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HomeMy WebLinkAboutAgenda Bill 2.I 05/03/20044 MAY 0 3 2004 CITY OF PETA.LUMA, CALIFORNIA AGENDA BILL _�2 T itle Ag e nda T Resolution of the City Council of.Petaluma of., Meeting Date: May 3, 2004 ( ,T) intention to levy reassessment. (2) authorizing the issuance and sale of limited obligation refunding improvement bonds relating to in : �M4y, 3,, 2004 Assessment District No. 24 (Lakevi Highway) and Assessment Meeting Time: Z 3:00 PM District No. 25 (McNear Landing), :and approving related ❑ 7:00 PM documents and authorizing officiat, a ction _ s. ' ring Category (check one): E] Coiisektalendar ❑ Publicilea , Z. New Business ❑ Unfinished Business ❑ Presentation Department: I'Director: Contact. Person:, Phone Number: 'Finance/City Manager I . Michael Bierman Joe Netter '778-432'3 Cost of Proposal: $115,000 '(cost of issuance) 'Account Number: 8524 and 8525 Niftne of Fund: AD 24 and AD 25 Amount Budgeted: to be.-paid from bonds prold-eeds, approximate annual savings $31;000, j 000, estim atedlotal savings $205,000 Attachments to Agenda Packeffteni: Resolution of Intention to Levy Reassessment& and Issue, Limited Obligation Refimdinig Improvement Bonds 2. Resolution adopting Reassessment Reppf-tand Confirming and Ordering Reassessments pursuant to Summary Proceedings and Directing Related Actions 3. Resolution authorizing Issuance of Limited'ObligationRefunding'hnprovement Bonds (Consolidated Reassessment and Refunding District of 2004-Assessment Districts, 24 and 25) 1 4. Draft Reassessment Report for Assessment District N.o,.,, 24,(Lakeville Highway) and No. 25 (McNear Landing). 5. Preliminary Official Statement 6. Professional Service Agreement Addendums for MuniFinancial (re- assessment engineer), Jones Hall (disclosure and bond counsel),: and.X611ing, Northcross Nbbnga,(finan (financial advisor)' E Summary Statement- In August 1995, Assessment District No. 24, Lakeville Highway Assessment District was formed `by the City to finance th e construction and acquisition of public improvements to 10 benefit the District g o includin the, street improvements in and along Lakeville Hi in ghway, storm drainage 'signallz4tion, improvements traffic ;landscaping and acquisition of right-:ofwway. In August 1996, approximately $26` million in Assessment District No. 24 Bonds were issued to finance these improvements. The coupon interest rates on the outstandin g 1996 Bonds range from 5.5% to 6.4 a final maturity on September 2, 2021. JnJune, 1997, Assessment District No. 25, McNear Landing Assessment District was fbrined by the City to finance the acquisition- of public. improvements to' benefit the: District inclu the street improvements in South Petaluma. Boulevard along the frontage of the McNear Landing development; Walkway , improvements In the River Walk bordering this development; park improvements the•park located within • this development, and Wa and sewer improvements within the development. In October .1997, ;$1.8 million in Assessment 'District No. 25 Bonds were issued to finance these improvements. The, coupon interest rates On the outstanding 1997 Bonds - range from 5.5% to 6.5% with a final maturity on September 2, 2018. The ,Cityy's financial advisor, the fuln of Kelling, Northeross & Nobri g that the ga, is recommendin outstanding, 19 and 1997 Bond be refinanced at an approximate all in interest rate , of 5.5% (All1n True Interest Cost, (TIC)). Based upon current market, the annual cash savings will be -in sh - flow excess of $31,004 and. estimated net present value savings: is $205,000. This is,after $115,000 associated with the oost.,of issuance i has been paid. These costs include a $2.5,000 administrative' fee to be paid to the City of Petaluma. . These expenses will be paid from the proceeds of bonds so that no appropriation is required. The maturity,dates of the consolidated bond issue will remain, the same as the refunded issues. Therefore, the purpose of this item -is to request the Council: • authorize the levy of reassessments and the issuance and sale of limited obligation refunding improvement bonds in the aggregate principal al amount not to exceed $3.6 million; • approve" Reassessment Report and other financing documents; • approve the preparation and distribution of the Official Statement; ' • authorize and approve' all actions taken by the officers an agents of the 'Counc Council with respect to the issuance of the bonds and authorize the, preparation of a purchase contract for the bonds I Retoinmended City . Council .Action /Suggested Motion: it is recommended that the Petaluma C ity Council adopt the resolutions in Attachment I. Reviewed by Finance Director: Reviewed by City Attorney: Approwd by,Cit a g y Man e - Date:. Dat Today's Date: Revision, # and Date Revised: File'Code: # s \accobhtdiit\cinde\wo.rdCqontracts�aad • • • -, • CITY OF PETALUMA, CALIFORNIA MAY 3, 2004 AGENDA REPORT FOR RESOLUTION OF THE PETALUMA CITY COUNCIL OF INTENTION TO LEVY REASSESSMENTS AND AUTHORIZING THE ISSUANCE AND SALE OF LIMITED OBLIGATION REFUNDI-NG�IM:PROVEMENT BONDS RELATING' TO THE REFUNDING Of BONDS ISSUED FOR ASSESSMENT DISTRICT NO.24- LAKEVILLEHIGHWAY AND ASSESSMENT DISTRICT No. 25- M c, NEAR LANDIN G� G AND APPROVINRELATED DOCUMENTS AND AUTHORIZING OFFICIAL ACTIONS 1 EXECUTIVE SUMMARY In 1996, the Petaluma City Council issued $2,57-2,611 in Limited Obligation Bonds Series 1996-2. finance certain improvements within the. within the `Lakeville Highway Assessment District. The coupon interest, rate on the Series 1996 -2. Bonds range from 5.5% to 6.4% with a final maturity on September 2, 2021. In 1.997, the Petaluma City- Council issued $1,800,000 in Limited. Obligation Bonds — McNear Landing Assessment District No. 25 to finance certain improvements within the within the McNear Landing Assessment District. The coupon interest rate'. 1:997 Bonds range from 5'.5 %o to 6.5 % with a final maturity on September 2, 2018. - F The City's financial advisor, the "firm of Kelling, Northcross & Nobn* ' ' is recommending that both' series of bonds be refinanced at ,an approximate interest rate of 5.5 % (All In True Interest Cost (TIC)). The estimated net savings is $205;000. Therefore, the purpose of this:item -is to request the' City Council: • authorize the levy of reassessments and the issuance and .safe of limited obligation refunding improvement bonds in the aggregate principal amount not to exceed $3.6 million; • approve Reassessment'Report and other financing documents; • approve the preparation and distribution of the Official Statement; • authorize and approve all actions taken by the officers and agents of the Council with respect to the issuance of the bonds: 2. BACKGROUND As a result of the .recent. decline, in interest rates, the Agency's financial advisor, Kelling, Northcross & Nobriga,,`has examined the feasibility of refinancing the Lakeville Highway and `McNear Landing limited obligation improvement bonds. An analysis revealed that refinancing the bonds would.'result'in a net present value savings of approximately $205,000. The average interest "rate would drop from over 6.3% to 4.9% and the districts would save in approximately of .$31,000 1year in debt service through 2017, split approximately evenly between the two districts. • 3. ALTERNATIVES No ReBnan'cing: Under this alternative, the agency would retain the 1996 and 1997 bonds at high coupon interest rates of 5.5% to 6.4 %, foregoing a net present value savings of approximately $205,000 over the life of the assessment district bonds. This alternative does not minimize the taxes paid by the property owners. 4. )FINANCIAL IMPACTS The proposed refinancing of the 1996 and 1997 Bonds would result in a net present value savings of approximately $205,000. This is after the expenses associated with the cost of issuance have been paid. Costs for issuance are estimated as follows: Reassessment Engineer: $ 8,900 Printing: $ 10,000 Trustee/Escrow Agent $ 2,500 Verification: $ 2,000 Bond Counsel/Disclosure Counsel (Jones Hall): $ 41,500 Financial Advisor (Kelling, Northcross & Nobriga): $ 25,000 City Administration Fee $ 25,000 Total Cost of Issuance: 114 900 S Expenses associated with the transaction will be paid from the proceeds of bonds. Therefore, no appropriation is required. (Please see Attachment II.) CONCLUSION The Agency's financial advisor has concluded that it is cost- effective to refinance the 1996 and 1997 bonds, estimating that a net savings of $205,000 will occur from the proposed action. -- Issue Bond Activity -- Maximize Income -- Expenditure Priority 6. OUTCOMES OF PERFORMANCE MEASUREMENTS THAT WILL IDENTIFY SUCCESS OR COMPLETION: Successful completion of bond refunding, with sale of bonds on May 19, 2004 and closing on June 8, 2004_ • 7. RECOMMENDATIONS: It is recommended that the Petaluma a City Council adopt the resolution in Attachment I which provides: • authorize the'levy of reassessments and the issuance and sale of limited obligation refunding improvement'bonds in the aggregate principal amount -not to exceed $3.6 million; • approve Reassessment Report and other financing documents; • approve the preparation and distribution of the Official Statement; • authorize and approve all actions taken by the officers and agent's of the Council with respect to the issuance of the bonds. • U Resolution No. 2004- N.C.S. • of the City of Petaluma INTENTION TO LEVY REASSESSMENTS AND TO ISSUE LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS UPON THE.SECURITY THEREOF Consolidated Reassessment and Refunding District of 2004 (Assessment Districts Nos. 24 and 25) RESOLVED; by the City Council (the "Council ") of the City of Petaluma (the "City "), County of Sonoma, (the "County ") California: WHEREAS, this Council has heretofore conducted the special assessment proceedings for the assessment districts (the "Prior Districts ") and issued the improvement bonds (the "Prior Bonds ") of the City, all as described in Exhibit A attached hereto and hereby made 'a part hereof, and reference is hereby expressly made to Exhibit A for further particulars, including the numbers and dates of authorizing resolutions, dates and amounts of the Prior Bonds; and WHEREAS, the public interest requires the refunding of the Prior Bonds and this Council intends to accomplish such refunding through the levy of reassessments in and for the City's proposed Consolidated Reassessment and Refunding District of 2004 (Assessment Districts Nos. 24 and 25) (the "Reassessment District ") and the issuance of limited obligation refunding improvement bonds (the "Bonds ") upon the security of the unpaid reassessments therein, a portion of the proceeds of which Bonds shall be used to refund the Prior�Bonds. NOW, THEREFORE BE IT ORDERED by the Council , of the City as follows: 1. Authority. The proceedings for the levy and collection of reassessments as security for the issuance and payment of refunding bonds shall be conducted pursuant to the Refunding Act of 1984 for 1915 Improvement Act Bonds, Division 11.5 (commencing with Section 9500) of the Streets and Highways Code of California (the "Act" 2. Boundary .Map. The contemplated reassessments and refunding, in the opinion of this Council, are of rSpecial benefit, and the costs and expenses thereof are made chargeable upon -the Reassessment District, the exterior boundaries of which are shown on a map thereof to be filed in the office of the City Clerk, to which map reference is hereby made for further particulars. The maps indicates by boundary lines the extent of the territory included in the Reassessment District and shall govern for all details as to the extent thereof. • 3. Public Property Omitted. This Council declares that all public streets, highways, lanes and alleys within the Reassessment District in use. in the performance • of a public function shall be omitted from the reassessment to be made to cover the costs and expenses of the reassessment and refunding, except to the extent that such properties shall be found to specially benefit from such reassessment. 4. Reassessment and Report. The reassessment and refunding are hereby referred to MuniFinancial, Temecula, California, a qualified firm employed by this City for the purpose hereof (the "Reassessment Consultant "), and the Reassessment Consultant is hereby directed to make and file with the City Clerk a reassessment report in writing, presenting the following for the Reassessment District: (a) A schedule setting forth the unpaid principal and interest on the. Prior Bonds to be refunded and the total amounts thereof; (b) The total estimated principal amount of the reassessment and of the Bonds 'to be secured by the unpaid reassessments and the maximum interest thereon, together with an estimate of cost of the reassessment and of issuing the Bonds, as defined by subdivision (a) of Section 9600 of the Act; (c) The auditor's ,record kept pursuant to Section 8682 of the Streets and Highways Code of California showing the schedule of principal installments and interest on all unpaid original assessments for the Prior Bonds , and the total amounts thereof; (d) The estimated amount of each reassessment, identified by reassessment number corresponding to the reassessment number of the reassessment diagram, together with a. proposed auditor's record for the reassessment prepared in the manner described in such Section 8682; and (e) A reassessment diagram showing the Reassessment District and the boundaries and d.imensions of the subdivisions of land and any zones within it. Each subdivision, including each separate condominium interest as defined in Section 783 of the Civil Code, shall be given a separate number upon the diagram. When any portion or percentage of the costs and expenses of the reassessment and refunding is to be paid from sources other than the reassessments, the amount of such portion or percentage shall first be deducted from the total estimated cost and expenses of the reassessment and refunding, and the reassessments shall include only the remainder of the estimated cost and expenses. If any excess rshall be realized from the reassessment it shall be used, in such amounts as this Council may determine, in accordance with the provisions of law, in a manner or manners to be provided in these proceedings. 5. Refunding Bonds. Notice is hereby given that the Bonds to represent the unpaid reassessments, and in the form(s) of serial /or term bonds, and bearing interest at the rate or rates of interest to be determined at the time of sale thereof, but not to -2- exceed the maximum rate authorized by applicable law at time of such sale, will be • issued in these proceedings in the manner provided by the Act, the last' installment of which Bonds (or series thereof) shall mature on a date that is not later the final maturity of each of the issues of the Prior Bonds being refunded. The City will not obligate itself, to advance available funds from the treasury of the City to cure any deficiency in the redemption fund to be created With respect to the Bonds; provided, however, that a determination not to obligate itself shall not' prevent the City from, in its sole discretion, so advancing the funds. 6. Bond Call Procedures: Part 11.1 of Division 10 of the Streets and Highways Code of California, 'providing for an alternative procedure for the advance payment of reassessments and the calling of bonds, shall apply to the Bonds issued under these proceedings. 7. Consultants. For the purposes of the reassessment and refunding proceedings, the law firm of Jones Hall, A Professional Law .Corporation, San Francisco, California, is hereby appointed as bond counsel ( " Bond Counsel "), Brandis Tallman LLC, San Francisco, 'California, is hereby appointed as underwriter (the "Underwriter") and Kelling, Northcross & Nobriga, Oakland, California is appointed financial advisor (the "Financial Advisor"). The appropriate officers of the City are hereby authorized . and directed -to enter into appropriate agreements with such consultants for their services in the proceedings. 8. Effective Date. This resolution shall take effect upon the' date of its 0 adoption. -3- INTRODUCED AND PASSED: AYES: • NOES: ABSENT: ABSTENTIONS: APPROVED: Mayor ATTEST: City Clerk. City Manager • -4- EXHIBIT A CITY OF PETALUMA Consolidated Reassessment and Refunding District of 2004 .(Assessment Districts Nos. 24 and 25) DESCRIPTION OF PRIOR DISTRICTS AND PRIOR BONDS Prior Districts .& Bonds Prior Bonds Terms Assessment Bond Bond Original Scheduled District/ Res Res Bonds Redemption Principal. Principal Final Bonds No. Date Dated Premium Amount Remaining Maturity Limited Obligation Improvement Bonds City of Petaluma Assessment District No. 24 Lakeville Highway Road Improvements Series1996 -2 96- 202NCS 7/15/96 8/7/96 3% $2,572,611 $ 9/2/2021 Limited Obligation Improvement Bonds City of Petaluma McNear Landing Assessment .District No. 25 97- 29ONCS 10/20/97 10/30/97 3% ` Interest Payment Dates for all of the Prior Bonds are March 2 and September 2. $1,800,000 $ 9/2/2018 A -1 Resolution N 2004- N.C.S. of the City of Petaluma ADOPTING REASSESSMENT REPORT, CONFIRMING AND ORDERING THE REASSESSMENT PURSUANT TO SUMMARY PROCEEDINGS AND DIRECTING 'RELATED ACTIONS Consolidated Reassessment, and Refunding District of 2004 (Assessment Districts Nos. 24�and.25) RESOLVED, by the City Council (the "Council") of the City of Petaluma (the "City "), County of .Sonoma (the, "County") California: WHEREAS, on May 3, .2004, this Council adopted a Resolution of Intention to Levy Reassessments and to Issue Limited Obligation Refunding Improvement Bonds Upon the Security Thereof (the `Resolution of Intention "), in and for the City's Consolidated Reassessment and Refunding District of 2004 (Assessment Districts Nos. 24 and 25) (the "Reassessment District ") and therein directed the making and filing of a reassessment report (the:'Report") in- writing in accordance with and pursuant to the Refunding Act of 1'984 for 1915 Improvement Act Bonds, Division 11.5 of the Streets and Highways Code of California (the "Act') which Report includes reassessments for each of the individual assessment districts described: 'in Exhibit A to the Resolution of Intention; and WHEREAS, the Report was duly made and filed, and duly considered by this Council and found to be sufficient in every particular, and the Report shall stand for all subsequent proceedings under and to the Resolution of Intention. NOW, THEREFORE, BE IT ORDERED by the :Council of the City as follows: 1. Conditions °Satisfied. Pursuant to Section 9525 of the Act, and based upon the Report, this Council finds that all of the following conditions are satisfied: (a) Each of the estimated' annual installments of principal and interest on, the reassessment as set forth in the Report is less than the corresponding annual installment of principal and interest on the original assessment as also set forth in the Report, by the same percentage for all subdivisions of land within the Reassessment District; (b) The number of years to maturity of all proposed refunding bonds or separate. series proposed to be issued :under the Resolution of Intention is not more than the number of years to the last maturity of the bonds proposed to be refunded (the ``Prior Bonds "); and M Except, as expressly permitted by the Act, the principal amount of the. reassessment on each subdivision of land within, the Reassessment District .® is less than the unpaid principal amount of'the original assessment by the same percentage for each subdivision ;of land in the Reassessment District. 2. Public interest.,.The public interest, convenience and necessity require that the reassessment be made. 3. Boundaries Approved. The Reassessment District benefited by the reassessment and to be reassessed to pay the costs and expenses thereof, and the exterior boundaries thereof, are as , shown by the boundary map and reassessment diagram °thereof on file in the office of the City Clerk, which reap and diagram are made a part hereof by this reference thereto: The ,provisions of the above - referenced. .Resolution. of Intention including Exhibit A thereto, are hereby incorporated herein by this reference.and hereby made a part hereof. 