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HomeMy WebLinkAboutStaff Report 4.ICITY OF PETALUMA, CALIFORNIA AGENDA BILL � Agenda Title: Meeting Date: Resolution Authorizing the City Manager to Sign an Agreement July 7, 2003 with Wittman Enterprises LLC to Provide Billing Services for Ambulance and Emergency Response Services Meeting Time: ® 3:00 PM ❑ 7:00 PM Category (check one): ® Consent Calendar ❑ Public Hearing ❑ New Business ❑ Unfinished Business ❑ Presentation Department: Director: Contact Person: Phone Number: Finance W. Thomas W. Thomas 778-4323 Cost of Proposal: Account Number: $126,000 606-400- Amount Budgeted: Name of Fund: $126,000 Ambulance Enterprise Fund Attachments to Agenda Packet Item: 1. Resolution 2. Bid Documents (Summaries) from Wittman Enterprises and Allied Enterprises (Full text of proposals are available at the Finance Department Summary Statement: The City of Petaluma has traditionally billed for ambulance and emergency response costs internally. One employee in the City's Finance Department has been assigned this responsibility. The possibility of outsourcing this task has been discussed on several occasions in the past. Most recently, with the advent of the new requirements of Health Insurance Portability and Accountability Act (HIPAA) and the requirement that the City provide medical supplies, this issue came to the forefront and it was decided to pursue outsourcing this task. A number of providers were identified and invited to provide presentations to City staff. Of those that expressed interest, two presentations took place. Those providers were then invited to submit a proposal to the City, which the City received on June 13, 2003. Based on those proposals, staff is recommending that the contract be awarded to Wittman Enterprises LLC based on their overall proposal. Recommended City Council Action/Suggested Motion: Adopt the Resolution authorizing the City Manager to sign an agreement with Wittman Enterprises LLC for ambulance and emergency response billing services. Reviewed by Finance Director: Revie dt° �rne : — _ Approved by City Manager: k Date: Date: Today's Date: Revision # and Date Revised: File Code: # June 27, 2003 CITY OF PETALUMA9 CALIFORNIA JuI.Y 7, 2003 AGENDA REPORT FOR Resolution Authorizing the City Manager to Sign an Agreement with Wittman Enterprises LLC to Provide Billing Services for Ambulance and Emergency Response Services 1. EXECUTIVE SUMMARY: The City of Petaluma has traditionally billed for ambulance and emergency response costs internally. One employee in the City's Finance Department has been assigned this responsibility. The possibility of outsourcing this task has been discussed on several occasions in the past. Most recently, with the advent of the new requirements of Health Insurance Portability and Accountability Act (HIPAA) and the requirement that the City provide medical supplies, this issue came to the forefront and it was decided to pursue outsourcing this task. A number of providers were identified and invited to provide presentations to City staff. Of those that expressed interest, two presentations took place. Those providers were then invited to submit a proposal to the City, which the City received on June. 13, 2003. Based on those proposals, staff is recommending that the contract be awarded to Wittman Enterprises LLC based on their overall proposal. 2. BACKGROUND: Historically, the City has provided billing services for ambulance and emergency services responses. This task has been administered in the Finance Department and one employee has been assigned the task. The ambulance service is accounted for in an enterprise fund (Ambulance Fund) and is accounted for similar to that of a private business. In that respect, the City charges this fund for the following hard costs: Firefighters/Paramedics (9.8 positions) Salaries $ 803,150 Benefits 411,900 Supplies 230,650 Capital Outlay 30.000 Sub -total 1,475,700 Overhead: Information Services 27,650 General Services 3,500 Liability - Administrative Overhead: General Fund Support 140,200 General Plan Support - Communication Center Charge 384,800 Total Overhead 556.150 Total Ambulance Fund Costs $ 2.031.850 The total budget for this enterprise fund in FY 2004 is $2,681,850, which assumes a bad debt expense of $650,000. The specific cost of the ambulance billing function is contained in the "supplies", "General Fund 2 Support", and "Information Services" categories. Although there may be additional costs, the major costs associated with this task are as follows: Expense Description Current Outsourcing Employee Salary $ 47,100 $ - Employee Retirement and Benefits 12,400 - Information Services Support 27,650 13,825 ' General Fund Support 525,000 430,413 ' General Services Support 3,500 1,750 Collection Agency Expense 201000 - z Billing