update] Oi-vi!aiiization Unit 1 — confidential Unit 2 Maintenance Date of Cuvteent Cojiti-tact February 16, 2017 February 16, 2017 Expi'xoatioit of Term June 30, 2019 July 1, 2019 Unit 3 — Clet-&ical/Technical, represented by American Febivary 16, 2017 July 1, X019 4F -0 Federation of State, bounty and Municipal Employees Unit 4 — Professional., Unit 9 -- Mid --Managers & Unit I 1 — Confidential, represented by the Petaluma Professional and Mid --Managers Association Unit 6 — Police, represented by the Peace Officers' Association of Petaluma Unit 7 — Fire, represented by the International Association of Firefighters Local, 1415 Unit 10 — Petaluma Public Safety Managers, represented by The Petaluma Public Safety Mid -Managers Association Retirement Systems September 1,, 2016 September 16, 2017 December 5,, 2016 January 5, 2016 June 30, 2019 June 30,, 2017 June 30, 2017 June 30, 2017 California Public Employees Retirement System. All qualified permanent and probationary employees of the City are eligible to participate in the City's separate Safety (police and fire) and Miscellaneous (all other) plans (the "Plans"), which Plans are agent multiple - employer defined benefit pension plans administered by the California Public Employees' Retirement System ("CaIPERS"), which acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plans'are established by State statute and City resolution. CaIPERS provides service retirement and disability benefits, annual cost of living adjustments and. death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non, -.duty disability benefits after 10 years of service. The death benefit i*s one of the following: the Basic Death Benefit, the 1957 Survivor Benefit-, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees' Retirement Law. For a discussion of the Plans, actuarial assumptions and liability of the City, see APPENDIX B — "AUDITED FINANCIAL STATEMENTS OF 'THE CITY OF PETALUMA AS OF JUNE 30, 2018,11 Note 9. 93860798.2 13 t Below is a summary of the deferred outflows of resources, net pension liabilities, and deferred inflows of resources by Plan for the Fiscal Year ended June 30, 2018: Miscellaneous Safety Total Deferred Outflows of Resources $10,650,764 20,145,591 $30,$05,355 Net Pension Liability/Proportionate Share of Net Pension Liability $28,943,402 703113, 735 $99,057,137 Deferred Inflows of Resources $ 993a,032 1-1210-1458 $2,203,490 CaIPERS Contribution J?ate Iiici4eases. On April 17, 2013 the CaIPERS Board of Administration approved new actuarial policies aimed at fully funding the pension system's 30 years. The new policies include cratemasmoothing obligations within method with a 30 -year fixed amortization period for gains and losses. CaIPERS announced that, based on investment return simulations performed for the next 30 years, increasing contributions more rapidly in the short term is expected to result i"n almost a 25% improvement in funded status over a 30mmyearm r eriod. The new amortization schedule was used to set employers in the State beginning i i mpact of the changes to be built i n Fiscal Year 2015-16. contribution rates for public agency This delay is intended to allow the nto th eP ro J0 iection of employer contrbution rates and afford employers with additional time to adjust to the changes. According to CaIPERS peak employer contribution 1 the new policies will result in an increased likelihood of higher gels in the future but will not significantly increase average contribution levels. The median employer contribution rate over the next four years is expected employer LU DC IlIgIICI-. lil LI]C IUIIgwrLGI-111_, IltJ WG V G1-3 I11gI1G1- 1Llil(.LGCI 1G YGlN 111dy 1 G5U1 L 111 lU WG1 contributions G Beginning with the June 30, 2013 valuations that set the Fiscal Year 2015-16 rates-, CaIPERS employed an amorti'zatt*on and rate smoothing policy that pays for all gains and losses over a fixed 30 -year period with the increases or decreases i*n the rate spread directly over a 5 - year period. The tables below show projected employer contribution rates (before cost sharing) for the next live Fiscal Years., assuming CaIPERS earns 12% for fiscal year 2012m-,13 and 7.50% every fiscal year thereafter, and assuming that all other actuarial assumptions will be realized and that no further changes to assumptions, contributions, benefits, or funding will occur between now and the beginning of the fiscal year 20151-16. Consequently, these projections do not take into account potential rate increases from likely future assumption changes. Nor do they take IN into account the.positive impact PEPRA is expected to gradually have on the normal cost. On February 20, 2014, the CaIPERS Board of Administration adopted new mortality and retirement assumptions as part of a regular review of demographic experi.ence. Key assumption changes included longer post-retirement life expectancy and earlier retirement ages,. The impact of the assumption changes will be phased in over five years, with a twentyhm year amortization, beginning in the 2016- 17 Fiscal Year. The City is monitoring these changes but is not currently able to predict the level of increases to the City's required contri"buti"ons,, 93860798.2 On December 21 2016 the CaIPERS Board voted to reduce the discount rate to 7.00% he assumed rate of return i*s expected to result i6n ' s normal costs and unfunded actua beginning Fiscal .11, Year 2019-20. The change, 1"n t increases in the City Tial 1i"abi"1i'ti*es,, Payment of Unfunded Liability. During Fiscal Year 201711111111111111111 18, the City paid down $7,490, 284 of unfunded accrued II*abiliIt ty with $6,750,330 in loans from the Wastewater Utility Enterprise Fund, the Water Utility Enterprise Fund and the Risk Managemen f und and $739, 954 of reserves from the Employee Benefit Interna 1 ,198 of the total amount of the Wastewater System contributed $4,050 t I nternal Service Service Fund. The oan, which bears an annual interest rate of 1.75 % and i*s repayable in annual installments through June 3 0, 203 3. Public Agency Retirement System. The City also contributes Retirement System/Alternative Retirement PARS "), a pub employer defined contribution pension trust., System (" System (" This plan is offered to employees who work less 000 hours per year. PARS provides benefits at the time of retirement, total disability or PARS acts as a common than 1, death. agencies., Benefit provisions and a to a Public Agency If agency multiple- resolutions. investment and administrat111 ive agent for participating public ll other requirements are established by federal statute and city Participants are required to contribute 7% of their annual salary. The City is required to trtbution requirements were June 30, 2018, the City the total of which met the contribute 0.5% of the annual salary of covered participant established on the' Adoption Agreement. For fiscal yf contributed $2,317 and the covered employees contribute requirements of the plan. . The con ended d $32,429 California Public Employees' Pension Reform Act of 2013. The Governor signed the California Public Employee's Pension Reform Act of 2013 (the "PEPRA") I*nto.law on September 12, 2012., PEPRA affects CalPERS, most substantially as it relates to new employees hired on or after'January 1, 2013 (the "Implementation Date"). For non -safety CaIPERS participants hired on or after the Implementation Date, the Reform Act changes the normal retirement age by increasing the eligibility for the 2% age factor from age 55 to 62 and also increases the eligibility requirement for the maximum age factor of 2.5% to age 6711111 PEPRA also implements certain other changes to CaIP-ERS including the following: (a) all new participants enrolled i*n CaIPERS after the Implementation Date are required to contribute at least 50% of the total annual normal cost of their pension benefit each year as determined by an actuary, (b) Ca]PERS is required to determine the final compensation amount for employees based upon the highest annual compensation earnable averaged over a consecutive 36 -month period as the basis for calculating retirement benefits for new participants enrolled after the Implementation Date, and (c) "pensionable compensati"on" is capped for new paiticipants enrolled after the Implementation Date at 100% of the federal Social Security contribution and benefit base for members parti'cipati'ng in Social Security or 120% for CaIPERS members not participating in social security. Other Post -Employment Benefits The City of Petaluma Retiree Healthcare Plan is a single -employer defined benefit healthcare flan administered by the City. The plan provides healthcare benefits to eligible 93860798.2 15 retirees and their dependents. Benefit provisions are established and may be amended through 1k agreements and memorandums of understanding between the City', its management employees, and the unions representing City employees. There is no statutory requirement for the City to pre -fund its Other Post -Employment Benefits ("OPEB") obligation. The City has currently chosen to pay plan benefits on a pay-as- you-go basis,. The City has been and is conti"nui"ng to build up resources in the employee benefits fund to pay down the unfunded OPEB liability. There are no employee contributions. See APPENDIX B — "AUDI'1'ED FINANCIAL STATEMENTS OF THS CITY OF PETALUMA AS OF JUNE 30,2018," Note 10. THE WASTEWAI L ER SYSTEM General The Wastewater System provides collection, treatment, disposal and reuse of domestic, commercial and industrial wastewater generated within the City and within the unincorporated community of Penngrove. As of June 30, 2019, there were approximately residential accounts within the borders of the City and approximately within the unincorporated community of Penngrove. Management PeFlynn, City Manager. =bio to come- C)ICA/ Corey Garberoll'o, Finance Director. _bio to come] -$ single-family such accounts Dan St. John-, F,4SCE, Director of Public Works and Utilities DeIT.artmerrt. Mr. St. John has been the Public Works and Utilities Director for the City since January 2012, responsible for overseeing six divisions: development engineering, capital projects engineering, operations ol water and wastewater utilities and streets, environmental including the Ellis Creek Water Recycling Facility, Petaluma Transit, and parks and facilities maintenance. Ile previously served for over 20 years as the Washoe County, Nevada public works di*rector.5Pdeuty city manager for Carson City, and pubiic works and engineering director for the Incline Village General Improvement District. Mr. St,, John previously served as a Supervisor and Chairman for the Nevada Tahoe Conservation District for over 22 years. In the private sector, he was a vice president for PBS&J (now Atkins) and for Walter P. Moore and Associates, both top 500 ENR engineering consultant firms. Mr. St. John is a professional engineer registered in Colorado and Nevada and has technical expertise in water and wastewater treatment; sewer collection and water distribution; stormwater management; and construction engineering. Mr. St. John completed a MS in Civil and Environmental Engineering at the University of Colorado, Boulder and a BA in Mathematics at the University of California, Berkeley. Mi -a. St. John was elected as a Fellow in the American Society of Civil Engineers in 2010, and designated a Public Works Leadership Fellow in the American Public Worlcs Association Donald C. Stone Center i*n 2015. Leah Walker, Environmental Services Manager. Ms., Walker manages operation of the City's wastewater treatment and sewer pumping facilities, recycled water delivery, environmental permit compliance, water quality control laboratory, storiuwater compliance, water conservation, and groundwater studistudies.She was previously the chief of the California Drinking Water Program with the Department of Public Health. Ms. Walker is a registered Civil Engineer in California with a BS degree in COb ivil Engineering from the University of California at 93560798.2 16 Berkeley and an MS degree in Civil and Environmental Engineering from Sian Jose State University. water distri*but'll'011,'was:te,water co.IIecti`,ons, NWMIV management, systems. He has M fl eet, storin, sewer, streets, sigiiag W 0 40 extensive engincernig experience � bi Is I'dt:�aes signals, with dand a I on of �water wastewater and drainage studies, water qttality and- detention ponds. Mr. was previously a sentor en ine�er at the Ci,- beforehand worked as program manager and,, division manages• for private engineering companies managing private and public oCaliforniaTexas. He *is a registeredhngineeiCalifornia in rastructure ects -in Cali ana in and Texas with a BS degree in Civil Engineering from Santa Clara University. [still current OM? i Wastewatete System Faci*Ii*ti`es, No Wo III N. ft stations. The CI*t has t a mal or se,wer w:atersheds fi cl FM�I�� ,,raciect tour o"ie ."ri tations i,or ule coneS' Jim I AMOW -INALSM, MXOMIN" &V -j W MW W%LAW �.WMMWWWj,W IL Ms II III 117d I 1MIYU44 M! No toWim➢ Ir iI IN discharged to the Petaluma River from October 20 to May 1. In wet weather, flows above 16 mgd are sent directly to the oxidation ponds. The following table sets foith the historical average daily wastewater flow to the Ellis Creels Water Recycling Facility for the past five fiscal years. Table 1 City of Petaluma Wastewater System Historical Average Daily Flow Fiscal Years Ended June 30 Fiscal Year Ended June 30 a" 2015 2016 2017 2018 2019 Source: The City of Petaluma. Average Dry Weather Flow (MGD) 4.37 4.05 4.28 4.45 4.33 Total Wastewater Treated MGD) 1,888 1 ,859 2,247 1,874 2,148 Oxidation Ponds. An oxidation pond system was constructed i*n the 1970s. The oxidation ponds are on a site located outside the urbanized area on Lakeville Highway, directly south of the wastewater treatment plant. The pond system consists of one aerated lagoon, followed by an aerated pond and eight oxidation ponds, covering an area of approximately 154 acres. The aerated lagoon has four aerators, and Pond 1 is equipped with eight aerators. The ponds are aD]rroximately 9 feet deep with 2 feet of freeboard and a total capacity of at)t)roximately 4 10 million gallons or 1,260 acre-feet. In addto providing wastewater treatment, the oxidation ition ition ponds also provide storage, which in conjunction with the recycling program permits the t,-.iiy to comply with requirements that permit discharge to- the Petaluma River only during the wet season. The available capacity of the ponds is approximately 250 million gallons or 770 acre- feet. Wetlands. After moving through the oxidation ponds, the effluent flows through 17 acres of treatment wetlands, which is a low cost, natural method of removing nutrients and metals,. The effluent is then disinfected with chlorine and discharged to 31 acres of polishing wetlands that naturally dechlori"nate the water prior to river discharge. When additional discharge capacity is required, a portion of the disinfected effluent from the treatment wetlands is directed through a chlorine contact chamber., dechlorinated, and discharged to the river. The polishing wetlands are home to a wide range of wildlife including ducks, geese, swans, pelicans, egrets, cormorants_, herons, sandpipers, red-tailed hawks., western pond turtles and marsh wrens. The polishing wetlands, with walking paths around the four ponds, are an integral part of the facility's setting w ithin the community adjacent to the Petaluma River and Shollenberger Park. 93860798.2 4 # , * 1"It downstream o, nit,)! v, �1.1-is a one, m ju ffk I M III, 1H pi.pe, t,he CI"ty recent,ly installed a temporary bypass, for *w eva,luati*on of the outfal pi,pele D i*ge,sted, slu,d,ge is stored 'in a b1*'Oso1i*ds that accumulate frona b 0 is -A 4 M� 'by a gra-v * iosoii s storacre tank prior to tI'lickent'na ity a d I I thi- ckenler, ciew"atereCl Dy a.. owumspee, belt rotary screw press, ana y a progress,ive cavity, 1MM, 1-11 W) Mill Rig, I "R 1. 11 SIR piping, system. The City is constructing projects to use digester gas for compressed natural gas ("CNG") vehicle fuel and co -digestion oi high strength waste from the local food and beverage The recent upgrades have improved treatment reliability by providing redundant controls, and heating equipment, and replacement of the dewatered bi'osoli"ds conveyance providing add the necessary infrastructure to complement the Biomass to B iofuel (`B2B"), which i iti'onal solids hand1l" industries. equipment, ng capacity for increased operational flexibility, and providing completion. The B2B Droiect will cob -digest semi-sol'6 id wastes beverage i"ndustri"es 1 ("H16 igh Strength Waste") with municipal produced by local s nearing food and wastewater solids in the digesters thebiithoduction of methane gas. The methane will be scrubbed and converted in. .6 to CNG to fuel the City's garbage trucks. The project includes construction of the CNG frastructure) and a High Strength Waste in part by a $3 million grant from the trength Waste projects are expected to be -9 components (gas conditioning system and fueling in receiving station. The B2B project i*s being funded California Energy Commission. The CNG and High S completed i"n late 2019 at a total cost of approximately $13 million. When the project is complete, project revenues will include tipping fees fro Industries for High Strength Waste, CNG fuel receipts from the City's garbage hauler, and state and federal fuel credits. Anticipated Wastewater System Capital Improvements The City intends to continue with upgrades of sewer liftstations, in addition to replacement and rehabilitation of sewer mains and manholes to improve capacity, reduce inflow and infiltration, and to minimize the risk of sanitary sewer overflows. The City recently, constructed a small bridge to connect the treatment facility to the oxidation ponds to increase efficiency and reduce vehicle trips on Lakeville Highway. The City has begun planning to replace the river outfall pipe, to upgrade chemical feed equipment near the oxidation ponds, to replace and/or upgrade the Primat•y Influent Pump Station ("PIPS"), and the transmission force main from PIPS to the treatment facility. The City has no plans to incur indebtedness for the Wastewater System during the next five years. The City plans to finance its five-year capital improvement program from funds on -hand, cash-flow from operations, and grants.. Nonetheless, the City iisPermtted to incur indebtedness for the Wastewater System i"n accordance with the Indenture. See "SECURITY AND SOURCES OF PAYMENT FOR THS; 2019 BONDS — Parity Debt — Additional Parity Debt." 93860798.2 20 } 0 N, N A RE 0 IrA C�A\ I I I S ' C:) COD O N N � N o 0 0 opo o^ o(OZ> 00 00 „ o o vol ell - vol C.3 00 ON i i i i i r i i .i i i } 7 r i �:r III The fol,lowingtable sets forth the planned fiscal years shown. No assurance can beprovided recyc l,ed ivatei capital ii-nprovienients for the is oll that, any vartictilar project,wil.1 be comv-&-Nleted 60 x P CA37, Ox x let'aluma Wastiew"ater, Systein Planned Recycled Water Capna�'. ffCprovements OruIf Prol,ect Extension Prop. 1: A/Sonoma Mtn. Pipeline Tertiary Filtration System Expansion Extension -Phase 1/Maria, Loop Turnout And Meter Replacements Park Irrigation Upgrades Expansion for Agriculture Pump Upgrades Totals Source,,& Thil uity of Petaluma. was Mv Dreventi"n -a storm water from enteri sewe Xlise,ai eat4s Ending June 3�4F 111 M&M L-� 1)250 ) 0 0 4"F r�ll z.000.000 _1,400,000 _ - $41563,000 $41,165051000 UZI r co: ele; ton -1:*+ and operation the C 1-ty's 00 a e, t. system 13 • Its, M A M Genet*al Regulatotry Requi"rements I V, I Is, Wastewater System. In 1972 the NationalPollution Discharge Elimination System ("NPDES") .w in IS Was created Section 402 of the Federal Water Pollution Control Act,as amended (the "Clean Water Act"). NPDES prohibits 44[discharges] of pollutants from any point source into the nation's waters except. as allowed under an NPDES permit." The program gives the Uni"ted States Environmental Protection A,geAgency "USEPA" the authot•ity to regulate discharges into the nation's waters by setting jinas on the effluent that can be introduce fromInto a body of water 93860798.2 M an operating and permitted facility. USEPA has granted the California State Water Resources e tsoard " Nial ) ovai the orders that allow dscharge. adopted on April 13, 2016 and effective June Control Board the State Board 0014 (the "` issues ority over the NPDES permitting process and 202 1. This Order allows discharge caPacity for the Ellis Creels Wate peals Recycling Facility of 6.7 MGD and up to 36 MGD during wet weather flow conditions. R2-2012-0096, establishes '' '' `' Bay. In 2016the mercury requirements r concentrations 9 values. requ The City is subject to Order No. R2-2016- 1, 2016), which will expire on May 31, nto the Petaluma River and permits average dry weather flow Separately, Order No. No. egarding discharges of mercury to San Francisco and mass loadings remained below Order No. R2 -2012-0096's limit and trigger In addition to regulation under the Clean Water Act, the City is subject to the irements of the State of California Porter Cologne Water Ouality Control Act of 1969, as amended adversely i The District is not aware of any environmental or regulatory issues that would mpact its ability to provide sewer service. Stoi4mwater. In November 1990, the USEPA published regulations establi'shi'ng NPDES permit requirements for municipal and industrial stormwater discharges. Phase 1 of the permitt'i'ng program applied to municipal discharges of stormwater i*n urban areas where the population exceeded 100,000 persons, which does not include the City . Phase 1 also applied to arge variety of industrial activities, including general construction stormwater discharges from a 1 activity i*f the project would di's turb more than 5 acres. Phase 2 of the NPDES stormwater permit regulations, which became effective in March 2003, required that NPDES permits be issued for construction activity for projects that disturb between 1 and 5 acres. Phase 2 of the municipal permit system (known as the NPDES General Permit for Small MS4s) require municipal areas of fewer than 100,000 persons (such as the City) to develop stormwater management programs. The regional water quality control boards ("RWQCBs55) in CaliforniaCalifornia are responsible for implementing the NPDES permit system. The San Francisco Bay RWQCB is the regulatory agency having national NPDES permit oversight authority for the City. As a Small MS4, the City is required to comply with the requirements of Order No 2013-000 1 *wDWQ. This Order was adopted February 5, 2013, became effective July 1, 2013, and has an expiration date of June 30, 2018, however the permit is s till in effect until the RWQCB issues a new permit. Recycled Water. The CitOb 1h dk y's recycled water operations are subject to regulation under Section 402 of the Clean Water Act, implementing regulations adopted by the EPA, the California Water Code and regulations promulgated by the Drinking Water Division of the State Board. The City operates pursuant to Order No. 96-011 of the San Francisco Bay RWQCB. This OrderselvesasaGeneralWaterReuseOrderauthorizing municipal wastewater reuse by producers, distributors, and users of non -potable recycled wastewater throughout the region. As the City is a producer-, distributor, and user of nonampotable recycled wastewater, this Order serves as the City's permit to use recycled water. However, the City is only required to comply wi*th'the Order No. 96-011 when discharging wastewater for irrigation. In 2019 the State Board amended its Policy for Water Quality Control for Recycled Water . As pant of the amended policy , all agencies permitted under 96-011 will need to be enrolled under the statewide water reclamation permit for non -potable recycled water use by 2020. 93860798.2 1 auth 23 REVENUES AND DEBT SERVICE COVERAGE Wastewater Rates and Charges In 2016, the City retained Bartle Wells Associates (`Bartle utility rate consultant, to conduc t a wastewater rate study. The City is r ot the Government Lode ot.tt e State ot Ca five years if it wishes to rely on automa Wells"), an independent squired by Section 53756 I i'forni'a to adopt a schedule of fees or charges every tic cost adjustments.conductThe City expects to retain a Key elements of the 2016 rate consultant to a wastewater rate studyevery five years. study included 1 0 -year financial projections of annual wastewater system revenue requirements Final rate recommenda and rate recommendations. tions were developed with input from City staff and from the City Council at two public workshops. The final rate study recommended a 0 series of annual rate increases over thefive year period from 20 increase funding for capital improvements while aligning rates w 17 to 2021 i*n order to gradually ith the cost of service. Specifically, the wastewater rate study recommended (a) a series of -five successive r, plus (b) additional automatic annual rate adjustments based on the increase in the C11:41111)1sumer Price Index, resulting in total annua annual 1.5% rate increases effective July 1 of each yea increases projected by Bartle Wells to be in the 3.5% range for each of the next five years study also recommended modifications to the rate structure i"n order to increase the share of revenues generated from fixed monthly, sewer charges and thereby improve revenue stability. 1 rate . The On May 15, 2017, City Council adopted the new schedule of rates and charges set forth go on the following page. 93860798.2 Remainder of page intentionally left blank._ 24 Base Wastewater Rates Effective on or After(') July 1 July 1 2019 2020 July 1 2Q17 July 1 2018 FIXED MONTHLY CHARGES Fixed nionthli, chalye billed to i-vesidentr'al chvellrng unit at• based on non--i•esrdential inetei q size. RESIDENTIAL Fixed monthly charge per clsvelling amit Single Family Residential Multi -Unit Residential Unmetered Residential NON-RESIDENTIAL Fixed tnonthTy change based on meter size Up .to 314 --inch meter � ls-inch meter 1- 1 12 inch meter 2 -inch meter 3 -inch meter 4 -inch meter 6 -inch meter METERED INDUS'1'tiIAL k Fixed trot?thly chai*ge based on tnetet• size 20 -inch ultrasonic meter 10-inch ultrasonic meter 2 -inch magnetic meter 3 --inch magnetic meter 4 -inch magnetic meter 6m -inch magnetic meter July 1 2021 W I $23.41 $26-017 $28.81 $3 13 3 $33,74 19-690 22-124 24-049 26.63 28.68 86.69 87.42 88.24 88.94 89.74 WASTEWATER COMMODITY CHARGES Volumetric charge billedpei* hundred cubic.feet (hqf) of estimated lvastelvater discharge. RESIDENTIAL Based an estrmated i-slasteivatet• Single Family residential MultILUni"t Residential discharge COMMERCIAL Billed based on metered water use $9.04 9.04 $8.75 8.75 $8423 8.023 I $8.00 i .00 . Low Strength 8.83 8.54 8.26 7.98 7.70 Medium Strength 11.04 11.12 11.20-- 11-628 11.34 High Strength 14.51 14.74 14.97 15-020 15.41 METERED INDUSTRIAL Based on ►petered use & estimated wastei-tiatei-t loadings Flow ($/I-icf) 7.13 BOD ($/lb) 0.79 SS ($/Ib) 0.091 7.00 6.87 6.75 .62 0.89 $23.41 $26.17 $28.81 $3 1.33 $33.74 36.33 414,45 46.36 51.06 55.53 68.45 79.52 90.13 100.29 110.00 107.09 125.26 142,.69 159.37 175.37 197.29 232.06 265.39 29732 327-691 326.13 384.61 440-667 494.38 545.82 648.05 765.84 878.77 986.97 1.1090.57 $293.89 $346.45 $396.84 $445. 12 $491.34 648.08 765.86 878.78 986.97 1,090.57 197.29 232.06 265.39 297.32 327a.91 425-804 503,58 578.87 651.02 720. 14 681-047 804.86 923.15 1,036.50 1, 145.05 1,519.78 1,724.77 1,921.15 2,109.15 2,289.05 WASTEWATER COMMODITY CHARGES Volumetric charge billedpei* hundred cubic.feet (hqf) of estimated lvastelvater discharge. RESIDENTIAL Based an estrmated i-slasteivatet• Single Family residential MultILUni"t Residential discharge COMMERCIAL Billed based on metered water use $9.04 9.04 $8.75 8.75 $8423 8.023 I $8.00 i .00 . Low Strength 8.83 8.54 8.26 7.98 7.70 Medium Strength 11.04 11.12 11.20-- 11-628 11.34 High Strength 14.51 14.74 14.97 15-020 15.41 METERED INDUSTRIAL Based on ►petered use & estimated wastei-tiatei-t loadings Flow ($/I-icf) 7.13 BOD ($/lb) 0.79 SS ($/Ib) 0.091 7.00 6.87 6.75 .62 0.89 0. 99 1.609 1.21 1.02 1.13 1.24 1.37 The Base Wastewater Rakes will be adjusted each year to account for annual cost inflation. Eachyear, the Base Wastewater Rates effective July I will be adjusted by the percentage change in the Consumer Price Index from the December 2 0 16 index to the index for D ec em b er immediately preceding the upcaining fiscal dear. 93860798.2 25 11 t o, N rn rn a41 00 00 rn (>O f f o r' 00 00 00 0 d f V00 '60 00 C-rNN CN- VOWA o 0 a r` o r c� rn N 00 N C� 00 VOOOA r, v�iN� M � o � oQ r' OVN RC:> i '00O � C:> 00 (7111� 1000, cn op U op p d' 0 o r"440 �o i The following table sets forth the historical single-family residential wastewater- usage for the respective years shown as of each January 1. Source: r Table 5 City of Petaluma Wastewater System Wastewater System Historical Service Charge Single -Family Residential Wastewater Usage As of January 1, 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 The pity of Petaluma. 5 CF Monthly, Billed :Wastewater Usage 0 Historical Connections and Service Charges 50.05 54.54 56.05 58.44 60.52 63.24 65.83 65.83 68.61 71 .98 Percent Chane 13.01 8.697 2.77 4.26 3.656 4-t49 4.10 0.00 4.22 4.91 The following table provides a summary of residential connections to the Wastewater System for the fiscal years shown. Table 6 City of Petaluma Wastewater System Historical Residential Wastewater Connections Fiscal Year Petaluma Ended June- 30 Accounts 2015 2016 2017 2018 2019 Source: The pity of Petaluma. 