4 : Report Approved. Pursuant, to the findings hereinabove' expressed with respect to Section 9525' of the Act, `all' of the conditions ,are deemed satisfied and the following elementsL of the Report are hereby finally approved and proceedings, 'including t confirmed without further g g he conduct of a public hearing under the Act, wit: (a) a schedule setting forth the; unpaid principal and 'interest on the' Prior Bonds proposed to be refunded and thet total amounts thereof; (b), an estimate of the total rinci • al a p p mount of the- reassessment and of the. refunding bonds and; the maximum 'interest thereon, together, with an estimate of cost of the reassessment and of issuing the refunding, bonds, including expenses incidental thereto (c) the auditor's record kept .pursuant to Section 8682 of the Streets' and Highways Code of California showing the schedule of principal ,installments and interest on all unpaid original assessments' and thetotal amounts'thereof; d the estimated . amount of each reassessment, identified by reassessment number corresponding to the reassessment number, of the ,reassessment diagram, together, with a proposed auditor's° record for the reassessment prepared yin the manner described in said Section 8682; and (e) a reassessment diagram showing the Reassessment District and the boundaries and ,dimensions of the subdivisions of land and the zones therein. Final. adoption and approval. of the Report as a whole estimate of the costs and expenses, the reassessm ent. diagram and the reassessment, as contained in the Report, as hereinabove determined and ordered, is intended to and shall 'refer and apply, to the Report, or any portion thereof, as amended, modified, revised or corrected -2- by or pursuant to and in accordance with, any resolution or order; if any., heretofore duly adopted or - made by this Council. 5. Findings and Determinations. Based on the oral and documentary evidence, including the Report, offered and received by the Council, this Council expressly finds and. determines that` (a) each of said several subdivisions of land within the Reassessment District will be. specially, benefited by the reassessment at least in the amount, if not more than the amount, of the reassessment apportioned against such subdivisions of land, respectively; and (b) the" reassessment approved and confirmed under Section 9525 of the Act shall not be .deemed a new ,or ;increased assessment and, therefore, is ordered without 'compliance with the procedural requirements of Article XIIID of the California Constitution. 6.. Reassessment, Levy. The reassessment; including all costs and expenses thereof, is hereby levied. Pursuant to the provisions; of the Act, reference is hereby made to the Resolution of Intention for further particulars. • 7. Recordings Directed, The City Clerk shall forthwith cause: (a) the reassessment to be delivered to the official of the City who is the Superintendent of Streets,,. together with the reassessment diagram, as approved and confirmed 'by this: Council, with a certificate of such confirmation and of the date ;thereof; executed by the Clerk; attached' thereto. The Superintendent of. Streets. shall record the reassessment, and reassessment diagram in a suitable book to be kept for that purpose, and append thereto a certificate of the date of such recording and such recordation shall be and constitute the reassessment roll herein; (b) a copy of the. reassessment diagram and a notice of reassessment, substantially in the form specified in Section, 3114 of' theStreets and Highways Code of California' and executed by the Clerk, to be filed and recorded, respectively; in the. office of the County Recorderof the County. From the date of recording of the notice of reassessment, all persons shall be deemed to have- notice of the contents of such reassessment, and each of such reassessments sh'allr thereupon be a, lien upon the property against which it is made, and unless sooner discharged such liens shall, so continue for the period of ten (10) years from the date: of :said recordation, or in the event bonds are issued to represent the reassessments', then such liens shall continue until the expiration of four (4) years ® after the due date of the last installment upon such bonds or.of the last installment of principal of such bonds. The appropriate officer or officers of the City are hereby authorized to pay any and all fees required by law in connection with the above. -3- INTRODUCED AND PASSED: • AYES: NOES: ABSENT: ABSTENTIONS: APPROVED: Mayor ATTEST: City'Clerk r� L City Manager 0 -5- 26091 -08 JH:SRC:sgs 3/31/04 4/16/04 Resolution No. 2004- N.C.S. of the City of Petaluma AUTHORIZING. ISSUANCE OF LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS Consolidated Reassessment and Refunding District of.2004 (Assessment Districts Nos. 24 and 25) C7 • Adopted May, 3, 2004 • TABLE OF CONTENTS - Paae ARTICLE I DEFINITIONS; GENERAL Section 1.01. DEFINITIONS.. ...:... 2 Section 1.02. UNPAID REASSESSMENTS ............................................................. 9 Section EQUAL SECURITY ., ........:..............................:..............:.............. ............................... 9 ARTICLE II THE BONDS Section 2.01. BONDS AUTHORIZED ............................................................... ............................... 10 Section TERMS OF BONDS ... .....::........................................................ ............................... 10 Section REDEMPTION ............................:................................................ ............................... 11 Section FORM OF BONDS...... .. ....... ................................................... ............................... 13 Section 2.05. EXECUTION AND AUTHENTICATION OF BONDS .................. ............................... 13 Section 2.06. TRANS_ FER OR EXCHANGE OF BONDS_ ................................. ............................... 13 Section2.07. BOND REGISTER' ....:...................................................:................ :............................14 Section 2.08. TEMPORARY BONDS ................................................:............. ............................... 14 Section 2.09. BONDS MUTILATED:, LOST, DESTROYED OR STOLEN ........: ............................... 14 Section 2.10. BOOK -ENTRY ONLY SYSTEM ................................................. ............................... 15 ARTICLE W FUNDS AND ACCOUNTS Section 4.01. APPLICATION OF PROCEEDS OF SALE OF BONDS ..:.......:.. ............................... 20 Section 4.02. COSTS. OF ISSUANCE FUND .................................................... ............................... 20 Section 4.03. REDEMPTION FUND _ ............................. .................................. ............................... 20 Section RESERVE: FUND ........................................................................ ............................... 21 Section ESCROW FUND ......................................................................... ............................... 22 ARTICLE V COVENANTS Section 5.01. COLLECTION OF REASSESSMENTS ....................................... ............................... 24 Section 5.02. FORECLOSURE ............................... ..............................::.:.. ...... . ............................... 25 Section 5.03. PUNCTUAL PAYMENT; COMPLIANCE WITH DOCUMENTS .. ............................... 25 Section Section 5. NO PRIORITY R ASSURANCES OBLIGATIONS .. ................ ............................... 25 URANCES .......................................................... ............................... 26 Section 5.06. PRIVATE ACTIVITY BOND LIMITATION ................................... ............................... 26 Section 5.07. FEDERAL GUARANTEE PROHIBITION .......... ............. 26 Section NO ARBITRAGE ......................................................................... ............................... 26 ARTICLE III ISSUANCE OF BONDS Section 3.01. ISSUANCE AND SALE OF BONDS ............................................ 17 Section 3.02. ............................... VALIDITY OF BONDS. ......... ... 17 Section 3.03. • ............................ PLEDGE OF REASSESSMENTS AND FUNDS' ........................................................ 17 Section 3.04. LIMITED OBLIGATIONS Section ............................:................................ ............................... NO ACCELERATION 17 Section 3.06. ............................. ...................................... ............................... REFUNDING OF BONDS 17 Section ........................................................... ............................... AUTHORITIES......., 18 Section 3.08. ..................................................................................................... OFFICIAL STATEMENT 18 Section 3.09. ............................................................. ............................... CONTINUING DISCLOSURE DOCUMENT( S ........................... ............................... 18 18 Section 3.10. BOND SALE AND. DELIVERY ............... :..................................................................... 19 Section 3.11. ACTIONS APPROVED ...........................::.......................:........... ............................... 19 ARTICLE W FUNDS AND ACCOUNTS Section 4.01. APPLICATION OF PROCEEDS OF SALE OF BONDS ..:.......:.. ............................... 20 Section 4.02. COSTS. OF ISSUANCE FUND .................................................... ............................... 20 Section 4.03. REDEMPTION FUND _ ............................. .................................. ............................... 20 Section RESERVE: FUND ........................................................................ ............................... 21 Section ESCROW FUND ......................................................................... ............................... 22 ARTICLE V COVENANTS Section 5.01. COLLECTION OF REASSESSMENTS ....................................... ............................... 24 Section 5.02. FORECLOSURE ............................... ..............................::.:.. ...... . ............................... 25 Section 5.03. PUNCTUAL PAYMENT; COMPLIANCE WITH DOCUMENTS .. ............................... 25 Section Section 5. NO PRIORITY R ASSURANCES OBLIGATIONS .. ................ ............................... 25 URANCES .......................................................... ............................... 26 Section 5.06. PRIVATE ACTIVITY BOND LIMITATION ................................... ............................... 26 Section 5.07. FEDERAL GUARANTEE PROHIBITION .......... ............. 26 Section NO ARBITRAGE ......................................................................... ............................... 26 Section 5.09. REBATE REQUIREMENT.. .......................................................... ............................... 26 Section 5:10.. YIELD OF THE BONDS ..................... ............................... ._...... ............................... 26 Section5.11. AMENDMENT ............ ........ .................................................... ............................... 26 Section 5.12. MAINTENANCE OF TAX - EXEMPTION ...................................... ............................... 26 Section 5.13. CONTINUING DISCLOSURE ......:.............................................. ............................... 27 ARTICLE VI INVESTMENT'OF FUNDS Section 6.01. DEPOSIT AND INVESTMENT OF MONEYS IN FUNDS ............,:..::.....: ..... ;. 28 Section 6:02. ACQUISITION, DISPOSITION AAND VALUATION OF INVESTMENTS '. .........:........ 29 Section 6.03. LIABILITY OF CITY.... ......._ . ....................... ............................... ......... ................29 Section EMPLOYMENT OF AGENTS BY CITY ...................................................................... 30 ARTICLE VII MODIFICATION OR AMENDMENT Section 7.01. AMENDMENTS PERMITTED ..................................................... ............................... 31 Section 7.02. OWNERS' MEETINGS ......... .................... ......... ................. ............................... 32 Section 7.03. PROCEDURE FOR AMENDMENTWITH WRITTEN CONSENT OF OWNERS..... 32 Section 7.04. DISQUALIFIED ..... ::.......:........................................ ........................::..... 33 Section 7.05. EFFECT OF SUPPLEMENTAL RESOLUTION ............................ .........................::33 Section 7.06; ENDORSEMENT OR REPLACEMENT OF'BONDS.ISSUED AFTER AMENDMENT..:......... ............:........ 33 Section 7.07. AMENDATORY ENDORSEMENT OF BONDS ............................. .............................33 ARTICLE VIII M1 I SCELLANEOUS Section 8.01.. BENEFITS OF AGREEMENT LIMITED TO' PARITIES .............. ................................ 34 Section 8.02. SUCCESSOR AND PREDECESSOR Section: 8.03: ........................................::. .............................34 DISCHARGE OF RESOLUTION. Section 8.04. ........ ..............................: ...:.. .......:.....................34 EXECUTION OF DOCUMENTS AND PROOF OF OWNERSHIP ..........: ::..:.........'35 Section 8.05. WAIVER' OF PERSONAL LIABILITY 35 Section 8':06. .............. ............................... ...0.... ........:...... NOTICES AND DEMANDS ............................. ............................... .......:........:..:...... 35 Section 8.07. :PARTIAL, INVALIDITY . ........................................................................... 35 Section 8.08. ....:............:.: UNCLAIMED MONEYS Section8:09. ..........................::................,. ............................... ........ ........ APPLICABLE LAW 36 Section 8:10. ...................................................................... ............................... CONFLICT WITH ACT.............. 36 Section 8.11. : .... :.............................................................................. CONCLUSIVE EVIDENCE OF REGULARITY; VALIDITY .......... ............................... 36 36 Section 8.12. PAYMENT ON BUSINESS DAY.... .... ...................................... 36 Section 8.13. ............................... REPEAL OF INCONSISTENT RESOLUTIONS Section 8.14. ............................ :.....:...................... AUTHORITY OF FINANCE DIRECTOR ..................................... 36 36 Section 8.15: .............:................. CERTIFIED COPIES Section 8.16. ............... ......... ............... ............................... EFFECTIVE DATE OF THE RESOLUTION 37 ............................... ............................... 37 EXHIBIT A DESCRIPTION OF PRIOR DISTRICTS AND PRIOR BONDS EXHIBIT B SPECIFIC BOND TERMS AND CONDITIONS EXHIBIT C FORM OF BOND • • RESOLVED., by the City Council (the "Council ") of the City of Petaluma (the • ' "City "), County of Sonoma, (the. "County") California: WHEREAS, the City has heretofore conducted special assessment and assessment bond proceedings in and for the assessment districts (the "Prior Districts ") and, through the adoption of resolutions of issuance (the "Prior Resolutions "), has provided for the issuance of special assessment bonds (.the "Prior Bonds ") in and for the Prior Districts, .all as set forth in Exhibit A attached hereto and hereby made a part hereof; WHEREAS, on May 3, 2004, the Council adopted its Resolution of Intention to Levy Reassessments and to Issue Limited Obligation Refunding Improvement Bonds Upon the Security. Thereof, (the ":Resolution of Intention ") relating to the levy of reassessments and issuance of refunding bonds pursuant to the Refunding Act of 1984 for 1915 Improvement Bonds Division 11.5 (commencing with Section 9500) of the Streets and Highways Code of California (the "Act ") in and for the City's Consolidated Reassessment and. Refunding District of 2004 (Assessment Districts Nos. 24 and 25) (the "Reassessment District "); WHEREAS, by the Resolution of Intention, the Council provided that refunding improvement bond's (the 'Bonds "), as more .particularly described herein would be issued in the proceedings under the Resolution of Intention and reference to the Resolution of Intention is hereby expressly made for further particulars; WHEREAS, -this Council has completed its proceedings under the Resolution of Intention for the levy of reassessments, has caused all recordings and filings to be completed in accordance with the requirements of the Act and by this Resolution intends to provide for the issuance of the Bonds; WHEREAS, as provided in the proceedings under the Resolution of Intention, the proceeds of the Bond's shall be used to retire the' Prior .:Bonds, 'in advance of their scheduled maturities, and to pay the costs of ;issuance of the *Bonds, and WHEREAS, this Council now intends to provide for the issuance of the Bonds upon the security of a the unpaid reassessments, all as hereinafter provided. NOUN, THEREFORE BE IT RESOLVED by the Council of the City of Petaluma as follows: ARTICLE DEFINITIONS; GENERAL • Section 1.01. DEFINITIONS. Unless the context otherwise .requires, the terms defined in this Section shall, for all purposes of this Resolution and of any Supplemental Resolution and of the Bonds and of any certificate opinion, request or other document herein mentioned, have the meanings herein specified. All references in this Resolution to "Articles," "Sections, and other subdivisions are 'to the corresponding Articles, Sections or subdivisions of this Resolution; and the words "herein," hereof," "hereunder" and other words of similar import- refer to this Resolution as a whole and not to. any particular Article, Section or subdivision hereof: Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Unless the context shall otherwise indicate, `words V m porting the; singular number shall include the plural number and vice versa., and words importing persons shall include corporations and associations, including public bodies, as well as natural persons. "Act' means the Refunding Act of 1984 for 1915 Improvement Act Bonds, Division 1.1.5 of the Streets and `Highways Code of California. "Agent" means JPMorgan Chase Bank, designated in Section 2.01 hereof to. perform the, .duties of authentication, registration, transfer and payment of the Bonds and the Agent's_ assigns or any corporation or association which may at any time be • substituted in the Agent's place. "Auditor" means the auditor /controller or tax collector of the County, or such other official of the County who is responsible for preparing real property tax bills.. "Authorized Office'' means the.Mayor, City Manager, Finance Director, Interim or Acting Finance, Director, Director of Public Works City Engineer, Treasurer Interim or Acting Treasurer, City Clerk City Attorney or any other officer or employee authorized by 2the City Council of the City' or by an Authorized Officer to undertake> the action referenced in, this Resolution as required to be undertaken by an Authorized Officer. "Available Surplus Funds" means any surplus moneys held by the City at the end of each Fiscal Year in excess.. of the amounts, required to pay lawful. municipal obligations incurred in that Fiscal Year. "Bond' or "Bonds " means "Limited Obligation Refunding Improvement Bonds, City of Petaluma, Consolidated Reassessment and Refunding District of 20.04 (Assessment Districts Nos. 24 and ,25)" issued under this Resolution. the Act and the Bond Law and at any time Outstanding, in substantially the form of Exhibit C attached. "Bond Counsel" means Jones Hall, A Professional Law Corporation, or any attorney or firm of attorneys of nationally recognized