Envelopes and Stationary 2,500 - Ambulance Billing Services - 94,050 ' Support of Ambulance Billing Software 31600 - Postage and Shipping - Billing 3,500 - $ 645.250 $ 540.037 Gross Revenue (Estimated FY 2003) $ 1,500,000 $ 2,142,850 Less: Bad Debt Expense (Estimated FY 2003) 236.000 650.000 Net Revenues $ 1.264.000 $ 1 492.850 Collection Expense to Net Revenue (Estimated FY 2003) 51.05% 36.17% 1 This expense won't go away but will be allocated to other funds 2 Included in Bad Debt Expense 3 Based on 6.3% of Net Revenues As can be seen from the above, outsourcing the ambulance billing function should provide some relief to this fund. Expenditures will go down as a result of not having to fund the employee position as well as a reduction in overhead charges from the General Fund, Information Services Fund and the General Services Fund. Miscellaneous expenses associated with operating an internal billing function will also be eliminated. Projected revenues, as explained in the budget hearings, will only go up slightly as a result of this change. This increase is due to a change in accounting method in which we will now recognize 100% of the billings as revenues and reduce the revenue through the use of write-downs (the netting effect) and write-offs (bad debt expense). This is specifically due to the fact that the City, although billing at established rates, only collect what is allowable under the Medicare, MediCal and HMO policies. In the future we will include those write-downs as part of the gross revenues. The net revenue number will be that figure less write-downs and write-offs. Overall, it is anticipated that the ratio of collection expense to net revenue will decrease from 51.05% to 36.17%. Additionally, benefits that will be accrued to the City as a result of this outsourcing include: ➢ Billings sent to the clients within 3 days of receipt. Currently that process could take up to two weeks. ➢ The City will be able to tap into the expertise of the billing agent. This includes: o Assist clients to sign up for MediCal or Medicare o Challenge Medicare and MediCal denials o Review insurance company write-offs and write-downs ➢ Bill for medical supplies that we currently are unable due to staff shortages ➢ Provide management information to the Fire Department ➢ Comply with the current HIPPA requirements 3 ➢ Ability to implement a tiered billing process Given that outsourcing the billing function would make financial sense to the City, the issues that then needed to be addressed were as follows: o How would the City utilize the current billing employee to avoid having to lay off that employee o How is the General Fund overhead decrease mitigated to avoid a decrease in General Fund financing o How is the Information Services and General Services overhead decreases mitigated to avoid a hit to the General Fund. o Select the outside billing service The employee issue was resolved when the City decided to eliminate the outsourcing of Risk Management activities. That created a need for a part-time position that would provide support for the Risk Management activities. Originally proposed as a contracted position, it instead will become part of that employee's duties. The remaining duties for the employee will be in the utility billing area, especially in the conversion to a new utility billing system. With the advent of the monthly utility bills, it will create a need for additional staffing in that area. Overall the position costs will be absorbed into Risk Management (an Internal Service Fund) and Utility Billing (Water and Wastewater Funds). There should be no impact to the General Fund. When the billing function is outsourced it implies that Finance staff will not have to be as intimately involved in the day-to-day activities. There still will remain a significant impact to Finance, as we will be responsible for the day-to-day management of the contract. In addition, we will be involved in the banking deposits, accounting and general ledger activities of the Ambulance Fund. However, since our activity will decline the General Fund overhead charge should also decrease. That decrease ($94,600) will be absorbed in appropriate charges to the Risk Management Fund and the Utility Funds as Finance responsibilities will be shifted to those Funds. The same will hold true for Information Services and General Services. The constant in this issue is that the current costs for these activities will not decrease as a result of the outsourcing and will need to be shifted to some other funding source. Selecting the outsourcing service was accomplished through a series of activities that included identifying potential companies, formal presentation by interested parties and finally a written proposal from the interested parties in response to our Request for Proposals. After the initial