93860798.2 23,031 23,314 23,467 23,557 27 Penngrove Accounts 526 531 541 544 Total Accounts 23,557 23 ,845 24,008 24,101 I tea.;Ii"eves ti-iat,, due to the cost v -or waste-watei'l treatme 9 i High 3 sUser ,2015 21016 2017 201,8 2019 SSingle-Family Residential 165993 175068 1731.43 17,168Utw+'tami Y "Resl enti,a 2 6 oj24 638 ..CCommercial and IndustrialZ-1Aow �S rengt 86 866 86 e IUm Streing23 22 23 2 Total 2114.5074 24,365 24,520 24,605 Source. The City of Petaluma. Ten Largest Wastewater System Customers The following table shows the ten largest custome measured bN charges for the fiscal Near ended June 30, 201819 mrs of the Wastewater System as These customers were re-snonsible for approximately 13.93% of Wastewater SN stem service charge 4 0 revenue during such period. The A 41 City is currently expanding the Wastewater System to handle more High strength Waste from its industrial customers. See Ellis Creek Water Recycli Customer "THE WASTEWATER SYSTEM ng Facility Upgrades." Petaluma Poultry Processors Petaluma Creamery Clover Stornetta Farms Lagunt"tas Brewery Sheraton Petaluma Hotel Lace House Linen La Cumbre Management Vineyard Post Acute Table 8 City of Petaluma Wastewater System — Wastewater System Facilities — Ten Largest Customers Fiscal Year ended June 30, 2018 Company Addison Ranch Apartments Sandalwood Estates LLC Total, Top Ten Total, All Customers Source: The City of Petaluma. (1) Includes discharge revenue and samp Type o f usiness, Industrial Industrial Industrial Industrial Commercial Commercial Multi -family Commercial Multi -family Multi -family Revenues(l) $ 1,597,887 703.5067 385.5207 205,862 116,020 106.5670 98.5937 86,209 62.5041 59,773 $ 42 73 $24,564,808 of Total Revenues 6.50% 2,686 1.657 0.84 0.47 0.43 0.940 0-635 0.25 0,024 13.93% 100.0% ling fines, but does not include company specific capacity charges. The Ellis Creek Water Recycling Facility receives wastewater from six significant industrial users comprising 12% of the total influent flow with the remaining flow constituting residential and small commercial users. While only 12% of the flow is a result of large industrial discharges, 30% of the loading for Biochemical Oxygen Demand ("BOD") at the facility comes from the largest industrial users.. The majority of the influent BOD received at the facilityis from 4 the food processing facilities. The four largest food processers include Petaluma Poultry Processors ("Petaluma Poultry"), Petaluma Creamery, Clover Stornetta Farms ("Clover Stornetta"), and- Laguni"tas Brewery ("Laguni^tas"). Petaluma Poultry was founded I*n 1969. Petaluma Poultry offers free range and organic chicken, only raised in and around the County. The processing plant has been in operation since i 6 ts founding and is currently operated by Perdue Farms Inc. Petaluma Poultry chicken is raised on an all vegetarian diet with no animal by' -products and no antibiotics, artificial hormones or 4' steroids. The chickens are also provided an environment that allows thein snore room to roam 93860798.2 29 41 4 naturally. Petaluma Poultry is devoted to sustainability; non-compliance with local regulations is rare and is proactively remedi"ated. Due to higher product demands, Petaluma Poultry planned to increase its workforce by adding a second shift resulting in increased discharges to the sanitary sewer,, The pretreatment system was adequate to treat the increase in flow discharged to the sewer while discharge concentrations for other pollutants of concern have remained consistent. As a result of the expansion in operations and increase in discharges, Petaluma Poultry was required to pay a total capacity fee of $3 ,600,186.40. Petaluma Poultry has paid 10% of the capacity fee and is malting monthly payments on the remainder of the fee for the next 20 years at an interest rate of 3.27%. The monthly payments are $18,4104.984 expand production as expected. In 2019, Due to difficult41 ies in hiring, Poultry was unable to Poultry requested a reduction in their vested capacity back to the historic values and a return of the additional capacity fee payments. The City agreed and returned $821,628, which was the amount of payments less interest charges., Petaluma Creamery started operations in the current location in 2007 after the prior operator of the facility ceased production in 2003. Petaluma Creamery t"s a dairy manufacturing plant, specializing in the projection of skim powder, whey powder, cheese butter, yogurt, sour cream, milk blends, and ice cream. Petaluma Creamery has had compliance issues in meeting wastewater discharge requirements but has been working with City staff to correct problems with the facility's pretreatment system., The City is negotiating with Petaluma Creamery to determine if a capacity fee should be required because the facility ' s wastewater flow and loading has increased substantially i*n recent years. Clover Stornetta started operation at the 91 Lakeville Street facility i*n 1991 and has remained in continual operation. Clover -Stornetta is a milk processing and distribution facility 46 specializing in receiving, blending, processing, bottling, and distribution of fluid milk and cream products. Clover Stornetta updated its pretreatment systems in 2007 to meet local limits and has remained compliant with such limits after installation of the pretreatment system., When violatonsiy do occur the companworks quickly to investigate and solve issues within the facility. The discharges from Clover Stornetta have remained consistent in the last 10 years and the facility is not expecting to increase capacity to the sanitary sewer. Lagunitas moved to its current location in 1993 and has remained in continual operation. Lagunitas is focused on beer production with brewing and fermentation i*n one building and bottling and wastewater treatment i*n a second building. Lagunitas has seen significant growth in the last five years and has installed pretreatment and paid for additional capacity during this period. Lagunitas recently installed a pretreatment system that reduced the loading from Lagunitas significantly and enabled discharge of treated high-strength waste to the sewer in qr compliance with local limits. Prior to the new system, Lagunitas was hauling approximately half of the wastewater generated at its facility to the East Bay Municipal Utility District for treatment,, The installation of the system allowed Lagunitas to discharge its waste to the sewer but increased the overall flow of wastewater to the Ellis Creels Water Recycling Facility. Heineken purchased a 50% interest in Lagunitas in September of 2015. 93860798..2 30 -Ikw--bk Revenue by Customel is 'Type The following table sets foilll revenues of the Wastewater System by customer type foi- tlie fiscal years shown. retalunia Wastewaterm System JOI Gtooss Revenues b U'usitomets T Y YV!4 I I W1 Iwo aNt lilt 'IF M 01 Iff I Single -Family Residential Multi -Family Residential Commercial, Industrial Total The City of"Pe,taluma. MW I r rr IC I I in a ;AI 93860798.2 The following table sets forth histo fiscal years shown. Tical billings, collecti Table 10 City of Petaluma Wastewater System ons and delinquencies for the .6 IN Historical B11ings,iCollections and Delinquencies Fiscal Year Ended June 30 The following table is a comparison of the Ci'ty's.typt"cal monthly Fiscal Year Ended June 30 2015 45.31 2016 67.22 2017 95.70 2018 44,656 2019 54.74 Source: The City of Petaluma. Annual BIUIIOIIEFs $24-50263660 23,510,108 23,446,370 25,477,641 Annual Collections $24.5001.5582 23,94771901 23,409,931 25,456,843 } K Delinquency Rate 0410% 0,614 0. 16 0.08 Comparative Single -Family Resi'denti'al Wastewater and Water Service Chargessingleo* fami'ly wastewater and water service charges with those of other surrounding cities. Table 11 City of Petaluma Wastewater System Comparison of Average Monthly Single -Family Residential Wastewater and Water Service Charges City of Vallejo Town of Windsor City of Rohnert Park City of American Canyon City of Napa City of Petaluma City of Santa Rosa City of Benicia City of Sonoma City of Healdsburg City of St. Helena Source; The City of Petaluma. Flat rate or 5 hcf monthly winter use, r M 7 hcf monthly use. 93860798.2 Wastewater(O Water(2) Total 48m,78 45.31 94.09 67.22 28.48 95.70 56.12 44,656 100.68 54.74 4931 104.05 59. 18 58.40 117.58 76.64 42.05 118.69 83.23 4736 130.59 67.33 66.87 134.20 85. 63 61.31 146:v94 89.38 59.96 149-634 81.30 97.08 17838 32 4) 4t ro tq ON d O"N un CA ep � $PA Qj- ro;�, 10 "let 0 #*A Nby � 00 V) { Y t i r 4 y, Y t i Y t .7 ,7 i r { �7 t r .i { r { i .j Y t t } { Y i } r 7 { 7 i i $L i 7 7 4r i r r ti i , t i { , r i r r r i r i SL i i '•t i r v t Y r ~4t { 4 ft i M c� Y _r `t L 7t { i r 4 y, i t i r { { r { i { r { $L 7 i ti , t , SL t Y { 4 ft , S { i` L , i L 1S4 L S r' r r, i rt .f r r r r i r L i i T t zi Y _r `t L 7t The foil the fiscal years owing table presents the projected financial results of the Wastewater System for shown., The debt service coverage is preliminary and subject to change,, Table 13 City of Petaluma Wastewater System Projected Revenues, Expenses and Pro Forma Debt Service Coverage, Fiscal Years Ending June 30 Revenues: Sewer Service Cliarges Reclaimed WaterInterest Eai*nings Connection Fees/ - rapacity Charges B iosolids to B iagas �z-b)B Revenues from Police/Fire) Interfund Loan-Pymts Other/Miscellaneous Total Operating & Maintenance Expenses: Administration Collection System Sewage Pump Stations Customer Service Industrial Reclamation Storm Drain Ellis Creek operations WWT'P ElectricityNatural Gas Supplemental Maintenance Biosolids to Bi*ogas (B2B) Expenses Pavement Management Program Total Revenues minus Expenses Debt Service Expense: SRF Loan 2017 Bonds 2019 Bonds (estimate) Total Debt Setavice Covei-mage Net Casli Flow Source: The City of Petaluma, 93860798.2 2020 2021 2022 2023 2024 BudgetProjection 192,000 Projection Proj*ectioii Pro'ec� t... ion $29,631,000 $31,281,000 $33,024,000 $33,706,000 $33,728,000 .3005000 300,000 300,000 300,000 300,000 134,000 192,000 205,000 213,000 248,000 409,000 417,000 425,000 434,000 443,000 480,000 1 ,030,080 1 ,049, 153 1, 117,765 1, 138,872 398,000 398,000 398,000 398,000 398,000 133 ,502 133 ,502 133 ,502 133 ,502 133, 502 $31,485,502 $33,751,582 $35,534,655 $36,302,267 $36,389,374 $ 1,925,047 $ 2,002,000 $ 2,082,000 $ 2,165,000 $ 2,252,000 1,221,000 1,270,000 1,321,000 1,374,000 1,490,000 624,000 649,000 675,000 702,000 730,000 118,000 123,000 128,000 133,000 138,000 603,000 627.5000 652,000 678,000 705,000 1,15 1,000 1 , 197,000 1,245,000 1,295,000 1,347,000 183,000 190,000 198,000 206,000 214,000 5,246,000 5,456,000 5,674,000 5,901,000 6, 137,000 1,632,000 1,697,000 1,765,000 1,836,000 1,909,000 770,000 805,000 837,000 870,000 905,000 750,909 765,180 779,871 794-5994 810,563 341,000 355,000 369,000 3 84,000 399,000 $14,564,956 $15,136,180 $15,725,871 $16,338,994 $17,036,563 $16,920,546 $18,615,402 $19,808,784 $19,963,273 $19,352,811 $ 588,701 0 0 0 0 805,319 $ 8051L319 $ 805,319 $ 805,319 $ 805,319 7,772,871 7,903,750 7,904,000 7,901,500 7,905,750 $9,166,891 $8,709,069 $8,709,319 $8,706,819 $8,711,069 1.85 2.14 2.27 2.29 2.22 $7,753,655 $9,906,333 $11,099,465 $11,256,454 $10,641,742 34 Took cr� �OA II -10 k ^ to �O� Q ^ t� r 00 00 CA N d J y 00% M 00 M r, M Vl- (74� ."A 00 Vol Vol C -A M 00 Vol � N �O ap °A� C% p 16N pO^ r r � r, pO °�° d. M A Revenues Advanced to the City for Capital Projects During Fiscal Year 2017- 18, the Wastewate General Fund for 46 interest rate of I Rk costs relating to the LED Streetlight 25% and is due i"n annua and any future potential advances] Wastewater System Demand r Utility Fund Retrofit Project. 1 installments by -June 3 0,= RISK FACTORS 0 oaned $1,490,000 to the The loan bears an annual 2026. [discuss lien level i r ere can be no assurance that the demand for wastewater services will occur as described in this Official Statement. Reduction in levels ot demandemandcouto require an increase in 16 rates or charges to comply with the covenants to fix rates and charges., Wastewater System -Expenses There can be no assurance that the City's expenses will be consistent with the -5 descriptions iin ths Official Statement. Increases in expenses could require an increase in rates or charges to comply with the rate covenant. Regulatory Requirements The operations of the regulations, particularly with r more stringent 1 Wastewater System are subject to state and federal laws and espect to water quality discharge requirements. The adoption of aws or regulations may cause the City to incur greater expenses for the operation of the Wastewater LosvctPm ,,....,, .. �....,,......,. .,,,��...... No assurance can he. given that the, costs of complying with any such new laws or regulations will not adversely affect the City's ability to generate sufficient Net Revenues in the amounts or on the schedule required by the Indenture. Natural Disasters General. From time to time, the service area of the City is subject to natural calamities that may adversely affect economic activity in the City, which could have a negative impact on Wastewater System finances. There can be no assurance that the occurrence of any natural calamity would not cause substantial damage to the Wastewater System, or that the City would have' insurance or other resources available to make repairs to the Wastewater System t"n order to generate sufficient Net Revenues to pay debt service on the 2019 Bonds when due. The casualty and liability insurance maintained by the City may not cover damages and losses to the Wastewater System due to earthquake, fire or flood. Seismic. The following information is excerpted from the City's General Plan 2025 (May 2008), revised on January 11, 2012. Two active faults � the San Andreas Fault and the Heal ds burgmRodgers Creek Fault - can be expected to affect the City. The major fault zones of the San Andreas Fault System have been the source of almost all the earthquakes felt I'*n the City and are expected to be the sources of future earthquakes. The United Stated Geological Survey has concluded that there is a 62% probability of a strong earthquake striking the San Francisco Bay region within the 30 -year period between 2003 and 2032. During this time frame., the 93860798.2 36 probability of having a large earthquake (magnitude 6.7 or greater) generated from the Healdsburg--,Rodgers Creek Fault is estimated at about 27% and 21 % percent for the San Andreas Fault. Potential along the fault failures hazards related to ma0 jor earthquakes include ground shaking,, surface rupture zone, and related secondary ground failures. T ypical seismicaliN-induced ground include liquefaction, lateral spreading, ground lurching, landslides, inundation, and settlement. Flood. The following information is excerpted from the City's General Plan 2025 2008), revised on January watershed. or less. or 11;I 2012. The City sits within the 113 scivarep-tMI"le Petaluma Floods in the Petaluma River Basin are normally of short duration, 1 (May .River astt'ng 3 to 4 days Tributaries of the Petaluma Ri'ver can begin to rise within f ours after a heavy event has begun if antecedent soil moisture content is already high. Typically floods storm occur between December and March. Flooding has taken place in the City, to the extent that at least some street flooding occurs, on average once per year over the past 20 years. Recent significant flooding events (meaning street and property flooding) have occurred 1"n the City I&n 1982, 1983, 1986, 1995, 1996, 1998, and 2005. The largest flood of record in the City occurred from January 3 through 5, 1982. A significant flood event occurred on December 30b-,31, 2005, overtaxing both piped and op -en channel systems. Including the Petaluma River. There are approximately 18 miles of channels that have been studied in detail by the Federal Emergency Management Agency ("FEMA") within the City. Based on the historic records of flood events and the detail to which streams have been studied and floodplains delineated within the City by FEMA,. it is clear that flooding is a significant problem. The Ellis Creek Water Recycling Facility is built above the base flood elevation and is not expected to incur any damage or i"nterrupti"on in service during significant flood events. The plant is built to operate during a 1 00 -year flood event affecting the City., Major improvements to pumping stations are either currently underway or 1"n the, capital improvement program to meet similar operational standards. Wildfire. The City and its Fire Department do not consider wildfire to be likely to negatively impact the Net Revenues of the Wastewater System. There is no historical knowledge of a wildfire affecting the site of the Ellis Creek Water Recycling Facility. However, the City 4k maintains the following precautionary measures in place:, sufficient separation of critical facilities from grassland; hardscape or irrigated 141,111w -level landscaping adjacent to the facility itself, fire suppression systems and adequate fire hydrants .placed throughout the facility, and trained staff to respond to any fire related emergency. Limited Recourse on Default If the City defaults on its obligation to make the debt service payments under the Indenture, the Trustee has the right to accelerate the total unpaid principal amount of such payments. However, in the event of a default and such acceleration there can be no assurance that the City W1"11 have sufficient funds to pay the accelerated payments. Limitations on Remedies The ability of the City to comply with its covenants under the Indenture and to generate Net Revenues sufflicient to pay principal of and interest on the 2019 Bonds may be adversely affected by actions and events outside of the control of the City, and may be adversely affected by actions taken (or not taken) by voters, property owners, taxpayers or payers of assessments, 93860798.2 37 fees and charges. See "- Furthermore, any remedies Constitutional Limitations on Appropriations and Fees" below. available to the Owners of the 2019 Bonds union the occurrence of an Indenture are in many respects dependent upon judicial actions, discretion and delay and could prove both expensive and time Event of Default under the which are 0 consuming often. subject to to o btain. In addition to the limitations on Bond Owner remedies contained in the Indenture, the rrunts obnaations uncter the zuv) tronas andtthe Indenture may be subject to the ioowina..6 ll .0 1 the United moratorium generally, r States Bankruptcy Code and41t a� or similar laws relating to or row or hereafter i*n effect; usual iicable bankruptcy, insolvency, reorganization, affecting the enforcement of creditors' rights eaultv rrincinles which may limit the specific enforcement under State law of certain remedies the powers delegated to it by the Fede exercise, in certain exceptional situations, 11; State of California and its governmental legiIIIti� a III ID state9 overnment, ii initiated, could subject the Owners ooftne 20 19 Bondna i � ■ 1 ;the exercise bY the Unit ed States of America of ral Constitution; and the reasonable and necessary of the police power inherent 1"n the, bodies in the interest of serving sovereignty of the a significant and nate public purpose. Bankruptcy proceedings, or the exercise of p owers by the federal or and interpretation of their rights in banluuptcy or otherwise, delay, limitation or mo dification of their rights,. Articles XIIIC and XIIID s to J" udicial discretion 110 and consequently may entail risks of General. An initiative measure entitled the "Right to Vote on Taxes Act" (the "Initiative") was approved by the voters of the State of California at the November 5, 1996 general election. The Initiative addedArtic1 e XIIIC and AUticle XIIID to the California Constitution.. According tothe "Title and Summary" of the Initiative prepared by the California Attorney General, the Initiative limits "the authority of local governments to impose taxes and property related assessments, fees and charges." Article X[IID. Article XIIID defines the terms "fee " and " charge " to mean " any levy other than an -ad valorem tax, a special tax or an assessment, imposed by an agency upon a parcel or upon a person as anci.dent of property ownership, including user fees or charges for a property related service." A "property related service" is defined as "a public service having a direct relationship to property owners]ip." Article XIIID further provides that reliance I y an agency on any parcel map (including an assessor's parcel map) may be considered a significant factor in determining whether a fee or charge is imposed as an incident of property ownership. Article XIIID requires that any agency imposing or increasing any property -related fee or charge must provide written notice thereof to the record owner of each identified arcel upon which such fee or charge is to be imposed and must conduct a pUblic hearing with respect thereto. The proposed fee or charge may not be imposed or increased 1"f a majority of owners of the identified parcels file written protests against it. As a result, i*f and to the extent that a fee or charge imposedy a local government for wastewater service is ultimately determined to be a "fee" or "charge" as defined 1"n Article X111D, the local government's ability to increase such -fee or charge may, be limited by a majority protest. In addition, Article XIIID includes a number of limitations applicable to existing fees and charges including provisions to the effect that: (a) revenues derived from the fee or charge may 93860798.2 is actualINused b-\ the fee or charge was imposed; (c) the amount of a fee or charge imposed upon any parcel or person as an incident of property ownership may not exceed the proportiona ributable to the parcel; (d) no such fee or charge is used not exceed the funds required t be used for any purpose other t o provide the property-related service; (b) such revenues may not han that for which 1costoftheserviceattmay be imposed for a seryice unless that seryice , or immediately available to, the owner of the property in question. Property related fees or charges based on potential or future use of a service are not permitted; and (e) no fee or change may be imposed for general 1costoftheserviceatt governmental purposes,, Based Association v. upon the California Court of Appeal Ci ofosLAngeles, 85 Cal. App 4th 79 State Supreme Court, it was generally believedthat Article XIIID did not apply to charges for 1P decision in HolNard Jarvi"s Taxpayers (2000), which was denied review by the waters ervicesthat are"primarilybasedon which had been held to be commodity charges related the amount consumed" (i.e.metered Ovate to consumption of the s rrates), eivice, not property ownership. The Supreme Court stated in Bigho�•n-Deservt VieN) WaterAgency v. Verjil, 39 Cal. 4th 205 (2006) (the `Bighorn Case")howeverthat fees.for ongoing water service through an existing connection were property-related fees and charges. The Supreme Count specifically disapprovedtheholdinginHoia�ardJarvis Taxpayei�sAssociationv.Cityof Los Angeles that metered water rates are not subject to Proposition 218. The City has complied with the notice and public hearing requirements o r System rates and charges. fArticleXIIIDinestablishingWastewate ICcepovidesthattheinitiativepowermaynotbeprohibitedor otherwiselimitedinmattersofreducingorrepealinganylocaltax,assessment,feeorchargeand thatthepowerofinitiativetoaffectlocaltaxes,assessments,feesandchargesisapplicabletoall localgovernments.ArticleXIIICdoesnotdefinetheterms"localtax,""assessment,""fee"or- "charge,"soitwasunclearwhetherthedefinitionssetforthin Article XIIIDreferredtoabove areapplicabletoArticleXIIIC.Moreover,theprovisionsofArticleXIIICarenotexpressly limitedtolocaltaxes,assessments,feesandchargesimposedafterNovember6,1996.OnJuly 242006theSupremeCourtheldintheBighornCasethattheprovisionsofArticleXIIIC includedratesandfeeschargedfordomesticwateruse.Inthedecision,theCountnotedthatthe decisiondidnotaddresswhetheraninitiativetoreducefeesandchargescouldoverridestatutory ratesettingobligations.Inanyevent,theCity doesnot believethat Article XIIICgrants tothe voterswithintheCitythepowertorepealorreduceratesandchargesforthewastewaterservice inamannerwhichwouldbeinconsistentwiththecontractualobligationsoftheCity.However, therecanbenoassuranceoftheavailability ofparticularremedies adequate toprotect the beneficialownersofthe2019Bonds.Remediesavailabletobeneficialownersofthe2019 BondsintheeventofadefaultbytheCity aredependentupon judicialactions whichar eoften subjecttodiscretionanddelayandcouldprovebothexpensiveandtimeconsumingtoobtain. Solongasthe2019Bondsareheldinbook-entryform,DTC(oritsnominee)wildbethesole registeredownerofthe2019BondsandtherightsandremediesoftheBondOwnerswillbe exercisedthroughtheproceduresofDTC. Proposition26 Proposition26wasapprovedbytheelectorateattheNovember2,2010electionand amendedCaliforniaConstitutionArticlesXIIIAandXIIIC.Thepropositionimposesatwo-thirds voterapprovalrequirementfortheimpositionoffeesandchargesbytheState.Italsoimposesa 93860798.2 39 IP majority voter approval requirement on 1 general purposes, and a two-thi6rds voter purposes. Proposition 26, according for special d a ocal governments with respect to fees and charges fog - approval requirement with respect to fees and charges supporters, is intended to prevent the circumvention oii tax limitations imposed by the voters in Cali fn r nin Constitution Articles X I T T A, i n XIIIC and XIIID pursuant to Proposition 131, approved in 1978, Proposition 218, approved 1996 and other measures through the use of nonk-t excludes from its scope a charge directly to the payor that i*s not reasonable cost to the State or iocai government oi providing the service or f roauct to the I ayor.. ax fees and charges. Proposition 26 expressly imposed for a specific government service or product provided provided to those not charged, and which does not exceed the Proposi"ti"on 26 applies to charges approval. The Proposition 26 by the courts o City believes its dk a imposect or increasea Dy local Wastewater System rates ar governments after the' date of its charges are not taxes under . The City is unable to predict at this time how Propos r what its ultimate impact will be. Constitutional Limitations on Appropriations and Fees iti'on 26 will be interpreted Under Article XIIIB of the California Constitution, as amended, state and local government entities have an annual "appropriations limit" which limits their ability to spend certain moneys called "appropriations subject to limitation," which consist of tax revenues, certain state subventions and certain other moneys, including user charges to the extent they exceed the costs reasonably borne by the entity in providing the service for which 1"t is levying the charge. The City is of the opinion that the user charges of the Wastewater System imposed by the City do not exceed the costs the City reasonably bears i*n providing the Wastewater ServiService.In general terms, the " appropriations limit" is to be based on certain 1978/79 expenditures, and is to be adjusted annually to reflect changes i"n the consumer price index, population, and services provided by these entities. Among other provisions of Article XIIIB, if an entity's revenues in any year exceed the amount permitted to be spent, the excess would have -6 to be returned by revising tax rates or fee schedules over the subsequent two years. Future Initiatives Articles X111B, X111C and X111D were adopted as measures that qualified for the ballot pursuant to California's initiative process. From time to time other initiatives have been and could be proposed and adopted affecting the Wastewater System's revenues or ability to increase revenues. Neither the nature and impact of these measures nor the likelihood of qualification for ballot or passage can be anticipated by the City. 4 CONTINUING DISCLOSURE The City has covenanted for the benefit of owners of the 2019 Bonds to provide certain financial information and operating data relating to the City and the Wastewater System by not later than eight months after the end of the City's fiscal year (presently June 30) in each year 4k commencing with its report for the fiscal year ended June 30, 2019 (the "Annual Report"') and to provide notices of the occurrence of certain enumerated events. The City has retained W1*11dan Financial Services ("Wl'lldan") to serve as its Continuing Disclosure Consultant and Dissemination Agent i"n connection with the 2019 Bonds. The Annual Reports and notices of enumerated events will be filed with the Municipal Securities Rulemaking Board (the "MSRB") by Willdan on behalf of the City. These covenants have been made in order to assist the 93860798.2 4 r V Underwriters in c omplying with Securities and Ex change Commission Rule 15c2v-12 (the nformation to be contained in the Annual Report and the "FORM OF " Rule "). Thpecifii enumerated events c nature of the i is summarizes DISCLOSURE AGREEMENT. " in APPENDIX F — As an obligated party under the Rule, the City was r for providing conti"nui"ng disclosure CONTINUING estonsible during the, past five years with respect to the 2003 Certificates of Participation (Refunding Certificates and Airport Project) (the "2003 Certificates") (defeased on March 22., timely file a notice of rating fled to comply under the Rule o file annual reports or notices of enumerated events during the past five 2016). r n connection with t .0 change. Other than with rest ec 0 he 2003 Certificates, the City did not W11n the requirements t years:, _Confirm_ t to such notice, the City has not fa LEGAL OPINIONS Legal matters incident to the authorization and issuance of the 2019 Bonds are subject to the at Drovilna opinion of Jones Hall, A Professional Law Corporation, San Franc rs will Bond Counsel, and certain other conditions. Certain legal matte City by the City isco.W California be passed upon fo Attorney and for the City by Norton Rose Fulbrt'ght US LLP -5 Cot nsel. The compensation of Bond Counsel, Disclosure Counsel and the Municipal Advisor for Disclosure this issue is contingent on the successful sale of the 2019 Bonds. TAX MATTERS In the op41 inion of Jones Hall, A Professional Law Corporation, San Francisco, Cali*fornt*a-, Bond Counsel, subject-, however to the qualifi cat 'tons set forth below, under existing law, the interest on the 2019 Bonds is excluded from gross income for federal income tax purposes and such interest is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations, provded,ihowever-, that, for the PPurose of computing the alternative minimum tax imposed on corporations (as defined for federal income tax purposes), such interest i*s taken into account in determining certain income and earnings. The opinions set forth in the preceding paragraph are subject to the condition that the City comply with all requirements of the Internal Revenue Code of 1986., as amended (the "Tax Code"), that must be satisfied subsequent to the issuance of the 2019 Bonds. The City has covenanted to complywith each such requirement. Faiylure to complwith certain of such requirements may cause the inclusion of such interest in gross income for federal income tax purposes to be retroactive to the date of issuance of the 2019 Bonds. If the initial offering price to the public (excluding bond houses and brokers) at which a 2019 Bond is sold is less than the amount payable at maturity thereof, then such difference constitutes "original issue discount" for purposes of federal income taxes and State of California personal income taxes. Ii the initial offering }rice to the public ('excludi'ng bond houses and brokers) at which a 2019 Bond is sold is greater than the amount payable at maturity thereof, then such difference constitutes "original issue premium" for purposes of federal income taxes and State of California personal income taxes. De mininiis original issue discount and original 41 4P issue premium is disregarded. 