expertise with respect to Legal -2 -` matters relating to obligations the interest on which is excludable from gross income under Section 103 of the Tax Code. "Bond Date" means the dated date of the Bonds specified in Exhibit B attached hereto and made a part hereof. "Bond Denomination'' means the amount of $'5:,000 or any integral multiple thereof, which is the minimum amount in which the Bonds may issued, except that one Bond may contain .any odd amount. "Bond Lave' means the ,Improvement Bond Act of 1915, Division 10 of the California Streets and Highways Code. "Bond Purchase. Agreement' rneans agreement between the City and the Original Purchaser for the sale and purchase of the Bonds. "Bond. Register" means the books maintained by the Agent pursuant to Section 2.07 for the registration and transfer of rownershio of the Bonds. "Bond Yeas" means the twelve- month period. beginning on September 2 in each year and ending on the day prior to September 2, in the following year except that (i) the first Bond Year shall begin on the Closing Date and end, on the day prior to the next September 2, and (ii) the last Bond Year may end on a prior redemption date. "Business Day' means any day other than (i) a Saturday or- a Sunday or (ii) a day on which banking :institutions in the state in which the Agent has its Principal Office are authorized or obligated by law or executive order to be closed. "City' means the City of Petaluma ,a municipal corporation and chartered city of the State of California duly organized and validly existing under and by virtue of the Constitution and the laws of the State of California. "City Attorney' means the duly appointed or retained attorney or firm of attorneys to the City for purposes of rendering advice in the conduct of its general municipal affairs. . "City Manager" means the City Manager or the Assistant City Manager of the City. "Clerk" means the City Clerk of the City or Deputy City Clerk or designee thereof. rI "Closing Date means the date upon which there ,is an exchange of any of the Bonds for the proceeds representing the purchase price of such Bonds by the Original Purchaser thereof. "Continuing Disclosure Certificate" means any such certificate provided under Section '5.13 hereof. -3-- "Costs of Issuance" means all expenses incurred in connection with the authorization, issuance., sale and delivery of the Bonds, 'including but not limited to compensation, fees `and expenses of the City and the Agent and their respective counsel, compensation to any financial consultants and underwriters (other than those taken as discount on the Closing: Date) legal fees and expenses, filing and. recording costs, costs of preparation and reproduction of documents, costs of compliance with the Tax Code relating to any rebate to the United States and continuing disclosures and the costs of printing, mailing and publication of notices with respect to the City. "Costs of Issuance Fund' means the fund designated "City of - Petaluma, Limited Obligation Refunding Improvement Bonds„ Consolidated Reassessment and Refunding District of 2004 (Assessment Districts Nos. 24 and 25), Costs of Issuance Fund established under Section 4.02 hereof. "Council'' means the City Council as the legislative body of the City. "County" means the County of Sonoma, State of California. "Debt Service" means, for each Bond Year, the sure of (i) the interest due on the Outstanding Bonds in such Bond Year, assuming that the Outstanding Bonds. are retired as scheduled, and (ii) the principal amount of the Outstanding Bonds due in such Bond Year. "Depository - or Securities Depositories" means The: Depository Trust Company, 711 Stewart Avenue, Garden City, New York 11530, Fax.- (516) 227 -4171 ,or 4190;. Philadelphia Depository Trust Company Reorganization Division, 1900 Market Street, Philadelphia, Pennsylvania 1.9103, Attention: Bond Department, Fax - ( 215) 496- 5058; and, in, accordance with then current guidelines of the 'Securities and Exchange Commission, such other addresses and /or such other securities depositories as'the City may designate in an Officer's Certificate delivered to the Agent - "DTC means the Depository Trust Company, New York, New York and its successors and assigns. "Escrow Agreement' means the Escrow Agreement dated 'as of the Closing Date, by, and between the City and the Escrow Holder, by which the Escrow Fund is established and administered. "Escrow Fund means the fund designated "Limited Obligation Refunding Improvement Bonds, City.of Petaluma, Consolidated Reassessment and Refunding District of 2004 (Assessment Districts Nos. 24 and 25), Prior Bonds Escrow Fund established and administered under Section. 4.05 hereof. "Escrow Holder" means JP Morgan Chase Bank acting as Escrow Holder under the Escrow,Agreement. - 0 -4- investment from Mark w ng Belle r in ahbona fide, which a w buyer would purchase the rrn s length transaction determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established ;securities market (within the meaning of section 1.273 of the Tax. Code) and, otherwise,, the- term "Fair Market Value" means the acquisition price in a bona fide arm's length transaction (as; referenced above) if (i) the investment is. a. certificate of deposit that is acquired is accordance with applicable regulations under the Tax. Code, (ii) the investmenf is an agreement with specifically negotiated withdrawal or reinvestment provisions and ,a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment treem r i t .in htit I n acquired' in accordance. with applicable 'regulatio:ns under the Tax Government Serer that is acquired in accordance ord w t Treasury a sry Security- -State and Local applicable regulations of the United States Bureau of Public- Debt, or (iv) any commingled investment fund in which the City and related parties - do not own more than a ten percent (10 %), beneficial interest if return paid by su'chr fund is without regard Ab the source of the _investment. "Federal Securities" means any of the following which at the time of investment' are legal investments under , th - e laws of the State for the moneys proposed 'to be invested therein: (a) . direct general obligations :of the United States of America (including obligations issued or held, in book entry form on, the books of the Department of the Treasury of the, United :States of America); and (b) obligations of any department, :agency or instrumentality of the United States of America the timely payment-of principaL;of and interest -on which are unconditionally and fully guaranteed by the United States of America. "Finance Orectbe means- the chief financial officer of the City or designee thereof, including any interim or acting finance director or any deputy thereof or assistant. "Fiscal 'Ydat" .means the period commencing on July 1 of each year and ending on the next succeeding June'30. "Information Services" means Financial Information, lnc.'s "Daily Called Bond Service," 30 Montgomery ;Street, 10th Floor; Jersey City, New Jersey 0.7302, Attention: Editor; Kenny Information Services' "Called Bond Service,=" 65 Broadway, 16th Floor, New York, New York 10.006; Mergent/FIS, 5250 77 Center 'Drive, Suite 150, Charlotte, North Carolina, 28217, Attn: Called Bond Dept., Standard & Poor's Corporation "Called Bond Record, 25- Broadway, - 3rd Floor; New York, New York 10.004; - and, in accordance with then, current guidelines of the Securities and Exchange Commission, such other addresses and/or such services providing information with respect to called bonds a&the City maydesignate in an Officer's Certificate delivered to the Agent. . • -5= "Interest Payment Date" means .each date upon which interest on the Bonds is payable semiannually on each March 2 and September 2 until` maturity and beginning on the date . specified in Exhibit B. ":Officer's. Certificate" means a written certificate or similar document ment executed by an Authorized Officer on behalf of the City. "Original Purchaser" means Brandis Tallman :LLC as, the first purchaser of'the Bonds from the City under the Bond Purchase Agreement. "Outstanding, when used as. of :any particular . time with' reference to Bonds, means all - Boonds theretofore executed,, issued, and delivered by the City and authenticated by:;the Agent- under this Resolution except: - (a) Bonds theretofore canceled by 'the Agent 'or surrend'ered to the Agent for cancellation; (b), ;Bonds paid or deemed to have been paid within the meaning of Section 2.03; and (c) Bonds in lieu of or in substitution for which other,Bonds shall have been .,executed., issued and delivered -by the City pursuant °to this'Resolution or any Supplemental Resolution. "Owner" or ",Registered Owner," when used with. respec t to . any Outstanding. Bond, means the person in whose name the ownership of such ;Bond shall be registered on the ,Bond Register. "Participating- Underwriter" means an underwriter or purchaser of they Bonds underthe- Continuing Disclosure Certificate. "Permitted Investments" means the following, but only to the extent that the same are acquired at Fair Market Value: (a) Federal Securities; (b) 'securities (other than those identified in. paragraphs (a) .and (d) of Section 53601 of the, Code of the tate) in which the City may legally invest funds subject to its control, pursuant' to Article 1, commencing with Section :53600, of Chapter 4 of Part 1 of Division 2 of Title 5 of the Government Code of the State, as now or hereafter amended; (c) shares in a California common law trust established pursuant to Title 1, Division 7, Chapter. 5 of the California Government Code which invests exclusively in investments permitted by Section 53635 of Title 5, Division 2, Chapter 4 of the California Government Code; as it may be amended, including but not limited to the California Asset Management Program (CAMP); WE (d) the Local ;Agency Investment Fund of the State of California, created pursuant to 'Section 16420.1 of the California Government Code, to the extent the Finance Director is authorizedto register such investment in the City's name1 (e) investment agreements ;or guaranteed investment contracts, with or guaranteed by a financial entity whose long -term unsecured obligations are rated "AA" or better by Moody's Investor's ''Service ( " Moody's) and Standard and Poor's Ratings Group ( "S &P "), and whose short term debt is rated no lower than the corresponding level of rating category for such debt and such agreement or contract shall provide that the financial - entity shall deposit collateral with a third party in accordance 'with criteria established by Moody's and S &P in the event that the rating of short or long - term debt of the entity is downgraded below then - current requirements of Moody's and S &P for such agreements or contracts; (f) money market funds which are rated Am or.better by S &P; (g) any of the following direct. or indirect obligations of the following agencies of the United States of America: ,(i) direct obligations of the Export- Import Bank; (ii) certificates of beneficial ownership issued by the Farmers Home Administration, (iii;) participation certificates issued. by the General Services Administration, (iv) rnortgag.e.-backed bonds or pass through obligations issued and guaranteed `by.the Government National Mortgage Association, the Federal National Mortgage Association, the ,Federal Home 'Loan Mortgage Corporation or the Federal Housing - Administration; (v) project notes issued by the United States Department of Housing and Urban Development; and (vi) public housing notes and bonds guaranteed bythe United States of America; (h) interest - bearing, demand or time :deposits (including certificates of deposit) in federal 'or state chartered rs avings and loan associations or in federal or State of California banks (including the Agent), provided that (i) the unsecured short-term obligations of such commercial, bank,or. savings and loan association shall be rated Al or better by S &P; or (ii) such demand or time deposits shall be fully insured by the Federal Deposit Insurance Corporation; (i) commercial paper rated in the highest short- term.rating category by S &P, issued by corporations which are organized and operating within the United States of America, and ,which matures not more than 180 days following the date of investment therein; bankers acceptances, consisting of bills of exchange or time drafts drawn on and accepted by a commercial, bank whose short-term obligations are rated in the highest short -term rating category by S &P, which mature not more th8n'270 days following the date of investment therein is (k) obligations the interest on which is excludable from gross income pursuant to Section 103 of the Tax Code and which are rated A or better by S &P.- -7 "Prepayment Account' means the account of that name Within the Redemption • Fund. "Principal Amount means the, aggregate principal amount of the Bonds as Tset forth in Exhibit B. "Principal Office" means the office of the Agent in San Francisco, California, or such other office as shall be designated by the Agent in writing to the City, or such - other office .of. the Agent designated by the Agent for payment, transfer or exchange of the Bonds. "Prior Bonds means the bonds of the City for the Prior Districts described in Exhibit A. ''Prior Bonds Resolutions" means the resolutions of issuance - for the :Prior Bonds as described`'in Exhibit A. "Project' means, collectively, the acquisitions and improvements .funded with all or a portion of the proceeds of the Prior Bonds. "Reassessment or Reassessments means the unpaid amounts of the special reassessments levied against all taxable real property within the3 boundaries of the Reassessment District pursuant to the Act and the proceedings: of a Council under • the Resolution of- Intention, for the purpose ofpaying Debt Service on the Bonds. "Reassessment District" means the City's Consolidated Reassessment and Refunding District, of 2004 . (Assessment. Districts Nos. 24 and 25) established by the Council in proceedings under'the Act and the Resolution of Intention. "Record' Date" means,,. the fifteenth (15th) day of the calendar month immediately preceding an Interest, Payment Date. "Redemption Fund" means the fund designated. "City of Petaluma, Limited Obligation Refunding Improvement Bonds,: Consolidated Reassess ment,and Refunding District of 2004, .(Assessment Districts Nos. '24 and 25), Redemption Fund" established under Section t4.03 hereof. "Redemption Premium" means the percentage of the principal amount of the Bonds payable upon redemption of'the Bonds', as set forth 'in Exhibit B he "Reserve Fund`' means the fund designated "City of Petaluma, Limited Obligation Refunding Improvement Bonds, Consolidated Reassessment and Refunding. District of 2004 (Assessment 'Districts Nos. 24 and 25), Reserve Fund" established under Section 4.04 hereof. • M "Reserve Requirement' means an .amount of not -to exceed the least of 10% of p of the Bonds, 1,25% of�average annual Debt Service on the Bonds the principal arnou nt or maximum annual Debt Service of the Bonds. "Resolution" or "Resolution; of Issuance" means this Resolution, as originally adopted or;as it may from time to time be supplemented, modified or amended by any Supplemental Resolution pursuant to the provisions hereof. "Resolution of Intention" means the resolution entitled "Resolution of Intention to Levy .Reassessments and to Issue. Limited Obligation Refunding Improvement Bonds Upon the Security Thereof," adopted by the Council May 3, 2004: "State" means the State of California. "Supplemental Resolution" means any. resolution, `agreement, resolution or other instrument hereafter duly adopted or executed by the City in accordance with the provisions of this Resolution. "Tax Code" means the Internal Revenue Code of 1986 as in effect on the date of issuance of the Bonds or (except as otherwise , referenced herein) as l it may be amended to apply to obligations issued on the date of issuance of the Bonds, together with applicable proposed„ temporary and final. regulations promulgated, and applicable official public guidance published, under the Tax Code. "Term Bonds" means any of the Bonds defined as such under Section 2.02. "Treasuree" means -the :official who is the elected City treasurer, or the deputy or designee thereof, or which official may be the Finance Director. Section 1.02. UNPAID REASSESSMENTS. The Reassessments are as shown on the list of unpaid reassessments on file with the Finance' Director which list is hereby approved and which is incorporated herein by this reference and made a part hereof. For a particular description of the lots or parcels of land bearing the respective assessment numbers set forth in the list,.reference is hereby made to the reassessment and to the diagram, and any amendments thereto, recorded in the office of the Officer of the City who is the Superintendent of Streets of the City after confirmation thereof by the Council. Section 1.03,, EQUAL SECURITY. In consideration of the acceptance of the Bonds by th'e Owners thereof, this Resolution shall be deemed to be and shall constitute a contract, between the City ,and the Owners from time to time of the Bonds; and the covenants and agreements herein set forth to be performed on behalf of the City shall be for the equal -and proportionate benefit, security and protection of all Owners of the Bonds without preference, priority or distinction as to security or otherwise .of any of the Bonds over any of the others by .reason of the number or date thereof or the time of sale, execution or delivery thereof,. or otherwise for any cause i whatsoever, except as expressly provided therein or herein. ARTICLE II THE BONDS Section 2.01. BONDS AUTHORIZED. All acts, conditions and 'things required by law to exist, happen and be. performed precedent to and in the issuance of the Bonds have existed, happened and, been performed in due time, form and manner as required by law, and the Council is now authorized pursuant to each and every requirement of law to issue the Bonds in the manner and form as provided in this Resolution. The Bonds, in the Principal Amount are hereby authorized and will be issued as serial and /or term bonds asset forth in the Bond Purchase Agreement and Exhibit B hereto. The � and duties required under this Resolution f Agent, at the Principal Office, is hereby designated as the Agent to perform th e actions or the authentication, transfer, registration, and payment of the Bonds. Sectiion 2.02`, TERMS OF BONDS. (A) Denominations. The Bonds shall be issued as fully registered Bonds without coupons.in the Bond Denomination or any integral multiple thereof; except that the first maturity may contain any odd amount. Bonds shall be lettered and numbered in, a customary manner as determined by the Agent. • (B) Date of Bonds. The Bonds shall be dated the Closing Date. (C) CUSiP. "C.USIP" identification numbers shall be imprinted on the Bonds, but such numbers shall not constitute a part of the contract evidenced by the Bonds and any error or omission with respect thereto shall not constitute cause for refusal of any pprchaser to accept delivery of and pay for the Bonds. Failure of the City or the Agent to use such CUSIP numbers in any notice to Owners shall not constitute an event of. default, or any violation of the City's contract with such Owners and shall not impair the effectiveness of any such notice. (D) Series and Maturities. (i) A portion of the. Bonds shall be issued as serial bonds, which mature and become payable in the amounts', and bear 'interest at the annual rates, set forth in the maturity schedule on Exhibit B. (H) The Bonds maturing on September 2, 20 and ..September 2, 20 (the "Terre Bonds'), shall mature in the amount and bear interest at the rate set forth in the. maturity schedule on Exhibit B. The Term Bonds are subject to mandatory sinking fund redemption under Section 2.03 in the amounts and on the dates set forth on Exhibit B. (E), Interest. The, Bonds shall bear interest at the rates set forth above payable on the Intest'Payment Dates in each year. Interest shall be calculated on the • basis of a . 