identification of potential companies, the City received formal interest from two companies — Wittman Enterprises LLC of Sacramento, CA and Allied Information and Services Corporation of Oakland, CA. Both of these companies gave a formal presentation to staff in January 2003. This was followed with receipt of formal proposals from these companies in June 2003. Based on an evaluation of the proposals, staff is recommending that the City contract with Wittman Enterprises for billing services. This recommendation is based largely on price since the two companies would provide essentially the same level of service. Wittman proposes charging 6.3% of the net revenues. Net revenues refer to total billings less write-downs and write-offs. Allied proposes a tiered fee structure as follows: Percentage Net Revenue 4.50% First $250,000 5.50% $250,001 to $500,000 6.50% $500,001 to $750,000 7.50% $750,001 to $1,000,000 9.00% Over $1,000,000 9 A comparison between the two rates for $2,000,000 in net revenues would yield a cost of $126,000 for Wittman and $150,000 for Allied. The breakeven point between the two proposals is approximately $1,100,000 as shown on the accompanying graph. Since the City is anticipating a minimum of $1.5 million in net revenue, Wittman Enterprises would be more cost effective. Additionally, the City's goal is to increase the revenues in this fund. Since Wittman's percentage cost does not increase as the revenue goes up it will become even more attractive. An analysis of both proposals, beyond the "cost" factor, yielded little difference between the two. Both offer essentially the same service, as follows: ➢ Billing within three (3) days of the receipt of information from the City ➢ Follow-up contact with clients to generate payments before turning them over to collection ➢ Ability to interface with our general ledger to transfer billing information ➢ Expertise in Medicare and MediCal billing and ➢ Revenue enhancement expertise by advising the City regarding optimum billing rate structures ➢ Customer service enhancements which provides a toll-free 800 number for client contact and ability to provide information in Spanish ➢ Collection rates on billings between 75.1% and 91.5% with an average collection rate between 79.7 and 82% All of the above are difficult for one person to do, as that is all the resources that the City can now provide for ambulance billing at the present time. Adding additional personnel so that the City can provide additional attention to billing would only increase the cost and reduce the net margin for this activity. Based on the above, staff is recommending that Council authorize the City Manager to enter into an agreement with Wittman Enterprises to provide ambulance billing for the City's ambulance and emergency services activities. 3. ALTERNATIVES: Retain billing services through the use of City employees 4. FINANCIAL IMPACTS: The financial impacts were discussed above. Overall, it is anticipated that the overall cost of outsourcing the billing process will result in a decrease in the cost when compared to total net revenues. Additionally, outsourcing the billing process will result in better customer service for the client 5 5. CONCLUSION: After considerable study of how we currently provide ambulance -billing services and what results may be obtained by outsourcing this task, it is our recommendation that the City outsource this activity. This is an opportune time to do so since the employee who is currently performing this task can be utilized in the Risk Management activities that we are bringing in-house. Additionally, with the advent of monthly utility billing, there will be a need for additional assistance in the utility billing section of the department. Additional opportunities may become available as the department is continually evaluating the method and delivery of services to both the public and internal departments. C. OUTCOMES OR PERFORMANCE MEASUREMENTS THAT WILL IDENTIFY SUCCESS OR COMPLETION: Successful transfer of the ambulance billing function from an in-house operation to a contracted service. %. RECOMMENDATION: Adopt the resolution. g:/forms/2003 agenda bill 2 RESOLUTION AUTHORIZING THE CITY MANAGER TO SIGN AN AGREEMENT WITH WITTMAN ENTERPRISES, LLC TO PROVIDE AMBULANCE AND EMERGENCY SERVICES BILLING SERVICES WHEREAS, the Finance Department in conjunction with the Fire Department has researched and analyzed the current practice of billing for ambulance and emergency services, and WHEREAS, that research determined that it would be cost effective for the City to contract out this task to an outside source, and WHEREAS, the analysis of the current billing practice is unable to adequately handle the increased needs of Federal and State regulations, and WHEREAS, the Finance Department requested and received