93860798.2 41 5 r the Disclosure this issue is contingent on the successful sale of the 2019 Bonds. TAX MATTERS In the op41 inion of Jones Hall, A Professional Law Corporation, San Francisco, Cali*fornt*a-, Bond Counsel, subject-, however to the qualifi cat 'tons set forth below, under existing law, the interest on the 2019 Bonds is excluded from gross income for federal income tax purposes and such interest is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations, provded,ihowever-, that, for the PPurose of computing the alternative minimum tax imposed on corporations (as defined for federal income tax purposes), such interest i*s taken into account in determining certain income and earnings. The opinions set forth in the preceding paragraph are subject to the condition that the City comply with all requirements of the Internal Revenue Code of 1986., as amended (the "Tax Code"), that must be satisfied subsequent to the issuance of the 2019 Bonds. The City has covenanted to complywith each such requirement. Faiylure to complwith certain of such requirements may cause the inclusion of such interest in gross income for federal income tax purposes to be retroactive to the date of issuance of the 2019 Bonds. If the initial offering price to the public (excluding bond houses and brokers) at which a 2019 Bond is sold is less than the amount payable at maturity thereof, then such difference constitutes "original issue discount" for purposes of federal income taxes and State of California personal income taxes. Ii the initial offering }rice to the public ('excludi'ng bond houses and brokers) at which a 2019 Bond is sold is greater than the amount payable at maturity thereof, then such difference constitutes "original issue premium" for purposes of federal income taxes and State of California personal income taxes. De mininiis original issue discount and original 41 4P issue premium is disregarded. 93860798.2 41 Under the Tax Code, original issue discount i*s treated as interest excluded from federal gross income and exempt from State of California personal income taxes to the extent properly allocable to each owner thereof subject to the limitations described in the first paragraph of this section. The original issue discount accrues over the term to maturity of a 2019 Bond on the basis of a constant interest rate compounded on each straight-line interpolations between compounding dates interest or principal payment date (with ). The amount of original issue discount accruing during each period is added to the ad justed basis of such 20 taxable gain upon disposition (including sale1P, redemption, or payment on maturity)ty) The Tax Code contains certain provisions relating to the accrual of original i 19 Bonds to determine Bond. i n the of such 2019 ssue discount case of purchasers of the 2019 Bonds who purchase the 2019 Bonds after the initial offering of a substantial amount of such maturity. Owners of such 2019 Bonds should consult 6 their own tax advisors with respect to the tax consequences of ownership of 2019 Bonds with original issue discount, including the treatment of purchasers who do not purchase in the original offering, the all owance of a deduction for any loss on a sale or other disposition, and the ria-inal issue discount on such 201 9 Bonds under federal individual and treatment of accrued o corporate alternative minimum taxes. Under the Tax Code, original issue premium is amortized on an annual basis over the term of a 201.9 Bond (said term being the shorter of the 2019 Bond's maturit1P y date or its call date). The amount of original issue premium amorsk tized each year reduces the adjusted basis of the owner of the 2019 Bond for purposes of determining taxable gain or loss upon disPosition. The amount of original issue premium on a 2019 Bond i*s amortized each year over the term to maturitqP y of the 2019 Bond on the basis of a constant interest rate compounded on each interest or principal payment date (with straistraight-lineinterpolations between compounding dates). Amortized 201 9 Bond premium is not deductible forfederal income tax purposes . Owners of premium 2019 Bonds, includiincludingPurchasers who do not purchase in the original offering, should consult their own tax advisors with respect to State of Cali*fomi'a personal income tax and federal income tax consequences of owning such 2019 Bonds. In the further opinion of Bond Counsel, interest on the 2019 Bonds is exempt from California personal income taxes. 'I a 0 Owners of the 2019 Bonds should also be aware that the ownership or disposition of, or the accrual or receipt of interest on, the 2019 Bonds may have federal or state tax consequences other than. as described above. Bond Counsel expresses no opinion regarding any federal or state tax consequences arising with respect to the 2019 Bonds other than as expressly described above. 10 The form of the proposed opinion of Bond Counsel is attached a s Appendix E. NO LITIGATION There is no action, suit, or proceeding known by the City to be pending or threatened at the present time restraining or enjoining the delivery or in any way contesting or affecting the vall.dity of the 2019 Bonds, tile Indenture or the proceedings of the City taken with respect t o the execution or delivery thereof. 93860798.2 42 S&P Global Rating assigned the 2019 Bonds organization and any desir RATINGS S, a Standard & Poor's Financial Services LLC business ("S&P") has a rating of ." Such rating reflects only the views of such ed explanation of the significance of such rating should be obtained from S&P, at the following address: Standard & Poor's Ratings Services, 55 Water Street, New York, New York 10041. The City has furnished to S&P certain materials and information with respect to the City and the 2019 Bonds., Generally,a rating agency bases its ratings on the information and materials furnished to it and on investigations, studies and assumptions of its own. There i*s no assurance such ratings will continue for any given period of time or that such ratings will not be revised downward or withdrawn entirely bv the rating aaencv., if in the judgment of such rating agency ft undertake no responsibility to circumstances so warrant. The Citv and the Municiral Advisor oppose any such proposed revision or withdrawal. Any such downward change in or withdrawal of any price or marketability of the 2019 Bonds. rating might have an adverse effect on the market MUNICIPAL ADVISOR The City has retained Steven Gortler as municipal advi"so connection with the issuance of the 2019 Bonds., The Municipal r (the "Municipal Advisor ") in Advisor has not been engaged, nor has i*t undertaken, to audit, authenticate or otherwise verify the information set forth in this Official Statement, or any other related information available to the City, with respect to accuracy and completeness of disclosure of such information. The Municipal Advisor has reviewed this Official Statement but makes no guaranty, warranty or other representation respecting accuracy and completeness of the information contained in this Official Statement. UNDERWRITING (the "Undeitivriter") has purchased the 2019 Bonds from the City at a .0 competitive sale for a purchase price of $ (representing the aggregate principal amount of the 2019 Bonds, plus a premium of $ ,and less an discount of $ ). The public offering prices may be changed from time to time by the Initialt*al Purchaser. The Underwriter may offer and sell the 2019 Bonds to certain dealers and others at prices lower than the offering prices shown on the inside cover page hereof. MISCELLANEOUS Any statement 1"n this Official Statement involving matters of opinion, whether or not expressly so stated, are intended as such and not as representations of fact. This Official Statement i*s not to be construed as a contract or agreement between the City and the purchasers or Holders ofany of the 2019 Bonds. 93860798-.2 43 the CIIL ple�alat1on 4 and a�st��buti�on �ffj°�a� o f this 9386�'19g.2 It of 4 State1�e�t YES `1 has ) 6 -VAX C:AiL autb0��Ze 6 by w ti ti rt w A*Ppenaix NA • 5eYt din 9386798 ? 4 Npp��DX� � �F 3tA CISs� 11 0 t1N, & Ns 0 UDilr,,, pF F+p ��� Cx,,tY O -V wl 93860'19$ 2 B_1 tt ♦ ♦ [insert Appendix C] 93860798.2 C- 1 Aim Mw, Sim MA Is NAM Illiq 11 Air, 1110 W-� 1171" MAMEM 7 V v rained fi-vin sout4ces that, the bel the accuil,*au)� rniet',elof.. 0 -1 1 -1 ' go ro O.Itt rne fot, --ve to be tsel,lablel Cl) tvIfe no ivWonsi 1110.� (``DTC"), New York., NY, will ,;zct as secur.1-fieS I aggregate pri`ncipa.11 aniount, of such Boll S, in the n mone, market 'instruments (fram over 10�O countries t E 14 wiffir" M apjgl 4 fi w it MEOW MII �I fi F N M04 t0l 0114 1 L"Ll 8004 ACI&I I I I 93860798.2 D-1. of the iliroldings, from the. Direct or Indirect Participant through which the, Beneficial Owner entered i accompli nto the transaction. Transfers 1 of ownership interests i"n the 2019 shed by entries made on the books of Di'rect and Indirect Participants acting on bet alf Beneficial Owners will not receive certificates representing their 19 Bonds, except 1"n the event that use of the book -entry system for the Bonds are to be of Beneficial Owners,. 40 ownership interests in 20 2019 Bonds is discontinued. To facilitate subsequent transfers, all 2019 Bonds deposited by Direct Participants with DTC are registered in the name of DTC ' s tartnership nominee, Cede & Co., or such other name as may be requested by, an authorized representative of DTC. The deposit of 2019 Bonds with DTC and their registration in the name of Cede & Co. or such otherDTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual the 2019 Bonds;accounts such 201 DTC's records reflect only the identity of the Direct 9 Bonds are creditedwhich may or may not esponsible for keeping account of their holdings on Direct and Indirect Participants will r behalf of their customers. Conveyance oIndirectof noticf Indirect emain r Participants,s and other Participants, Beneficial Owners of Participants to whose be the Beneficial Owners. The communications by DTC to Direct Participants, by Direct Participants t and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or reguiaiory requ irements as may be in effect from time to time. Redemption notices shall be sent to DTC. If less than all of the 2019 Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed.Neither• DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to 2019 Bonds unless authorized by a Direct Participant in accordance with DTC's MMI Procedures. Under its usual procedures, DTC mails an Omnibus Proxy as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts 2019 Bonds are credited on the record date (identified in a listing attached to the Omnibus Pt•oxy). Principal, premium, if any, and interest payments on the 2019 Bonds will be made to Cede & Co.or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the City or the Trustee, on a payable date in accordance with their �•espective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC nor its nominee, the Trustee, or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal, premium, if anyand interest payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the City or the Trustee, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. 93860798.2 Do -w2 DTC maN discontinue providing its services as der osI"toiw with rest ect to the 20 at any time by giving reasonable notice to the City or the Trustee. Under such circumstances, i4n the event that a successordepository is not and delivered. 19 Bonds obtained, bond certificates are required'to be p The City may decide to discontinue use of the system of book -entry transfie itoi•y). In that event, bond certificates will be printea and DTC (ori delvered0 a successor securities depos rs Tinted through 93860798.2 D-3 ov osp q3s60190"2 Co,A)-ISS'bl--j Ll v FORM OF CONTINUING DISCLOSURE CERTIFICATE Attachment 4 Norton Rose Ftilbright US LLP — Draft of 0 7/3 0/19 CONTINUING DISCLOSURE CERTIFICATE This Continuing Disclosure Certificate (this "Disclosure CertiCertificate")is executed and delivered by City of Petaluma, $ City of Petaluma 201 California (the "City") in connection with the issuance of 9 Wastewater Revenue Refunding Bonds (the "Bonds"). The Bonds are being issued under the provisions of Articles 10 and I I of Part 1 of Division 2 of Title 5 of the California Government Code and an Indenture of Trust,, dated as of September 1., 2019 (the "Indenture"), between the City and The Bank of New York Mellon Trust Company, N.A., as trustee. The City covenants and agrees as follows: SECTION 1. Purpose of the Disclosure Certificate.. This Disclosure Certificate is being executed and delivered by the City for the benefit of the Holders and Beneficial Owners of the Bonds and in order to assist the Participating Underwriter in complying with S.E.C. Rule 15c2 -12(b)(5). SECTION 2. Definitions. In addition to the definitions set forth in the Indenture, which apply to any capitalized team used in this Disclosure Certificate unless otherwise definedin this Section, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described1"n. Sections 3 and 4 of this Disclosure Certificate. "Beneficial Owner" shall mean any person which (a) has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Bonds (including persons holding Bonds through nominees, depositories ar other intermediaries), or (b) is treated as the owner of any Bonds for federal income tax purposes. "Dissemination Agent" shall mean W1*11dan Financial Services, or any successor Dissemination Agent designated by the City. "Financial Obli"gati"on" means a (1") debt obligation; (ii) derivative instrument entered into in connection with, or pledged as security or a source of payment for, an existing or planned debt obligation., or (iii) guarantee of {i} or (ii). The term "financial obligation" shall not include -P 4h municipal securities as to whchi: a final official statement has been provided to the MSRB consistent with the Rule. "Listed Events" shall mean any of the events listed in Section 5(a) of this Disclosure Certificate. { 2019. "MSRB'shall mean the Municipal Securities Rulemaking Board. "Official Statement" shall mean the Official Statement relating to the Bonds, dated, 3 "Participating Underwri"ter" shall mean the original purchasers of the Bonds required to IP comply with the Rule in connection with offering of the Bonds., 74850942.2 1 r] "Rule" shall mean Rule 15c2 -12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. "State" shall mean the State of California. SECTION 3. Provision of Annual Re -ports, (a) The City shall, or shall cause the Dissemination Agent to, not later than eight months after the end of each Fiscal Year of the next succeeding business day i*f that day the City (presently such fiscal year ends June 30) or is not t usiness day, commencing with the report for the fiscal year ending June 30, 2019, provide to the MS" an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may cross- reference other information as provided in Section 4 of this Disclosure Certificate; provided, that the audited financial statements of the City may be submitted separately from the balance of the Annual Report and later than the date required above for the filing of the Annual Report if theythey are not available by that date. If the City's fiscal year changes, it shall give notice of such change in the same manner as for a Listed Event under Section. 5(c),, (b) Not later than fifteen (15) Business Days prior to said date, the City shall provide the Annual Report to the Dissemination Agent (if other than the City). If the City is unable to provide a notice to the MSRB an Annual Report by the date required in subsection (a), the City shall send to the MS RB in substantia1ylthe form attached as Exhibit A. (c) The Dissemination Agent shall (if the Dissemination Agent is other than the City), file a report with the City certifying that the Annual Report has been provided pursuant to this DIsclosureCertificate, stating the date it was provided to the MS". SECTION 4. Content of Annual Reports. The City's Annual Report shall contain or include by reference the: 1.6 The auditedfinancial statements of the City for the prior fiscal year, prepared i*n accordance Wl'th9enerally accepted accounting Principles as Promulgated to apply to governmental entities from time to time by the Governmental Accounting Standards Board. If the City's audited financial statements are not available by the time the Annual Report is required to be filed pursuant to Section 3(a).35 the Annual Report shall contain unaudited financial statements in a format similar to the financial statements contained in the final Official Statement, and the audited financial statements shall be filed in the same manner as the Annual Report when they become available. 2,P An update as of the most recently ended Fiscal Year of the City for the following tables 1, 6-5 7, 83 93 10, and 13 (actual, not budget). 3.5 Any rate increases that became effective on July 1 of the preceding calendar. Any or all of the items listed above- may be included by specific reference to other documents, including official statements of debt issues of the City or related public entities, 74850942..2 2 Which have been submitted to each of the MSRB or the Securities and Exchange Commission the document included by reference is a final official statement, it must be available from MSRB. The City shall clearly i dentify each such other document so included ])y reference. SECTION 5. Reporting of Significant Events. (a) Pursuant to the provisions of this Section 5, the City sha given, notice of the occurrence of any of the following events with respec obligations in relation to the Bonds: (1) (2) (3) (4) (5) (6) Adverse tax opinions, the issuance, by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices of determinations with respect to the tax status of the Bonds, or other material Principal and interest payment deli nquencies; Nonpayment related defaults, 1"f materl'al; I I give, t to the I . If the or cause to be ndenture or lets Unscheduled draws on debt service reserves reflecting financial difficulties; Unscheduled draws on credit enhancements reflecting financial di*fficulti"eso Substitution of credit or liquidity providers, or their failure to perform; events affecting the tax status of the Bonds.; (7) Mod ifications to the rights of Bondholders, if material; (8) Bond calls, if material, and tender offers; (9) Defeasances; (10) Release, substitution, or sale of property securing repayment of the Bonds, if material; (11) Rating changes; (12) bankruptcy, insolvency, recevership ior similar event of the ci"tye (13) the consummation of a merger, consolidation, or acquisition involving the City or the sale of all or substantially all of the assets of the City, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material; (14) appointment of a successor or additional trustee or the change of name of a trustee, if material. (15) i1pnew7rence of a financial obligation of the District, if material, or agreement to covenants, events of default, remedies, priority rights, or other similar terms of a financial of thDitrisct, any of which affeobligationct security holders, if material; and 74850942.2 3 (16) default, event of acceleration, termination event, modification of terms, or other similar events under the terms of a financial obligation of the District, any of which reflect financial difficulties. (b) If a Listed Event occurs, the City shall provide, in a timely manner and in no event in excess of ten (10) Business Days after the occurrence of such Listed Event, notice of such Listed Event with the MSRB. SECTION 6. Termination of Reporting Obligation. The City's obligations under this Iisclosure Certificate shall terminate upon the legal defeasance, prior ri"edempton or payment 14'n full of all of the Bonds. If such termination occurs prior to the final maturity of the Bonds., the C ishall give notice of such termination in the same manner as forty a Listed Event under Section 5(c). SECTION 7. Dissemination Agent. W1*11dan Financial Services will serve as the initial Dissemination Agent hereunder. The City may, fiom time to time_, appoint or engage a different Dissemination Agent to assist it in carrying out its obligations under this Disclosure Certificate, and may discharge any such Agent., with or without appointing a successor Dissemination Agent. The Dissemination Agent shall not be responsible in any manner for the content of any notice or report prepared by the City pursuant to this Disclosure Certificate. SECTION 8. Additional Information. Nothing in this Disclosure Certificate shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in any Annual Report or notice of occurrence of a Listed Event, in addition to that which is required by this Disclosure Certificate. If the City chooses to include any information in any Annual Report or notice of occurrence of a Listed Event in addition to that which is specifically required by this Disclosure Certificate, the City shall have no obligation under this Certificate to update such information or include it i*n any future Annual Report or notice of occurrence of a Listed Event. The C ity acknowledges and understands that other state and federal laws, including but not limited to the Securities Act of 1933 and Rule l0b-5 promulgated under the Securities Exchange Act of 1934, may apply to the City, and that under some circumstances compliance with this Disclosure Certificate, without additional disclosures or other action, may not fully discharge all duties and obligations of the City under such laws. SECTION 9. Default. In the event of a fa"Ilure of the City to comply with any provision of this Disclosure Certificate, the sole legal remedy of any Holder or Beneficial Owner of the Bonds or the Pailicipating Underwriter shall be an action to compel performance. A default under this Disclosure Certificate shall not be deemed an Event of Default under the Indenture. No Bondholder or Beneficial Owner may institute such action, suit or proceeding to compel er ormance unless they shall have first delivered to the City satisfactory written evidence of their status as such, and a written notice of and request to cure such failure, and the City shall have refused to comply therewith within a reasonable time. 74850942.2 r.� SECTION 10. Duties, Immunities and D issemination Agent shall have only such duties as are specifically set forth 10 Liabilities of Dissemination _Agent. The in this Disclosure Certificate, and the City agrees, by law., to indernnify and s ave the Dissemination Agent, its officers, directors, employees and agents, harmless against any loss, to the extent permitted expense and liabilities which powers and duties hereunder defending against any claim Agent's survive resignation or removal ot the Dissemination Agent and payment ot the Bonds. it may incur arising out of or 1"n the exercise or performance of its including the costs and expenses (including attorneys' fees) of of liability, but excluding liabilities due to the Dissemination negligence or willful misconduct. The obligations of the City under this Section shall SECTION 11. Amendment; Waiver. Notwithstanding any other provision of this Disclosure Certificate, the City may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived, provided that, i"n the opinion of nationally recognized bond counsel, such amendment or waiver is permitted by the Rule. In the event of any amendment or waiver of a provision of this Disclosure Certificate, the City shall describe such amendment in the same manner as for a Listed Event under Section 5(c). The City shall obtain the consent of the Dissemination Agent for any amendment of the Disclosure Certificate that affects the duties or obligations of the ]Dissemination Agent., SECTION 12. Transmission of Notices, Documents and Information. (a) Unless otherwise required by the MSRB, all notices, documents and information provided to the MSRB shall be provided to the Msim s Electronic Municipal Markets.,.-ccess (EMMA) system, the current Internet Web address of which is vrww.e=a-.msrb.org,, (b) All notices, documents and information provided to the MSRB shall be provided in an electronic format as prescribed by the MSRB and shall be accompanied by identifying information as prescribed by the MSRB.. SECTION 13. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the City, the Dissemination Agent, the Participating Tnderwriter and Holders and Beneficial Owners from time to time of the Bonds, and shall create no ri'ghts in any other person or entity. ILAf:�1i1►. ►J 6 govelc a lo'ly aTlu ate,d'• Goyel-�in on4 strued 14a ac �c�o��edg 2()19 eda4ad pisClU,. 0te f�;d� sta ��e�.Wlthtihelawe V s 01-�..- c o� d NZeed: -VA A po�A cIA� Vic �s � 485942.2 C Is � t4tal�e Autho�Ze d Rep�es f Shall enta�lve F LM* 'ft ~ti k :h { { ytr Y t 1 t;. { .;r :v t t t ?i :f. { :f r i. i ,,4r { { { i a {{ i r t r{ •i i i { i r r Y I t { ,t t { } { { 'r 7 'ft ~ti k :h ytr hf •�T rV ,r r�r trr �i .i •r� t;. .;r :v ?i :f. :f h�l i. ,,4r - Aamo o� pb��gated lame Date City Na -V-1 -V� VIL C �� ofpetalu�'� Issue: U} y ��"C�le�eased by city ate's GZV��,�hae 2p19 aep0AA e COnti�nu�ng a e 2p19 � 013 pgT atei witl' �esp�at Aj Nt .-o(1lU1Gv in e date i"`'be filed by Zvi Dated'• / r%'�-v 14S5C3941.1 Revenue + (I the fonds ve'�,m ate . `fie abo Dis°1OS�le 1 Clay o�petal ANVIIa e aired ature z By A.1 'r i r i i t •r t t S t t t{ t 7 J t t .j t r Y t 2{ T ,Y t t 2 J S •t :r } } :r 7 t: J: 4 .f t� r i t i i ttf i•+ i i { yt i G i :r r :f i i i r i Yr r i i i �r i 'r } { i r~} i r i t i 4 r } 1 7 •i r } t t .i J L 7t i i i r 't 7Y 77 Y 4 r} 7 x t `'t Y 'r m it { tf t{ t 7 J 2{ T ,Y } } t: J: 4 F, t� ttf i•+ Jones Hall, A Professional Law Corporation Attachment 5 Draft Ot July 1612019 INDENTURE OF TRUST between the CITY OF PETALUMA and NEW YORK MELLON TRUST COMPANYN.A.THE BANK OF as Tru1^fls Dated as of September 1,2.019 Relating to 0' of PetalumaCity Bands 2019 Wastewater Revenue Refunding 1 .0 TABLE OF CONTENTS ARTICLE I Definitions; Rules of Construction SECTION 1 a0i Definitions *i#iiiRii#i assesses* ■ oases bottom ■■ii#ia*t4i0***4**R****6*4**i***.*#*#4 *gore *# #i*#f*##■#■.##stow■■ ■ Son t9tt9# i * #*#♦ t t t■ ao i i i a 0 0 0 t■# t t 2 SECTIONAuthorization.............. .*#**#*.**.0**0*t**#it*taitt**iteam veto ■iiii#tfttiii■i■■ii * tt ***+** t i i i i i i### a 0 t t t■# 0 6 9 SECTIONt te tio f i f t a t t t t t■ i Eta # 0■ i i 9* i i 9 r# t t■# a t s 0 9* i** i* *** 0********** i#* t# 6. 7 i# 0 i 9 t t t 10# t t i W 1 9 1 1 1# 6# 0 0 0 0■■■#* 9** s a i* i 4#*# 4 f* t t f f# t t f t t W i i i f t■# i 2 ARTICLE 11. Issuance of SECTION01 Y Authorization Purpose of Bonds 0 *0*** ■■a#i■i SECTION of the Bonds........ .**:6#v**.##that##tfatti#i#icoon ■tti***a■■ttai#artt 06000W*000*oasm a saadap 0 P 3 SECTIONRedemption Bonds......,,,,,,,,,, . 0 0******0v*qao*Wo #vl WEISS seem 0 *am#a#q*wo �#e 0 V#60#q 0000091 goes 0 a ma06.66660.**am#a#q**44�*e***#*#**■#0091gf■i■■■i#aa* SECTIONBook Entry ****4000**#4* ftt#Siff#iii■■miss 0%to#60666#66000,&&t■rii■#,*4eel 0**■1.06#66##■i a a#0a0 0 #t a * 4� q. 06 SECTION Form and Execution of Bonds. t * ** t * 6 t t■ ■ 1 # 0 # 0 # 0 0 0 a # a # 0 0 # 1 1 a a a a a Goo as oast01ataiiii** 6***4*******.*** f#lift#■#iataattti i l i i SECTION 24rO69 Transfer Exchange Bonds........... 0*990000■■ 0191919019.0 asset 0040ilii*ii*00000******i*t#*it##ttfftt■ft#iyittirrrii i * SECTION RegIstration Books... oil mass 0 Nam Roalsee4goto *6*64 WWOV**W*9*****♦*#1*****t*iii#t*1#tt■tiittitaiiiiii i SECTION Destroyed �tt#00069600■r;i#}i**##******i****#i*#•tiifi,i■ii#t■,i9t*i*•ti ARTICLE III ISSUE OF BONDS; PDEBT SECTION Issuance i***** 4 i**** W##* 4 4 0 0*****i0t ti*#■a#i■i00a000t■■ii*t ii* 4 i i ii at i 4 * 9* * e. * a a t * a t t t ■ 1 1 10 # SE CTIA 3.02., Deposit Application of Proceeds," Transfer of Fund0 * 4 6 6 6 6 r 0 4 9 a * a 10 SECTION Costs Issuance Fund. i** 6 0 0 0*** **##1******** i#iii#tttt■NSA gown rttt9■i#0i i 1 0 SECTION i Issuance i t* f t■ i# t t t t t r t■# t o r s■# a t t t t t t t# a a t t t a a i r***+** 4***# t t t t t r■ i t f t t# i i t i r i t# t f■ r r 10 SECTION 3,,,0 State R � #tat■iiiitiiii#t#i#t■666#ii#**■******�*�#****i*�**************#*666060660#0666#■��40tf9tttf9i*9i*#******i****i#****�*ii*.#tt■#■ii#aatf V lidity SECTION 3 * 0 ***********#*91*6t0*tiaf86811ttriii■00.60*.4#99994*i0******t4iii*ff#i##tttt■ ARTICLE IV Revenues; w Of Funds SECTION01 Pledge Revenues, . * * 6 * * 0 0. & r 0- 0 0 4 4 4 4 6 4 -0 4 0 6 * W * & I V * t 4 m: 0 W W I a * 6 6 0 6 0 V I * o 0 a o o 0 a * o o o a a e a a 4 * * W 4 * 0 0 * * ttaa*094**R4*##**0 **0Vt***0**IFVq*#t#iiiiiiaa*airi * 11 Application SECTI #■ Receipt, s 0 a a a 0 a 9 * 4 0 0* ***44*#4.004#6*t 060aa0a00000aaaa 11 il SECTION Establishment Stabization * s*a*#.** *****11#*tttt#9tr■■i ■it 12 SECTION4,04. *********4**f*t***#*#0*#tt■*ti668660#rr99■i#a*ii*i9*ii*i****** *i■#*t#iiii9000t 13 r S 14 EGTA i ValuationDisposti6 n Investments...... 0*009 &ON 108I.I000069M 699999999*ii****t*194#aaittttttt■ ARTICLE V: Financial Covenan Wj'th 01 15 SECTION * Punctual Compliance Documents...... 6804.**6*444***•#t*�ttt*t*t,t#t■tttta■, iiiia0i 9 SECTION5,0D10scharge 09■ii■#a##a a42a96*4■14i40ii*04*4**04**000**i0a*aatt 019018tiiliii0000■■■0aa%a9aa*9i*6#**R0000*60*ata#■1 15 SECTIONOperationWastewaterin emEfficient Manner........ 0*00060ge a a1 h *ti##ti#i#t■■est■f#t aso* att■ see son ■000000*0#aaa*0aiiii■9*i9*ii****i* 5 SECTION Sa/e or min Domain Wastewater eta 15 SECTIONInsurance., mattat 2004 0 0 01*006tv tworwWwo *W%aewoo moose M *Mao &&so a 0 sm a* 6 &Ibh aft &ffiKKEMM.KE S'A a A-K.Km M M M M m a M a 6411*t.Rat#■*tat#ata■#a#a■t■a#.90■■■i4****i*#***44*4R*4.*4'ttt.it#■riii9699t9i■■i■# 1 -S SECTION 5.06,. SECTION SECTION SECTION SECTION 5.07. 5.08. 5.09:. 5. 1 0. RecordsAccounts,,,0-.,,,,,,,, 4*4*4*6#0*0 6 elvalo Ovwv W%ossatoa m000lti6ii#iii fi*i**i0*i*i*** **#4Riq#t*,iOtt r■ii■■iiia*0 16 16 Rates and Charges........ *W*04 ***4006■ Superior Subordinate 17 Tax Covenants Relating t R t i i# t t t R*■■■# t■ R i i R t t t# t 0 a i# a t a■ t■ i* t** 4 i* 4 4*** i** t**■ 4***** 4** 4* R■■ i# i■■ i# 4*■ i■■ i i i i i; 17 17 [Reserved]........ ■ i i * * i * # * * # i &&a** 4 ***4 i 4 ■ i i 4 4 0 * * * # # * t * ■ * * 9 f t * * * * 1 4 # 1 * * ■ 1 i f * i ■ 4 * ■ t f # s # t t # oleo* t i i i * * ■ * * * * i * 4 i i * i # * * * * i # * * * 1 * a t ■ a # # # * i i # #iif i t 0 # 9 i .W." i I SECTION 5.11. SECTION 5.12. SECTION 6.01. SECTION 6.02. SECTION 6,,03. SECTION 6.04. SECTION 6.05. SECTION 6.06. ff Continuing Disclosure., 0 Boom a a a Mal 0 0 a 02 a 6002 at 66*4600 tooai* a *0190as was to 5141110044 a 0 mile*** a #.■ast■■#4111#04■t■a##1#tt#■■■mile**#■i iiia■#*ii**tii 18 FurtherAssurances.. 4# 0 i#♦ i e■ ■ ■ Sami■Masson Masao i ■tai t# t t** ■■ a a• i i i a f a■ go*** a m e 9 e 9 e t t*# i e* a•• f t■ i i 1 1 1## a t i@a a i i a a*#*■ i# at 18 ARTICLE VI: The Trusteet Duties., and 18 Immunities Liabilities Trustee .... 0 Reese W##911401 0 #090#@ *we 699000oll viseeteevve gate &Oeoeka Mossasest■■et■###fi 20 Merger Consolidation........ ■ ■ i i • # f t a ■ # ■ i # i # # # • # i oil eggs ■ t a i # # a # a ■ t t # e r#148960581 Reason glasses ■ # 9 # # 9 # # f # # # ■ ■ 02602 ■ tit * # i # # t # * t i 20 RIghts Ll*abilities Trustee.......,,,, . t 0 It It 0 -9 -0 * -0 41 V W -0 9 -0 .0 6 P t t It 6 4 0* Right to Rely on 22 Documents...6..........,..... * * # a 9 * # • 9 e # t a • # Well 001* * * * # * * * # * * # * * * * * # # * i t -ot * * # * 4 # # # 9 e e a f # a ■ 1 t t # ■ # # Preservation and Inspection of Documents tPt*Vi *two ** **0*0*q*4 *op** **191941 meas 2 3 Compensation and Indemnification....... 4.511 ■ *mom ■#####e.#ff9 *#t*4i#4:***o4.#mt*04140#f#4.1 * wason as miss loses: 23 SECTION Accounting e Financial ARTICLE #■##•ti•##■fit#■lit*##4.t■t#e1#1########■###i■i■■e#9#f■##•4.t VII: Modification and Amendmentthis Indenture: SECTION 7.01 i Arnendments # # # # ■ R * t * * * • i * R • * # t * * # * * * i t i t t * ■ # t * * i t t t * • 4 * , * t * * ■ i # i t * t * * * * f # # t # t # # t * i i # SECTION Effect Supplemental .tee#ei#9a 2 5 SECTION 7.03t End25 SECTION Arnendment Consent, . % 0 q * * t W V V I t a 6 0 6 0 0 0 * 0 0 6 4 0 14 6 0 0 q * * * 0 0 0***•**M**i*t*4i#*##***4*4**#9#4*###9f##f9f# 26ia 26 SECTION 7.05Trustee's Relnce i9*******0 * W■a ARTICLE V111: EventsRemedies of Bond Owners: SECTION 8.01. Events of Default and Acceleration # io � SECTION = Appllcatn * * * # * * * * * i * * * * * * 4 4 * # * * * * # * t t * i * 4 * * * * * * * 4 44.# * * * * # # # * * i • # t SECTION 8..03 SECTION 8.04 RFCTinm Ft (l5 Power Trustee to Con***4°*i0aa■4#a#*i■ti0tt&titt0a*0it*b**440aI*a0*tt0 ***W********i*# * Limitatl'on Owners -'Right ******* 4 4;## 4 4 4 1■* 4* i i i# a a 9* 9 4.■ a** t■ i• a l t a* a t i t+*#■* i a* 9* 9 i i t i; f 4 4 4 4 f M 4 4 Non -waiver. ###### t a# a* 4. a** i#**** f*****■ 41 * f* 4 41 41 ********* 4 V**** 4******** 0 0 0** i i# 4 4* i i i a# i a a a* t t a e a a i a 1 a a a i i a* R i l l* a a a a t t i t f i t l i a* i•*# 0 0 4 0.0 0* 041 *** a- 2 9 SEActions CTI # rug e e as �� *444**114101##i*t•a#i■t•■i1■a•#•••a•#•••#t■ii#•#t•#sat■■■i#*#•tit*aa*•***4i*4 i■ # SECTION 82072, e 29 ARTICLE IX: Miscellaneous: SECTION9,F0i Limited 40***044 **a4t*0.*0i*2:■a4*a4a*6i44a*9 at, i*• a*6i*a04at-ai#***-a04**040***V:**0 SECTION SECTION SECTION SECTION SECTION 9.,06,, SECTION 9:,07, SECTION 9,,08, SECTION 9.09. SECTION 9. 1 0. SECTION 9.11. SECTION 9.123. Parties, 30 Benefits Indenture Limited * * * 0 * * ***.10 ti#aaaat#iaa■■aa#a#a*4. t#iiaa■aaatit#t■B ila#iaf*4•**i#41****441****4 30 Defeasance olasesol *0*094 141***#*f#*****4*******414141414141*f*0011###f#teal#t■ala ExecutionDocumentsProof m %@Ross motes### 31 Disquailried i # 3 2 Bonds. 4 ii*■0444**01411*tills*til■#tia9if9iffalei OWE 919 4144419#**a*411#9*•**41** 441414 *41*****414141♦****a**a*149#11 m1ea9##■9a99f # 32 Giver Personal a a a a ait■Ai9■a0a0a*i999a99a1 m##91 aa9a.9i**#9*4146#4•*4414114* 40*4 4****4 441***64 ***141#a0099 a 19999tma*9a■ Destruction 32 Canceled s t 1 a 0 a a# a t■ t t#### a# 9 1# a a 9 1*##06 a 1 41 4 **#*** i*#* IR ** 4* 4 i*** f 4 f* 4 4 1 9* IR #*## a a a 9* a t■ e 9### 1 32 Funds Accounts......... t i # • ■ ■ a # a # # ■ a ■ a a f i # f t a ■ mit # • # # • # 9 # # f # 9 # * # i # 941 41 4 * * * t R 0 4 * * * * * * * i * * * * 41 * * * * * * 1 a # 9 f * 4 * 41 # # # # a # # # # ■ • ■ m 1 1 a 32 Notices. 41 ** 4** 0* i a* a f* t a i f##*#*# t a a* f# s a t ■ i e##■ i a a o f f■ l a## t i# f t a m 1 1 a a 9 f a a f 9• f a** 9 *4141 ** 9* 4 i 4 4 t*■ a* i** i** 4**. t t i 41 # t o t**■#* a a* i*** 441 i** a m i i*# a 4 e 1 9# Unclaimed# 4. t■# a a t t t m 1### 4. m### f 9 a 1 9#• 9 a f 9 a a■ 4* 41 ** ********** ** 41 a** i** a t■ e a a a## a l a# f t i t t a e a# f t 2 e i i a a#### t t* t#** i## 0•* 41 V* a■*## 6 033 Jt 33 Execution Several Counterpar4 *4**a* 4406t*iittatiaaaittaa##e■1####t■■mass gas em## f 9■###as#eaftt■■#aaiitiia#aiaiii**44. # 33 Govemng *##*#*##* i 141 *#■* m i 41 44. * i# i*** *iii *#** 9 i* **Vasa a# 4■ t* t■■ as C68660.0 0 t t a 9 9 1# i f 9 bass i■ 1 9 a 1 1 e# a f t m e a f a 9■ t a■ W5100:04:0 m a i* a* a i a t i# i t i s■ APPENDIX As. DEFINITIONS APPENDIX B: FORM OF BOND * i a.1& 11 - N INDENTURE OF TRUST Th*ls INDENTURE OF TRUST, dated as of September 1, 2019, is between the CITY OF PETALUMA, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California (the "City"), and THE BANK of NEW YORK MELLON TRUST COMPANY, N.A., a national banking association organized and existing under the laws of the United States of America, with a corporate trust office in San Francisco, California, and being qualified to accept and administer the trusts hereby created (the "Trustee"). 14, The (No. 05-803-550-0) BACKGROUND: City has previously entered into an Interagency Sales Agreement with the State Water Resources Control Board in 2006. and amended as of October 17, 2007, which of $73,587,664 (the "SRF Loan"). 2. Pursuant to the outstanding r)rincipal balance of t with accrued interest thereon is currently outstanding in the principal amount terms of the he SRF Loan, i to the prepayment 3. The City wishes at this time to pr SRF Loan, n whole or in date, without the City may prepay the part, on any date, together premium. epay, in full, amounts outstanding under ine arcr roan, iogeiner witn accruea interest inereon to the prepayment aate, ana in order to provide funds for that purpose, the City Council of the City has authorized the issuance of the City of Petaluma 2019 Wastewater Revenue aggregate principal amount of $, Articles 10 and 11 of Chapter 3 of Part 1 of Division 2 of Title 5 of the California Refunding Bonds in the ine tionas ) unaer the provisions oT Governmen t Code, commencing with Section 53570 of said Code (the " Bond Law "). 4. The City has previously issued its 2017 Wastewater Revenue Refunding Bonds in the aggregate principal amount of $23,365, 000 (the "2017 Bonds ") under the provisions of the Bond Law and an Indenture of Trust, dated as of June '[, 2017, by and between the City and The Bank of New York Mellon Trust Company, N.A., a s trustee (the "2017 Indenture "). 5. The 2019 Bonds will be secured by a pledge of and lien on the Net Revenues derived by the City from the operation of its Wastewater System, on parity with the 2017 Bonds., 6. In order to provide for the authentication and delivery of the Bonds, to establ'i'sh and declare the terms and conditions upon which the Bonds are to be issued and secured and to secure -the payment of the principal thereof and of the interest and premium, if any, thereon, the City Council of the City has authorized the execution of this Indenture. AGREEMENT: In order to secure the payment of the principal of and the interest on all the Bonds under this Indenture according to their tenor, and to secure the performance and observance of all the covenants and conditions therein and herein set forth, and to declare the terms and conditions upon and subject to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds bv the Owners thereof, and the City for other valuable considerations, the receipt of which is hereby acknowledged and the Trustee hereby covenant and respective Owners from time to time of t agree with one anothe he Bonds, as follows: ARTICLE DEFINITIONS; RULES OF CONSTRUCTION SECTION 1..01. Definitions. Unless the unless otherwise defined herein, the capitalized t this Indenture have the r Indenture. SECTION 1,.02.. warrants that it has full r, for the benefit of the context clearly otherwise requires or erms defined in Appendix A attached to espective meanings specified in Appendix /-\ when used in this r Authorization. Each of the parties hereby represents and egal authority and is duly empowered to enter into this Indenture,, ano nas taKen ani actions necessary to autno persons signing it. SECTION 1.03. Interpretation. rize the execution hereof by the officers and (a) Unless the context otherwise indicates, words expressed in the vice versa and the use of the neuter, masculine, or f I the plural and gender is for convenience only and appropriate. (b) are solely for singular eminine X nclude the neuter, masculine or feminine gender, as Headings of articles and sections convenience of reference. do not the meaning, constructs on or effect hereof. herein and the table of contents hereof constitute a part hereof and do not affect (c) All references herein to "Articles," "Sections" and other subdivisions are to the corresponding Articles, Sections or subdivisions of this Indenture; the words "herein ," "hereof," "hereby," "hereunder" and other words of similar import refer to this Indenture as a whole and not to any particular Article, Section or subdivision hereof. ARTICLE If ISSUANCE OF BONDS SECTION 2.01. Authorization and Purpose of Bonds. The City has reviewed all proceedings heretofore taken and has found, as a result of such review, and hereby finds and determines that all things, conditions and acts required by [aw to exist, h appen or be performed precedent to and in connection with the issuance of the Bonds do exist, have han pened and have been performed in due time, form and manner as required by law, and the City is now duly empowered, under each and every requirement of law, to issue the Bonds in the manner and form provided in this Indenture. r The City hereby amount of $ prepay, in full, amounts authorizes the issuance of Bonds in the aggregate under the Bond Law for the purposes of providing outstanding principal funds to under the SRF Loan, and thereby discharge the City's obligations with respect to the SRF Loan. The Bonds are autho under, and are subject to the terms of, this Indenture and the Bond Law designated the "City of Petaluma 2019 Wastewate rized and issued . The Bonds are r Revenue Refunding Bonds". SECTION 2.02. Terms of the Bonds. The Bonds are issuable in fully registered form without coupons in denominations of $5,000 or any integral multiple thereof, so long as no Bond has more than one maturity date:, Closing Date, nnd will mature on and bea amounts t t May 1 in the yea r interest (calculated on the basis weive 30 -day months) at the respective rates pe able: the Bonds will be dated as of the rs and in the respective principal of a 360 -day year comprised of r annum, as set forth Maturity Date Princ19 ipal Interest A.May 1) _Amount Rate I % Interest on the Bonds is payable the date of authentication thereof unless from the Interest in the following Payment Date next preceding (a) a Bond is authenticated on or before an Interest Payment Date and after the close of business on the preceding Record Date, in which event it w'111 bear interest from such Interest Payment Date, (b) a Bond is authenticated on or before the first Record Date, in which event interest thereon will be payable from the Closing Date, or (c) interest on any Bond is in default as of the date of authentication thereof, in which event interest thereon will be payable from the date to which interest has been paid in full, payable on each Interest Payment Date. Interest is payable on each Interest Payment Date to the persons in whose names the ownership of the Bonds is registered on the Registration Books at the close of business on the immediately preceding Record Date, except as provided below. Interest on any Bond which is not punctually paid or duly provided for on any Interest Payment Date is payable to the person in whose name the ownership of such Bond is registered on the Registration Books at the close of business on a special record date for the payment of such defaulted interest to be fixed bY the Trustee, notice of which is given to such Owner by first-class mail not less than 10 days prior to such special record date. "w3m," r } a b Ax, 30xlc\s o{ the ��ne S tkee e ose°n G\AecN� to the s o{ ods Bondsstpate gooks a owner o{ $ onte�es� °n ky\e rest pa`1 eg sk�at�o \Aes o� they Ceauest Boyao� eac�r� on theRrittenyea. h wr�tte such \A\1ds .��ustee Ce,�a�d, Shov�n pt the `�'� �pQ, w�,c �rterest oxi\ a�ati\abbe the tape � esses pate.�p�\� Ped\a�e .Slpe in a�� p°s e addC Re��Cd feast � ustee w �n �mm pme��ca SG�nded e ��ass m resPe�t�v �eced�ng cunt °� at te, the trans{e� states �{ ct unci\ eothattheir � the p 0a� am r,0Cd Da b\4 Wire �ri�ted �n eke v�u�'mo� CrendeC busineg SO gee as o� ash Payment�a�eWi�h+U st 4 e v emh��gond sn,twn and su ky\gheC�edng te\n��a��ns�� t �, � a �pae�°n��es toSucce t oi a { which w��i p y gust not e*ach ch ��oCeaues< .��ustee cK °{ tre ondsarto Su �tte Owbe by she the B dates. �n SU by the o� Wev\� e .� skee � \ausesaed maturity Unk\n ite Stades Office Ok th Bonds s s etfo� e�tNe o� at the Redempt�� onf Ex�epoC to <he�r ve;p� e tkie�enN 2�3,.� 9%.Lede(,_., the G�ty � aonds shavvho�e } t 7 t .t r i tY 't 't i i i t i t t t ~tr r i N i4 t t S t t i tt ti =r r{ t rt v r 1t w� 7� t i r ~t r r 7 tf 7 �i i i t Y i f ~ `f r, v r i r t; 7 Y N 1 V • ?t i ,S t• !h 7 t 7 'Y7 r, Y 4'a 7 } y htf •tt ,~v t 1 ,7 7 LY t, } t t t t t Y t t t f r � ��orels• atuC�txethee��to Tec\e\ e< pToree tated xi uC0\1 at b �p ed � from N ectNe s Proceeds, a �pC�cithoesew em tion their Cess m Netp, erred, shad \o� k° C�t`1,fico 04 ° 5 be cede he at � traoCa��acdem�tw�' edthe e�t�ons 5' onds O tlon• � �rUee err��n�n S o{ fihe g ederrP Lo the e table ord�n s et d {or O\Ant d {or tion p est to eli%k.T adate � as PT°��a � a the date �� th e subse�e as sha�� b Su \ pa �\ ops oj a Ua� to thehereon t o ds andeT Sho�teC torr ds to pe and �OT �� tion P�\Cos0 e \Aed �n�eCeSkr�Pt�O� �f Bti�on ov SU nes °� N30ll(the C,tyO kedemp flus a�� o� a�`J �e �e ol redernP an`1 �� jpense at feast 2 � qTem�u'm, not��eko the da a��ed b`1 at <he mat 0141�nvnss firstion e s P beg s to he istCa g ast �5 day e tion• yds snonce b`1 dem�t�on and Reg de{eck ie k\^\e-ruste � Rederno�o{6edernt�on��Xed dor �o0* �the I`mma�eC�� the tod, Not�of anTede�\'GO�y ° �o XV thtan e addCess *a dShno Ge ��C the reder�pt�o edee,�ed, tees by Vo V 6� dA a{to e�ve P\e s cee\A dVngs {OC _�� shad � the f ru more be T e {a�\uCe o{ the dated DN4 an o�gona�aneitheTe suthe 50\1d o e'a�eCtth8PT e sh 0 pJ\ Bonds fie) state' CIO Ae on the notices Veder�Pt�on -.. the C V o� redemC�t� o{ the on Sha�� be Bonds be\ng to vow, aCe A s pvtstana\ �edexpt`On, the ni V tlb� If e\ t nA the "" C,deev\Ava- to rb. iden��ficati°�{ the 50\1d am°u�'�S� I a+ I� vedee deemed' tea\ be pectNe t, H r { �t ~tr r i N i4 ti =r r{ T t v r 7 w� 7� t i r r 7 tf 7 Y i f `f v r r t; 7 Y N 1 V i ,S t• !h 7 t 7 'Y7 r, Y 7 } y htf •tt ,~v t ,7 7 LY } t t t t t Y deemed' tea\ be pectNe t, H { Y { �t N ti v w� r tf f v M t; N 1 V t• !h r, r, htf ,~v (iv) that on the redemption date the Redemption Price will become due and payable with respect to each such Bond or portion thereof called for redemption, and that interest with respect thereto shall cease to accrue from and after said date, and (v) the place or places where such Bonds are to be surrendered payment of the Redemption Price, which places of payment may include Office of the Trustee. (f) Additional. Notice. In be given by the Trustee as set out for the addition to the foregoing notice, further not ice shall below*, provided, that, without limiting the proviso in clause (d) above, no defect in said further notice nor any failure to give all or any portion of such further notice shall in any manner defeat the effectiveness of a call for redemption if notice thereof is given as above prescribed: (i) Each further notice of redemption given hereunder the information required above plus (A) the CUSIP numbers of all redeemed; (B) the stated interest rate with respect to each redeemed; (C) the maturity date of each other descriptive information needed to redeemed'. shall contain Bonds being Bond being Bond being redeemed; and (D) any identify accurately the Bonds being ii) Each further notice of redemption shall be sent on the date notice is mailed to Bond Owners by registered or certified mail or overnight delivery service to all registered securities depositories then in the business of holding substantial amounts of instruments of types comprising the Bonds. (iii) Upon the payment of the Redemption Price of the redeemed, each check or other transfer of funds issued for such bear the CUSIP number identifying, by issue and maturity, the redeemed with the proceeds of such check or other transfer. Bonds being purpose shall Bonds being (g) Rescission of Notice of Redemption,. The City has the right to rescind any notice of the redemption of Bonds given under Section 2.03(d) by written notice to the Trustee on or prior to the date fixed for redemption. Any notice of optional redemption shall be cancelled and annulled if for any reason funds will not be or are not available on the date fixed for redemption for the payment in full of the Bonds then called for redemption, and such cancellation shall not constitute an Event of Default. The City and the Trustee have no liability to the Bond Owners or any other party related to or arising from such rescission of notice of redemption. The Trustee shall mail notice of such rescission of notice of redemption in the same manner as the original notice of redemption was sent under Section 2.03. (h) Deposit of Money. On or prior to any redemption date, the City shall deposit with the Trustee an amount of money sufficient to pay the Redemption Price of all the Bonds or portions of Bonds which are to be redeemed on that date,, (VL i) Consequences of Notice. Notice of redemption having been given as aforesaid, the Bonds or portions of Bonds so to be redeemed shall, on the redemption date, become due andp ayable at the Redemption Price therein specified, and from and after such date (unless the City shall default in the payment of the Redemption Price) such Bonds or portions of Bonds shall cease to have interest accrue thereon. Upon surrender of suc shall be paid by t h Bonds for redemption in accordance with said notice, such Bonds he Trustee at the Redemption Price. Installments of interest due on or prior to the redemption date shall be payable as herein provided for payment of interest. Upon surrender for any partial redemption of any Bond, there shall be prepared for the Owner a new Bond or Bonds of the same maturity in the amount of the unredeemed principal. All Bonds which have been redeemed shall be cancelled and destroyed bv the Trustee and shall not be redelivered:, (j) .Partial Redemption of Bonds., called for redemption, then upon surrender of In the event only a portion of any Bond is such Bond redeemed in part only. the Citv snail execute ana the irustee snail auTnenTicate and deliver to the uwne expense of the City, a new Bond or authorized denominations in aggregate portion of the Bond or Bonds. r r (k) Manner of edemption, the Trustee r, at the Bonds, of the same series and .maturity, of principal amount equal to the unredeemed Redemption. Whenever any Bonds are to be selected for shall determine, by lot, the numbers of the Bonds to be edeemed, and shall notify the City thereof. (I) Purchase of Bonds in lieu of Redemption. In lieu of redemption of any Bonds pursuant to 2.03(b), amounts on deposit in the Redemption Account may also be used and withdrawn by the City at any time for the purchase of such Bonds at public or private sale as and when and at such prices (including brokerage and other charges and including accrued interest) as the City may in its discretion determine. The par amount of any of such Bonds so purchased by the City in any twelve-month period ending on March 1 in any year shall be credited towards and shall reduce the par amount of such Bonds required to be redeemed pursuant to Section 2.03(b) on the next succeeding May 1,.. All Bonds redeemed pursuant to this Section and all Bonds purchased by the City pursuant to this subsection (I) shall be cancelled and destroyed pursuant to Section 9. 07. SECTION 2.04. Book Entry System. (a) Original Delivery,. The Bonds will be initially delivered in the form of a separate single fully registered bond (which may be typewritten) for each maturity of the Bonds. Upon initial delivery, the Trustee shall register the ownership of each Bond on the Registration Books in the name of the Nominee. Except as provided in subsection (c), the ownership of all of the Outstanding Bonds shall be registered in the name of the Nominee on the Registration Books. With respect to Bonds the ownership of which is registered in the name of the IF Nominee, the City and the Trustee has no responsibility or obligation to any Depository System Participant or to any person on behalf of which the Nominee holds an interest in the Bonds. Without limiting the generality of the immediately preceding sentence, the City and the Trustee has no responsibility or obligation with respect to (i) the accuracy of the records of the Depository, the Nominee or any Depository System Participant with respect to any ownership interest in the'Bonds, (ii) the delivery to any Depository System Participant or any other person, other than a Bond Owner as shown in the Registration ­6­d d Books, of any notice with respect to the Bonds, (iii) the selection by the Depository of the beneficial interests in the Bonds to be redeemed if the City elects to redeem the Bonds in part, (iv) the payment to any Depos'i'tory System Participant or any other person, other ,.,�,, � �...,� �..,.... �., ,,,........,, „.......�.....�.._.. ___.._, nT any amount W!Tn respect Tn principal, premium, if any, or interest on the Bonds or (v) any consent given or other action taken by the Depository as Owner of the Bonds. The City and the Trustee may treat and consider the person in whose name each Bond is registered as the absolute owner of such Bond for the purpose of payment of principal of and premium, if any, and interest on such Bond, for the purpose of giving not'i'ces of matters with respect to such Bond, for the purpose of registering transfers of ownership of such Bond, and for all other purposes whatsoever:. The Trustee -shall pay the principal of and the interest and premium, if any, on the Bonds only to the respective Owners or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge all obligations with respect to payment of principal of and interest and premium, if any, on the Bonds to the extent of the sum or sums so paid. No person other than a Bond Owner shall receive a Bond evidencing the obligation of the City to make payments of principal, i nterest and premium, if any, under this Indenture. Upon delivery by the Depository to the City of written notice to the effect that the Depository has determined to substitute a new Nominee in its'place, and subject to the provisions herein with respect to Record Dates, such new nominee shall become the Nominee hereunder for all purposes; and upon receipt of such a notice the City shall promptly deliver a copy of the same to the Trustee. than a Rnnri 0vvnt=_r ac chnwn in thin- Rim_ni_cztrqfinn Rnnk..q (b) Representation Letter. In order to qualify the Bonds for the Depository's book -entry system, the City shall execute and deliver to such Depository a letter representing such matters as shall be necessary to so qualify the Bonds. The execution and delivery of such letter shall not in any way limit the provisions of subsection (a) above or in any other way impose upon the City or the Trustee any obligation whatsoever with respect to persons having interests in the Bonds other than the Bond Owners. Upon the written acceptance by the Trustee, the Trustee shall agree to take all action reasonably necessary for all representations of. the Trustee in such letter with respect to the Trustee to at all times be complied with. In addition to the execution and delivery of such letter, the City may take any other actions, not inconsistent with this Indenture, to qualify the Bonds for the Depository's books -entry program,,. (c) Transfers Outside Book -Entry System. If either (*I) the Depository determines not to continue to act as Depository for the Bonds, or (ii) the City determines to terminate the Depository as such, then the City shall thereupon discontinue the book - entry system with such Depository. In such event, the Depository shall cooperate with the City and the Trustee in the issuance of replacement Bonds by providing the Trustee with a list showing the interests of the Depository System Participants in the Bonds, and by surrendering the Bonds, registered in the name of the Nominee, to the Trustee on or before the date such replacement Bonds are to be issued. The Depository, by accepting delivery of the Bonds, agrees to be bound by the provisions of this subsection (c). If, prior to the termination of the Depository acting as such, the City fails to identify another Securities Depository to replace the Depository, then the Bonds shall no longer be required to be registered in the Registration Books in the name of the Nominee, but shall be registered in whatever name or names the Owners transferring or exchanging Bonds shall designate, in accordance with the provisions hereof., r 4.r f If the City determines that it is in the best interests of the bene ficial owners of the Bonds that they be able to obtain certificated Bonds, the City may notify the Depository ificated Bonds through the Depository. and exchange Bonds as requ Depository and others in appropriate amounts; and whenever the Deposit System Participants of the availability of such cert ill issue, transfer In such event, the Trustee w fired by the ory requests, the Trustee and the City shall cooperate with the Depository in taking appropriate action (i) to make available one or more separate certificates evidencing the Bonds to any Depository System Participant having Bonds credited to its account with the Depository, or (ii) to arrange for another Securities Depository to maintain certificate evidencing such Bonds, all at the City's expense. custody of a single (d) ,Payments to the Nominee. Notwithstanding any other provision of this Indenture to the contrary, so long as any Bond is registered in the name of the Nominee, all payments with respect to principal of and interest and premium, if any, on such Bond and all notices with respect to such Bond shall be made and given, respectively, as provided -in the letter described in subsection (b) of this Section or as otherwise instructed by the Depository. SECTION 2.05., Form and Execution of Bonds. The Bonds, the form of Trustee's certificate of authentication, and the form of assignment to appear thereon, are set forth in Appendix B attached hereto and by or approp Indenture. riate variations, omissions this reference incorporated herein, with necessary and insertions, as permitted or required by this The Mayor of the City shall execute, and the City Clerk of the City shall attest each Bond. Either or both of such signatures may be made manually or may be affixed by facsimile thereof. If any officer whose signature appears on any Bond ceases to be such officer before the Closing Date, such signature will nevertheless be as effective as if the officer had remained in office until the Closing Date., Any Bond may be signed and attested on behalf of the City by such persons as at the actual date of the execution of such Bond are the proper officers of the City, duly authorized to execute debt instruments on behalf of the City, although on the date of such Bond any such person was not an officer of the City. Only those Bonds bearing a certificate of authentication in the form set forth in Appendix B, manually executed and dated by the Trustee, are valid or obligatory for any purpose or entitled to the benefits of this Indenture, and such certificate -of the Trustee is conclusive, evidence that such Bonds have been duly authenticated and delivered hereunder and are entitled to the benefits of this Indenture. SECTION 2.,06. Transfer and Exchange of Bonds. (a) Transfer. Any Bond may, in accordance with its terms, be transferred, upon the Registration Books, by the person in w.hose name it is registered, in person or by a duly authorized attorney of such person, upon surrender of such Bond to the Trustee at its Office for cancellation, accompanied by delivery of a written instrument of transfer in a form acceptable to the Trustee, duly executed. The Trustee shall collect any tax or other governmental charge on the transfer of any Bonds under this Section 2.06. Whenever any Bond or Bonds shall be surrendered for transfer, the City shall execute and the Trustee shall authenticate and deliver to the transferee a new Bond or Bonds of like series, interest rate, maturity and aggregate principal amount. The City s hall pay the cost of printing Bonds and any services connection with any tr P1 provisions of this Secti anGfp.r nf Rnnrl..q rendered or expenses incurred by the Trustee in �.._._. _. . The Trustee may refuse tn transfer, under the ion 2.06, either (a) any Bonds during the per'i'od 15 days prior to the date established by the Trustee for the selection of Bonds for redemption, or (b) any Bonds.selected by the Trustee for redemption. (b) Exchange. The Bonds may be exchanged at the Office of the Trustee for a like aggregate principal amount of Bonds of other authorized denominations and of the same series, interest rate and maturity. The Trustee shall collect any tax or other governmental charge on the exchange of any Bonds under this subsection (b). The City shall pay the cos t of printing Bonds and any services rendered or expenses incurred bv the i rustee in connection with anv PxrhannP nf Rnndc; The Trustee may refuse tC) exchange, under the provisions of this Section 2.06, either (a) any Bonds during the 15 days. prior to the date established by the Trustee for the selection of Bonds for redemption or (b) any Bonds selected by the Trustee for redemption. SECTION 2.07., Registration Books. The Trustee will keep or cause to be kept, at its Office, sufficient records for the registration and registration of transfer of the Bonds, which must at all times during normal nnen tn incnertinn hv thp- r,.