360-day year composed of twelve 30 -day months. Each Bond shall bear -10- interest from the Interest Payment Date next preceding the date of authentication and registration thereof unless it is authenticated and registered (i) .prior to an Interest Payment Date and, after the close of business of the Record Date, in which event it shall bear interest from such.,Interest Payment Date, or (ii) prior to the close of business on the Record; Date preceding the first Interest. Payment Date, in which event it shall bear interest from the Dated Date. (F) Method of Payment. Both the principal of , and interest and premium (if any) on the Bonds shall be payable in lawful money of the United States of America. Interest on the Bonds (including the final - interest payment upon maturity or earlier redemption) is payable by check of the Agent mailed. _by first class mail to the registered Owner thereof at such registered Owner's address as- it appears on the registration books maintained by th Agent at the close of, business on the Record Date preceding the Interest Payment Date, or by wire transfer made on such Interest Payment Date upon written instructions of any Owner of $1,000 , .or more in aggregate principal amount of Bonds delivered to the Agent prior to the -applicable Record Date. The principal of the Bonds and any premium on the Bonds are: payable in lawful money of the United States of America upon surrender of the Bonds at the Principal Office of the Agent. All* Bonds paid by the, Agent pursuant this Section shall be canceled by the Agent. The Agent shall destroy the canceled Bonds and, upon ,request of the City, issue a certificate of destruction of such Bonds to the City.. Section 2.03. REDEMPTION. • (A) General.. (i) Mandatory Prepayment Account Redemption. Each Outstanding Bond or any portion of the principal thereof, in the principal amount of $5,000 or any integral multiple of $5,000, will be redeemed and paid in advance of maturity using any funds available therefor in the Prepayment Account, on any Interest Payment Date in -any year by giving notice as provided in (C) below and by paying the principal amount thereof, plus any applicable Redemption Premium (as set forth on Exhibit B.), plus interest to the date of redemption unless sooner surrendered, in which event interest will be paid to the date of payment, all. in the -manner and as provided in the Bond Law. The provisions of Part 11.1 of the, Bond Law are applicable to the advance payment of Reassessments . and to the calling of the Bonds. 00 Optional Redemption The Bonds are subject to redemption from sources' 'of moneys other than payments, including the proceeds of refunding bonds,'on the-Redemption Dates and atthe Redemption Premiums set forth in .Exhibit B by giving notice as provided. in herein and by paying the principal amount thereof, plus interest to the date of redemption unless sooner surrendered, in. which event interest will be paid to the date of payment. (iii) .Mandatory Sinking Fund, Redemption. The Term Bonds are subject to mandatory redemption in part by lot, from Sinking Fund Payments ® made by the Agent from the Redemption Fund, at a redemption price equal to the principal amount thereof to be redeemed, without premium, in the aggregate respective principal amounts set forth in the table in Exhibit B; provided, however, if some but not all of the Term Bonds of a given maturity have been • redeemed through a mandatory prepayment redemption under subsection (A).(i) above or through an optional redemption under subsection (A)(ii) above the total amount of all future Sinking Fund Payments relating to such maturity shall be reduced by the aggregate principal amount of Term Bonds of such maturity so redeemed,, to be allocated among such Sinking Fund Payments on a pro rata basis in integral multiples of`$5,000 as determined by the Agent. (B) Notice to Agent. In the event it is transmitting, mone s for de osit'in the y p Prepayment Account of the Redemption Fund, the City shall give the Agent written ( ) redeemed pursuant, to notice of the aggregate amount of Bonds expected to be subsection A not less than sixty (60) days prior to the applicable redemption date. (C) Redemption Procedure by Agent. The Agent shall select Bonds for retirement in such a way that the ratio of Outstanding Bonds to issued Bonds shall be approximately the same in each annual series insofar as possible. Within each annual series the Agent shall select Bonds for retirement by lot. The Agent shall cause written notice of any redemption to be given by registered or certified mail or by personal service to the respective registered Owners of any Bonds designated: for redemption, at their, addresses resses appearing on the Bond Register in the Principal ' Office of the Agent at least 30 days ,before the applicable Interest Payment .Date. The Agent shall also cause notice , of redemption to be sent to the Securities: Depositories and to one or more of , the Information Services at least one day earlier than the giving of notice to the Owners as aforesaid; provided, . however, such mailing to the Securities Depositories and is Information Services shall not be .a condition precedent to such redemption. Failure to so mail any, notice of redemption, or of any: person or entit to receive any such notice; or any defect in any notice of redemption, shall not affect the validity of the proceeding for the redemption of such Bonds. Such notice shall state the redemption. date, and the redemption price - and, if less than all of the then Outstanding Bonds are to be called for redemption, shall designate the. CUSIP he (if applicable) .and Bond .numbers of the Bonds to be redeemed by giving the individual CUSIP number and Bond number of each Bond to be redeemed or shall state that all Bonds between two stated Bond numbers, both inclusive, are to be redeemed or that all of the Bonds of one or more maturities have - been called for redemption, shall state as to any Bond called in part the principal amount thereof to be redeemed; and shall require that such Bonds be then surrendered at the Principal. Office of the Agent for redemption at the said redemption price, and shall state that further interest on. such Bonds, or the portion thereof to be redeemed, will not accrue from and after redemption date. Upon the payment of the redemption price of Bonds being redeemed, each check or other transfer of funds issued for such purpo "se shall, to the extent practicable, bear the CUSIP number' identifying, by issue and maturity the Bonds being redeemed with the proceeds of such check or other transfer. -12- Upon surrender of Bonds redeemed in part only, -the City shall execute and the Agent shall authenticate and deliver to the registered' Owner, at the expense of the City, a new Bond or Bonds, of the same series and maturity, of authorized denominations in aggregate principal amount equal to the unredeemed portion of the Bond or Bonds. (D) Effect of Redemption. From and after the date fixed for redemption, if funds available for the payment .of the principal of, and ;interest and any premium on, the Bonds so called for redemption shall have been deposited in the Redemption Fund on the date fixed.for redemption, such Bonds so called shall cease to be entitled to any benefit under this ,Resolution other than the right to receive payment of the redemption price, and no interest shall accrue thereon on or after the redemption date specified in such notice. All Bonds redeemed by the Agent pursuant to this Section 2.03 shall be canceled by the Agent. The Agent shall destroy the canceled Bonds and, upon request of the Authority, issue a certificate of destruction of such Bonds to the City. Section 2.04. FORM OF BONDS. The Bonds, the form of Agent's certificate of authentication, and the form of assignment to appear thereon, shall be substantially in the respective form set 'forth in Exhibit C attached hereto and by this reference incorporated herein, withlnecessary or appropriate variations, as permitted or required. Section 2.05. EXECUTION AND AUTHENTICATION 1OF BONDS. The Bonds shall be executed in the name and on behalf of the City with the manual or facsimile signatures of the Treasurer and attested by the manual or facsimile signature of the Clerk. The Bonds shall then be delivered to the Agent for authentication. In case any officer who shall have signed any of the cease to be such officer before the Bonds so signed shall have been authenticated or delivered by the Agent or issued by the City, such Bonds may nevertheless be authenticated -, :delivered and issued and, upon such authentication, delivery and issue, shall be as binding upon the City as though the individual who signed the same had continued to be such officer of the City. Also, any Bond may be signed on behalf of the City by any individual who on the actual date of the execution of such Bond shall be the proper officer although on the nominal date of such Bond such individual shall not have been such officer. Only such of the Bonds as shall bear thereon a. certificate of authentication in substantially the form set forth in Exhibit C, manually executed by the Agent, shall be valid or obligatory for any purpose or entitled to the 'benefits of this Resolution, and such certificate of the Agent shall be conclusive evidence that the Bonds .so authenticated have been duly authenticated and - delivered hereunder and are entitled to the benefits. of this. Resolution. The Agent's certificate of authentication on any Bonds shall be deemed to be executed by it if signed 'by the Agent or by an authorized officer or signatory of the Agent, but it shall not be necessary that the same officer or signatory sign the certificate of authentication on all of the Bonds issued hereunder. Section 2.06. TRANSFER OR EXCHANGE OF BONDS'. Any Bond may, in accordance with its terms, be transferred upon the Bond, Register by the registered 1 Owner, in person or by such Owner's duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer in a form approved by the Agent, duly executed. Whenever any Bond shall be surrendered -13- for transfer, the Agent shall thereupon authenticate and deliver to the transferee a new Bond or Bonds of. like tenor, maturity and aggregate principal amount. Bonds may be exchanged at the Principal Office of the Agent, for Bonds of the same tenor and maturity and of other authorized denominations. No Bonds the notice of redemption of which has been given under Section 2.03 shall be subject to transfer or exchange pursuant to this Section. Neither the City nor the Agent shall be required to make such exchange or registration or transfer of .Bonds on or after the Record Date or after a Bond has been selected for redemption. For any transfer or exchange under this Section, the City and the Agent may require, the payment of a reasonable fee to cover the costs and expenses of the City and the Agent. Section 2:0.7. BOND REGISTER. The Agent will keep or cause to be - kept at its Principal Office _a sufficient Bond Register for the registration and transfer of the Bonds, which shall at all times during regular business hours be open to inspection by the City; and, upon presentation for 'such purpose, the Agent shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on 'the Bond Register, Bonds as hereinbefore provided Se tion 2.08. TEMPORARY BONDS. The Bonds may be issued initially in temporary form exchan g eable for definitive Bonds when read for delivery The temporary :Bonds may be printed, lithographed or typewritten, shall be of such denominations as may be determined by the Council and may contain -such reference to any of the: provisions of this Resolution as may be appropriate. Every temporary - Bond shall be executed by the officers designated and in the manner provided in Section 2.05 hereof and 'be registered and authenticated by the Agent upon the same conditions and in - substantially the same: manner as the definitive Bonds. If the City issues temporary Bonds., it will execute :and furnish definitive Bonds without delay, and thereupon the temporary Bonds may be surrendered, for cancellation, in exchange therefor at the Principal Office of the Agent, and the Agent shall authenticate and deliver in exchange for such temporary Bond's an equal aggregate principal amount of definitive Bonds of authorized denominations. Until so exchanged,, the temporary ' Bo'nds shall be entitled to the same benefits under this Resolution as definitive Bonds authenticated' and delivered hereunder. Section 2.09. BONDS MUTILATED, LOST, DESTROYED OR STOLEN. If any Bond shall become: mutilated, the Agent shall thereupon authenticate and deliver, a new (;Bond of like maturity and -principal amount in exchange and substitution for the Bond so mutilated, but only upon surrender to the Agent of the Bond so mutilated: Every mutilate d Bond so surrendered. to the Agent shall be canceled ',by it and delivered o on the order of, the City: If any Bond issued hereunder shall be _lost, destroyed o stole the. . n, evidence of such loss destruction or theft may be submitted to City and the Agent and, if such evidence .be satisfactory to them and indemnity satisactory to them shall be given, the Agent shall thereupon authenticate and deliver, a new Bond of like maturity and principal amount in lieu of and in substitution for the Bond so lost, destroyed or ,stolen (or if any such Bond shall have matured or shall have been called for, redemption, instead of issuing a substitute Bond the Agent may pay the same without surrender thereof upon receipt of indemnity satisfactory to the Agent). The City s and the Agent may require payment of a reasonable fee for each new Bond issued -14- under this Section and of the expenses which may be- incurred by the City and the Agent. Any Bond issued under the provisions of this Section in lied of any Bond. alleged to be. lost; destroyed or stolen shall constitute an original contractual obligation on the part of the City whether or not the Bond alleged be lost; destroyed or stolen be at any time enforceable by anyone, and shall be equally and proportionately entitled to the benefits of this Resolution with all other Bonds secured by 'this - Resolution and any Supplemental Resolution. Section 2.10. BOOK -ENTRY .O,N.LY , SYSTEM. DTC shall act as the initial Depository forthe Bonds. One Bond for each maturity of the,Bonds shall be initially executed authenticated, and .delivered -.as set forth herein with a separate fully registered certificate (in print or typewritten form). Upon initial execution, authentication, and delivery, the ownership of'the. Bonds shall be registered in the Bond Register kept by the- Agent for the Bonds in the name of "Cede & Co., as nominee of DTC or'such nominee. as DTC shall appoint in writing. The Authorized Officers of the City and.the Agent are hereby authorized to take any and all actions as may b`e necessary and not inconsistent with this Resolution to qualify the Bonds for the Depository's book =entry system, including the execution of the Depository's required representation letter. With respect to Bonds registered in the Bond Register in the name of Cede & Co., as nominee of DTC, neither the City nor" the Agent shall have any responsibility or obligation to any broker - dealer; bank, or other financial institution for which DTC holds Bonds as Depository from time to time (the "DTC Participants ") or to any person for which a DTC Participant acquires an interest in the Bonds (the "Beneficial Owners"). Without limiting the immediately preceding sentence, neither the City nor the Agent shall have any responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co., or any DTC Participant with respect to any ownership interest in the Bonds, (ii) the delivery'to any DTC Participarit, any Beneficial Owner, or any other person, other than DTC, of any notice with respect to the Bonds, including any Bonds to be redeemed in the ,event the City elect to redeem the Bonds, in part, (iii) the selection by the Depository of the beneficial interests in the Bonds to be redeemed, in the event the City elects to redeem the Bonds in part, (iv) the payments to any DTC Participant, any Beneficial Owner, orany person, other than DTC, of any amount with respect to the principal of or interest on the Bonds, or (v) any consent given or other action taken by' the Depository as Owner of - the , . Bonds. Except as set forth.aboVe the City and the Agent may treat as and deem DTC to be the absolute Owner of each Bond, for which DTC is acting as Depository for the purpose of payment, of the principal or and interest on such Bonds for the purpose of giving notices of prepayment and other matters with respect to' such Bonds; for the purpose of registering transfers with respect to such Bonds, and for all purposes whatsoever. The Agent on behalf of the City shall pay all principal of and interest on the Bonds only to or upon the order of the Owners as shown on. the Bond Register, and all such payments shall be valid and effective to fully satisfy and discharge all obligations with respect to the principal of and interest on the Bonds to the extent of the sums or. sums so paid. -15- No person other than an Owner; as shown on the Bond Register shall receive a physical Bond. Upon delivery by DTC to the City and the Agent ;of written notice to the effect the DTC . has determined to substitute a new nominee in place of Cede & Co., and subject to the transfer provisions in Section 2.06 hereof, references to "Cede & Co." in this Section 2.10 shall referto such new nominee of DTC. DTC may. determine to discontinue providing its services with respect to the Bonds at anytime by giving written notice'to the City and to the Agent during any time that the Bonds are Outstanding, and discharging its responsibilities with respect thereto under applicable law. The City may terminate the. services of DTC with respect to the Bonds if it determines that DTC is unable to discharge its responsibilities with respect to the Bonds or that continuation of the system of book -entry transfer through: DTC is .'not in the best interest of the Beneficial Owners, and the City shall mail notice of such _termination to the Agent. Upon Jermination of the services of DTC as provided in the previous paragraph, and if no substitute Depository willing to undertake the functions hereunder can be found which is willing and above to undertake such functions upon reasonable or customary terms, or if the City determines that it is 'in the best interest if the Beneficial Owners of the Bonds that they be able to obtain certified Bonds, they Bonds shall no longer be restricted to being registered in the Bond Register of the.Agent in the name of Cede &. Co.,,as nominee of DTC, but may be registered in whatever name or names the,Owners shall designate at that time, in accordance with Section 2.06. To the extent that the Bond Owners as designated as the transferee by the Owners, in accordance with Section 2.10., the Bonds will be delivered to such Beneficial. Owners. • -16- ARTICLE III ISSUANCE OF BONDS. Section 3.01. ISSUANCE AND SALE' _ BONDS: At any time after the adoption of this Resolution the. City may issue he Bonds and sell and deliver them to the Original Purchaser under the Bond Purchase Agreement between the City and Original Purchaser. The Authorized Officers, and each of them, are hereby authorized to negotiate and execute'the Bond ,Purchase.Agreement with the Original Purchaser for the sale of the Bonds, subect:to such conditions as shall be as hereafter provided. Section 3.02: VALIDITY OF BONDS: The validity of -the authorization and issuance of the Bonds shall. not, be dependent upon the completion of the Project or upon a performance by any person or such person's obligation