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HomeMy WebLinkAboutAgenda Packet 06/04/2001 (21) CITY OF PETALUMA, CALIFORNIA AGENDA SILL JUN ° 4 2061 t 1 Agenda Title: y ! Meeting Date: �esolutiontof and Authorizing ity Cnilthe . ialuma of Intention to Levy June 4, 2001 P Issuance and Sale of Limited Obligation Refunding Improvement Bonds Relating to Assessment District #23 (Redwood Business Park 3) and Approving Related Documents and Authorizing Official Actions • Department: Director: Contact Person: .Phone Number: Finance William J. Thomas William J. Thomas 778-4352 Cost of Proposal: $76,500 (to be paid from proceeds of bonds) Account Number: N/A Amount Budgeted: N/A Name of Fund: N/A Attachments to Agenda Packet Item: Attachment I: Preliminary Numerical Analysis Attachment II: Resolution of Intention to Levy Reassessments and Issue Limited Obligation Refunding Improvement Bonds Attachment III: Resolution Adopting Reassessment Report, Confirming and Ordering Reassessments Pursuant to Summary Proceedings and Directing Actions with Reports Thereto. Attachment IV: Resolution Authorizing Issuance of Limited Obligation Refunding Improvement Bonds Attachment V: Draft Reassessment Report for Assessment District#23 (Redwood Business Park 3) • Attachment VI: Draft of Preliminary Official Statement Attachment VII: Draft of Bond Purchase Agreement Summary Statement: In November 1995, Assessment District #23; Redwood Business Park 3 —Phases 1 and 2 was formed by the City to finance the construction and acquisition of public improvements to benefit the District including the extension and improvements of North McDowell Blvd., a construction of a bridge on North McDowell Blvd over Willow Brook Creek, construction of a road and bridge improvement on Old Redwood Highway, utility improvements and widening of a portion of Willow Brook Creek. In December 1995, the City issued $3.6 million in Special Assessment District No. 23 Bonds to finance these improvements. The coupon interest rates on the outstanding 1995 Bonds range from 5.75% to 7.0% with a final maturity on September 2, 2020. Due to declining interest rates in the bond market, the•City's financial advisor, Kelling, Northcross and Nobriga ("KNN") is recommending that the 1995. Bonds be refinanced. It is estimated that the refinancing will result in an approximated all-in interest rate of 5.77% (All-In True Interest Cost (TIC)). 'The proposed refinancing will not extend the term of the bonded debt. The Preliminary Numerical Analysis is included in Attachment Ito this report. Based on the estimated interest rate, the annual cash flow savings.will be in excess of $20,000. The estimated net present value savings are $182,000, assuming a bond term of 19 years. The Numerical Analysis and projected savings include the cost of issuing Limited Obligation Reassessment Bond, which is estimated at $76,5000. Issuance costs are paid from the proceeds of bonds so that no appropriation is ,required. qp This agenda item includes all Council actions necessary to authorize the levy of reassessments and the issuance of Limited Obligation Refunding Improvement Bonds in the amount of$3.194 million. Council Priority: THIS AGENDA ITEM IS CONSIDERED TO BE PART OF, OR NECESSARY TO, ONE OR MORE OF THE 1999-2000 PRIORITIES ESTABLISHED BY THE CITY COUNCIL ON JANUARY 30, 1999 -• AND MARCH 18, 2000 /, AsJ Priority(s): Increase revenues and/or decrease current expenditures Recommended City Council Action/Suggested Motion: Itis recommended that the Petaluma City Council adopt the attached resolutions to: 1. Approve Reassessment Report; 2. Authorize the levy of reassessments and the_issuance and sale of limited obligation refunding • improvement bonds in the.aggregate principal amount not to exceed$1194 million; 3. Approve the preparation and distribution of the Official Statement; 4. Authorize and approve all actions taken by the officers and agents of the Council with respect to the issuance of the bonds; and 5. Authorize the execution of a purchase contract for the bonds. eviewed b Finance Director: RevieweL a_ ,,;, e : Approved by City Manager: a4yate: .0glir Date: Today's Dale. Revision # anl l ate Revised: le Cod • May 14, 2001 # S:/agenda/AD23 efunding Report • • • 1111 CITY OF PETALUMA, CALIFORNIA June 4,2001 AGENDA REPORT FOR RESOLUTION OF THE PETALUMA CITY COUNCIL OF INTENTION TO LEVY REASSESSMENTS:AND AUTHORIZING THE ISSUANCE • AND SALE OF LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS RELATING TO THE REFUNDING OF BONDS ISSUED • FOR ASSESSMENT DISTRICT NO. 23—REDWOOD BUSINESS PARK 3 AND APPROVING RELATED DOCUMENTS AND AUTHORIZING OFFICIAL ACTIONS - 1. EXECUTIVE.SUMMARY: In November 1995, Assessment District #23, Redwood Business Park 3 — Phases 1 and 2 was • formed by the City to finance the construction and acquisition of public improvements to benefit the District including the extension and improvements of North McDowell Blvd., a construction of a bridge on North McDowell Blvd over Willow Brook. Creek, construction of a road and bridge improvement on Old Redwood Highway, utility improvements and widening of a portion of Willow Brook Creek. In December 1995, the City issued $3.6 million in Special Assessment District No. 23 Bonds to finance these improvements. The coupon interest rates on the outstanding 1995 Bonds range from 5:75% to 7.0% with a final maturity on September 2, 2020. • The City's financial advisor, KNN, is recommending that the 1995 Bonds be refinanced at an approximate all-in interest rate of 5.77% (TIC). Annual cash.flow savings will be in excess of $20,000. The estimated net present value savings is $182,000. This is after $76,500 associated with the cost of issuance has been paid. These expenses will be paid from the proceeds of the bonds so that no appropriation is required. This agenda item includes all Council actions necessary to authorize the levy of reassessments and the issuance of Limited Obligation Refunding Improvement bonds in the amount of$3.194 million. - 2. BACKGROUND: The City of Petaluma undertakes assessment district financing for several reasons. In some cases, an assessment district provides a convenient way for property owners to pay their share of a larger improvement project. In other cases, the City lends its public financing authority to private development•interests in order to allow for construction of necessary public improvements. N the second case,the City is essentially functioning as a lender, in order to support types of development it finds desirable. Assessment District#23 was formed to assist in the development of Redwood Business Park (the"Park"). When the Limited Obligation ImprovementBonds'were sold, the property.within the District was undeveloped land. At this time, the District is largely built-out and this portion • of the Park is currently home to a substantial portion of the City's employment base. Advanced Fiber Communications, AT&T, Gluon Networks, Cisco'Systems and Learning Universe Child Development Center currently occupy properties within the Assessment District. As a result of the recent decline in interest rates, combined with the fact that developed property provides better security for Assessment Bonds, 'CNN has examined the feasibility of refinancing the 1995 Bonds. An analysis revealed that refinancing the 1995 Bonds could result in interest rate reductions of 100 to 150 basis points, which provide an annual average cash flow:savings in • excess of$20,000 or a net present value savings of$182,000. Table 1, below illustrates the current debt service payment made by each property in the District and compares this to the projected debt-service payment under the proposed refinancing. TABLE 1 SUMMARY OF PROPOSED SAVINGS Current Projected Assessors Savings Annual Annual Savings in Parcel Owner Debt Debt Dollars in Number Service Service Percent 047-55=04 Savoy Corporation $ 27;898 $ 26,093 $ 1,805 6.47% 047-55=05 Savoy Corporation 23070.29 21577.68 1492.61 6.47% 047-55-07 G&W Copley Redwood Business Park 26,988 25,242 1,746 6.47% 047-55-15 G&W Copley Redwood Business Park 40,498 37,878 2,620 6.47% 047-55-17 G&W Copley Redwood Business Park 55,231 51,657 3,573 6.47% 047-55-22 99 AF Petaluma LLC 100,713 94,197 6,516 6:47% 047-55-23 G&W Copley Redwood Business Park 30,907 28,907 2,000 6:47% 047-55-24 G&W Copley Redwood Business Park 8,150 7,623 527 6.47% • $ 313,455 293 175.' .20280 6.47% 3. ALTERNATIVES: No Refinancing: Under this alternative, the City would retain the 1995 Bonds at the above market coupon interest rates of 5.75% to 7.00%, foregoing a net present value savings of approximately$182,000. Because the debtservice is the obligation of the property owners, this alternative would not allow the owners to experience savings as a result of a,more:favorable bond market. Under this alternative,the City is not providing the most fiscally responsible service to the property owners in the Assessment District. 4. FINANCIAL.IMPACTS: The proposed refinancing of the 1995 Bonds would result in savings to the property owners sand taxpayers in the City as follows: ➢ A net present value savings of approximately $182,000 or 5.6%, which exceeds the industry standard:of 3,0%. • ➢ Annual average cash flow savings in excess of$20,000, which is a savings of ' approximately 7.0%. ➢ No extension of the debt repayment term. ➢ A slight reduction in the amount of the outstanding lien. Expenses associated with the transaction,will be paid from the proceeds of bonds. Therefore, no • appropriation is required. The savings-noted above are net of all expenses associated with the cost of issuing refunding bonds. Costs for issuance are estimated as follows: Bond Counsel (Jones-Hall) ' $ 21,000 Underwriter's Counsel (Jones-Hall) 7;500 • Trustee/Escrow Agent (BNY Western Trust Company) 1,000 Verification Report (Causey Detngen) 1,500 Financial Advisor(KNN) 20,000 Reassessment Engineer(Harris and Associates) 6,750 Printing/Contingency/Miscellaneous Expenses 18,750 Total Cost of Issuance _ $ 76,500 5. CONCLUSION: Itis cost-effective to refinance the 1995 Bonds. A.net present value savings of$182,000 will occur from the proposed,action. These savings will be experience by property owners in the District at no cost to the City. 6. OUTCOMES OR PERFORMANCE MEASUREMENTS THAT WILL INDENTIFY SUCCESSOR COMPLETION: 7. RECOMMENDATION: It is recommended that the Petaluma City Council adopt the attached resolutions to: > Approve Reassessment Report; ➢ Authorize the levy of reassessments and the issuance and sale of limited obligation refunding improvement bonds in the aggregate principal:amount not to exceed $3.194 million; > Approve the preparation and distribution of the Official Statement; > Authorize and approve all actions taken by the officers and agents of the Council with respect to the issuance of the bonds; and > Authorize the execution of..a.purchase contract for the bonds. s:/agenda/AD23 Refunding Report 1 • • • • • ATTACHMENTI PRELIMINARY NUMERICAL ANALYSIS • if. • City Of Petaluma, California Refunding Assessment District, 2001 Refunding Of'Outstanding Assessment;District NO. 23 Sources And Uses Of Funds Maximum Issue Size 3,195,000.00 Sources Of Funds: Par AmounbOf'Bonds 3,194,000.00 Outstanding Reserve Fund 249,528.00 December 2000 Collection Remaining 45,000.00 April 2001 Collection 156,815.00 Accrued Interest 0.00 Total Sources 3,645;343.00 Uses Of Funds: Cost Of Escrow Securites (SLGs) 3,408,548.00 Beginning Escrow;Cash Balance 0.00 Reserve Fund (1) 111,790.00 Underwriter's Discount(2) 47,910.00 40, Costs Of Issuance (3) 76,500:00 Accrued Interest 0.00 Adjustment 595.00 Total Uses 3,645,343.00 Assumptions (1)'3.50% Of The Par Amount Of Bonds (2) 1.50% Of The Par Amount Of Bonds (3) See Table Below Proposed Costs Of Issuance Dollar Amount Bond Counsel (Jones Hall) 21,000.00 Disclosure/Underwriter's;Counsel (Jones Hall) 7,500.00 Trustee/Escrow Agent(BNY Western Trust Co.) 1,000.00 Verification Repor£(Causey Demgen) 1,500.00 Financial Advisor(Keiling, Northcross & Nobriga) 20,000.00 Reassessment Engineer (Harris &Associates) 6,750.00 Printing/Contingency/Misc.:.Expenses 18,750.00 Total Costs Of Issuance 76,500.00 • Run lime 7:28 PM Run.Date 5/3/2001 • RESERVE FUND CALCULATION DOLLAR AMOUNT MAXIMUM ANNUAL DEBT SERVICE 293,175.08 • 3.50%a, 111,790.00 1:25 *AVERAGE ANNUAL 345;559.71 DATED'DATE 06/05/2001 DELIVERY DATE 06/05/2001 YIELD CALCULATIONS PAR AMOUNT OF BONDS 3,194,000.00 PLUS ACCRUED;INTEREST 0.00 LESS INSURANCE PREMIUM 0:00 LESS SURETY'BOND PREMIUM 0.00 LESS UNDERWRITER'S DISCOUNT 0.00 LESS COSTS OF ISSUANCE 0.00 LESS DISCOUNT/PLUS'PREMIUM . 0.00 TARGET AMOUNT 3,194,000.00 ARBITRAGE'YIELD 5.5826783 TOTAL INTEREST 2,058,507.58 PLUS UNDERWRITER'S DISCOUNT 47,910.00 PLUS DISCOUNT/LESS PREMIUM 0.00 TARGET AMOUNT 2,106,417.58. NET INTEREST COST (NIC) 5.7590341 BOND YEARS _ 36,575.88 AVERAGE LIFE 11.4514350 AVERAGE COUPON 5.6280461 DENOMINATION 5,000 COMPOUNDING SEM DAY BASIS 30/360 • ti GROSS DEBT SERVICE SCHEDULE ' 411 PERIOD ANNUAL DATE PRINCIPAL RATE INTEREST TOTAL TOTAL 02-Sep-01 02-Mar-02 127,930.08 127,930.08 02-Sep-02 79,000 4.250 86,245.00 165,245.00 293,175.08 02-Mar-03 84,566.25 84,566.25 02-Sep-03 115;000 4.450 84,566.25 199,566.25 284,132.50 02-Mar-04 82,007.50 82,007.50 02-Sep-04 120;000 4.600 82,007.50 202,007.50 284,015.00 02-Mar-05 79,247.50 79,247.50 02-Sep-05 130,000 4/00 79,247.50 209,247.50 288,495.00 02-Mar-06 76,192.50 76,192.50 02-Sep-06 135,000 4.800 76,192.50 211,192.50 287,385.00 02-Mar-07 72,952.50 72,952.50 02-Sep-07 145,000 4.900 72,952.50 21.7,952.50 290,905.00 02-Mar-08 69,400.00 69,400.00 02-Sep-08 145,000 5:000 . 69,400.00 214,400.00 283,800.00 02-Mar-09 65,775.00 65,775.00 02-Sep-09 155,000 5A00 65,775:00 220,775.00 286,550.00 02-Mar-10 61,822.50 61,822.50 02-Sep-10 160,000 5.200 61,822.50 221,822.50 283,645.00 02-Mar-11 57,662.50 57,662.50 02-Sep-11 170,000 5:300 57,662.50 227,662.50 285,325.00 •I` 02-Mar-12 53,157.50 53,157.50 02-Sep-12 175,000 5.400'. • 53,157.50 228,157.50 281,315.00 02-Mar-13 48,432.50 48,432.50 02-Sep-13 190,000 5.500 48,432.50 238,432.50 286,865.00 02-Mar-14 43,207.50 43,207.50 02-Sep-14 195,000 5:600 43,207.50 238,207.50 281,415.00 02-Mar-15 37,747.50 37,747.50 02-Sep-15 210,000 5.700 37,747.50 247,747.50 285,495.00 02-Mar-16 31,762.50 31,762.50 02-Sep-16 220,000 5:800 31,762.50 251,762.50 283,525.00 02-Mar-17 25,382.50 25,382.50 02-Sep-17 235,000 5.900 25,382.50 260,382.50 285,765.00 02-Mar-18 ' 18,450.00 18,450.00 02-Sep-18 245,000 6.000 18,450.00 263,450.00 281,900.00 02-Mar-19 11,100.00 11,100.00 02-Sep-19 260,000 6.000 11,,100.00' 271,100.00 282,200.00 02-Mar-20 3,300.00 3,300.00 02-Sep-20 110,000 6.000 3,300.00 113,300.00 116,600.00 3,194,000 • 2,058,507.58 ' 5252,507.58 5,252,507.58 0.00 0.00 0.00 2,058,507.58 5,252,507.58 5,252,507.58 ' i 3 ; t MU- H W NM0000 N N0 O'+[]LO0 r Nm 0m0^mt0O,- rN rOrNOrO00MNT4 WOm e'' 0000 NCI(o 04V an nym coOMNNO Nn0"N0M4(pamrco r'Q.M co coot IAO.m w> w� N r M M tO N r N.m 0 V m r n r r N O r m m 0'.M r m N N N mlr r O N N.O.M.m r 0 N MV • N a H W N N 0 M 0 OVi m MM M r r N O O m N r4.0 V V N'0 N M 0 V 0 0 m O r m r N N V N 0 m 111 W m'm v v M It) N 41 N M r-'.N r r 4 m M-c61.6 n 4 0!O'I()N 4 co"66 N 0 N 0 n M MNH W Z -11-O V M 0 0 0 0 0 0 0 0 0 0' m m 0 m 0 0 0 N I.r U)'> Coo a 0 m a a a a a a a a a a a a a a 4 a m I,m a aa 0- O r,- N 0 N 0 0 M m V ` m M r N N 4 0 N_ V V m �:0 0 Z zit, H 0 CO r O m r V m r 0 N V CO 0 V CO M -CO I M W e o J Z m 0 N M N O, m 0 r O M O M O N m r 0 m r m I,4 O m H m r N N N r r N N N N N' N N' ,- N r N ' Lo W CO C Z m .J I �.Z '> m , Z w I mN I 0-u 14 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 N 0 DQ 14 co 0 co co 0 0 0 0 0 0 0 0 m 0 m 0 m 0 r 0)0 1 a F) M co m 0 m N M M m to (0 0 m 0 0 m m''. 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V N V r N N -- O N O .O O 0 oi N 0 V 0 0 o N CO CO CO CO CO CO CO CO CO CO CO co CO CO co co CO co r 0) 0 U) in- U) Z 0 ❑ J O o O O O O O O O 0 0 O O o 0;_0 0 0 0 O 0 0 0 0 0 0 0:.0.0 0 0 o 0 0 0 0 0 0 0 O O O to O F U) r r r r N N 00 0 0 La U) U) N U)"N N:N N 0 O O O N ) 00 U) 0 U) 66 O O U) U) 0 U) 0 0 O O O K ❑ rN.N rr 0OO) W r r •- rNNOO,rrNN CnCnNNr rNr Lb U) 00NNNN NN CO CO a a r CO N N CO C') (0 CO 0) O) CO CO Q V•r r N 0.0 0 CO CO U) 0 V.0 r r r r N N N N CO.N U) U) r r N N Di C N N C)N D)Ti CO N.N N N'C) co' d.N M Ch N r N T- r'O• v r N OO N r M c'i V V C m CO CO 000 00 0001r W r 0) NN N.CO Nr Mr 0) CD QN N.O 0 V N V I-- CO IN 01 c0 r- CO CO U) U) J N r N r N r N N N N N N N N N N N N N N N N r CU 0) J U) U) 0 0 ❑ H 000 00 00000 0,0000;00 000000 0000:40'0 0.000000000 000 Z• W O (b LU OU) 0 L 000 0.0 o0oSln U) to U) 00 000.00 09:0900.9990099 0 00 N IN r N r N N N LO U) U) U) lb U) (n-.N NgN N Ln U) O O LOU)• U)U) Ln.N d O o'O N N Ln Ln U) U) o O O LU Z r N N r r 0 0 0) W r r r„N N iO O'r r N N Ln U) N'N r r r r U).U) O O N N N N N N co C) J w CO N N N.M CO co 0) 0) Ch M' t r'N N CO ID re) CO U) 0 v v r r:N N N N N N 0.N O O r N N N 0 r c) 0) oN CO CO C) O) N N,N N CO CO M C) CO CO CO'CO rrrr V a rr O.0N N co CO V V O V N N ❑ Z O 0 0.0 O co O) 0) 0) O) 0 CO L NCO OR r r IN N N (0 0 u) to V V V V co CO N N - r 0 0 ill 0 W I N N 0 CO IL LU U) 0 U) 0 0 0 0. 0 0 0 0 O o 0 O 0 O 0 0 O I- r ° r co R U) 0 N N 0) O 0 0 0 0 0 O 0 o 0 5 q U) co (0 0 N CO CD N CD CO r r r N r r r r r N ct W co m J O O 0 0 0 0 .0 O' 0 0 0 0 0 'O O O O O 0.. O 0 O O O 0 0- o co 0 0 0 0 O O. O O 0 . 0 O co co O wW a 0' 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - ❑ U O U) O U) UJ O O 0 U) U) N U) O O U) O U) O. O 0 0 U) Z 0) 0) 0 0 r N CO C') V. in CO N 0) '0 N N N 0 r CO CO N OD U D (O Za O . W r N N CO C) V V U) L 0.0 N IN I CO co 0) 0 0 0 - '- N N CO CO V V U) 0.C0 (.0 r r CO CO o) 0 0 0 .Z• H 0 0O 0 O 0 0 o 0 0 0 0 0 0 00 o r r r .- r r Hr r r r r r r r r r r r rN N 62' 0 a n a L al � a m o. � a a a a = a a a L. a a a PI a a � a a , ❑ 0 0 0 N 0 CO 0 CO 0 O a Ca 0. CO 0,CO 0. O 0 O 0 N 0 0 0 CO 0 co 0 CO 0 O 0 co 0 co 0 0 0 cr U) co 2 c 2'cn'2 cn 2 m'� v) co.2 0'2'0 2 co 2 0 2 co .cn 2 U.2 N 2 U'-2 rn 2 co 2 0 F N N N N • N N'N NN N N N N N N NNN NN NN NN N N N N N N N N N N N N N N 0 0000.000000000000000 °'0000000000000000000 . 7 O • 1 , 1 1 City of Petaluma,California • AD No.23 SLGs.Purchase and Escrow Cash Flow Schedule Delivery Date 6/5/2001 Escrow Total Periodic Cash Type Date Requitement Principal Rate Interest Receipts Difference Balance Cert 9/212001 3;452,727.50 3,408,548.00 4.98 44,180.39 3,452,728.39 0.89 0.89 Totals 3,452,727.50 3,408,548.00 44,180.39 3,452,728.39 0.89 (tI 1� • • • •; ATTACHMENT II RESOLUTION OF INTENTION TO LEVY REASSESSMENTS AND ISSUE LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS 1 Resolution No. N.C.S. 2 'of the City of Petaluma, California 1,3 tJ aRESOLUTION OF'INTENTION TO LEVY REASSESSMENTS AND TO ISSUE LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS UPON THE 6 SECURITY THEREOF 7 8 9 Assessment District No.23,Redwood Business Park 3 10 (Reassessment and Refunding of 2001) 11 12 WHEREAS, under Resolution of IntentionNo.95-220 N.C.S.,adopted August 21, 1995,the Council has 13 conducted the special assessment and reassessment proceedings for its Assessment District No 23,Redwood Business 14 Park 3(the"Assessment District")and in such proceedings,.by its Resolution No. 95-286 N.C.S.issued the 15 improvement bonds designated Limited Obligation Improvement Bonds, City of Petaluma,Assessment District No. 23, 16 Redwood Business Park 3, Series 1995-A, dated December 20, 1995, in the principal:amount of$3,600,000(the"Prior 17 Bonds")'; 18 19 WHEREAS, the public interest requires the refunding of the Prior Bonds and this Council intends to 20 accomplish such refunding through the.levy of reassessments in and for the Assessment District and issuance of 21 refunding improvement bonds.upon the security of the unpaid reassessments therein,a portion of the proceeds of which 22 refunding bonds shall be used to refund"the.PriorrBonds. 23 24 NOW,THEREFORE BE IT RESOLVED as follows: 25 26 1. Authority. The proceedings for the levy collection of reassessments as security for the issuance and payment of refunding bonds shall be conducted pursuant to the Refunding Act of 1984 for 1915 Improvement Act Bonds,-Division 11:5 (commencing with Section 9500)of the Streets and Highways t Code of California(the `Act"). 30 2. Boundary Map. The contemplated reassessments and refunding,in the,opinion of this Council, are of 31 special benefit; and'the costs and expenses thereof are made chargeable upon,the Assessment District,the 32 exterior boundaries of which are shown on a map thereof to on file in the office of the City Clerk;to which 33 map reference is hereby made for further particulars. The map indicates by boundary lines the extent of 34 the territory included in the Assessment District and shall govem'for;all details as to the extent thereof. 35 3. Public Property Omitted. This Council declares that all public streets,highways, lanes and alleys within 36 the District in use in the performance of a public function shall be omitted from the reassessment hereafter 37 to be made to cover the costs and expenses of the reassessment and refunding, except to the extent that 38 such properties shall be found to specially benefit from such reassessment. 39 4. Reassessment and Report. The reassessment and refunding are hereby;referred to Harris&Associates, 40 Petaluma,.California, a qualified firm employed by this City for the purpose hereof(the"Reassessment 41 Consultant"), and the,Reassessment Consultant is hereby directed to make and file with said Clerk a 42 reassessment report in writing,presenting the following: 43 44 (a) A..schedule setting forth the unpaid principal and interest on the Prior Bonds to be 45 refunded and the total amounts thereof; 46 47 (b) The total estimated principal amount of.the.reassessment and of the refunding bonds 48 to be secured by the unpaid reassessments and the maximum interest thereon, together with an 49 estimate of cost of the reassessment and of issuing the Bonds, including all costs of issuing the 50 refunding bonds,as defined by subdivision(a)of Section 9600 of the Act; 51 52 (c) The auditor's record kept.under Section 8682 of the Streets and Highways Code of 0i California showing the schedule of principal installments and interest on all unpaid original assessments for the'Prior'Bonds and the total amounts thereof; 55 56 (d) The estimated amount of each reassessment, identified by reassessment number 57 corresponding to the reassessment number of the reassessment diagram, together with a proposed 58 . auditor's record for the reassessment prepared in the manner described in said Section 8682;and 59 1 (e) A,reassessment diagram,showing the Assessment District and the boundaries and 2 dimensions of the subdivisions of land within.the Reassessment District. Each subdivision,including • 3 each separate condominium interest as defined in Section 783 of the Civil Code, shall be given a ,1 4 separate number upon the diagram. 5 6 When any portion or percentage of the costs and expenses of the reassessment,and,refunding is to be paid from sources • 7 other than the reassessments; the amount of such portion or percentage shall first be deducted from the total:estimated 8 cost and expenses of the reassessment and refunding, and the reassessments shall include only the remainder of the 9 estimated cost and expenses. If any excess shall be realized from the reassessment it shall be used, in such amounts as 10 this Council may determine, in accordance with the provisions of law, in a manner or manners to be provided in these 11 proceedings. 12 13 5. Refunding Bonds:Notice is hereby given that the limited obligation refunding improvement bonds(the 14 "Bonds"),to represent the unpaid reassessments, andan the form(s)of serial/or term bonds, series and bearing 15 interest at the rate or rates of interest to be determined by this Council at the time of sale thereof,but not to 16 exceed the maximum rate authorized by applicable law at time of such sale, will be issued in°°these proceedings 17 in the manner provided by the Act and the Improvement-Bond Act of 1915,being Division 10 of the Streets 18 and Highways.Code of California(the"Bond Law"), the last installment of which Bonds(ori"series thereof) 19 shall mature on date that is not later the final maturity of each of the Prior Bonds being refunded. Under the 20 Bond Law,the City will not obligate itself to advance available funds from the treasury of:the City to cure any 21 deficiency in the redemption fund to be created with respect to the Bonds;provided,however, that a 22 determination not to obligate itself shall not prevent the City from,in its sole discretion, so advancing the funds. 23 24 6. Bond Call Procedures.The provisions of Part 11.1 of Division 10 of the Streets and Highways Code of 25 California,providing for an alternative procedure for the advance payment of reassessments an d the calling of 26 bonds,shall apply to the Bonds issued under:these proceedings. 27 28 7. Consultants.For the purposes of the reassessment and refunding proceedings,the law:firm of Jones Hall,A 29 Professional Law Corporation, San Francisco, California; is hereby appointed as bond counsel("Bond 30 Counsel"),IBIS Securities,Walnut Creek, California,is hereby appointed as underwriter(the"Underwriter") • 31 and Kelling,Northcross&Nobriga,Oakland, California is appointed financial advisor(the"Financial 32 Advisor"). The compensation of Bond Counsel and the Underwriter shall be fixed in the proceedings and shall 33 be paid only upon the successful completion ofthe proposed reassessment and refunding: 34 8. Effective Date.This resolution shall take effect upon the date of its adoption. 35 36 Under the power andauthority conferred upon this Council by the Charter of said City. 37 REFERENCE: I hereby certify the'fo regoing Resolution was,introduced and adopted by the 38 Council of the City of Petaluma:at.a Regular meeting on 2001 Approved as to 39 by the following vote: form: 40 41 • 42 City Attorney 43 AYES: 44 NOES: 45 ABSENT: 46 47 ATTEST: 48 City Clerk . Mayor 49 50 Resolution No. NCS ATTACHMENT III • RESOLUTION ADOPTING REASSESSMENT REPORT, CONFIRMING AND ORDERING REASSESSMENTS PURSUANT TO SUMMARY PROCEEDINGS AND DIRECTING ACTIONS WITH REPORTS THERETO • Resolution No. N-.C.S. of the Cityyof'Petaluma, California • A RESOLUTION ADOPTING'REASSESSEMEN.T REPORT, CONFIRMING AND ORDERING THE REASSESSMENTPURSUANT TO SUMMARY PROCEEDINGS AND DIRECTING ACTIONS WITH RESPECT THERETO Assessment District No'.?23, Redwood Business Park 3 (Reassessment and Refunding of 2001) WHEREAS, on June 4, 2001, this Council adopted the,Resolution of Intention to Levy Reassessments and to Issue Limited Obligation Refunding Improvement Bonds Upon the Security Thereof(the "Resolution of Intention"),in and for the City's.Assessment District No. 23,.Redwood Business.Park.3.(Reassessment and Refunding of 2001) (the "Assessment District"), and therein directed-the+making and filing of a reassessment report (the "Report") in writing in accordance with andpursuanttattle Refunding,Act.of 1984 for 1915 Improvement Act Bonds, Division 11.5 of the Streets and Highways Code of California,(the "Act")which Report includes reassessments for each of the individual assessment districts described in Exhibit A to the Resolution of Intention; and WHEREAS, the Report was duly`made and filed, and duly considered by this Council • and found to be sufficient in every particular, and the Report shall stand for all subsequent proceedings under andpursuant to the aforesaid Resolution of°Intention.- NOW, THEREFORE BE IT RESOLVED,' AS FOLLOWS: 1. Conditions Satisfied. Under Section 9525 of the Act,land based upon the Report this Council finds that albofthe;following conditions are satisfied that: a. Each of the estimated annual installments of principal'and'interest on the reassessment as set foith•in the Report is less than the corresponding annual installment of principal and interest on the original assessment as also set forth in the Report, bythe=same percentage for all subdivisions of land with the Assessment District. b.. The number ofyears to maturity of all proposed refunding bonds or separate series thereof proposed to be issued under the Resolutionof,Intention is not more than-the.nurrlberof years to the last maturity of the bonds proposed to be refunded (the `Prior,Bonds"); and c. Except as'expressly permitted by the Act, the principal amount of the reassessment on.each subdivision of land withimthe,Assessment District is less than the,unpaid principal amount of the original assessment by the-same percentage for each subdivision of land in the Assessment District. 2. Public Interest. The public interest, convenience and necessity require that the • reassessment be made, 3. Boundaries Approved. The Assessment District benefited by•the reassessment and to be reassessed to pay the costs•and expenses thereof, and the exterior boundaries thereofareas shown by the boundary map and reassessment diagram thereof on file in the office'ofthe-City Clerk, which map and diagram•aremade a part hereof by this reference thereto. The provisions of-the above-referenced'Resolution of Intention are • hereby incorporated'herein by this reference and hereby made apart.thereof. 4. Report Approved. Pursuant to the findings hereinabove expressed with respect to Section 9525 of the Act, the conditions,;and all of them are-deemed satisfied and,that • the following elements of the Report are hereby finally approved and confirmed • without further proceedings, including the conduct of a public heating under:.the Act, to wit: a: A-schedule setting forth the.unpaid principal and interest on the Prior Bonds ,proposed to be refunded anfthe total;amounts thereof; b. An estimate of the total principal amount of the reassessmentand of the refunding bonds and the,maximum interest thereon,together withtan estimate of cost of the reassessment and'of issuing the refunding bonds, including expenses incidental thereto; c. The auditor's-record kept pursuant to Section 8682 of the Streets and Highways Code of California showing the schedule of principal installments and interest-on all unpaid original assessments and the-total amounts thereof;. d. The estimated amount of each reassessment, identified-byreassessment number correspondingto the reassessment number of the reassessment diagram, together with a proposed auditor's record for the reassessmentprepared in the manner described in Section 8682;and e. A reassessment diagram showing the Assessment District;and the boundaries and dimensions of the subdivisions of land and zones therein. Final adoption''and approval of the Report as awhole, estimate,of the costs and expenses; the reassessment diagram and the reassessment, as contained in-the Report, as hereinabove,determined and ordered,vis intended to and shall and apply to the • Report, or;any portion thereof as amended, modified, revised-or corrected by, or pursuant to and in accordance with, any resolution or order, if any, heretofore duly adoptedtor,made by this.Council 5. Findings and Determinations. Based on the oral and documentary evidence, including.the Report, offered;and-received by Council, this Council-expressly fines'and,determines: a. Thatteach of said several subdivisions of land within the Assessment District will be.specially benefited by said reassessment at least in the amount; if not more than the amount, of the reassessment apportioned against the subdivisions of land respectively; b. There is substantial evidence-to support, and the weight of the evidence preponderates in favor of, the above finding and determination as to special benefits; and c. The reassessment,approved and confirmed under Section 9525 of the Act shall not be deemed an assessment and, therefore, is ordered without compliance with the procedural requirements;of Article XIIID of the:California.Constitution. 6. Reassessment-Levy. Thereassessment including-all costs and expenses thereof, is hereby levied. [the original assessments, as,shown on the Report, are hereby supersededand supplanted by the reassessment herein levied] Under the Act, reference:.is hereby made to the,Resolution-of Intention for further particulars. 7. Recordings Directed. The City Clerk shall forthwith cause: a. The reassessment to bedelivered to the official of the City who is the • Superintendent of Streets o€the City, together with the reassessment,diagram, as approved and confirmed,by`this Council, with a certificate-of such confirmation and,ofthe date thereof, executed by`the-Clerk, attached thereto. The Superintendent of Streets shalhrecord:the reassessment and reassessmentdiagram in a:suitable book to be kept for that purpose, and append thereto,a certificate of the date of such recording, and such recordation"shall be and constitute the :• reassessment roll herein; b. A copy of the boundary map and the reassessment diagram and a notice of reassessment,substantially in the form specified-in Section 3114 of the Streets and Highways Code of th"e.California and executed by the Clerk, to be filed and recorded, respectively, in the•office of the County Recorder of the County of Sonoma; and c. A copy of this resolution to be provided to the Auditor of the County of Sonoma upon delivery of the debt:service records for the reassessments. From the date of recording of the notice of reassessment, all persons shall be deemed to have notice of the contents of such reassessment, and each of such reassessments shall thereupon be a.lien:upon the property against which it is made, and unless sooner discharged such liens shall so continue for the period of (10) years from the date of said recordation, or in the event bonds are issued to represent the reassessments, then such liens shall continue until the expiration of four(4) years after the due date of the last:installment upon such bonds or of the last installment of principal of such bonds. The appropriate officer or officers of the City are hereby authorized to pay any and all fees required by law in connection with the above. • Under the power and authority conferred upon this Council,by the Charter of said City. ' REFERENCE: I hereby certify the foregoing Resolution was introduced and adopted by the Council of the City of Petaluma at a Regular meeting on, 2000, Approved as to by the following vote: form: City Attorney AYES: NOES: ABSENT: ATTEST: City Clerk Mayor Resolution No. NCS •l • ATTACHMENT IV RESOLUTION AUTHORIZING':ISSUANCE OF LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS •; 26091-05 JH:SRC:sgs 3/15/01 RESOLUTION NO. N.C.S. of the City of Petaluma A RESOLUTION'OF THE CITY COUNCIL.OF THE CITY OF PETALUMA AUTHORIZING ISSUANCE OF LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS Assessment District No. 23, Redwood Business Park 3 (Reassessment and Refunding of 2001) •1 Adopted , 2001 • • • •• TABLE OF CONTENTS Page ARTICLE I DEFINITIONS;GENERAL Section 1.01. DEFINITIONS 2 Section 1.02. UNPAID REASSESSMENTS 8 Section 1.03. EQUAL SECURITY 8 ARTICLE II THE BONDS Section 2.01. BONDS AUTHORIZED 9 Section 2.02. TERMS OF BONDS 9 Section 2.03. REDEMPTION • 10 Section 2.04. FORM OF BONDS 11 Section 2.05. EXECUTION AND AUTHENTICATION OF BONDS 11 Section 2:06. TRANSFER OR EXCHANGE OF BONDS 11 Section 2.07. BOND REGISTER 12 ., Section 2.08. TEMPORARY BONDS -- 12 Section 2:09. BONDS MUTILATED, LOST; DESTROYED OR STOLEN 12 Section 2.10. BOOK-ENTRY ONLY SYSTEM 12 ARTICLE III ISSUANCE OF BONDS' • Section 3.01. ISSUANCE AND SALE OF BONDS 15 Section 3.02. VALIDITY OF BONDS 15 Section 3.03. PLEDGE OF REASSESSMENTS AND FUNDS 15 Section 3.04. LIMITED OBLIGATIONS 15 Section 3.05. NO ACCELERATION 15 Section 3.06. REFUNDING OF BONDS 15 Section 3.07. AUTHORITIES 16 Section 3.08. OFFICIAL STATEMENT 16 Section 3.09. CONTINUING DISCLOSURE DOCUMENT(S 16 Section 3.10. BOND SALE AND DELIVERY 16 Section 3.11. ACTIONS APPROVED 16 ARTICLE IV FUNDS AND ACCOUNTS Section 4.01. APPLICATION OF PROCEEDS OF SALE,OF BONDS 18 Section 4.02. COSTS OF ISSUANCE"FUND 18 Section 4.03. REDEMPTION,FUND 18 Section 4.04. RESERVE FUND 19 Section 4.05. ESCROW FUND 20 ARTICLE V • COVENANTS • Section 5.01. COLLECTION OF REASSESSMENTS 21 Section 5.02. FORECLOSURE 21 Section 5.03. PUNCTUAL PAYMENT; COMPLIANCE WITH DOCUMENTS 22 •. Section 5.04. NO PRIORITY FOR ADDITIONAL OBLIGATIONS 22 Section 5.05. FURTHER ASSURANCES 22 Section 5.06. PRIVATE ACTIVITY BOND LIMITATION 22 i � • Section 5.07. FEDERAL GUARANTEE PROHIBITION 22 Section 5.08. NO ARBITRAGE • 22 Section 5.09. REBATE,REQUIREMENT 23 Section 5.10. YIELD OF THE BONDS 23 Section 5.11. AMENDMENT 23 Section 5.12. MAINTENANCE OF TAX-EXEMPTION 23 Section 5.13. CONTINUING DISCLOSURE 23 ARTICLE VI INVESTMENT OF FUNDS Section 6.01. DEPOSIT AND INVESTMENT OF MONEYS IN FUNDS 24 Section 6.02. ACQUISITION, DISPOSITION AND VALUATION OF INVESTMENTS 24 Section 6.03. LIABILITY OF CITY 25 Section 6.04. EMPLOYMENT OF AGENTS BY CITY 25 ARTICLE VII MODIFICATION OR AMENDMENT Section 7.01. AMENDMENTS PERMITTED 27 Section 7.02. OWNERS' MEETINGS - 27 Section 7.03. PROCEDURE FOR AMENDMENT WITH WRITTEN CONSENT OF OWNERS 27 Section 7.04. DISQUALIFIED BONDS 28 Section 7.05. EFFECT OF SUPPLEMENTAL RESOLUTION 28 Section 7.06. ENDORSEMENT OR REPLACEMENT OF BONDS ISSUED AFTER AMENDMENT. 