*1tv* and business hours,, and upon reasonable notice, be ,.r..,. ,......,r....,...,. �, ,,... _..,, , upon presentation for such shall, under such reasonable regulations as it may Presc cause to be r provided. i purpose, the Trustee ribe, register or transfer or eaistered or transferred, on the Registration Books Bonds as hereinbefore SECTION 2.08. Bonds Mutilated, Lost, Destroyed or Stolen. If any Bond is mutilated, the City, at the expense of the Owner of such Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in exchange and substitution for the Bond so mutilated, but only upon surrender to the Trustee of the Bond so mutilated. The Trustee shall cancel every mutilated Bond surrendered to it and deliver such -mutilated Bond to, or upon the order of, the City. If any Bond is lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Trustee and, if, such evidence is satisfactory and if indemnity satisfactory to the Trustee is given, the City, at the expense of the Owner, shall execute, and the Trustee shall thereupon authenticate and del'i'ver, a new Bond of like tenor in lieu of and in subst*itution for the Bond so lost, destroyed or stolen. The Trustee may require payment of a sum not exceeding the actual cost of preparing each new Bond issued under this Section and of the expenses which may be incurred by the Trustee in connection therewith. Any Bond issued under the provisions of this Section in lieu of any Bond alleged to be lost, GL destroyed or stolen will constitute an original additional contractual obligation on the part of the City whether or not the Bond so alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shat[ be equally and proportionately entitled to the benefits of this Indenture with all other Bonds issued under this Indenture. Notwithstanding. any other provision of this Section 2.08, in lieu of del ivering a new Bond for which principal has become due for a Bond which has been mutilated, lost, destroyed or stolen, the Trustee may make payment of such Bond in accordance with its terms upon receipt of indemnity satisfactory to the Trustee. F; Inden to t ARTICLE III ISSUE OF BONDS -N3 PARITY DEBT SECTION 3.01. Issuance of Bonds. Upon the execution and delivery of this ture, the City shall execute and deliver Bonds in the aggregate principal amount of to the Trustee and the Trustee shall authenticate and deliver the Bonds he Original Purchaser upon receipt of a Request of the City therefor. SECTION 3,,,.02., Deposit and Application of Proceeds; Transfer of Funds. On the Closing Date, the Trustee shall apply the proceeds of the Bonds received from the original Purchaser in the amount of $ of the bonds ($r _ $, _ , less an underw 9 (calculated based on the par amount .00), plus/less 'net] original issue 0 riter's discount of $ (a) The Trustee sha Costs of Issuance Fund. (b) The Trustee constituting the remainder of t Control Board for t as premium/discount of follows: .) II deposit the amount of $ 0 to the shall transfer the amount of $ , he Bond proceeds, to the State Water Resources he prepayment, in full, of the SRF Loan. SECTION 3.03. Costs of Issuance Fund. There is hereby established a separate fund to be known as the "Costs of Issuance Fund ", to be held by the Trustee in trust. The Trustee shall disburse moneys in the Costs of Issuance Fund from time to time to pay Costs of Issuance upon submission of a Request of the City stating (a) the person to whom payment is to'be made, (b) the amounts to be paid, and (c) the purpose for which h a statement or invoice for the obligati amount reg n was incurred; in each case together wit Aested thereunder., On March 1, 2020, the F 9 9 9 IF JOM% I r, I Trustee shall transfe ssuance Tuna io the Debt Service applied to pay a portion of the interest next coming due and payable on the Fund Bonds. each r any to be SECTION 3.04,. Issuance of Parity Debt. The City may issue Parity Debt in such or principal amount as it determines, subject to the following conditions precedent: (a) No Event of Default (or no event with respect to which notice has been given and which, once all grace periods have passed, would constitute an Event of Default) has occurred and is continuing. (b) The amount of Net Revenues, as shown by the books of the City for the most recent completed Fiscal Year for which audited financial statements of the City are available, or for any more recent consecutive 12 -month period selected by the City, in either case verified by an Accountant or a Financial Consultant or shown in the audited financial statements of the City, plus, at the option of the City any Additional Revenues, are at least equal to 125°/o of the IL amount of Maximum Annual Debt Service coming due and payable in the current or any future Fiscal Year with respect to the Bonds and all Parity Debt then outstanding (including the Parity Debt then proposed to be issued); and -10- Gity that Gelk � t�` Deb_ so oithetate such skee a k\,e Ge��f�\ssun�e oi e�t�on 4r r% the ��uPdent ko rtk, o{ this S\la\\ 1\,e AeC�vc gpT �"�.nn the the 000 i\ed. t .2 t t t t 'S :t :t Y Y t 7 :t t r :l 'r skoxv��_+v 600 orstr C\\�d e vze\jenue ss or\ntTest WN �ao�'ha�e �ak\\ge is VOSS Rbmexiv\�Zat n Ueka od lox �hlchIL ose:�s OT p wph Pa�agC�eTs � °m nde e env de. cetrans Fu 0 rA du""� and the Stdto lnneToff\P SkateGity !!I I I I IIIII, li�t :�k 1 4 C;u e�<�on `ire NI as ev ewes X116 N C,ovo onet R;ncovoe.. _�� oi 114 _„ the c\�y may b ar�,Na�eC Sy'so \OXIg a� the �ske e, _:� \ndiexntuC Mate \r,-10an Jill a\ck� 1�� V5 1"1;;? \u date oallos ���emen_�„�es °�. _,.��rrin9 sa S�G�`oN 3 p{ . r ° lilljlllllllllll incur !stake eat a as, \1I(111\p�ce � De {or Pu �ebe{ore _ aPas`t�s �nde�t� ii ` Gonta�nec\u OA(31se �ta `� S Che Ce:��rn�a ��� � m Seth Vaildiy °01 the State Ge SE���o aor e \0-.J`v 1, \j oi their GOa\X%w• . �� issued,U� �egUvdl � XVtheXGLe _ 151it Bonds III 01 k\o\e. r e\Aden Debt are al 1cw- a�\Q ", Pillik- , _ ...�� OF �t4los\\ PaC�ny ire eoncks � Y r i .t 7 Y } } 2 r J �t r� �M Y f t t\ .ry `• r{ Y } .i i r i i { 7 Y f } 7 't i t } } Y 7 Y 7 .i y i i i { Y4 i i '}f 7 Y } Y l i } 4 Y f 7 Y Y i i i i t { 7 R�v�NUESsFw�' -the Bo�ass �n qeOues. �enice ug'arityout of Net ev `\ o{ the Nek e Debt eV4n ar A�enues, o�rand � pie d and Ge the money sone`1s� ion the o�tt Oe teTe s�e Pied eall �{ o{ suh C�er uP mena� e\u PaCVeOlt b`1 a fitrst q ,edge oi ves,�ment aCge and the pa`! cured b`J nd other secured ec\w\Ced b`1 a om the �n,edge t �date, annd are se othe aoillilliI used {or s ums, {OC 1 aC1� e e punts deC�vec\ urea bue � mbe�eb� S�a�so \o g as may �toe SIV��l�°'��°ned s�c� ao elaua"y SeTWOass and PaC�yeve�ues. such �`°be aq\o) a�_: �r�t� f or }�P Binds +he Net Rr� yes a�a �� yes the �e n 40 i r �t r� �M f t t\ .ry Y r{ } .i i r i r f i { } i v i t i i i '}f t ~t Y c 4 :y Y i t { 7 91'�'01`'- pc`paur�ge atsntdnsng, haR..e e.tf aPOVOIJU \jpli����ek db\4 S \ex, emNet d hion °oo 1(;a �puXto 1p rueSaeTe cth eeiPo �s n e posUI:Ns po such P N � p2 Rece'� t'e v %A r Z) a\�tenan0 � wh��h 1t ha" aePos�a\\\aC�p�y ahe uses a�'d aas e� ter F �r the Gates of dhh �n d joT th re a� eye a� slab e w \,eveedSetfo�h he reG uses se S{ers W yes.andses try uq°n and 'Pp ts. prev�O\js 09oSe\W\xl d'P�°mp he es pocuC'en \� dd�t�o G1�J ha�� timeid{or the p �e�ateC Fso\e`y {o� �bt n Pa Stew aeity amo ky\e a�a `1 mounts �r end Oj an a a�p�y such ose'l `��at�on °{ oC eN)ay 11 eC Fund an (b� P be Viiii(\aId e �aste`�aSioii��s: aye Teau�rod XA to �n k\o\e �C��ty a ial° urp�ses' a P iOT the Y r �t r� �M t t\ .ry } 'i. 't i %t i r f r r } i v i ~t :y t { 7 i i J •t t ft^ '4 'Y J i7 t \t t i t .r l \}t { 7 Y it \t i i 7 't 7 Y7 r 4 } \17 4 Y 7\ .t �t r� �M t t\ .ry 'i. 't i %t i f } (i) Operati deposit m on and Maintenance Costs. The City shall apply amounts on in the Wastewater Fund to pay all Operation and Maintenance Costs when due. (ii) Debt Service Fund. On or before the 3rd Business Day preceding each Interest Payment Date. so Iona as anv Bonds remain Outstanding hereunder, the C 2 itv shall withdraw from the Wastewater Fund and pay to the Trustee for deposit into the Debt Service Fund II establish and hold in trust hereunde which the Trustee sha amount which, together with other available deposit in the Debt Service Fund, is at least equal to the aggregate amounts then on amount of principal of and r) a n interest coming due and payable on the Bonds on such Interest Payment Date. The Trustee shall apply amounts in the Debt Service Fund solely for the purpose of (A) paying the interest on the Outstanding Bonds when due and payable (including accrued interest on any Bonds purchased o the Bonds r redeemed hereunder), and (B) paying the principal of at the maturity thereof. Upon the payment of all Outstanding remaining in t Bonds, theTrustee he Debt Service Fund Wastewater Fund. shall transfer any moneys to the City for deposit into the (c) Other Uses of Wastewater Fund,. The City shall apply moneys in the Wastewater Fund in such a manner that all made under this Sect'i'on and under any Parity Debt times and in the amounts so required. any So long as no Event of Default has occurred and is continuing, the City may at t manage, conserve and deposits r Documents will be eq u i red to be made at the ime use and apply moneys in the Wastewater Fund for any one or more of the following purposes: (i) the payment of any.. subordinate obligations or any unsecured obligations; (ii) the acquisition and construction of extensions and improvements to the Wastewater System; (iii) the payment or retirement of any of the Bonds or any other obligations of the City relating to the Wastewater System; or (*Iv) any other lawful purpose of the City relating to the Wastewater System. SECTION 4.03. Establishment of Rate Stabilization Fund. The City has established a fund to be held by it and administered in accordance with this Section 4.03, for the purpose of stabilizing the rates and charges imposed by the City with respect to the Wastewater System'. From time to time the City may deposit amounts in the Rate Stabilization Fund, from any source of legally available funds, including but not limited to Net Revenues which are released from the pledge and lien which secures the Bonds and any Parity Debt, as the City may determine. -12- The City may, but is not required to, withdraw from any amounts on deposit in the Rate Stabilization Fund and deposit such amounts in the Wastewater Fund in anv. Fiscal Year for the purpose of paying Debt Service coming Year. Amounts so transferred from the Rate Stabilizati shall constitute Gross Revenues for such Fiscal Yea herein), and shall be applied for the purposes of the deposit in t' due and payable in such Fiscal on Fund to the Wastewater Fund r (except as otherwise provided Wastewater Fund. Amounts on ne Kate titaDiiization Tuna snaii not De Dleaaea to or otherwise secure the bonas or any Parity Debt. The City has the right at any time to wit amounts on deposit in the Rate Stabilization Fund and apply such lawful purposes of the City relating to the Wastewater System. SECTION 4.04. Investments. hdraw any or all amounts for any (a) .Investment of Funds Held bv City. All moneys in the Wastewater Fund and the Rate Stabilization Fund shall be invested by the City from time to securities in which the City may legally invest funds subject to its control., time i n any (b) Investment of Funds Heid by Trustee:. The Trustee shall invest moneys in the funds and accounts held by it hereunder in Permitted Investments specified in the Request of the City delivered to the Trustee at least two Business Days in advance of the making of such investments. The Trustee may rely conclusively upon the investment direction of the City as to the suitability and legality of the directed investments. In the absence of any such direction from the City, the Trustee shall invest any such moneys solely in Permitted Investments described in clause (e) of the definition thereof; provided, however, that any such investment shall be made by the Trustee only if, prior to the date on which such investment is to be made, the Trustee shall have receiver! a Request of the City specifying a specific money market fund that satisfies the requirements of said paragraph in which such investment is to be made and, if no such Request of the City is so received, the Trustee shall notify the City that a Request of the City is Weeder!. (c) General Investment Provisions. Obligations purchased as an investment of moneys in any fund or account shall be deemed to be part of such fund or account. Whenever in this Indenture the City is required to transfer any moneys to the Trustee, such transfer may be accomplished by transferring a like amount of Permitted investments:, All interest or gain derived from the investment of amounts in any of the funds or accounts held by the Trustee hereunder shall be retained in the respective fund or account from which such investment was made. For purposes of acquiring any investments hereunder, the'Trustee may commingle funds held by it hereunder upon receipt by the Trustee of the Request of the City. The Trustee or an affiliate may act as principal or agent in the acquisition or disposition of any investment and may impose its customary charges therefor. The Trustee has no liability for losses arising from any OL investments made under this Section:. The City acknowledges that to the extent regulations of the Comptroller of the Currency or other applicable regulatory entity grant the City the right to receive brokerage confirmations of security transactions as they occur, the City specifically waives receipt of such confirmations to the extent permitted by law. The Trustee w'111 furnish the City periodic transaction statements which include detail for all investment transactions made by the Trustee hereunder. -13- q. The Trustee connection with any or any of* its affiliates may act as sponsor, advisor or manager in investments made by the Trustee hereunder. SECTION 4.05,, Valuation and Disposition of Investments. (a) Except as otherwise provided in subsection (b) of this Section, the City covenants that all investments of amounts deposited in any fund or account created by or under this Indenture, or otherwise containing gross proceeds of the Bonds (within the meaning of Section 148 of the Tax Code) shall be acquired, disposed of and valued (as of the date that valuation is required bv this Indenture or the Tax Code) at Fair Market Value as such term is defined in subsection (d) below. (b) Investments in funds or accounts (or portions thereof that are subject to a yield restriction under applicable provisions of the Tax Code shall be valued at cost thereof (consisting of present value thereof within the meaning of Section 148 of the Tax Codeprovided that the City must inform the Trustee which funds are subject to a yie.- )) restriction, and must provide the Trustee with any necessary valuation criteria or formulae. (c) Except as provided in the proceeding subsection (b), for the purpose of determining the amount in any fund, the Trustee shall value Permitted Investments credited to such fund at least annually at the Fair Market Value thereof, on May 1 of each year. The Trustee shall have no duty in connection with the determination of Fair Market Value other than to follow: (i) its normal practices in the purchase, sale and determining the value of Permitted Investments; and (ii) the investment directions of the City. The Trustee may utilize and rely on computerized securities pricing services that may be available to it, including those available through its regular accounting system. If and as directed by the City in writing, the Trustee shall sell or present for redemption any Permitted Investment so purchased by the Trustee whenever it is necessary to provide moneys to meet any -required payment, transfer, withdrawal or disbursement from the fund to which such Permitted Investment is credited, and the Trustee has no liability or responsibility for any loss resulting therefrom. in determining the market value of Authorized Investments, the Trustee may use and rely conclusively and without liability upon any generally recognized pricing information service (including brokers and dealers in securities) available to it. (d) For purposes of this Section 4,,:05, the term "Fair Market Value" means the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm's length transaction (determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the mean ing of Section 1273 of the Tax Code) and, otherwise, the term "Fair Market Value" means the acquisition price in a bona fide arm's length transaction (as referenced above) if (i) the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Tax Code, (ii) the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) that is acquired in accordance with applicable regulations under the Tax Code, or (iii) the investment is a United States Treasury Security -- State and Local Government Series -1 4- a E which is acquired in accordance with applicable regulations of the United States Bureau of Public Debt. ARTICLE V FINANCIAL COVENANTS SECTION 5.01. Punctual Payment; Compliance With Documents. The City shall punctually pay or cause to be paid the interest and principal to become due with respect to all of the Bonds in strict conformity with the terms of the Bonds and of this Indenture, and will faithfully observe and perform all of the conditions, covenants and requirements of this Indenture and all Supplemental Indentures. SECTION 5.02. Discharge of Claims. The City covenants that in order to fully preserve and protect the priority and security of the Bonds the Citv shall r)av from the Net Revenues and discharge all lawful claims for labor. mate for or in connection with the Wastewate charge upon the Net Revenues prior or security of t ■ rials and supplies furnished r System which, if unpaid, may become a superior to the lien of the Bonds and i ne tronas. i ne amity snarl also pay, from the Net Revenues, all t lien or mpair the axes and assessments or other governmental charges lawfully levied or assessed upon or in respect of the Wastewater System or upon any part thereof or upon any of the Net Revenues therefrom. SECTION 5.03., Operation of Wastewater System in Efficient and Economical Manner. The City covenants and agrees to operate the Wastewater System in an efficient and economical manner and to operate, maintain and preserve the Wastewater System in good repair and working order. SECTION 5,,04., Sale or Eminent Domain of Wastewater System. Except as jp provided herein, the City covenants that the Wastewater System will not be encumbered, sold, leased, pledged, any charge placed thereon, or otherwise disposed of, as a whole or substantially as a whole, if such encumbrance, sale, lease, pledge, charge or other disposition would materially impair the ability of the City to pay the principal of or interest on the Bonds or any Parity Debt, or would materially adversely affect its ability to comply with the terms of this Indenture or any Parity Debt Documents., The City may not enter into any agreement which impairs the operation of the Wastewater System or any part of it necessary to secure adequate Net Revenues to pay the Bonds and any Parity Debt, or which otherwise would impair the rights of the Bond Owners with respect to the Net Revenues. The Net Proceeds received as awards as a result of the taking of all or any part of the Wastewater System by the lawful exercise of eminent domain, if and to the extent that such right can be exercised against such property of the City, shall either (a) be used for the acquisition or construction of improvements and extension of the Wastewater System, or (b) be applied on a pro rata basis to redeem the Bonds and any Parity Debt in accordance with this Indenture and the related Parity Debt Documents. SECTION 5,,05,, Insurance. The City will at all times maintain with responsible insurers all such insurance on the Wastewater System as is customarily maintained with respect to works and properties of like character against accident to, loss of or damage -15- x to the Wastewater System. The worker's compensation i nsurance damage to the extent reasonably City sha and i II also maintain, with responsible insurers, nsurance against public liability and property necessary to protect the CitV, the Trustee and the Owners of the Bonds. The Trustee has no liability t jp compliance with the provisions of this Section 5.05. o determine whether the City is in The Net Proceeds collected by the City from insurance against accident to or destruction of any portion of the Wastewater System shall be used to repair or rebuild IN such damaged or destroyed portion of the Wastewater System, and to the extent not so rata basis to redeem the Bonds and any Parity Debt in accordance with this Indenture and the related Parity Debt Documents. applied , shall be applied on a pro SECTION 5.06. Records and Accounts. The City will keep proper books of record and accounts of the Wastewater System, separate from all other r in which complete and co rrect entries shall ecords and accounts, be maae or aii transactions relating to the Wastewater System. Said books shall, upon reasonable request, be subject to the inspection of the Trustee and the Owners of not less than 10% of t or their representatives authorized in writing. he Outstanding Bonds The City shall cause the books and accounts of the Wastewater System to be for inspection by audited annually by an Independent Accountan the Trustee, t r he Bond Owners at the Office of eport of such Independent Accountant. t and will make available upon reasonable request, a copy of the SECTION 5,,07. Rates and Charges. The City shall fix, prescribe, revise and collect rates, fees and charges for the services and facilities furnished by the Wastewater System during each Fiscal Year, which are at least sufficient, after making allowances for contingencies and error in the estimates, to yield Gross Revenues sufficient to pay the following amounts in the following order of priority: (a) All Operation and Maintenance Costs estimated by the City to become due and payable in such Fiscal Year; (b) The principal of and interest on the Bonds and any Parity Debt as they become due and payable during such Fiscal Year, without preference or priority, except to the extent such interest is payable from proceeds of Parity Debt deposited for such purpose; (c) All payments required to meet any other obligations of the City which are charges, liens, encumbrances upon, or which are otherwise payable from, the Gross Revenues or the Net Revenues during such Fiscal Year. In addition, the City shall fix, prescribe, revise and collect rates, fees and charges for the services and facilities furnished by the Wastewater System during each Fiscal Year which are sufficient to yield Net Revenues which are at least equal to X20% of the amount described in the preceding clause (b) for such Fiscal Year. For purposes of this paragraph, the amount of Net Revenues for a Fiscal Year will be computed on the basis that (a) any transfers into the Wastewater Fund in such Fiscal Year from the Rate Stabilization Fund are included in the calculation of Net Revenues, as provided in Section 4.03, (b) any deposits into the Rate Stabilization Fund in such Fiscal Year are -16 - deducted from the amount of Net Revenues to the extent such deposits are made from Gross Revenues received by the City during that Fiscal Year, and (c) Gross Revenues shall not include connection fees or interest income expected to be received in such Fiscal Year'. S ECT1oN 5. 08. Superior and Subordinate Obligations incur any additional bonds or other obligations having any priority over the Bonds in the payment of principal or interest out of the Net Revenues. Nothing herein limits or affects The Citv may not issue or the ability of the City to issue or incur oblIt igations which are either unsecured or which are secured bv an interest in the Net Revenues which is junior and subordinate to the pledge of and lien upon the Net Revenues established hereunder. SECTION 5.09. Tax Covenants Relating to Bonds. (a) Generally.. The City shall not take any ac action within its control which would cause or which, cured would cause, interest on the Bonds to become federal income tax purposes. ion or permit to be taken any pith the passage,of time if not ncludable in gross income for (b) Private Activity Bond Limitation,. The City shall assure that the proceeds of the Bonds are not used in a manner which would cause the Bonds to become " private activity bonds" wsithin the meaning of section 141(a) of the Tax Code private loan financing test of Section 141 (c) of the Tax Code. (c) or to meet the Federal Guarantee Prohibition. The C*Itv shall not take anv action or permit or suffer any action to be taken if the result of the same would be to cause the Bonds to be " federally guaranteed " within the meaning of Section 149(b) of the Tax Code. (d) No Arbitrage. The City shall not take, or permit or suffer to be taken by the Trustee or otherwise, any action with respect to the Bond proceeds which, if such action had been reasonably expected to have been taken, or had been deliberately and intentionally taken, on the Closing Date, would have caused the Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Tax Code. (e) Rebate of Excess, Investment Earnings. The City shall calculate or cause to be calculated all amounts of excess investment earnings with respect to the Bonds which are required to be rebated to the United States of America under Section 148( of the Tax Code, at the times and in the manner required under the Tax Code. The City shall pay when due an amount equal to excess investment earnings to the United States of America in such amounts, at such times and in such manner as may be required under the Tax Code, such payments to be made from any source of legally available funds of the City. The City shall keep or cause to be kept, and retain or cause to be retained for a period of six years following the retirement of the Bonds, records of the lk determinations made under this subsection (e). The Trustee has no duty to monitor the compliance by the City with any of the covenants contained in this Section 5.09. SECTION 5.10. [Reserved]. -17- 0 SECTION 5.11. Continuing Disclosure. The City will comply with and carry out all of the provisions of the Continuing Disclosure Certificate which has been executed and delivered by the City on the Notwithstanding any other provision hereof, failure of the City to comply with the Continuing Disclosure Certificate does not constitute Closing Date. i an Event of Default hereunder; provided, however, that any Participating Underw such term is defined in the Continuing Disclosure Certificate) or any Owner or owner of the Bonds may take such actions as may be necessary and appropriateincluding seeking specific performance by court order, to cause the City to comply with its obligations under this Section 5.11. titer (as ;neficial SECTION deliver any and reasonably necessary or proper to carry out the intention or to facilitate the performance Further Assurances. The City will adopt, make, execute and all such further resolutions, instruments and assurances as may be � a r of this Indenture, and for the better assuring and confirming unto the Bonds and the Trustee the rights and benefits provided in this Indenture. ARTICLE VI THE TRUSTEE SECTION 6.01. Duties, Immunities and Liabilities of Trustee. Owners of the a) Performance of Duties. The Trustee shall,prior.to the occurrence of an Event of Default, and after the curing or waiving of all Events of Default which may have occurred, perform such duties and only such duties as are specifically set forth in this Indenture and no implied covenants or duties will be read into this Indenture against the Trustee. The Trustee shall, during the existence of any Event of Default (which has not been cured or waived), exercise such of the rights and powers vested in it by this Indenture, and use the same degree of care and skill in their exercise, as a reasonable corporate trustee would exercise or use. (b) Removal of Trustee. The City may remove the Trustee upon 30 days' prior notice, and shall remove the Trustee (i) if at any time requested to do so by an instrument or concurrent instruments in writing signed by the Owners of not less than a majority in aggregate principal amount of the Bonds then Outstanding (or their attorneys duly authorized in writing) or (ii) if at any time, the Trustee ceases to be eligible in accordance with subsection (e) of this Section 6.01, or becomes incapable of acting, or is adjudged a bankrupt or insolvent, or a receiver of the Trustee or its property is appointedor any public officer takes control or charge of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation. The City may accomplish such removal by giving 30 days written notice to the Trustee, whereupon the City will appoint a successor Trustee by an instrument in writing. (c) Resignation by Trustee. The Trustee may at any time resign by giving written notice of such resignation to the City, and by giving notice of such resignation by first class mail, postage prepaid, to the Bond Owners at their respective addresses shown on the Registration Books. Upon receiving such notice of resignation, the City will promptly appoint a successor Trustee by an instrument in writing. -18- (d) Appointment of Successor Trustee. Trustee and appointment of a successor Trustee becomes effective upon acceptance of appointment by the successor Trustee. If no successor Trustee has been appointed and Any removal or resignation of the accepted appointment within 45 days following giving notice of removal or notice of resignation as aforesaid, the resigning Trustee, any Owner (on behalf of such Owner and all other Owners may petition any successor Trustee, and such court may deem proper, appoint this Indenture shall delivering to the City federal or thereupon such successor Trustee signify its acceptance state court for the appointment of a after such notice (if any) as it may Any successor Trustee appointed under of such appointmen and to its predecessor Trustee a w , without any f such successor Trustee vested with all the moneys, estates, urther act, properties o bligations or sucn predecessor Trustee, with li deed ri ritt or t by en acceptance ghts, powers, trusts ke effec (ecut'ing and thereof, and ;hall become duties and t as if originally named Trustee Herein; but, nevertheless, upon the receipt by the predecessor Trustee o the City or the r f t equest of the successor Trustee, such predecessor he Request of Trustee shall execute and deliver any and all instruments of conveyance or further assurance and do such other things as may reasonably be required for more fully and certainly vesting in and confirming to such successor Trustee all the right, title and interest of such predecessor Trustee in and to any property held by it under this Indenture and shall pay over, transfer, assign and deliver to the successor Trustee any money or other property subject to the trusts and conditions herein set forth. Upon request of the successor Trustee, the City will execute and deliver any and all instruments as may be reasonably required for more fully and certainly vesting in and confirming to such successor Trustee all such moneys, estates, properties, rights, powers, trusts, duties and obligations. Upon acceptance of appointment by a successor Trustee as provided in this subsection, the City shall mail or cause the successor Trustee to mail, by first class mail postage prepaid, a notice of the succession of such Trustee to the trusts hereunder to each rating agency which then maintains a rating on the Bonds, and to the Owners at the addresses shown on the Registration Books. If the City fails to mail such notice within 15 days after acceptance of appointment by the successor Trustee, the successor Trustee shall cause such notice to be mailed at the expense of the City.. (e) Qualifications of Trustee. Any Trustee appointed under the provisions of "mw� this Section in succession to the Trustee must: (i) be a company, national banking association or bank having trust powers, (*Ii) have a corporate trust office in the State of California, (iii) have (or be part of a bank holding company system whose bank holding company has) a combined capital and surplus of at least $75,000,000, and (iv) be subject to supervision or examination by federal or state authority. If such bank, national banking association or company publishes a report of condition at least annually, under law or to the requirements of any supervising or examining authority above referred to, then for the purpose of this subsection the combined capital and surplus of such bank, national banking association or company -19- t 0 shall be deemed to be its combined capital and surplus as set forth in its :R report of condition so published. In case at any time the Trustee shall eligible in accordance with t immediately f most recent cease to be II resign he provisions of this subsection (e), the Trustee sha W n the manner and with t he effect spec ified in subsection (c) of t his Section. The City will maintain a Trustee which is qualified under the provisions of the oregoing provisions ot this subsection (e), so long as any Bonds are Outstanding. SECTION x.02. or compan them may resulting fr 9 Merger or Consolidation. Any bank, nationa into which the Trustee may be merged or converted o be consolidated or any bank, national banking om any merger, conversion or consolidation to which I banking association or company to wh'i'ch the Trustee may sell or transfer DanK, nationa all or substantially all of its corporate trust business,bank, national banking association or company shall be eligible underSection 6.01shall be the successor to such Trustee without the execution or filing of any paper or any I banking.associ*at*io n r with which either of association or company it shall be a party or any providedsuch subsection(e)of subsection (e) of further act, anything herein to the contrary notwithstanding. 