two proposals from billing services, and WHEREAS, the bid from Wittman Enterprises, LLC was determined to be the most cost effective bid, NOW, THEREFORE BE IT RESOLVED, that the City Council hereby authorizes the City Manager to sign an agreement with Wittman Enterprises, LLC to provide ambulance and emergency services billing for the City in accordance with the Proposal submitted to the City by Wittman Enterprises, LLC Wittman Enterprises, LLC 2. Collection Rate (Net of Write Offs and Write Downs) Wittman Enterprises, LLC is proud of our overall net collection rate of 79.70% for entire client base. Of the clients listed above, our highest net collection rate is with the Sacramento Metropolitan Fire District at 91.52%, our lowest is with the City of Santa Ana Fire Department at 75.13%. We proudly provide for you here a copy of the minutes of the meeting of the board of directors of Sacramento County Fire Protection District, (prior to its becoming Sacramento Metropolitan Fire District), dated 06/08/2000. The previous year we had won the contract from Allied Information Services. This dramatic increase in revenue was achieved without any rate increases by the County. It is purely a direct result of our personal attention to detail. City of Petakuna Page il'Minan Enterprises, LLC 3. Collection Agency Used At this point Wittman Enterprises, LLC would like to emphasize the importance of having a collection agency. The use of a collection agency is imperative to the City to collect dollars that otherwise may be lost. Collections agencies have the ability to set up liens, garnish wages, and file suits, if necessary on your behalf and even get a debtor to pay when the account is extremely old. Wittman Enterprises, LLC is not connected to any one -collection agency. We have worked successfully with many, including electronic transmission of collection accounts to the agency, thus cutting down on their costs, which should result in a fair and equitable fee for the City. We believe that it is imperative that we have no direct ties to any collection agency in order to avoid any appearance of collusion or impropriety in the referral of accounts to collections. Wittman Enterprises, LLC provides below, the names of the agencies that we observe to be fair and diligent in the pursuit of our clients' funds. Alternative Resource Management Gary Harris 916-349-1508 800-500-1508 Vengraff, Williams, and American Capital Associates Enterprises, Inc. Harley Marchbank James Rodgers 949-263-1300 909-695-3372 888-374-2600 City of Petaluma Page 6Vihlman P,nlerorises, LLC 4. Billing Procedures Wittman Enterprises, LLC pledges to bill the patient, Medicare, Medi -Cal, and private insurance within 3 days after receipt of the Patient Care Report. Follow- up procedures used to elicit payment from Customer or Patient is as follows. A data file for each patient is established from which information regarding the transport, billing and payment can be recorded and retrieved, and for which patient information can be updated. All patients are referenced by name, date of service, transport ticket number, account number, social security number and insurance identification number. Our first call to a private account occurs immediately after data entry of the transport ticket into the system. This "Verification" call allows us to determine if the patient may have insurance or any special circumstances that will make it difficult to pay the bill in a reasonable amount of time. This early establishment of contact with the patient can be most beneficial. At this point, handling of the account becomes very individual. Promises to pay in installments, litigation situations, and alternate pay sources can all be determined by personalized telephone contact. We are fully equipped to produce attorney liens and track settlement of litigation. Wittman Enterprises, LLC's, billing collection program enables the Customer Service Representative to access all pertinent information in the Accounts Receivable files for the purpose of follow up with insurance companies, Medicare, Medi -Cal and patients. This program' automatically "tickles" the customer service rep. to make the next contact. "Pay source" or, financial class categories drive the software utilized by Wittman Enterprises, LLC. The appropriate categories are set up in the maintenance area of the software, including a "charge code file" or "charge plaster" that not only sets the charges but also tracks the Medicare allowable as they change from year to year. The Charge Code File maintains several years of allowable history so that payments can be processed with the appropriate Medicare write off achieved and tracked. Further, if the City obtains an insurance or hospital contract, our system is capable of fully handling any unique billing requirements that this "pay source" might demand. City of Nohow Page ) Wittman Enterprises, LLC In addition, each pay source has an associated billing schedule that automatically sets the timetable for billing events that are appropriate for each source; i.e., Medicare: electronic submission immediately, then automated follow up for payment in 14 days. After payment by the initial source, our system automatically transfers the balance into the next appropriate accounts receivable pay source and sets up the next automatic billing functions. Billing schedules associated with each account receivable pay source set up automatic follow up. A sample private bill schedule includes: ➢ Invoice Immediately Statement 30 Days ➢ Past Due 50 Days ➢ Final Demand 65 Days Wittman Enterprises, LLC is capable of customizing a private bill schedule to reflect the City's needs. Our invoices contain customized language with up to 560 spaces for specialized messages and payment instructions. An additional 100 spaces are available for one time or special messages on all statements and collection notices. Our Customer Service Representatives have a database of letters appropriate to each collection situation. As part of follow up, these letters can be scheduled to address a particular situation. This process adds a personal touch to collections. Our computer program has fields that are filled with next of kin infornlation, as well as employer information, so that reaching the patient or family members for additional information is routine. For Insurance companies Wittman Enterprises, LLC is billing primary insurance electronically. This practice was abandoned in 1996 when the insurance companies and HMO's began requiring copies of Pre Hospital Care Reports on every run. The insurance companies have found that the cost to them for this requirement has been excessive and have agreed in this last year to accept electronic transmission of EMS claims without the unreasonable requirement. City of Petaluma rage 0 Willman Enterivises, LLC Wittman Enterprises, LLC has purchased the module that transmits insurance claims and effect payment, in some cases, in as little as two weeks. Follow-up is done at 45 days when some sort of adjudication needs to be done by the insurance company. Claims are followed up on for status of payment, denial, or additional information. Wittman Enterprises, LLC submits claims to all government agencies. All initial Medicare and Medi -Cal claims electronically to insure the City a quick turn around for payment. Wittman Enterprises, LLC also produces billings for all secondary insurances and co -payments automatically upon posting of Medicare payment. If a claim is denied then our Medicare Specialists will review the claim and if warranted file an appeal. City of Petaluma _ Page Wiltntan Enterprises, LLC 5. Technology Wittman Enterprises, LLC software is capable of providing reporting electronically that will interface with your Financial Management Software. There may need to be some adjustments needed to "speak" to each other, but we are confident that the flexibility of our software will provide the City the access it requires. We presently interface with Toomay Technologies, Recognition Solutions Imaging, and the proprietary program used by Marin County for electronic PCRs. Our software has interfaced with many CAD programs as well. We are confident that if the City wants to send the information to us electronically, we will be ready to accept it. One other point we would like to make regarding tecl-rnology and how it benefits the City is that our software is commercially available. Therefore, should the City decide in the future to take the billing back in house, the software can be purchased, our database can be backed tip as is, and the City, would take up where we leave off with no interruption in revenue. A Proprietary software does not provide this feature. City of Petaluma Page lVilnnan Enterprises, LLC 6. Payments to the City At Wittman enterprises, LLC payments are received daily and posted to the proper account within one day noting the source of that payment. Wittman Enterprises, LLC provides an Accounts Receivable Maintenance program that allows for establishment of a data file for each patient from which information regarding the transport, billing and payment can be recorded and retrieved. All charges applied to a patient's account are retained as a pennanent record of that patient's medical history. Wittman Enterprises, LLC will receive direct payment, posting, and depositing of cash receipts within one (1) day of receipts. Bank deposits receipt will be faxed to the City's designated representative for verification. These Deposits are made in person to the bank of the City's choice. Wittman Enterprises, LLC shall have no access to the proceeds of the receipts. All funds are