28 • Section 7.07. AMEN, DATORY ENDORSEMENT OF BONDS 29 • • ARTICLE VIII MISCELLANEOUS Section 8.01. BENEFITS OF AGREEMENT LIMITED TO PARITIES 30 Section 8.02. SUCCESSOR AND PREDECESSOR' 30 Section 8.03. 'DISCHARGE OF RESOLUTION 30 Section 8.04. EXECUTION OF DOCUMENTS AND PROOF OF OWNERSHIP 31 Section 8.05. WAIVER OF PERSONAL LIABILITY. 31 Section 8.06. NOTICES AND'DEMANDS . 31 Section 8.07. PARTIAL INVALIDITY - - 31 Section 8.08. UNCLAIMED.MONEYS 31 Section 8.09. APPLICABLE`LAW. 31 Section 8.10. CONFLICT WITH ACT 32 Section 8.11. CONCLUSIVE EVIDENCE OF REGULARITY; VALIDITY 32 Section 8.12. PAYMENT ON BUSINESS DAY 32 Section 8.13. REPEAL OF INCONSISTENT RESOLUTIONS 32 Section 8:14. AUTHORITY OF FINANCE DIRECTOR 32 Section 8.15. CERTIFIED;COPIES 32 Section 8.16. EFFECTIVE DATE OF THE RESOLUTION 32 • * * * * * ** * * * *- EXHIBIT A TERMS AND,CONDITIONS • EXHIBIT B FORM OF BOND • ii • RESOLVED;by the City Council (the"Council") of the City of Petaluma (the "City"), County of Sonoma, (the "County") Califomia: WHEREAS,under Resolution of Intention No. 95-220 N.C.S. adopted August 21, 1995, this Council has conducted the special assessment and reassessment proceedings for its Assessment District No. 23, Redwood Business.Park'3 (the "Assessment District") and in such proceedings, by its Resolution No. 95-286: N:C.S. adopted November 6, 1995, as amended.by Resolution No. 95-314 N.C.S. adopted December 18; 1995, issued the improvement bonds designated ,"Limited Obligation'.Improvement Bonds, City of Petaluma, Assessment District No. 23. Redwood Business Park 3,. Series 1995-A" dated December 20, 1995, in the principal amount of $3,600,000 (the "Prior Bonds"); WHEREAS, on ., 2001, the Council adopted, its Resolution of Intention to Levy Reassessments and to Issue Limited,Obligation Refunding Improvement Bonds Upon the Security Thereof, (the "Resolution of Intention") relating to the levy of reassessments and issuance of.refunding bonds pursuant to the Refunding Act of 1984 for 1915 Improvement Bonds, Division 11.5 (commencing with Section 9500) of the Streets and Highways Code of California (the "Act") in and for the Assessment District and by the'Resolution of Intention, the City Council of the City provided that refunding improvement bonds as more particularly described herein (the "Bonds") 'would be issued thereunder and reference to the Resolution of Intention is hereby expressly made for further particulars; WHEREAS, this Council has completed its proceedings under the Resolution of Intention for the levy of reassessments,has caused all recordings and filings to be completed in accordance with the requirements in and for the Prior Bonds and by the adoption of this • Resolution intends to provide for the:issuance of the Bonds; . • WHEREAS, as provided in the proceedings under the Resolution of Intention, the proceeds of the Bonds shall be used to retire, in advance of their'scheduled maturities, certain prescribed and previously unrefunded and outstanding portions Of the.Prior Bonds and to pay the costs of issuance of the Bonds; and WHEREAS, this Council now intends"to provide for the issuance of the Bonds upon the security of a the unpaid reassessments,all as hereinafter provided. NOW, THEREFORE' BE IT RESOLVED by the Council of-the City of Petaluma as follows: • • • • • ARTICLE I • DEFINITIONS; GENERAL Section 1.01. DEFINITIONS. Unless the context otherwise requires, the terms defined in.this Section shall, for all purposes of.this Resolution and of any Supplemental Resolution and of the Bondsand of any certificate, opinion„request or other document herein mentioned, have - the meanings herein specified: All references in this Resolution to "Articles,” "Sections, and other subdivisions areto the corresponding Articles,Sections or subdivisions of this Resolution; and the words "herein," hereof," "hereunder" and other words of similar import refer to this Resolution as a whole and not to any particular Article,Section or subdivision hereof. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Unless the context shall otherwise indicate, words importing the singular number shall include the plural number and vice versa, and words importing persons shall include:corporations and associations;including public bodies,as well as natural persons. "Act"means the Refunding Act of 1984 for 1915 Improvement Act Bonds, Division.11.5 of the Streets and Highways Code of California.. "Agent" means Bank of New York; Western Trust, designated in Section 2:01 hereof to perform.the duties,of,authentication, registration, transfer and payment of the-Bonds and the Agent'sassigns Or any corporation or association which may at any be substituted in the Agent's plate. "Auditor" means the auditor/controller or tax collector of the County, or such other official of the County who is responsible,for preparing real property tax bills. "Authorized Officer" means the Mayor, City Manager, Finance Director, Director of . Public Works, City Engineer, Treasurer, City Clerk, City Attorney or any other officer or employee authorized by the..City Council of the City or by an Authorized Officer to undertake the action referenced in-this Resolution,as required to be undertaken by an Authorized Officer. "Available Surplus Funds" means any surplus-moneys held by the City at the end of each Fiscal Year in excess of the amounts'required to pay lawful municipal obligations incurred in that Fiscal Year. "Bond"or "Bonds "means "Limited Obligation Refunding Improvement Bonds; City of Petaluma, Assessment District.No 23, Redwood Business_Park 3 (Reassessment and.Refunding of 2001) Series°2001-A" issued under this Resolution and the Act, and at any time Outstanding in substantially the form in Exhibit B,attached. "Bond Date" means the dated date of the Bonds specified in Exhibit A attached hereto and made a part hereof. • "Bond Denomination" means the amount of $5,000 or any integral multiple thereof, which is the minimum amount in Which the Bonds may be issued, except that one Bond may contain any odd amount. "Bond Law" means the.Improvement Bond Act of 1915, Division 10 of the California Streets and Highways Code. "Bond Purchase Agreement" means the agreement between the City and the Original • Purchaser:for the sale and purchase of the Bonds. -2- • •• "Bond-Register''means the books•maintainedby the Agent pursuant to Section 2.07 for the registration and transfer ofownershiplof'the Bonds. "Bond Year"means the twelve-month.period beginning on September 2 in each year and ending on the day prior to September2 in the following year except that (i) the first.Bond Year shall begin on the Closing Date and end on the day prior to the next September 2, and (u) the last Bond Year may end on a prior redemption date. • "Business Day"means any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in thestate in which the Agent has.its Principal Office are authorized or obligated by law or executive order to be closed. "City" means the City of Petaluma a municipal corporation and chartered city of the State of California duly organized and validly existing under and by virtue of the Constitution and the laws of the State of California. "City Attorney" me y y ans the duly appointed or retained attorney or firm of attorneys to the City for purposes of rendering advice in the conduct of its general municipal affairs. "City Manager" means the City Manager or the Assistant City Manager of the City. "Clerk" means the City Clerk of the City or Deputy City Clerk or designee thereof. "Closing Date" means the date.upon.which there is an exchange of any of the Bonds for •i the proceeds representing the purchase:price of such Bonds by the Original Purchaser thereof. "Continuing Disclosure'Certificate" means any such certificate provided under Section 5.13 hereof. "Costs of Issuance" means-all expenses incurred in=connection with the authorization, issuance, sale and delivery of the Bonds, including but not limited to compensation, fees and expenses of'the City and the Agent and their respective counsel„compensation to any financial consultants and underwriters (other than those taken as discount on the Closing Date), legal fees and expenses, filing and recording costs, costs of preparation. and reproduction of - documents, costs of compliance with the Tax Code relating to any rebate,to the United States and continuing disclosures and the costs of printing, mailing and publication of notices with respect to the City. "Costs of Issuance -Fund means• the fund designated "City of Petaluma, Limited Obligation,Refunding Improvement,Bonds, Assessment District"No.•23, Redwood Business Park 3 (Reassessment and Refunding of 2001), Series 2001-A, Costs of Issuance Fund'established under Section 402 hereof. • "Council” means-the City Council as the legislative body of the City. • "County" means the County of Sonoma, State of California. "Debt Service" means, for each Bond Year,: the sum of (i) the interest due on the Outstanding Bonds in such Bond Year, assuming that the•Outstanding Bonds are retired as scheduled, and (ii) theprineipal amount of the Outstanding Bonds due in such Bond Year. "Depository or Securities Depositories" means The Depository Trust Company, 711 Stewart Avenue, Garden City, New York 11530, Fax - (516) 227-4171 or 4190; Philadelphia -3- Depository Trust Company, Reorganization Division, 1900 Market Street Philadelphia, • Pennsylvania:19103, Attention: Bond Department, Fax - (215) 496-5058; and, in accordance with then currentguideliries•of the Securities and Exchange Commission,-such other addresses and/or such other securities depositories as the City may designate in an Officer's Certificate delivered to the Agent "DTC" means the Trust Company, New York, New York and,its successors and assigns. - "Escrow Agreement"means the Escrow.Agreement dated as of the Closing Date,by and between the City and the Escrow Holder, by which the Escrow Fund, is established and administered. "Escrow Fund" means the fund, "Limited Obligation Refunding.Improvement Bonds, City•of Petaluma,.Assessment'District:No. 23, Redwood Business Park,3 (Reassessment and Refunding of 2001),Series 2001-A, Prior Bonds Escrow Fund establishedwand..administered . under Section 4.05 hereof. "Escrow. Holder" means the Agent acting as Escrow Holder under the Escrow Agreement. "Fair Market Value" means the price at which a willing buyer would purchase the investment from a willing seller.in a bona fide, arm's length transaction'(determined-as' of the date the contract to purchase or sell the investment becomes binding)' the investment is traded on an established securities market (within the meaning of section 1273 of the Tax Code) and, otherwise, the term,"Fair Market Value" means the acquisition price in a bona fide arm's length • transaction (as referenced above) if (i) the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Tax Code, (ii) the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) that is acquired in accordance with applicable. regulations under,,the Tax Code, (iii) the;investment is a United States Treasury,Security--State. and Local Government Series that is acquired in accordance with.applicable regulations of the United States Bureau of Public Debt, or(iv)any commingled investment fund in which the City and related parties do not own more than a ten percent (10%)) beneficial interest if the return paid by such fund is without regard to the source of the investment. - "Federal Securities"means any of the following which at the time of investment are legal investments under the laws of the State for the moneys proposed to be invested therein: (a) direct general obligations of the United, States of America (including obligations issued or held in book entry form on the books of the Department of the Treasury of the'United States of America); and (b) obligations of any department,: agency or instrumentality of the, United States of .America the timely payment of principal of and interest on which are unconditionally:and fully guaranteed by the.United States of America. "Finance Director" means the chief financial officer of the City or designee thereof, including any deputy',thereof or assistant•thereto., , "Fiscal Year means the period commencing on July 1 of each year and ending on the • next succeeding June 30. -4- •• "Information.Services" means Financial.Information, Inc.'s "Daily Called Bond Service," 30 Montgomery Street, 10th Floor, Jersey City, New Jersey 07302, Attention: Editor; Kenny Information Services' Called Bond Service, 55 Broad Street, 28th Floor, New York, New York 10004; Moody's Investors Service Municipal and Government;' 99 Church Street, New York, New York 10007, Attention: Municipal News Reports; Standard & Poor's Corporation "Called Bond Record, 25 Broadway, 3rd Floor, New-York, New York 10004; and, in accordance with then current guidelines of the Securities and .Exchange Commission, such other addresses and/or such services providing information with respect to called bonds as the City may designate in an Officer's Certificate delivered to the Agent. "Interest Payment Date" means.each date upon which interest on the Bonds is payable semiannually on each March 2 and September 2 until maturity and beginning on the date specified in Exhibit A. "Officer's Certificate",means a written certificate or similar document executed by an Authorized Officer on behalf of the City. "Original Purchaser"'means the Authority as the first purchaser of the Bonds from the City under the ReassessrnentBond Purchase Agreement. "Outstanding,"when used as of,any particular time with reference to Bonds, means all Bonds theretofore executed, issued and delivered by the City and authenticated by the Agent under this Resolution except: (a) Bonds theretofore canceled by the Agentorsurrendered to the Agent for cancellation; (b) Bonds paid or deemed to have been paid within the meaning of Section 2.03; and (c) Bonds in lieu of or in substitution for which other Bonds shall have been executed, issued and delivered by the City pursuant to this Resolution or any Supplemental Resolution. "Owner" or "Registered Owner," when used with respect to any Outstanding Bond, means the person in whose name the ownership of such Bond shall be registered oh the Bond Register. "Participating Underwriter" means an underwriter or purchaser'of the Bonds under the Continuing Disclosure Certificate. 'Permitted Investments" means the following, but only to the extent that the same are acquired at Fair Market Value: • (a) Federal Securities; • (b) securities (other than those identified in paragraphs (a) and (d) of Section 53601 of the Government Code of the State) in which the City may legally invest funds subject to its control,pursuant to Article 1, commencing with Section 53600, of Chapter 4 of Part 1 of Division 2 of Title 5 of the Government Code of the State, as now or hereafter amended; • (c) shares in'a California common law trust established pursuant to Title 1, Division 7, Chapter 5 of the California Government Code which invests exclusively in -5- investments permitted by Section 53635 of Title 5, Division 2, Chapter 4 of the •, California Government Code, as it may be amended, including but not limited to the California Asset Management Program(CAMP); (d) the Local Agency Investment Fund of the State of California, created pursuant to Section 16429:1 of the California Government Code, to the extent the Finance Directoris authorized to register such investment in the City's name; (e) investment agreements or guaranteed investment contracts with or guaranteed by a financial entity whose long-term unsecured obligations are rated "AA" or betterby Moody's Investors Service ("Moody's) and Standard and. Poor's;Ratings Group ("S&P") and whose short term debt is rated no lower than the corresponding level of rating category for such debt'and such agreement or contract shall provide that the financial entity shall deposit collateral with a third party in accordance with criteria established-by Moody's and S&P in the event that the rating of short:+or long-term debt of the entity is downgraded below then-current requirements of Moody's and 'S&P for such agreements or contracts; (f) money market funds which are rated Am or better byS&P; (g) any of the following direct or indirect obligations;of the^followingagencies of the United States of America: (i) direct obligations of the Export-Import Bank; (ii) certificates of beneficial ownership issued by the Farmers Home Administration; (iii) participation certificates issued by the General Services Administration; (iv) mortgage- backed bonds or pass-through obligations issued and guaranteed by the Government • National Mortgage Association, the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation or the Federal Housing Administration;' (v) project notes issued by the United States Department of Housing and Urban Development; and (vi) public housing notes and bonds guaranteed by the United States of America; (h) interest-bearing demand or time deposits (including, certificates of deposit)',in federal or,statechartered'savings and loan associations or in federal or State of California banks (including the Agent), provided that (i) the unsecured short-term obligations of such commercial bank or savings and loan association shall be rated Al or better by S&P, or (ii)such demand or time deposits shall be,fully'insured by the;Federal Deposit Insurance Corporation; (i) commercial paper rated in the highest short-term rating category by S&P, issued by corporations which are organized and operating within the United States of America, and which matures not more than 180 days following the date of investment therein; (j) bankers acceptances, consisting of bills of exchange or time drafts drawn on and accepted by a commercial bank whose short-term obligations are rated in the highest short-term rating category by S&P, which mature not more than 270 days following the date of investment therein; - (k) obligations the interest on which is excludable from gross income pursuant to Section 103 of the Tax Code and which are rated A or better by'S&P. "Prepayment Account"means the account of that name within the Redemption Fund. • "Principal Amount" means the aggregate principal amount of the Bonds as set forth in Exhibit A. -6- • I• "Principal Office" means the office othhe Agent in- • , California, or such other office as shall be designated by the,Agent in writing to the City, or such other office of the Agent designated by the Agent for payment,transfer or exchange of the Bonds. "Prior Bonds" means the bonds of the City designated "Limited Obligation Improvement Bonds,City of Petaluma,Assessment District No: 23: Redwood Business Park 3, Series 1995-A" in the original, principal amount of $3,600,000. • "Prior Bonds Resolution" means, collectively, Resolution No. 95-286 N.C.S. adopted by the Council of the City on November 6, 1995, as amended by Resolution No 95-314 N.C.S. adopted December 18, 1995, by which the•Prior Bonds were authorized and issued. "Project" means, collectively, the acquisitions and improvements funded with all or a portion of the proceeds of the;Prior'Bonds. "Reassessment or Reassessments" means the unpaid amounts of the special . reassessments levied against all taxable real property- within the boundaries of the Reassessment District pursuant to the Act and the proceedings of the Council under the Resolution of Intention, for the purpose of paying Debt Service on the Bonds under the Bond Law. • "Record. Date" means, with respect to the Bonds; the fifteenth (15th) day of the calendar month immediately preceding an Interest Payment"Date, whether or not a Business Day. • "Redemption Fund" means the fund designated "City of Petaluma, Limited Obligation Refunding Improvement Bonds, Assessment District No. '23; Redwood Business Park 3 (Reassessment and Refunding of 2001), Series 2001-A, Redemption Fund" established under Section 4.03 hereof. "Redemption Premium" means the percentage of the principal amount of the Bonds payable upon redemption of the Bonds, as set forth in Exhibit A hereto. "Reserve Fund" means the fund designated "City of Petaluma, Limited Obligation Refunding Improvement Bond, Assessment District No. 23, Redwood Business Park 3 (Reassessment and Refunding of 2001), Series 2001-A, Reserve Fund" established under Section 4.04 hereof. "Reserve Requirement" means an amount of not to exceed _% of the Principal Amount. "Resolution" or "Resolution of Issuance" means this Resolution, as originally adopted or as it may from time to time be supplemented, modified or amended by any Supplemental Resolution pursuant to the provisions hereof. "Resolution,of Intention" means the resolution entitled"Resolution of Intention to Levy Reassessments and to ,Issue Limited Obligation Refunding Improvement Bonds Upon the Security Thereof," adopted by the Council on , 2001. • "State" means the State of California. - 7- • "Supplemental Resolution" means any resolution, agreement, resolution .or other • instrument hereafter duly adopted or executed by the City in accordance with the provisions of this Resolution. - "Tax Code" means the Internal Revenue Code of 1986 as in effect on the date of issuance of the:Bonds or(except as otherwise referenced herein) as it may be amended to apply to obligations issued:on the date of issuance of"the Bonds, together with applicable proposed, - temporary and final regulations promulgated, and applicable official public guidance published, under the Tax Code. "Treasurer" means the official who is the elected City treasurer, or the deputy or designee;thereof, or which official may be the Finance Director. Section 1.02. UNPAID REASSESSMENTS. The Reassessments are as shown on the list of unpaid reassessments on file with the Finance Director which list is hereby approved and which is,incorporated herein by this reference and made a part hereof. For a particular description of the lots or parcels of land bearing the,respective assessment numbers.set+forth in the list, reference is hereby made to the,reassessment and to the diagram, and any amendments thereto, recorded in the office of the Officer of the City who is the Superintendent of Streets of the City after confirmation thereof by the Council. Section 1.03. EQUAL. SECURITY. In consideration of the acceptance of the Bonds by the Owners thereof, this Resolution shall be deemed to be and shall constitute a contract between the City and the Owners from time to time of the Bonds; and the covenants and agreements herein set forth to be performed on behalf of the City shall be for the equal and • proportionate benefit, security and protection of all Owners of the Bonds without preference, priority or.distinction as to security or otherwise,of any of the Bonds over any of the others by reason of the number or date thereof or the time of sale, execution or delivery thereof, or otherwise for any cause whatsoever,except as expressly provided therein or herein. • • _8_ • .. ARTICLE II THE'.BONDS Section 2.01. BONDS AUTHORIZED. All ads, conditions and things required by law to exist, happen and be performed precedentto and in the issuance of the Bonds have existed, happened and been performed in due time, form and manner as required by law, and the Council is now authorized pursuant to-each and every requirement of law to issue the Bonds in the manner and form as provided in this Resolution. The Bonds in the Principal Amount are hereby authorized and will be issued as serial and/or term bonds as set forth in the Reassessment Bond Purchase Agreement and Exhibit A hereto. The Agent, at the Principal Office, is hereby designated as the.Agent to perform the actions and duties required under this Resolution for the authentication, transfer,registration, and payment of the Bonds. Section 2.02. TERMS OF BONDS. (A) Denominations. The Bonds shall be issued as fully registered Bonds without coupons in the Bond Denomination or any integral multiple thereof, except that the first maturity may contain any odd amount. Bonds shall be lettered and numbered in a customary manner as determined by the Agent. (B) Date of Bonds. The Bonds shall be dated the Bond Date. (C) CUSIP. "CUSIP" identification numbers shall be imprinted on the Bonds, but • such numbers shall not constitute a part of the.contract evidenced by the Bonds and any error or omission with respect thereto shall not;constitute cause for refusal of any purchaser to accept delivery of and pay for the Bonds: Failure of the City or the Agent to use such CUSIP numbers• in any notice to Owners shall not constitute an event of default or any violation of the City's contract with such Owners and shall not impair the effectivenessof'any such notice. (D) Series and Maturities The Bonds .shall consist of the series and mature and become payable on September 2 of each year and shall bear interest at the rates per annum all as set forth in Exhibit B hereto and,hereby made a part hereof. (E) Interest. The Bonds shall bear interest at-the rates set forth above payable on the Interest Payment Dates in each year. Interest shall be calculated on the basis of a 360-day year composed of twelve 30-day months. Each Bond shall bear interest from the Interest Payment Date next preceding the date of authentication and registration thereof unless it is authenticated and registered (i) prior to an Interest Payment Date and after the close of business of the Record Date, in which event it shall bear interest from such Interest Payment Date, or (ii) prior to the close of business on the Record Date preceding the first Interest Payment Date,in which event it shall bear interest from the Dated Date. (F) Method,.of'Payment. Both the principal of and interest and premium (if any) on the Bonds shall be payable,in lawful money of the United States of .America. Interest on the Bonds (including the final interest payment upon maturity or earlier redemption) is payable by check of the Agent mailed by first class mail to the registered Owner thereof at such registered Owner's address asit appears on the registration books maintained by,the Agent at the close of business on the Record Date,preceding the Interest Payment Date, or by wire transfer made on such Interest Payment Date upon written instructions of any Owner of $1,000,000 or more in • aggregate principal amount of Bonds delivered to the Agent prior to the applicable Record Date. The principal of the Bonds and any premium on the Bonds are payable in lawful money of the United States of America upon surrender of the Bonds at the Principal Office of the -9- Agent. All Bonds paid by the Agent pursuant this Section shall be canceled by the Agent. The • Agent shall destroy the. canceled Bonds and, upon request of the City, issue a certificate of destruction of such Bonds to the City. Section 2.03. REDEMPTION. (A) Optional Redemption. Whenever, as of an Interest Payment Date, there are sufficient funds in the Prepayment Account of the Redemption Fund from the proceeds of prepayments of Reassessments or from the application of any surplus funds by the Council, Bonds shall be.called for redemption. Each Bond,or any portion of the principal thereof in the principal amount of the Bond Denomination or any integral multiple thereof,:"may be redeemed and paid in advance of maturity on any Interest Payment Date in any year by giving notice as hereafter provided and by paying the principal amount thereof, plus interest to the date of redemption,unless sooner surrendered, in which event said interest will be paid to the date of • payment,together with the Redemption Premium. The provisions of Part 11.1 of.the 'Bond Law are applicable to the advance payment of Reassessments and to°the calling of the Bonds. The Agent shall select Bonds for redemption in such a way that the ratio of Outstanding Bonds to issued Bonds shall be approximately the same in each annual series insofar as possible (i.e. on a pro-rata basis among maturities of the Bonds). Within each annual maturity, the Agent shall select Bonds for retirement by lot. (B) Notice to Agent: In the event it is transmitting moneys for deposit in the Prepayment Account of the Redemption Fund, the City shall give the Agent written notice of the aggregate'amount of Bonds expected to be redeemed pursuant to subsection (A) not less than • sixty (60) days prior to the applicable redemption date: (C) Redemption Procedure by Agent: The Agent shall select Bonds for retirement in such a way that the ratio of Outstanding Bonds to issued Bonds shall be approximately the same in each annual series insofar as possible. Within each annual series the Agent shall select Bonds for retirement by lot. The Agent,shall cause written notice of any redemption to be.given by registered or certified mail or by personal service to the respective'registered Owners of any Bonds designated for redemption, at their addresses appearing on the Bond Register in the Principal Office of.the.Agent at least 30 days before the applicable Interest Payment Date, The Agent shall also cause notice of redemption to be,sent-to the Securities Depositories and to one or more of the Information Services at least one day earlier than the giving of notice to the Owners as aforesaid; provided, however, such mailing to the .Securities' Depositories and Information Services shall not be a condition precedent to such redemption. .Failure to so mail any notice of redemption, or of any person or entity to receive any such notice, or any defect in any notice of redemption, shall not affect the validity of the proceeding for the redemption of such Bonds. Such notice shall state the redemption date and the redemption price and, if less than all of the then Outstanding Bonds are to be called for redemption, shall designate the CUSIP numbers (if:applicable),and Bond numbers of the Bonds to'be redeemed by giving the individual CUSIP number and Bond:number'of each Bond to be redeemed or shall state that all Bonds between two stated Bond numbers, both inclusive, are to be'redeemed or that all of the Bonds of one or more maturities have been called for redemption, shall state as to any Bond called in part the principal amount thereof to be redeemed, and shall require that such Bonds be then surrendered at. the Principal Office of the Agent for redemption at the said redemption price, and shall state that further interest on,such Bonds, or the portion thereof to be redeemed, will; • not accrue from and after the redemption date. - 10- • !• Upon the payment of the redemption price of Bonds being redeemed, each check or other transfer of funds issued fortsuch:purpose shall, to the extent practicable, bear the CUSIP niirnber identifying,byis`sue and.maturity; the Bonds being.redeemed with the proceeds of such check or other transfer. Upon surrender of Bonds redeemed in'part only, the City shall execute and the Agent shall authenticate-and deliver to the registered Owner, at the expense of the City, a new Bond or Bonds, of the same series and maturity,,of authorized denominations in aggregate principal amount equal to the unredeemed potfion,.of the Bond or Bonds: (D) Effect of Redemption. From and after the date fixed for redemption, if funds available for the payment of the principal of,and interest-and any premium on, the Bonds so called for redemption shall have been deposited in the,Redemption Fund on the date fixed for redemption, such Bonds so called Shall cease be entitled to any benefit under this Resolution other than the right to receive payment of the redemption price, and no interest shall accrue thereon on or after the redemptidn'idate specified in such notices All Bonds redeemed by the Agent pursuant to this Section 2.03,shall be,canceled by the Agent. The Agent shall destroy the canceled Bonds and, upon request of the Authority, issue a certificate of destruction of such Bonds to the City. Section' 2.04. FORM OF BONDS: The Bonds; the form of Agent's certificate of authentication, and the form of ;assignment to appear thereon, shall be substantially in the respective form set forth in Exhibit=B attached hereto and by this reference incorporated herein, with necessary or appropriate variations,as permitted or required. • Section 2.05. EXECUTION AND AUTHENTICATION OF BONDS. The Bonds shall be executed in the name,and:on behalf ofthe City with themanualor facsimile signatures of the Treasurer and attested by themanualor facsimile signature,of the Clerk. The Bonds shall then g In,case,any officer who shall have signed any of the be delivered to the Agent for, Bonds shall cease to be,suchofficer before the Bonds so signed,shallhave been authenticated or delivered by the Agent:orissiied by the City, such Bonds may nevertheless be authenticated, delivered and issued and, 'upon such authentication, delivery and issue, shall be as binding upon the City as though,the individual who signed the same had continued to be,such officer of the City. Also, any Bond may be signed on behalf of the City by:any individual who on the actual date of the execution of such Bond shall be the proper officer although on the nominal date of such Bond such individual shall not have been such officer. Only such of the Bond's as shall bear thereon a certificate of authentication in substantially the,form set forth in Exhibit C, manually executed by the Agent,shall be valid or obligatory for any purpose or entitled to the benefits of this Resolution, and such certificate of the Agent shall be conclusive evidence that the Bonds "so authenticated have been duly authenticated and delivered hereunder and are!entitled to the benefits of this Resolution. The Agents certificate,of authentication on any Bonds shall be deemed to be executed by it if signed by the Agent or by an authorized officer or signatory of the Agent, but it shall not be necessary that the same officer orsignatory`sign the certificate'of authentication on all of the Bonds issued hereunder: • . Section 2.06. TRANSFER OR EXCHANGE OF BONDS. Any Bond may, in accordance with its terms, be transferred upon the Bond Register by the registered Owner, in person or by such Owner's duly authorized attorney, upon surrender of such Bond for cancellation, • accompanied by delivery,of a written instrument of transfer in a form approved by the Agent, duly executed. Whenever any Bond shall be surrendered for transfer, the Agent shall thereupon authenticate and deliver:to the transferee 'a new Bond or Bonds of like tenor, maturity and aggregate principal amount. Bonds may be exchanged at the.Principal Office of. the Agent, for - 11 - • Bonds of the same tenor and maturity and of other authorized denominations. No Bonds the • notice of redemption of which has been given under Section-2.03 shall be subject to transfer or exchange pursuant to this Section. Neither the City nor the Agent shall be required to, make such exchange or registration or transfer of Bonds on or after the Record Date or after. a Bond has been selected for redemption. For any transfer or exchange under this Section, the City and the Agent may require the payment of a".reasonable fee to cover the costs and expenses of the City and the Agent. Section .2.07. BOND REGISTER. The Agent will keep or cause 'to be kept. at its Principal Office a sufficient Bond Register for the registration and transfer of the Bonds, which shall at all times during regular business hours be open to inspection by the City; and, upon presentation for such purpose, the Agent shall, under*such reasonable regulations as it May prescribe, register or transfer or cause to be registered or transferred, on the Bond Register, Bonds as'hereinbefore;provided. Section 2.08. TEMPORARY'BONDS. The Bonds may be issued.,initially lit-temporary form exchangeable for definitive Bonds when ready for delivery. The temporary Bonds may be printed,lithographed or typewritten, shall be of such denominations'as may Lbe determined by the Council and may contain such reference to any of the provisions of this Resolution as may be,appropriate. Every temporary Bond shall be executed by the officers'designated and in the manner:provided•in:Section 2.05 hereof and be registered and authenticated bytthe Agent:upon the same conditions and in:substantially the same manner as the definitive Bonds. If the City issues temporary Bonds, it will execute and furnish definitive Bonds without delay, and thereupon the temporary Bonds may be surrendered, for cancellation, in exchange therefor at the Principal Office of the Agent; and the Agent shall authenticate and deliver in exchange for • such temporary Bonds an equal--aggregateprncipal amount of definitive Bonds of authorized denominations. Until so exchanged, the temporary Bonds:shall be entitled to the same benefits. under this Resolution as definitive Bonds authenticated and delivered hereunder. Section..2.09::BONDS MUTILATED, LOST, DESTROYED OR STOLENIf any Bond shall become mutilated, the Agent shall thereupon authenticate and deliver, a new (Bond of like maturity and principal.amount in exchange and substitution for the Bond so mutilated, but only uponsurrenderto the Agent of the Bond so mutilated. Every mutilated Bond so surrendered to the.Agent shall be canceled