6ECTION 6.03. Rights andLian1lities of Trustee. (a) The recitals of facts herein and in . the Bonds contained are taken as statements of the City, and the Trustee has no responsibility for the correctness of the same, nor does it have any liability whatsoever therefor, nor make any representations as to the validity or sufficiency of this Indenture or of the Bonds nor shall it incur any responsibility in respect thereof, other than as expressly stated herein. The Trustee is, however, responsible for its representations contained in its certificate of authentication on the Bonds. The Trustee is not liable in connection with the performance of its duties hereunder, except for its own negligence or willful misconduct. The Trustee is not liable for the acts of any agents of the Trustee selected by it with due care:. The Trustee may become the Owner of any Bonds with the same rights it would have if it were not Trustee and, to the extent permitted by law, may act as depository for and permit any of its officers or directors to act as a member of, or in any other capacity with respect to, any committee formed to protect the rights of the Owners, whether or not such committee shall represent the Owners of a majority in principal amount of the Bonds then Outstanding. The Trustee, either as pr incipal or agent, may engage in or be entrusted in any financial or other transaction with the City. (b) The Trustee has no liability with respect to any action taken or omitted to be taken by it in accordance with the direction of the Owners of a majority in aggregate principal amount of the Bonds at the time Outstanding relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee under this Indenture. (c) The Trustee has no liability for any action taken by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Indenture, except for actions arising from the negligence or willful misconduct of the Trustee:, The permissive right of the Trustee to do things enumerated hereunder is not. -construed as a mandatory duty-, (d) The Trustee will not be deemed to have knowledge of any Event of Default hereunder unless and until a responsible officer of the Trustee has actual knowledge -20- J Q thereof, or unless and until a responsible officer of the Trustee has received written notice thereof at its Office. Except as otherwise expressly provided herein, the Trustee is not bound to ascertain or inqu ire as to the performance or observance of anv of the terms, conditions, covenants or agreements herein or of any of the documents executed in connection with the Bonds, or as to the existence of an Event of Default hereunder or thereunder. The Trustee is not responsible for the City's payment of principal and interest on the Bonds, the C*1tv's observance or performance of anv other covenants. conditions or terms g iven to or held contained herein, or the validity or effectiveness of any 0 collateral ay it. vviinoui iimuing the generamy or the Toregoing, and notwithstanding anything herein to the contrary, the Trustee is not responsible for reviewing the contents of any financial statements furnished to the Trustee under Section 5.06 and may rely conclusively on a Certificate of the City (if any) to establish the City's compliance with its financial covenants hereunder, including, without limitation, its covenants regarding the deposit of Gross Revenues into the Wastewater Fund and the investment and application of moneys on deposit in the Wastewater Fund (other than its covenants to transfer such moneys to the Trustee when due hereunder). (e) No provision in this Indenture requires the Trustee to risk or expend its own funds or otherwise incur any financial liability -hereunder. The Trustee is entitled to receive interest on any moneys advanced ov iT hereunder, aT the maximum rate permitted by law. (f) The Trustee may establish additional accounts or subaccounts of the funds established hereunder as the Trustee deems necessary or prudent in furtherance of its duties under this Indenture. (g) The Trustee has no responsibility or liability whatsoever with respect. to any information, statement, or recital in any official statement, offering memorandum or any other disclosure material prepared or distributed with respect to the Bonds, nor shall the Trustee have any obligation to review any such material, and any such review by the Trustee will not be deemed to create any obligation, duty or liability on the part of the Trustee. (h) At any and all reasonable times the Trustee, and its duly authorized agents, attorneys, experts, engineers, accountants and representatives, have the right (but not the duty) fully to inspect the Wastewater System, including all books, papers and records of the City pertaining to the Wastewater System and the Bonds, and to take such memoranda from and with regard thereto as may be desired but which is not privileged by statute or by law. (i) Before taking any action under Article VIII or this Article VI, the Trustee may require indemnity satisfactory to the Trustee be furnished to it to hold the Trustee harmless from any expenses whatsoever and to protect it against any liability it may incur hereunder. (j) The immunities extended to the Trustee also extend 'to officers, employees and agents. (k) The permissive right Indenture is not construed as a duty. its directors, of the Trustee to do things enumerated in this (I) The Trustee may execute any of the trusts or powers hereof and perform any of its duties through attorneys, agents and receivers and conduct of the same if appointed by it with reasonable care. (m) The Trustee shall not be considered obligations hereunder or progress in respect thereto is not answerable for the in breach of or in default in its in the event of enforced delay in the performance of such obligations due to unforeseeable causes beyond its control and without its fault or negligence, including, but not limited to, Acts of God or of the publ'i'c enemy or terrorists, acts of a government, acts of the other party, fires, floods, epidemics, quarantine restrictions, strikes, freight embargoes, mob violence, riot, inability to procure or general sabotag earthquakes, s in the open or rationing in the open xpiosion, of labor, eq uipment, facilities, sources of energy, material or supplies market, litigation or arbitration involving a party or others relating to zoning or other governmental action or inaction pertaining to the project, malicious mischief, condemnation, and unusually severe weather or delays of suppliers or subcontractors due to such causes or any similar event and/or occurrences beyond the control of the Trustee. SECTION 6:,04. Right to Rely on Documents. The Trustee is protected in acting upon any notice, resolution, requisition, request, consent, order, certificate, report, opinion, facsimile transmission, electronic mail or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties. The Trustee may consult w'i'th counsel, including,. without limitation, Bond Counsel or other counsel of or to the City, with regard to legal questions, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken, or suffered by the Trustee hereunder in accordance therewith. The Trustee is not bound to recognize any person as the Owner of a Bond unless and until such Bond is submitted for inspection, if required, and such person's title thereto is established to the satisfaction of the Trustee., Whenever in the administration of the trusts imposed upon it by this Indenture the Trustee deems it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may be deemed to be conclusively proved and established by a Certificate of the City, which shall be full warrant to the Trustee for any action taken or suffered in good faith under the provisions of this Indenture in reliance upon such Certificate, but in its discretion the Trustee may (but has no duty to), in lieu thereof, accept other evidence of such -matter or may require such additional evidence as to it may deem reasonable. The Trustee may conclusively rely on any certificate or report of any Independent Accountant appointed by the City. The Trustee shall have the right to accept and act upon instructions, including funds transfer instructions ("Instructions") qivenP ursuant to this Indenture and delivered using Electronic Means ("Electronic Means" means the following communications methods: e-mail, facsimile transmission, secure electronic transmission containing applicable authorization codes, passwords and/or authentication keys issued by the Trustee, or another method or system specified by the Trustee as available for use in connection with its seryices hereunder); provided, however, that the City shall provide to the Trustee an incumbency certificate listing officers with the authority to provide such Instructions ("Authorized Officers") and containing specimen signatures of such Authorized Officers, which incumbency certificate shall be amended by the City, -22- whenever a person is to be added or deleted from the listing. If the City elects to give the Trustee Instructions usina Electronic Means and the Trustee in its discretion elects to act upon such Instructions, the Trustee's understanding of such Instructions shall be deemed controlling. The City understands and agrees that the i rusiee cannot determine the identity of the actual sender of such Instructions and that the Trustee shall conclusively presume that directions that purport to have been sent by an Authorized Officer listed on the incumbency certificate provided to the Trustee have been sent bv such Authorized Off'i'cer- The City shall be responsible for ensuring that only Authorized Officers transmit such Instructions to the Trustee and that the City and all Authorized Officers are solely responsible to safeguard t and authorization codes, passwords and/o he use and confidentiality of applicable user r authentication keys upon receipt by the City. i tie i rustee snaii not De BaDle for any losses, costs or expenses arising directly or ind'i'rectly from the Trustee's reliance upon and compliance with such Instructions notwithstanding such directions conflict or are inconsistent with a subsequent written instruction. The City agrees: (i) t o assume all risks arising out of the use of Electronic Means to submit Instructions to the Trustee, including without limitation the risk of the Trustee acting on unauthorized Instructions, and the risk of interception and misuse by third parties; (ii) that it is fully informed of the protections and risks associated with the various methods of transmitting Instructions to the Trustee and that there may be more secure methods of transmitting Instructions than the method(s) selected by the City; (iii) that the security procedures (if any) to be followed in connection with its transmission of Instructions provide to it a commercially reasonable degree of protection in light of its particular needs and circumstances; and (iv) to notify the Trustee immediately upon learning of any compromise or unauthorized use of the security procedures. The Trustee shall not be concerned with or accountable to anyone for the subsequent use or application of any moneys which shall be released or withdrawn in accordance with the provisions hereof. SECTION 6,05,, Preservation and Inspection of Documents. All documents received by the Trustee under the provisions of this Indenture shall be retained in its possession and shall be subject during normal business hours, and upon reasonable prior written notice, to the inspection of the City and any Owner, and their agents and representatives duly authorized in writing'. SECTION 6-.06. Compensation and Indemnification. Absent any agreement to the contrary, the City shall pay to the Trustee from time to time compensation for all services rendered under this Indenture and also all expenses, charges, legal and consulting fees and other disbursements and those of its attorneys ('I'ncluding any allocated costs of internal counsel), agents and employees, incurred in and about the performance of its powers and duties under this Indenture. The Trustee has a first lien on the Net Revenues and all funds and accounts held by the Trustee hereunder to secure the payment to the Trustee of all fees, costs and expenses, including compensation to its experts, attorneys and counsel incurred in declaring such Event of Default and in exercising the rights and remedies set forth in Article VIII. Any such expenses incurred by the Trustee shall be deemed to constitute a substantial contribution to the trust estate which secures the Bonds. The City further covenants and agrees to indemnify and save the Trustee and its officers, directors, agents and employees, harmless against any loss, expense, including legal fees and expenses, and liabilities, whether or not litigated, suits, actions, -23- judgments, which it may incur arising out of or in the exercise and performance of its powers and duties hereunder, including the costs and expenses of defending against any claim of liability and of enforcing any remedies hereunder and under any related documents, but excluding any and all losses, expenses and liabilities which are due to the negiigence or willful misconduct of the Trustee, its officers, directors, agents or employees. The obligations of the City under this Section 6.06 shall survive resignation or removal of the Trustee under this Indenture and r)avment of the Bonds and discharge of this Indenture. SECTION 6.07 . Accounting Records and Financia at all times Keep, or cause to De Kept, proper DOOKS or i accordance with corporate trust industry standards, in entries shall be made of all transactions made bV it relati r Statements. The Trustee shall cord and account, prepared in which complete and accurate g to the proceeds of the Bonds end all tunas ana accounts estaDiisnea ana neia ay the i rusiee unaer inis indenture. N uch books of record and account shall be available for inspection by the City at easonable hours, during regular business hours, with reasonable prior notice and under reasonable circumstances. ine i rustee snail turnisn to the uitv, at yeast semiannually, an accounting (which may be in the form of its customary statements) of all transactions relating to the proceeds of the Bonds and all funds and accounts held bv the Trustee under this Indenture. ARTICLE VII MODIFICATION AND AMENDMENT OF THIS INDENTURE SECTION 7. 01. Amendments Permitted. (a) Amendment With Bond Owner Consent. This Indenture and the rights and hNNOMMW obligations of the City and of the Owners of the Bonds may be modified or amended by the City and the Trustee upon Request of the City at any time by the execution of a Supplemental Indenture, but only with the written consent of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding with respect to all Bonds then Outstanding, exclusive of Bonds disqualified as provided in Section 9..05. Any such Supplemental Indenture becomes effective upon the execution and delivery thereof by the parties thereto and upon consent of the requisite Bond Owners. No such modification or amendment may'. (i} extend the maturity of any Bond or reduce the interest rate thereon, or otherwise alter or impair the obligation of the City to pay the principal thereof, or interest thereon, at the time and place and at the rate and in the currency provided therein, without the written consent of the Owner of such Bond, or permit the creation by the City of any mortgage, pledge or lien upon the Gross Revenues or Net Revenues superior to or on a parity with the pledge and lien created for the benefit of the Bonds (except as expressly permitted by this Indenture), or reduce the percentage of Bonds required for the affirmative vote or written consent to an amendment or modification, or -24 . (iii) modify any of the ri written consent:. (b) and obligati amended at Amendment Withou ons of the Citv and ghts or obligations of the Trustee without its t Bond Owner Consent. This Indenture and the rights of the Owners of the Bonds may also be modified or anv time bv a SUDDlemental Indenture. without the consent of of the Bonds, for .1 any one or more of the following purposes: any Owners (i) to add to the covenants and agreements of the City contained in this Indenture, other covenants and agreements thereafter to be observed, or to limit or surrender any rights or power herein reserved to or conferred upon the City; to cure any ambiguity, or to cure, correct or defective provision respect whatsoeve supplement contained in this Indenture, or in r as the Citv deems necessary or any any other desirable, proviaea unaer any circumstances that such modifications or amendments do not materially adversely affect the interests of the Owners in the opinion of Bond Counsel filed with the City and the Trustee; to provide for the issuance of Parity Debt under Section 3,,04, and to provide the terms and conditions under which such Parity Debt may be issued, including but not limited to the establishment funds and accounts relating thereto and any other relating solely thereto, subject to .and in accordance provisions of Section 3.04; and of special provisions with the (iv) to amend any provision hereof to assure the exclusion from gross income of interest on the Bonds for federal income tax purposes under the Tax Code, in the opinion of Bond Counsel filed with the City and the Trustee. (c) Notice of Amendments. The City shall deliver or cause to be delivered a draft of any Supplemental Indenture to Moody's and S&P, at least 70 days prior to the effective date of such Supplemental Indenture under this Section 7.01. SECTION 7..02. Effect of Supplemental Indenture. From and after the time any Supplemental Indenture becomes effective under this Article VII, this Indenture shall be deemed to be modified and amended in accordance therewith, the respective rights, duties and obligations of the parties hereto or thereto and all Owners, as the case may be, shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modification and amendment, and all the terms and conditions of any Supplemental Indenture shall be deemed to be part of the terms and conditions of this Indenture for any and all purposes. SECTION 7.03. Endorsement or Replacement of Bonds After Amendment. After the effective date of any amendment or modification hereof under this Article VII, the City may determine that any or all of the Bonds shall bear a notation, by endorsement in form approved by the City, as to such amendment or modification and in that case upon demand of the City the Owners of such Bonds shall present such Bonds for that purpose -25- i at the Office of the Trustee, and thereupon a suitable notation as to such action shall be made on such Bonds. In lieu of such notation, the City may determine that new Bonds shall be prepared and executed in exchange for any or all of the Bonds and in that case upon demand of the City the Owners of the Bonds shall present such Bonds for exchange at the Office of the Trustee without cost to such Owners. SECTION 7,,04, Amendment by Mutual Consent. The provisions of this Article VII shall not prevent any Owner from accepting any amendment as to the particular Bond held by such Owner. SECTION 7.,05,, Trustee's Reliance. The Trustee may conclusively rely, and is protected in relying, upon a Certificate of the City and an opinion of counsel stating that all requirements of this Indenture relating to the amendment or modification hereof have been satisfied and that such amendments or modifications do not materially adversely affect the interests of the Owners.. ARTICLE VIII EVENTS OF DEFAULT AND REMEDIES OF BOND OWNERS SECTION 8.01. following events constit Events of Default and Acceleration utes an Event of Default hereunder.- (a) Failure to pay any installment of the principal due, whether at maturity as therein expressed, acceleration, or otherwise. of Maturities. Each of the of any Bonds when by proceedin.gs for (b) Failure to pay any installment of interest on the Bonds when due. (c) Failure by the City to observe and perform any of the other covenants, agreements or conditions on its part contained in this Indenture or in the Bonds, if such failure has continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, has been given to the City by the Trustee; provided, however, if in the reasonable opinion of the City the failure stated i n the notice can be corrected, but not within such 30 -day period, such failure shall not constitute an Event of Default if the City institutes corrective action within such 30 -day period and thereafter diligently and in good faith cures the failure within 60 days after the written notice of default thereof. (d) The City commences a voluntary bankruptcy case under Title 11 of the United States Code or any substitute or successor statute. If an Event of Default occurs and is continuing, the Trustee may, and at the written direction of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding the Trustee shall (a) for any default listed in Section 8.01 (a), (b) or (d) only, declare the principal of the Bonds, together with the accrued interest thereon, to be due and payable immediately, and upon any such declaration the same will become immediately due and payable, anything in this Indenture or in the Bonds to the contrary -26- notwithstanding, and (b) subject to the provisions of Section 8-.06, exercise any other emedies available to the Trustee and the Bond Owners in law or at eauitv to enforce the ghts of the Bond Owners under this I ursuant to the California Code of Civil r ri ndenture, including the right, by action brought Procedure, or as otherwise provided by law, to obtain the issuance of a writ of mandamus enforcing the duty of the City to take all steps necessary for t due hereunder. he payment of principal of and interest on the Bonds, and other amounts Immediately upon becoming aware of the occurrence of an Event of Default, but It no event later than five Business Days following becoming aware of such occurrence, the Trustee shall give no in writing.. Such notice declared to be or have t1i'ce of such Event of Default to the City bv telephone confirmed shall also state whether the principal of the Bonds has been immediately become due and payable. With respect to any Event of Default described in clauses (a) or (b) above the Trustee shall. and with respect to any Event of Default descr*1 bed in clause (c) 0 above the Trustee in its sole discretion may, also give such notice to the Owners, which sha on the Bonds shall cease to accrue from and after t declares the Bonds to become due and payable under the preceding paragraph (but II include the statement that interest e date, if any, on which the Trustee only to the exten t that principal and any accrued, but unpaid, interest on the Bonds is actually paid on such date). This provision, however, is subject to the condition that if, at any time after the principal of the Bonds has been so declared due and payable, and before any judgment or decree for the payment of the moneys due has been obtained or entered, the City shall deposit with the Trustee a sum sufficient to pay all principal on the Bonds matured prior to such declaration and all matured installments of interest (if any) upon all the Bonds, with interest on such overdue installments of principal and interest at an interest rate of 10% per annum, and the reasonable fees and expenses of the Trustee, including fees and expenses of its attorneys, and any and all other defaults known to the Trustee (other than in the payment of principal of and interest on the Bonds due and payable solely by reason of such declaration) has been made good or cured to the satisfaction of the Trustee or provision deemed by the Trustee to be adequate has been made therefor, then, and in every such case, the Owners of at least a mJaority in aggregate principal amount of the Bonds then Outstanding, by written notice to the City and to the Trustee, may, on behalf of the Owners of all of the Bonds, rescind and annul such declaration and its consequences. However, no such rescission and annulment shall extend to or shall affect any subsequent default, or shall impair or exhaust' any right or power consequent thereon. SECTION 8,,02. Application of Funds Upon Acceleration. All amounts received by the Trustee under any right given or action taken by the Trustee under the provisions of this Indenture shall be applied by the Trustee as follows and in the following order0 : (a) First, to the 'payment of any fees, costs and expenses incurred by the Trustee to protect the interests of the Owners of the Bonds; payment of the fees, costs and expenses of the Trustee (including fees and expenses of its counsel, including any allocated costs of internal counsel) incurred in and about the performance of its powers and duties under this Indenture and the payment of all fees, costs and expenses owing to the Trustee under Section 6.06, -27. } 0 together with interest on all such amounts advanced by the Trustee at the maximum rate permitted by law. (b) Second, to the payment of the whole amount then owing and unpaid upon the Bonds for interest and principal, with interest on such overdue amounts at the respective rates of interest borne by those Bonds, and in case such moneys shall be insufficient to pay in full the whole amount so owing and unpaid upon the Bonds, then to the payment of such interest, principal and interest on overdue amounts without preference or priority among such interest, principal and V nterest on overdue interest, principal and amounts ratat3iy to the aggregate or sucn interest on overdue amounts. SECTION 8,,03, Power of Trustee to Control Proceedings the happening of an Event of Default'. takes anv action., bv otherwise, in the performance o .9 1 . If the Trustee, upon udicial proceedings or t its autres nereunaerI wnetner upon its own discretion9 a 4 a .0. upon the request ot the owners of a majority in aggregate principai amount of the Bonds then Outstanding, it has full power, in the exercise of its discretion for the best interests 4L of the Owners of the Bonds, with respect to the continuance, discontinuance, withdrawal, compromise, settlement or other disposal of such action and the Trustee has been indemnified to its satisfaction. The Trustee may not, unless there no longer continues an Event of Default, discontinue, withdraw, compromise or settle, or otherwise dispose of any litigation pending at law or in equity, if at the time there has been filed with it a written request signed by the Owners of a majority in principal amount of the Outstanding Bonds hereunder opposing such discontinuance, withdrawal, compromise, settlement or other disposal of such litigation. ` SECTION 8.04. Limitation on Owners'Right to Sue. No Owner of any Bond has the right to institute any suit, action or proceeding at law or in equity, for any remedy under or upon this Indenture, unless: (a) said Owner has previously given to the Trustee written notice of the occurrence of an Event of Default; (b) the Owners of a majority in aggregate principal amount of all the Bonds then Outstanding have requested the Trustee in writing to exercise the powers hereinbefore granted or to institute such action, suit or proceeding in its own name; (c) said Owners have tendered to the Trustee indemnity reasonably