with respect to the Project Section 3.03. PLEDGE OF REASSESSMENTS AND, FUNDS. The Bonds shall be secured by a first pledge ,(which pledge shall be ;effected in the manner and to the extent herein provided) of all of the Reassessments and all moneys, deposited in the Redemption: Fund (and the :Prepayment Account, therein) and the Reserve Fund. The Reassessments and all. moneys. deposited -into said -funds (except as otherwise p rovided herein are hereb dedicated to the a ment-of the rinci al of (including an P ) Y p_Y� p� p (� g y • Sinking Fund Payments), and interest and any premium on, the Bonds as provided herein and in the Bond Law until all of the Bonds have been paid and retired or until moneys or Federal Securities have been set aside irrevocably for that purpose in under Section 8.03 hereof. Section 3.04. LIMITED OBLIGATIONS. All obligations of the City under this Resolution and the Bonds shall not be general obligations of the City, but shall be limited obligations, payable solely from the Reassessments and the funds pledged therefore hereunder: Neither the. faith and .credit ' of the, City nor of the State of California or an political subdivision thereof is pledged -to the payment of the Bonds. The Bonds are "Limited Obligation Refunding 'Improvement Bonds`' .under section 8.769 of the Bond Law and are, payable solely from and 'secured solely by the Reassessments and the amounts in the Redemption Fund and the Reserve Fund created hereunder. Notwithstanding! any other provision of this Resolution, the City -is not oblig ila ated to advance -ava ble surplus funds from the City to cure any deficiency in the Redemption Fund, provided,. however, the City is not prevented; in its sole discretion, from so advancing funds Section 3.05. NO ACCELERATION. The principal of the Bonds shall not be subject to acceleration : hereundeer. Nothing in this: Section, 3.05 shall in any way prohibit the prepayment .or 'redemption of Bonds under Section 2.03 hereof; or the defeasance of the:Bonds and discharge of "this Resolution under Section 8.03 hereof. • - 1.7 -- Section 3.06. REFUNDING OF BONDS. The Bonds may refunded by the City pursuant to Divisions 11 or 11.5 of the California Streets and Highways. Code upon the conditions as set.forth in appropriate proceedings therefor. This Section shall not apply to or in any manner ,limit advancement of the maturity of any of the Bonds as provided in Parts 8, ,9, 11, or 11.1 of the. Bond Law, nor shall this Section 3.06 apply to or in any manner limit the redemption and' payment of any Bond pursuant to subsequent proceedings providing for the payment of amounts to eliminate previously imposed fixed lien assessments including the Reassessments. Section 3.07. AUTHORITIES. The Authorized Officers are hereby authorized and, directed to cause the various documents herein mentioned to 'be completed and executed with such changes, modifications, deletions.or additions as may be approval by the. Authorized Officer in consultation with the City's staff and consultants with respect to these reassessnment proceedings, such approval to. be conclusively evidenced by the execution of the such documents by the Authorized Officer. The foregoing authorization is. expressly conditioned 'upon. the satisfaction of the following (i) the total principal amount of the .Bonds shall not exceed $3;600;000; (ii) th'e ,true interest cost of.the. Bonds shall not exceed 5.75% per annum and the discount shall not exceed, 1.75 % of the principal amount of the Bonds. The Clerk 'is authorized to complete and to approve changes in any provisions of this Resolution and Exhibit B'' hereto in order to `accomplish the delivery of any of the Bonds on schedule; such changes - may be accomplished by:attachment' of a certificate, executed by the Clerk, to this. Resolution -on file .in the office ofthe Clerk. Section 3.08: OFFICIAL STATEMENT. The Council hereby approves the Official Statement describing the financing f or the Bonds, in substantia lly the ,form file with the City 9 y g Clerk together with an -chan „ es therein or additions t I hereto deemed e d advisable by the Authorized Officer. The Council approves and authorizes the distribution by the Original Purchaser (as .underwriter) of the 'Official Statement to prospective purchasers, of the ,Bonds, and authorizes and directs the Authorized Officer on behalf of the. City , to deem "final pursuant to RUIe 15c2 -12 under the Securities Exchange Act: of 1934 (the "Rule "), the Official' Statement prior to its distribution to prospective purchasers of the Bonds (the Official Statement, as so deemed 'final, being referred, `to as the "Preliminary Official Statement"), The execution of the final Official. Statement, which shall include such: changes and additions to the Preliminary Official Statement as may be permitted by the; Rule -and' deemed advisable by the Authorized Officer and such information permitted to be excluded from the Preiimin'ary Official Statement pursuant to the Rule (theOfficial, Sta teme,nt ") shall be conclusive evidence ' " of the approval of the Official Statement by the City. Section 3.09. CONTINUING DISCLOSURE DOCUMENT(S): The Council hereby .approves the forms of' the City'.& Continuing, Disclosure 'Certificate with respect to the Bonds in substantially the forms, thereof attached to the Preliminary Official Statement: The Authorized Officer lis hereby authorized and directed to complete and execute the Certificate on behalf- of the City with such changes additions, deletions as may approved by the Authorized Officer in consultation' with the City's bond counsel. i - 18: - Section MD. BOND SALE AND DELIVERY. The Bond Purchase Agreement in substantially the form on file with the city is hereby - approved and the Authorized Officer is hereby authorized and, directed to complete ,and execute. the Bond Purchase Agreement on behalf of the City with such changes., additions, ,deletions and revisions as may be approved by the Authorized Officer in consultation with the City's financial advisor, the Original Purchaser and Bond Counsel. Upon execution of the Bond Purchase Agreement, by ihel City, the Bonds shall be, prepared, authenticated and delivered, all' in accordance with the applicable .terms .of this Resolution and the Bond Purchase Agreement. The Authorized Officer and .other responsible City officials are hereby authorized and .directed to take such actions as are required under the Bond Purchase Agreement to complete all actions required to ,evidence the delivery of the Bonds and the receipt of the purchase price thereof from the purchaser of the Bonds. Section MI.. ACTIONS, APPROVED. All actions heretofore taken by the Authorized Officers and other officials and agents ;of the -City with respect to the establishment of the Reassessment District and the;4sal'e and issuance of the Bonds are hereby approved, confirmed `and ratified, and the Authorized Officers of the City are hereby authorized and directed to do any and all things and take any and all actions and execute any and, all certificates, agreements, contracts, and other documents, including, but limited to the Escrow Agreement,, the form of`which is hereby approved, which they, or any of them may deem necessary or advisable in order to consummate the lawful issuance and delivery ofthe Bonds in.accordance with this resolution and any certificate, agreement, contract, and other document described in the documents herein approved. The Authorized Officers are further authorized and directed to complete Exhibit B hereto and make such changes,, amendmerits and corrections to this resolution as may be required' to provide for the timely issuance, sale and delivery of the Bonds and to certify to, such actions, as required. -19 ARTICLE IV FUNDS AND ACCOUNTS Section 4.01, APPLICATION OF 'PRO,CEEDS' OF' SALE OF BONDS. Upon receipt of .the proceeds of sale of the- Bonds on the Closing Date, ,the proceeds thereof shall be forthwith set ;aside, paid over and deposited `by the Finance Director, as set forth in the. Bond ,Purchase Agreement, appropriate Officer's Certifit4te(s),, Article IV hereof and Exhibit B hereto. Section 4102. COSTS OF ISSUANCE'' FUND. (A) Establishment of Costs of' Issuance Fund. The Costs. of Issuance Fund shall be established tand held by the Finance Director and receive a deposit as: provided in Exhibit B., The moneys in the Costs of''Issuance Fund shall be held' by the Finance Director for the benefit of the City and shall 'be disbursed as provided in subsection (B) of this Section 4.02 for °the payment or reimbursement of the Costs of Issuance. (B) .Disbursement. Amounts in the Costs of Issuance Fund shall be disbursed from time to time, to pay Costs of Issuance as set forth 'in a 'requisition therefor containing respective amounts; to be paid to the designated payees . and delivered to the Finance Director concurrently with the delivery of the Bonds: The Finance Director shall pay all Costs. of Issuance upon receipt of an invoice from any such ' payee which requests payment in an amount which is less than or equal to the amount set forth with respect to such payee in such requisition, or upon receipt of an Officer's Certificate requesting payment of' a .Cost of Issuance: not listed on the initial requisition delivered to the Finance Director on the Closing Date. (C) Investment. Moneys in the Costs of Issuance Fund shall be invested and deposited under Section 6.01 hereof.. Pending its closing .under Subsection '(B) above, IntereStr earnings and profits resulting from said' investment "shall be retained 'by the Finance Director .in the Costs of Issuance Fund to be used for the ur oses of such fund. p p (D) 'Closing of Fund. The Finance Director shall maintain the Costs of Issuance Fund fora period of 90 days from the Date or until the last known Costs of Issuance have been paid, whichever is earlier, and then shall transfer any moneys remaining therein, including any investment earnings thereon, to the Redemption Fund and the Costs of Issuance Fund shall be closed. Section 4.03- 'FUND. (A) - Establishment of 'Redemption Fund and Prepayment Account. The Redemption Fund is hereby established ,as a se pa._rate fund to be held by the Finance Director to the .credit of which deposits shall be rnade as required by Section 4.01 and any other amounts required to be deposited therein by this Resolution or the Bond Law. -20-, Moneys in the Redemption Fund shall be held by the Finance Director for the benefit of the. City and, the Owners of the Bonds, shall be disbursed for the payment of the principal of, and interest and :any premium on, the Bonds as provided below. Within the Redemption Fund, the Finance Director shall establish* the Prepayment Account into which shall-be placed the proceeds of prepayment of any Reassessment or portion thereof: The Prepayment Account shall be administered (including any disbursements) according to section 8767 of the Bond Law. (B) Disbursements from Redemption Fund. On or before each Interest Payment Date, the Finance Director shall withdraw .from the. Redemption Fund and forward to the Agent.for payment to the Owners of the - Bonds, amounts sufficient to pay the principal of, and interest an_ d any premium, then due ,and payable on the Bonds. Five (5) Business Days prior to each Interest Payment Date, the Finance Director shall determine if the amounts. then on deposit in the. Redemption -Fund are sufficient to pay the Debt Service due on the Bonds ,on such Interest Payment Date. In the event that amounts in the Redemption Fund are insufficient for such purpose, the Finance Director shall cause appropriate withdrawal's to be made'from the Reserve Fund, to the extent of. any funds therein, in the amount of such insufficiency; and shall transfer any amounts so withdrawn to the Redemption. Fund. Amounts so withdrawn from the Reserve Fund and deposited in the Redemption Fund shall be ,applied to the payment of the Bonds. If, after the foregoing transfers, there are insufficient fund's in the Redemption Fund to make the payments provided for in the first sentence of this. Section 4.03(B), the Finance Director shall apply the available funds first to: the payment of interest on the Bonds, then to the payment of principal due on the Bonds, and then to payment of principal due on the Bonds by reason of Bonds called for redemption pursuant to Section 2.03 hereof. (C) Investment. Moneys in the - Redemption Fund and the Prepayment Account therein shall be invested and deposited in accordance with Section 6.01. Interest earnings and profits resulting from such investment and deposit shall be retained in the Redemption. Fund and the account therein. (D) Closing of Fund. The Redemption Fund (and the Prepayment Account therein) shall be closed when all- of the principal of and interest on the. Bonds has been paid. Section 4.04. RESERVE 'FUND. (A), Establishment of Reserve Fund. The 'Reserve Fund is hereby established as a ,separate fund to be held by the Finance Director to the credit `of which a deposit shall be made as required by Section 4.01, and deposits shall be made as provided in the Bond Law. Moneys in the Reserve Fund shall be held by the Finance Director for the benefit, of the City and the Bond Owners as a reserve for the payment of principal of, and. `interest and any premium on, the Bonds. The City shall cause the Reserve Fund to be administered in accordance with Part 16 of the Bond Law; provided that proceeds. from redemption or sale of properties with respect to which payment of delinquent Reassessments and interest thereon was made from the Reserve Fund, shall be credited to the Reserve Fund. -21 - (B) Use of Fund. 'Except as otherwise provided in this Section 4.04 all amounts deposited in the Reserve Fund shall be used and withdrawn by the Finance Director solely for the purpose of making transfers to the Redemption Fund in the event .of any deficiency at any. time in the Redemption Fund of the amount then required for payment, of the principal of, and interest and any premium on, the Bonds or, in accordance with the provisions of this Section 4.04, for the purpose of redeeming Bonds from the Redemption Fund. (C) Transfer Due to Deficiency in Redemption Fund. Transfers shall be made from the Reserve Fund to the Redemption Fund in the event of a deficiency in the Redemption Fund,., in accordance with Section 4.04(B) hereof. (D) Prepayment of Reassessments. Whenever, after the issuance of the Bonds,, a Reassessment is pre- paid, 'in whole or in part, as provided, in the Bond Law, the Finance Director shall transfer from the Reserve Fund to the Redemption Fund an _amount equal to the product of the ratio of the original amount of the Assessment securing any Bonds so paid .to the original amount of all Reassessments securing any Bonds, times the initial deposit to the Reserve Fund under Section 4.01. (E) Transfer of ,Excess o f Reserve Requirement. Whenever, on any Interest Payment Date, or on an other date as determined by the Finance Director, the amount in the Reserve Fund exceeds the Reserve Requirement, the Finance Director shall, except as otherwise provided in Section 5.09 hereof for purposes of rebate and as evidenced by an appropriate Officer's Certificate, transfer on or before such Interest Payment Date an amount equal to the excess from the Reserve Fund to the Redemption Fund to be used in accordance with Part 16 of the Bond Law. (F) Transfer When Balance Exceeds Outstanding Bonds. Whenever the balance in the Reserve Fund is sufficient to retire all the Outstanding Bonds., whether by advance: retirement or otherwise, collection of the principal and 'interest on.. the Reassessments shall be discontinued and the Reserve Fund' liquidated by the Finance Director in. retirement of the Outstanding Bonds, as directed by an Officer's Certificate. In the event that-the balance in the Reserve Fund at the time of liquidation exceeds the ,amount required. to retire all of the Outstanding Bonds., the excess shall be transferred to the City to be used in accordance with the Act and the Bond Law. (G) Investment. Moneys in the Reserve Fund shall be invested and deposited in accordance with Section 6.01 Interest earnings and profits resulting from said investment shall be retained in the Reserve `Fund subject to the provisions of Section 4.04(E) hereof. Section 4:05. ESCROW FUND, On the Closing Date, the Escrow Fund shall' be established by the Finance Director. with the Escrow Holder under the Escrow Agreement with deposits as provided ;under Exhibit B. - The' purpose of the establishment of the Escrow Fund shall be to assure the timely advance retirement of the Prior Bonds using a portion of the proceeds of the Bonds and other funds held. by • -22- the CitYwith respect to the Prior Bonds and investment earnings thereon, all as to be specified by appropriate Certificates of the City. • 40 -23- ARTICLE V COVENANTS Section 5.01. COLLECTION OF REASSESSMENTS. The City shall comply with all requirements of the Act, the Bond Law and this Resolution to assure the timely collection of the Reassessments, including, without limitation, the :enforcement of delinquent Reassessments. To that end, the following shall apply: (A) Tax Roll Collection. The Reassessments as set forth on the list thereof on file with the Finance Director together with the interest thereto, shall be, payable in annual series corresponding in number and proportionate amount to the number of installments and, principal amounts of the Bonds maturing or becoming subject' to mandatory prior redemption under Section 2:03 hereof. An annual proportion of -each Reassessment shall be payable in each Fiscal Year preceding the date of maturity or mandatory prior redemption date of each -of the Bonds issued sufficient to pay the Bonds when due and such proportion of each Reassessment coming due in any year, together with the annual interest thereon, shall be payable in the same manner and at the same time and in the same installments as the general taxes on real property are payable, and 'become delinquent at the same times and in the same proportionate amounts and bear- -the same proportionate penalties and interests after delinquency as do the general taxes on real property,.. All sums received from the collection of the Reassessments and of the interest and penalties thereon shall be placed 'in the Redemption Fund. (B) Auditor Record. The Finance Director shall, before the final date on . which the .Auditor will accept the transmission of the Reassessments for the parcels within the - Reassessment District for inclusion on the next tax roll, prepare or cause to be prepared, and, shall transmit to the. Auditor, such data as the Auditor requires to include the installments of the Reassessments on the next secured tax roll. The Finance Director is hereby authorized to: employ consultants to assist in computing the installments of the Reassessments; hereunder and in reconciling Reassessments billed' to amounts received as provided in the subsection (C) of this Section 5.01. (C) Administrative Costs. In addition to any amounts authorized pursuant to section 8682 of the Bond Law to be included with the annual amounts of installments as aforesaid, the City, pursuant; to section 8682..1 of the Bond Law may cause to be entered on the assessment roll on which taxes will next become due, opposite each lot or parcel of land within the Reassessment District in the manner set forth 'in said section 8682, each lot's pro rata share of the estimated annual expenses of the City in connection with the :administrative duties thereof for the Bonds, including, but not limited to, the costs of registration, authentication, transfer and compliance with the provisions of this Article V. Delinquent Reassessments shall be subject to foreclosure pursuant to Section 5.02 hereof. 