by it and delivered to,or upon the order of, the City. If any Bond issued hereunder shall be lost, 'destroyed or stolen, evidence of such loss, destruction,or theft may be submitted to the City and the Agent and, if such evidence be satisfactory to them and indemnity satisfactory to them shall be given, the Agent shall thereupon authenticate and deliver, a new Bond of like maturity and principal amount in lieu of and in substitution for the Bond so lost, destroyed or stolen (or if any such Bond shall have matured or shall have been called for redemption, instead of issuing:'a substitute Bond the Agent may pay the sarnewithout surrender thereof upon receipt of indemnity satisfactory to the.Agent). The City and the Agent may requirepayment of a reasonable fee for each new Bond issued under this Section and of the expenses which may be incurred by the City and the Agent. Any Bond issued under the provisions of this Section in lieu of any Bond alleged to be lost, destroyed or stolen shall constitute an original contractual obligation on the part of the City whether or not rthe Bond alleged to be lost,destroyed or stolen be at anytime enforceable by anyone, and shall be equally ' and proportionately entitled to the benefits of this Resolution with all other Bonds secured by•this Resolution and any Suppleinental Resolution.. Section 2.10. BOOK-ENTRY ONLY SYSTEM. DTC.shall act as the initial Depository for the Bonds. One Bond for each maturity of the Bonds shall be initially executed, • authenticated, and delivered as set forth..herein"with a .separate fully registered certificate (in print or typewritten form). Upon initial execution, authentication, and delivery, the.ownership. -12- •• of the Bonds shall be registered`in the Bond Register kept by the Agent for the Bonds in the name of Cede &Co.,.as:nominee of DTC.or such nominee as DTC shall appoint in writing. The Authorized Officers of the City and the Agent are hereby authorized to take any and all actions as may necessary and not inconsistent With this Resolution to qualify the Bonds for the Depository's 'book-entry system, including the. execution of the Depository's required representation letter: With respect to Bonds registered in the Bond Register in the name of Cede & Co., as nominee of DTC, neither the C ity nor the Agent shall have any responsibility or obligation to any broker-dealer, bank, or other financial institution for which DTC holds Bonds as Depository from time to time (the "DTC Participants") or to any person for which a DTC Participant acquires an interest in the Bonds (the "Beneficial Owners"). Without limiting the immediately preceding sentence,neither the City nor the Agent shall have any responsibility or obligation with respect to (i) the accuracy of the records of. DTC, Cede & Co., or any DTC Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any DTC Participant, any Beneficial Owner, or any other person, other than DTC, of any notice with respect to the Bonds, including any Bonds to be redeemed in the?event the City elect to redeem the Bonds, in part, (iii) the selection by the Depository of the beneficial interests in the Bonds to be redeemed in the event the City elects to redeem the Bonds in part, (iv) the payments to any DTC Participant, any Beneficial Owner, or any person, other than DTC, of any amount with respect to the principal of'or interest on the Bonds, or (v) any consent given or other action taken by the Depository as Owner of the Bonds. Except as set forth above,the City and the Agent iriay treat as and deem DTC to be the absolute Owner of each Bond, for which DTC is acting as Depository for the purpose of payment of the principal or and interest on such Bonds, for the purpose of giving notices of prepayment and other matters With respect to such Bonds, for the purpose of registering. transfers with respect to such.Bonds, and for all purposes whatsoever. The Agent On behalf of the City shall pay all principal of and interest on the Bonds only to or upon the order of the Owners as shown on.the Bond Register, and all such payments shall be valid and effective to fully satisfy and discharge all obligations with respect to the principal of and interest on the Bonds to the extent of the sums or sums so paid. No person other than an Owner, as shown on the Bond Register, shall receive a physical Bond. Upon delivery by DTCto the City.and the Agent of written notice"to the effect the DTC has determined to substitute a newnominee in place of Cede & Co.,,and subject to the transfer provisions in Section 2.06 hereof, references to "Cede& Co." in this Section 2.15 shall refer to such new nominee of DTC. DTC may determine.to discontinue providing its services with respect to the Bonds at any time by giving written notice to the City and to the Agent during any time that the Bonds are Outstanding;and discharging its responsibilities with respect thereto under applicable law. The City mayterminate the services of DTC with respect to the Bonds if it.determines that DTC is unable-to discharge its responsibilities with respect to the Bonds or that continuation of the system of book-entry transfer'through DTC is not in the best interest of the Beneficial.Oivners, and the City shall mail notice of such termination to the Agent. Upon termination of the services of DTC as provided in the previous paragraph, and if no substitute.Depository willing to undertake the functions hereunder can be found which is willing and above to undertake such functions upon reasonable or customary terms, or if the lir City determines thatit is iii the best:interest if the Beneficial Owners of the Bonds that they be able to obtain certified'Bonds, the Bonds shall no longer be restricted to being registered in the Bond Register of the Agent in the name of Cede & Co., as nominee of DTC, but may be - 13- registered in whatever name or names the Owners shall designate at that time, in accordance • with Section 2.06. To the extent that the Bond Owners as designated as the transferee by the Owners, in accordance with Section 2.10, the Bonds will be delivered to such Beneficial Owners. • • • • • • - 14- •• Section 3.07. AUTHORITIES. The Authorized Officers are hereby authorized and directed to cause the various documents herein mentioned to be completed and executed-with such changes, modifications, deletions or additions as rimy be approval by the Authorized Officer in consultation with the City's staff and consultants with respect to these-reassessment proceedings, such approval to be conclusively evidenced by the execution of the such documents by the Authorized. Officer. The foregoing authorization is expressly conditioned upon the satisfaction of the following: (i) the total principal amount of the Bonds shall not _ exceed $3,195,000; (ii) thedtrue interest cost of the Bonds shall not exceed 7% per annum and the discount shall not exceed 1.75% of the principal amount of the Bonds. The Clerk is , authorized to complete,and to-approve changes in any provisions of this Resolution and Exhibit A hereto in order to accomplish the.delivery of any of the Bonds-on schedule; such changes may be accomplished by attachment'of a certificate, executed by,the Clerk, to this Resolution on file in the office of the Clerk. Section 3.08. OFFICIAL STATEMENT. The Council hereby approves the Official Statement describing the financing for the Bonds, in substantially-the form on file with the City Clerk together with any changes therein or additions thereto deemed advisable by the Authorized Officer. The Council approves and authorizes the distribution by the Original Purchaser'(as Underwriter) of the Official Statement to prospective ,'purchasers of the Bonds, and authorizes and directs the Authorized Officer on behalf of the City to deem "final," pursuant to Rule 15c2-12 under the Securities Exchange Act of 1934 (the "Rule"), the Official Statement prior to its distribution.'to prospective, purchasers of the Bonds (the Official Statement, as so deemed final, being referred to as the "Preliminary Official Statement"). The execution of the,final Official Statement,which shall include such changes and additions to the Preliminary Official Statement as may be permitted by the Rule and deemed advisable by the •; Authorized'Officer and such information permitted to be excluded from the Preliminary Official Statement pursuant to the Rule.,(the:"Official Statement"), shall,be conclusive evidence of the approval of the Official.Statement by the-City. Section 3.09. CONTINUING DISCLOSURE .DOCUMENT(S). The Council hereby approves the forms of the City's'Continuing Disclosure'Certificate, and the Owner's Continuing Disclosure Certificate with respect to the Bonds in substantially the forms thereof attached to the Preliminary Official Statement. The Authorized Officer is hereby authorized and directed to complete and execute the Certificate on behalf of the City with such changes, additions, deletions as may be approved'B the Authorized Officer iri:consultation with the City's bond counsel. Section 3.10. BOND SALE AND DELIVERY. The Bond Purchase Agreement in substantially the form on file with.the city is hereby approved and the Authorized Officer is hereby authorized and directed to complete and execute the Bond Purchase Agreement' on behalf of the City With such changes,,additions, deletions and..revisions as may be approved by the Authorized Officerin consultation with the City's.financial'advisor, underwriter and bond counsel. Upon execution of the Bond Purchase Agreement by the City, the Bonds shall be prepared, authenticated and delivered, all in accordance with the applicable terms of the Bond Resolution and Bond Purchase Agreement. The Authorized'Officer and other responsible City officials are'hereby authorized and directed to take such actions as are required under the Bond Purchase Agreement to complete all actions required to evidence the delivery of the Bonds and the receipt-ofthe purchase price thereof from the purchaser of the Bonds. Section;3:11. ACTIONS APPROVED. All actions heretofore taken by the officers and • agents of the City with'respect to the establishment of the reassessment district and the sale and issuance of the Bonds are hereby approved, confirmed and ratified, and the Authorized Officers of the City are herebyauthorized:and directed to do any and all things and take any and all actions and execute any and all certificates, agreements, 'contracts, and other - 16- • (B) Disbursements. On or before.each interest Payment Date, the Finance;Director • shall withdraw from the accounts in the Redemption Fund and forward to the, Agent for payment to the Owners of the Bonds, amounts sufficient to pay the principal,of, and interest and any premium, then due and payable on the Bonds.. Five (5) Business Days prior to each Interest Payment Date, the Finance Director shall determine:if the amounts then on deposit in the Redemption Fund are sufficient to pay the Debt'Service due on the Bonds on such.Interest Payment Date. Im the event that amounts in the Redemption Fund are insufficient for such. purpose,-the Finance.Director shall cause appropriate withdrawals to be Made from the-Reserve Fund, to the extent of any funds therein, the amount of such insufficiency,and shall transfer any amounts so withdrawn to,the Redemption Fund: Amounts so withdrawn:from the Reserve. fund and deposited in-the Redemption.Fund shall be applied to the payment of the Bonds. If, the foregoing transfers, there are,insufficient,funds in the Redemption.Fund to make the payments provided for in the first sentence of this Section 4.03(B), the Finance'Director shall apply the available funds first to the payment of interest on the Bonds, then to the payment of. principal due on the Bonds, and then to payment of principal due on the Bonds by reason of Bonds called for redemption pursuant to Section 2.03.hereof. (C) Investment. Moneys in. the. Redemption Fund and the Prepayment Account, therein shall be invested and deposited:in accordance with.Section,6.01. Interest earnings,and profits resulting from such investment and deposit shall be retained in the Redemption:Fund and the account therein. (D) Closing of:Fund. The Redemption Fund (and,the Prepayment Account therein) shall be closed when all of the principal-of'and interest on the Bonds has been paid. Section 4.04. RESERVE FUND.. • (A) Establishment of Reserve Fund. The Reserve Fund is hereby established as a separate fund to be held by the Finance Director to the credit of whicha deposit shall be made as required by Section;4.01, and deposits shall be made as providecLin the Bond:Law. Moneys in the Reserve Fund_shall be held by the Finance Director for the benefit of the City and the Bond Owners as a reserve for the payment of principal of, and interest and any premium on, the Bonds. The City shall cause the Reserve Fund to be administered in accordance with Part 16 of the Bond Law;;provided.hatproceeds from'.:redemption or sale of properties with respect to which payment of delinquent Reassessments and interest thereon was made from the Reserve Fund, shall be credited to the Reserve.Fund. (B) Use of Fund. Except as otherwise provided in this Section 4.04 all amounts deposited in the Reserve Fund shall be used and withdrawn by the Finance Director solely for the purpose of making transfers to the Redemption Fund in the event of any deficiency at any time in the Redemption,Fund of the amount then:required`,for payment of the principal of, and interest and any'premium on, the Bonds or, in accordance with the provisions of this Section 4.04,for the purpose of redeeming Bonds•from the Redemption•Fund. (C) Transfer Due to Deficiency in Redemption Fund. Transfers shall be made from the Reserve Fund to the Redemption Fund in the event of a deficiency in the Redemption . Fund, in accordance with Section 4.04(B)hereof.- (D) Payment of Reassessments. Whenever, after the issuance of the Bonds, a Reassessment is pre-paid, in whole or in part, as provided, in the Bond Law, the Finance Director shall transfer from the Reserve Fund to the Redemption Fund an amount specified in such direction equal to the product of the ratio of the original amount of the Assessment securing any Bonds so paid to the original amount of all Reassessments securing any Bonds, times'the initial Reserve Requirement. 19- • (E) Transfer- of Excess of Reserve Requirement. Whenever, on any Interest Payment Date, or on any other date as determined by the Finance Director, the amount in the Reserve Fund exceeds the then applicable Reserve Requirement, the Finance Director shall, exceptas otherwise provided in-,Section509 hereof for purposes of rebate and as evidenced by an appropriate Officer's Certificate, transfer on or before such Interest Payment Date an amount equal to the excess from the Reserve Fund to the Redemption Fund to be used in accordance with Part 16 of the Bond Law. - (F) Transfer When Balance Exceeds Outstanding Bonds. Whenever the balance in the Reserve Fund is sufficient: to retire all the Outstanding Bonds, whether by advance retirement or otherwise, collection of the principal and interest on the Reassessments shall be discontinued and the Reserve Fund liquidated by the Finance Director in retirement of the Outstanding Bonds, as•directed.hy an Officer's Certificate. In the event that the balance in the Reserve Fund at the time of liquidation exceeds the amount required to retire all of the Outstanding Bonds, the excess shalt be transferred to the City to be used in accordance with the Act and the Bond Law. (G) Investment. Moneys in the Reserve Fund shall be invested and deposited in accordance with Section 6.01. Interest earnings and profits resulting from said investment shall be retained in the Reserve Fund;subject to the provisions of Section 4.04(E) hereof. Section 4.05. ESCROW FUND. On the Closing Date, the Escrow Fund shall be established by the Finance Director with the Escrow Holder under the Escrow Agreement with deposit(s) provided under Section 4.01. The purpose of the establishment of the Escrow Fund it shall be to assure the timely advance retirement of the Prior Bonds, using a portion of the proceeds of the Bonds and other funds held by the City with respect to the Prior Bonds and investment earnings thereon,all as to be specified by appropriate Certificates of the City. • • OF 20 ARTICLE V • COVENANTS Section 5.01.;COLLECTION OF REASSESSMENTS. The City shall comply with .all requirements of the Act, the Bond Law and..this Resolution to assure the timely collection of the Reassessments, including, without limitation, the enforcement of delinquent Reassessments. To that end, the following-shall apply: (A) Tax Roll Collection. The Reassessments as set forth on the list thereof on file with the Finance Director together with the interest thereto, shall be payable in annual series corresporiding.inntiniberand proportionate amount to the number of installments and principal amounts of the Bonds maturing or becoming subject to mandatory prior redemption. under Section 2.03 hereof. An annual proportion of each Reassessment shall be payable in each Fiscal Year preceding;the date of maturity or mandatory prior redemption date of each of the Bonds issued sufficient to pay the Bonds when due and such proportion of each Reassessment coming due inany 'ear, together with:the annual interest'thereon,'shall be payable in-the same inanner and at the same time and in the same installments as the general taxes on real property are payable, and become delinquent at the same times and in the same proportionate amounts and bear the same proportionate penalties and interests after delinquency as do the}general taxes on real•property..All sums.received.from the collection of the. Reassessments and of the interest and penalties'thereon shall be placed in the Redemption Fund. (B) Auditor Record. The Finance Director shall; before the final ,date on which the • Auditor will accept the transmission of the Reassessments for the parcels within the Assessment District for inclusion on the next tax roll, prepare or cause to be prepared, and shall transmit to the Auditor, such data as the Auditor requires to include the installments of the Reassessments on the next secured tax. roll. The Finance Director is hereby authorized to \. employ consultants to assist in computing'the installments of the Reassessments hereunder and in reconciling Reassessments billed to amounts received as provided in the subsection(C) of this Section 5.01. (C) Administrative Costs. In addition to any amounts authorized pursuant to section 8682 of the Bond Law to be included with the annual amounts of installments as aforesaid, the City, pursuant to'section<8682.1 of the Bond Law may cause to be entered on the assessment roll on which taxes will next become due, opposite each.lot or parcel of land within the Reassessment,District in.themanner set forth in said section.8682, each lot's pro rata share of the estimated annual expenses of the •City in connection with the administrative duties thereof for the Bonds, including, but-not: limited to, the costs of registration, authentication, transfer and compliance with the provisions of Article V hereof. Delinquent Reassessments shall be subject to foreclosure pursuant to Section 5.02 hereof. Section 5.02.. FORECLOSURE. The City hereby covenants with and for the benefit of • the Owners of the Bonds that it will order, and cause to be commenced; and thereafter diligently prosecute an action in-the superior courttto foreclose the lien of any Reassessment or installment thereof which has been billed,but has not been paid, pursuant to and as provided in sections 8830 and 8835, inclusive of the Bond Law and the conditions specified in this . Section 5.02 The Finance Director shall,notify the City Attorney of any such delinquency of which the Finance Director is aware, and the City Attorney shall commence, or cause to be commenced, such foreclosure proceedings, including collection actions preparatory to the filing of any complaint. The City Attorney is hereby authorized to employ counsel to conduct any -21 - such foreclosure proceedings: The following conditions shall apply to the foreclosure W proceedings which shall be commenced within 60 days of.any of the following determinations which shall be made by the Finance Director-not later than Octoberl bleach Fiscal Year: (A) If the Finance Director determines that there:is a delinquency of a Reassessment of $ or more for a prior Fiscal Year or Years for any single parcel of land in the Reassessment District. (B) If the F inane Director determines that the total amount of delinquent Reassessments for the prior Fiscal Year for the entire Reassessment District, less the total delinquencies under subsection (A) above, exceeds three percent (3%) of the total Reassessments due and;payable in,the prior Fiscal Year,foreclosure shall be commenced against each parcel of land in the Reassessment District with a delinquency of $ or more for the prior Fiscal Year or Years. (C) If the Finance Director determines that the total amount of delinquent Reassessment for the prior Fiscal Year for the entire Reassessment District, less the total delinquencies under subsections (A) and (B) above, exceeds five percent (5%) of the total Reassessments due and payable for the prior Fiscal Year, foreclosure shall be commenced against each parcel of land within the'Reassessment District with any amount of delinquency for the prior Fiscal Year or Years. Section 5.03. PUNCTUAL PAYMENT; COMPLIANCE WITH DOCUMENTS. The City shall punctually pay or cause to be paid the interest: and principal to become due with respect to all of the. Bonds in strict conformity with the terms of the Bonds and of this •' Resolution, and will faithfully observe and perform all of the conditions, covenants and requirements of this Resolution and all Supplemental Resolutions: Section 5.04. NO PRIORITY FOR ADDITIONAL OBLIGATIONS. The City covenants that no additional bonds or other=obligations shall be issued or incurred having any priority over the Bonds in payment of principal or interest out of the Reassessments. Nothing in this Resolution shall prohibit the City from issuing bonds or other obligations on a parity with or subordinate to the Bonds and secured by and payable from the Reassessments upon such terms as the City may determine. Section 5.05. FURTHER ASSURANCES. The City will adopt, make, execute and deliver any and all such further-resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Resolution, and for the better assuring and confirming unto the Owners of the Bonds.the rights and benefits provided in this Resolution. Section 5.06. PRIVATE ACTIVITY BOND LIMITATION. The City shall assure that the proceeds of the Bonds are not so used as to cause=the Bonds to satisfy the private business tests of section 141(b) of the Tax Code or the private loan financing test of section 141(c) of the Tax Code. Section"5:07. FEDERAL GUARANTEE PROHIBITION. The City shall not take any action or permit or suffer any action to be taken if the result of the same would be to cause any of the Bonds to be "federally guaranteed" within the"meaning of section 149(b) of the Tax Code. Section 5.08'. NO ARBITRAGE. The City shall not take, or permit or suffer to be taken by the Finance Director or otherwise, any action with respect to the proceeds of the Bonds which, if such action had been reasonably expected to have been taken, or had been deliberately -22- • and intentionally taken, on:thedate of issuance of the Bonds would have caused.ithe Bonds to be "arbitrage bonds" within,the meaning'of section 148 of the Tax Code. • Section 5.09. REBATE REQUIREMENT. 'The City shall take any and all actions necessary to assure compliance with section 148(f) of the Tax Code, relating to the rebate of excess investment earnings, if any, to the federal gove"mmerit, to the extent that such section is applicable to the Bonds Earnings on any reserve fund established under this Resolution shall be used for rebate purposes before any application thereof as credits to the Redemption Fund under Section 4.03(E). Section 5.10. YIELD OF THE BONDS. In determining the yield of the Bonds to comply premium, if any) imadvance of maturity based on the reasonable redemption (including with Sections 5.08 and 5.09 hereof, the City will take into p y) � ty le expectations of•the City, as of the Closing Date, regarding prepayments of Reassessments and use of prepayments for redemption of the Bonds,without regard to whether or not prepayments are received or Bonds redeemed. Section 5.11. AMENDMENT. Without the consent of the Owners of the Bonds, the City may:amend this Resolution to add,modify or delete provisions if necessary or desirable to assure compliance with Section 148(f) of the-Tax Code, or as otherwise required, to assure the exemption from federal income taxation of interest on the Bonds. Section J.12. MAINTENANCE`.OF TAX-EXEMPTION. The City shall take all actions ' necessary to,assure the exclusion of interest on the Bonds from the gross income of the Owners of the Bonds torthe same extent as such interest is permitted to be excluded from gross'income under the Tax Code as in effect on the date of issuance of the Bonds. • Section 5.13. CONTINUING DISCLOSURE. The City hereby covenants and agrees that it will comply with and carry out all of the provisions of any continuing disclosure relating to the Bonds. Notwithstanding any other provision of this Resolution, failure of the City to comply with any continuing disclosure shall not be considered an event of default. • • -23- ip • ,ARTICLE VI INVESTMENT OF FUNDS Section 6.01. DEPOSIT AND INVESTMENT OF MONEYS IN FUNDS. Subject in all respects to the provisions of Section 6.02,moneys in any fund,or account created or established by this Resolution and held.by the•FinairceDirector shall be invested by the Finance Director in Permitted Investments, as directed pursuant to an Officer's Certificate filed with the Finance Director at least two (2) Business Days in advance of the making of such investments. The - following shall apply to such investments: (A) In the absence of any,such Officer's Certificate, the Finance Director shall invest any such moneys in Permitted Investments,described as Federal Securities which by their terms mature prior to the date on Which such •:moneys are required to be paid out hereunder. Obligations purchased as an investment of moneys in any fund shall be deemed to be part of such fund or account, subject, however, to the requirements of this Resolution for transfer of interest earnings and profits;resulting'from investment of amountsin'funds and accounts; (B) The Finance Director may act as principal of agent 'in the acquisition or . disposition of any investment. The'Finance Director shall incur,no liability for losses arising from any investments made pursuant to this Section; (C) Subject in all respects;to the provisions of Section 5.09, investments in any and all funds and accounts may at the discretion of the Finance Director be commingled in a • separate fund or funds for purposes of making, holding and disposing of investments, notwithstanding provisions herein for transfer to or holding in or to the credit of particular funds or accounts of amounts received or held by the Finance:Director'hereunder, provided that the Finance Director shall at alLtimes account for such investments-strictly in accordance with the funds and accounts to which-they are credited and otherwise as provided in this Resolution; (D) The Finance: Director shall sell at, the highest price; reasonably obtainable, or present for redemption, any investment security whenever'it shall be necessary to provide moneys to meet any required payment, transfer, withdrawal or disbursement from the fund or account to which such investment security is credited and the Finance Director shall not be liable or responsible for any loss lossresulting from the acquisition or disposition of such investment security in accordance herewith;,"and (E) For any funds held by the Finance Director, the foregoing provisions of this Section 6.01 shall also apply, except that an Officer s Certificate shall not be required. For such funds the Finance Director shall keep records or accounts of.all expenditures or disbursements therefrom which records shall be available for inspection during„business hours on any Business Day upon prior written request. Section 6.02. ACQUISITION, DISPOSITION AND VALUATION OF INVESTMENTS. (A) Except as otherwise provided in subsection. (B) of this Section, the City covenants that all investments of amounts deposited ,in any fund or account under this Resolution, or otherwise,containing gross proceeds of the Bonds (under section 148 of the Tax Code) shall be acquired disposed of and valued (as of the date that valuation is required by • this Resolution or the Tax Code) at Fair Market Value. _24- • • (B) Investments in funds or accounts (or portions thereof) that are subject to a yield • restriction under applicable provisions of the Tax Code, and (unless valuation is undertaken a t least annually) investments in any reserve fund,shall be valued at their present'value (within the meaning of section 148 of the Tax Code). Section 6.03.••LIABILITY OF CITY.The City shall not incur any responsibility in respect of the Bonds;or this Resolution other than in connection with the duties or obligations explicitly .provided herein or in the Bonds. The City shall not be liable to any Owner in connection with - the performance of its duties hereunder, except for its own negligence or willful default. The City shall not be bound to ascertain or inquire as to the performance or observance of any of the terms, conditions, covenants or agreements of the Agent herein or of any of the documents executed by the Agent in connection with the Bonds, or as to the existence of a default thereunder. Under this;Resolution, the following shall apply to the City: (A) In the absence of bad faith, the City, including the Finance Director, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein,upon.;certificates or opinions furnished to the City and conforming to the requirements of this Resolution. The City, including the<Finance;Director, shall not be liable for any error of judgment madein good faith unless it shall be proved that it was negligent in ascertaining the pertinent fade; (B) No provision of this Resolution shall require the City to expend or risk its own. g eneral funds or otherwise incur any financial liability (other than with respect to the foreclosure proceedings;for.delinquent Reassessments and the payment of fees and costs of the Agent) in the performance of any of its obligations hereunder or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds or • adequate indemnity against such risk or Iiability is not reasonably assured to it (C) The City,may rely and shall be protected in acting or refraining from acting upon any notice, resolution, request, consent,order, certificate, report, warrant,.bond or other paper or document believed by it to be genuine,.and to have been signed or presented by the proper party or proper parties. The City may consult with counsel, who may be the City Attorney, with regard to legal questions, and the opinion of such counsel shall be full. and complete authorization and protection in respect of any action taken or suffered by it hereunder in good faith and in accordance therewith; (D) The City shall not be bound to recognize any person as the Owner of a Bond unless duly registered and until such Bond is submitted for inspection, if required, and his title thereto satisfactorily established,if disputed;.and (E) Whenever in the administration,of its duties under this Resolution the City shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter other evidence in respect thereof be herein specifically prescribed).may,in the‘absence of willful misconduct on the part of the City,be deemed to be conclusively proved and established by a certificate of the Agent or other expert retained by the City for:the purposes hereof, and such certificate shall be full warrant to the City for any action taken or suffered under the provisions of this Resolution or any Supplemental Resolution upon the faith thereof,but in its discretion the City may,in lieu/thereof,accept other evidence of such matter or may require'such additional evidence as to it may deem reasonable. Section 6.04. EMPLOYMENT OF AGENTS BY CITY. In order to perform its duties • and obligations hereunder,the City may employ such persons or entities as it deems necessary or advisable. The City"shall not be liable for,any of the acts or omissions of such persons or entitiesemployed by with reasonable•care and in good faith hereunder, and shall be entitled -25-. �• to rely, and shall be fully protected in doing so, upon the"opinions; calculations, determinations and directions of such persons,orentities. - • • • • • •. -26- ARTICLE VII • •± MODIFICATION OR AMENDMENT Section 7.01. AMENDMENTS PERMITTED. This Resolution and the rights and obligations of the City and of the Owners of the Bonds may be modified or amended at any _ • time by a Supplemental Resolution pursuant to the affirmative vote at a meeting of Owners, or with the written consent without.a meeting, of the Owners of at least sixty percent (60%) in aggregate principal amount of the Bonds then-Outstanding, exclusive of Bonds disqualified as provided in Section 7.04. No,such modification or, amendment shall (i) extend the maturity of any Bond or'reduce the;interest rate thereon,•or otherwise alter or impair the obligation;of the City to pay the principal of, and the interest and any premium on, any Bond, without the express consent of the Owner of such Bond, or.