acceptable to the Trustee against the costs, expenses and liabilities to be incurred in compliance with such request; and (d) the Trustee has failed to comply with such request for a period of 60 days after such written request has been received by, and said tender of indemnity has been made to, the Trustee. Such notification, request, tender of indemnity and refusal or omission are hereby declared, in every case, to be conditions precedent to the exercise by any Owner of any remedy hereunder; it being understood and intended that no one or more Owners has any right in any manner whatever by his or their action to enforce any right under this -28- a Indenture, except in the manner herein provided, and that all proceedings at law or in equity to enforce any provision of this Indenture shall be instituted, had and maintained in the manne Bonds. The premium, if r herein provided and for the equal benefit of all Owners of the Outstanding right of any Owner of any Bond to receive payment of the principal of and any, and interest on such Bond as herein provided, shall not be impaired or affected without the written consent of such Owner, notwithstanding the foregoing provisions of this Section or any other provision of this Indenture. SECTIO►v 8.05. Non -waiver. Nothing in this Artici shiall rt e VIII or in any other provision of this Indenture or in the Bonds, affects or impairs the obligation' of the City, which is absolute and unconditional, to pay from the Net Revenues and other amounts pledged hereunder, the principal of and interest on the Bonds to the Bond Owners when due and payable as herein provided, or affects or impairs the right of action, absolute and unconditional, of the Bond Owners by virtue of the contract embodied in the Bonds. impa A waiver of any default by any Owner itanyrightsorremediesonthe which is also to institute suit to enforce such payment subsequent not affect any subsequent default or default. No delay or omission of any Owner to exercise any right or power accruing upon any default shall imps 'beawaiver of any such default or an remedyconferred upon the Owners by the r by this Article VIII may be enforced and exercised from time to time and as SIIbedeemedexpedientbytheOwners. itanysuch runt or Howerorsha IIbeconstruedtoacquiescencetherein,andeverypowerand BondLawo oftenassha Ifasuit,actionorproceedingtoenforceanyrightorexerciseanyremedyis abandonedordeterminedadverselytotheOwners,theCityandtheOwnerswillbe restoredtotheirformerpositions,rightsandremediesasifsuchsuit,actionor proceedinghadnotbeenbroughtortaken. SECTION8.06.ActionsbyTrusteeasAttorney-in-Fact.Anysuit,actionor proceedingwhichanyOwnerhastherighttobringtoenforceanyrightorremedy hereundermaybebroughtbytheTrusteefortheequalbenefitandprotectionofall Ownerssimilarlysituatec!andtheTrusteeisherebyappointed(andthesuccessive respectiveOwnersbytakingandholdingtheBondsshallbeconclusivelydeemedsoto haveappointedit)thetrueandlawfulattorney-in-factoftherespectiveOwnersforthe purposeofbringinganysuchsuit,actionorproceedingandtodoandperformanyand allactsandthingsforandonbehalfoftherespectiveOwnersasaclassorclasses,as maybenecessaryoradvisableintheopinionoftheTrusteeassuchattorney-in-fact, subjecttotheprovisionsofA icleVI.Notwithstandingtheforegoingprovisionsofthis Section8.06theTrusteehasnodutytoenforceanysuchrightorremedyunlessithas beenindemnifiedtoitssatisfactionforanyadditionalfees,chargesandexpensesofthe Trusteerelatedthereto,includingwithoutlimitation,feesandchargesofitsattorneysand advisors. SECTION8.07.RemediesNotExclusive.Noremedyhereinconferreduponor reservedtotheOwnersisintendedtobeexclusiveofanyotherremedy.Everysuch remedyshallbecumulativeandshallbeinadditiontoeveryotherremedygiven hereunderornoworhereafterexisting,atlaworinequityorbystatuteorotherwise,and -29- di may be exercised without exhaus by the Bond Law or any other law. q ting and without regard to any other remedy conferred ARTICLE IX MISCELLANEOUS SECTION 9.01. Limited Liability of the City. Notwithstanding anything in this Indenture contained, the City is not required to. advance any moneys derived from any source of income other than the Net Revenues for the payment of the principal of or interest on the Bonds, or for the performance of any covenants herein contained (except to the extent any such covenants are expressly payable hereunder from the Net Revenues). The City may, however, advance funds for any such purpose, provided that such funds are derived from a source legally available for such purpose and may be used by the City for such purpose without incurring indebtedness. The Bonds are revenue bonds, I nthr fHnd-q a� ian thiq 1nrJPntHrt=. nrnvidpwi Dyable exclusively from the Net Revenues and ...,,.,. ,�..M„ The Wastewater F Hnd nf the. City is not liable, and the credit of the City is not pledged, for the payment of the interest on or principal of the Bonds. The Owners of the Bonds have no riaht to compel the forfeiture of anv property of the City. The principal of and City, or a legal or equitable pledg( the City or upon any of its income other funds pledged to the paymen interest on the Bonds are not a debt of the a, charge, lien or encumbrance upon any property of receipts or revenues except the Net Revenues and t thereof as provided in this Indenture. SECTION 9.02. Benefits of Indenture Limited to Parties Nothing in this Indenture, expressed or implied, gives to any person other than the City and the Owners of the Bonds, any right, remedy or claim under or by reason of this Indenture. Any covenants, stipulations, promises or agreements in this Indenture contained by and on behalf of the City shall be for the sole and exclusive benefit of the Trustee and the Owners of the Bonds. SECTION 9.03. Defeasance of Bonds. (i) If the City pays and discharges the entire indebtedness on any Bonds in any one or more of the following ways: (a) by paying or causing to be paid the principal of and interest on such Bonds, as and when the same become due and payable; (b) subject to the conditions set forth in subsection (ii) below, by irrevocably depositing with the Trustee or an escrow bank, in trust, at or before maturity, an amount of cash which, together with the available amounts then on deposit in the funds and accounts established under this Indenture, in the opinion or report of an Independent Accountant is fully sufficient to pay such Bonds, including all principal and interest; (c) subject to the conditions set forth in subsection (ii) below, by V rrevocably depositing with the Trustee or an escrow bank, -30- Defeasance Securities in such amount as an Independent Accountant determines will, togethe r with the interest to accrue thereon and available moneys then on deposit in any of the funds and accounts established under this Indenture, be fully sufficient to pay and discharge the indebtedness on such Bonds (including all principal and interest) at or before maturity; or (d) by purchasing such Bonds prior to maturity and tendering such Bonds to the Trustee for cancellation; then, at the election of the City, and notwithstanding that any such Bonds have not been surrendered for payment, the pledge of the Net Revenues and other funds provided for in this Indenture and all other obligations of the Trustee and the City under this Indenture with respect to such Bonds shall cease and terminate, except only: the obligations of the City under Section 5.09 (Tax Covenants), the obligation of the Trustee to transfer and exchange Bonds hereunder, the obligation of the City to pay or cause to be paid to the from the amounts so deposited with t Owners of such Bonds thereon, and the obliga Section 6.06. The any funds t its order. he Trustee, all sums due tions of the City to compensate and indemnify the Trustee under City must file notice of such election with the Trustee. The Trustee shall pay hereafter held by it, which are not required for said purpose, to the City or to (ii) To accomplish defeasance pursuant to paragraphs (i) (b) or (i) (c) above, the City shall cause to be delivered (a) a report of an Independent Accountant verifying the sufficiency of the escrow established to pay the Bonds in full on the maturity date ("Verification"), (b) an escrow agreement, and (c) an opinion of Bond Counsel to the effect that the Bonds are no longer "Outstanding" under this Indenture; each Verification and defeasance opinion to be acceptable in form and substance, and addressed, to the City and Trustee,, (iii) In the case of a defeasance or payment of all of the Bonds Outstanding in accordance with this Section 9.03, the Trustee shall pay all amounts held by it in any funds or accounts hereunder, which are not required for said purpose or for payment of amounts due the Trustee under Section 6.06, to the City. (iv) Bonds shall be deemed "Outstanding" under this Indenture unless and until they are in fact paid and retired or the above criteria are met. SECTION 9.Q4. Execution of Documents and Proof of Ownership by Owners. Any request, consent, declaration or other instrument which this Indenture may require or permit to be executed by any Owner may be in one or more instruments of similar tenor, and shall be executed by such Owner in person or by their attorneys appointed in writing. Except as otherwise herein expressly provided, the fact and date of the execution by any Owner or his attorney of such request, consent, declaration or other i nstrument, or of such writing appointing such attorney, may be proved by the certificate of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he purports to act, that the person signing such request, declaration or other instrument or writing acknowledged to him the execution thereof, or by an affidavit of a witness of such execution, duly sworn to before such notary public or -31- ownership thereof are conclusively proved iDy the Registration Books. Any request, declaration or other instrument or writing of the Owner of any Bond binds all.future Owners of such Bond in respect of anything done or the Trustee in good faith and in accordance therewith. SECTION 9.05 requjsite aggregate principal amount of direction, consent or waiver under this I for the account of the City (but must be disregarded and deemed not to be Outstanding for the purpose of any such determination. The Trustee will not be deemed to have knowledge that any Bond is owned or held by the City unless the City is the Registered Owner or the Trustee has received written notice to that effect. SECTION 9.06. Waiver of Personal Liability. No member, officer, agent or employee of the City shall be individually or personally liable for the payment of the principal of or interest or any premium on the Bonds; but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law. Disqualified Bonds., suffered to be done by the City or In determining whether the Owners of the Bonds have concurred in any demand, request, ndentureI Bonds which are owned or held bv or ' retirement fund) excluding Bonds held in any employees SECTION 9,,07., Destruction of Canceled Bonds. Whenever in this Indenture provision is made for the surrender to the City of any Bonds which have been paid or canceled under the provisions of this indenture, a certificate of destruction duly executed by the Trustee shall be deemed to be the equivalent of the surrender of such canceled Bonds and the City shat[ be entitled to rely upon any statement of fact contained in any certificate with respect to the destruction of any such Bonds therein referred to. The City shall pay all costs of any microfilming of Bonds to be destroyed. .5 SECTION 9,08., Funds and Accounts. Any fund or account required by this Indenture to be established and maintained by the City or the Trustee may be established and maintained in the accounting records of the City or the Trustee, as the case may be, either as a fund or an account, and may, for the purpose of such records, any audits thereof and any reports or statements with respect thereto, be treated either as a fund oras an account. All such records with respect to all such funds and accounts held by the City shall at all times be maintained in accordance with generally accepted accounting principles and all such records with respect to all such funds and accounts held by the Trustee shall be at all times maintained in accordance with corporate trust industry practices; in each case with due regard for the protection of the security of the Bonds and the rights of every Owner thereof., 0 SECTION 9.09. Notices. All written notices to be given under this Indenture shall be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, or at such address as the party may provide to the other party in writing from time to time., The City or the Trustee may, by written notice to the other parties, from time to time modify the address or number to which communications are to be given hereunder. -32- e�a�uma G �yEng ash Gae �fornla 0 S6 et r ge 96 If to the city* Peta�u�c`a, �inance Mg p,ttent\I I g 442 F aX. �� _., �1 ork Ae\\On � If to t h e T rUstee. Cost coop an } Ae\v a 2�4\j \Ae �a�k St eet' S Uvke ��o n0a 94A 11 o14O V\I\r. -6\sc .-ran_,.rate a A..Jsk,. e afy he�e�n t0 �d dis�ha� ed Go r "� � ta�r�en0�cia�rPon� p P�`1th'ng s of the achTexa d 6\\ae vs' e �r tru onds 14\4N\ rer`kum a�, or f 01, as e VVI e .�Custe of eg �ntereeak Such date t th a\ aikelth m oN g gyp, ,c,lalflned eld boy o� pr�n�S othe �Tus�e the "CV\J s�ds have b e TOO SE��� any m �fi any Pd by v��th gor e�eng � m umen ky\e as he os�te {sup roP otwfihesoC Ce ate vdh money v�o�ey de'Pin��pa� � bsolute P CesPeCX te�est r the nkel after the �� such Such m and p as Nts ed with o{ d in 01ioC ore `1ea� e t�ayab`edep°S�� Oj cif any ° to tre G�tyard Aws�h�he prin��pa` a\Je e�� e ake ��d percm�u e .\,Skeee re \easedayr�ent of ma`1 be eaT aik,e intevest veC�a�d b`l ky\ereuC�°nGity {ot the � �ndentuCe ai\dor ahenha\\be Stee Sha\iray to <he arts �N�ste��a�'S S o{ them a!& e q uSa `and eeC sha�� �0�k 0 eSe�erai C Ll esu13y\ �U� a ions Lute U{ON Land t ch Bonds • :,q e�Ution terpa�s aaa Suer � °Ushap e On g =1 ev °{_ c� r 9�na�' deSiroYV4 ed, ed �n any y ato be aal )(eser"` e sha\\ eXe�Ut ses be dee ��ustee S h �s indent \\forn�a 0TV Gity an0d ehrst�umer� rr1ing AVTW 'che State 0{ Ga Land theeama G°h s ° u d � \01q co�danGe ,, ,, ,,0nstr ,.. 1} e go veCned ay 14 k, tt J t ,t F if t. t t •J �t i h tf •tJ i i ♦ 4 Y •tt Lt f• f t •t tt tJ •t } :t •I �7 Y Y :Y Y k, tt J t ,t F if t. t t •J �t i h tf •tJ IN WITNESS WHEREOF, the City of Petaluma has caused this Indenture to be signed in its name by its City Manager and attested by its City Clerk, and The Bank ot New York Mellon Trust Company, N.A., in token of its acceptance of the trust created hereunder, has caused this Indenture to be signed in its corporate name by its officer identified below, all as of the day and year first above written. Attest: r *k"AWOM City Clerk h CITY OF PETALUMA By' City Manager. THE BANK OF NEWYORK MELLON TRUST COMPANY, N.A., as Trustee �J -34- Authorized Office r y any o APPENDIX A "Additional Revenues" means r all of the following amounts: (b) any nationa DEFINITIONS with respect to the issuance of any Parity Debt, (i) An allowance for Net Revenues from any additions or improvements to or extensions of the Wastewater System to be made from the n an amount equal to the estimated Revenues to be derived from such extensions for the first 36 -month proceeds of such Parity Debt i additic additic period in which each addition, improvement or extension respectively to be in operation, all as shown bv the certificate opinion of a Financial Consultant., nal average annual Net is, improvements and is or An allowance for Net Revenues arising from any increase in the charges made for service from the Wastewater System which has been duly approved by the City Council of the City prior to the incurring of such Parity Debt, but which, during all or any part of the most recent completed Fiscal Year for which audited financial statements of the City are available, or for any more recent consecutive 12 -month period selected by the City under Section 3.04(b), was not in effect, in an amount equal to the total amount by which the Net Revenues would have been increased if such increase in charges had been in effect during the whole of such F'i'scal Year or 12 -month period, all as shown by the certificate or opinion of a Financial Consultant. "Bond Counsel" means (a) Jones other attorney or firm of attorneys Ily-recognized experience in the issuance of obligations the interest on which is excludable from gross income for federal income tax purposes under the Tax Code. Hall, A Professional Law Corporation, or appointed by or acceptable to the City of "Bond Law." means the provisions of Articles 10 and 11 of Chapter 3 of Part 1 of Division 2 of Title 5 of the California Government Code, commencing with Section 53570 of said Code, as in effect on the Closing Date or as thereafter amended in accordance with its terms. "Bonds" means the City of Petaluma, 2019 Wastewater Revenue Refunding Bonds issued and at any time Outstanding hereunder. "Business Day" means a day (other than a Saturday or a Sunday) on which banks are not required or authorized to remain closed in the state in which the Office of the Trustee is located, and on which the Federal Reserve Bank system is not closed. "Certificate of the Cit " means a certificate in writing signed by the Mayor, the City Manager of the City, the Finance Director of the City, or any other officer of the City duly authorized by the City Council for that purpose. A-1 "Closing Date" means , 2019, being the date of delivery of the Bonds to the Original Purchaser. "Continuing Disclosure described in Section 5.11 Certificate" means the Continuing Disclosure Certificate WMW "Costs of Issuance" means all items of expense directly or indirectly payable by or reimbursable to the City relating to the authorization, issuance, sale and delivery of the Bonds and the refunding of the SRF Loan, including but not limited to printing expenses, rating agency fees, filing and recording fees, initial fees, expenses and charges of the Trustee and its counsel, fees, charges and disbursements of attorneys, financial advisor, placement agent, accounting firms, consultants and other professionals, and any other cost, charge or fee in connection with the original issuance of the Bonds and the refunding of the SRF Loan. "Costs of Issuance Fund" means the fund by that name established and held by the Trustee under Section 3.03. "Debt Service" means, with respect to any Fiscal Year, the sum obtained by totaling the following amounts for such Fiscal Year: Lk (a) the aggregate amount of principal of and interest on the Outstanding Bonds coming due and payable in such Fiscal Year; (b) the principal amount of all outstanding Parity Debt, if any, coming due and payable by their terms in such Fiscal Year; and (c) the amount of interest which would be due during such Fiscal Year on the aaaregate Principal amount of all outstanding Parity Debt, if any, which would be outstanding in such Fiscal Year if such Parity Debt are retired as scheduled; provided, however, that with respect to any Parity Debt which bears interest at an adjustable rate, such interest shall be calculated at an assumed rate equal to the average J1 rate of interest per annum for each of the five previous whole calendar years as shown by the J. J. Kinney Index (or, if and to the extent such index is not maintained for all or any portion of such period, any similar index of variable rate interest for tax-exempt obligations selected by the City in its sole discretion). ",Debt Service Fund" means the fund by that name established and held by the Trustee under Section 4-.02(b)(ii)er "Depositor " means (a) initially, DTC, and (b) any other Securities Depository acting as Depository under Section 2.04. "Depository System Participant" means any participant in the Depository's book - entry system. 41 "C�" means the City of Petaluma, a charter city and municipal corporation organVC ized and existing under the Constitution and laws of the State of California, and any successor thereto, A-2 ",Defeasance Securities" means (1) cash, (2) non callable direct obligations of the United States of America ("Treasuries"), (3) evidences of ownership of proportionate interests in future interest and principal payments on Treasu company as custodian, unde interest and has ries held by a bank o r trust r which the owner of the investment is the real party in -W the right to proceed directly and individually against the obligor and the GL OL underlying Treasuries are not available to anV person claiming through the custodian or to whom the custodian may be obligated, (4) pre -refunded municipal obligations rated "AAA" and "Aaa" by 6&[J and MIDody's, respectively, or (5) securities eligible for "AAA" defeasance under then existing criteria of S&P or any combination thereof, shall be used to effect defeasance of the Bonds. "DTC" means The Depos successors and assigns. are itory Trust Company, New York, New York, and its "Event of Default" means any of the events described in Section 8.01. "Federal Securities" means any of the following which at the time of investment e.qal investments under the laws of the State of California for the funds purported to be invested therein". (a) d irect general obligations ot the United States ot Ame rica (including obligations issued or held in book entry form on the books of the Department of the Treasury of the United States of America); and (b) obligations of any agency, department or instrumentality of the United States of America the timely payment of principal of and interest on which are fully secured or guaranteed by the full faith and credit of the United States of America. "Financial Consultant" means any consultant or firm of such consultants _ONN*W appointed by the City and who, or each of whom: (a) is judged by the City to have experience in matters relating to the financing of wastewater systems; (b) is in fact independent and not under domination of the City; (c) does not have any substantial interest, direct or indirect, with the City; and (d) is not connected with the City as an officer or employee of the City, but who may be regularly retained to make reports to the City. "Fiscal Year means the period commencing on July 1 of each year and 0**" terminating on the next succeeding June 30, or such other period as may be established by the City as its official fiscal year period (written notice of which shall be given by the City to the Trustee). "Gross Revenues" means all gross income and revenue received by the Coity IANfrom the ownership and/or operation of the Wastewater System, includ*ing, without limiting the generality of the foregoing : (a) all amounts levied by the City as a fee for connecting to the Wastewater System, as such fee is established from time to time under the applicable laws of the State of California; (b) all :income, rents, rates, fees, capital improvement fees (including facilities capacity and pump zone fees), charges or other moneys derived from the services, facilities and commodities sold (including A-3 U recycled water), furnished or supplied through the facilities of the Wastewater System, (c) the earnings on and income derived from the investment of such A ncome, rents, rates, fees, charges or other moneys to the extent that the use of such earnings and income is limited by or under applicable law to the Wastewater System, (d) the proceeds derived by the City directly or indirectly from the sale, lease or other disposition of a part of the Wastewater System as permitted hereunder, (e) amounts transferred into the Wastewater Fund from the Rate Stabilization Fund under Section 4.03, and amounts received bv the City proceeds under con of tax revenues or from other PL _ other amounts payable tracts for services provided by the City to Wastewater System. lic agencies as the to the City users of the The term "Gross Revenues" does not include (i) customers' deposits. or any other *0I deposits subject to refund until such deposits have become the property ot the City, he proceeds of any ad valorem property taxes levied to pay general obligation bond t # s indebtedness ot the (.I:y wan respect io the vviasiewaie assessments or special taxes levied -for the purpose of bonds or special tax obligations of "Indenture" means from time to time be supplemented, modified or amended Indenture under the provisions hereof. r System, and. (iii) special paying special assessment the City relating to the Wastewater System. this Indenture of Trust, as originally executed or as it may by any Supplementa "Independent Accountant." means any accountant or firm of such accountants No "vp appointed and paid by the City, and who, or each of whom (a) is in fact independent and not under domination of the City; (b) does not have any substantial interest, direct or indirect, with the City; and (c) is not connected with the_City as an officer or employee of the City, but who may be regularly retained to make annual or other audits of the books of or reports to t he City. "Interest Payment Date" means November 1 and May 1 in each year, beginning November 1, 2019, and continuing so long as any Bonds remain Outstanding,. "Maximum Annual Debt Service" means, as of the date of any calculation, the maximum amount of Debt Service on the Outstanding Bonds and all outstanding Parity Debt for the current or any future Fiscal Year. "Mood" means Moody's Investors Services, and its successors and assigns. " Net Proceeds" means, lhen used with respect to any casualty insurance or condemnation award, the proceeds from such insurance or condemnation award remaining after payment of all expenses (including attorneys' fees) incurred in the collection of such proceeds. A-4 i "Net Revenues" means, for any period, an amount equal to all of the Gross Revenues received during such period minus the amount required to pay all Operation and Maintenance Costs becoming payable during such period. "Nominee" means (a) initially, Cede & Co. as nominee of DTC, and (b) any other nominee of the Depository designated under Section 2.04(a). "Office" means, with respect to the Trustee, the corporate trust office of the Trustee at the address set forth in Section 9.09, or at such other or additional offices as may be spec'i'fied by the presentation of Bonds for Trustee paymen in writing to the City; except that with respect to t or for registration of transfer and exchange, such term means the ottice or agency of the Trustee ai which, at any corporate trust agency business is conducted. "Operation and Maintenance Costs" means paid or incurred by the City for maintaining and particular time, its the reasonable and necessary costs operating the Wastewater System, determined in accordance with generally accepted accounting principles, including but not limited to (a) all reasonable expenses of management and repair and other expenses necessary to maintain and preserve the Wastewater System in good repair and working order, and (b) all administrative costs of the City that are charged directly or apportioned to the operation of the Wastewater System, such as salaries wages and retirement benefits of employees, overhead, taxes (*If any) and insurance. "Operation and Maintenance Costs" do not include (*i) administrative costs of the Bonds which the City is required to pay hereunder, (ii) payments of debt service on bonds, notes or other obligations issued by the City with respect to the Wastewater System, (iii) depreciation, replacement and obsolescence charges or reserves therefor, (iv) capital expenditures made by the City with respect to the Wastewater System, (v) accrual of employee benefits which are not funded, and (vi) amortization of intangibles or other bookkeeping entries of a similar nature. "Original Purchaser" means ,, as the original }purchaser of the Bonds upon their delivery by the Trustee on the Closing Date. "Outstanding", when used as of any particular time with reference to Bonds, means all Bonds theretofore, or thereupon being, authenticated and delivered by the Trustee under this Indenture except: (a) Bonds theretofore canceled by the Trustee or surrendered to the Trustee for cancellation; (b) Bonds with respect to which all liability of the City has been discharged in accordance with Section 9,.03; (c) Bonds for the transfer or exchange of or in lieu of or in substitution for which other Bonds shall have been authenticated and delivered by the Trustee under this Indenture; and (d) Bonds which are required to be disregarded and not deemed Outstanding under Section 9.05. "Owner", when used with respect to any Bond, means the person in whose name the ownersh'i'p of such Bond is registered on the Registration Books. " Parity Debt" means the 2017 Bonds, and all other bonds, notes, loan agreements, installment sale agreements, leases or other obligations of the City payable from and secured by a pledge of and lien on any of the Net Revenues issued or incurred on a parity with the Bonds. under Section 3.04 or 3.05. A-5 "Parity Debt Documents" means the 2017 Indenture and any other agreement, indenture of trust, resolution or other instrument authorizing the issuance of Parity Debt, "Permitted Investments" means investment are legal investments under the laws of the State of California for the moneys any ot the following which at the time of proposed to be invested therein'. (a) (b) Federal Securities; obligations of any federal agency which either (a) represent full faith and credit of the United States of America, or (b) are rated "AA" or betterbyS&P and "Aa" by Moody's; (r.) Bank deposit products, trust funds, trust accounts, certificates of by a third party pursuant to an overnight bank money market denominated deposit accounts, federal funds and banker's acceptances with domestic commerc*lal banks, which deposit (including those placed agreement between deposits, interest bea accounts, U.S. dollar the City and the Trustee), ring depos its, interest bea ring may include the Trustee, its parent holding company, if any, and their affiliates which (i) have a ratina on their short term certificates of deposit on the date of purchase of "A" or better by Moody's, maturing no more than 360 days after the S&P and date of purchase, provided that ratings on holding companies are not nsured by the considered as the rating of the bank or (ii) are fully i Federal Deposit Insurance Corporation; (d) commercial paper which is rated at the time of purchase single highest classification, "A" or.better by S&P and Moody's, and in the which matures not more than 270 calendar days after the date of purchase; (e) investments