under the exclusive control of the City. We do require deposit slips and a check stamp in order for this process to take place. The common practice of setting up a trust account and then remitting a monthly payment to the client is contrary to Medicare Law and is not a practice that Wittman Enterprises, LLC employs. City of Petaluma Page Wimnan Enlerprises. LLC 7. Cost Wittman Enterprises, LLC as stated in our previous presentation again states that the charge for full service billing to the City would be at a rate of 6.3%. Should you prefer the per ticket fee, our rate would be $27.50. Petaluma RFP Cost Discussion Wittman Enterprises, LLC has demonstrated a superior collection rate with all of its clients. Based on the proposed rates provided to us in previous discussions, we believe that the City of Petaluma, given its payer mix, should expect the higher end of gross collections at 68% in 2004. This number is based on our proven collection rates with our other clients with similar payer mixes. I want to repeat that these high collection rates are directly attributable to our commitment of resources to the collection process. In our 2004 projection, we predicted revenue of $1,492,850 based on the proposed tiered rates. Our fee at 6.3% nets the City $1,396,314 in revenue. Since our competitor has never attained a collection rate higher than 4% below ours, their collections would be nearly $90,000 less; they would have to charge a fee of no more,than 1.45% in order to net the City the same revenue. This fee would be below costs of even the most minimal services provided and if offered could not be taken seriously. City of Pelahana 1 age 10 II'Ntnfnn Entrrprises, LL(, REVENUE ENHANCEMENTS Subscription Programs We find that these programs can be quite helpful in defraying the costs of an entire program. In our experience these programs seem to work best in those communities that run an open enrollment, then apply the charges to a monthly billing that is connected to another City bill, for instance, the water bill. It becomes somewhat passive and those who sign up one year are automatically renewed unless they state otherwise. The costs to produce the promotional material vary; but the number of participants seems to be directly attributable to the effort put forth. We will provide the City with a few clients who provide these programs, so that you will have ample help. Further, in a recent. OIG opinion from the federal government, subscription programs that are actuarially sound pose no anti -kickback problems. Tiered System Since the City experiences a high level of trips covered by insurance, a tiered system will be beneficial. Insurance typically have policies that pay a percentage of the billed amount. Therefore, the same insurance company may cover say 85% of your resident or non-resident rate; thus netting more dollars in the door for non-residents. Income from Medicare and Medi -Cal would show no change since those reimbursement amounts are fixed. ltemizina for Supplies As we have discussed, supplies are not reimbursed by Medi -Cal and will soon not be part of Medicare reimbursement. However, insurance will continue to pay, at least for a while. If you must purchase your supplies, you may want to charge a fee for them; collecting the percentage, that insurance pays per policy as mentioned above. I believe my recent study of this possible revenue source indicated a possible increase of up to $90,000 per year. City of Petaluma _ Page Willman Bnlerprises, LLC Billing for Non Transports These calls totaled 554 for fiscal year 2002. If you consider that 75% of the calls resulted in some kind of medical aid, the potential is to charge for 416 calls. Some programs also bill a tiered level here, billing $150 for a low level of medical aid and up to $300 for a higher level of aid. Keep in mind that Medicare and most health insurance do not pay for non -transports. However, auto insurance will pay. Our experience is that over all about 40% of these calls are reimbursed. If you take an average of $150 per call at 40% collection, the City could realize additional revenue for $24,960. City of Petaluma Page our Job Is To Save Lives....... Our Job Is To Manage A Complete Revenue Recovery For You PROPOSAL IN RESPONSE TO RFP FOR AMBULANCE BILLING AND COLLECTION SERVICES CITY OF PETALUMA COPV EMERGENCY MEDICAL SERVICES REVENUE RECOVERY Submitted by ALLIED INFORMATION & SERVICES CORP. June, 2003 Allied Information & Services Corporation Highest Collection Rate: Lowest Collection Rate: Average Collection Rate: City of San Francisco 89% Truckee Fire District 89% Lakeside Fire District 75% 82% Proposalfor Ambulance Billing Services June 2003 As you noticed, I've also included the Net Collection Rate for each of the above references. Collection rate is net of Write -Offs and Write -Downs. City of Petaluma Page 4 of 38 Allied Information & Services Proposal for Corporation Ambulance Billing Services June 2003 3. COLLECTION AGENCY As with all aspect of our work, all collection efforts are done in-house. As an option to each individual client, the City can contract with an Agency for further collection efforts at the end of our billing cycle. After the given the amount of time allowed by the City, each account will receive a final audit. Those accounts that made no attempts to make payments or ignore all our contacts are considered delinquent. At this time, according to the City's policy, AIS can forward all delinquent accounts to the City's Collection Agency. If the City does not currently contract with an Agency, or would like to review other Agencies, AIS can recommend one of the eleven agencies we currently work with. If none of these agencies meet the requirements of the City, AIS will assist the City in finding an agency that best meets the City's requirements. City of Petaluma Page 5 of 38 Allied Information & Services Proposal for Corporation Ambulance Billing Services lune 2003 AIS is proposing to establish a designated PO Box to receive all payments and mailings in the name of "City of Petaluma". Upon receipt of all of payments and mailings, AIS will make same day deposits to a bank account pre -established in the name of the City of Petaluma and will perform the detailed, day-to-day work as follows: ■ On the same day of the deposit, AIS will fax a copy of deposit slip to the City as their notification and as an additional audit control. ■ All revenue documents, checks, Explanation of Medical Benefits, and other documents are reviewed for account identification. All monies received are identified and posted to specific accounts on the same day. Along with amount posted, source of payment, check date, check number, identification number and deposit date are recorded on the patient's account. If a payment is from Medicare, the allowed amount and the paid amount are posted separately. This enables accurate representation of the legal balance due on residual billing to Medicare beneficiaries. ■ Electronically scan all payment records for perpetual storage. ■ Payment without proper identification will be contacted for proper credit. ■ Research all returned mail. ■ Overpaid accounts and erroneous payments will be documented with payment history and submitted to the City for refund approval. ■ Returned check will be debited to the patient's account and collection activities will resume. Any bank fees and return -check fee imposed by the City can be added to the amount due according to the City guidelines and policies. ■ AIS can process payments from Medicare by electronic means. This will cause revenue to be deposited directly to the City account, and account reconciliation and updates will be downloaded via modem from Medicare. Each month, AIS summarizes all bank account activities with reports detailing each payment in the cycle and submit them to the City for reconciliation. Please review samples of our financial reports located in Exhibit H Sample Reports. At all times the City will maintain full control and monitoring of the bank account established. AIS will have deposit only access to this account. As an option to the City, similar to the City of Sacramento, the City can remain as the designated receiver of all payments and mailings. In this option the City will handle all mailings and deposits. AIS will establish procedures with the City to receive notification for posting and handling of accounts. Upon notification, AIS will still perform the day-to-day work as listed above. City of Petaluma Page 22 of 38 Allied Information & Services Corporation 7. COST Proposalfor Ambulance Billing Services June 2003 Our fee is all-inclusive without any additional cost, no up -front cost and no hidden fees. If the City of Petaluma wishes to receive payment from charge cards, the City is responsible for all bank fee associated with MasterCard, Visa or other charge card processing. The Proposed Pricing is Percentage Net Revenue 4.5% First $250,000 5.5% Next $250,000 6.5% Next $250,000 7.5% Next $250,000 9.0% Over $1,000,000 This gradual schedule has a built-in incentive and self policing functions. According to this schedule, AIS will have a lower percentage for the "easy to collect" revenue and incentive to work more attentively on the "harder to collect" accounts. By including an incentive program to the cost of the service assures the City will maximize their revenue as opposed to a flat rate program. "Net Revenues" are defined as the total sum of all monies collected by the Contractor less amounts refunded or credited to user or third party payers as a result of overpayments, erroneous payments or returned checks. City of Petaluma Page 23 of 38