(ii)permit t.the creation by the City of any pledge or lien upon the Reassessments superior to or on a parity with the pledge and lien created for the benefit of the Bonds (except as otherwise permitted by the Act, this Resolution, the laws of the State of California), or reduce the percentage of Bonds required for the amendment`hereof, or to amend this Section 7.01. Any such amendment may not modify any of the rights, or obligations of the Agent without its written. consent. This Resolution and the rights and obligations of the City and of the Owners may also be modified or amended at anytime by a Supplemental Resolution, without the consent of any Owners, only to the extent permitted by law and only for anyone or more of thefollowingpurposes: (A) to add to the covenants;and agreements of the City in this Resolution contained, other covenants and agreements thereafter to be observed, or to limit or surrender,any right or power herein reserved to or conferred upon.the'City; - (B) to make modifications not adversely affecting any outstanding 'series of Bonds of the City in any material respect; . - (C) to make such provisions for the purpose of curing any ambiguity, or of curing, correcting or supplementing any defective provision contained in this Resolution, or in regard to questions arising under this Resolution, as the City may deem necessary or desirable,and not inconsistent with this'Resolution, and which shall not adversely affect the rights of the Owners of theBonds;or (D) to make such additions, deletions or modifications as may be necessary or desirable to assure exemption from federal-income taxation of interest on the Bonds . Section 7.02: OWNERS' MEETINGS. The City-may at any time call a meeting of the Owners. In such event the City is authorized to fix the time and place of said meeting and to provide for the giving,of-notice thereof and to fix adopt rules and regulations for the conduct of said meeting. Section 7:03. PROCEDURE FOR AMENDMENT WITH WRITTEN CONSENT OF OWNERS. The City may at any time adopt a Supplemental Resolution amending the provisions of the Bonds or of this Resolution or any Supplemental Resolution,to the extent that such amendment is permitted by Section 7.01 hereof, to take effect when and as provided in this Section 7.03. With respect to such Supplemental Resolution under this Section 7.03, the following shall apply: (A) A copy of such Supplemental Resolution, together with a request to-Owners for • their consent thereto, shall be mailed by first class mail, by the Finance Director to each Owner -27- '�• of Bonds Outstanding, but failure to mail copies of such Supplemental Resolution and request shall not affectthe validity'of the Supplemental Resolution:when assented to as in this Section provided; (B) Such Supplemental Resolution shall not become effective unless there shall be filed with the Agent the written consents of the Owners of at least sixty percent (60%) in aggregate principal amount of the Bonds then.Outstanding (exclusive of Bonds disqualified as . provided in Section 7.04) and a notice shall have been mailed as hereinafter in this Section provided. Each such consent shall be effective only if accompanied by proof of ownership of the Bonds for which such consent is given,which proof shall be*such as is permitted by Section 8.04. Any such consent shall be binding upon the Owner of the Bonds giving such consent:and on any subsequent Owner (whether or not such subsequent Owner has notice thereof) unless such consent is revoked in writing by the Owner giving such consent or a subsequent Owner by filing such revocation with the.Agent prior to the date when the notice hereinafter in this Section provided for has been mailed; and (C) After the. Owners of the required percentage of Bonds shall have filed their consents to the•Supplemental.Resolution, the City shall mail a notice to the Owners in the manner.hereinbefore provided in this Section for the mailing of the Supplemental Resolution, stating in substance that the Supplemental Resolution has been'.consented to by the Owners of the required percentage of Bonds and will be effective as provided in this Section but failure to mail copies of said notice shall not affect the validity of the Supplemental Resolution or consents thereto)' Proof of the mailing'of such notice shall be filed with the Agent. A record, consisting of,the papers required by this Section 7.03' to be filed with the Agent, shall be proof of the matters therein stated until the contrary is proved. The Supplemental Resolution shall • become effective upon the filing with the Agent of the proof of.matters therein of such notice, and the Supplemental Resolution shall be deemed conclusively binding (except as otherwise hereinabove.specifically provided in this Article) upon the City-and the Owners of all Bonds a t the expiration ti of sixty (60) days a after such filing, ns except.in the event of a final decree of a court of j ct ( setting i gent in a legal action or equitable proceeding for such purpose commenced within such sixty-day period. Section 7.04. DISQUALIFIED BONDS. Bonds owned or held for the account of the City, excepting any pension or retirement fund, shall not be deemed Outstanding for the purpose of any vote, consent or other'action or any calculation.of Outstanding Bonds provided for in this Article VII, and shall not be entitled to vote upon, consent to,or take any other action provided for in this Article VII. Section 7:05. EFFECT OF SUPPLEMENTAL RESOLUTION. From and after the time any Supplemental Resolution becomes effective pursuant to this Article VII, this Resolution shall be deemed to be modified and amended in accordance therewith, the respective rights, duties and obligations under'this Resolution of the City and all Owners of Bonds Outstanding shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modifications and amendments, and all the terms and conditions of any such Supplemental Resolution shall be"deemed to be part of the terms and conditions,of this Resolution for any and all purpose's; Section 7.06. ENDORSEMENT OR REPLACEMENT OF BONDS ISSUED AFTER AMENDMENT. The City may determine that Bonds issued and delivered after the effective date of any action taken as provided in this Article VII shall bear a notation, by endorsement or • otherwise, in form approved by the City, as to such action. In that, case, upon request of the Owner of any Bond Outstanding at such effective date and presentation of his Bond for that purpose at the Principal Office of the Agent or at such other office as the City may select and designate for that purpose, a suitable notation shall be made on such Bond. The City may • 28 i determine that new Bonds, so modified as in the opinion of the City is necessary,to conformto •� ' such Owners' action, shall be prepared, executed and delivered. In that case, •upon.request of the Owner of any Bonds then Outstanding,such new Bonds shall be exchanged at the Principal, Office of the Agent without'cost to any Owner, for Bonds then Outstanding, upon surrender of such Bonds. Section 7.07. AMENDATORY ENDORSEMENT OF BONDS'. The provisions of this Article VII shall not prevent any Owner from accepting any amendment as to the particular Bonds held by such Owner,:provided that due notation thereof is made on such Bonds. . . • • • -29- .i • 0 ARTICLE VIII • MISCELLANEOUS - Section 8:01. BENEFITS OF AGREEMENT LIMITED TO PARITIES. Nothing in this Resolution, expressed or implied, is intended to give to any person other than the City, the Agent and the Owners, any right, remedy or claim under or by reason of this Resolution. Any covenants, stipulations, promises:or agreements in this Resolution contained by and on behalf of the City shall be for the soleand exclusive benefit of.th Owners and the Agent. Section 8.02. SUCCESSOR.AND PREDECESSOR. Whenever in this Resolution or any • Supplemental Resolution either the City or the Agent is named or referred to, such reference shall be deemed to include the successors or assigns thereof, and all the covenants and agreements in this Resolution contained by or on behalf of the City shall bind and inure to the benefit of the respective successors,and assigns thereof whether so expressed or not. Section 8.03. DISCHARGE OF RESOLUTION. Subject to the provisions of Section 2.03 hereof, if the City shall pay and discharge the entire indebtedness on all Bonds Outstanding in any one or more of the following ways: (A) by paying or causing to be paid the principal of (including any Sinking Fund Payments) and interest and any premium on all Bonds Outstanding, as and when the same become due and payable; , (B) by depositing with the Agent, in trust, at or before maturity, money which, together with the amounts then on deposit in the Redemption;.Fund is fully sufficient to pay all Bonds Outstanding, including-all principal, interest and any applicable redemption premiums, or; (C) by irrevocably depositing with the Agent, in trust, cash and Federal Securities in such amount as the City shall determine, as "confirmed by an independent certified public accountant,which will, together with',the:interest to accrue thereon and moneys then on deposit in the Redemption Fund be fully,sufficient.topay and discharge'the indebtedness on all Bonds, including all principal, interest,and any applicable redemption premiums, at or before their respective maturity dates; (D) if such Bonds are to be redeemed prior to the maturity thereof notice of such redemption shall have been given as in this Resolution;provided.or provision satisfactory to the Agent shall have been-made for the giving of such notice, then, at the election of the City, and notwithstanding that any Bonds shall not have been surrendered for payment, the pledge of the Reassessments and other funds provided for in this Resolution.and:all other obligations of the City under this Resolution withrespect to all Bonds Outstanding shall, cease and terminate, except only the obligation of the City to pay or cause to be paid to the Owners of the Bonds not so surrendered and paid:allssums due,thereon, the obligation of the City,to'assure that no action is taken or failed'to be taken,if such action or failure adversely affects the.,exclusion of interest on the Bonds from gross income for federal income tax purposes, and all amounts owing to the Agent pursuant to Section 7.05 hereof; and thereafter Reassessments shall not be payable to the Agent Notice of such election shall be filed with the Agent. Any funds,thereafter held by the Agent upon payments of all fees and expenses of the Agent, which are not required for said ® purpose, shall lie"paid over to the City to be used by the City as provided in the Act and the Bond Law. -30- Section 8.04. EXECUTION OF DOCUMENTS AND PROOF OF OWNERSHIP.• Any request; declaration or;other instrument which this Resolution may require or perrriit to be executed by Owners may be in one or more instruments of similar tenor, and shall be executed by Owners in person or by their attorney's appointed in writing. Except as otherwise herein expressly provided, the fact and date of the execution by any Owner or his attorney of such request, declaration onother instrument, or of such writing appointing such attorney, may be proved by the certificate of any notary public or other officer authorized to take acknowledgments,of deeds to be recorded:in th'e state in-which he purports to act, that the person signing such request,declaration-or other instrument or writing acknowledged to him the execution,thereof, or by-an affidavit of a witness of such execution, duly sworn:to before such notary public or other officer. The ownership of registered bonds and the amount, maturity; number and 'date of holding the same shall be proved by the registry books. Any consent, request, declaration or other instrument or writing of the then registered Owner of any Bond shall bind all future Owners of such Bond in respect of anything done or suffered to be done by the City or the Agent in,good faith and in accordance therewith. Section 8.05. WAIVER OF PERSONAL LIABILITY. No member, officer, agent or employee of the City shall be individually or personally liable for the payment.of the principal of,or interest or any premium on, the Bonds;but nothiirg-herein contained shall:relieve any such member, officer, agent Or employee from the performance of any official duty provided bylaw. Section 8.06. NOTICES AND DEMANDS. Any notice or demand which by any provision of this Resolution is required or permitted to be given or served by the Agent to or on the City maybe given or served by being deposited postage prepaid in a post office letter box addressed (until another address is filed'by the City with the Agent) as follows: - - Attention: Finance Director • CITY-OF PETALUMA P.O. BOX 61 Petaluma, CA 94953 Section 8.07. PARTIAL INVALIDITY: If any Section, paragraph, sentence, clause or phrase of this Resolution shall for any reason be held illegal or unenforceable„such holding shall not affect the validity of the remaining portions of this, Resolution. The City hereby declares that it would have adopted this Resolution and each and every other Section, paragraph,. sentence, clause or phrase hereof and authorized the issue of the Bonds pursuant thereto - irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses, or phrases of this Resolution maybe held illegal, invalid or unenforceable. Section 8:08. UNCLAIMED MONEYS.. Anything contained herein to the contrary notwithstanding, any moneys held by the Finance Director in trust for the payment and discharge of the principal of, and the interest and any premium on, the Bonds which remains unclaimed for two (2) years after the date when payments of principal, interest and any premium have become payable, shall be repaid by the Finance Director to the City as its absolute property free from any trust, and the Finance Director'shall thereupon be released and. discharged with respect thereto and, the Bond Owners shall look only to the City for the payment of the principal of, and interest,and any premium on,such Bonds. Section 8.09. APPLICABLE LAW': This Resolution shall be governed by and enforced in accordance with the laws of. the. State of California applicable to contracts made and performed in the State.of California. • • -31.- 411/ Section 8.10. CONFLICT WITH ACT. In the event ofta conflict between any provision of this Resolution with any provision of the Act, the provision of the Act shall prevail over the conflicting provision oftthis Resolution: Section 8.11. CONCLUSIVE EVIDENCE OF REGULARITY; VALIDITY. Bonds issued pursuant to this Resolution shall constitute conclusive evidence of the regularity of all proceedings under the Act relative to their issuance and the levy of the Reassessments. The validity of the authorization and ;issuance of the Bonds shall not be dependent upon the completion and/or acquisition of the Project or any part thereof or the performance by any person or such person's obligation(s) with'respect to the Project. Section 8.12. PAYMENT ON BUSINESS DAY. In any case where the date of the maturity of interest or of principal, (and premium,-if any)of the Bonds or the date fixed for redemption of.any Bonds or the date any action is to be taken pursuant to this Resolution is other than a Business Day, the payment of interest or principal, including Sinking Fund Payments, (and any redemption premium)or the action need not,be made on such date but may be made on the next succeeding,day which is a Business Day with the same force and effect as if made on the date required and no additional interest shall accrue from such Interest Payment Date until such Business Day. Section 8.13. REPEAL OF INCONSISTENT RESOLUTIONS. Any resolution of the Council, and any part of such resolution,inconsistent with this Resolution, is hereby repealed to the extent of such inconsistency: Section 8.14. AUTHORITY.OF FINANCE DIRECTOR. All actions mandated by this •, Resolution to be performed by the Finance Director may be performed by the designee thereof or such other official of the City or independent contractor, consultant or trustee duly authorized by the City to perform such action or actions in furtherance'of'all or a specific portion of the requirements hereof. Section 8.15. CERTIFIED COPIES. The Clerk shall cause to be furnished a certified copy of this resolution to the Finance Director, to the Agent, and to the Auditor of the County. Section 8:16. EFFECTIVE DATE OF THE ,RESOLUTION. This Resolution shall become effective upon the date of its adoption. -32- �• EXHIBIT A CITY OF PETALUMA - Assessment District No. 23, Redwood Business Park (Reassessment and Refunding of 2001) • TERMS AND CONDITIONS The following terms and conditions shall be part of the within Resolution Authorizing the Issuance of Refunding Bonds (the:"Resolution of Issuance") as if set forth in the text thereof: Principal Amount: Under Section 2:01, the actual aggregate principal amount of the Bonds is $ and the Bond Date is , 2001. The first Interest Payment Date is 2, 2001. Principal Maturities and :Interest: Under Section .2.02 the maturities and rates of interest of the Bonds are as follows: Maturity Date Principal Interest . Maturity Date Principal Interest (September 2) Amount($) Rate (%) (September 2) Amount(S) Rate (%) • Bond Redemption: Under Section 2.03, the Redemption provisions are as follows: Three percentum (3%) of the principal amount'being redeemed. Funds: Deposit to Funds: Under Section 4.01 and on the Closing Date, only the following amount will be deposited: $ from Bond Proceeds to the Costs of Issuance Fund; $ from Bond Proceeds to the Escrow Fund; $ from the Prior Bonds' reservefund to the Escrow Fund; and $ from the Prior Bonds' redemption fund to the Escrow Fund. After the receipt by the City of the April 10, 2001, tax roll collections for the Prior •, Bonds from the County, the Finance Director shall deposit from such collections to the Reserve Fund$ and any balance to.the Redemption Fund. EXHIBIT A Page 1 • EXHIBIT B FORM OF BOND United States of America State of California County of Sonoma County of Registered • - Registered Number A---- ***$*** LIMITED OBLIGATION REFUNDING IMPROVEMENT BOND CITY OF PETALUMA Assessment District No 23, Redwood Business Park 3 (Reassessment and.Refunding:of,2001) Series 2001-A INTEREST.RATE MATURITY'DATE DATED DATE CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: *** DOLLARS*** Under and by virtue of the Refunding Act of 1984 for 1915:;Improvement Act Bonds of, Division 11.5 (commencing with Section 9500) of the Streets and Highways Code (the "Act"), the City of Petaluma (the City) County of Sonoma, State of California, will, out of the t. redemption fund for the payment; of the bonds issued upon the unpaid portion of reassessments made for the acquisition, work and improvements more fully described in proceedings taken pursuant to Resolution of Intention No 99-157 adopted by the City Council of the City on , •2001, pay to the registered owner named above or registered assigns, on the maturity date stated above, the principal amount stated above, in lawful money of the United States of America and in like manner will pay interest at the rate per annum stated above, payable semiannually on March 2 and September 2 (each an "Interest Payment Date") in each year commencing:on 2, 2001. This Bond bears interest from the interest payment date next preceding its date of authentication and registration unless it;is authenticated and registered (i) prior to an Interest Payment Date and after the close of business of the fifteen day preceding such Interest Payment Date, in which event it shall bear interest. such Interest Payment Date, or (ii) prior to the close,of business on the fifteenth day of the calendar Month preceding September.2, 2000, in which event it,shall:bear interest from its date, until payment of such principal sum shall have been discharged.;For'the period during which Depository Trust,Company of New York, New York, ("DTC") or any successor depository, is the registered owner of this bond, principal, redemption premiums,if any,and interest shall be paid by the City to DTC, or such successor depository,by wire transfer;provided:that principal and redemption premiums, if any, shall be paid upon surrender to the City, at the corporate trust office of Bank of New York, Western Trust Company, as Authentication Agent, Registrar, Transfer and Paying Agent (the "Agent"), in San Francisco, California, of matured bonds or bonds, called for redemption prior to maturity As to any registered owner hereof other than DTC or. successor depository, the principal and redemption premiums, if any, shall be payable at the office of the Agent specified. above and interest shall be paid by check, draft or warrant mailed' to DTC, or any successor depository, or in the event of termination of the book-entry system, to the registered owner hereof at the-registered owner's address as it appears on the records of the Agent, or at such address as may havebeen filed with the Agent, for that purpose, as of the fifteenth day of the EXHIBIT B Page 1 q writing each Interest Payment Date; provided however, upon • request writin immediately iaOOerrof$1 00,000 or more in aggregate principal amount;of Bo_nds, such request having been made before fifteen days preceding an Interest Payment Date, such interest shall be paid on such Interest Payment Date by wire transfer in:immediately available funds to an account in the continental United States designated by such Owner to the Agent. This bond will continue to bear interest after maturity at the rate above stated; provided it is presented at maturity and payment thereof is refused upon the,sole ground that there:are not sirfficientrnoneys in said redemption fund with which to pay same. 'If it is not,presented at maturity,interest thereon will run until maturity. This bond shall not be entitled to any benefit under the Act and the Resolution. Authorizing of Issuance oLRefunding Bonds (the "Resolution of Issuance") or become valid or obligatory for any purpose, until the certificate of authentication and registration hereon endorsed shall`have been dated and signed by the Agent. This bond is one of several annual series of bonds of like date, tenor,and effect, but • differing in amounts, maturities and interest rates, "issued by the City under;the Act and the Resolution of Issuance 'for the purpose of providing means for paying for the reassessment bonds described in the proceedings, and is secured by the moneys in the redemption fund and by the unpaid portion of assessments ;made,for the payment of those improvements, and, including principal and-interest,is payable exclusively out of the redemption fund. This bond is transferable by the registered owner hereof, in person or by the,owner's attorney dulyy authorized in writing, at the office of the Agent, subject to the terms and conditions provided,in,the Resolution of Issuance, including the payment of certain charges, if • any, upon surrender and cancellation of this bond: Upon transfer, a new registered bond or bonds,.of any authorized denomination or denominations, of the same maturity, and for the same aggregate principalamount,will be issuedto the transferee in exchange therefor. Bond's shall be registered only in the'name of an individual (including joint owners), a corporation, a partnership, or a trust. Neither the City nor the Agent shall be required to exchange or to register the transfer of bonds during the 15 days immediately preceding any Interest.Payinent Date. The City and the Agent may treat-the registered.owner hereof as the absolute'owner for all purposes, and the City and the Agent shall not;be-affected by any notice to the,contrary. This Bond or any portion of it in the amount of five thousand dollars ($5,000), or any integral multiple thereof, may be redeemed and paid, in advance of maturity upon the any Interest Payment Date in any year by giving at least 30 days' notice by registered or certified mail or personal service,to the registered owner hereof at the registered owners address as it appears on the registration books of the Agent and by paying principal and accrued interest together with a premium of three.pereentury (3%) of the principal redeemed. This Bond is a Limited Obligation Refunding Improvement Bond because, under The Resolution,of Issuance,the City is not obligated to advance funds from the City treasury to cover any deficiency which may occur in the redemption fund for the bonds; however, the City is not prevented,-in its sole discretion, from so advancing funds.. Unless.this Bond is presented by an authorized representative of The Depository Trust • Company, a New York corporation ("DTC"), to the Agent for,_registration of transfer, exchange, or payment, and any-Bond issued is registered_in the name of Cede& Co. or in such other name EXHIBIT'S Page 2 • as is requested by an authorized representative of DTC (and;any'payment is made to Cede & Co. or to such-other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE, ORvOTHER USE HEREOF FOR VALUE ORLOTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein. • • • • EXHIBIT B Page 3 IN WITNESS WHEREOF, the City of Petaluma has caused this bond to be signed in • facsimile by the Finance Director of the City and by its City Clerk,and has cause its corporate seal to be reproduced in facsimile hereon all as of day of 2001. CITY OF PETALUMA Finance Director * City Clerk [SEAL] • • • • EXHIBIT B. Page 4 CERTIFICATEOF AUTHENTICATION AND REGISTRATION This is one of the bonds described'in the within mentioned'Resolution of Issuance. Dated: , 2001 BANK OF NEW YORK, WESTERN TRUST COMPANY; as Agent By: Authorized Officer • EXHIBIT B Page 5 ABBREVIATIONS • The following abbreviations,when used in the inscription on the face of this bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UNIF GIFT MIN ACT- Custodian (Cust) (Minor) under Uniform Gifts to Minors Act (State) Additional abbreviations may also be used though not in the above list ASSIGNMENT For value received, the undersigned does) hereby sell, assign and transfer unto' • • (Name, Address and Tax Identification or Social Security Number of Assignee) the within mentioned Bond and hereby irrevocably constitute(s) and appoint(s), , attorney, to transfer the same on the registration books of the Agent, with full power of substitution in the premises. Dated: Signature Guaranteed: NOTICE: The isignature(s) on this assignment must correspond with the name(s) as written on the face of the registered Bond in every particular without alteration or enlargement or any change • whatsoever. EXHIBIT B Page 6 • ATTACHMENT V DRAFT REASSESSMENT REPORT FOR ASSESSMENT DISTRICT NO. 23 (REDWOOD BUSINESS PARK • �0 d '" .,K,.°"wilt- Eir♦y'S. i.r.' x{,�<� / t��'y. tlfe�r. r.S:0141,47**ightswoflt: 4. y r �s ,-i.: gad+f�1-3J,,,, ,:.^�e I"��' f�r�r, .� Preliminary y tyy,.w }liltl} `!M4-;3YU�J�yS 1 i-. 5N tw"333".+}+++�Tz.. I essessment Report $ '.. 7 tit p i, i s S - 4& Jw, h Q �� I age, Ki( y � � "4: for fir. ( r4%, a "` ,, '' Assessment District No. 23 • u - , h taw t�, t�t� 1L e 4'`�s ' .: 4} °t!'„1? i :4 - 1� � �' ood it park ;� (Redw Business ar 3) Y*i 1 ty,i -,4 lid- ..° - r "� nt ' r ,X d ?L4 G i t ( ' I �fwAl 1 �� Prepared for:,- f # � "� yt 3 x I: 4j tya S �� . e :w e -:4t rig., `t` h r '= City of Petaluma !"1-.1 4g4rIVAINitiCk-743V,r.4, �Y{�¢" ,,>,F �� 1 .17 4 a3: i4R ty. � fir , fi Prepared b Ipk�r o p;�1t c1c Harris & Associates 'it-; r , ( . i May 7 , 2001 i '�F t " t s ci-'E�a+� -aps ,4+ 4..... REASSESSMENT REPORT • Division 11.5, California Streets & Highways Code CITY OF PETALUMA Assessment;District No.23, Redwood Business Park 3 (Reassessment:and Refunding of 2001) ITEM PAGE 1. Reassessment 1 2. Engineer's Cost Estimate 4, 3. Reassessment Roll 5 4. Names and Addresses of Property Owners `. - . - 6 5. Auditor's Record for Prior Bonds 7' • 6. Proposed Auditor's Record for Refunding Bonds 8 7. Method of Reassessment 9 8. Annual Administrative Assessment 12, 9. Certifications 13 10. Reassessment Diagram - - Attch'd • City of Petaluma 05/07/01 Assessment District No. 23, Redwood Business Park 3 Page 1 • (Reassessment and Refunding of 2001) Reassessment Report REASSESSMENT WHEREAS, on , 2001, the City Council of the City of Petaluma (the "City"), County of Sonoma (the "County"), State of California,;pursuant to the provisions of the Refunding Act of 1984 for 1915 Improvement Act Bonds (the "Act"), adopted its Resolution-ofIntention No. for the reassessment of the real property within the boundaries of the City's Assessment District No. 23, Redwood Business Park 3 (Reassessmentrand Refunding of 2001) and for the refunding of the outstanding balance of the City's;previously issued $3,600,000 Limited.Obligation Improvement Bonds, Assessment District No. 23; Redwood Business Park, Series 1995-A, dated December 20, 1995 (the "Prior Bonds"), and to pay,the-costs of such reassessment and refunding; WHEREAS, the Resolution of Intention directed the undersigned to make and file a report presenting: (i) a schedule setting forth the unpaid principal and interest'of the Prior Bonds to be refunded and the total amounts thereof; (ii) the total estimated principal amount of the reassessment and`of the refunding bonds and the maximum interest thereon-.together with an estimate of the cost of the reassessment and of issuing the refunding bonds; (iii) the auditor's record showing the schedule of principal installments and interest on Prior Bonds and the total amounts thereof (iv) the estimated amount of each reassessment, identified by reassessment number:corresponding to the reassessment number of the reassessment diagram, together with,a proposed auditor's record for the reassessment; and (v) a,reassessment diagram showing the assessment district and the boundaries and dimensions of the subdivisions of land within the district. Each subdivision;rincluding each separate condominium interest as defined in Section 783 of the Civil Code, shall be given a separate number upon the diagram to which Resolution reference is hereby made for further particulars; • C:\petaluma AD 23\Reassess Report l.doc City of Petaluma • 05/07/01 Assessment District No. 23, Redwood Business Park 3 Page 2' (Reassessment and Refunding of 2001) Reassessment Report • NOW THEREFORE, the undersigned,by virtue of the power vested in me under the Act and the order of the Council of the City, hereby make the following reassessment to cover the refunding of the Prior Bonds and expenses incidental thereto. The amountto be paid'for the refunding,together with the.expenses.incidental thereto, and the reassessment balance are as follows: SUMMARYCOST ESTIMATE As Confirmed As Modified Preliminarily And After Approved Adopted Recordation COSTS $3,644,748 CREDITS $' 452,343 • BALANCE TO REASSESSMENT $3,192,405 I do hereby reassess and apportion the portion of the total amount of the cost and expenses of the reassessment and refunding upon the several lots,pieces or parcels or portions of lots or subdivisions of land liable therefor and benefited thereby, and hereinafter numbered to correspond with the numbers . upon theattacheddiagram, upon each, severally and respectively, in accordance with the benefits to be received by-such subdivisions; respectively, from the acquisitions and improvements, and more particularly set-forth in the list hereto attached and by reference made a part hereof. As required by the Act, a diagram is hereto attached showing the reassessment district and also the boundaries and dimension of the.respective subdivisions of within said reassessment district as the same existed at the time of the passage of the Resolution of Intention,;each of which subdivisions having been given a separate number upon said diagram. C:\petaluma AD'23\Reassess-Report l.doc City of Petaluma 05/07/01 Assessment District No. 23, Redwood Business Park 3 Page 3 •, (Reassessment and Refunding of 2001).Reassessment Report The reassessment is made upon the several.subdivisions of land within the assessment district in proportion to the unpaid principal amount of the original assessment recorded as a lien against each of such subdivisions land. The diagram and reassessment numbers appearing herein correspond to the numbers appearing on such diagram, to which reference is hereby made for a more particular description of the property. Each subdivision of land reassessed is described in the reassessment list by reference to its parcel number as shown on the Assessor's Maps of the County for the fiscal year 2001-2002 and includes all of such parcel. For a more particular description of said property, reference is hereby made to the deeds and maps on file and of record;in'the office of the County Recorder;ofthe County. Notice is hereby given that serial and/or term refunding bonds (the "Refunding Bonds") to represent unpaid reassessments and bear interest,at the rate Of not to exceed twelve percent (12%) per annum, or •, such higher rate of interest as"may be authorized by applicable law at the time of sale of such bonds, will be issued hereunder in the.manner provided'bythe Act, and the last:installment of such refunding bonds shall mature not to exceed eighteen.(18) years from the second day of September next succeeding twelve(12) months from their.date. Dated As of By: • HARRIS &ASSOCIATES Mary Grace Pawson Engineer of Work RCE 004573 • C:\petaluma AD 23\Reassess Report 1.doc • • • City of Petaluma 05/07/01 • Assessment District No. 23, Redwood Business Park 3 Page 4 •• (Reassessment and.Refunding of 2001) Reassessment Report ENGINEER'S COST ESTIMATE • • Prior Bonds Redemption Date: September 2,2001 Refunding Bonds Dated Date: , 2001 Refunding Bonds Closing Date: , 2001 For Prior Bonds Cost of Escrow Securities $.3,4.08,548 For Refunding Bonds Underwriting Discount ( 1 .5 % ) $47,910 Reserve Fund ( 3.55 ) • $111 ,790 Financial Advisor $22,500 Bond Counsel $30,000 • Fiscal Agent $4;000 Enginegrin.g Fees $6 ,750 CPA Verification Fee $2,000 Other Costs (City Admin/Legal) $ 11 ,250 Contingency $ 1 ,595 TOTAL REFUNDING EXPENSES $3,646,343 REFUNDING CREDITS Prior Bonds Reserve Fund $249 ,52.8 Prior Bonds Redemption Fund $202 ,815 Prior Bonds Improvement Fund $0 Interest Earnings on Escrow • $0 Other Credits • TOTAL REFUNDING CREDITS $4.52,343 BALANCE TO REASSESSMENT $3,1!94,000 • C:\petaluma AD 23\Reassess Report 1.doc City of Petaluma 05/07/01 Assessment District No. 23,.Redwoo3 Business Park 3 Page 5 • (Reassessment and Refunding of 2001) Reassessment Report REASSESSMENT ROLL The Reassessment rolhincludes a Reassessment Number and the Assessor's Parcel Number as found on the secured Assessment Roll of the County of Sonoma, for Fiscal Year 2000/01. The Roll also shows the reassessment levied on each parcel. The Roll is found below. (1) (2) (3) As As As Reassessment Assessor's Percent of Preliminarily, Confirmed and Changed and No. Parcel No. Acreage Reassessment Approved Recorded Modified 1 047-550-004 3.07 8.90% $284,266.00 2 047-550-005 2.88 7:36% $235,078.40 3 047-550-007 2.66 9i23% $294,806.20 4 047-550-015 3.88 12.60% $402,444.00 5 047-550-017 5.35 17:31% $552,881.40 • 6 047-550-022 9.44 30:63% $978,322.20 7 047-550-023 3.02 9:81% $313,331.40 8 047.550-024 1.28 4.16% $132,870.40 • • C:\petaluma AD 23\Reassess,Report 1.doc City of Petaluma 05/07/01 Assessment District No. 23, Redwood Business Park 3 Page 6 (Reassessment and Refunding of 2001) Reassessment Report NAMES AND ADDRESSES OF PROPERTY OWNERS The names and addresses of property owners at the time of this reassessment are shown 1n. table below. Reassessment Assessor's Owner's Name. Owner's.Address No. Parcel Number 1 047-055-004 Savoy Corporation 2720 Taylor Street Suite 450 San Francisco, CA 94133 2 047-055-005 Savoy Corporation 2720 Taylor Street Suite 450 San Francisco, CA 94133 3 047-055-007 G&W Copley.Redwood Business 1318 Redwood Way Suite 140 Park •Petaluma,.CAj94952 • 4 047-055-015 G&W Cop. op.ley'Redwood Business 1318 Redwood Way-;Suite 140 Park Petaluma,CA94952 5 047-055-017 G&W Copley Redwood Business 1318 Redwood Way-Suite 140 Park Petaluma, CA 94952 6 047-055-022 99 AF Petaluma LLC 15601 Dallas Parkway Suite 525 Dallas,TX 75001 7 047-055-023 G&W Copley Redwood.Business 1318 Redwood Way Suite 140 Park Petaluma, CA 94952 8 047-055-024 G&W Copley Redwood Business 1318 Redwood Way Suite 140 Park Petaluma, CA 94952 • • • C:\petaluma AD 23\Reassess,Report l.doc City of Petaluma 05/07/01 s. Assessment District�No. 23, Redwood Business Park,3 ' Page 7 (Reassessment and Refunding,of2001) Reassessment.Report AUDITOR'S RECORDS FOR PRIOR BONDS' DATE __ PRINCIPAL RATE __ _ _ INTEREST _ ANNUAL TOTAL, 2-Sep-01 90,000 5.75 111 ,815.00 201 ,815.00 2-Mar-02 . 109,227.50 2-Sep-02 95,000 6.00 109,227.50 313,455.00 2-Mar-03 106,37750 2-Sep-03 100,000 6.15 106,377.50 312,755.00 2-Mar-04 1 03,302.50 2-Sep-04 105,000 6.30 103,302'.50 311 ,605.00 2-Mar-05 99,995,00 . 2-Sep-05 115,000 6.40 99,995.00 314,990.00 2-Mar-06 96,315.00 2-Sep-06 120,000 6.50 96,315.00 312,630.00 2-Mar-07 92,415.00 2-Sep-07 130,000 6.60 92,415.00 314;830.00 2-Mar-08 88,125.00 • 2-Sep-08 135,000 6.70 88,125600 311 ,250.00 2-Mar-09 83,602.50 2-Sep-09 145,000 6.80 83,602.50 312,205.00 2-Mar-10 78,672.50 2-Sep-10 155,000 6.90 78,672.50 312,345.00 2-Mar-11 73,325.00 2-Sep-11 165,000 7.00 73,325.00 311,650.00 2-Mar-12 67,550.00 2-Sep-12 175,000 7.00 67,550.00 - 310,100.00 2-Mar-13 61,425.00 2-Sep-13 190,000 7.00 61 ,425.00 312,850.00 2-Mar-14 54,775:00 2-Sep-14 200,000 7.00 54,775.00 309,550.00 2-Mar-15 47,775:00 2-Sep-IS 215,000 7.00 47,775.00 310,550.00 2-Mar-16 40,250.00 2-Sep-16 230,000 7.00 40,250.00 310,500.00 2-Mar-17 32,200.00 2-Sep-17 245,000 7.00 ' 32,200.00 309,400.00 2-Mar-18 23,625.00 2-Sep-18 260,000 7.00 23,625.00 307,250.00 2-Mar-19 14,525.00 2-Sep-19 280,000 7.00 14,525.00 .309,050.00 .' 2-Mar-20 4,725.00 2_Se_a.-20 __ 135,000 __,__ 7,00 _ _ 4_,725_00___ 144,450_00_ 3,285,000 2,668,230.00 5,953,230.00 C:\petaluma AD 23\Reassess Report 1.doc City of Petaluma 05/07/01 Assessment District No. 23, Redwood Business Park 3 Page 8 •• (Reassessment and Refunding of 2001) Reassessment•Report PROPOSED AUDITOR'S RECORD FOR REFUNDING BONDS • DATE __ PRINCIPAL___ RATE_____ INTEREST___ ANNUAL TOTAL 2-Sep-01 0.00 2-Mar-02 127,930,08 2-Sep-02 79,000 4.25 86,245.00 293,175.08 2-Mar-03 84,566.25 2-Sep-03 115,000 4.45 84,566.25 284,132:50 2-Mar-04 82,007.50 2-Sep-04 120,000 4.60 82,007.50 284,015.00 2-Mar-05 79,247.50 2-Sep-05 130,000 4.70 79,247.50 288,495.00 2-Mar-06 76,192.50 2-Sep-06 135,000 4.80 76,192.50 287,385.00 2-Mar-07 72,952.50 2-Sep-07 145,000 4.90 72,952.50 290,905.00 2-Mar-08 69,400.00 2-Sep-08 . 145,000 5.00' 69,400.00 283,800.00 • 2-Mar-09 65,775.00 2-Sep-09 155,000 . 5.10 65,775.00 286,550:00 ' 2-Mar-10 61,822.50 2-Sep-10 160,000 5.20 • 61,822.50 283,6.45.00 2-Mar-11 57,662.50 2-Sep-11 170,000 5.30 57,662.50 285,325.00 2-Mar-12 53,1.57.50 2-Sep-12 175,000 5.40 53,157.50 _ 281,315:00 2-Mar-13 48,432.50 2-Sep-13 190,000 5.50 48,432.50 286,865.00 2-Mar-14 43,207.50 2-Sep-1.4 195,000 5.60 43,207.50 281,415.00 2-Mar-15 37,747.50 2-Sep-15 210,000 5.70 37,747.50 285,495.00 2-Mar-16 31,762.50 2-Sep-16 220,000 5.80 31,762.50 283,525.00 2-Mar-17 25,382.50 . 2-Sep-17 235,000. 5.90 '25,382.50 . 285,765.00 2-Mar-18 18,450.00 2-Sep-18. 