0 -24- . Section 5X Z. FORECLOSURE. The City hereby covenants with and for the benefit of the Owners of the ,Bonds that it will order, and cause to be commenced, and thereafter diligently prosecute an action in the-su erior court to foreclose ose the lien of any Reassessment or installment thereof which has been billed, but has not been paid, pursuant to and as provided in sections 8830 and 8835, inclusive of the Bond Law and the conditions specified in this Section 5.02 The Finance Director shall notify the City Attorney of any such delinquency of which the Finance Director is aware, and the City Attorney shall commence, or cause to be commenced, such foreclosure proceedings, including collection actions preparatory to the filing of any complaint. The City Attorney is hereby authorized to employ counsel to conduct any such foreclosure proceedings. The following conditions shall apply to the foreclosure proceedings which shall be commenced within 60 days of any of the following determinations which shall be made by the Finance Director, not later than October 1 of each Fiscal Year: On or before October 1 of each Fiscal Year., the Finance ,Director -shall review delinquencies in the payment of the Reassessments for the prior Fiscal Year(s), and, if the Finance Director makes the following determinations, the City shall cause the commencement of foreclosure each parcel with delinquent Reassessments within 30 days of such determination(s): (A) There is a, delinquency of a Reassessment of $5,000 or more for a prior Fiscal Year or Years for any single parcel of land in the Reassessment District. (B) The total amount of delinquent Reassessments for the prior Fiscal Year ® for the entire Reassessment District, less the total delinquencies under subsection (A) above, exceeds three percent (3 %) of the total. Reassessments due. and payable in the prior Fiscal Year, foreclosure shall be commenced against each parcel of land in the Reassessment District with a .delinquency of $3,000 or more for the prior Fiscal Year or Years. (C) The total amount of delinquent Reassessment for the prior Fiscal Year for the entire Reassessment District, less the total delinquencies under subsections (A) and (B) above, exceeds five percent (5 %) of the total Reassessments due and payable for the prior Fiscal Year, foreclosur`,e: shall be commenced against each parcel of land within the Reassessment District with any amount of delinquency for the prior Fiscal Year or Years. Section 5:01 PUNCTUAL PAYMENT; COMPLIANCE. WITH DOCUMENTS.. The City shall punctually pay or cause to be paid the interest and principal to become due with respect to all of the Bonds in strict conformity with the: terms of the Bonds and of this Resolution„ and will faithfully observe. and perform all of the conditions, covenants and requirements of this Resolution and all Supplemental Resolutions. Section 5.04. NO PRIORITY FOR ADDITIONAL: OBLIGATIONS. The City covenants that no additional bonds or other obligations shall be issued or incurred having any priority over the Bonds in payment of principal or interest out of the Reassessments, Nothing 'in this Resolution shall prohibit the City from issuing bonds or other obligations on a parity with or subordinate to the Bonds and secured by and payable from the Reassessments upon such terms as the City may determine. - 25' -. Section 5:05. FURTHER ASSURANCES. The City will adopt, make, execute and deliver any and all such further resolutions, instruments and assurances -as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Resolution, land for the better .assuring and confirming ,unto the Owners of the Bonds the rights and benefits provided in this Resolution. Section 5.06. PRIVATE' ACTIVITY BOND LIMITATION. The City shall assure that the proceeds' of the Bonds are not so used as to cause the Bonds to satisfy the private. business: of section 141(b) of the Tax Code or the private loan financing test of section 141 (c) of the Tax Code. Section 5.07. FEDERAL GUARANTEE PROHIBITION. The City shall, not take any action or permit. or suffer any action to betaken if the result of the same would be to cause: any of the Bonds to be "federally guaranteed" within the meaning of section 149(b`) of the Tax Code. Section 5.08. NO ARBITRAGE. The City shall not take, or erm taken by the ,Finance Director or otherwise, any action with respect to it or suffe be the proceeds of the Bonds which, if such action had been reasonably expected to have been taken, or had been deliberately.._and intentionally taken, on the date of issuance. of the Bonds would have caused the Bonds to be "arbitrage bonds" within the meaning of section 148 of the Tax Code. Section 5.09. REBATE REQUIREMENT. The City shall take any and all actions . necessary to assure compliance with section 148(f) of the Tax Code, relating to the rebate of excess investment earnings,, if any, to the federal 'government, to "the extent that such section is applicable to the Bonds. Earnings on any reserve fund established under this Resolution shall be used for rebate purposes before any application thereof as credits to the Redemption Fund under Section 4.03(E). Section. 5.10. YIELD OF THE BONDS. In determining the yield of the Bonds to comply -- with, Sections 08 and 5.09 hereof, the City will take into account redemption (including premium, if y) in advance of maturity based on the reasonable: expectations of the City, as of the Closing Date, regarding prepayments of Reassessments and use of prepayments. for redemption of the Bonds without regard to whether or not prepayments are received or Bonds redeemed. Section 5.1`1. AMENDMENT. Without the consent of the Owners of the Bonds, the City may amend this Resolution to add, modify or delete provisions 'if necessary or desirable to assure compliance with Section 148(f) of the Tax Code, or as otherwise required, to assure the exemption from federal income taxation of interest on the Bonds. Section 5.12. MAINTENANCE OF TAX - EXEMPTION. The City shall take all actions necessary to assure the exclusion of interest on the Bonds 'from the gross income of the Owners of the Bonds to the same extent as such interest is permitted to • -26- be excluded from ;gross income under the Tax Code as in effect on the date of issuance of the Bonds. Section' 5.13. CONTINUING DISCLOSURE. The City hereby covenants and agrees that it will comply with and carry out all of the provisions of any continuing disclosure relating to the Bonds. Notwithstanding any other provision of this Resolution, failure of the City to comply with any continuing disclosure shall not be considered an event of default. 0 ri u -27- ARTICLE VI INVESTMENT OF FUNDS Section 6:01. DEPOSIT AND INVESTMENT OF MONEYS IN FUNDS. Subject in all respects to the .provisions of Section 6.02, moneys in any fund or account created or established by this Resolution and held by the Finance Director shall be invested by the Finance. Director in Permitted Investments. The following shall apply to such investments: (A) Unless otherwise specified, the Finance Director shall invest' any such moneys in Permitted Investments described as Federal Securities which by their terms mature prior to the date on which such moneys are required to be paid out hereunder. Obligations purchased as an investment of moneys in any fund shall be deemed :to be part of such fund or account, subject,. however, to the requirements of this Resolution for transfer of interest earnings and profits resulting from investment of amounts in funds and accounts; (B) The Finance Director may act as principal or agent in the acquisition or disposition of any investment. The Finance Director shall incur no liability for losses ling from any investments made pursuant to this Section; • (C) Subject in all respects to the provisions of Section 509, investments in any and all funds and accounts may, at the, discretion of the 'Finance 'Director, be commingled in a separate fund or funds for purposes of making, holding a. nd disposing of investments, notwithstanding provisions herein for transfer to or holdin g in or to the credit of particular funds or accounts of amounts received or held by" the Finance Director hereunder., provided that the Finance Director shall at all times, account for such 'investments strictly in accordance, with the funds and accounts to which they are credited and otherwise as provided in this Resolution; (D) The Finance Director shall sell' at'the highest price reasonably obtainable, or present .for redemption, any investment security whenever it shall be necessary to provide moneys to meet any required payment,, transfer, withdrawal or disbursement from the fund or account to which such investment security is credited and the Finance Director shall not be liable or responsible for any loss resulting from the acquisition or disposition of such investment security in accordance herewith; and (E) For any funds held by the Finance Director, the foregoing provisions of this. Section 6.01 shall also apply, except. that an Officer's Certificate shalt not be required. For such funds. the Finance Director shall keep records or accounts of all expenditures or disbursements therefrom which records shall be available for inspection during business hours on any Business Day upon prior written request. 28 Section 6.02. ACQUISITION, DISPOSITION AND VALUATION OF � INVESTMENTS. (A) Except as otherwise provided in subsection (B) of this Section, the- City covenants that all investments of amounts deposited in any fund or account under this Re.sol.ution, or otherwise containing :gross proceeds of the Bonds (under. section 148 of "the Tax Code) , shall be acquired disposed of and valued (as of'the date that valuation is required by this Resolution or the Tax Code) at Fair Market Value. (B) Investments in funds or accounts (or portions thereof) that are subject to a yield restriction under applicable provisions of. the Tax Code, and. (unless valuation is undertaken at least annually) investments in any reserve fund, shall be valued at their present value (within the meaning of section 148 of the Tax Code). Section 6.03. LIABILITY OF CITY. The City shall not incur any responsibility in respect of the Bonds_ or this _Resolution other than in connection with the duties or obligations explicitly provided herein or in the Bonds. The City shall not be liable to any Owner in connection with the performance of its duties hereunder except for its own negligence or willful default. The City shall not be bound to ascertain or inquire as to the performance . or observance -of any of the terms conditions, covenants or agreements of the Agent herein or of any of the documents executed by the Agent in connection with' the Bonds, or as to the existence of a default 'thereunder. Under this Resolution, the following shall apply to the City: (A) In the absence of bad faith, the City, including the Finance Director, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon certificates or opinions furnished to the City and conforming to the requirements of this Resolution. The City, including the Finance Director; shall not be liable for any error of judgment made in good faith unless it shall be proved that it was negligent in ascertaining the pertinent facts; (B) No provision of this Resolution rshall require the City to expend or risk its own general funds or otherwise incur any financial. liability (other- than with respect to the foreclosure, proceedings for delinquent Reassessments and the payment of fees and costs of the Agent) in the performance of any of its obligations hereunder or in the exercise of any of its rights or powers, if it shall have reasonable' grounds for believing that repayment of such funds- or adequate ,indemnity against such risk or liability is not reasonably assured to it; (C) The City may rely and shall be protected in acting or refraining from acting upon any notice, resolution_, request, consent, order, certificate, report, warrant, bond or other paper or document believed by it to be genuine and to have een signed or presented by the proper `party or proper parties. The City may consu L It with counsel, who may be the City Attorney, with regard to legal questions,, and the opinion of such counsel shall .,be full,.and complete authorization and 'protection in respect of any action • taken or suffered by it hereunder in good faith and in accordance therewith; - 29 (D) The City shall not be bound to recognize any person as the Owner of a Bond, unless duly registered and until such Bond is submitted for inspection, if required, • and his title thereto satisfactorily established if disputed; and (E) Whenever in'the administration. of its duties under this Resolution the City shall. deem it, necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such'matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of - willful misconduct on the part of the City, be deemed to be conclusively proved and established by a .certificate of the Agent or other expert retained by the City for the purppses. hereof, and, such certificate ishall be full warrant : the City for any action taken 'or suffered under the provisions of this Resolution or Supplemental Resolution upon the faith thereof, but in its discretion the City may, in lieu thereof; ,accept other evidence of such matter or may require such additional evidence as to it may deem reasonable. Section. 6.04. EMPLOYMENT OF AGENTS BY CITY., The City may employ such persons or entities as it deems necessary or advisable to perform its- duties and obligations hereunder,: The City shall not be liable for any of the acts or omissions of such persons or entities employed by it with reasonable care and in good faith hereunder, ;and shall be entitled, to rely, :and shall be fully protected in doing, so:,. upon, the opinions, calculations, determinations and directions of such persons or entities. • -30- ARTICLE Vill • MODIFICATION MAMENDMENT Section 1.01,A MENDMENTS PERMITTED. The provisions of this Resolution may be. amended only as provided in this Section 7.01 and, any, such amendment may not modify any of the rights,.or obligations of the Agent :without its written consent. (A) With Consent: This Resolution and the rights -and obligations of the City and of the Owners of the Bonds may be modified or amended at any time by a Supplemental ,Resolution- pursuant. to the affirmative vote: at a; meeting of Owners, or with the written consent without; a meeting, .of the Owners of . least sixty percent (60 %) in aggregate principal amount of the 'Bonds then Outstanding, exclusive of Bonds disqualified as provided in Section 7.04. No such modification or amendment shall: (i) extend the maturity of any Bond or reduce the interest rate thereon, or otherwise alter or impair the obligation of the; City to `pay the principal of, and the interest and any premium on, any'Bond, without the express consent of the Owner of such Bond; (ii) permit, the creation by the City of. any pledge or lien upon the Reassessments superior'to or on ,a parity with the pledge and lien created for the benefit of the Bonds - (except; as otherwise permitted by the Act, this Resolution, the laws of the State of California); or (iii) reduce the percentage of Bonds :required for the amendment hereof, or to ame. nd'this Section 7.01. (B) Without Consent. This Resolution and the rights and - obligations of the City and of the Owners may also. be modified or amended at any time by a Supplemental Resolution., without the consent of any Owners, only to the extent permitted by law and only for any one or more of the following purposes: (i) to add to the covenants and agreements of the City in this ,Resolution contained, other covenants and, agreements thereafter to be observed, or to limit or surrender any right or power herein reserved to or conferred upon the City; (ii) to make modifications, not adversely :affecting any outstanding series of Bonds of the City in any material respect; (iii) to, snake such provisions for the purpose of curing any ambiguity, or of curing, correcting. or supplementing any defective 'provision contained in this Resolution, or in regard to questions arising under this Resolution, as the City may deem necessary .or desirable and not inconsistent with this Resolution, and which shall notadversely affect the rights of the Owners of the Bonds; or -31 - (iv) to make such . additions, .deletions or modifications as may be necessary, or desirable to assure exemption from federal income taxation of interest on the Bonds. Section 7.02. OWNERS' MEETINGS. The City may at any time. call a :meeting of the Owners. In such event the City is authorized to. fix the time and place of said meeting' and, to provide for the giving of notice thereof and to fix and' -adopt rules and regulations for the conduct of said meeting. Section 7.03. PROCEDURE FOR: AMENDMENT WITH WRITTEN CONSENT OF OWNERS. The; City may at any time adopt a Supplemental Resolution amending the provisions -of the Bonds or of this Resolution or-any Supplemental Resolution,, to the, extent that such amendment: is' permitted by Section 7.01 hereof, to take :effect when and a& provided in this ;Section 7.03. With respect to such Supplemental Resolution . under this Section 7.03, the. following shall apply: (A) A copy of such Supplemental Resolution, together with a request to: Owners for their consent thereto, shall be mailed by first class mail by ,the Finance Director to each Owner of Bonds Outstanding, but failure to :mail' copies of such Supplemental 'Resolution and request shall not affect the validity of` the Supplemental Resolution when 'assented to as in this 'Section provided; (B.)�- Such Supplemental Resolution shall not become - effective unless there shall be filed with the Agent the written consents, of `the Owners of of beast sixty percent (60 %0) in aggregate principal amount of the Bondsthen Outstanding (exclusive of Bonds disqualified as provided in Section 7.04) and` a notice shall have been mailed as hereinafter in this Section provided. Each such consent shall ; effective only if accompanied b;, p of the Bonds for which such consent is given, which proof sha I be such sW s- permitted` by Section 8.04. Any such consent shall be binding, upon -the Owner of the Bonds giving such. consent and on any subsequent :t such subsequent Owner has notice thereof) unless such consent is revoked in writing, by ahe :Owner giving; such consent or a subsequent 'Owner by filing such revocation with the Agent prior to the date when the notice hereinafter in his .Section provided for has been mailed; and consents to the Supplemental Resolution, d ercenta shall . have filed their ( ) After the Owners of the. require e. of Bonds percentage. pp ion, the City shall .mail a notice to the Owners in the manner hereinbefore provided in this Section for the mailing, of the Supplemental Resolution,, stating in substance :that the Supplemental Resolution has been consented to by the Owners of the required percentage of Bonds and will be effective as provided in this Section but failure to mail copies of said notice shall not affect the validity of the Supplemental Resolution or consents thereto). Proof of the mailing of such notice shall be filed with the Agent. A record consisting of the papers required' by this Section 7.0.3 to be filed with' the Agent, shall be proof of the matters therein stated until' the contrary is proved. The Supplemental Resolution shall become effective upon the filing with the Agent of .the ,proof of matters: therein. of such notice, and the Supplemental 'Resolution shall be deemed conclusively binding (except as otherwise hereinabove specifically - 32'- provided in this Article) upon the City and the Owners of all Bonds at the expiration of sixty (60) days after such filing, except in the event of a final decree of a court of competent jurisdiction setting aside such -consent in. a legal .action or equitable proceeding for such purpose commenced within such sixty -day period. Section 7.04. DISQUALIFIED BONDS. Bonds owned or held for the account of the City, excepting any pension, I or reti'rernent fund, shall not be deemed Outstanding for the purpose of any vote, consent or other action or any calculation of Outstanding Bonds provided for -in this Article VII, and shall not be entitled to vote upon, consent to, or take any other action provided for in this Article VII. Section 7.05. EFFECT OF. SUPPLEMENTAL RESOLUTION. From and after the time any Supplemental Resolution becomes effective pursuant to this Article VII, this Resolution shall be deemed to be modified and amended ,in accordance therewith, the respective rights, duties and obligations under this Resolution of the City and all Owners of Bonds. Outstanding shall' thereafter be.. determined, exercised and enforced hereunder subject in all respects to such modifications and amendments, and all the terms and conditions of any such Supplemental Resolution shall be deemed to be part of the terms and conditions of 1his Resolution for any and ail purposes. Section 7.06. ENDORSEMENT OR REPLACEMENT OF BONDS ISSUED AFTER AMENDMENT. The City may determine that Bonds issued and delivered after the effective date of any action taken as provided in this Article VII shall bear a notation, • by endorsement or otherwise, in form approved by the City, as to such action. In that case, upon request of the Owner of any Bond Outstanding at such effective date and presentation of his Bond for that purpose at the Principal Office of the Agent or at such other office as the City may select, and designate for that purpose, a suitable notation shall be made on such Bond: The City may determine that new Bonds, so modified as in the opinion of the City is necessary to conform to such Owners' action, shall be prepared, executed and delivered. In that case, upon request of the Owner of any Bonds then Outstanding, such new Bonds shall be exchanged at the Principal Office of the Agent without cost to any Owner, for Bonds then Outstanding, upon surrender of such Bonds. Section 7.07. AMENDATORY ENDORSEMENT OF BONDS. The provisions of this Article VII hall not prevent any Owner from accepting any amendment as to the particular Bonds held by such Owner, provided that due notation thereof is made on such Bonds. -33 -- ARTICLE VIII 'MISCELLANEOUS • Section 8:01. BENEFITS OF AGREEMENT LIMITED TO PARITIES:. 