in a money market fund, including those of an affiliate of the Trustee, rated in the highest short-term rating category by S&P and Moody's, including funds for which the Trustee, its parent holding company, if any, or any affiliates or subsidiaries of the Trustee or such holding company receives and retains a fee for services provided to the fund, whether as a custodian, transfer agent, investment advisor or otherwise; (f) investment agreements with financial institutions whose long-term general credit rating is "AA—" or better from S&P, by the terms of which the Trustee may withdraw funds if such rating falls below " AA—"; and (g) the Local Agency Investment Fund of the State of California, created under Section 16429.1 of the California Government Code, to the extent the Trustee is authorized to register such investment in its name. mA@ "Rate Stabilization Fund" means the fund by that name established and held by the City under Section 4-.03. "Record AV"F"*WN%H*"W calendar day of t Date" means, with respect to any Interest Payment Date, the 15th VW he month preceding such interest Payment Date. "Registration Books" means the books maintained by the Trustee under MW 2,.07 for the registration and transfer of ownership of the Bonds. Section "Request of the City" means a request in writing signed bv the Mayor, the City Manager of the City, or any other officer of the City duly authorized by the City Council for that purpose. " Securities W.Depositories" means DTC; and, in guidelines of the Securities and Exchange Commission r securities depositories as the City may designate in a Request of the City delivered by the City to the Trustee. such othe accordance with then current such other addresses and/or "S&P" Services LLC "SRF means S&P Globa and its successors.. Loan" means between the City and amended as of Octobe the r 17, Ratings, a division of Standard & Poor's Financial the Interagency Sales Agreemen State Water Resources Control Boa 2007. t (No. 05-803-550-0), rd made in 2006, and "State Loans" means loans secured by a pledge of Net Revenues of the Wastewater System and incurred by the City to finance improvements to the Wastewater System pursuant to Section 3.05. "Supplemental Indenture" means any instrument hereafter duly adopted or executed indenture, agreement, resolution or other in accordance with Section 7.01. "Tax Code" means the Internal Revenue Code of 1986 as in effect on the Closing Date or (except as otherwise referenced herein) as it may be amended to apply to obligations issued on the Closing Date, together with applicable temporary and final regulations promulgated, and applicable official public guidance .published, under said Code. "Trustee " means The Bank of New York Mellon Trust Company, N.A., as Trustee hereunder, or any successor thereto appointed as Trustee under Article VI. "2017 Bonds " " means the City of Petaluma 2017 Wastewater Revenue Refunding Bonds, issued in theaggregate principal amount of $23,365 , 000. "2017 Indenture" means the- Indenture of Trust, dated as of June - 1, 2017, by and between the City and The Bank of New York Mellon Trust Company, N.A., as trustee, pursuant to which the City issued the 2017 Bonds. "Wastewater Fund" means the fund established and held by the City with respect HM to the Wastewater System for the deposit of Gross Revenues. A-7 "Wastewater Stem" means any and acquired or constructed which are collection, treatment. treatment plants 4L pumping stations ■ ■ owned, con disposai, recycling or r intercepting and collecting ejector stations, oxidation ponds, pipes, valves, machinery, and all useful or convenient for the collection, treatment, all facilities now existing or hereafter trolled o r operated by the City for the use of wastewater, including sewage sewers. outfall sewers, force mains, other appurtenances necessary, purification, reclamation or disposal of sewage and storm drainage, and any necessary lands, rights of way and other real or personal property useful in connection therewith. "MI, I 'Eel 11 No. R- INTEREST RATE: APPENDIX B FORM OF BOND CITY OF PETALUMA 2019 WASTEWATER REVENUE REFUNDING BOND MATURITY DATE: ISSUE DATE: _ % May .1, _ _ , 2019 REGISTERED OWNER: PRINCIPAL AMOUNT: CEDE & CO. 0 DOLLARS CUSIPA The City of Petaluma, a charter city and municipal corporation organized and unaer ::L.11('i+3)fI 2XISLIIIq ine uons1i1U110H allu laVV6 ul uie JLaLC tai k-+aluuiiiia kL t:; y ), ul vacua receivedpledged t registeredabove in lawful money of the United States of America; and to pay interest thereon in hereby promises to pay neretor as hereinafter mentioned) io the Registered Owner stated above, or (but only out of the Net Revenues and other assets assigns, on the Maturity Date stated above, the Principal Amount stated like lawful money fromthe Interest Payment Date next ____ preceding the date of authentication of this Bond (unless thisBond as of a day during the period commencing after the fifteenth day of the month preceding an Interest Payment is authenticated a Date and ending on or before such Interest interest from such Interest Payment Date, or ayment Date, in which even t it shall bear unless this Bond is authenticated on or before October 15, 2019, in which event it shall bear interest from the Issue Date stated aPHnfilhnvl n;avment of such DrinC'Dal sum shall be d*scharaed as provided in the Indenture hereinafter mentioned, at the Interes semiannual) an "Interest t Rate iDer annum stated above., payable y on each November 1 and Mav 1,, commencing November Payment Date"). 1, 2019 (each, The principal hereof is payable by check at the Office (as defined in the Indenture referred to below) of The Bank of New York Mellon Trust Company, N.A. (together with any successor trustee under the Indenture, the "Trustee"). Interest hereon is payable by check of the Trustee mailed on each Interest Payment Date to the Registered Owner as of the 15th day of the month preceding each Interest Payment Date ( except with respect to payment of defaulted interest as provided in the Indenture hereinafter referred to) at the address shown on the registration books maintained by the Trustee. Payment of interest will be made by wire transfer in immediately available funds to an account in the B-1 United States of America to any Owner of Bonds in the aggregate principal amoun $1 1000, 000 or more who shall furnish written wire instructions to the I rustee before 15th day of the month preceding the applicable Interest Payment Date. t of the This Bond is one of a duly authorized issue of bonds of the City designated as its "City of Petaluma 201 ir 9 Wastewater Revenue Refunding Bonds" (the "Bonds aaare9ate principal amoun Chapte r 3 of IL commencing with Section 53570 0 Indenture of Trust, dated as of September 1, 2019 (the "Indenture" ), netween t of $ authorized under Articles 10 1 of Division 2 of Title 5 of the Californ'i'a Government Code, f sa'i'd Code (the "Bond Law" ), and issued "), in the ind 11 of and thi=- Tr"-qtp-p. under an the City �,........ .. . The Bonds have been issued for the purpose of refinancing certain ons of the City wastewater collection, ir IP obligati previously incurred to Tinance capital improvements D . ) 0 eatment and disposal system (the "Wastewater System Reference' is hereby made to the Office of the Trustee) and all indentures supplemental t description of the rights t of the security. of the rights, duties and immunities of the Trustee and ot the rights and ndenture (a to its copy of which is on file at said hereto and to the Bond Law for a hereunder of the owners of the Bonds of the nature and extent obligations of the City thereunder. hereof. assents and agrees to all the provisions of the Indenture, a The Registered Owner of this Bond, by acceptance The Bonds and the interest thereon are payable from Net Revenues (as such term is defined in the Indenture) of the Wastewater System, and are secured by a pledge and assignment of said Net Revenues and amounts held in certain funds and accounts established under the Indenture, subject only to the provisions of the indenture permitting the application thereof for the purposes and on the terms and conditions set forth in the Indenture. The City has the right under the Indenture to issue additional obligations on a parity with the Bonds, subject to the specific conditions set forth in the Indenture. The Bonds are special obligations of the City and are not a lien or charge upon the funds or property of the City, except to the extent of the aforesaid pledge and assignment. Except as set forth in the following paragraph with respect to Net Proceeds, the Bonds are not subject to redemption at the option of the City prior to their respective stated maturity dates. The Bonds are subject to extraordinary redemption prior to their respective stated maturities, as a whole or in part on any date, as determined by the City, from Net Proceeds, upon the terms and conditions of, and as provided for in the Indenture, at a redemption price equal to the principal amount of the Bonds to be redeemed, without do premium, plus accrued interest thereon to the date fixed for redemption. Unless waived by any Owner of Bonds to be redeemed, notice of any redemption of Bonds shall be given, at the expense of the City, by the Trustee by mailing a copy of a redemption notice by first class mail at least 20 days and not more than 60 days prior to the date fixed for redemption to the Owner of the Bond or Bonds to be redeemed at the address shown on the Bond Registration Books; provided, that neither the failure to receive such notice nor any immaterial defect in any notice shall affect the sufficiency of the proceedings for the redemption of the Bonds. B--2 If this Bond is called for r specified in the Indenture, interest fixed for redemption. edemption and payment is duly provided therefor as shall cease to accrue hereon from and after the date The Bonds are issuable as fully registered Bonds in denominations of $5,000 and anv integral multiple thereof. Subject to the IKmitations provided maybeexchanged,at Bondsofotherauthori inthe Indenture , said Office ot the Trustee, for a like aggregate principal amount of zed denominations of the same maturity. Bonds This Bond is tr attorney duly authorize subject to the limitations provided in the Indenture, and upon surrender and cancellation ansferable bv the Registered Owner hereof, in person or by his in writing, at said office ot the i rustee, but only in the manner, of this Bond. Upon such transfer, a new Bond or Bonds, of authorized denomination or for the same aggregate principal amount,, will be issued to the transferee in exchange herefor. The City and the Trustee may treat the the City denominations, of the same maturity and Registered Owner hereof as the absolute owner hereof for all purposes, and and the Trustee shall not be affected by any notice to the contrary. JP The Indenture and the rights and obligations of the City and of the owners of the Bonds and of the Trustee may be modified or amended from time to time and at any time in the manner, to the extent, and upon the terms provided in the Indenture; provided that no such modification or amendment shall (a) extend the maturity of or reduce the interest rate on any Bond or otherwise alter or impair the obligation of the City to pay the principal or interest at the time and place and at the rate and in the currency provided therein of any Bond w'i'thout the express written consent of the owner of such Bond, (b) reduce the percentage of Bonds required for the written consent to any such amendment or modification, or (c) without. its written consent thereto, modify any of the rights or obligations of the Trustee, all as more fully set forth in the Indenture. Unless this Bond is presented by an authorized representative of The Depository Trust Company, a New York Corporation ("DTC"), to the Trustee for registration or transfer, exchange or payment, and any Bond issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made'to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE OR HEREOF FVALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein. It is hereby certified and recited that any and all things, conditions and acts required to exist, to have happened and to have been performed precedent to and in the issuance of this Bond do exist, have happened and have been performed in due time, form and manner as required by the Bond Law, and by the constitution and laws of the State of California, and that the amount of this Bond, together with all other W ndebtedness of the City, does not exceed any limit prescribed by the Bond Law and is not in excess of the amount of Bonds permitted to be issued under the Indenture. This Bond is not entitled to any- benefit under the Indenture, or is not valid or obligatory for any purpose, until the certificate of authentication hereon endorsed has been signed by the Trustee. B-3 IN] WITNESS WHEREOF, City of Petaluma has caused this Bond to be executed in its name and on its behalf bv the facsimile signature of the Mayor of the City and attested tn hv the facsimile signature ot the City Clerk ot the City, all as of the Issue Date stated above. Attest: ow Dated t r 1AW City Clerk CITY OF PETALUMA MW Mayor TRUSTEE'S CERTIFICATE OF AUTHENTICATION This'i's one of the Bonds described in the within-mentioned Indenture. Y • THE BANK OF NEW TRUST COMPANY, N.A. as Trustee YORK Authorized Signatory MELLON For value received the tax Iden hereby reg istrati Dated: tifying number is irrevocably ASSIGNMENT undersigned hereby sells, assigns and transfers unto ,whose address and social security or other the within -mentioned Bond and constitute(s) and appoint(s) attorney. to transfer the same on the on books of the Trustee w Signature Guaranteed-. ith full power of substitution in the premises. 11 Note: Signatures) must be guaranteed by an eligible guarantor institution. x Note: The signature(s) on this Assignment must correspond with the name(s) as written on the face of the within Bond in every particular without alteration or enlargement or any change whatsoever. B-5 moor "I Apqk 5: 0 0 0: b1tolots CIT'Y OF PETA,LU,MA,, CALIFORNIA NOW@ 2019 ER R.EVENU,E: REt=UN WASTEWATDIN;G BONDS ,(Boo'k,,-, Entry -Only' eiii st 2 :01,00" iff 1 0 1 ime o wimel p e, e acce,p d Septe,11,11ber 4,, 21 and November 1. co,mmencing Noviember� 1, . ....... .. . Preliminary, subject to change. Principal Amounts* Bond principal shall be payable annually on May. 1 commencing May. 1, 2020, as follows: Matur*i ty Due May 1 2020 2021 2022 2023 2024 4 Pr.8 incipal Amount 6,060,000 5,575,000 5,800,000 6,035,000 F+ 6,275,000 Maturity Due May 1 2025 2026 2027 2028 2029 Pri'nc'ipal Amount 6,.525,000 61 785, 000 7,055,000 7,340,000 7,635,000 1 Adjustment of Principal Amounts Not to Exceed 10% Following the bid award, the City reserves the right to adjust the principal amount of each Bond maturity in $5,000 increments. In no event shall such adjustment cause the principal amount of any Bond maturity to change by more than 10%. Such adjustment shall be made within two hours of the bid award. In the event of any such adjustment, no rebidding or recalculation of bids will be required or permitted, the winning bid may not be and the successful bidder will not be permitted to change its bid price or the withdrawn, interest rate(s) in its bid. adjustment on the compensation to the winning The City shall not be r 2 esponsible ' bidder but for the effect of any such will use its best efforts to maintain a proportionate level of compensation to the winning bidder. Bidders are advised to consider such a possible change in principal amount when determining their production on each Bond maturity. Preliminary, subject to change. Interest Rates Bidders may specify any number of separate interest rates, and any rate may be repeated as often as desired; provided, however, that (i) Each Bond shall bear interest at a fixed-rate, calculated on a 30/360 basis -6 ('1'1) each interest rate must be in a multiple of 1/20 of 1YcO or 1/8 of 1%; (ni)a zero rate of interest cannot be specified; (iv)each Bond shall bear interest from its dated date to its stated maturity date at the interest rate specified in the bid; (v) all Bonds of the '` same maturity date shall bear the same rate of interest, with the 40 exception of split coupons, which is allowed; and (vi)any premium must be paid as part of the purchase price, and no bid will be accepted which provides for the cancellation and surrender of any interest payment or for ntprp-qt nr other concession bv the bidder as a substitute for of the purchase p the waiver of i 'payment in full Redemption* rice of the Bond or Bonds. Optional Redemption: The Bonds are not subject to optional redemption prior to maturity. Extraordinary Redemption from Net Proceeds of Insurance or Condemnation: The Bonds are subject to extraordinary redemption in whole or in part on any date from Net Proceeds of insurance or condemnation proceeds ata redemption pr ice equal to the pr incipal amount of Bonds to be redeemed, plus accrued interest to the date of redemption, without premium. Mandatory Sinking Fund Redemption: Bidders may specify a term bond subject to mandatory sinking fund redemption on May 1 in consecutive years immediately preceding the maturity thereof. Term bonds shall be payable at a redemption price equal to the principal amount thereof plus accrued interest thereon to the date of redemption, without 4b premium. Notice of redemption shall be provided as set forth in the Preliminary Official Statement. * Preliminary, subject to change. 3 Book -Entry For Only The Bonds will be registered • in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"). DTC will I Ind*lvidua act as securities depository of the Bonds. purchases will be made in book -entry form only Purchasers will not receive certificates representing the any integral multiples thereof. interest in the Bonds. Pr'[' States of America and will be paid to DTC which will remit such amounts to the beneficia owners of the Bonds through DTC's Participants, as described in the Preliminary Otticia -D ncipa in denominations of $5,000 or I and interest are payable in lawful money of the United statement.,. Authority for Issuance; Purpose The City will issue the Bonds pursuant to an Indenture of Trust by and between The Bank of New York Mellon Trust Company, N.A., as trustee,, and the City. Bond proceeds together with other available moneys will be used as follows (i) To refund on a current basis, all outstanding principal of a Clean Water State Revolving Fund (CWSRF) loan which the City originated in 2007 and which is currently outstanding in the aggregate principal amount of $73,587.16641 and (11), To pay costs of issuance. Security for the Bonds,; Parity Debt The Bonds are special obligations of the City, secured by and payable from Net Revenues of the Wastewater System on parity with the City's 2017 Wastewater Revenue Refunding Bonds, as more fully described in the Preliminary Official Statement. Additional parity debt may be issued,, as more fully described in the Preliminary Official Statement. The Bonds are not a debt, liability or obligation of the State or any of its political subdivisions other than the City. CUSIP Numbers; Other Fees CUSIP numbers will be obtained and paid for by the purchaser of the Bonds. Any delay, error or omission with respect thereto will not constitute cause for the purchaser to refuse to accept delivery of and pay for the Bonds. The successful bidder shall also be required to pay all fees required by The Depository Trust Company, Municipal Securities Rulemaking 21 Board, and any other Bonds. similar entity imposing a fee in connection W ith the I0ssuance of the Legal Opinion,; Tax -Exempt Status In the opinion of J Counsel to the City, ones unde Hall, A Professional r existing statutes., r assuming certain representations interest on the Bonds is excluded from gross income for federal income tax Pu and Law Corporation, San Francisco, CA, Bond egulations, rulings and with certain compliance judicial decisions, and covenants of the City, rposes and is not an item of tax preference for purposes of the federal alternative minimum tax. In the further opinion of Bond Counsel, interest on the Bonds is exempt from California personal V ncome taxes. In the event that prior to the issuance and delivery of the Bonds (a) the interest represented bv other obligations oT the same type and character shall be declared at any Tuture 0aie) under anV federal or by ruling of a fede to be taxable (either at the time of such declaration or I tax laws, either by the terms of such laws ral income tax authority or official which is followed by the Internal Revenue Service, or by decision of any federal court, or (b) any federal income tax law is adopted which will have a substantial adverse effect upon owners of the Bonds as such, the successful bidder for the Bonds may, at its option, prior to the issuance and delivery of the Bonds, be relieved of its obligation under the contract to purchase the Bonds, and in such case the deposit accompanying its proposal will be returned. Initial Offering Prices As soon as the bid is awarded, the winning bidder shall provide initial offering prices for each maturity of the Bonds. California Debt and Investment Advisory Commission (CDIAC) The winning bidder is required to pay any fees owing to the California Debt and Investment Advisory Commission ("CDIAC"). CDIAC will invoice the winning bidder after closing. No Lit -0 igation; Tax Certificate Prior to delivery of the Bonds, the City shall deliver a certificate stating that there is no action, suit, or proceeding known by the City to be pending or threatened at the present t'i'me restraining or enjo'in'ing the delivery or in any way contesting or affecting the validity of the Bonds', the Indenture or the proceedings of the C ity taken with respect to the execution or delivery thereof. The City shall also deliver a tax certificate attesting to its reasonable expectations and undertaking certain covenants concerning the Bonds and the use and investment of Bond proceeds,, III G 11 e and correct 'gin al,l matler*Ial respectl M'isleading. a and not t:the Off'I'c'91al' Statemen't does hat contain any _j "BUTA ft I 1114M&MIRID IWO rc w A WOR I MIL b =A& its H.MWM ELMS, M ML con Inuing:: [SC osure 6 S&P Rat'ing. I"AAO',] 9 Basis of Award — Lowest True Interest Cost (TIC) The Bonds will be awarded to the bidder whose bid produces the lowest true interest cost. The true interest cost W'1'11 be that rate which, when .used to compute the present value of principal and interest to be Daid on a maturity dates, or mandatory sinking fund redemption dates, produces an amount equal to II Bonds from the date of delivery to their respective the purchase price, including any premium specified in such bid. The true interest cost shall be calculated hV the use of a semi-annual interval of compounding interest based on the Interest Payment Dates for the Bonds. In the event of a tie the winning bid will be determined by the toss of a coin by the City among the bidders whose bids produced the tie. Firm Offer; All or None Bid Any bid submitted pursuant to this Notice of Safe shall be considered a firm offer to purchase all., and not less than all, of the Bonds. Form of Bid,* Delivery and Payment All bids for the Bonds must be unconditional and for not less than all of the Bonds. must be in accordance with the terms and conditions set forth herein. Bids w'111 accepted via PARITY. To the extent any instruct ions or directions set forth in Each bid only be PARITY conflict with this Notice, the terms of this Notice shall control. Delivery of the Bonds will be made to the winning bidder on or about August 71 2019. Payment of the purchase price (less the Good Faith Deposit) must be made in immediately available funds. 1 Warn'i'ng Regarding Electronic Bids THE CITY WILL ACCEPT BIDS IN ELECTRONIC FORM SOLELY THROUGH PARITY ON THE OFFICIAL BID FORM CREATED FOR THAT PURPOSE. EACH BIDDER SUBMI I I ING AN ELECTRONIC BID UNDERSTANDS AND AGREES THAT BY DOING SO IT IS SOLELY RESPONSIBLE FOR ALL ARRANGEMENTS WITH PARITY, THAT THE CITY NEITHER ENDORSES NOR EXPLICITLY ENCOURAGES THE USE OF PARITY, AND THAT PARITY IS NOT ACTING AS AN AGENT OF THE CITY:, INSTRUCTIONS AND FORMS FOR SUBMITTING ELECTRONIC BIDS MUST BE OBTAINED FROM PARITY, AND THE CITY ASSUMES NO RESPONSIBILITY FOR ENSURING OR VERIFYING BIDDER COMPLIANCE WITH THE PROCEDURES OF- PARITY. THE CITY SHALL ASSUME THAT ANY BID RECEIVED THROUGH PARITY HAS BEEN MADE BY A DULY AUTHORIZED AGENT OF THE BIDDER. THE CITY WILL MAKE ITS BEST EFFORTS TO ACCOMMODATE ELECTRONIC BIDS; HOWEVER, THE CITY, THE MUNICIPAL ADVISOR AND BOND COUNSEL ASSUME NO RESPONSIBILITY FOR ANY ERROR CONTAINED IN ANY BID SUBMITTED ELECTRONICALLY, OR FOR THE FAILURE OF ANY BID TC) 11111E TRANSMI I I'ED, RECEIVED OR OPENED AT THE OFFICIAL TIME FOR RECEIPT OF BIDS. THE OFFICIAL TIME FOR RECEIPT OF BIDS WILL BE DETERMINED [BY THE CITY AT THE PLACE OF BID OPENING, AND THE CITY SHALL NOT BE REQUIRED TO ACCEPT THE TIME KEPT BY PARITY AS THE OFFICIAL TIME. Estimated True Interest Cost Bidders are asked to provide a calculation of the true interest cost of the Bonds on the basis of their respective bids, which shall be considered as informative only and not binding on either the b idder or the City. The true i nterest cost specified in any bid will be that rate which, when used in computing the present value of a be acid on all to Bonds from the Closing Date to II payments of principal and interest their respect ive maturity dates or mandatory sinking fund redemption dates, produces an amount equal to the purchase pr ice including any premium) specified in such bid. Good Faith Deposit ($100,000) The winning bidder acceptance of its bid. is required to submit a Good Faith Deposit within 24 -hours after The Good Faith Deposit shall equal $100,000. The Good Faith Deposit must be made i*n good funds by wire transfer too. Bank: ABA:0 Account: Acct. Name: Atte ntion: The Bank of New York Mellon :TBD] :TBD] Petaluma Wastewater Good Faith Dep 2019 Gonzalo Urey (tel. 213.630.6237) If the Good Faith Deposit is not received by the designated time, the underlying bid may be disqualified at the option of the City. No interest will be paid on the Good Faith Deposit. The proceeds of the Good Faith Deposit will be applied to the purchase price of the Bonds, or in the event of the failure of the winning bidder to pay for the Bonds in compliance with the terms of the bid, at the option of the City, its Good Faith Deposit may be retained as liquidated damages, as partia payment of actual damages oras security for any other remedy available to the City. 9 Qualification for Sale; Blue Sky The Underwriter assumes all responsibility for qualifying the Bonds for offer and sale under the Blue Skv nr other securities laws and regulations of the states and jurisdictions in which the Underw titer offers or sells the Bonds, including the payment of fees for such may the Bonds be sold or offered for sale in any would be unlawful under the securities laws of the qualiTicalion, Under no circumstances jurisdiction i n which such sale or offer jurisdiction. Underwriting Group The winning bidder will be r hours after receiving a verbal Additional Information equired to award. submit a list of all syndicate members within 24 Copies of the Indenture, this Official Notice of Sale and the Preliminary Official Statement will be furnished to any potential bidder ur)on reauest made to the Municipal Advisor. Right to Modify or Amend The City reserves the right to modify or amend this Notice, including but not limited to the right to adjust and change the aggregate principal amount of the Bonds being offered. Notification of any such modifications or amendments shall be made not less than 24 -hours pr ior to the time of bid opening, and shall be communicated through Thomson Municipal News and by telephone to any qualified bidder timely request ing such notice.. Right to Reject Bids, Waive Irregularities, Cancel, Postpone, or Reschedule Sale The City reserves the right, in lots sole discretion, to reject any and all bids and', to the extent IP permitted by law, waive any irregularity or informality in any bid,, The City reserves the right to cancel, postpone or reschedule the Bond sale upon notice given through the Bloomberg News Service, Thompson Municipal Market Monitor or The Bond Buyer at least 18 hours prior to the time bids are due. Telephone notice of any postponement will be given to any bidder request ing such notice from the Municipal Advisor. 10 Establishment of Issue Price To assist the City in establishing the issue price of the Bonds., the winning bidder shall execute and deliver to the City at closing an " issue price certificate" substantially in the form attached hereto as Exhibit A., setting forth the reasonably expected initis( offering price of the Bonds to the Public, together with supporting pricing w ires or equivalent with such modifications as may be necessary or appropricommunications, ate i*n the reasonable judgment of Bond Counsel and the City. For the purpose of establishing the issue price of the Bonds, the City intends to apply the provisions of Treasury Regulation Section 1,-148-1(f)(3)(1) defining " competitive sale" because: (01) The City shall d10 isseminate this Official Notice of Sale to potential underwriters in a manner that is reasonably designed to reach potential underwriters; (ii) All potential bidders sha shall (iii)The obli (I have an equal be afforded an opportunity to opporunity toibidandnopotenta! dder review othe City shall have received bids from at least three underwriters ot gations who for underwriting r bids before a bid submitting have established industry I obligations;and issuances of Municipa b' reputations municipal new (iv)The City anticipates awarding the Bonds to the bidder who submits a firm offer to purchase the Bonds at the highest price (or lowest interest cost) as set forth herein. If the "competitive sale" and cancel the sale. requirements are not satisfied, then the City shall reject all bids 1By submitting a bid, each bidder is certifying that (i) the bidder is an underwriter of municipal obligations who has an established industry reputation for underwriting new W of municipal obligations, (ii) its bid is a firm offer to purchase all of the Bonds as specified in its bid, and (iii) its Iid was prepared ased on the assumption that the issue price of the Bonds will be the Winning Idder's easonably expected initial offering price to the public. 11 Dated: 2 0 19 .. .... . Y By: mow. City Manager, City of Petaluma F 12