245,000 6.00 18,450.00 281,900.00 2-Mar-19 11,100.00 2-Sep-19 260,000 6.00 11,100.00 282,200.00 • 2-Mar-20 3,300.00 • • 2-Sep_20 _____ 110 _6000 _____ .00 ____3300.00 ___ 116600.00 3,194,000 2,058,507.58 5,252,507:58 C:\petaluma AD 23\Reassess Report l doc City'of'Petaluma 05/07/01 Assessment District No. 23, Redwood Business Park 3 Page 9 ;• ;(Reassessment and Refunding,cif 2001)Reassessment,Report METHOD OF REASSESSMENT PROJECT OVERVIEW Assessment District No. 23, Redwood Business Park 3 —Phases 1.and was formed by the City Council of the City of Petaluma-in•November 1995. The District was formed to finance the construction and acquisition of public improvements that can generally be described as: s Extension and improvements of North McDowell Blvd.to serve as access to the property within the • District • Construction of a bridge on North-McDowell Blvd. over Willow Brook Creek, again to provide • access to the property within the District s Construction of a portion of the road and bridge improvements on Old Redwood Highway adjacent • to the District, including the replacement of the Old Redwood Highway Bridge over Willow Brook Creek • Construction of utility improvements including storm drainage, water and gas, underground telephone, electrical and cable TV to serve the property within the District • Widen of Willow Brook Creek between Old Redwood Highway and'U.S. Route 101 to provide adequate drainage and flood protection for the property within the District • Payment for permits, licenses and"the construction of all auxiliary work necessary to complete the improvements. The City issued $3,600,000 of improvement bonds under the Improvement Bond Act of 1915 to finance the construction and acquisition. This refunding provides for better interest rates and terms on the outstanding debt. • APPORTIONMENT FORMULA Method for Allocating Costs to the.Assessment District • All costs associated with these reassessment proceedings are allocated to the.Assessment District. This includes original planning, design, construction and financing costs and the costs associated with this C:\petaluma AD'23\Reassess Report 1.doc City of Petaluma 05/07/01 Assessment District No. 23, Redwood Business Park 3• Pagel() • (Reassessment and Refunding of 2001)•Reassessment Report - • refunding. The constructed"facilities provide special benefit to the property in the District in the.form'of access, utility and drainage service and satisfaction of development conditions. These benefits are not experienced in by property outside of the District. The refunding provides special benefit to the property in the District by reducing the overall debt service cost associated with,the assessment bonds. This benefit is not experienced by property'ohtside of the District. Method for rAllocatir g Costs within the Assessment-District The amount of the reassessment'shall be apportioned-to the parcels in the District-in the,same manner as the assessment was originally levied by the City Council of the City of Petaluma in its,proceedings for the Prior Bond._This method, as described in the Amended Engineer's Report Assessment District No. ' 23 Redwood Business Parka, (the Amended Engineer's Report) dated November6'1995 is as follows: METHOD OF SPREAD REDWOOD BUSINESS PARK 3—PHASE 1 AND 2 • CITY OF PETAL UMA, SONOMA COUNTY, CALIFORNIA Assessment District No. 23 has a total assessment of$3,600,000. This amount has been split between the parcels on a modified square footage basis as follows: Parcel No. Acreage % of Total Area % of Total Assessment, PARCEL (1) 5.35 1695% 17..-31% PARCEL (2) 3.88 12.30% 12.60%' PARCEL (3) .3.07 9.72% 8.90% PARCEL (4) 2.88 9.13% 136% PARCEL (5) 3.61 11.44% 11.73% PARCEL(6) ,6.41 20.29% 20.82% PARCEL (7) 3.71 11.76% • 12.05% PARCEL (8) 2.66 8.41% 9.23% TOTAL 31.57 100% 100% • C:\petaluma ADh23\Reassess Report 1.doc City of Petaluma 05/07/01 Assessment District,No 23, Redwood;Business Park 3 Page 11 •. (Reassessment and Refunding,of 2001) Reassessment Report Since the formation of the original Assessment District, the parcels have been renumbered and reconfigured several times. The:Table below outlines the Reassessment Number, current Assessor's Parcel Number and reassessment percentage and equates these to the Parcel Number, Acreage and percent of assessment as described in the•Amended Engineer's Report. Neither the percentagebr total dollar value of assessment:for any parcel is increased as a result of these refunding proceedings. Current Sonoma County Assessor's Data Reassessment Assessor's % of Total Original Assessment No. Parcel No. Acreage Reassessment No. 1 047-550-004 3.07 8.90% 3 2 047-550-005 .2.88 7.36% 4 3 047-550-007 2.66 9.23% 8 4 047-550-015 3.88 12.60% 2.. •j 5 047-550-017 5.35 17.31% 1 6 047-550-022 9.44 30.63% 5,7(por.) 7 047-550-023 3.02 9.81% 5,6,7 (por.) 8 047-550-024 1.28 4.16% 6(por.) C:\petaluma AD 23\Reassess Report 1.doc • • City of Petaluma 05/07/01 Assessment District No. 23, Redwood Business Park 3 Page 12 _(Reassessment and Refunding of 2001) Reassessment Report IP ANNUAL ADMINISTRATIVE ASSESSMENT An annual administrative assessment shall be levied on each parcel of land or'subdivision of land within the Assessment District. The administrative assessment will pay for necessary costs and expenses incurred by the City of Petaluma, and not otherwise reimbursed, resulting from the administration and collection of assessments and/or from the, administration or registration of any bonds and reserve or "other related funds. This maximum assessment hereinafter set forth is authorized pursuant to the provisions of Section 10204(0 of the ,Streets and Highways Code and the said maximum annual assessment shall not exceed$8,800 levied on each assessed parcel prorata to its'reassessnient amount. • • • • C:\petaluma AD 23\Reassess Report 1.doc • City of Petaluma 05/07/01 Assessment District No. 23,'Redwood Business Park 3 Page 13 •, (Reassessment and Refunding of 2001) Reassessment Report CERTIFICATIONS . 1. I, the City Clerk of the City of Petaluma, hereby certify that-the foregoing Reassessment with the diagram thereto attached, was filed with me on , 2001. Beverly Kline, City Clerk City ofPetaluma, California 2. I, the City Clerk of the City of Petaluma, California, hereby certify that.,this Reassessments, with Diagram attached, were confirmed and adopted by the City Council of said City on , 2001. Beverly-Kline, City Clerk City of Petaluma, California 3. I, the Director of Public Facilities and Services/Superintendent-of Streets of the City of Petaluma, County of Sonoma, California, hereby certify that this Reassessment, together with the diagram thereto attached, was recorded in my office on , 2001. Rick Skladzien, Director of Public Facilities & Services/Superintendent of Streets City of Petaluma, California 4. A Notice of Reassessment was recorded and the.Reassessment Diagram was filed in the office of the County Recorder of the County of Sonoma, California, on , 2001 Beverly Kline, City Clerk City of Petaluma, California C:\petaluma AD 23\Reassess Report 1.doc . ' omoom o°ma�i� 12 °" E L Lm o n 1 _1p m a'z i!P n117-0 g oAO; o w _ o 7°m -1 VV`m M g°O Rim G g p° mu;P - F m Op , p�N5v Z1 20 yy I co Rolla r7 T N2 80 —n / a / 13'. / w / w / m CD X/ . � rwc�'i� c3n , // g / a � .D–I To / / -1123' t/) 3- / g 1 �xo O c a0 –I OZD 8 ,R /t K $ o aw. a' ' o /. m 6- P oA � , . 41/ z ► u. / 2 ti O / A o EQ A a �-n P A ' , A gp 05 T0- N0 rY $ 11 1 .D 0,0400 IN ,AmmN +Ic1O mE O m Z NA W illilt bike 'y ar`- ' I!1 m, b� �� T- b9<z� < a�'b�c NO I �� o�Om9x a mo °„� x cz 3 ow425�n: zC '�=° `ac 'mz oa3g^"A� 1�8 3 � p cortry 5° '. , sF P.a`.-9 S �F 1 z sF r • S S • • ATTACHMENT VI DRAFT OF PRELIMINARY OFFICIAL STATEMENT • . 26091-05 fl-EDIT 05/_1/8/01 I• /• PRELIMINARY'OFFICIAL STATEMENT DATED ,2001 NEW ISSUE—BOOK-ENTRYONLY NO RATING In the opinion of Jones Hall, A Professional Law Corporation, San Francisco, California, Bond Counsel, subject, however to certain qualifications described herein, under existing law, the interest on.the Bonds is excluded from gross income for federal income tax purposes and such interest is not an item of tax preference for purposes of theifederal alternative minimum tax imposed on individuals ' and corporations, although for the purpose of computing the alternative minimum tax imposed on certain corporations, such interest is taken.into account in determining certain income and,earnings. In the further opinion of Bond Counsel, such interest is exempt from California personal income taxes. See "TAX MATTERS"herein. $ 'f LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS CITY OF-PETALUMA • Assessment District No. 23,Redwood Business Park 3 (Reassessment and Refunding roff2001), Series 2001-A Dated: Dateiof_Delivery Due: September 2,as shown below Authority The Limited Obligation Improvement Bonds, City of Petaluma, Assessment District No.,:23, Redwood Business Park 3 (Reassessment and Refunding of 2001), Series 2001-A are being issued by the' City Petaluma pursuant to the,provisions of the ursuant to the Refunding Ad of 1984 for 1915 Improvement.Bonds, Division,11.5 of. the California Streets and Highways Code,to redeem and defease the outstanding'liimted obligation improvement bonds of the City issued for its,Assessment District 23, Redwood Business Park 3. All of the proceedings of the City undertaken to forni:the District and to levy the.assessments were undertaken pursuant to the Municipal Improvement Act of 1913 (Division 12 of the California Streets and Highways Code). Denominations Initial purchases of beneficial interests in.the Bonds will be made in book-entry form and the . Bonds will be:•registered in the name of Cede & Co., as nominee for The Depository Trust Company ('"DTC") Initial Bond denominations are $5,000 and any integral multiple thereof . except that one. and may contain an odd amount. Purchasers of beneficial interests it the Bonds wilt not receive certificates representing their interests in the Bonds and will not be paid directly by the Bond tnistee. See"THE BONDS-Book-Entry System"herein. Redemption The Bonds are subject to redemption on any March 2 or.September 2 on or after prior to Maturity as described.herein. See"THE BONDS"herein. Reassessments The Bonds are payable from reassessments levied against certain property within the Assessment'District 23,.Redwood Business Park 3. Under the provisions of the Bond Law, reassessment:installments of principal and interest sufficient to meet annual Bond debt service are included'on theregular county tax bills sent to owners of property against which there are unpaid .assessments. These annual reassessment ,installments are To be paid into the Redemption Fund, to be held by the City and used to pay debt-service'on the Bonds as it _ becomes due. See'SECURITY FOR THE BONDS AND SOURCES OF PAYMENT THEREFOR." Security The Bonds are not.general obligations"of the City of Petaluma and the Bonds are payable only from assessrnerits and other'specific sources of money available to the City. Unpaid reassessments constitute:fixed liens on the lots and parcels reassessed.within the District and do not constitute a personal indebtedness of the. respective owners of such..lots and parcels. Accordingly, in the event of delinquency, proceedings may be conducted only against the particular parcel of real property securing the delinqquentareassessment. Thus, the value of . fhe"real'property within fre District which has been allocated,a portion of the reassessment is a critical-factor in.determining the investment t,quality of the Bonds. See"OWNERSHIP AND VALUE OF PROPERTY WITHIN THE:DISTRIC T:" Use of Proceeds The proceeds of the Bonds will primarily be'used to refinance bonds originally issued to finaneetfinance the acquisition and pconstruction-by:theCity of public improvements, primkrily infrastructure improvements necessary_for development of a'portion of the Redwood.Business Parkin-the-City. See THE IMPROVEENTS." This cover page contairis=certain information for general reference only. It'is not a summary of this issue. Investors are advised to read' the entire Official Statement to obtain information essential to the making of an informed investment decision. • Preliminary,subject to change. • NEITHER THE FAITH AND CREDIT NOR THE TAXING POWER OF THE CITY, THE COUNTY OF SONOMA,THE STATE OF CALIFORNIA OR ANY`POLITICAL SUBDIVISION THEREOF IS PLEDGED TO THE PAYMENT OF THE BONDS. THE INFORMATION SET FORTH IN THIS OFFICIAL STATEMENT, INCLUDING INFORMATION UNDER THE HEADING"BONDOWNERS'RISKS",SHOULD BE READ IN ITS ENTIRETY. MATURITY SCHEDULE Maturity. Principal Interest Maturity Principal Interest (September 21 Amount Rate Price (September 21 Amount Rate Price $ _%Term Bonds due September 2,20_,Price: 100% The Bonds will be offered when as and'iif issued.and received by the Underwriter, subject to the approval as:to their legality by Jones Hall,A Professional Law Corporation,:San Francisco, California, as Bond Counsel.Jones Hall,is also serving as Disclosure Counsel:to the City. In addition, certain legal matters will be passed upon for the City by..the-City Attorney. This anticipated that the Bonds in book-entry form will be available for delivery to Cede & Co., as nominee of DTC, on orabbut 2001 in New York, New York. IBIS,?SECURITIES; LLC Dated: 2001. *Preliminary,subject to change. • • • • • • • • • • CI-TY OF PETALUMA CITY COUNCIL E. Clark Thompson,Mayor Janice Cader-Thompson, Vice-Mayor Mike Healy, Councilmember • Matt Maguire, Councilmember Bryant Moynihan, Councilmember Mike'O'Brian, Councilmember Pamela Torliatt, Councilmember CITY STAFF Frederick C. Stouder, City Manager Gene RP. Beatty,Assistant City Manager Richard R. Rudnansky, City Attorney WilliainJ. Thomas, Finance Director • BOND COUNSEL and DISCLOSURE COUNSEL Jones Hall„A Professional.Law Corporation San Francisco, California REASSESSMENT ENGINEER Harris 8&Associates Petaluma, California PAYING AGENT and ESCROW AGENT Bank of NeW York, Western Trust Company San Francisco, California FINANCIAL ADVISOR Kelling, Northcross &Nobriga Oakland, California UNDERWRITER Ibis Securities, LLG Walnut Creek, California • • • • TABLE OF CONTENTS INTRODUCTION 11 SPECIAL RISK FACTORS 1916 THE BONDS 22 General 19161-7 General Provisions 22 Owners Not Obligated to Pay Bonds or Authority for Issuance - 33 Reassessments 2017 Purpose of Issue and the Refunding.Plan 44 Bankruptcy.and Foreclosure 201748 Estimated Sources and Uses of Funds 44 Availability of Funds to Pay Delinquent Investment of Bond Proceeds 54 Assessment Installments 2118 Estimated Debt Service Schedule 54 Limited Obligation upon.Delinquency...211819 Redemption 5s Collection of the Assessment 211819 Payment;Registration,Transfer and Exchange Proposition 218 224-920 of Bonds 66 Hazardous,Substances 232021 Book-Entry System - - - 76 Future Overlapping Indebtedness 232024 Discontinuance of Book-Entry System 98 No Acceleration Provision 2424 SECURITY FOR THE BONDS 98 CONSTITUTIONAL LIMITATIONS ON Reassessments 98 TAXATION AND APPROPRIATIONS. 242124 Methods of Assessment and Reassessment Property Tax Rate Limitations-Article Spread 109 XIIIA 242122 Covenant to Commence Foreclosure Legislation Implementing Article XIIIA252122 Proceedings 109 Appropriation Limitation-Article XIIIB...252' Priority of Lien _ 11109 Property.Tax Collection Procedures 262223 •; Reserve Fund 1110 LEGAL MATTERS.. 272324 • THE DISTRICT • 121110 Tax Matters 272324 Description - - . 124440 - Absence of Litigation 2724 Property Owners 131244 Legal Opinion 272425 Assessment.Installment Delinquencies 1413 MISCELLANEOUS 282425 Value to Lien Ratios - -151313 Continuing.Disclosure 282425 Direct and Overlapping Governmental No Rating 2825 Obligations 1745 Verification of,Mathematical Accuracy 2825 Collection of the Assessment - 1745 Underwriting 2825 THE REDWOOD BUSINESS PARK 181516 Additional Information 292526 APPENDIX A-Reassessment Diagram A-1 APPENDIX B-Form of.Bond Counsel Opinion C-1 APPENDIX C. Form of Continuing Disclosure Certificate - D-1 APPENDIX D- City of Petaluma General Information E-1 . • `• GENERAL INFORMATION ABOUT THIS OFFICIAL STATEMENT Use of Official Statement. This Official Statement is submitted in'connection with the sale of the Bonds referred to herein and may not be reproduced or used, in whole or in part, for any-other purpose. This Official Statement shall not be construed as a contract with the purchasers of the Bonds. • Unauthorized Representations. No dealer, broker, salesperson or other person has been authorized by the City to give any information'or to make any representations with respect to the Bonds other than those contained inl this(Official Statement and, if,given,oi made, such other information or representations must not be relied upon as having been authorized by.any of the foregoing: This Official Statement does..not constitute:an offer to sell or the solicitation of any`offer to buy nor shall there be any sale of the.Bonds by any person.in<anyjurisdiction in which it is unlawful for such person to make such an offer,solicitation or sale. Estimates and Projections. When used in this Official Statement and in any continuing disclosure by the City, in any press release and in any oral statement made with the approval of an authorized officer of the City,the words or phrases"will likely result;" "are;expected to," "will continue," is anticipated;" "estimate,' "projects'' "forecast," "expect," "intend" and similar expressions identify "forward looking statements""within the meaning of the Private'Securities Litigation Reform Act of 1995. Such statements are subject to-risks and uncertainties that could cause actual results to differ materially from those contemplated in such forward-looking statements. Any forecast is subject to such uncertainties. Inevitably, some 'assumptions used to develop the forecasts will not be realized and unanticipated events and circumstances may occur. Therefore, there are likely to be differences between forecasts and actual results, and those differences may be material. The information and expressions of opinion herein are subject to change without notice,and neither the delivery of this Official Statement nor • any sale made hereunder shall, under any circumstances,give use to any implication that there has been no change in the affairs of the City since the'date hereof. Involvement of Underwriter. The Underwriter has reviewed the information in this Official Statement in accordance with and'as'_a part of,its responsibilities to investors under the Federal Securities Laws as applied to the facts and circumstances of this transaction; but the Underwriter does not guarantee the accuracy or completeness of such information. The information and expressions of opinions herein are subject to change without notice and neither delivery of'this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the City since the date hereof. All summaries of provisions of the Resolution or other documents referred to in this Official Statement, are made subject to the provisions of such documents,respectively,and do-not purpoft to be complete statements of any or all of such provisions. IN CONNECTION WITH THIS OFFERING, THE UNDERWRITER MAY OVERALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR-MAINTAIN THE MARKET PRICE OF THE BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL.IN THE OPEN MARKET. SUCH STABILIZING,IF COMMENCED,MAY BE DISCONTINUED AT ANY TIME. THE BONDS HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, IN RELIANCE UPON AN EXCEPTION FROM'THE REGISTRATION REQUIREMENTS • CONTAINED IN-SUCH ACT. THE BONDS HAVE NOT BEEN REGISTERED OR QUALIFIED UNDER THE SECURITIES,LAWS OF'ANYSTATE. • • OFFICIAL<STATEMENT- c $. * LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS CITY OF PETALUMA Assessment District No. 23,Redwood Business Park 3 (Reassessment and.Refunding of 2001), Series 2001-A INTRODUCTION This Introduction is nota.sun}mary of this Official Statement. It is only a brief description of and guide to, and is qualified by, more complete and detailed informationcontained in the entire Official Statement, including the cover page and appendices hereto, and the.documents summarized or described herein. A full review should be made of the entire Official Statement. The offering of the Bonds to potential investors is made only by means of the entire Official Statement. Purpose of Official Statement. The purpose of this Official"Statement, which includes the cover page and Appendices hereto (the "Official Statement") is to provide certain •' information concerning the sale and issuance of the Limited Obligation Refunding Improvement Bonds, City of Petaluma, Assessment District No 23, Redwood Business Park 3 (Reassessment and Refunding of 2001) Series 2001-A (the 'Bonds'). The City. The City of Petaluma (the "City") is located in Sonoma County, approximately 40 miles north of San Francisco. Incorporated in 1858,.the'City's first charter was granted by the state in 1947, and Petaluma continues to-operate as a 'charter city. The population of the City is estimated to be 53,000. • The Assessment District. The City of,Petaluma, Assessment District No. 23, Redwood Business Park 3 (the "District")was created by the City pursuant to Resolution of Intention No 95-220 N.C.S. adopted by the City Council of the City-(the "City"Council") on August 21, 1995. The District is comprised of [eight] parcels, all of which are reassessed. See "THE"DISTRICT" herein for a description of the parcels,property ow ners and assessed value of the Iand in the District. Based on the2000-01,Sonoma County (the "County") assessed valuation of.property in the District and the.$ reassessment amount, the overall value-to-lien ratio for the District is approximately to 1. Purpose of the Bonds. The net proceeds of the Bonds, along with other available funds, will be used (i) to redeem and defease the outstanding limited obligation improvement bonds of the City issiied;forthe District issued in 1995 (the "1995 Bonds") by making a deposit into Preliminary,subject to change. -1- the Escrow Fund created pursuant to the reassessment proceedings for such purpose, (ii) to •' make a deposit into a debt service reserve fund and (iii) to pay certain costs of issuing the Bonds. See "THE BONDS Purpose of Issue and the Refunding Plan" herein. Sources of Payment for the Bonds. The Bonds are issued pursuant to the Refunding Act of 1984 for 1915 Improvement Bonds, Division 11.5 of the California Streets and•Highways Code (the "Refunding Law") and a resolution of the City Council of the City, adopted on , 2001 (the "Resolution"). The Bonds are issued upon and are secured by certain unpaid reassessments (the'Reassessments") against the Reassessment Parcels'together with interest thereon. The unpaid Reassessments together with interest thereon constitute a trust fund for the redemption and payment of the principal of the Bonds and the interest thereon. The Bonds are also secured by the monies in the Redemption Fund and the Reserve Fund created pursuant to the reassessment proceedings. Description of the Bonds. Payments. Interest is payable on March 2, 2002, and semiannually thereafter on March 2 and September 2 each year Principal of,and premium, if any, on the Bonds shall be payable by Bank of New York, Western Trust Company, 'San Francisco, California, acting,.as registrar, transfer agent and paying agent (the "Paying Agent") for the Bonds. See THE BONDS - General Provisions," " - Payment, Registration, Transfer and Exchange of Bonds"herein. Denominations and Registration. The Bonds will be issued in denominations of$5,000 each or integral multiples thereof, except for one Bond 'which is-may be in an;odd amount. The • Bonds will.be issued as fully registered bonds registered in the name of Cede &Co.,as nominee for The Depository Trust Company. Initial,purchases of beneficial interests in the Bonds will be made in book-entry form. See"THE BONDS—Book-Entry.System." Redemption. The Bonds are subject,to redemption on any March 2 or September 2, at a redemption price equal to the principal,amount to be redeemed plus a premium thereon, plus accrued interest toathe redemption date: The Bonds maturing on September 2,'20 are subject to mandatory sinking fund redemption. See—THE.BONDS- Redemption" herein. Summaries Not'Definitive. The.summaries and references to the Act, the"Bond.Law,the Resolution, the Bonds, certain resolutions and to other statutes and documents referred to herein do not purport to be comprehensive or definitive, and are qualified in,their entireties by reference to each such statutes and documents: All capitalized terms used herein, unless noted otherwise,.;shall have the meanings prescribed in the Resolution, as hereinafter defined. The information set forth herein has been furnished by the City and by sources which are believed to be accurate and reliable but is not guaranteed as to accuracy or completeness. Statements contained in this Official Statement which involve estimates, forecasts, or other matters of opinion, whether or not expressly so described herein, are intended solely as such and are not • to be construed,as representations of fact. • THE BONDS General Provisions -2- The Bonds will be dated their date of delivery, and will be issued in the aggregate •, principal amount set forth on the cover'hereof. The Bonds shall initially bessued in the form of fully registered bonds in a denomination of$5;000 or any integral multiple thereof, except for one Bond which may be in. an odd amount. The Bonds will be issued only as one fully registered Bond for each maturity, in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New'York ("DTC"), as registered owner of all Bonds, and will be available to Beneficial Owners' under the book-entry system maintained by DTC in denominations of$5,000 or any integral multiple thereof except-that one Bond may be in an odd amount. Beneficial Owners of the Bonds will not receive physical certificates representing their interest in the Bonds. So long as the Bonds are registered in the name of Cede & Co., as nominee of DTC, references herein to the owners shall mean;Cede & Co., and shall not mean the Beneficial Owners of the Bonds: See "Book-Entry System" below. The Bonds will bear'interest.from their dated date at the rates per annum set forth on • the cover page hereof, payableesemiannually on each March 2 and September 2, commencing March 2, 2002 (each, an "Interest Payment Date"), and will mature'in the amounts and on the dates setforth on the cover page hereof. The principal and interest:on the Bonds at maturity shall be payable in lawful money of the United States of America upon presentation at the office of the Paying Agent. Interest on the Bonds-shall be paid by check, draft or'warrant mailed to DTC, or any successor depository, or in the event of termination of the.book-entry system, to the registered •; owner hereof at the registered; owner's address as it appears on the records of the Paying Agent, or at such address as may have been'filed with the Agent for that purpose, as of the fifteenth day of the calendar Month immediately preceding each Interest Payment Date. As long as Cede & Co. is the owner of the Bonds, payments of the principal of, premium, if any, and interest on the'Bonds will be made'directly to DTC, or its nominee, Cede &Co. Disbursements of such payments to DTC's,Participants is the responsibility of DTC and disbursements of such payments to the Beneficial Owners is the responsibility of DTC's Participants and Indirect Participants, as.more fully described below in the section captioned "Book-Entry System. Payments of the principal of,premium,if any, and interest on the Bonds will be made directly to DTC, or its nominee, Cede & Co.,by the Fiscal Agent, so long_as DTC or Cede & Co.is the registered owner of the Bonds. Disbursements of such payments to DTC's Participants is the responsibility of DTC and disbursements of such'paymentsito the Beneficial Owners is the responsibility of DTC's Participants and Indirect Participants, as more fully described herein. See".Book-Entry System." below. Authority for Issuance The Bonds are issued pursuant to the Refunding Law and a Resolution of Issuance adopted by the City Council on , 2001. The Bonds are issued upon and primarily secured by certain unpaid Reassessments which are a lien against certain parcels of land (the "Reassessment Parcels") within the District,together with interest thereon. The City stated its intention to refund the 1995 Bonds pursuant to a Resolution of Intention adopted by the City Council of the City on 2001. -3- The Bonds are issued pursuant to particular provisions of the Refunding Law which permit their authorization,'issuance and sale without public hearing if three conditions are satisfied. The three conditions are summarized as-follows: (a) Each estimated annual installment of principal and interest on. the Reassessment is less than the corresponding annual installment.of principal and interest on the portion of the original assessment being superseded and supplanted by the same percentage for all Reassessment Parcels. (b) The number of years to maturity of all the Bonds is not more than the number of years to the last maturity of the 1995 Bonds (as defined below). (c) The principal amount of the Reassessment on each.Reassessment Parcel is less+than the,unpaid principal amount of the portion of'the original assessment;being superseded and supplanted by the same percentage for each Reassessment Parcel. The.City Council, as part of the.refundingproceedings taken pursuant to the Refunding Law,has made a finding that the three conditions are satisfied. Purpose of Issue and the.Refunding Plan The purpose of the Bonds is to provide funds which will be deposited into an escrow fund (the "Escrow Fund") held by. ,San Francisco; California, as escrow agent ("Escrow Agent") pursuant to an Escrow Agreement, and used to pay principal and interest • due on and redeem on. „20_the following outstanding series of bonds,referred to herein as the 1995 Bonds: Certainmmoneys in the existing funds and accounts relating to the 1995 Bonds will also be applied to the redemption. See "Estimated Sources and Uses of Funds." Estimated Sources and Uses of Funds The proceeds to be received from the sale of the Bonds, together with other applicable sources, are estimated to applied as follows: SOURCES: Par Amount of the Bonds Less:Underwriter's Discount Plus: Funds from the 1995 Bonds Total Sources USES: . Deposit Escrow Fund • Deposit to Reserve Fund(1) Deposit to Costsof Issuance Fund(2) Total Uses -4- • Investment of Bond Proceeds • . • Monies held in the Redemption Fund and the Reserve Fund shall be invested as permitted under the Refunding Law, and shall be held by the City. Investments in any and all funds and accounts shall be at the discretion of the Finance Director and may be commingled in a separate fund or funds for purposes of making, holding and disposing of investments, notwithstanding provisions in the Resolution,for transfer to or holding in or to the credit of particular funds or accounts of amounts received or held by the Finance Director, provided that the Finance Director at all times accounts for such investments strictly in accordance with the funds and accounts to which they are credited and otherwise as provided in the Resolution. Estimated Debt Service Schedule The following table presents the debt service schedule for the Bonds, assuming no redemptions are made: Year Ending Principal Interest Annual Total •' • Redemption , Optional Redemption. Whenever, as of an 'Interest Payment Date, there are sufficient funds in the Prepayment Account of the Redemption Fund from the proceeds of prepayments of Reassessments,or from the application of any surplus funds,by the City Council, Bonds shall be called for redemption. Each Bond, or any portion of the principal thereof in the principal amount of $5,000 or any integral multiple thereof, may be redeemed and paid in advance of maturity on any Interest Payment Date in any year by giving notice as provided in the Resolution and by paying the_principal amount thereof,plus interest to the date of redemption, unless sooner surrendered, in which event said interest will be paid to the date of payment, together with a Redemption Premium of 3% of the principal amount to be redeemed. The provisions of Part 11.1 of the Bond Law are applicable to the advance payment of • Reassessments and to the 'calling of the Bonds. The Paying Agent shall select Bonds for redemption in such a way that the ratio of Outstanding Bonds to issued Bonds shall be -5- approximately the same in each annual series insofar as possible (i.e. on a pro-rata basis among • maturities of the Bonds). Within each annual,maturity, the Agent shall- select Bonds for retirement by lot. Mandatory Sinking Fund Redemption., The Bonds maturing on September 2, 20_ (the "Term'Bonds") shall be called before maturity and redeemed,from the Sinking Fund Payments that have been deposited into the Redemption.Account, on September 2, 20_, and on each September 2 thereafter prior to maturity, in accordance with the schedule of Sinking Fund Payments set,forth below, The Bonds so called for redemption shall be selected by the Fiscal Agent by lot and shall be redeemed at a;redemption price for each redeemed Bond equal to the principal amount thereof, plus accrued interest to the redemption date, without premium, as follows: Sinking Fund • Redemption Date Sinking Payments • Effect of Redemption. From and after the date fixed for redemption,if funds available for • the payment of the principal of, and interest and any premium on, the Bonds' so called for redemption shall have been deposited in the Redemption Fund on the date fixed for redemption, such Bonds so called will cease to be entitled to any benefit under the.Resolution other than the right to receive payment of the redemption price, and no interest shall accrue thereon on or after the redemption date specified in such notice. Any prepayment of all or part of any Reassessment would, iand the issuance of refunding bonds would, and the accumulation of investment income in the Redemption Fund may, result in optional redemption of all or a portion of the Bonds prior to their "stated maturities. Pursuant to the Refunding Law, the City may issue refunding bonds for the purpose of redeeming the Bonds. See "SECURITY FOR THE BONDS - Reserve Fund" for a discussion on the transfer of investment income from the Reserve Fund to the Redemption Fund. Transfer and Exchange of Bonds Transfer of Bonds. Any Bond may, in accordance with its terms, be transferred upon the - " Bond Register by the registered Owner, in person or by such Owner`s duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer in a form,approved by the Paying Agent, duly executed. Whenever any Bond shall be surrendered for transfer, the Paying Agent shall thereupon authenticate and deliver to the transferee anew Bond or Bonds of like tenor, maturity and aggregate principal amount. Bonds may be exchanged at the Principal Office of the Paying Agent, for Bonds of the same tenor and • -6- maturity and of other authorized denominations. Neither.the City nor the Paying Agent shall • be-required to make such exchange or registration or transfer of'Bonds on or after the Record Date or after a Bond has been selected for redemption. For any transfer or exchange under this Section, the City and the Paying Agent may'require the payment of a reasonable fee to cover the costs and expenses of the City and the Paying Agent. Exchange of Bonds. Fully registered' Bonds may be exchanged at the office of the Paying Agent, or designated transfer agent/registrar, for a like aggregate principal amount of Bonds of the same series, interest rate and maturity, subject to the terms:and conditions provided in the system of registration for registered;debt obligations, including the payment of certain charges, if any, upon surrender and cancellation of said Bonds. Upon such transfer and exchange, a new registered Bond or Bonds of any authorized denomination or denominations of the same maturity for the same aggregate principal amount will be issued to the transferee in exchange therefor. Bond Register. The Paying Agent is required to keep sufficient books for the registration and transfer of the Bonds and, upon presentation for such purpose, the Paying Agent shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, onsaid register, the Bonds as provided in the Resolution. The register shall show the series, number, date; amount, rate of interestand last known holder of each Bond, and the number and amount of:each interest coupon paid. • Book-Entry System DTC will act as securities depository for the Bonds. The Bonds will be issued as fully registered bonds registered in the name of Cede &Co. (DTC's partnership nominee). One fully 5 registered Bond will be issued for each maturity of the Bonds, each in the aggregate principal amount of such maturity, and will be deposited with DTC. • DTC.is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within-the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a ':clearing:agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds securities that its participants (the "Participants") deposit with DTC, DTC also facilitates the settlement among Participants of securities transactions, such as transfers and pledges; in deposited securities through electronic computerized book-entry changes in Participants' accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants include securities brokers and dealers, banks, trust companies, clearing corporations; acid certain other organizations. DTC is owned by a number of its Direct Participants and by the New York Stock Exchange, Inc., the • American Stock Exchange, Inc. and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others such as securities brokers and dealers, banks, and - trust companies that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). The Rules applicable to DTC and its Participants are on file with the Securities and Exchange Commission. • Purchases of, the Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Bonds on DTC's records. The ownership -7- interest of each actual purchaser of each Bond ("Beneficial-Owner") is in turn to be recorded :` on the Direct and Indirect Participants. records. Beneficial Owners will not receive written confirmation from DTC of their purchase, but.Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the:Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests>inthe Bonds are to be accomplished by entries made on the books of Participants acting on behalf of Beneficial Owners. .Beneficial Owners will not receive certificates representing their ownership interests in the Bonds, except in the event that use of the book-entry system for the Bonds is discontinued. To facilitate subsequent transfers; all. Bonds deposited by Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co. The deposit of,Bonds with DTC and their registration in the name.of Cede &Co. effect no change in beneficial ownership. DTC has no knowledge of The actual Beneficial Owners of the Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such securities are credited,which may or may not be the Beneficial Owners. The Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct t;Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subjectato any statutory or regulatory requirements as may be-in effect from time to time. 0. Redemption notices shall be sent to Cede&.Co. If less than all of the bonds within an . issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. will consent or vote with respect to the Bonds. Under its usual procedures,DTC mails an Omnibus Proxy to an issuer as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants toywhose accounts the Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). - Principal, mandatory redemption.and interest payments on the Bonds will be made to DTC: DTC's practice is to credit Direct Participants' accounts on payment dates in accordance with,their respective holdings shownon DTC's records unless DTC has reason to believe that it will not receive payment on the date payable. Payments by Participants to Beneficial Owners will,be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers m bearer form or registered in "street name,"and will be the responsibility of such Participant and not of DTC, the Fiscal Agent, or the City, subject to any statutory or regulatory requirements as may be in.-effect from-time to time. Payment of principal and interest to DTC is the:responsibility of the City or the Fiscal Agent, disbursement of such payments to Direct Participants shall be the-responsibility of DTC, and disbursement of such payments to the Beneficial Owners shall be responsibility of Direct and Indirect Participants. The City cannot and does not give any assurances that DTC, DTC Participants or •'. others will-distribute payments of-principal, interest or premium with respect to the;Bonds -8- Paid to DTC or its nominee as the' registered owner, or will distribute any redemption •, notices or other notices,to the Beneficial''Owners, or that they will do so on a timely basis or . will serve and act in the manner. described in this Official Statement. The City is not responsible or liable'for the failure'of DTC or any DTC Participant to make any payment or give any notice toa'.Beneficial Owner with respect to the Bonds.or an error or delay relating thereto. . The foregoing description of. the procedures and record-keeping with respect to beneficial ownership interests in the Bonds, payment of principal, interest and other payments on the Bonds to DTC Participants or.Beneficial Owners, confirmation and transfer of beneficial ownership interests in such Bonds and other related transactions by and between DTC, the DTC Participants and the Beneficial Owners is based solely on information provided by DTC. Accordingly,no representations can be made concerning these matters and neither the DTC Participants nor the Beneficial Owners should rely on the foregoinginformation with respect to such matters, but should instead confirm the same with DTC or the DTC Participants, as the case may be. Discontinuance of Book-Entry System DTC may discontinue providing its services with respect to the Bonds at any time by giving notice to the Fiscal Agent and discharging its responsibilities with respect thereto under applicable law or the City may terminate participation in the system of book-entry transfers through DTC or any other securities^depository at any time. In the event that the book-entry 0 system is discontinued, the City will execute, and the Fiscal Agent will authenticate and make' available for delivery, replacement Bonds in the form of,registered bonds. • SECURITY FOR THE BONDS Reassessments The Bonds are issued upon and are secured: by a first pledge of all the unpaid Reassessments levied upon the Reassessment Parcels, together with interest thereon. The unpaid Reassessments together with interest:thereon:constitute a trust fund for the redemption and payment of the principal!?of the,Bonds and the interest thereon. All the Bonds are secured by the monies in the Redemption Fund and the Reserve Fund created pursuant to the reassessment proceedings. Principal of and interest on the Bonds are payable exclusively out of the Redemption'Fund.. Although the unpaid Reassessments constitute fixed liens on the Reassessment Parcels, they do not constitute personal indebtedness of the owners of the Reassessment .. • Parcels. Furthermore, there can be no assurance as to the ability of the owners to pay the unpaid Reassessments. The unpaid Reassessments levied on the Reassessment Parcels will be billed by the County on the regular property tax bills sent to owners of such properties. All sums received • from the collection of the Reassessments and of the interest and penalties thereon shall be placed in the Redemption Fund. The annual Reassessment installments together with interest -9- are to be paid into the.Redemption.Fund which will be used to pay the principal of and interest on the Bonds as they become due. - The Bonds are.not.secured by the general taxing power of the City or the.State or any political ,subdivision of the State, :and neither the City nor the State nor any 'political subdivision of the State has pledgedits full faith and credit for the payment thereof. Methods of Assessment and Reassessment Spread As described in the Reassessment Consultant's Reassessment Report prepared with respect to.the District, the assessments,levied in the Prior District were spread on,the basis of special and direct benefits received by the assessed parcels from the improvements to be constructed, as recommended by the assessment engineer(s) and as finally approved by the City Council: The Reassessments are spread in amounts proportional to the respective outstanding assessments securing the 1995 Bonds. Covenant to Commence Foreclosure Proceedings The Refunding Act provides that in the event any Reassessment or installment thereof or any-interest thereon is not paid when due, the City may order the institution of a court action to foreclose the lien of the unpaid.Reassessinent. In such.an-action, the real property subject to the unpaid Reassessment, but not any parcel for which the Reassessment'rnstallment in not delinquent, may be sold at judicial foreclosure sale. This foreclosure sale procedure is not mandatory. The City has covenanted that it will order; and cause to be commenced; and • thereafter diligently prosecute an action m the superior court to foreclose the lien of a Reassessment or installment thereof which has been billed, but has not been paid in the following instances,_which action shall be commenced within 60 days'of'any of the following determinations which.shall be made by the Finance Director not later than October 1 of each Fiscal Year: (A) If the City determines that there is a delinquency of a Reassessment of$ or more for a prior Fiscal Year or Years for any single parcel of land in the District. (B) If the;City determines that the total amount of delinquent Reassessments for the prior Fiscal Year for the entire District, less the total delinquencies.under_subsection (A) above„ exceeds threepercent(3%) of the total Reassessments dueand payable imthe prior Fiscal'.Year, foreclosure,shall be commenced'against each:parcel.of land in the District with a delinquency of $ or more for the prior:Fiscal Year or Years. (C) If the City 'determines that the total'?amount of]delinquent Reassessment-'for the prior Fiscal Year for the entire District, less the total delinquencies under:.subsections (A) and fB) above, ezceeds'five percent (5%) of the total Reassessments due and payable for the prior Fiscal Year, foreclosure shall,be commenced against each parcel of land within the District with any amount of delinquency for the prior Fiscal Year"or Years. However, the City has covenanted in the Resolution that upon any Reassessment - --linquent, it will cause foreclosure proceedings to be brought within-one hundred fifty :(150) days of such delinquency on all then delinquent parcels and thereaafter • diligently prosecute su - - _ - - _ Z-- : -10- • • In the event ,court foreclosure proceedings are necessary, there may be a delay in payments to Bondowners pending prosecution of the;foreclosure proceedings and receipt by the City of the proceeds'of the foreclosure sale. 'It is also possible that no bid for the purchase of the applicable property would be received at the foreclosure sale. See also the section herein entitled"SPECIAL RISK FACTORS." Priority of Lien . The Reassessments (and any further assessment or reassessment) and each installment thereof, and any interest and penalties thereon, constitute'..a lien against the lots and parcels of land on which they were imposed until the same is paid. Such lien has priority over all fixed special assessment liens which may thereafter be created against the property and also has . priority over all private liens including the lien of any mortgage or deed of trust whenever created. Such lien is co-equal to and independent of the lien, for general taxes and any community facilities district special taxes. There are special taxes;and assessments other than the Reassessments affecting a portion of the land in the District. See"THE DISTRICT - Direct and Overlapping Governmental'`'Obligations" below. Reserve Fund On the date of issuance and delivery of the Bonds, the City will make a deposit from 0 Bond proceeds into the Reserve Fund in the amount;of$ . Moneys in the Reserve Fund shall be held by the Finance Director for the benefit of the City and the Bond Owners as a reserve for the payment of principal of, and interest and any premium on, the Bonds. The City shall cause the Reserve Fund to be administered in accordance with Part 16 of the Bond Law; provided that proceeds from redemption or sale of-propertieswith respect to which payment of delinquent Reassessments and interest thereon was made from the Reserve Fund, shall be credited to the Reserve Fund. Amounts deposited into the Reserve Fund will be used and withdrawn by the Paying Agent solely for the purpose of making transfers to the Redemption Fund in the event of any deficiency at any time in.the Redemption Fund of the amount then required for payment of the principal of (including Sinking!Fund Payments,if any), and interest and any premium on the Bonds or for the purpose ofredeeiriing Bonds from the Redemption Fund. Whenever, after-the issuance of the Bonds, a Reassessment is prepaid, in whole or in part, as provided,in'the Refunding Law, the Finance Director=shall transfer from the Reserve Fund to the Redemption Fund an amount specified in such direction equal to the product of the ratio of the original amount of the Reassessment so paid to the original amount of all Reassessments, times theinitial Reserve Requirement. . • . Whenever, on any Interest Payment Date, or on any other date when requested by an Authorized Officer, the amount in the Reserve Fund exceeds the then applicable Reserve Requirement, the Paying Agent will, except as otherwise in the Resolution for purposes of • rebate, transfer on or before such Interest Payment Date or such other date an amount equal to such excess from the Reserve Fund to the Redemption Fund to be used in accordance with the Refunding Law: -11- Whenever the balance in the Reserve Fund is sufficient to retire all the Outstanding • Bonds, whether by advance retirement or otherwise, collection of the principal and interest on the Reassessments will be discontinued and the Reserve Fund liquidated by the Paying Agent in retirement of the Outstanding Bonds. In the,event that the balance in the Reserve Fund at the time of liquidation exceeds the amount required to retire all of the Outstanding Bonds, the excess will, after payment of all amounts due to the Paying.Agent, be transferred to the City to • be used in accordance with the Act and the Refunding Law. THE DISTRICT Description Direct access to the District is provided by U.S. Highway 101, which has an interchange. less than one-quarter mile from the District to Stony Point Road, Petaluma Boulevard North, North McDowell Boulevard and Old Redwood Highway. The Redwood Business Park currently includes over 20 buildings, of which: 7 are located in the District See "THE REDWOOD BUSINESS PARK" above for a brief description of the development in the Redwood Business Park. The.District is comprised of eight parcels;,seven of which are developed.. All of the parcels in the District are part of a Planned Community District, and the planning process Ask required by the City has been completed. The parcels are zoned for office, R&D, industrial, warehouse and commercial uses. To date, in the District approximately square feet of development has been approved, and approximately .. square feet`has.been constructed, I Proceeds of the Prior Bonds were used to acquire and construct various road and bridge construction and-improvements as well as utility improvements, all of benefit to the.District. ■-- 9' - - ' There are three landowners in.the District. For the 2000-01 fiscal,year, the District included nine parcels; however o. One of the nine, Assessor's Parcel No 047-550-021, was a common area eomon- arca,for Assessor's Parcel Nos. 047-550-018, 019 and 020, and not subject to anrassessment for area and enlarging each of the three developable parcels. The common area land and the-three parcels it served were recently reconfigured into three parcels with no common area; the three resulting'developable parcels,are will be designated Assessor's Parcel Nos. 047-550-022, -023 and-024,beginning in the 2001-02,fiscal year. The following table_shows the property owners within the District, as well as the assessed value, of their parcels. as reported by the 'County.Assessor, based on the parcel designations for fiscal year 2000-01. CITY OF PETALUMA ASSESSMENT DISTRICT'NO. 23, REDWOOD BUSINESS PARK 3 • Property:Owners and 2000-01 Assessed Values -12- • •' Assessor's Parcel 2000-01! 2000-01. Total Number Property Owner Acres AN.Land A.V.Impmts Value 047-550-004 .Savoy Corporation 3.07 $675,266. $4,051,593 $4,726,859 047-550-005 Savoy Corporation 2.88 727;209 2,597,175 3,324,384 047-550-007 G&W Copley_Redwd.Bus.Park 2.66 311,661 0 $311,661 .047-550-015 G&W Copley Redwd Bus.Park 3.88 1,765;548 4,260,602(1) 6,026,150 047-550-017 G&W Copley Redwd.Bus..Park 5.35 1,246,644 5,041,401 6;288;045 047-550-018 99 AF Petaluma LLC 2.10 3,00Q000 18;000,000 21,000;000 047-550-019 G&W Copley Redwd`Bus.Park 0.65 304,621. 4;739,126(1) 5,043,747 047-550-020 G&W Copley Redwd:Bus.Park 0.17 80,107 622,4190) 702,526 047-550-021 Common Area('-) 10.81 . na . .n/a n a Total 31.57 $3O 8,,,o 0r'-avx,"41 7,423,372 0)Value.ofimprovements based on City building permits for improvements not yet assessed by County. (2)Common Area parcel has been eliminated beginning in fiscal year 2001-02'and land area consolidated into other parcels. Source: Sonoma County Assessor's Office 2000-01 Secured Roll and City building permit records. Property Owners Reassessment Parcel Nos. _ (APN 047-550-007, -015, -017, --023 and -025024), representing_% of the outstanding lien,is owned by G&W Copley Redwood Business Park, • the original developer of Redwood Business Park. • Reassessment Parcel No. (APN 047-550-015)7 representing _% of the outstanding lien,-has been developed within the last year with an approximate 67,340 square foot three- story building. Currently, the building is fully leased to Cisco Systems, a publicly traded company,under a lease'that expires in Reassessment Parcel No.,_ (APN 047-550-017)7 °. - _ - _ 14en—has been developed;within the last year with an approximate _square foot one-story building. Currently, the building ds also fully leased,to Gluon,Networks, under a lease that expires 9n Reassessment Parcel No _ (APN 047.550-023, formerly 047-550-019),representing _% of the outstanding'lien, has been developed within the last year with an approximate 58,440 square foot two-story building. Currently, the building is fully leased to Gluon Networks, under a lease that expires in . Reassessment Parcel No. (APN 047-550-024, formerly 047-550-020), representing. ° : - _ - •, has been developed within the last year with an approximate 7,423 square foot one-story building. Currently, the building is fully leased to Learning Universe Child Development Center, a subsidiary of Knowledge Learning Corporation, a publicly traded company; under a,lease that expires in • Reassessment Parcel No._ (APN 047-550-007) is currently unrevedundeveloped. -13- Reassessment Parcel No._ (APN 047-550-02248), representing_%-of the outstanding •• lien; is owned by 99 AF Petaluma, LLC. This parcel is developed with a 140,448 square foot split-level office'building: Currently the building is fully leased out to Advanced Fibre Communications, Inc. This company designs, develops, manufactures, markets and supports the Universal Modular Carrier 1000 multi-feature digital loop carrier system.. Their product enables service providers to connect subscribers to the central office switch for voice and data communications. They'are publicly traded on NASDAQ under the symbol AFCI. Advanced Fibre Communications has_a fifteen-year triple-net lease that expires September:,30,2014. 99 AF Petaluma is a real-estate,investment partnership based in Dallas, Texas. They purchased the property in September of 1999 from G&W Copley Redwood Business Park, LP. The partnership is made up Of two companies, of which 90% is a pension-fund advisory group and 10% is a real estate company. The objective of the partnership was to purchase the property as an investment and hold it for two to three years. Currently; they are actively marketing the property. Reassessment Parcel Nos. 1 and 2 (047-550-004 and 047-550-005, respectively)—) representing % of;the District, are owned by the Savoy Corporation. Reassessment Parcel • No 1 is developed with a,42,451 square-foot one-story building. Currently, the building is completely leased to Cisco Systems. Reassessment Parcel No 2 is developed with a 34,339 square-foot one-story building. Currently, the building,is completely leased to three tenants: Cisco Systems under a lease expiring May 31, 2005, AT&T under a lease expiring,October 31, 2001 with three 5-year options, and Sequoia Analytical, a company that performs soil testing and has an on-site laboratory facility, under a lease expiring August'31, 2006 with one 5-year option. These two parcels were purchased by the Savoy Corporation in March of,2000. This company is,a;third generation family-owned real estate investment and management company founded,in 1917. Savoy Corporation owns'and manages nine properties in the Bay area and one property in Los Angeles.: Assessment Installment Delinquencies - . . . • - . :'ary political subdivisions operate under the provisions of Sections.1701 through 4717, inclusive; of the Revenue and Taxation Code of the State of California, commonly referred to as the "Teeter Plan," with respect to property tax apportioning secured taxes whereby agencies levying; taxes through the County roll may receive from the County 100% of their taxes at the time they`are levied. The County treasurys cash position (froth taxes) is insured by a special tax loss'reserve fund accumulated from delinquent penalties. Once adopted, a county's'Teeter Plan will remain in effect in perpetuity unless the board of supervisors orders its'discontinuance or unles,prior'to the commencement of a fiscal y ar, a petition for discontinuance is received and joined.th by resolutions'of the governing bodies of not less than two thirds.of the participating districts in the county. An electing county ,_ county if theboard of supervisors, by action taken-not later than.July 15 of a fiscal y ar,elects to -14- discontinue the procedure with respect to such levying agency and the rate of secured tax • delinquencies in that agency in any year exceeds 3% of"the total of all taxes and ascessments levied on the secured roll by that There have'been`no delinquencies in theA history of-a°scssment levies;'collections and delinquency rates-for the D a - - --- - -- - - '.-: - -- '- of the assessments for the District since its creation in 1995, as shown below. • CITY OF PETALUMA ASSESSMENT DISTRICT NO. 23,REDWOOD.BUSINESS PARIC3 Assessment:Levies and Collections Fiscal Dollars Dollars Percent Year Levied Delinquent Delinquent 1995-96 $242,733.64 $0 0% 1996-97 '319;667,60 0 0 1997-98 316,105.06 0 0 1998-99 317,375.02 0 0 1999-00 322,233.02 0 0 2000-01 322,558.08 0 0 Source: Sonoma County Treasurer—Tax Collector. Value to Lien Ratios The aggregate fiscal year 2000-2001 assessed valuation of the real property within the District has been reported by the County Assessor to be $ and according to building permits issued by the.City for improvements which are complete but have not yet been added to assessed value, an additional $ of improvements has been completed, for a total estimated valuation of ,property in the District of $47,423,372 . The principal amount Of'the.lien of the-Reassessment with respect to the Bonds is $ . $3,192;405: The aggregate assessed value of the real property and improvements within the District and the additional improvement value of the three parcels based on City Building Permits is approximately 14.86 times the total of the Reassessment lien with respect to the Bonds against the property within the District. In comparing the aggregate appraised assessed value of the real property within the District and.the-principal amount'of the Bonds, it should be noted that only real property upon which there is, a delinquent assessment can be foreclosed, and the real property within the District cannot be,foreclosed upon as a whole to pay delinquent assessments of the owners of . such parcels unless all of the real property within the District is subject to a delinquent assessment In any event, individual parcels may be foreclosed upon to pay delinquent installments-of the assessments levied against such parcels. The principal amount of the Bonds • is not allocated pro-rata among the parcels within the District; rather,the total assessment for the District'has been allocated among the parcels within the District according to the benefit spread shown in the Reassessment Report. The value to lien ratio does not include the lien of -15- special taxes and other assessments affecting property in the District. See. "Direct and • Overlapping Governmental Obligations" below and "SECURITY FOR THE BONDS - Priority of Lien" above. The following value-to-lien ratios are comparisons between Reassessments on parcels as they are configured for the current and future tax years. However, the assessed values to which they are being compared are based on the parcels as they were configured in the previous (2000-01) tax year plus information from the City regarding recent improvements to the property (see table on page _}. In the previous year, Assessor's Parcel No 047-550-021 was a common area for Assessor's Parcel Nos: 047-550-018, 019 and 020,and no assessment lien was applied'to the common area Currently, the four parcels were divided into three,removing the common,area and enlarging each of the three developable parcels. All three parcels have been improved within the last year. The value of the improvement based on City Building Permits has been added. • • • -16- • `. CITY OF PETALUMA ASSESSMENT DISTRICT-NO. 23, REDWOOD BUSINESS PARK 3 "Reassessments and Value to Lien Ratios Based'on'Fiscal Year 2001-02'Assessor's Parcel'Designations (1) Assessor's Reassessment Percentage Value to Parcel Number Acres Property Owner .Lien of.Total Lien Lien Ratio 047-550-004 Savoy Corporation $284,266.00 8.90 047-550-005 Savoy Corporation . ' 235;078.40 7.36 047-550-007 G&W Copley Redwood Business Park 294;806:20 9.23 047-550-015 G&W Copley RedwoodtBusiness Park 402,444.00 12.61 047-550-017 G&W Copley Redwood Business Park 552,881.40 17.32 047 550-022 99 AF Petaluma LLC 978,322.20 30.65 047-550-023 G&W Copley RedwoodBusiness Park 313,331.40 9.81 047-550-024 G&W Copley Redwood Business Park 132;870.40 4.16 (1) Fiscal Year 2000-01 Assessor Parcel'No.s 047-550=018,-019,-020 and -021 became 047-550-022, -023 and -024 for 2001-02. Source: Reassessment Report Direct and Overlapping Governmental Obligations Overlapping local agencies provide public services within the District, and such agencies have issued general obligation bonds and other types of indebtedness. See • "SECURITY FOR THE BONDS - Priority of Lien." Direct and overlapping governmental obligations as of 1, 2001 are shown in the following table: CITY OF PETALUMA ASSESSMENT'DISTRICT NO.23, REDWOOD BUSINESS PARK 3 Direct and Overlapping Debt JIBIS to orderl Source: California Municipal Statistics,Inc. Collection of the Assessment Delinquency History. There are currently no delinquencies in the payment of property taxes or assessments on property in the District. The City reports that no ascersment has been delinquent since the formation of the District. • Teeter Plan. The County of Sono- .. - . under the provisions of Sections 4701 through '1717, inclusive, of the Revenue and Taxation • method of apportioning secured taxes whereby agencies levying taxes through the County roll -17- may receive from the County 100% of their taxes at the time they arc levied. The County .• tr usury's cash position (from taxes)is'insured by a special tax loci reserve hind accumulated frerx-delinq�ter3 - - - - _ the board of supervisors, by action taken not later than July 15 of a fiscal y dr, elects to discontinue the procedure with respect, to such levying agency and the rate of secured tax delinquencies in that agency in any year exceeds 3% of the total of all taxes_and a",essmcnts. levied on the secured'roll by that agency. THE REDWOOD BUSINESS PARK The following Information is included to provide.general background information on the Redwood Business Park; which contains the District. One:,of the property owners in the District also owns property in the Business Park that is not part of the District, however the 'Reassessments that secure the Bonds are attached only on the parcels that conprise the District. General. The Redwood Business Park is comprised of 101 acres and has been • designated a Planned Community District by the City, and all necessary approvals for full build-out have been obtained. At the time of approval, the Redwood Business Park was expected to contain be developed with 29 buildings of approximately 1,227,117 leasable square I • feet of flex and office space. Parking facilities-are planned to include four spaces for each 1,000 square feet of leasable space. Approximately 26% of the area in the Redwood Business Park is designated to be landscaped?Currently, more than 20 buildings have been completed. History. The Redwood Business Park consists of three phases- Phase I,,Phase II and Phase III. Construction of Phase I began in 1983. This initial development consisted of approximately 26 net acres, with 12 buildings (326,117 square feet of leasable space), consisting of three two-story office buildings and eight single-story flex buildings. The public improvements required by Phase I were purchased by the City with proceeds of the sale of ,$1,250,000 Redwood Business Park Assessment District No. 16NS Bonds issued in September 1985 (the "No: 16NS Bonds'). These bonds have been hilly defeased, and none of the parcels in the District are part of Assessment District.No. 16NS. Most of Phase II was constructed in 1988 and 1989, with approximately 33 acres with six buildings (113;000 ,square feet) with 366,000 square feet of,leasable area. ,Improvements for Phase II were funded with the issuance of 3,530,000 Assessment District. No. 20 Redwood Business Park No. 2 Bonds (the "No. 2 Bonds"). Proceeds of the No. 2 Bonds were also used to refund the remaining No. 16NS Bonds. None of the assessments for the No. 2 Bonds overlap I the Reassessments that secure the Bonds. Construction of Phase III of the Redwood Business Park commenced in late 1994. All of the planned improvements have been completed. The Phase,III area includes property in the • District. _18 `. Occupancy Rates. Average occupancy rates in 'the Redwood Business Park have exceeded 90% during the past five years..Currentoccupancyis 100%. - SPECIAL RISK FACTORS The following inforniat'ion, should be considered by prospective investors in evaluating the Bonds. However, the following does not purport to be an exhaustive listing of risks and other considerations which may'be^,relevant to investing in the Bonds. In addition, the order in which the following information is presented is not intended to reflect the relative importance of any such risks. General Under the provisions of the Bond Law, Reassessment installments, from which funds for the payment of annual installments of principal of and interest on the Bonds are derived, will be billed to properties against which there are unpaid Reassessments on the regular property tax bills sent to owners of such properties. Such Reassessment installments are due and payable, and bear the same penalties and-interest for non-payment, as do regular property tax installments. Reassessment installments billed will be in aggregate amounts equal to debt service on the Bonds. See "SECURITY'FOR THE BONDS AND'SOURCES OF PAYMENT THEREFOR- Reassessments" herein. Payments of. Reassessment installments made by the owners of parcels will be,applied on a pro-rata basis to all Bonds for which the Reassessment • installments are due and could result in a lesser amount being applied to the Bonds if the 1 amount paid by the property owners is less than the total Reassessment installment. It should also be noted that the univillin'gness or inability of a property owner to pay regular property tax bills as evidenced by property tax delinquencies may also indicate an unwillingness'or inability to make regular property tax payments and Reassessment installment payments in the future. Unpaid Reassessments;do not,constitute a personal indebtedness of the owners of the parcels within the District and the owners,have made no commitment to pay the principal of or interest on the Bonds onto support payment of the Bonds in any manner. Accordingly, in the event of delinquency, proceedings may- be conducted only against the real property securing the delinquent Reassessment. Thus, the value of the real-property within the District is a critical factor in determining the investment quality of.the Bonds. The unpaid Reassessments are not required to bepaid upon sale of property within the District. There is no assurance the owners shall be able to pay the Reassessment installments or that they shall pay such installments even though financially able to do so. See "Owners Not Obligated to Pay Bonds',or Reassessments" below. In order to pay debt service on the Bonds, it is necessary that unpaid installments of Reassessments on land within the District are paid in a timely manner. Should the installments not be paid on time, the City has established a Reserve Fund from the proceeds.of the Bonds to cover delinquencies. The Reassessments are secured by a lien on the parcels within the District and the City has covenanted in certain circumstances to institute foreclosure proceedings to sell parcels with delinquent installments to cover such delinquent installments in order to obtain funds to pay debt service on the Bonds. i -19- Failure by owners of the parcels to pay installments of Reassessments when due, •' depletion of the Reserve Fund, delay, in foreclosure proceedings, or the inability Of the City to sell parcels which have been subject to foreclosure proceedings for amount 'sufficient:to.cover the delinquent installments of Reassessments levied against such parcels, may result in the inability of the City to make full or punctual payments of debt service, on the Bonds and Owners of the Bonds would therefore be.adversely affected. Unpaid Reassessments do not,constitute'a'personal indebtedness of the owners of the parcels within the District There is no assurance the owners shall be able to pay the Reassessment installments or that they shall pay such installments even though_financially able to do so. Owners Not Obligated to Pay Bonds`or Reassessments Unpaid`Reassessments.do not constitute a personal indebtedness of the owners of the parcels within the District and the owners have made,no commitment to pay the principal of or interest on the,Bonds or to support payment of the Bonds in any manner. There is no assurance that the owners have,the ability topay the;Reassessment installments or that„even if they have the ability,,they will choose to pay such installments. An owner may elect to not pay the, Reassessments when due and cannot be legally compelled to do so. If an,owner decides that'for any other reason it does not want to:retain title to the property, such'owner may chose not to pay Reassessments and to allow the property to be foreclosed. Such a choice may be made due to a decrease in the market value of the property, or for other reasons. A foreclosure of the property will result in such owner's interest in the property • being transferred to another party. Neither the City nor any Owner of the Bonds will have the ability at any time to seek payment,from.