'Nothing in this Resolution, expressed or implied, is intended to give to any .person other ,than the City, the, Agent and the Owners, any right, remedy or claim under or by reason of this Resolution. Any covenants, stipulations, promises or agreements 'in this Resolution contained by and on behalf of the City shall be for the sole and exclusive benefit of the Owners and the Agent. Section 8.02: SUCCESSOR AND PREDECESSOR. Whenever in this Resolution or any Supplemental Resolution either the City or the Agent is named or referred to, such reference shall be deemed to include the successors or assigns thereof, and all the covenants and agreements 'in this Resolution contained by or on behalf of the City shall bind and inure to the benefit of the respective successors and assign& thereof whether so expressed or not. Section 8.03. DISCHARGE OF RESOLUTION. (A) General. Subject to the provisions of Section 2.03 hereof, - if the City shall pay and discharge the ,entire indebtedness on all Bonds Outstanding in any one or more of`the following ways: • (i) by paying or causing to be paid the principal of (including any Sinking Fund Payments) and interest and any premium on all Bonds Outstanding, as and when the same become due and payable; (ii) by depositing with the Agent, in trust, at or before maturity, .money which, together with the amounts then on deposit in the :Redemption Fund is fully sufficient to pay all Bonds Outstanding, including all principal, interest and any applicable redemption premiums; or (iii) by irrevocably depositing with the Agent, in trust, cash and Federal Securities in such amount as the City shall_ determine, as confirmed by an independent certified public accountant, which will, together with the interest to accrue thereon and moneys then on deposit in the Redemption Fund be fully sufficient to pay and discharge the indebtedness on all Bonds, including all principal, interest and any applicable redemption premiums, at or before their respective maturity dates. (B) Requirements. If such Bonds are to be redeemed prior to the maturity thereof notice of such redemption shall have been given as in this Resolution provided or provision satisfactory to the Agent shall have been made for the .giving of such notice, then, at the election of the City, and notwithstanding that any Bonds shall not have been surrendered for payment, the pledge of the Reassessments° and other funds -34- provided ;for in this Resolution and all other obligations of the City under this Resolution with respect to all Bonds Outstanding shall cease and . terminate, except only the obligation of the City to pay or cause to be aid to the Owners of the Bonds not p so surrendered and paid all sums due thereon,.the obligation of the City to assure that no action is taken or failed to be taken if such action or failure adversely affects the exclusion of interest on the Bonds from gross income for federal income tax purposes, and all amounts owing to the Agent pursuant to Section 7.05 hereof; and thereafter Reassessments shall not be payable to the Agent. Notice of such election shall be filed with the Agent. Any funds thereafter held by the Agent upon payments of all fees and expenses of the Agent, which are_ not required for said purpose, shall be paid over to the City to be used by the City as provided in the Act and the Bond Law. Section 8.04. EXECUTION OF DOCUMENTS AND. PROOF OF OWNERSHIP. Any request, declaration or other instrument which this Resolution may require or permit to be executed by Owners may be in one or .more instruments of similar tenor, and shall be executed by Owners in person or by their attorneys appointed in writing. Except as otherwise herein expressly provided, the fact and date of the execution by any Owner or his attorney of such request, declaration or other instrument, or of such writing appointing such attorney, may be proved by the certificate of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he purports to act, that the person signing such request, declaration or other instrument or writing acknowledged to him the execution thereof, or by an affidavit of a witness of such execution;= duly sworn to before such notary public or other officer. • The ownership of registered bonds and the amount, maturity, number and date of holding the same shall be proved by the registry books. Any consent, request, declaration or other instrument. or writing of the then registered Owner of any Bond shall bind all future Owners of such Bond in respect of anything ;done or suffered to be done by the City or the Agent in good faith and in accordance therewith. Section 8.05. WAIVER OF PERSONAL LIABILITY. No member, officer, agent or employee of the City shall be 'individually or personally liable for the payment of the principal of, or interest or any premium on, the Bonds, but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law. Section 8.06. NOTICES AND DEMANDS. ,Any notice or demand which by any provision of this Resolution is required or permitted to ,be given or served by the Agent to or on the City may be given or served by being deposited postage prepaid in a post office letter box addressed (until another address is filed` by the City with the Agent) as follows: CITY OF PETALUMA 11 English Street Petaluma, CA 94953 Attention: Finance Director Section 8.07. PARTIAL INVALIDITY. If any _Section, paragraph, sentence, clause or phrase of this Resolution shall for any reason be held illegal or unenforceable, - 35 such holding shall not affect the validity of the remaining portions of this Resolution. The City hereby declares that it would have adopted this Resolution and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the issue of the Bonds pursuant thereto irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses, or phrases of this Resolution may be held illegal invalid or unenforceable. Section 8.08. UNCLAIMED MONEYS. Anything contained herein to the contrary notwithstanding, any moneys held by the Finance Director in trust for the payment and discharge of the principal of, and the interest and any premium on, the Bonds which remains unclaimed for two (2) years after the date when payments of principal, interest and any premium have 'become payable, shall be repaid by the Finance Director to the City as its absolute property free from any trust, and the Finance Director shall thereupon be; released and discharged with respect thereto and the Bond Owners shall look only to the City for the payment of the principal of, and interest and any premium on, such Bonds. Section, 8.09. APPLICABLE LAW. This Resolution shall be governed by and enforced in, accordance with the laws of the State of California applicable to contracts made and performed 'in the State of California. Section 8.10. CONFLICT WITH ACT_ . In the event of a conflict between any provision. of this Resolution with any provision of'the Act, the provision of the Act 'shall prevail :over1he conflicting provision of this Resolution. • Section 8.1 -1. CONCLUSIVE 'EVIDENCE OF REGULARITY; VALIDITY. Bonds issued pursuant to this Resolution shall constitute conclusive, evidence fl the regularity of all proceedings under the Act relative to their issuance and the levy of the Reassessments. The validity of the authorization and issuance of the Bonds shall not be dependent, upon the completion and /or acquisition of the Project or any part thereof or the performance by any person or such person's obligation(s) with respect to the Project. Section 8.12. PAYMENT ON BUSINESS DAY. In any case where the date of the maturity of interest or of principal, (and premium, if any) of the Bonds or the date fixed for redemption of any Bonds or the date any action is to be taken pursuant to this Resolution is other than a Business Day, the payment of interest or principal, (including. Sinking Fund Payments) and any redemption premium, or the action need not be made on such date but may be made on the next succeeding day which 'is a 'Business Day with the same. force and effect as if made on, the date required and no ;additional interest shall accrue from such Interest Payment bate until such Business Day. Section 84 1 REPEAL OF INCONSISTENT RESOLUTIONS. Any -resolution of the Council, and any part of such resolution, inconsistent with this Resolution, is hereby repealed to the extent of such inconsistency. Section 8.14, AUTHORITY OF FINANCE DIRECTOR. All actions mandated.. by this Resolution to be performed by the Finance Director may be performed by the -36- designee thereof or such other official of ,the City or independent contractor, consultant or-trustee duly authorized, by the City to perform such action or actions in furtherance of all'or.a specific portion of the requirements hereof. Section 8.15. CERTIFIED COPIES. The Clerk shall cause to be furnished a certified copy of this resolution to the Finance Director, to the Agent, and to the Auditor of the County. Section 8.16. EFFECTIVE DATE OF THE RESOLUTION. This Resolution shall become effective upon the date of its adoption. • -37- INTRODUCED AND PASSED: AYES: NOES: ABSENT: ABSTENTIONS: ATTEST: City Clerk APPROVED: Mayor City Manager • r • -38- • • EXHIBIT A CITY OF PETALUMA Consolidated Reassessment and Refunding District of 2004 (Assessment Districts Nos. 24 and 25) DESCRIPTION OF PRIOR DISTRICTS ANDPRIOR BONDS Prior Districts &.Bonds' °Bonds Terms Assessment Bond Bond Original District/ Res Res Bonds: Redemption Principal Bonds No. Date Dated Premium Amount Limited Obligation Improvement Bonds City of Petaluma Assessment District No. 24 Lakeville Highway Road Improvements n ' Scheduled Principal Final Remaining Maturity Series1996 -2 96- 202N CS 7/15/96 8/7/96 3% $2,572,611 $ 9/2/2021 Limited Obligation Improvement Bonds City of Petaluma McNear Landing Assessment District No. 25 97- 20:0NCS 10/20/97 10/30/97 .3% $1,800,000 $ 9/2/2018 EXHIBIT A Page 1 EXHIBIT B CITY OF PETALUMA Consolidated Reassessment and Refunding District of 2004 (Assessment. Districts Nos. 24 and 25) SPECIFIC .BOND TERMS AND" CONDITIONS The following terms and conditions shall be part of the within Resolution of Issuance as if set forth in the text thereof: Principal Amount: Under Section 2.01, the Principal Amount of the Bonds is and the Bond Date is ! 2004. The first Interest Payment Date is March 2, 2005. Principal Maturities and Interest: Under Section 2.02 the maturities and rates of interest of the Bonds are as follows: Maturity Date Principal Interest Maturity Date Principal: Interest (September 2) Amount Rate % (September 2) Amount Rate % Together with a Term Bond maturing September 2, 20 in the principal amount of $ with interest at the rate of % per annum. Bond Redemption: Under Section 2.03 (A) (i) and (ii), the Redemption provisions are as follows: Redemption Dates Redemption Premium • 40 • have been redeemed pursuant to , subsection (i) above the total amount of all future sinking fund payments relating to such maturity shall be reduced by the aggregate principal amount of Term Bonds of such maturity so redeemed, to be a /locafed, among such sinking fund payments on a pro rata basis in integral multiples of $5, as determined by the Agent, notice .of which determination shall be given by the Agent to the City. Sinking Fund Redemption Date Principal Amount (September 2) To Be Redeemed Deposit to funds: Under Section 4.101,' hereof, on or before the Closing Date, the following transfers and deposits shall be made: 1. Brandis Tallman LLC, as the Original Purchaser of the Bonds, shall wire transfer to the Escrow Holder for deposit in the Escrow Fund, the amount of $ from Bond Proceeds; 2. Brandis Tallman LLC, as the Original Purchaser of the Bonds, by a separate wire, shall transfer to the City the amount of $ from Bond Proceeds for deposit by the Finance Director for the Bonds as follows: (a) $ 'to the Costs of Issuance Fund,; and (b) $ to the Reserve Fund; 3.. The Finance Director, for the City, shall wire transfer to the Escrow Holder `fo"r deposit in the Escrow Fund, the amount of $ , being the total of: (a) .$ from the Prior Bonds' reserve fund; and (b) $ from the Prior Bonds' redemption fund. Any fudhe "r tak roil collections for the Prior Bonds received' by the .City from the County, shallbe deposited to the Reserve ,Fund',for the. Bonds. ;7 EXHIBIT C FORM OF BOND United States of America State of California County of'Sonoma County of Registered Registered Number A- - -- * * *$* ** LIMITED OBLIGATION REFUNDING IMPROVEMENT BOND CITY OF'PETi4LUIVIA Consolidated, Reassessment Refunding. District of 2004; (Assessment Districts Nos. '24 and 25) INTEREST ;RATE MATURITY DATE DATED DATE CUS:IP REGISTERED , OWNER: PRINCIPAL AMOUNT * ** DOLLARS * * *. Under and 'by virtue of the Refunding Act, of 1984 for 1915 Improvement Act Bonds iof,, Division 11.5 (commencing with Section 9500) of the Streets, and; Highways Code (the "Act"), th'e 'City of Petaluma (the City) County of Sonoma, State of.California, will, out of the _redemption fund for the payment of the bonds issued upon the unpaid, portion of reassessments ;made for the acquisition, work and improvements more fully described in proceedings taken pursuant to Resolution of Intention No. 2004- adopted 'by the City Council of the City on May 3, 2004, pay to the registered owner named above or .registered assigns, on the maturity date stated above, the principal amount stated above; in lawful money of the United States, of America and in -.like. manner will pay interest at the rate per annum stated - above, payable semiannually on March 2 and September 2 '(each an 'Interest Payment Date ") ni each year commencing on March 2., 2005. This Bond bears interest from the interest payment 'date next preceding its date of authentication and registration unless it is authenticated and registered (i) p rior to an Interest Payment Date and after the close of business of the fifteen day,preceding such Interest Payment Date, in wwhich event. it shall bear interest from such Interest Payment Date, or (ii) prior to the close of business on the fifteenth day of the calendar month. preceding March 2 2005 in which event it shall, bear interest from its date, until payment. of such principal sum shall have been discharged. For the period during which Depository. Trust Company of New York, New 'York, ( "DTC ") ; or any successor depository, is the registered. owner of this ,bond„ principal, redemption premiums, if any, and interest shall be paid by the City to DTC`, or such successor, depository, by wire transfer; provided that principal and redemption premiums if any, shall be paid upon surrender to the City, at the corporate trust :office of JPMorgan Chase Bank, as EXHIBIT C Page 1 authentication agent, .registrar-, transfer and paying agent (the "Agent "), in San Francisco, California, of matured bonds or bonds called for redemption prior to maturity. As to any registered owner hereof other than . DTC or successor depository, the principal and redemption premiums, if any, shall be payable at the office of the Agent specified above and 'interest shall be paid by; check, draft or warrant mailed to DTC, or any successor depository, or in the.event of th& book -entry system, to the registered owner hereof at the registered owner's address as it appears on the records of the Agent, or at such address as may have been filed with the Agent, for that purpose, as of the fifteenth day. of the calendar month immediately preceding each Interest Payment Date provided however- - uon request in writing of an Owner of $1,000,000 or more in aggregate principal amount of Bonds such request having been made before fifteen days, preceding an Interest Payment Date, such interest shall be paid on such Interest Payment Date by wire transfer in immediately available funds to an account in the continental United States designated by such Owner to the Agent. This bond will continue to bear interest after maturity at the rate above stated; provided it is presented at maturity and payment thereof is refused upon the sole ground that there are not sufficient moneys in said redemption fund with which to pay same. If it is not presented at maturity, interest thereon will run until maturity. This bond shall not be entitled to, any benefit under`the Act and the Resolution Authorizing of Issuance of Refunding Bonds (the "Resolution of Issuance ") or become valid or obligatory for any purpose, until the certificate of authentication and registration hereon endorsed shall have been dated and signed bythe Agent. This bond is brie of several annual :series of bonds of .like date, tenor, and effect, but differing in amounts maturities and interest rates, issued by the City under the Act and the Resolution of Issuance for the purpose of providing means for paying for the reassessment. bonds described in the proceedings, and is secured by the moneys in the redemption fund and by the unpaid portion of assessments made for the payment of those improvements, and, including principal, and nterest, is payable exclusively out of the redemption. fund. This bond is 'transferable by the registered owner hereof, in person or by the owner's attorney duly authorized! in writing, at the office of the -Agent, subject to the terms and cond itions provided, in the Resolution of Issuance ` including the - payment 'of certain charges, if any, upon surrender and cancellation of this bond. ,Upon transfer., a new registered bond or bonds, ;of any authorized denomination or denominations,, of the same maturity, and for the same aggregate principal amount, `will be issued to the transferee in exchange therefor. Bonds shall be registered only in the name of an individual (including joint owners), a corporation, a partnership, or a trust. Neither the required t y 9 q, nor the Agent shall be to exchange or to register the transfer of bonds .during the 1`5 days immediately preceding any Interest'Payment Date. EXHIBIT C Page. '2 The City and -the Agent. may treat the .registered owner hereof as the absolute owner for all',purposes, and the City and the. Agent shall not be; affected by any notice to , the contrary. . This Bond or any portion of it in the amount of five thousand dollars ($5,000), or any :integral multiple thereof, my _ a be redeemed, paid in advance of maturity upon the any Interest Payment Date in :any year by ,giving at least 30 days' notice by registered or certified mail -or personal service to the registered owner hereof at .the: registered, owner's address as it appears on the registration books of the Agent and by paying prin and accrued interest together with a premium, expressed as percentage of principal to be redeemed, as follows: Dates Premium The bonds maturing on, September 2, 20 are subject to mandatory redemption ` in part by lot, on September 2 in each year, commencing September 2, 20_, from sinking ;fund payments from the redemption fund at a redemption price equal to the principal amount thereof'to be redeemed, without premium, as follows: Sinking Fund Redemption Date Principal Amount • (September 2) To Be Redeemed This Bond is a Limited Obligation Refunding Improvement Bond because, under the Resolution of Issuance, - the City is not obligated to advance funds from the City treasury tole cover any deficiency :which may occur 1n the redemption fund the bonds;; however, the City is not prevented, in `its sole discretion, from so advancing fu I nds. Unless. this Bond is presented by an authorized representative of The Depository Trust Company, .a New. York` corporation' ("DTC"), to 'the Agent for registration of transfer,,, exchange, or payment; and any Bond issued is registered in the 'name of Cede & Co. or in such other, name' as is requested .by an authorized representative of DTC (and any payment is made to..Cede & Co. or to such other entity as is requested by an authorized r'epr'esentative of DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHER1lISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein. EXHIBIT C' Page 3 IN WITNESS WHEREOF, the City of Petaluma has caused this bond to be signed �in.facsimil& by the Treasurer of the City and by its City Clerk, and has cause its corporate seal to be reproduced in facsimile .hereon all as of day of _ 20.04. CITY OF PETALUMA Treasurer City Clerk [SEAL] • • CERTIFICATE OF AUTHENTICATION AND REGISTRATION This is one of the bonds described in the within mentioned Resolution of Issuance, Dated: ; 2001 JPMorgan Chase, as Agent By:. Authorized Officer C7 • • ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as. tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UNIF GIFT MIN ACT - Custodian (Cust) (Minor) under Uniform Gifts to Minors Act (State) Additional abbreviations may also be used though not in the above list ASSIGNMENT For value received, the undersigned do(es) hereby sell, assign and transfer unto • (Name, Address and Tax Identification or Social Security Number of Assignee) the within mentioned Bond and hereby irrevocably constitute(s) and appoint(s) _ attorney, to transfer the same on the registration books of the Agent, with full power of substitution in the premises. Dated: Signature Guaranteed: EXHIBIT C Page 6 NOTICE: The signature(s) on this • assignment .must correspond with the name(s) as written on the face of the registered Bond in every particular without alteration or enlargement or any change whatsoever. 0 ADDENDUM TO PROFESSIONAL SERVICES AGREEMENT The Agreement between MuniFinancial and the City of Petaluma dated January 1, 2003 (herinafter the "Agreement ") is amended as follows: Exhibit A of the Agreement entitled "Scope of Services" is amended to include the following: Task 1: Data Preparation and Official Statement Disclosure Information MuniFinancial will provide detailed parcel information and summary reports regarding the Remaining Amount of Unpaid Assessments, County Assessed Values, Value to Liens,, Current and Prior Year Delinquencies and other disclosure data tables that the finance team may require. MuniFinancial will research and update County information as necessary to provide more current ownership and parcel development status as warranted in the financing documents. MuniFinancial will prepare data tables for the official statement' including value -to -lien analysis, top owners, development status, and other similar type reports as requested by the financing team. Task 2: Reassessment. Report MuniFinancial will also prepare the Reassessment Report according to the requirements set forth in Division 11.5 of the Streets and,Highways Code of the State of California. We will prepare and record the District Diagram and Notice of Reassessment with the County. We hand walk the Documents through the agency's staff for signature, and we are available to attend any Council or financing team meetings. The following is included in the Task 2 scope of services: MuniFinancial shall prepare ;a District Debt Service Schedules for each ofthe setting forth the unpaid principal and interest on the bonds -to be refunded and the total amounts thereof. MuniFinancial shall prepare 'a cost estimates. for the.each of the Districts including the total estimated principal amount of the reassessment and of the refunding, bonds and the maximum interest rate thereon, together with an estimate of cost for the reassessment "and the refunding bonds issuance costs, as defined by subdivision (a) of Section 9600. MuniFinancial shall,pre.pare the Auditor's Record for each parcel in the refunding districts pursuant to Section 8682 showing the schedule of principal, interest, and total installments on all unpaid assessments. MuniFinancial shall prepare ,an estimated amount of the reassessment for each parcel, `identified by reassessment number corresponding to the reassessment number on the reassessment diagram. MuniFinancial shall prepare !a table listing the names and addresses of the property owners as they appear on County records: MuniFinancial shall prepare a statement explaining the method of reassessment used in calculating each parcels new reassessment. MuniFinancial shall prepare the Reassessment Diagram and record it with the County. MuniFinancial Page 1 City of Petaluma Addendum to Agreement dated January 1 2003 0. Exhibit A of the. Agreement entitled "Cost Proposal" is amended to include the following additional fees: $8;900.00, plus customary out of pocket expenses. These expenses would apply to, but,arenot limited to: Assessor parcel maps and data; postage; travel expenses; meals; telephone expenses; reproduction expenses; county and legal fees and costs. All other terms and conditions contained, in the Agreement shall remain in full force and effect. Executed this day of , 200.4. MuniFinancial City of Petaluma By: By: Frank G. Tripepi Title: President & CEO Title: Address: 27368 Via.Iridustria, Suite 1`10 Address: Temecula, California 92590 -3661 MuniFinancial Nge 2 City of Petaluma Addendum. to Agreenlent'dated January 9, 2003 SIXTH SUPPLEMENT TO PROFESSIONAL PROFESSIONAL SERVICES AGREEMENT This Sixth, Supplement to Professional Services Agreement is dated as of April 1, 2004 and supplements that certain Agreement, dated as of March 31st, 2000 (the "Agreement "), between the City of Petaluma (the "City") and Jones Hall, A Professional Law Corporation ("Consultant"). 36. Additional Services A. The City is conducting special, summary reassessment and refunding improvement bond proceedings (the "Proceedings ") in and for its Consolidated Reassessment and Refunding District of 2004 (Assessment Districts Nos.. 24 -and 25) (the "Reassessment District "), including the issuance of refunding improvement :bonds for the Reassessment District (the "Refunding Bonds"). B. In connection with the Proceedings for the Reassessment District and the issuance of the Refunding Bonds, the City is in need of the services of the Consultant as bond counsel and disclosure counsel. • C. Consultant agrees to provide all customary bond counsel services in connection with the proceedings for the Reassessment District and the issuance and sale of the Refunding Bonds, including those services :generally as follows: (i) Confer and consult with the officers and administrative -staff of the City and City's financial advisors, underwriters and consultants as; to matters relatin=g to the Proceedings (ii) attend such meetings of the City deemed necessary by Consultant for the proper conduct of the Proceedings or when specifically requested by.the City to attend; (iii) any required resolutions, notices, instructions:; and legal documents 'necessary for the proper conduct of the Proceedings; (iv). review all financial documents for legal sufficiency; (v) review, without undertaking an independent investigation„ any official statement or other disclosure document prepared, in connection with the Proceedings to assure correctness of disclosure relating to the legal documents prepared by Consultant; (vi) Prepare and provide all closing documents required to. accompany issuance of the Refunding Bonds; (vii) prepare and provide a complete, transcript of the conduct of the proceedings necessary to' accompany issuance of the; Refunding Bonds; and (viii) subject to the completion of proceedings to the satisfaction -of the Consultant, provide the legal. opinion 'of the 'Consultant approving in all regards the legality of the Proceedings relating to the. Refunding Bonds and the legal opinion of Consultant that the interest on the Refunding Bonds is exempt from federal and California personal income taxation. D. Consultant agrees to provide all disclosure counsel services in connection with the Proceedings for , the District, including those services generally as follows: (i) Confer and consult with.the officers and administrative staff of the City and City's financial advisors, 13 .underwriters and 'consultants as to matters relating to 'the Refunding; Bonds; (ii) attend - such meetings of the City deemed necessary by Consultant for the proper. issuance of • the Refunding Bonds 'or when specifically requested by the City to attend; .(iii) prepare the Official Statement for the Refunding Bonds in preliminary and final forms and prepare the purchase agreement for the Refunding Bonds; and (iv) provide an opinion to the City and the original purchaser .of the Certificates stating that based upon Consultants participation in the preparation of the Official Statement,, nothing has come to their attention to lead them to believe - that the Official Statement (except for any data or forecasts, financial t pro jections, nassum assump and Sess exp .numbers, charts, p p s of opinion included therein, and The Depository; Trust Company and its book -entry , system, and information in the Appendices, as to which we express no view) as of the date of the Official Statement or the ,date hereof contains -any untrue statement of a material fact or omits tor state any fact necessary in order to make the statements therein, in the light of the c ctumstances under which they were made, not misleading. E. As compensation for the additional services to be provided under' this Sixth Supplement, Consultant shall ;receive a flat fee of $25,000 for bond' counsel services under 36(C) and a flat fee of $15,000 for disclosure counsel services under 36(D) and messenger duplicating and delivery costs of not to exceed $2,000 the payment of which shall be contingent upon the sale and delivery of the Refunding Bonds, which shall include compensation to the Consultant for all out =of- pocket expenses -and closing and transcript costs. • F. 'The :following are excepted from the services to be performed by the -Consultant under this, Sixth Supplement: (i)' any services rendered in any. litigation including�� any validation proceedings deemed, necessary by Consultant) involving' the :City or the Proceedings; (ii) advice and preparation of documentation regarding compliance with Section 148 of the Internal Revenue Code of 1 relating to arbitrage limitations and rebate provisions, (iii) advice and services for all applicable federal securities laws land continuing disclosure (iv) the preparation of auditor (debt - collection) records, . instructions and services relating to prepayment of 'reassessment's and the calling of any of the. Refunding Bonds and (v) any advice of .a substantial nature; regarding the servicing of the :Refunding Bonds. Such services which Consultant arewuilling to tender forlthe City shall be the subject of separate.agreement by and between the City and the Consultant. 37. Continuation of Other Terms of Agreement All other terms of the Agreement shall apply to this. Supplement, as though fully eset forth herein. • 1 0 IN. WITNESS 'WHEREOF, the parties hereto have ,executed this document the day, month and year first above written. CITY OF PETALUMA CONSULTANT City Manager ATTEST: City Clerk APPROVED AS TO FORM: City Attorney APPROVED: Department Head APPROVED: Risk Manager APPROVED: Finance Director By Stephen R. Casaleggio Vice President Title 650. California Street, 18th Floor Address San Francisco, CA 94108 City, State Zip 942698987 Taxpayer I. D Number 931332 Petaluma Business Tax Receipt Number • N ..A • • . KNN Felling, Northcross & .Nol)riga Financial Advisors io,Fnblic Agencies April 15, 2004 Ms. Cinde Rubaloff Accounting Manager City of Petaluma Post Office Box 61 Petaluma CA 94953 Dear Ms. Rubaloff: We are advised that the City of Petaluma (the "City") is contemplating issuing an estimated $3.6 million in Limited Obligation Refunding Improvement Bonds - Consolidated Reassessment and Refunding District 2004 (Assessment Districts Nos. 24.and „25). We are further advised that you wish to employ the services of an independent financial advisor to assist you in structuring the financing and negotiating the pricing with Bra Tallman, the Underwriter. Accordingly; Kelling, Northcross & Nobriga ( "KNIN" ), A Division of Zions First National Bank, proposes to perform the services listed below for the City in connecticn with your financings. Scope of Services It will be tht financial Advisor's responsibility to perform the following on behalf of the City of Petaluma: Together with the City Bond Counsel, Underwriter, other technical consultants and advisory groups, develop a financing .plan consistent with the goals and objectives established by the City, that will result in the most cost efficient result. This would include, but, not be limited to, determination. of series and/or type of bonds issued, and other factors that affect the structuring of bond issues. 2. Size the issue, in conjunction with the Underwriter, taking into account funds on hand, accounting costs, and other costs of issuance items. Provide financial analysis for sizing the fin ancing. alternatives, in a timely manner. 3. In cooperation with Bond Counsel, review and advise on all documents necessary to implement the proposed financing plan. 4. In conjunction with the Underwriter, structure those terms and conditions such as maturities, coupon rates, call features and security features for the bond issue which most advantageously meet the dernands of current market conditions and meet the objectives of the•City and ensure the lowest possible net interest cost. • 5. Provide tech_ nical support in defining disclosure issues necessary to meet appropriate ; lines. 1333 Broadwav stlilc 1(1(10 Oakland. CA 9 i612 j 10- 839 -8200 rAx 510 - 208 -8282 www.knninc.cum 4 DIVISION 06 '!.IONS. rl RS NATIONAL, BANK . 6 City of Petaluma April 15, 2004 Page 2 • 6. Assist in the development and drafting of the Preliminary and Final Official Statements for the negotiated sale. 7. Assist Bond Counsel with the preparation and review of the documents as necessary for issuance of bonds 8. Arrange for the printing of the Preliminary and Final Official Statements. 9. Coordinate the efforts of Bond Counsel Disclosure Counsel, Reassessment Engineer and other team members. 10. Assist City and City staff, Bond Counsel, and Underwriter with required disclosure certificates. 11. Maintain a continuity of representation at all meetings on the issue, which :involves discussion, of the transactions; as well as representation at working group meetings. 12. Organize and .participate in information meetings, if needed, to create investor interest in the bond issue for strong competitive bidding. 13. Arrange for distribution of the Final Official, Statements. 0 14. Advise as the best of 'investing the proceeds oNhe sale that, will properly baiance safety,.,iiquidity and yield and meet :arbitrage requirements. The City is participating in the Cali..fornia Arbitrage Management Program (CAMP) and may prefer to remain with CAMP for this bond issue. 15. Provide. cost control services through negotiation to ensure. all issuance costs are as '.ow as possible, including but not limited to the, following: a. Selecting of Paying Agent/Escrow Agent by RFP and evaluation of first year fees, including the first year's administration fee, acceptance fee and out-of- pocket expenses on a not-to- exceed basis or negotiating fees with existing, Paying Agent/Escrow Agent. Subsequent annual Paying Agent/Escrow Agent charges should also be evaluated for cost comparison of bidders. b. Printing costs of Preliminary and Final. Official Statements and securities. C. Overlapping Debt Statement and independent verification of numbers. d.. Bond Counsel and consent letter from outside auditor (if needed). e.. ;Negotiate and control all issuance costs associated with the financing. 16. Review comparable sales in the market and negotiate underwriting spread and bond . pricing with the Underwriter. KELLING NORTHCROSS & NOBRIGA City of Petaluma • April 15, 2004 Page 3 In summary, the Financial Advisor will act on behalf of the City to assist in minimizing the costs of the proposed financing under the most reasonable terms and conditions. City's Obligations The City agrees to cooperate with KNN bond counsel and other parties to the transactions, and to furnish the necessary information for the preparation and drafting of the legal documents and the official statement, and to assert its best efforts to verify the accuracy of the information contained in such documents. Duration This agreement with the City T.-.ay be terminated by 30 day written notice of the City to KNN or by KNN to the City. Compensation and Expenses We propose a $25,000 advisory fee for the estimated $3.6 million Limited Obligation Refunding Improvement Bonds- Consolidated Reassessmelit and Refund ing.,District.2009 (Assessment Districts Nos. 24 and 25). Such fees shall be contingent upon closing of the financing and is payable solely from bond proceeds. • KNIT limits the other costs for which we seek reimbursement. KNN agrees to pay its own out -of- pocket expenses for travel Nvithin Calaiforn a and computer and telephone charges incurred by us in performing our duties and obligations. Other costs of issuance - including but not limited to bond counsel's fee, consultants' fees, trustee, outside copying, rating fees, ,paying agent or fiscal agent fees and charges, if any, publication of required notices, "if 'any printing and distribution of the preliminary and final official statements and notice of sale; if any, printing and delivery of securities 'travel expenses of City officials, out -of -state travel expenses of KNN, if any; courier or delivery charges, operator assisted telephone calls, and the cost of obtaining statistical statements shall be, paid by the City either directly or reimbursed to KNN. We would cap our out -of- pocket expenses- at $2,000. KELLING, NORTHCROSS & NOBRIGA 4 Division of Zions First National. Bank By ''��iceent Accepted: City of Petaluma By— -- - - - - -- — KELLING, NORTHCROSS & NOBRIGA