-the owners of property within the District of any.Reassessinent-or'any principal or interest due On the'Borids, or the ability to control who becomes a subsequent owner of any property within the District. Bankruptcyand Foreclosure The payment of Reassessments and the ability of the City to foreclose the lien of a delinquenhunpaid.Reassessment,.as discussed in."SECURITY'FOR THE BONDS Covenant to Commence Superior Court,Foreclosure," may be:limited by bankruptcy, insolvency, or other laws generally affecting creditors' rights or by State law relating to judicial foreclosure. In addition, the prosecution of a foreclosure could be delayed due to lengthy local court calendars or procedural,delays. The various legal opinions to be delivered concurrently with the delivery of the Bonds (including Bond Counsel's approving legal opinion) will be qualified as to the enforceability of the various legal instruments by bankruptcy, reorganization,'insolvency or other similar laws, affecting the rights of creditors generally. • Although bankruptcy proceedings would, not cause the Reassessments to become extinguished, bankruptcy of a property,owner,.or anyone else who claims an interest in the property, could result in a delay in prosecuting superior court foreclosure proceedings and could result in delinquent Reassessment installments not being paid in full. Such a delay • -20- '• would,increase the likelihood of-a.delay or default in payment of the principal Of and interest on the Bonds. . Availability'of Funds to Pay Delinquent Reassessment Installments The City will establishya,Reserve Fund to be held by the-Paying Agent and deposit and maintain therein a portion of Bond proceeds in the amount required under the Resolution. There is no assurance that the balance,iri the Reserve Fund will,be adequate to pay the debt service on the Bonds in the event:of delinquent Reassessment installments. If, during the period of delinquency, there are insufficient funds in the Reserve Fund to pay delinquent installments,a delay may occur in paymentsto the owners of the Bonds. Limited Obligation upon Delinquency As discussed in the. section -herein entitled "SECURITY FOR THE BONDS," if a delinquency occurs in the payment of any Reassessment, the City has the duty to transfer the amount of such delinquent Reassessment-from the Reserve Fund into the Redemption Fund. If there are additional delinquencies after depletion of the Reserve Fund, the City has no direct or • contingent liability for payrfnent of the Bonds in the event of default in the payment of an Reassessment installment,but does have:the duty to cause to be undertaken judicial foreclosure as covenanted in the Resolution. See "Collection of Reassessments" above. The City's obligation to advance monies to pay Bond debt service in the event of • delinquent Reassessment installments will not exceed the balance in the Reserve Fund. During the period.of delinquency if there are msufficient funds in the Reserve Fund, a delay may occur in payments to Owners of the Bonds. Notwithstanding, the City may, at its sole option and at its sole discretion, elect to advance availablesurplus funds,of.'the City to pay for any delinquent installments pending sale, reinstatement or redemption of any delinquent property. Collection of the Reassessment In order to pay debt service on the Bonds it is necessary that the Reassessment be paid in a timely mariner: Should the installments of Reassessments not be paid on time, funds in the Reserve Fund and Redemption Fund maybe utilized to pay debt service on the Bonds to the extent other funds are not available therefor. The Reassessment is to be collected in the same manner as ordinary ad valorem real property taxes, are collected and, except as provided in the special covenant for foreclosure described herein and in the Act, is to be subject to the same penalties and the same procedure, sale and lien priority in case of delinquency as is provided for ad valorem real property taxes. Pursuant to these procedures, if taxes are unpaid for a period of five years or more, the property may sold to recover amounts due. - - Pursuant to the Bond Law, in the event of any delinquency in the payment of the Reassessment occurs,-the 'City may commence an action in superior court to foreclose the lien • therefor within specified time limits. In such an action, the real property subject to the unpaid. amount may be sold at judicial foreclosure sale. Such judicial foreclosure action is not mandatory. Amendments to the Bond Law enacted in 1988 and effective January 1, 1989 -21- provide that under certain circumstances property may be sold upon foreclosure at a lesser • Minimum Price or without a Minimum Price. "Minimum Price" as used in the Bond Law is the amount equal to the delinquent installments of principal,or interest of the Reassessment or, together with all interest penalties,costs,fees,charges and-other amounts more fully detailed in the Bond Law. The court may authorize a sale at less than the Minimum Price if the court determines that sale atless than the Minimum Price will not result in an ultimate loss to the Owners of the Bonds, or, under certain circumstances, if holders of 75% or more of the • outstanding Bonds'consent to such sale. However, there can be no assurance that foreclosure proceedings will occur in a'timely manner so as to avoid-a=delay in payments of debt service on the Bonds. The!City has covenanted for the benefit of the owners of the Bonds that under certain circumstances, the City will commence an action in the superior court-to foreclose the lien of the delinquent!installments of. the Reassessment against each parcel of land in the District for which such installment has been billed but has not been paid,,and will diligently prosecute and pursue such foreclosure proceedings to judgment and sale.. In the event that sales or.forecloSures of property are necessary, there could be a delay in payrnents.to holders of the,Bonds pending such-sales or the prosecution of foreclosure proceedings.and receipt by the . City of the proceeds of sale if the other sources of payment for the Bonds, as set forth-in the Resolution, are depleted. See "SECURITY FOR THE BONDS - Covenant to Commence Superior Court Foreclosure" and "BONDOWNERS' RISKS- Bankruptcy and Foreclosure" herein. Proposition 218 Under the California Constitution, the power of initiative is reserved to the voters',for • the purpose of enacting;statutes and constitutional amendments. Over past years; the voters have exercised this power through the adoption of Proposition 13 and similar measures, including the approval of Proposition 218 in•the.general election held on November 5,1996., Proposition 218 added Articles XIIIC andXIIID to the California Constitution,.imposing certain vote requirements;and other limitations on the imposition of new or increased taxes, assessments and property-related fees and charges. Proposition 218 states that all taxes imposed by local, governments shall be deemed to be either general taxes or special taxes: Special purpose districts, including:school districts,-have no power to levy general taxes. No local government may impose, extend or increase:any general tax unless and until such tax is submitted to the electorate and approved by a majority vote. No local ,government: may impose, extend or increase any special tax unless and until such tax is submitted to the electorate and approved by a two-thirds vote. Proposition 218 also provides that no tax, assessment, fee^or charge`shall be assessed by any agency upon ,any parcel of property or upon any person as an incident of property ownership except .(i) the ad valorem property tax imposed pursuant to Article XIII and Article XIIIA of the California Constitution, (ii) any special tax'receiving a two-third vote pursuant to the California Constitution;,and (iii) assessments, fees and charges for property related services as provided in Proposition 218: Proposition 218 then,goes,on to add voter requirements for assessments-and fees and charges imposed as an incident of property ownership, other=than fees and charges for sewer, water, and refuse collection services. The assessments securing the, • Prior Bonds were approved by a majority of the voters in the District, to the extent required, under Proposition 218. -22- • • Proposition.218'also removed any constitutional or other limitation-on the exercise of the initiative power to reduce or repeal any local taxes, assessments, fees and charges. This provision with respect to the initiative power is not limited to taxes imposed on or after November 6, 1996, the effective date of Proposition 218, and could result in retroactive repeal or reduction in any existing taxes, assessments, fees and charges, subject to overriding federal constitutional principles relating to the impairments of contracts. The foregoing discussion;of Proposition 218 should.not be considered an exhaustive or authoritative treatment;of the issues. The City does not expect to be in a position to control the consideration or disposition.of these issues and cannot predict the timing or outcome of any judicial or legislative activity:in this regard. Interim rulings; final decisions, legislative proposals and legislative enactments may all affect the impact of.-Proposition 218 on the Bonds as well as the market for the Bonds. Legislative and court calendar delays and other factors may prolong any uncertainty regarding the effects of'Proposition,218. The interpretation and application of Proposition 218 may ultimately be determined by the courts with respect to;a number of,the matters discussed above; and it is.not possible at this time to predict with certainly the outcome of such determination. Hazardous Substances While governmental taxes, assessments and charges are a common claim against the • value of a taxed parcel, other less common claims may be relevant. One of the most serious in terms of the potential'reduction in the value that May be realized to pay-the Reassessment is a claim with regard to a hazardous substance. In general, the owners and operators of a'parcel within the District may be required by law to remedy conditions of the parcel relating to releases or threatened releases of hazardous substances. The federal Comprehensive Environmental Response; Compensation and Liability Act of 1980, sometimes referred to as "CERCLA" or "Superfund Act," is the most well known and widely applicable of these laws, but California laws with regard to hazardous substances are Also stringentand similar. Under many of these laws, the owner. (or operator) is obligated to remedy a hazardous substance condition of property whether or not the owner (or operator).`has_anything to do with creating or handling the hazardous substance. The effect therefore, should any of the parcels within the District be affected by a hazardous substance, is to reduce the marketability and value of the parcel by the costs of remedying the condition, because the owner is obligated to remedy the condition. Further,.such may arise not simply from the existence of a hazardous substance but from the method of handling it. All of these possibilities could significantly affect the value of a property that is realizable upon a delinquency and foreclosure. The City is not aware that the owner (or operator) of any of the land within the District has such a current liability with respect to such land, however, the City has not undertaken any independent investigation into the existence of any such.liabilities and it is possible that such liabilities do currently existand that the City is not aware of them. Future Overlapping Indebtedness • The ability of an owner of land within the District to pay the Reassessments could be affected by the existence of other taxes and assessments imposed upon the property subsequent -23- • to the date of issuance of the Bonds. In addition, other public agencies whose boundaries overlap those of the District,could, without the consent of the City, and in certain cases without the consent of the owner's of the land within the District,impose additional taxes oeassessment liens on the property within the District to finance public improvements to be located inside of or outside of the District. The.Reassessment and each installment thereof and any interest and penaltiesthereon constitute a.lienagainst the parcels on which they were imposed until the"same:are paid. Such lien is subordinate to all fixed special assessment liens previously imposed upon the same property,but•has priority over all private liens and,over all fixed special assessment liens which may thereafter be created against the;property. Such lien is co-equal to and-independent of the lien for general taxes,and any lien imposed under the Mello-Roos Community Facilities Actof 1982, as amended. No Acceleration Provision The Resolution does not contain a provision allowing for the acceleration of the principal of the Bonds in the event of a payment default or other default under the terms of the • Bonds or the Resolution. CONSTITUTIONAL LIMITATIONS ON TAXATION AND APPROPRIATIONS Property Tax Rate Limitations- Article XIIIA • On June 6, 1978,the California voters.added Article-XIIIA to the California Constitution which limits the amount of any ad valorem taxes on real-p'toperty'to.one percent(1%) of-its,full cash value, except that additional ad valorem property taxes may be levied to pay debt,service, on indebtedness approved prior to 'July 1, 1978 and (as a result of an amendment to Article XIIIA approved by California_voters on June 3, 1986) on bonded indebtedness for the acquisition or-improvement:of real property which has been approved on or after July'l, 1978, by two-thirds of the,voters voting;on such indebtedness. Article XIIIA defines full cash value to mean "the county assessor's valuation of real property as shown on the 1975-76 tax bill under full cash value, or thereafter, the appraised value of real property when purchased, newly' constructed or a change in ownership has occurred after the 1975 assessment period:" This cash value may be increased at a rate not to exceed two percent (2%) per year to account for inflation. The United States Supreme'Court has upheld the validity of Article XIIIA in a case decided in June 1992. Article XIIIA as originally-implemented has been amended to permit reduction of the . "full cash value' base in the.event of declining property values caused by damage, destruction or other,factors, to provide-that there would be no increase in the "full cash value" base in the event of reconstruction of property damaged or destroyed in a disaster and in various other minor or technical ways. Legislation Implementing Article XIIIA • -24- .• _ Legislation has.been enacte4 and amended a number'oFtimes since 1978 to implement Article XIIIA. Under current law,'local agencies are no longer permitted.to levy directly any ad valorem property tax. The 1% property tax is automatically levied annually by'the county and distributed according to a formula among taxing agencies: The formula apportions the tax roughly in proportion to the relative shares of taxes levied prior to 1978. Any special tax to pay voter-approved indebtedness is levied in addition to the basic 1%.property tax. Increases of assessed valuation resulting from reappraisals of property due to new construction, change in ownership or from the 2% annual adjustment are allocated among the various jurisdictions in the "taxing area" based upon their respective "sites" Any such allocation made to a local-agency continues as part of its allocation in future years. Beginning in the 1981-82 fiscal year, assessors in California-no longer record property values on tax rolls at the assessed valueof 25% of market value which was expressed,as $4.00 per $100 of assessed value. Alt taxable property is now shown at full market value'on the tax rolls. Consequently, the basic taz-rate is expressed as $1 per.$100 of taxable value. Appropriation Limitation -Article XIIIB On November 6, 1979, the voters of the State approved Proposition 4, known as the Gann Initiative, which added Article XIIIB. On June 5, 1990, the voters approved • Proposition 111, which amended Article XIIIB in certain respects. Under Article XIIIB, as amended, state and local government entities have an annual"appropriations limit" which limits the ability to spend certain moneys which are called "appropriations subject to limitation" (consisting of most -revenues and certain state subventions; together called "proceeds of taxes" and certain other funds) in an amount higher than the "appropriations limit." Article XIIIB does notaffect>the appropriationof moneys which are excluded from the definition of "appropriations limit" including debt service on indebtedness existing or authorized as of January 1, 1979, or bonded indebtedness subsequently approved by two-thirds of the voters. In general terms, the "appropriations limit" is to be based on the adjusted fiscal year 1986-87 appropriations limit, which is traced back through an annual adjustment process to the 1978-79 fiscal year Annual adjustments reflect changes in California per capita personal income (or, at the city s option, changes in assessed value caused by'local nonresidential new construction), population and services provided by these entities. Among other provisions of Article XIIIB, if the revenues of such entities in any fiscal year and the following fiscal year exceed thearnoinits permitted to be spent in such years, the excess would have to be.returned by revising tax rates or.fee-schedules over the subsequent two years. . • • -25- Property Tax Collection Procedures •_ In California, property which is subject to ad valorem taxes is classified as "secured" or "unsecured:" The "secured roll" is that part of the assessment roll containing state-assessed public utilities' property and property the taxes on whichare a lien on real property sufficient, in the opinion of the county assessor, to,secure payment of the taxes. A tax levied on unsecured property does not become..a lien against such unsecured property, but may become a lien on_ • certain other property owned by the taxpayer. Every tax which becomes a lien on secured property has priority over all other liens arising pursuant to State law on such secured property, ;regardless of the time of the creation of the other,liens. Secured and unsecured. property are entered separately on the assessment roll maintained by the county.assessor. The method of collecting delinquent taxes is substantially different for the two classifications of property. Property taxes on the secured roll are due in two installments,, on November 1 and February 1 of,each fiscal year If unpaid,'such taxes.become delinquent.on December 10'and Apri110, respectively, and a 10% penalty attaches to any, delinquent payment. In addition property on the .secured roll with respect to which taxes are due is delinquent on or about. June 30 of the fiscal year. Such property may thereafter be redeemed by payment of the delinquent taxes and a delinquency penalty,plus a redemption penalty of 1% per month,to the time of redemption. If taxes are unpaid for a period of five years or more,,the property is deeded to theState and then is subject to sale by the county tax collector. Historically, property taxes are levied for each fiscal year on taxable real and personal • property situated in the_taxing jurisdiction as of the preceding January 1. A bill enacted in 1983,. SB 813 (Statutes of 1983,Chapter 498), however, provided for the supplemental assessmentand taxation of property as of the occurrence of a change of ownership or completion of new construction. Thus, this legislation eliminated delays in the realization of-increased property taxes from new assessments. As amended, SB 813,provided increased revenue to taxing. jurisdictions to the extent that supplemental assessments of new construction or changes of ownership occur;subsequent to the January 1 lien date. Property taxes on the unsecured.roll are due on the January 1 lien date and become delinquent, if unpaid on the following August31. A ten percent (10%) penalty is also;attached. to delinquent taxes in respect of property on the unsecured roll, and further, an,additional penalty•of 1-1/2% per month accrues with respect to such-taxes.beginning the first day of the third month following the delinquency date. The taxing.;authority has four ways of collecting unsecured,personal property taxes: (1) a civil action against the taxpayer, (2) filrng.a:certificate in the office of the county,clerk specifying certain facts in order to obtain a judgment,lien on certain property of the taxpayer, (3) filing a certificate of delinquency for record in the county recorder's office, in order to obtain.a lien on certain property of the taxpayer; and (4) seizure and sale of personal property, improvements'or possessory interests belonging or assessed to the assessee. The exclusive means of enforcing the payment of delinquent-taxes in respect of property on the secured roll is the sale of the property securing the taxes to the State for the amount of taxes which are delinquent. • 76 -LEGAL MATTERS • Tax Matters In the opinion of Jones Hall, A Professional Law Corporation, San Francisco,California, Bond Counsel, subject, however to the qualifications set forth below, under existing law, the interest on the Bonds is excluded from gross income for federal-income tax purposes and such interest is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations, provided, however, that, for the purpose of computing the alternative minimum tax imposed on corporations (as defined for federal income tax purposes), such interest is taken into account,in-determining certain income and earnings. The opinions.set forth in the preceding paragraph are'subject to the condition that the City comply with all requirements of the Internal Revenue Code of 1986(the "Code") that must be satisfied.subsequent'to the issuance of the Bonds in order that such interest be,or continue to be, excluded from gross income for federal income tax purposes. The City has covenanted to comply with each such requirement. Failure to comply with certain of such requirements may cause the inclusion of such interest in gross income for federal income tax purposes to be retroactive to the date of issuance of the Bonds. In the further opinion of Counsel, interest on the Bonds is exempt from California personal income taxes. • Owners of the Bonds should also be aware that the'ownership-or disposition of, or the accrual or receipt of interest on, the Bonds may have federalor state tax consequences other than as described above. Bond Counsel expresses no opinion regarding any federal or state tax consequences arising with respect!to'the Bonds other than as expressly described above. Absence of Litigation No litigation is pending or threatened concerning the validity of the Bonds. There is no action, suit or proceeding known,by the City to be pending at the present time restraining or enjoining the delivery of the Bonds; or-in any way contesting,or affecting the validity of the Bonds or any proceedings of the City taken with respect to the execution thereof. A no litigation certificate executed by the City will be delivered to the Underwriter simultaneously with the delivery of the Bonds. Legal Opinion All proceedingsin connection with the issuance of the Bonds are subject to the approval as to their legality of Jones Hall, A Professional Law Corporation, San Francisco, California, Bond Counsel for the City in connection with the Bonds. Bond Counsel's employment is limited to a review of legal procedures required for the approval of the Bonds and to rendering an opinion as to the validity'of the Bonds and the exemption of interest on the Bonds from • income taxation. Jones Hall'is also Disclosure Counsel to the City. Payment of the fees of Jones Hall as Bond Counsel and as Disclosure Counsel is contingent upon issuance of the Bonds. • . -27- MISCELLANEOUS • Continuing Disclosure The City has covenanted for the benefit of and beneficial owners of the Bonds to provide,certain financial information and operating data (the "Annual Report") relating to the City by-not.later than nine months followingthe,end of the City's fiscal year„commencing with the report for the 2000-01 Fiscal Year and to provide notices of the occurrence of certain enumerated events, if material. The Annual Report will be filed by the City with, each Nationally Recognized Municipal Securities Information Repository, and with the appropriate State,information repository, if any (collectively, the "Repositories"). The specific nature of the information to be contained in the Annual Report or the notices of material events is summarized below under the caption in "APPENDIX C.- Form of Continuing. Disclosure Certificate." The City has never failed toy comply in all material respects with any previous undertakings with respect to the Rule 15c2-12(b)(5) to provide annual financial,information;or notices of material events: No Rating The City has not-made, and does not contemplate making, an application-to any rating agency for the assignment of a rating of the Bonds. • Verification of Mathematical Accuracy , independent accountants, upon issuance of the Bonds, will deliver a report on the 'mathematical accuracy of certain computations, contained in schedules provided to them which were prepared by the City; relating to the sufficiency of amounts on deposit in the Escrow Fund to pay, when due, the principal,interest. and prepayment premium requirements of the 1995 Bonds. The report of will include the statement that the scope of its engagement is limited to verifying the mathematical accuracy of the computations contained in such schedules provided to it, and that it has no obligation to update its report because of events occurring, or data or information coming to its attention, subsequent to the date of its report. Underwriting • The Bonds are being purchased by Ibis Securities, LLC (the "Underwriter") at a - purchase price of.$ . (representing the par amount of the Bonds ($ ) and less underwriter's discount of $ The Purchase Contract relating to the Bonds provides that all Bonds will be purchased if any are purchased, and that the obligation to make such purchase is subject to certain terms and conditions set forth in said Purchase Contract, including, but not limited to, the approval of certain legal matters by counsel. -28- Additional Information References are made herein to certain documents and reports which are brief summaries thereof which do not purport to be complete or definitive, and reference is made to such documents and reports for full and.complete statements of the contents thereof. Any statements in this Official Statement involving matters of opinion, whether or not expressly so stated, are intended as such and not as representations of fact. This Official Statement is not to be construed as a contract or agreement between the City and the purchasers or Owners of any of the Bonds. The execution and delivery of this Official Statement has been duly authorized by the City. CITY OF PETALUMA By: • • • • -29- APPENDIX A REASSESSMENT DIAGRAM. • • A-1 APPENDIX B • FORM OF BOND COUNSEL OPINION • • B-1 APPENDIX C FORM OF CONTINUING DISCLOSURE CERTIFICATE This Continuing Disclosure Certificate (this "Disclosure Certificate") is executed and delivered by the City of Petaluma (the"City") in connection with the issuance of its $ aggregate principal amount of Limited Obligation Refunding:Improvement Bonds, City of Petaluma, Assessment District No. 23, Redwood Business Park 3 (Reassessment and Refunding of 2001) Series 2001-A (the "Bonds"). The Bonds are being issued pursuant to a Resolution adopted by the City Council of the City of Petaluma on _ , 2001 (the "Resolution"). • The City covenants and agrees as follows: Section 1. Purpose of the Disclosure Certificate. This Disclosure Certificate is being executed and delivered by the City for the benefit of the holders and beneficial owners of the Bonds and in order to assist the Participating Underwriters in complying with S.E.C. Rule 15c2- 12(b)(5). Section 2. Definitions. The following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as • described in,Sections 3 and 4'of this Disclosure Certificate. "Dissemination Agent" shall mean the City, or any successor Dissemination Agent designated in writing by the City and which has filed with the City a written acceptance of such designation. "Listed Events" shall mean any of the events listed in Section 5(a) of this Disclosure Certificate. "National Repositonf shall .mean any Nationally Recognized Municipal Securities Information Repository for purposes of the Rule. "Participating Underwriter" shall mean any of the original underwriters of the Bonds required to comply with the Rule in connection with offering of the Bonds. "Repository" shall mean each National Repository and each State Repository. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the'Securities Exchange Act-of 1934, as the same may be amended from time to time. "State Repositonf shall mean any public or private repository or entity designated by the State of California as a state repository for the purpose of the Rule and recognized by the • Securities and Exchange'Commission. As of the date of thereof, there is no State Repository. C-1 Section 3. Provision of Annual Reports. • (a) The City shall,or shall cause the Dissemination Agent,to,,not later than March 31 of every year commencing March 31, 2002;;'with`the report for the 2000-2001 Fiscal Year, provide to each Repository an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate. Not later than fifteen (15) Business Days prior to said date, the City shall provide the Annual Report to the Dissemination Agent (if other than the City). The Annual Report may be submitted as a single document or as separate documents comprising a package, and may cross-reference other information as provided,in Section 4 of this Disclosure Certificate; provided that the audited financial statements of the City may be submitted separately from the balance of the,Annual Report, and later than the date required above for the filing of.the,Annual Report if not available by that date. . (b) If the City is unable to provide to the Repositories,an Annual Report by the date required in subsection (a), theCity shall send a notice to the Municipal Securities Rulemaking Board in substantially the form-attached as Exhibit A. (c) The Dissemination Agent shall: (i) determine each year prior to the date for providing the Annual Report the name and address of each National Repository and each State Repository, if any; and • (ii) if the Dissemination Agent is other than the City; file a report with the City certifying that the Annual Report has been provided pursuant to this Disclosure Certificate, `stating the date it was provided- and listing all the Repositories to which it was provided. Section 4. Content. of Annual Reports. The City's Annual Report shall contain or incorporate by reference the following information regarding-the.City of Petaluma, Assessment District No. 23, Redwood Business Park 3 (the"District"). (a) The following additional items with respect to the Bonds and property in the District: 1. Principal amount of Bonds outstanding. 2. Balance in the Bonds debt service reserve fund and a statement of the reserve requirement. 3. Total assessed value of all parcels subject to-the annual reassessment - levy and the current year's assessed value for the District. 4. The delinquency rate in the payment of assessments for the most recent fiscal year. •, 5. Concerning delinquent parcels: C-7 • number:of parcels delinquent in payment of assessments, • amount of total delinquency and, ak • whether the City:has fulfilled its covenants to pursue foreclosure proceedings upon delinquent properties. 6. Identity of any delinquent tax payer obligated for more than 10% of the annual assessment levy and: • assessed value of applicable properties; and • • summary of results of foreclosure sales, if available. 7. For each parcel in the District securing more than five percent(5%) of the annual;assessment levy for the year to which the report relates'(or for any individual owner owning in the 'aggregate-parcels securing more than five percent (5%) of the assessment levy for the fiscal year to which the report relates) the following from 'the most recently available. County assessor's roll: name of owner, apn number or numbers, assessed value (broken out by land, improvements and total) and the share of the percentage,the assessment levy for the year. to which the report relates. (b) Audited Financial Statements of the City prepared in.accordance with generally accepted accounting principles as promulgated to apply ;to governmental entities from time to time by the Governmental Accounting Standards Board. If the • City's audited financial statements are not available by the time the Annual Report is required to be filed pursuant to Section 3(a), the.Annual Report shall contain unaudited financial statements in a-format similar to the financial statements.contained in the final Official Statement, and the audited financial statements shall be filed in the same manner as the Annual Report when they become available. THE CITY.'S ANNUAL FINANCIAL STATEMENT IS PROVIDED SOLELY TO COMPLY WITH THE SECURITIES EXCHANGE COMMISSION STAFF'S INTERPRETATION OF RULE 15C2-12. NO FUNDS OR ASSETS OF THE .CITY OF PALO ALTO (OTHER THAN THE PROCEEDS OF THE REASSESSMENTS LEVIED FOR THE DISTRICT AND,SECURING THE BONDS) ARE REQUIRED TORE USED TO PAY' DEBT SERVICE ON THE BONDS AND THE CITY IS NOT OBLIGATED TO ADVANCE AVAILABLE FUNDS FROM THE CITY TREASURY TO COVER ANY DELINQUENCIES. INVESTORS' SHOULD NOT RELY ON THE FINANCIAL CONDITION OF THE CITY IN EVALUATING WHETHER TO BUY, HOLD OR SELL THE BONDS. Any or all of the items listed above may be included by specific reference to other documents, including official,statements of debt issues of the City or related public entities, which have been submitted to each of the Repositories or the Securities and Exchange Commission. If the document included by reference, is a final official statement, it must be available from the Municipal Securities Rulemaking Board. The City shall clearly identify each such other document so;included by reference. • C-3 Any or all of the items :listed above may be included by specific reference to other documents, including official statements of 'debt issues of the City or related public entities, which have been submitted, to each of the Repositories or the Securities and Exchange Commission. If the document included by reference is a final official statement, it must be • available from the Municipal Securities,Rulemaking Board. The City shall clearly identify each such other document so included by reference. Section 5. Reporting.of Significant Events. • - (a) Pursuant to the provisions of this Section 5, the City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds, if material: (1) Principal and interest payment delinquencies. • (2) Non=payment related defaults. (3) Unscheduled draws on debt service reserves reflecting financial.difficulties. (4) Unscheduled draws on credit enhancements reflecting financial difficulties. (5) Substitution of credit or liquidity providers, or their failure to perform. (6) Adverse tax opinions or events affecting the tax-exempt status of the security. (7) Modifications to rights of security holders. (8) Bond°calls. (9) Defeasaiices. (10) Release, substitution, or sale of property securing repayment of the securities. (11) Rating changes. (b) Whenever the City obtains knowledge of the occurrence of a Listed Event, the City shall as soon as possible'determine if such event would be-material under applicable federal securities law. (c) If the City determines that knowledge of the occurrence of a Listed Event would be material under applicable federal securities law, the City shall promptly file a notice of such occurrence with the Municipal Securities Rulemaking Board and each State Repository. Notwithstanding the foregoing, notice of Listed Events described in subsections (a)(8) and (9) need not be given under this subsection any earlier than the notice (if any) of the underlying event is given-to'.holders.of,affected Bonds pursuant to the Resolution. Section 6 Termination of Reporting Obligation. The City's obligations under this Disclosure Certificate shall terminate upon the legal defeasance, prior redemption or payment in full of all of the Bonds. Section 7. Dissemination Agent. The City may, from time to time, appointor engage a Dissemination Agent,to assist it carrying out its obligations under this Disclosure Certificate, and may discharge any such Agent, with or without appointing a successor Dissemination Agent: The initial Dissemination Agent shall be the City. C-4 Section 8. Amendment; Waiver. Notwithstanding any other provision of this • Disclosure Certificate, the City may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived,provided that the following conditions are satisfied: (a) the amendment,or waiver, if it relates to annual or event information to be provided, is made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change-in the identity, nature, or status of the City; or type of business conducted; (b) the undertakings herein, as proposed to be: amended or waived, would, in the opinion of nationally recognized bond counsel, have "complied with the "requirements of the Rule at the time'of the primary offering of the Bonds, after taking into account'any amendments or interpretations of The Rule, as well as any change in circumstances;and (c) the proposed amendment or waiver (i) is approved by holders of the Bonds in the manner provided in the Resolution for amendments to the Resolution with the consent of holders, or (ii) does not, in the opinion of nationally recognized bond counsel, materially impair the interests of holders. Section 9. Additional Information. Nothing in this Disclosure Certificate shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means,of communication, or including any other information in any Annual Report or notice of occurrence of a Listed Event, in addition to that which is, required by this Disclosure"Certificate. If the City chooses to include any information"in any Annual Report or notice of occurrence of a Listed Event in addition to that which is specifically required by this Disclosure Certificate,the City shall have. no obligation under this Agreement to update such information or include it in any future Annual'.Report or notice of occurrence of a Listed Event. Section 10: Default. In the event of a failure of,the City to comply withsanyprovision of this Disclosure Certificate, any holder or beneficial owner of the Bonds may take-such actions as may be necessary and appropriate,including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this Disclosure Certificate. A default under;this Disclosure Certificate shall not-be deemed an Event of Default under the Resolution, and the sole remedy under this Disclosure Certificate in the event of any failure of the City'to comply with this Disclosure Certificate shall bean action to compelperformance. Section 11. Duties, .Immunities, and. Liabilities of Dissemination. Agent. The Dissemination Agent shall have only such duties as are specifically set forth in this Disclosure Certificate, and the City agrees to indemnify and save the Dissemination Agent, its officers, directors,employees:and agents,harmless against any loss, expense and liabilities which ittnay incur arising out of or in the exercise or performance Of its powers and duties hereunder, including the costs.and expenses (including attorneys fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's negligence or willful misconduct: The obligations of the City under this'Section shall survive resignation or removal of the Dissemination Agent and payment of-the Bonds. • C-5 •. Section 12. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the City, the Dissemination Agent, the Participating Underwriters and holders and beneficial owners,from time to time, of the Bonds, and shall create no rights in any other person or entity. Date: , 2001 CITY OF PETALUMA By Assistant City Manager • • • • C-6 • EXHIBIT A NOTICE OF FAILURE TO FILE ANNUAL REPORT Name of Issuer: City of Petaluma Name of Bond Issue: $ _aggregate principal amount of Limited Obligation Refunding Improvement Bonds, City of Petaluma, Assessment District No. 23, Redwood Business Park 3 (Reassessment and Refunding of 2001) Series 2001-A Date of Issuance: _ ,2001 NOTICE IS HEREBY GIVEN that the City has not provided an Annual Report with respect to the above-named Bonds as required by the Resolution, adopted , 2001, by and between the City of Petaluma and Bank of New York, Western Trust Company, San Francisco, California, as paying agent. The City anticipates that the Annual Report will,be filed by Dated: CITY OF PETALUMA ... By C-7 APPENDIX D •T CITY OF PETALUMA GENERAL INFORMATION • • D-1 • ATTACHMENT VII •. DRAFT OF BOND PURCHASE AGREEMENT • 26091-05 JH:DTF 5/8/01 CITY OF PETALUMA, CALIFORNIA ®' LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS Assessment District.No. 23;Redwood Business Park 3 (Reassessment and Refunding of 2001), Series 2001-A PURCHASE CONTRACT , 2001 City Council City.of Petaluma 11 English St. Petaluma, CA 94952 Dear Members of the City Council: IBIS Securities, LLC (the "Underwriter"), acting not as fiduciary or agent for you, but on • behalf of itself, offers to enter into this Purchase^Contract with the City of Petaluma, California (the "City"), which upon acceptance will be binding upon the City and upon the Underwriter. This offer is made subject,to the City's acceptance by the execution of this Purchase Contract and its delivery to,the Underwriter,at or before 11:59`p:m., local time, on , 2001, and, if not, so accepted will be subject to withdrawal by the Underwriter upon notice delivered to the City at any time prior to the acceptance hereof by the City. 1. Purchase, Sale and-Delivery of the Bonds. (a) Subject to the terms and conditions and in reliance upon the representations, warranties-and agreements herein set forth, the Underwriter hereby agrees to purchase from the City, and the City hereby agrees to sell to the Underwriter, all (but not less than all) of of the City's Limited Obligation Refunding Improvement Bonds, City of Petaluma, Assessment District No 23, Redwood Business Park'3 (Reassessment-and Refunding of 2001) Series 2001-A,(the "Bonds"), dated , 2001, bearing interest from said date (payable on March 2;and,September 2 in each year conimencirig on March 2, 2001) at such rates per annum and maturing on such dates and in such,amounts as set forth in Exhibit A.hereto. The Bonds shall be substantially in the form described in, shall be issued upon satisfaction of the contingencies set forth in, shall be secured under the provisions of, and shall be payable and subject to redemption as provided in A Resolution,.of the City Council of the City of Petaluma Authorizing Issuance of Limited Obligation Refunding Improvement Bonds, " adopted • , 2001 (the "Resolution"),the Official Statement dated , 2001, relating to • -t- 26091-05 JH:DTF 5/8/01 '• the Bonds (the "Official Statement") and the Refunding Act of-1984 for 1915 Act Improvement Bonds, constituting,Division 1.1.5 of the Streets and Highways Code.of the State of California (the "Act"). (b) By its acceptance of this proposal,:the City approves the Official Statement and the Preliminary Official Statement dated , 2001. (the "Preliminary Official Statement"). 'The.City deems the Preliminary Official Statement to be "final" as of its date for purposes of Rule 15c2-12 promulgated pursuant to theaSecurities Exchange Ad Of 4934 ("Rule 15c2-12"). 'The Underwriter agrees to file, if required, a copy of the Official Statement with a nationally recognized municipal securities information repository and to advise the City as to the location and time of such filing. The City hereby authorizes the Underwriter to use and distribute, in connection with the offer and sale of the Bonds„ the Official Statement, the Resolution, this Purchase Contract and all information contained herein,•and all other documents, certificates and statements furnished by the City to. the Underwriter in connection with the transactions contemplated by this Purchase Contract. (c) On the basis of the representations and warranties and: subject to the terms and conditions set forth herein, the City agrees to sell, and the Underwriter agrees to purchase at the Closing Time and at the Closing Date (as hereafter defined), all (but not less than all) of the $ aggregate principal amount of Bonds. at a purchase price of $ (consisting of the principal.amount of the Bonds,;less an Underwriter's discount of$ ), plus accrued interest from the date of the Bonds-to thedate of Closing. Payment • for the Bonds shall be made in same day funds by a wire transfer of those funds at.the.offices of the City, or some other mutually agreeable place at ten o'clock am. prevailing time on , 2001, or at such other date, time and place;:agreed upon by appropriate officers of the City and the.Underwriter against delivery of the,Bonds to the Underwriter. The date of such payment and delivery is herein:called the "Closing-Date" and the hour and date of such delivery and payment is herein called.the."Closing Time". The Bonds will be delivered in fully registered form, bearing CUSIP numbers (provided neither the printing of a wrong number nor the failure to print a number Shall constitute cause to refuse delivery of any Bond. 2. Representations;,Warranties and Agreements of the.City. The City represents and warrants to and agrees'with'the'Underwriter that: (a), The City' is duly organized and validly existing as a charter city under the • Constitution and laws of the State of California and has, and at the Closing Date will have, full legal right, power and.authority (i) to enter into this Purchase Contract, (ii) to issue, sell and deliver the Bonds to.the Underwriter as provided herein, and.(iii)'to carry out, give effect to and consummate .the transactions contemplated by this Purchase Contract, the Resolution, the Official Statement and-any City resolutions or agreements referred to therein. _ • (b) The City has complied and will at the Closing Date be in compliance, in,all material respects, with the Resolution, the Act, and all other applicable laws and the agreements referred to in subsection (a) hereof. • • 26091-05 JH:DTF 518101 (c) The City has, or prior to the Closing Date, will have, duly and validly: (i) adopted the •' Resolution and approved and,authorized the execution and delivery of the Bonds, this Purchase Contract, the Official Statement and any other applicable agreements; and (ii) authorized and approved the performance by the City of its obligations contained in, and the taking of any and all action as may necessary to carry out, give: effect to and consummate the transactions contemplated by, each of said documents; and at the Closing Date (assuming,due authorization, execution and delivery by the respective other parties thereto, where necessary) the Bonds, the Resolution, this Purchase Contract, and any other applicable agreements will constitute.the valid, legal and binding obligations of the City, enforceable in,accordance with their respective terms, subject to bankruptcy; insolvency and other laws affecting;the enforcement of Creditors' rightsin general and to the application of equitable principles if equitable remedies are sought. (d) The City is not, and at the Closing will not be, in any respect material to the transactions referred to herein of contemplated-hereby, in breach of or default under'vany law or administrative rule or regulation of the State of.California,the United States of America, or:of any department„division, agency or instrumentality of either thereof, or any applicable court or administrative decree or order, or any loan agreement, note, resolution, indenture, contract, - agreement or'other instrument to which the City is a party or is otherwise subject or bound; and the adoption of the Resolution, and the execution and delivery of the Bonds, this Purchase Contract, any other applicable agreements and the other instruments contemplated by any of such. to which the City is a party, and compliance with:the provisions of each thereof, will not, in any respect material.to`the transactions referred to herein or contemplated hereby, conflict • with or constitute a breach of or default under any applicable law or administrative' rule or 'regulation of the State of California, the United States of America, or of any department, division, agency or instrumentality of either thereof, or any applicable court or administrative decree or order or any loan:agreement, note, resolution, indenture, contract, agreement or other instrument to which the City is a partyor is otherwise subject or bound. (e) All approvals, consents, authorizations, elections and orders of' or filings or registrations with any governmental authority, board, agency or commission'having jurisdiction which would constitute a condition precedent to, or the absence of which would materially adversely affect, the performance by the City of its obligations hereunder and under the Resolution, the Bonds and any other applicable agreements have been obtained,and are in full force and effect: (f) The Bonds, the Resolution, and other applicable agreements conform as to form and • tenor to the descriptions thereof contained in the Official Statement; and the Bonds, when delivered to and paid for by the Underwriter on the Closing Date as provided herein, will be validly issued and outstanding and entitled to all the;benefits and security of the Resolution. (g) Thee-special reassessments (referred to herein as the "assessments") referred to in:the • Official Statement have been duly and lawfully levied under and pursuant to the Municipal Improvement Act of 1913, as amended (the "1913 Act"), and such assessments constitute valid and legally binding liens on the properties on which they have been levied, all as described in the Official Statement. • • -3- 26091-05 JH:DTF 5/8/01 (h) Except as disclosed in the Official Statement, there are no outstanding assessment ••' liens against any of the properties within the City of Petaluma, Assessment District No. 23, Redwood Business.Park--3 (the "Assessment District") which are senior to the assessment liens referred to in paragraph (g) above. (i) The Official Statement is, and as of the Closing Date will be, true, correct and complete in all material respects; and,the Official.Statement does not, and as of the Closing Date will not, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made; not misleading. (j) During the period commencing on the date hereof and ending on the date 90 days following the Closing Date, if any event shall occur of which the City has knowledge and as a result of which it may necessary'to supplement the'Official Statement in order to make the statements therein, in-light.ofthe circumstances existing at such time, not misleading, the City shall forthwith notify the. Underwriter thereof and, if in the reasonable opinion of the Underwriter such event requires an amendment or supplement to the Official Statement,the City will at no expense to the.Underwriter amend or supplement theOfficial Statement in a form and manner jointly approved by the City and the Underwriter. The City's obligation pursuant to this section (j) shall terminate on the earlier of (i) ninety days from the end of the "underwriting period", as defined in Rule 15c2-12, or (ii) the time when the Official Statement is available to • any person from a nationally recognized municipal securities information repository, but in no case less than twenty five days following the end of the underwriting period. (k) The Resolution creates a.valid pledge of, lien upon aiidsecurity interest in.the unpaid assessments in'the Assessment.District,and the interestthereon,and the moneys in all funds and accounts established pursuant to the;Resolution, including the investments thereof, subject in all cases to the provisions of the Resolution permitting the application thereof for the purposes and on the terms and conditions set forth therein. (1) To the best knowledge of the City after diligent inquiry, no action, suit, proceeding, inquiry or,investigation, at law For in equity, before or by any court, regulatory agency, or public board or body (except for actions filed,by or on behalf of the City) is pending or threatened, in any way affecting the existence of the City or'the titles of its officers to their respective offices, or seeking to restrain or to,enjoin:the issuance, sale or delivery of the Bonds, the application of the proceeds thereof in accordance with the Resolution, the collection or application of assessments pledged or to be pledged to pay the principal of and interest on the Bonds, or the pledge thereof, or in any way contesting or affecting the validity or enforceability of the assessments,the•Bonds, the Resolution, any other applicable agreements, this Purchase Contract, or any action of the City-contemplated by any of said documents, or in any way contesting the • completeness or accuracy of the Official Statement or the powers of the.City or its authority with respect to the Bonds; the Resolution, any other applicable agreements, this.Purchase Contract or any action of the City contemplated by any of said documents, or in any way seeking to enjoin or • restrain the City from, acquiring fee title to the land within the Assessment District, or which would adversely affect the exclusion from gross income for purposes of-federal income taxes of -4- • 26091-05 1H:DTF 5/8/01 interest paid on the Bonds or the exemption of interest on the Bonds from California personal • -income taxation; nor to the best knowledge of the City, is there any basis therefore. (m) The City will furnish such:=information,execute such instruments.and take,such other action in cooperation with the Underwriter as the Underwriter may reasonably request to qualify the.Bonds for offer-and sale under the"Blue Sky" or other securities laws and regulations'of such states andiother jurisdictions of the.United States as the Underwriter may designate; provided, however,that the City shall not be required to consent to service of process outside,of California. (n) Any certificate signed by any official of the City authorized to do so shall.be-deemed a representation,and warranty by the City to the.Underwriter as to the statements made therein. (o) The City.will{apply the proceeds of the Bonds to the defeasance:of'the Prior Bonds (as defined in,the Official-Statement), in accordance with the Resolution and all other applicable documents and as described in the Official Statement. (p) The City will not invest or otherwise use.proceeds of the Bonds in<any manner which. would cause the Bonds to'be considered arbitrage bonds within the meaning of Section 148 of the Internal Revenue.Code of 1986, as amended. (q) The City will give reasonable notice to the Underwriter prior- to its approval of any reapportionment of any assessment so as to provide the Underwriter with an opportunity.'to • advise the City whether and to what extent such reapportionment would result in a reduction in the security for the Bonds provided by the unpaid assessment. (r) The City will, at the Underwriter's request, take any action reasonably necessary to assure or maintain the exclusion from gross income for purposes of federal income taxation of interest on the Bonds and will not take any,action, or permit,any action to-be taken with respect to which it may exercise control, which would result in the loss of that exclusion. (s) The City shall provide to the Underwriter; no later than seven,(7) business days after the date of this Purchase. Contract, but in any event in sufficient time to accompany any confirmation sent by the Underwriter to a purchaser of the Bonds, sufficient copies of the Official Statement to satisfy the Underwriter's obligation under Rule 15c2-12 with respect to the. distribution of the Official Statement, provided that the City shall not be required to provide more than 400'copies of the Official-Statement. (t) Unless otherwise notified in writing by the Underwriter on or prior to the Closing .. Date, the Underwriter can assume that the "end of the underwriting period" for the Bonds for all • purposes of Rule 15c2-12 is thei Closing Date. In the event-such notice is given in writing,by the Underwriter„the Underwriter agrees to notify the City in writing following the'occurrence of the "end of the underwriting-period" as defined in Rule 15c2-12 for the Bonds. 3. Conditions to the Obligations of the Underwriter. The obligations of the • Underwriter to accept delivery, of'and pay for the Bonds on the Closing Date shall be subject, at the option of the Underwriter, to the accuracy in all material respects of the representations and -5 26091-05 JH:DTF 5/8/01 '• warranties on the part of the City contained herein as of the date hereof and as of the Closing Date; to the accuracy in all material respects of the statements of the officers and other officials of the City, as well as of the other individuals referred to herein, made imany certificates or other documents furnished pursuant to the provisions hereof; to the performance by the City of its • 'obligations to be performed hereunder at or prior to the Closing Date; and to the following additional conditions: (a) At the Closing Date, the.Resolution, and any other applicable agreements, shall be in full force and effect, andshall not have been amended,modified or supplemented, except as may have been taken in connection therewith, with the issuance of the Bonds and with the transactions contemplated thereby and by this Purchase Contract, all such actions as, in the opinion of Bond Counsel, shall be necessary and appropriate; (b) At the Closing Date, the Official Statement shall be in a form and substance satisfactory to the Underwriter; (c) At the Closing Date, assessments shall not be delinquent on properties within the Assessment District except as specifically approved in writing by the Underwriter, or as shown in the Official Statement; (d) Between the date hereof and the Closing Date, the=market price or marketability of the Bonds (at the yields set forth in Exhibit A) shall not have been materially adversely affected, in the judgment of the Underwriter (evidenced by a written notice to the City terminating the obligation of the Underwriter to accept delivery of and pay for the Bonds), by reason of any of the following: (i) legislation introduced-in.or enacted by the Congress or recommended to the Congress by the President of the United States, the.Depaitl„ent of the Treasury, the Internal Revenue Service, or any member of Congress, or favorably reported for passage to either House of Congress by any committee of such House to which such legislation has been referred for consideration, or a decision rendered by a court established under Article III of the Constitution of the United States of America or by the Tax Court of the United States of America, or an order, ruling, regulation (final, temporary or proposed), press release or other form of notice issued or made by or on behalf of the Treasury Department of the United States of America or the Internal Revenue Service, with the purpose or effect directly or indirectly, of imposing federal income taxation upon such interest as would be received by any owner of a Bond; (ii) legislation introduced in or enacted (or resolution passed) by the.Congress or an order, decree or injunction issued by any court of competent`jurisdiction, or an order, . ruling, regulation' (final, temporary or proposed), press release or other form of notice issued or made by or on behalf of the Securities and Exchange Commission, or any other governmental agency having jurisdiction' of the subject matter, to the effect that obligations of the general character of the Bonds, including any or all underlying • arrangements, are not exempt from registration under or other requirements of the Securities Act of 1933, as amended, or that the Resolution is not exempt from -6- • 26091-05 JH:DTF 5/8/01 qualification under or other requirements of the Trust Indenture Act;of1939, as amended, •` or that the issuance, offering or sale of obligations of the general character of the Bonds, including any or all underlying arrangements, as contemplated hereby or by the Official Statement or otherwise is or would be in violation of the federal securities laws as amended and then in effect; (iii) a general suspension of trading in securities on the. New York Stock Exchange or the American Stock Exchange, the establishment of minimum prices on either such exchange, the establishment of material restrictions (not_in force as of the date hereof) upon trading in securities generally by any governmental authority or any national securities exchange, a general banking moratorium declared by federal, State of New York or State of California officials authorized to do so, or a war or other national. calamity; (iv) the withdrawal or downgrading of any rating of any securities of the City by a national rating agency; (v) any amendment to the federal or California Constitution or action by any federal or California court, legislative body,regulatory body or other authority materially adversely affecting the tax status of the City, its property, income,.securities (or interest thereon),.the validity or enforceability of the assessment; (vi) the New York Stock Exchange or other national securities exchange or any • • governmental authority, shall impose, as to the Bonds or obligations of the general character of the Bonds, any material restrictions not now in force, or increase materially those now in force, with respect to the,extension of credit by, or the charge to the net capital requirements of, underwriters; (vii) any event occurring, on information becoming known which, in the judgment. of the;Underwriter, makes untrue in any material respect any statement or information contained in the Official Statement, or has the effect that the Official Statement contains any untrue statement of material factor omits to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made,-not misleading; or (viii) general political, economic and market conditions, in the sole judgment of the Underwriter, shall not be satisfactory to permit the sale of the Bonds. (e) At or prior to the Closing Date, the Underwriter shall have received the following documents, in each case satisfactory in form and substance: .to the Underwriter, provided, however, that the delivery of any such closing document may be waived by the Underwriter; provided, however, that the execution of the Receipt for Bonds by the Underwriter operates as a waiver of all;deficiencies in the delivery of the closing documents set forth in this sub-paragraph (e)of this Purchase Contract: -7- 26091-05 JH:DTF 5/8/01 (i) the Official 'Statement, executed on behalf of the City by an authorized • member of its City Council, or such other official as May be approved by the Underwriter; (ii) the Resolution, together with certificates of an Authorized Officer of the City (as such term is defined in the resolution), dated-as:of the Closing Date, to the effect that they are true, correct and complete:copies of the ones duly adopted by the City and that • they have°not been amended, modified or rescinded (except as?may have been agreed to by the Underwriter) and are in full force and effect as of the Closing Date; (iii) an unqualified opinion of Jones Hall, A Professional Law Corporation, Bond Counsel, dated the Closing Date, to the effect that'(A) the Bonds are the valid, legal, binding obligations of the City, (B) the interest on the Bonds is excluded from gross income for purposes of federal income taxes, is not a specific preference item for purposes of federal individual and corporate- alternative minimum taxes, and (C) the interest on the Bonds is exempt from personal income taxes of the State of California, all as provided in the Official Statement, together with an unqualified opinion of Bond Counsel, dated the Closing;Date and addressed to the Underwriter, to the effect that such opinion may relied upon,by the Underwriter to the same extent as if such opinion was addressed to it; (iv) an opinion,dated the Closing Date and addressed to the Underwriter, of Bond • Counsel to.the effecfthat (1) this Purchase Contract has-been duly authorized, executed and delivered by the City, and assuming due authorization, execution and delivery by the • Underwriter; constitutes a legal, valid and binding agreement of the City, enforceable in accordance with,its terms, subject to bankruptcy, insolvency`and other laws affecting the enforcement of creditors' rights 'in general and except as such enforceability may be limited by the application of equitable principles if equitable-remedies are sought; ( 2 ) the Bonds are not subject to the registration requirements of the:Securities Act of 1933, as amended, and the Resolution is exemptfrom qualification under the Trust Indenture Act of 1939, as amended; (3) the Bonds and the Resolution conform as to form and tenor to the descriptions thereof contained in the Official Statement, and the statements contained in the Official Statement on the cover:and under the captions "INTRODUCTION", "THE BONDS"; "SECURITY FOR THE BONDS", "SPECIAL RISK FACTORS", "LEGAL MATTERS':, insofar as such statements purport to summarize certain provisions of the Act, the Bonds, the Resolution, and.other applicable laws and agreements, present a fair and accurate 'summary of such provisions; (4) the Resolution and the Bonds constitute legal,, valid and binding agreements of the City enforceable in 'accordance with their terms except as;such enforceability may be limited by bankruptcy, insolvency and other laws affecting the enforcement of creditors' rights in general and the application of equitable principles if equitable remedies are sought; (5) the Resolution creates a valid pledge of, lien upon and security interest in the proceeds of the Bonds, the unpaid assessments in the Assessment District and the interest thereon, and the moneys in all funds and accounts established pursuant to the'Resolution, including the investments • thereof, subject in all-cases to the provisions of the Resolution permitting the application thereof for the purposes and on the terms and conditions set forth therein; (6) the -8- 26091-05 111:DTF 5/8/01 assessments in the Assessment District have been duly and lawfully levied under and •' pursuant to the 1913 Act and constitute valid and legally binding liens on the respective properties on which they were levied; and based upon the information provided to such counsel in the course of their participation in the preparation of the Official Statement and (except as provided above) without,having undertaken to determine independently the accuracy or completeness of the statements contained in the Official Statement, such counsel.have no reason to believei:thatthe Official,Statement (except for the financial and statistical data.included therein and.assumptions with respect thereto, as to which no view need be expressed)as of the date,of the Official'Statement omitted, or as of the Closing. Date omits, to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (v) an opinion, dated the Closing Date'and:addressed to the Underwriter,of Jones Hall, A Professional Law Corporation, disclosure counsel to the City, to the effect that based upon the information made available to them in the course of their participation in the preparation of the Official Statement as disclosure counsel to the City and without having undertaken to determine independently or assuming any responsibility for the accuracy, completeness or fairness of the statements contained in the Official Statement, such counsel does not believe-that the Official Statement, as, of its,date and as of the • Closing Date, contains.any untrue,statement of a material fact or omits to state,a material fact required to be stated therein or necessary to make the statements`therein, in the light • of the circumstances under which;they were made,not misleading (except-that no opinion or belief need be expressed as,to any appendices and any other financial and statistical data contained in the.Official Statement); and such memoranda of said firms, or of other counsel specified by the Underwriter; as to "Blue Sky" matters as the Underwriter may reasonably require; (vi) a certificate, dated the;Closing?Date and signed by an authorized officer of the City to the effect that (1) the City has duly authorized, executed and delivered this Purchase Contract and the Official Statement; (2) the statements contained in the Official Statement (excluding the Appendices thereto as to which no opinion is expressed), to the best of the knowledge of the City.Counsel and without undertaking to verify the same with independent investigation, do not contain any_untrue statement'of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (3)to the best knowledge of said officer, no event has occurred since the date of the Official Statement which should.be disclosed in the Official Statement in order to • make the statements and information therein not misleading in any material respect;,and (4) the representations and warranties of.theCity contained herein are true,and correct in all material respects on and as of the Closing Datewith the same effect as if made onthe Closing Date; (vii) an opinion, dated the Closing Date and addressed to the Underwriter, of the • Counsel to the City, to the effect that (1) to such counsel's best knowledge, no action, suit; proceeding, inquiryy or investigation, at law or in equity, before or by any court, -9- 26091-05 JH:DTF 5/8/01 regulatory agency; public board or body, is pending or threatened affecting the existence • of the City or-the titles.of its officers to their respective offices, or seeking to restrain or • to enjoin the issuance, sale or delivery of the Bonds, the application of the proceeds thereof in accordance with the Resolution, the collection or application of the assessment and the interest thereon to pay the principal of and interest on the Bonds, or contesting or affecting the validity or enforceability of the Bonds, the Resolution, this Purchase Contract, or action of the City contemplated by any of said documents, or contesting the completeness 'or accuracy of the Official Statement or'the powers of the City or its authority with respect to:the Bonds, the Resolution,.this,Purchase Contract, or any action on the part of the City'contemplated:by any of said.decuments, or seeking to enjoin or restrain the City from approving the acquisition of fee title to the land within the Assessment District, or which'challenges the exclusion.of interest aid on the Bonds from gross income for purposes''of federal income taxation or the exemption of such interest on the Bonds from California personal income taxation, nor to such counsel's knowledge is there any basis therefore, •(2) the City is duly organized and validly existing under the Constitution and laws of the State of California with full legal right, power and authority to issue the Bonds andto perform all of its obligations:under this Purchase Contract, and the Bonds; and (3) the City has duly and validly adopted the Resolution, and it is in full force and effect; (viii) consent and comfort letters from such consultants to the financing as is • reasonably requested by the Underwriter; (ix) a transcript of all proceedings relating to the authorization, issuance, sale and delivery of the Bonds; and • (x) such additional legal opinions, certificates (including a non-arbitrage certificate), instruments and:other documents-as the Underwriter may reasonably request to evidence the truth and accuracy; as of the date hereof and as of the Closing Date; of the City's representations and warranties contained herein and of the statements and information contained in the Official Statement and the due performance or satisfaction by the City at or prior to the Closing of all agreements then to be performed and all conditions then to be satisfied by the City in connection with the transactions contemplated hereby,and by the Resolution and the Official Statement. All..the opinions, certificates, instruments and other documents mentioned in this section or elsewhere in this Purchase Contract shall be deemed to be compliance with the terms hereof if and only if, theyareinform and substance satisfactory to.the Underwriter, If any of the conditions:to the obligations of the'Underwriter,contained in this section or elsewhere in this,Purchase:Contract shall not have been satisfied when and as required herein, all obligations of the Underwriter'hereunder may be terminated by the Underwriter at, or at any time prior to, the Closing Date'by written notice to the City. • 4. Expenses. -10- • 26091-05 JH•D1T .5/3/01 4 (a) Whether or not the Underwriter accepts delivery of and pays for the Bonds as, set •�` forth herein, it shall be under no obligation to pay,'andthe City-shall pay or cause to be paid out of the proceeds of the Bonds or any other legally available funds of the City, all expenses incident to the performance of the City's obligations hereunder, including but not limited to the cost of printing, engraving and delivering the Bonds to the Underwriter;;the cost of printing, distribution and delivery of the Preliminary Official Statement and the Official Statement in reasonable quantities as requested by the Underwriter; the fees and disbursements of Bond Counsel, accountants, engineers, appraisers, and any other experts- or consultants retained in connection with the Bonds;-and any other expenses not specifically enumerated in paragraph (b) of this section incurred in connection.with,the issuance of the Bonds. • (b) Whether or not the Bonds are delivered to the Underwriter as set forth herein,, the City shall be under no obligation to pay, and the Underwriter shall pay, all expenses paid or incurred to qualify the Bonds for sale under.any "Blue Sky" laws; and all other expenses paid,or incurred by the Underwriter in connection with its offering and distribution of the Bonds not specifically enumerated in paragraph (a) of this section, including the fees and disbursements of its counsel: 5. Notices: Any notice or other communication to be given to the City under this Purchase Contract may given bydelivering:the'Same in writing,as follows: City of Petaluma 11 English St. Petaluma; CA 94952 • Attention: Finance Director and any notice or other communication to be given to the Underwriter under this Purchase Contract may be given by delivering the same in writing as follows: IBIS Securities, LLC 2950 Buskirk Avenue, Suite 165 Walnut Creek, CA 94596 . Attention:'Nicki Tallman 6. Parties in Interest._ This Purchase Contract is made solely for the benefit of the City and the Underwriter (including successors, or assignees of the Underwriter) and no other person, including but'not limited to •any owner of`land within the Assessment District, shall acquire or have any right hereunder or by virtue hereof. • 7. Survival of Representations,and'Warranties. The representations and warranties of • the City, set forth in or made pursuant to this Purchase Contract, shall not be deemed to have been discharged„satisfied or otherwise rendered void:.by reason of the Closing or:teianination of this Purchase-Contract„regardless of any investigations made by or on behalf of the Underwriter • (or statements as to the results of such investigations) concerning such representations and statements of the City and regardless of delivery of and payment for the Bonds. -11- 26091-05 JH:DTF 5/8/01 .1 •' 8. Offering by Underwriter. It is understood that the,Underwriter proposes to offer the Bonds for said to the public(which may include selected dealers) as set forth in the Official Statement. Concessions from the public offering price•may be allowed to selected dealers. It is understood that the initial public offering price and concessions set forth in the Official Statement inay vary after the initial public offering. It is further understood that the Bonds may be offered to the public at prices other than the par value thereof. The net premium on the sale of the Bonds, if any, shall accrue to the benefit of the Underwriter. The City hereby confirms the authority and use by the Underwriter of the Official Statement. 9. Time. Time shall be of the essence of this Purchase Contract. 10. Counterparts. This Purchase Contract may be executed in any number of counterparts. 11. Effective. This.Purchase Contract shall become effective and binding upon the respective parties hereto upon the execution of the acceptance:hereof by the City and shall be valid and enforceable as of the time of such acceptance. Very truly yours, IBIS SECURITIES,,LLC • By: Accepted: CITY OF PETALUMA By: Finance Director -12- 26091-05 J1-1:DTF 5/8/01 ,y EXHIBIT A TO PURCHASE CONTRACT • CITY OF•PETALUMA,,CALIFORNIA LIMITED OBLIGATION"REFUNDING IMPROVEMENT BONDS • Assessment District No. 23, Redwood Business Park 3 (Reassessment,and Refunding of 2001), Series 2001-A Year (September 2) Principal Amount Interest Rate • -13-